8 mortgage lenders are based in Lowell, MA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Middlesex County, MA in 2025.
In 2025, 488 lenders made 29,149 home loans worth $17.0 billion in Middlesex County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Middlesex County, which includes Lowell.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Citizens Bank, NA Providence, RI | 2,576 | $991.5M | $385,000 | 8.8% |
| 2 | Leader Bank NA Arlington, MA | 1,710 | $1.1B | $632,000 | 5.9% |
| 3 | Guaranteed Rate, Inc. Chicago, IL | 1,505 | $1.0B | $671,000 | 5.2% |
| 4 | Crosscountry Mortgage, LLC Cleveland, OH | 1,077 | $669.4M | $622,000 | 3.7% |
| 5 | Bank of America NA Westlake Village, CA | 1,033 | $447.0M | $433,000 | 3.5% |
| 6 | Eastern Bank Boston, MA | 935 | $376.8M | $403,000 | 3.2% |
| 7 | United Wholesale Mortgage Plymouth, MI | 701 | $378.8M | $540,000 | 2.4% |
| 8 | Middlesex Savings Bank Natick, MA | 634 | $231.0M | $364,000 | 2.2% |
| 9 | Digital Federal Credit Union Marlborough, MA | 611 | $139.9M | $229,000 | 2.1% |
| 10 | TD Bank Mount Laurel, NJ | 512 | $274.4M | $536,000 | 1.8% |
See every lender in Middlesex County and its 2025 mortgage data · top lenders in Massachusetts · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Align Credit Union
40 MARKET STREET, PO BOX 7008 LOWELL, MA 01851 |
* | 11,185 | $2,526,660,000 |
| Butler Bank
10 GEORGE STREET LOWELL, MA 01852 |
* | 676 | $201,028,000 |
| Enterprise Bank and Trust Company
222 MERRIMACK STREET LOWELL, MA 01852 |
* | 14,025 | $6,621,796,000 |
| First Essex Bank, FSB
900 CHELMSFORD STREET LOWELL, MA 01851 |
* | 740 | $129,360,000 |
| Jeanne D'arc Credit Union
581 MERRIMACK ST. LOWELL, MA 01854 |
* | 28,897 | $6,361,300,000 |
| Sage Bank
18 HURD STREET LOWELL, MA 01852 |
* | 22,125 | $5,886,298,000 |
| Washington Savings Bank
30 MIDDLESEX ST. LOWELL, MA 01852 |
* | 1,633 | $249,674,000 |
| Washington Savings Bank
30 MIDDLESEX ST. LOWELL, MA 01852 |
* | 3,312 | $887,505,000 |
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