1 mortgage lender is based in Ludington, MI, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Mason County, MI in 2025.
In 2025, 117 lenders made 569 home loans worth $139.7 million in Mason County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Mason County, which includes Ludington.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | West Shore Bank Ludington, MI | 98 | $22.1M | $225,000 | 17.2% |
| 2 | Mortgage 1 Incorporated Sterling Heights, MI | 48 | $11.1M | $231,000 | 8.4% |
| 3 | Fifth Third Bank, National Association Cincinnati, OH | 35 | $3.9M | $110,000 | 6.2% |
| 4 | Lake Michigan Credit Union Grand Rapids, MI | 31 | $24.5M | $790,000 | 5.4% |
| 5 | Preferred Credit Union Grand Rapids, MI | 30 | $1.9M | $63,000 | 5.3% |
| 6 | Huntington National Bank Columbus, OH | 28 | $6.9M | $248,000 | 4.9% |
| 7 | United Wholesale Mortgage Plymouth, MI | 23 | $4.2M | $183,000 | 4.0% |
| 8 | PNC Bank N.A. Pittsburgh, PA | 13 | $1.4M | $105,000 | 2.3% |
| 9 | Mortgage Research Center Columbia, MO | 12 | $2.8M | $230,000 | 2.1% |
| 10 | The Shelby State Bank Shelby, MI | 10 | $1.5M | $152,000 | 1.8% |
See every lender in Mason County and its 2025 mortgage data · top lenders in Michigan · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| West Shore Bank
201 W LOOMIS PO BOX 627 LUDINGTON, MI 49431 |
* | 281 | $96,175,000 |
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