Los Angeles Police FCU Mortgage Lending & HMDA Data, 2009

In 2009, Los Angeles Police FCU of Van Nuys, CA reported 1,140 mortgage applications totaling $282.1 million, up 57% from 2008. The average application was for $247,433, and applicants reported an average income of $119,821. 52% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (696), Riverside-San Bernardino-Ontario, CA (136) and Santa Ana-Anaheim-Irvine, CA (70) (applications in parentheses).

Mortgage Company & Address Los Angeles Police FCU
16150 Sherman Way
Van Nuys, CA 91406
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,140
Total Mortgage Loan Application Amount $282,074,000
Average Mortgage Loan Application Amount $247,433
Highest Mortgage Loan Application Amount $720,000
Average Applicant Income $119,821
Highest Applicant Income $5,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Los Angeles Police FCU filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Los Angeles Police FCU by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 696 $ 177,055,000 $ 254,389 $ 123,000
San Bernardino, California 97 $ 23,783,000 $ 245,185 $ 123,000
Orange, California 70 $ 20,938,000 $ 299,114 $ 136,000
Ventura, California 47 $ 12,323,000 $ 262,191 $ 112,000
Riverside, California 39 $ 8,651,000 $ 221,820 $ 105,000
Mohave, Arizona 17 $ 1,884,000 $ 110,823 $ 127,000
Kern, California 12 $ 1,845,000 $ 153,750 $ 145,000
Clark, Nevada 9 $ 1,799,000 $ 199,888 $ 140,000
San Diego, California 7 $ 2,120,000 $ 302,857 $ 134,000
Kootenai, Idaho 7 $ 1,271,000 $ 181,571 $ 106,000
San Luis Obispo, California 6 $ 1,172,000 $ 195,333 $ 101,000
Yavapai, Arizona 5 $ 595,000 $ 119,000 $ 73,000
Santa Barbara, California 4 $ 1,017,000 $ 254,250 $ 176,000
Washoe, Nevada 3 $ 566,000 $ 188,666 $ 90,000
Coos, Oregon 3 $ 191,000 $ 63,666 $ 79,000
Maricopa, Arizona 2 $ 401,000 $ 200,500 $ 89,000
Alameda, California 2 $ 690,000 $ 345,000 $ 101,000
Contra Costa, California 2 $ 719,000 $ 359,500 $ 147,000
Madera, California 2 $ 265,000 $ 132,500 $ 31,000
Larimer, Colorado 2 $ 513,000 $ 256,500 $ 118,000
Lake, Florida 2 $ 586,000 $ 293,000 $ 98,000
Ada, Idaho 2 $ 362,000 $ 181,000 $ 66,000
Boise, Idaho 2 $ 219,000 $ 109,500 $ 89,000
Thurston, Washington 2 $ 595,000 $ 297,500 $ 63,000
Montgomery, Alabama 1 $ 155,000 $ 155,000 $ 45,000
Santa Cruz, Arizona 1 $ 85,000 $ 85,000 $ 138,000
El Dorado, California 1 $ 240,000 $ 240,000 $ 112,000
Fresno, California 1 $ 10,000 $ 10,000 $ 328,000
Humboldt, California 1 $ 210,000 $ 210,000 $ 99,000
Imperial, California 1 $ 68,000 $ 68,000 $ 112,000
Mariposa, California 1 $ 300,000 $ 300,000 $ 189,000
Mendocino, California 1 $ 180,000 $ 180,000 $ 48,000
Mono, California 1 $ 269,000 $ 269,000 $ 221,000
Monterey, California 1 $ 80,000 $ 80,000 $ 56,000
Placer, California 1 $ 390,000 $ 390,000 $ 136,000
San Mateo, California 1 $ 196,000 $ 196,000 $ 38,000
Yolo, California 1 $ 226,000 $ 226,000 $ 147,000
Mesa, Colorado 1 $ 20,000 $ 20,000 $ 53,000
Montrose, Colorado 1 $ 320,000 $ 320,000 $ 85,000
Summit, Colorado 1 $ 188,000 $ 188,000 $ 74,000
Weld, Colorado 1 $ 155,000 $ 155,000 $ 94,000
Broward, Florida 1 $ 250,000 $ 250,000 $ 77,000
Cobb, Georgia 1 $ 229,000 $ 229,000 $ 41,000
Gwinnett, Georgia 1 $ 110,000 $ 110,000 $ 117,000
Henry, Georgia 1 $ 70,000 $ 70,000 $ 117,000
Spalding, Georgia 1 $ 32,000 $ 32,000 $ 95,000
Honolulu, Hawaii 1 $ 259,000 $ 259,000 $ 255,000
Bonner, Idaho 1 $ 407,000 $ 407,000 $ 253,000
Cook, Illinois 1 $ 122,000 $ 122,000 $ 91,000
Lincoln, Montana 1 $ 140,000 $ 140,000 $ 50,000
Carson City, Nevada 1 $ 62,000 $ 62,000 $ 71,000
Douglas, Nevada 1 $ 375,000 $ 375,000 $ 91,000
Nye, Nevada 1 $ 152,000 $ 152,000 $ 105,000
Grant, New Mexico 1 $ 129,000 $ 129,000 $ 114,000
Clackamas, Oregon 1 $ 262,000 $ 262,000 $ 91,000
Clatsop, Oregon 1 $ 417,000 $ 417,000 $ 93,000
Josephine, Oregon 1 $ 205,000 $ 205,000 $ 94,000
Marion, Oregon 1 $ 380,000 $ 380,000 $ 85,000
Delaware, Pennsylvania 1 $ 123,000 $ 123,000 $ 53,000
Collin, Texas 1 $ 160,000 $ 160,000 $ 54,000
Harris, Texas 1 $ 178,000 $ 178,000 $ 71,000
Smith, Texas 1 $ 190,000 $ 190,000 $ 98,000
Williamson, Texas 1 $ 126,000 $ 126,000 $ 157,000
Utah, Utah 1 $ 299,000 $ 299,000 $ 168,000
Washington, Utah 1 $ 181,000 $ 181,000 $ 65,000
Williamsburg, Virginia 1 $ 200,000 $ 200,000 $ 212,000
Snohomish, Washington 1 $ 313,000 $ 313,000 $ 149,000
Chippewa, Wisconsin 1 $ 70,000 $ 70,000 $ 92,000

Mortgage Loan Application Detail Totals for Los Angeles Police FCU in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 772 $206,323,000 $267,000 $720,000 $125,000 $5,000,000
Home Improvement 220 $43,878,000 $199,000 $579,000 $117,000 $500,000
Home Purchase 148 $31,873,000 $215,000 $660,000 $97,000 $402,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 377 $92,540,000 $245,000 $720,000 $116,000 $898,000
Hispanic 306 $76,426,000 $249,000 $540,000 $128,000 $5,000,000
Not Provided 302 $71,611,000 $237,000 $687,000 $124,000 $1,051,000
Black or African American 71 $16,660,000 $234,000 $600,000 $99,000 $328,000
Asian 68 $20,229,000 $297,000 $660,000 $115,000 $297,000
American Indian or Alaskan Native 9 $2,492,000 $276,000 $500,000 $118,000 $215,000
Native Hawaiian or Other Pacific Islander 7 $2,116,000 $302,000 $396,000 $102,000 $219,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,140 $282,074,000 $247,000 $720,000 $120,000 $5,000,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 592 $141,784,000 $239,000 $626,000 $115,000 $445,000
Application Withdrawn By Applicant 208 $52,254,000 $251,000 $720,000 $139,000 $1,051,000
Application Denied By Financial Institution 196 $50,313,000 $256,000 $687,000 $104,000 $500,000
File Closed For Incompleteness 47 $13,339,000 $283,000 $579,000 $214,000 $5,000,000
Application Approved But Not Accepted 42 $10,688,000 $254,000 $580,000 $120,000 $360,000
Preapproval Denied by Financial Institution 35 $8,531,000 $243,000 $600,000 $85,000 $232,000
Preapproval Approved but not Accepted 20 $5,165,000 $258,000 $500,000 $90,000 $136,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Los Angeles Police FCU's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Los Angeles Police FCU's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

Download the California Lender List