Local Government
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Local Government 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Local Government P.O. Drawer 25279 Raleigh, NC 27611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,284 |
| Total Mortgage Loan Application Amount | $762,300,000 |
| Average Mortgage Loan Application Amount | $118,000 |
| Highest Mortgage Loan Application Amount | $1,805,000 |
| Average Applicant Income | $103,750 |
| Highest Applicant Income | $9,464,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Local Government. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Local Government's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Local Government's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Local Government serves its applicants.
Each category highlights the total number of mortgage applications processed by Local Government, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Local Government's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 296 | $ 46,840,000 | $ 158,000 | $ 143,000 |
| Mecklenburg County North Carolina | 251 | $ 36,305,000 | $ 144,000 | $ 107,000 |
| Johnston County North Carolina | 224 | $ 27,220,000 | $ 121,000 | $ 115,000 |
| Pitt County North Carolina | 217 | $ 24,235,000 | $ 111,000 | $ 117,000 |
| Catawba County North Carolina | 190 | $ 22,180,000 | $ 116,000 | $ 101,000 |
| Gaston County North Carolina | 187 | $ 21,845,000 | $ 116,000 | $ 90,000 |
| Guilford County North Carolina | 171 | $ 22,285,000 | $ 130,000 | $ 137,000 |
| Iredell County North Carolina | 169 | $ 23,185,000 | $ 137,000 | $ 84,000 |
| Rowan County North Carolina | 169 | $ 17,315,000 | $ 102,000 | $ 85,000 |
| Cabarrus County North Carolina | 162 | $ 20,210,000 | $ 124,000 | $ 101,000 |
| Davidson County North Carolina | 155 | $ 17,445,000 | $ 112,000 | $ 89,000 |
| Brunswick County North Carolina | 152 | $ 18,580,000 | $ 122,000 | $ 97,000 |
| Union County North Carolina | 150 | $ 18,280,000 | $ 121,000 | $ 115,000 |
| Forsyth County North Carolina | 139 | $ 17,275,000 | $ 124,000 | $ 110,000 |
| Buncombe County North Carolina | 136 | $ 21,930,000 | $ 161,000 | $ 117,000 |
| Stanly County North Carolina | 112 | $ 14,900,000 | $ 133,000 | $ 89,000 |
| Henderson County North Carolina | 107 | $ 16,285,000 | $ 152,000 | $ 95,000 |
| Cleveland County North Carolina | 103 | $ 11,505,000 | $ 111,000 | $ 105,000 |
| Nash County North Carolina | 102 | $ 10,620,000 | $ 104,000 | $ 76,000 |
| Durham County North Carolina | 97 | $ 11,145,000 | $ 114,000 | $ 103,000 |
| New Hanover County North Carolina | 94 | $ 15,950,000 | $ 169,000 | $ 116,000 |
| Randolph County North Carolina | 94 | $ 12,350,000 | $ 131,000 | $ 142,000 |
| Rutherford County North Carolina | 90 | $ 9,500,000 | $ 105,000 | $ 78,000 |
| Alamance County North Carolina | 84 | $ 11,980,000 | $ 142,000 | $ 90,000 |
| Surry County North Carolina | 82 | $ 8,010,000 | $ 97,000 | $ 69,000 |
| Harnett County North Carolina | 78 | $ 9,710,000 | $ 124,000 | $ 89,000 |
| Lincoln County North Carolina | 75 | $ 10,575,000 | $ 141,000 | $ 173,000 |
| Caldwell County North Carolina | 73 | $ 8,155,000 | $ 111,000 | $ 89,000 |
| Wilkes County North Carolina | 69 | $ 7,945,000 | $ 115,000 | $ 84,000 |
| Rockingham County North Carolina | 68 | $ 8,440,000 | $ 124,000 | $ 80,000 |
| Dare County North Carolina | 66 | $ 8,450,000 | $ 128,000 | $ 106,000 |
| Edgecombe County North Carolina | 66 | $ 5,460,000 | $ 82,000 | $ 112,000 |
| Franklin County North Carolina | 66 | $ 9,700,000 | $ 146,000 | $ 101,000 |
| Robeson County North Carolina | 64 | $ 5,810,000 | $ 90,000 | $ 72,000 |
| Beaufort County North Carolina | 61 | $ 5,095,000 | $ 83,000 | $ 102,000 |
| Wayne County North Carolina | 60 | $ 6,540,000 | $ 109,000 | $ 81,000 |
| Burke County North Carolina | 59 | $ 6,515,000 | $ 110,000 | $ 91,000 |
| Wilson County North Carolina | 56 | $ 5,210,000 | $ 93,000 | $ 87,000 |
| Cumberland County North Carolina | 55 | $ 4,865,000 | $ 88,000 | $ 79,000 |
| Onslow County North Carolina | 55 | $ 6,725,000 | $ 122,000 | $ 144,000 |
| Carteret County North Carolina | 54 | $ 6,820,000 | $ 126,000 | $ 110,000 |
| Moore County North Carolina | 54 | $ 5,610,000 | $ 103,000 | $ 82,000 |
| Granville County North Carolina | 51 | $ 4,915,000 | $ 96,000 | $ 178,000 |
| Craven County North Carolina | 50 | $ 4,470,000 | $ 89,000 | $ 81,000 |
| Lenoir County North Carolina | 49 | $ 4,405,000 | $ 89,000 | $ 92,000 |
| Davie County North Carolina | 46 | $ 5,270,000 | $ 114,000 | $ 86,000 |
| Cherokee County North Carolina | 45 | $ 4,775,000 | $ 106,000 | $ 71,000 |
| Pender County North Carolina | 43 | $ 5,035,000 | $ 117,000 | $ 116,000 |
| Sampson County North Carolina | 43 | $ 4,495,000 | $ 104,000 | $ 87,000 |
| Richmond County North Carolina | 40 | $ 3,940,000 | $ 98,000 | $ 79,000 |
| Alexander County North Carolina | 37 | $ 4,635,000 | $ 125,000 | $ 84,000 |
| Montgomery County North Carolina | 34 | $ 3,280,000 | $ 96,000 | $ 59,000 |
| Lee County North Carolina | 33 | $ 3,885,000 | $ 117,000 | $ 87,000 |
| Macon County North Carolina | 31 | $ 2,125,000 | $ 68,000 | $ 74,000 |
| Orange County North Carolina | 31 | $ 4,555,000 | $ 146,000 | $ 105,000 |
| Columbus County North Carolina | 30 | $ 2,550,000 | $ 85,000 | $ 71,000 |
| Haywood County North Carolina | 30 | $ 4,540,000 | $ 151,000 | $ 88,000 |
| Madison County North Carolina | 30 | $ 4,190,000 | $ 139,000 | $ 75,000 |
| Pasquotank County North Carolina | 30 | $ 2,300,000 | $ 76,000 | $ 82,000 |
| Halifax County North Carolina | 29 | $ 2,255,000 | $ 77,000 | $ 157,000 |
| Yadkin County North Carolina | 29 | $ 2,945,000 | $ 101,000 | $ 80,000 |
| Scotland County North Carolina | 26 | $ 2,580,000 | $ 99,000 | $ 85,000 |
| Anson County North Carolina | 25 | $ 2,295,000 | $ 91,000 | $ 66,000 |
| McDowell County North Carolina | 25 | $ 2,815,000 | $ 112,000 | $ 95,000 |
| Chatham County North Carolina | 23 | $ 4,485,000 | $ 195,000 | $ 144,000 |
| Horry County South Carolina | 23 | $ 4,065,000 | $ 176,000 | $ 117,000 |
| Clay County North Carolina | 22 | $ 2,680,000 | $ 121,000 | $ 76,000 |
| Greene County North Carolina | 22 | $ 1,920,000 | $ 87,000 | $ 90,000 |
| Person County North Carolina | 21 | $ 2,005,000 | $ 95,000 | $ 71,000 |
| Vance County North Carolina | 21 | $ 2,385,000 | $ 113,000 | $ 77,000 |
| Duplin County North Carolina | 20 | $ 1,410,000 | $ 70,000 | $ 65,000 |
| Martin County North Carolina | 20 | $ 1,950,000 | $ 97,000 | $ 80,000 |
| Bertie County North Carolina | 19 | $ 1,645,000 | $ 86,000 | $ 71,000 |
| Polk County North Carolina | 19 | $ 2,175,000 | $ 114,000 | $ 80,000 |
| York County South Carolina | 19 | $ 3,575,000 | $ 188,000 | $ 121,000 |
| Stokes County North Carolina | 18 | $ 2,350,000 | $ 130,000 | $ 96,000 |
| Transylvania County North Carolina | 18 | $ 2,100,000 | $ 116,000 | $ 65,000 |
| Watauga County North Carolina | 18 | $ 2,350,000 | $ 130,000 | $ 146,000 |
| Spartanburg County South Carolina | 18 | $ 2,050,000 | $ 113,000 | $ 121,000 |
| Mitchell County North Carolina | 17 | $ 1,385,000 | $ 81,000 | $ 61,000 |
| Yancey County North Carolina | 17 | $ 2,885,000 | $ 169,000 | $ 69,000 |
| Hertford County North Carolina | 16 | $ 2,020,000 | $ 126,000 | $ 66,000 |
| Bladen County North Carolina | 15 | $ 1,115,000 | $ 74,000 | $ 85,000 |
| Currituck County North Carolina | 15 | $ 1,395,000 | $ 93,000 | $ 95,000 |
| Northampton County North Carolina | 15 | $ 1,535,000 | $ 102,000 | $ 73,000 |
| Ashe County North Carolina | 14 | $ 2,150,000 | $ 153,000 | $ 91,000 |
| Jackson County North Carolina | 14 | $ 1,490,000 | $ 106,000 | $ 70,000 |
| Hoke County North Carolina | 12 | $ 520,000 | $ 43,000 | $ 182,000 |
| Warren County North Carolina | 12 | $ 910,000 | $ 75,000 | $ 63,000 |
| Caswell County North Carolina | 11 | $ 1,795,000 | $ 163,000 | $ 109,000 |
| Washington County North Carolina | 11 | $ 645,000 | $ 58,000 | $ 60,000 |
| Avery County North Carolina | 10 | $ 1,420,000 | $ 142,000 | $ 120,000 |
| Camden County North Carolina | 10 | $ 930,000 | $ 93,000 | $ 112,000 |
| Towns County Georgia | 9 | $ 845,000 | $ 93,000 | $ 69,000 |
| Tyrrell County North Carolina | 9 | $ 375,000 | $ 41,000 | $ 40,000 |
| Jones County North Carolina | 8 | $ 660,000 | $ 82,000 | $ 78,000 |
| Pamlico County North Carolina | 8 | $ 350,000 | $ 43,000 | $ 55,000 |
| Perquimans County North Carolina | 8 | $ 540,000 | $ 67,000 | $ 320,000 |
| Swain County North Carolina | 8 | $ 790,000 | $ 98,000 | $ 87,000 |
| Patrick County Virginia | 8 | $ 820,000 | $ 102,000 | $ 62,000 |
| Union County Georgia | 7 | $ 1,215,000 | $ 173,000 | $ 101,000 |
| Alleghany County North Carolina | 7 | $ 645,000 | $ 92,000 | $ 67,000 |
| Chowan County North Carolina | 7 | $ 455,000 | $ 65,000 | $ 55,000 |
| Carroll County Virginia | 7 | $ 625,000 | $ 89,000 | $ 93,000 |
| Gates County North Carolina | 6 | $ 560,000 | $ 93,000 | $ 92,000 |
| Chesterfield County South Carolina | 6 | $ 460,000 | $ 76,000 | $ 51,000 |
| Greenville County South Carolina | 6 | $ 1,030,000 | $ 171,000 | $ 61,000 |
| Lancaster County South Carolina | 6 | $ 900,000 | $ 150,000 | $ 142,000 |
| Charleston County South Carolina | 4 | $ 880,000 | $ 220,000 | $ 113,000 |
| Cherokee County South Carolina | 4 | $ 950,000 | $ 237,000 | $ 83,000 |
| Oconee County South Carolina | 4 | $ 1,000,000 | $ 250,000 | $ 108,000 |
| Gwinnett County Georgia | 3 | $ 225,000 | $ 75,000 | $ 145,000 |
| Graham County North Carolina | 3 | $ 295,000 | $ 98,000 | $ 63,000 |
| Hyde County North Carolina | 3 | $ 145,000 | $ 48,000 | $ 76,000 |
| Beaufort County South Carolina | 3 | $ 585,000 | $ 195,000 | $ 2,454,000 |
| Pickens County South Carolina | 3 | $ 375,000 | $ 125,000 | $ 154,000 |
| Richland County South Carolina | 3 | $ 125,000 | $ 41,000 | $ 73,000 |
| Virginia Beach County Virginia | 3 | $ 665,000 | $ 221,000 | $ 35,000 |
| Fannin County Georgia | 2 | $ 250,000 | $ 125,000 | $ 89,000 |
| Georgetown County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 73,000 |
| Greene County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 66,000 |
| Washington County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 4,795,000 |
| Danville County Virginia | 2 | $ 60,000 | $ 30,000 | $ 68,000 |
| Martinsville County Virginia | 2 | $ 120,000 | $ 60,000 | $ 64,000 |
| Pittsylvania County Virginia | 2 | $ 90,000 | $ 45,000 | $ 64,000 |
| Stafford County Virginia | 2 | $ 190,000 | $ 95,000 | $ 124,000 |
| Indian River County Florida | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Banks County Georgia | 1 | $ 325,000 | $ 325,000 | $ 95,000 |
| Cobb County Georgia | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Dougherty County Georgia | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Franklin County Georgia | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| Fulton County Georgia | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Hall County Georgia | 1 | $ 45,000 | $ 45,000 | $ 101,000 |
| Paulding County Georgia | 1 | $ 265,000 | $ 265,000 | $ 180,000 |
| Rabun County Georgia | 1 | $ 105,000 | $ 105,000 | $ 106,000 |
| Richmond County Georgia | 1 | $ 275,000 | $ 275,000 | $ 185,000 |
| White County Georgia | 1 | $ 365,000 | $ 365,000 | $ 101,000 |
| Clarendon County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 222,000 |
| Darlington County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Kershaw County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 149,000 |
| Marion County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Carter County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Jefferson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Rutherford County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 180,000 |
| Shelby County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 226,000 |
| Albemarle County Virginia | 1 | $ 375,000 | $ 375,000 | $ 102,000 |
| Bedford County Virginia | 1 | $ 85,000 | $ 85,000 | $ 135,000 |
| Caroline County Virginia | 1 | $ 265,000 | $ 265,000 | $ 139,000 |
| Emporia County Virginia | 1 | $ 125,000 | $ 125,000 | $ 118,000 |
| Frederick County Virginia | 1 | $ 45,000 | $ 45,000 | $ 107,000 |
| Giles County Virginia | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Grayson County Virginia | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Greensville County Virginia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Halifax County Virginia | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Henrico County Virginia | 1 | $ 335,000 | $ 335,000 | $ 109,000 |
| Henry County Virginia | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| James City County Virginia | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Lynchburg County Virginia | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| Orange County Virginia | 1 | $ 385,000 | $ 385,000 | $ 149,000 |
| Petersburg County Virginia | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Roanoke City County Virginia | 1 | $ 95,000 | $ 95,000 | $ 491,000 |
| Smyth County Virginia | 1 | $ 95,000 | $ 95,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for Local Government in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,917 | $114,285,000 | $59,000 | $505,000 | $117,000 | $9,464,000 |
| Home Purchase | 1,849 | $417,725,000 | $225,000 | $1,805,000 | $94,000 | $1,474,000 |
| Other Purpose | 1,392 | $89,870,000 | $64,000 | $525,000 | $100,000 | $2,808,000 |
| Refinancing | 1,126 | $140,420,000 | $124,000 | $725,000 | $104,000 | $4,855,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,312 | $519,980,000 | $120,000 | $1,005,000 | $108,000 | $9,464,000 |
| Black or African American | 1,192 | $137,860,000 | $115,000 | $1,805,000 | $92,000 | $2,918,000 |
| Not Provided | 405 | $51,715,000 | $127,000 | $505,000 | $122,000 | $6,972,000 |
| Hispanic | 249 | $35,455,000 | $142,000 | $645,000 | $84,000 | $391,000 |
| American Indian or Alaskan Native | 71 | $6,995,000 | $98,000 | $285,000 | $74,000 | $286,000 |
| Asian | 39 | $7,595,000 | $194,000 | $545,000 | $106,000 | $247,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,615,000 | $230,000 | $365,000 | $99,000 | $139,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,284 | $762,300,000 | $121,000 | $1,805,000 | $104,000 | $9,464,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,835 | $508,805,000 | $132,000 | $1,805,000 | $102,000 | $4,855,000 |
| Application Denied By Financial Institution | 1,460 | $129,830,000 | $88,000 | $705,000 | $105,000 | $9,464,000 |
| Application Withdrawn By Applicant | 673 | $91,895,000 | $136,000 | $875,000 | $108,000 | $6,972,000 |
| File Closed For Incompleteness | 271 | $24,625,000 | $90,000 | $445,000 | $119,000 | $3,640,000 |
| Application Approved But Not Accepted | 45 | $7,145,000 | $158,000 | $385,000 | $99,000 | $563,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,824 | $632,470,000 | $131,000 | $1,805,000 | $104,000 | $6,972,000 |
| Debt-To-Income Ratio | 756 | $75,550,000 | $99,000 | $705,000 | $61,000 | $256,000 |
| Credit History | 510 | $38,170,000 | $74,000 | $495,000 | $154,000 | $6,149,000 |
| Collateral | 157 | $12,405,000 | $79,000 | $455,000 | $104,000 | $2,820,000 |
| Other | 17 | $1,765,000 | $103,000 | $435,000 | $633,000 | $9,464,000 |
| Unverifiable Information | 13 | $995,000 | $76,000 | $255,000 | $96,000 | $207,000 |
| Employment History | 6 | $590,000 | $98,000 | $255,000 | $43,000 | $95,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $355,000 | $355,000 | $355,000 | $211,000 | $211,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Local Government's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Local Government's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.