M&I Bank FSB Mortgage Lending & HMDA Data, 2005
In 2005, M&I Bank FSB of Cedarburg, WI reported 23,851 mortgage applications totaling $3.1 billion, up 28% from 2004. The average application was for $130,990, and applicants reported an average income of $65,586. 35% of its applications resulted in an originated loan and 33% were denied. Its largest markets were St. Louis, MO-IL (1,261), Columbus, OH (1,064) and Cincinnati-Middletown, OH-KY-IN (1,017) (applications in parentheses).
| Mortgage Company & Address | M&I Bank FSB W57n14280 Doerr Way Cedarburg, WI 53012 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 23,851 |
| Total Mortgage Loan Application Amount | $3,124,261,000 |
| Average Mortgage Loan Application Amount | $130,990 |
| Highest Mortgage Loan Application Amount | $4,970,000 |
| Average Applicant Income | $65,586 |
| Highest Applicant Income | $3,782,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&I Bank FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, MO-IL | 1,261 | $ 186,049,000 | $ 147,540 | $ 72,000 |
| Columbus, OH | 1,064 | $ 139,586,000 | $ 131,189 | $ 69,000 |
| Cincinnati-Middletown, OH-KY-IN | 1,017 | $ 126,028,000 | $ 123,921 | $ 68,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 917 | $ 166,827,000 | $ 181,926 | $ 69,000 |
| Cleveland-Elyria-Mentor, OH | 812 | $ 101,839,000 | $ 125,417 | $ 64,000 |
| Kansas City, MO-KS | 718 | $ 86,042,000 | $ 119,835 | $ 61,000 |
| Denver-Aurora, CO | 670 | $ 103,621,000 | $ 154,658 | $ 73,000 |
| Phoenix-Mesa-Scottsdale, AZ | 605 | $ 107,769,000 | $ 178,130 | $ 68,000 |
| Indianapolis, IN | 582 | $ 67,527,000 | $ 116,025 | $ 67,000 |
| Charlotte-Gastonia-Concord, NC-SC | 502 | $ 64,078,000 | $ 127,645 | $ 67,000 |
| Des Moines, IA | 474 | $ 54,022,000 | $ 113,970 | $ 63,000 |
| Dayton, OH | 471 | $ 53,441,000 | $ 113,462 | $ 64,000 |
| Atlanta-Sandy Springs-Marietta, GA | 469 | $ 67,995,000 | $ 144,978 | $ 66,000 |
| Milwaukee-Waukesha-West Allis, WI | 457 | $ 61,368,000 | $ 134,284 | $ 69,000 |
| Akron, OH | 324 | $ 39,690,000 | $ 122,500 | $ 66,000 |
| Chicago-Naperville-Joliet, IL | 281 | $ 44,560,000 | $ 158,576 | $ 75,000 |
| Wichita, KS | 281 | $ 26,886,000 | $ 95,679 | $ 63,000 |
| Omaha-Council Bluffs, NE-IA | 240 | $ 28,100,000 | $ 117,083 | $ 66,000 |
| Toledo, OH | 233 | $ 29,447,000 | $ 126,381 | $ 73,000 |
| Raleigh-Cary, NC | 201 | $ 27,240,000 | $ 135,522 | $ 71,000 |
| Gary, IN | 200 | $ 21,645,000 | $ 108,225 | $ 60,000 |
| Canton-Massillon, OH | 199 | $ 21,668,000 | $ 108,884 | $ 59,000 |
| Madison, WI | 166 | $ 26,280,000 | $ 158,313 | $ 65,000 |
| Fort Wayne, IN | 160 | $ 15,687,000 | $ 98,043 | $ 61,000 |
| Greenville, SC | 158 | $ 19,766,000 | $ 125,101 | $ 61,000 |
| Pittsburgh, PA | 153 | $ 14,247,000 | $ 93,117 | $ 61,000 |
| Warren-Farmington Hills-Troy, MI | 152 | $ 23,203,000 | $ 152,651 | $ 85,000 |
| Las Vegas-Paradise, NV | 151 | $ 41,008,000 | $ 271,576 | $ 75,000 |
| Lincoln, NE | 144 | $ 15,644,000 | $ 108,638 | $ 59,000 |
| Detroit-Livonia-Dearborn, MI | 140 | $ 17,870,000 | $ 127,642 | $ 55,000 |
| Tulsa, OK | 140 | $ 14,325,000 | $ 102,321 | $ 56,000 |
| Louisville, KY-IN | 136 | $ 16,495,000 | $ 121,286 | $ 60,000 |
| Cedar Rapids, IA | 114 | $ 14,555,000 | $ 127,675 | $ 63,000 |
| Youngstown-Warren-Boardman, OH-PA | 112 | $ 11,578,000 | $ 103,375 | $ 61,000 |
| Orlando, FL | 110 | $ 16,306,000 | $ 148,236 | $ 70,000 |
| Greensboro-High Point, NC | 107 | $ 12,685,000 | $ 118,551 | $ 59,000 |
| Topeka, KS | 99 | $ 9,414,000 | $ 95,090 | $ 54,000 |
| Jacksonville, FL | 97 | $ 15,980,000 | $ 164,742 | $ 66,000 |
| Colorado Springs, CO | 96 | $ 13,813,000 | $ 143,885 | $ 65,000 |
| Columbia, SC | 93 | $ 12,164,000 | $ 130,795 | $ 62,000 |
| Springfield, MO | 92 | $ 10,180,000 | $ 110,652 | $ 63,000 |
| Green Bay, WI | 88 | $ 10,707,000 | $ 121,670 | $ 57,000 |
| Springfield, OH | 84 | $ 8,833,000 | $ 105,154 | $ 57,000 |
| Tampa-St. Petersburg-Clearwater, FL | 83 | $ 13,592,000 | $ 163,759 | $ 83,000 |
| Nashville-Davidson--Murfreesboro, TN | 82 | $ 11,166,000 | $ 136,170 | $ 59,000 |
| Baltimore-Towson, MD | 80 | $ 13,934,000 | $ 174,175 | $ 86,000 |
| Salt Lake City, UT | 80 | $ 10,771,000 | $ 134,637 | $ 80,000 |
| Bloomington, IN | 78 | $ 9,249,000 | $ 118,576 | $ 56,000 |
| Appleton, WI | 76 | $ 8,529,000 | $ 112,223 | $ 68,000 |
| Spartanburg, SC | 73 | $ 8,308,000 | $ 113,808 | $ 49,000 |
| Winston-Salem, NC | 73 | $ 8,526,000 | $ 116,794 | $ 60,000 |
| Charleston-North Charleston, SC | 72 | $ 9,728,000 | $ 135,111 | $ 62,000 |
| Fayetteville, NC | 68 | $ 5,194,000 | $ 76,382 | $ 62,000 |
| Anderson, IN | 67 | $ 6,067,000 | $ 90,552 | $ 55,000 |
| Oshkosh-Neenah, WI | 65 | $ 6,606,000 | $ 101,630 | $ 55,000 |
| Richmond, VA | 65 | $ 9,702,000 | $ 149,261 | $ 73,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 62 | $ 11,557,000 | $ 186,403 | $ 68,000 |
| Mansfield, OH | 61 | $ 6,152,000 | $ 100,852 | $ 60,000 |
| Grand Rapids-Wyoming, MI | 60 | $ 7,817,000 | $ 130,283 | $ 54,000 |
| Tucson, AZ | 60 | $ 11,550,000 | $ 192,500 | $ 86,000 |
| Durham, NC | 59 | $ 8,616,000 | $ 146,033 | $ 70,000 |
| Lexington-Fayette, KY | 58 | $ 6,579,000 | $ 113,431 | $ 65,000 |
| Memphis, TN-MS-AR | 58 | $ 7,709,000 | $ 132,913 | $ 71,000 |
| Racine, WI | 58 | $ 6,703,000 | $ 115,568 | $ 70,000 |
| South Bend-Mishawaka, IN-MI | 56 | $ 6,237,000 | $ 111,375 | $ 52,000 |
| Rochester, MN | 55 | $ 7,935,000 | $ 144,272 | $ 63,000 |
| Ogden-Clearfield, UT | 54 | $ 5,563,000 | $ 103,018 | $ 69,000 |
| Davenport-Moline-Rock Island, IA-IL | 53 | $ 5,632,000 | $ 106,264 | $ 55,000 |
| Greeley, CO | 53 | $ 8,057,000 | $ 152,018 | $ 81,000 |
| Janesville, WI | 48 | $ 4,853,000 | $ 101,104 | $ 52,000 |
| Kokomo, IN | 46 | $ 4,881,000 | $ 106,108 | $ 70,000 |
| Lima, OH | 44 | $ 4,266,000 | $ 96,954 | $ 55,000 |
| Lansing-East Lansing, MI | 43 | $ 6,209,000 | $ 144,395 | $ 73,000 |
| Oklahoma City, OK | 43 | $ 4,594,000 | $ 106,837 | $ 84,000 |
| Waterloo-Cedar Falls, IA | 43 | $ 4,446,000 | $ 103,395 | $ 62,000 |
| Anderson, SC | 41 | $ 5,194,000 | $ 126,682 | $ 56,000 |
| Hickory-Lenoir-Morganton, NC | 41 | $ 4,920,000 | $ 120,000 | $ 64,000 |
| Muncie, IN | 41 | $ 3,861,000 | $ 94,170 | $ 63,000 |
| Sioux City, IA-NE-SD | 41 | $ 3,883,000 | $ 94,707 | $ 62,000 |
| Sandusky, OH | 39 | $ 4,977,000 | $ 127,615 | $ 64,000 |
| St. Cloud, MN | 39 | $ 5,355,000 | $ 137,307 | $ 62,000 |
| Fort Collins-Loveland, CO | 38 | $ 6,024,000 | $ 158,526 | $ 74,000 |
| Scranton--Wilkes-Barre, PA | 37 | $ 4,226,000 | $ 114,216 | $ 58,000 |
| Duluth, MN-WI | 36 | $ 3,758,000 | $ 104,388 | $ 51,000 |
| Fond Du Lac, WI | 36 | $ 4,790,000 | $ 133,055 | $ 66,000 |
| Jackson, MI | 33 | $ 3,801,000 | $ 115,181 | $ 88,000 |
| Evansville, IN-KY | 32 | $ 3,213,000 | $ 100,406 | $ 67,000 |
| Albuquerque, NM | 31 | $ 4,340,000 | $ 140,000 | $ 60,000 |
| Lafayette, IN | 31 | $ 3,712,000 | $ 119,741 | $ 72,000 |
| Pueblo, CO | 31 | $ 4,940,000 | $ 159,354 | $ 56,000 |
| St. Joseph, MO-KS | 31 | $ 3,316,000 | $ 106,967 | $ 70,000 |
| Philadelphia, PA | 30 | $ 6,183,000 | $ 206,100 | $ 80,000 |
| Wausau, WI | 30 | $ 3,105,000 | $ 103,500 | $ 62,000 |
| Dubuque, IA | 29 | $ 4,204,000 | $ 144,965 | $ 67,000 |
| St. George, UT | 29 | $ 5,001,000 | $ 172,448 | $ 52,000 |
| Eau Claire, WI | 28 | $ 2,967,000 | $ 105,964 | $ 65,000 |
| Elkhart-Goshen, IN | 28 | $ 3,255,000 | $ 116,250 | $ 61,000 |
| Flint, MI | 28 | $ 3,241,000 | $ 115,750 | $ 66,000 |
| Iowa City, IA | 28 | $ 3,356,000 | $ 119,857 | $ 67,000 |
| Michigan City-La Porte, IN | 28 | $ 2,953,000 | $ 105,464 | $ 65,000 |
| Cape Coral-Fort Myers, FL | 27 | $ 8,290,000 | $ 307,037 | $ 168,000 |
| Knoxville, TN | 27 | $ 3,869,000 | $ 143,296 | $ 72,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 27 | $ 3,485,000 | $ 129,074 | $ 75,000 |
| Palm Bay-Melbourne-Titusville, FL | 27 | $ 3,639,000 | $ 134,777 | $ 76,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 27 | $ 5,689,000 | $ 210,703 | $ 87,000 |
| Ames, IA | 26 | $ 3,048,000 | $ 117,230 | $ 83,000 |
| Boulder, CO | 26 | $ 4,662,000 | $ 179,307 | $ 89,000 |
| Lawrence, KS | 26 | $ 3,659,000 | $ 140,730 | $ 68,000 |
| Sioux Falls, SD | 26 | $ 3,006,000 | $ 115,615 | $ 74,000 |
| Terre Haute, IN | 26 | $ 2,059,000 | $ 79,192 | $ 47,000 |
| Bethesda-Frederick-Gaithersburg, MD | 25 | $ 5,065,000 | $ 202,600 | $ 120,000 |
| Columbus, IN | 24 | $ 2,245,000 | $ 93,541 | $ 63,000 |
| Provo-Orem, UT | 24 | $ 3,296,000 | $ 137,333 | $ 62,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 22 | $ 3,075,000 | $ 139,772 | $ 53,000 |
| Jefferson City, MO | 22 | $ 2,308,000 | $ 104,909 | $ 52,000 |
| Lake County-Kenosha County, IL-WI | 22 | $ 3,514,000 | $ 159,727 | $ 92,000 |
| Naples-Marco Island, FL | 22 | $ 18,152,000 | $ 825,090 | $ 358,000 |
| Holland-Grand Haven, MI | 21 | $ 2,684,000 | $ 127,809 | $ 68,000 |
| Monroe, MI | 21 | $ 3,223,000 | $ 153,476 | $ 58,000 |
| Portland-Vancouver-Beaverton, OR-WA | 21 | $ 3,409,000 | $ 162,333 | $ 80,000 |
| Sheboygan, WI | 21 | $ 2,471,000 | $ 117,666 | $ 65,000 |
| York-Hanover, PA | 21 | $ 2,697,000 | $ 128,428 | $ 89,000 |
| Kalamazoo-Portage, MI | 20 | $ 1,902,000 | $ 95,100 | $ 62,000 |
| Lakeland, FL | 19 | $ 2,678,000 | $ 140,947 | $ 64,000 |
| Seattle-Bellevue-Everett, WA | 19 | $ 3,425,000 | $ 180,263 | $ 72,000 |
| Ann Arbor, MI | 18 | $ 2,870,000 | $ 159,444 | $ 85,000 |
| Asheville, NC | 18 | $ 3,131,000 | $ 173,944 | $ 140,000 |
| Burlington, NC | 18 | $ 1,960,000 | $ 108,888 | $ 62,000 |
| Gainesville, GA | 18 | $ 1,879,000 | $ 104,388 | $ 55,000 |
| La Crosse, WI-MN | 18 | $ 2,376,000 | $ 132,000 | $ 73,000 |
| Prescott, AZ | 18 | $ 3,576,000 | $ 198,666 | $ 62,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 17 | $ 2,228,000 | $ 131,058 | $ 66,000 |
| Rockford, IL | 17 | $ 1,917,000 | $ 112,764 | $ 55,000 |
| Columbia, MO | 16 | $ 1,950,000 | $ 121,875 | $ 58,000 |
| Sarasota-Bradenton-Venice, FL | 16 | $ 2,720,000 | $ 170,000 | $ 97,000 |
| Clarksville, TN-KY | 15 | $ 1,661,000 | $ 110,733 | $ 69,000 |
| Pensacola-Ferry Pass-Brent, FL | 15 | $ 2,012,000 | $ 134,133 | $ 67,000 |
| Rome, GA | 15 | $ 1,833,000 | $ 122,200 | $ 52,000 |
| Harrisburg-Carlisle, PA | 14 | $ 1,627,000 | $ 116,214 | $ 62,000 |
| Rapid City, SD | 14 | $ 1,740,000 | $ 124,285 | $ 60,000 |
| Tacoma, WA | 14 | $ 2,226,000 | $ 159,000 | $ 67,000 |
| Wilmington, NC | 14 | $ 2,399,000 | $ 171,357 | $ 85,000 |
| Yuma, AZ | 14 | $ 2,048,000 | $ 146,285 | $ 57,000 |
| Grand Junction, CO | 13 | $ 1,859,000 | $ 143,000 | $ 62,000 |
| Joplin, MO | 13 | $ 1,903,000 | $ 146,384 | $ 102,000 |
| Ocala, FL | 13 | $ 1,919,000 | $ 147,615 | $ 49,000 |
| Peoria, IL | 13 | $ 1,112,000 | $ 85,538 | $ 51,000 |
| Battle Creek, MI | 12 | $ 1,756,000 | $ 146,333 | $ 71,000 |
| Elizabethtown, KY | 12 | $ 915,000 | $ 76,250 | $ 55,000 |
| Rocky Mount, NC | 12 | $ 987,000 | $ 82,250 | $ 57,000 |
| Logan, UT-ID | 11 | $ 1,441,000 | $ 131,000 | $ 53,000 |
| Niles-Benton Harbor, MI | 11 | $ 1,055,000 | $ 95,909 | $ 68,000 |
| Boise City-Nampa, ID | 10 | $ 1,518,000 | $ 151,800 | $ 71,000 |
| Florence, SC | 10 | $ 1,021,000 | $ 102,100 | $ 44,000 |
| Muskegon-Norton Shores, MI | 10 | $ 1,236,000 | $ 123,600 | $ 66,000 |
| Sumter, SC | 10 | $ 1,068,000 | $ 106,800 | $ 62,000 |
| Tallahassee, FL | 10 | $ 1,734,000 | $ 173,400 | $ 88,000 |
| Columbus, GA-AL | 9 | $ 1,128,000 | $ 125,333 | $ 68,000 |
| Punta Gorda, FL | 9 | $ 1,786,000 | $ 198,444 | $ 63,000 |
| Saginaw-Saginaw Township North, MI | 9 | $ 675,000 | $ 75,000 | $ 58,000 |
| Springfield, IL | 9 | $ 791,000 | $ 87,888 | $ 64,000 |
| Champaign-Urbana, IL | 8 | $ 1,041,000 | $ 130,125 | $ 64,000 |
| Erie, PA | 8 | $ 1,246,000 | $ 155,750 | $ 69,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 8 | $ 1,802,000 | $ 225,250 | $ 85,000 |
| Greenville, NC | 8 | $ 963,000 | $ 120,375 | $ 68,000 |
| Jacksonville, NC | 8 | $ 753,000 | $ 94,125 | $ 67,000 |
| Port St. Lucie-Fort Pierce, FL | 8 | $ 1,425,000 | $ 178,125 | $ 298,000 |
| Williamsport, PA | 8 | $ 954,000 | $ 119,250 | $ 57,000 |
| Casper, WY | 7 | $ 584,000 | $ 83,428 | $ 50,000 |
| Decatur, IL | 7 | $ 659,000 | $ 94,142 | $ 88,000 |
| Eugene-Springfield, OR | 7 | $ 1,421,000 | $ 203,000 | $ 81,000 |
| Johnstown, PA | 7 | $ 454,000 | $ 64,857 | $ 44,000 |
| Lynchburg, VA | 7 | $ 907,000 | $ 129,571 | $ 57,000 |
| Albany, GA | 6 | $ 795,000 | $ 132,500 | $ 87,000 |
| Bay City, MI | 6 | $ 454,000 | $ 75,666 | $ 80,000 |
| Chattanooga, TN-GA | 6 | $ 653,000 | $ 108,833 | $ 144,000 |
| Cheyenne, WY | 6 | $ 982,000 | $ 163,666 | $ 99,000 |
| Dalton, GA | 6 | $ 1,087,000 | $ 181,166 | $ 234,000 |
| Lancaster, PA | 6 | $ 900,000 | $ 150,000 | $ 76,000 |
| Roanoke, VA | 6 | $ 893,000 | $ 148,833 | $ 62,000 |
| Savannah, GA | 6 | $ 752,000 | $ 125,333 | $ 59,000 |
| Altoona, PA | 5 | $ 578,000 | $ 115,600 | $ 61,000 |
| Bowling Green, KY | 5 | $ 552,000 | $ 110,400 | $ 63,000 |
| Farmington, NM | 5 | $ 886,000 | $ 177,200 | $ 79,000 |
| Flagstaff, AZ | 5 | $ 1,052,000 | $ 210,400 | $ 60,000 |
| Goldsboro, NC | 5 | $ 493,000 | $ 98,600 | $ 57,000 |
| Lebanon, PA | 5 | $ 379,000 | $ 75,800 | $ 70,000 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 971,000 | $ 194,200 | $ 97,000 |
| Reading, PA | 5 | $ 696,000 | $ 139,200 | $ 55,000 |
| Salisbury, MD | 5 | $ 724,000 | $ 144,800 | $ 72,000 |
| Santa Fe, NM | 5 | $ 1,040,000 | $ 208,000 | $ 102,000 |
| Bloomington-Normal, IL | 4 | $ 572,000 | $ 143,000 | $ 58,000 |
| Gainesville, FL | 4 | $ 376,000 | $ 94,000 | $ 57,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 292,000 | $ 73,000 | $ 50,000 |
| Bremerton-Silverdale, WA | 3 | $ 551,000 | $ 183,666 | $ 71,000 |
| Charlottesville, VA | 3 | $ 323,000 | $ 107,666 | $ 64,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 703,000 | $ 234,333 | $ 55,000 |
| Hinesville-Fort Stewart, GA | 3 | $ 285,000 | $ 95,000 | $ 64,000 |
| Kennewick-Richland-Pasco, WA | 3 | $ 328,000 | $ 109,333 | $ 63,000 |
| Las Cruces, NM | 3 | $ 255,000 | $ 85,000 | $ 38,000 |
| Lawton, OK | 3 | $ 233,000 | $ 77,666 | $ 44,000 |
| Morristown, TN | 3 | $ 260,000 | $ 86,666 | $ 55,000 |
| Panama City-Lynn Haven, FL | 3 | $ 535,000 | $ 178,333 | $ 86,000 |
| Reno-Sparks, NV | 3 | $ 245,000 | $ 81,666 | $ 42,000 |
| Salem, OR | 3 | $ 332,000 | $ 110,666 | $ 57,000 |
| Winchester, VA-WV | 3 | $ 537,000 | $ 179,000 | $ 140,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 260,000 | $ 130,000 | $ 57,000 |
| Charleston, WV | 2 | $ 311,000 | $ 155,500 | $ 70,000 |
| Cleveland, TN | 2 | $ 197,000 | $ 98,500 | $ 40,000 |
| Cumberland, MD-WV | 2 | $ 246,000 | $ 123,000 | $ 83,000 |
| Danville, IL | 2 | $ 233,000 | $ 116,500 | $ 63,000 |
| Johnson City, TN | 2 | $ 190,000 | $ 95,000 | $ 89,000 |
| Kankakee-Bradley, IL | 2 | $ 287,000 | $ 143,500 | $ 58,000 |
| Owensboro, KY | 2 | $ 164,000 | $ 82,000 | $ 48,000 |
| Wilmington, DE-MD-NJ | 2 | $ 503,000 | $ 251,500 | $ 115,000 |
| Yakima, WA | 2 | $ 372,000 | $ 186,000 | $ 98,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 80,000 | $ 80,000 | $ 52,000 |
| Bismarck, ND | 1 | $ 122,000 | $ 122,000 | $ 93,000 |
| Coeur D'Alene, ID | 1 | $ 120,000 | $ 120,000 | $ 103,000 |
| Corvallis, OR | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 135,000 | $ 135,000 | $ 44,000 |
| Fort Walton Beach-Crestview-Destin, FL | 1 | $ 160,000 | $ 160,000 | $ 59,000 |
| Grand Forks, ND-MN | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Harrisonburg, VA | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| Jackson, MS | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Jackson, TN | 1 | $ 110,000 | $ 110,000 | $ 64,000 |
| Lewiston, ID-WA | 1 | $ 167,000 | $ 167,000 | $ 48,000 |
| Macon, GA | 1 | $ 247,000 | $ 247,000 | $ 78,000 |
| Morgantown, WV | 1 | $ 94,000 | $ 94,000 | $ 64,000 |
| Olympia, WA | 1 | $ 292,000 | $ 292,000 | $ 111,000 |
| Riverside-San Bernardino-Ontario, CA | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Spokane, WA | 1 | $ 209,000 | $ 209,000 | $ 30,000 |
| Springfield, MA | 1 | $ 151,000 | $ 151,000 | $ 65,000 |
| Valdosta, GA | 1 | $ 91,000 | $ 91,000 | $ 28,000 |
| Vero Beach, FL | 1 | $ 895,000 | $ 895,000 | $ 427,000 |
| Warner Robins, GA | 1 | $ 106,000 | $ 106,000 | $ 51,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Wenatchee, WA | 1 | $ 383,000 | $ 383,000 | $ 162,000 |
Mortgage Loan Application Detail Totals for M&I Bank FSB in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 16,908 | $2,283,875,000 | $146,648 | $3,560,000 | $69,270 | $1,305,000 |
| Home Purchase | 4,486 | $613,344,000 | $141,166 | $4,970,000 | $63,000 | $3,782,000 |
| Home Improvement | 2,457 | $227,042,000 | $96,903 | $680,000 | $69,870 | $528,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 15,801 | $2,048,518,000 | $141,810 | $3,560,000 | $69,891 | $3,782,000 |
| Not Provided | 4,781 | $622,984,000 | $137,468 | $1,600,000 | $67,343 | $1,224,000 |
| Black or African American | 2,043 | $257,198,000 | $141,038 | $618,000 | $62,076 | $1,305,000 |
| Hispanic | 834 | $120,593,000 | $149,896 | $979,000 | $63,172 | $1,050,000 |
| Asian | 272 | $47,873,000 | $163,291 | $1,440,000 | $71,833 | $568,000 |
| Native Hawaiian or Other Pacific Islander | 54 | $8,441,000 | $151,058 | $595,000 | $71,235 | $263,000 |
| American Indian or Alaskan Native | 47 | $5,696,000 | $131,769 | $319,000 | $56,307 | $154,000 |
| Not applicable | 19 | $12,958,000 | $1,000,000 | $4,970,000 | $915,500 | $3,496,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 23,851 | $3,124,261,000 | $142,054 | $4,970,000 | $68,837 | $3,782,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,450 | $1,064,613,000 | $134,121 | $4,970,000 | $73,939 | $3,782,000 |
| Application Denied By Financial Institution | 7,865 | $1,019,339,000 | $135,971 | $1,409,000 | $64,800 | $1,305,000 |
| Application Withdrawn By Applicant | 4,051 | $573,752,000 | $149,375 | $1,000,000 | $69,531 | $875,000 |
| File Closed For Incompleteness | 3,061 | $411,624,000 | $154,823 | $650,000 | $67,823 | $1,224,000 |
| Application Approved But Not Accepted | 415 | $54,109,000 | $138,965 | $1,763,000 | $72,724 | $1,432,000 |
| Loan Purchased By The Institution | 9 | $824,000 | $103,571 | $190,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2,851 | $365,864,000 | $131,787 | $669,000 | $50,848 | $368,000 |
| Collateral | 2,163 | $303,280,000 | $144,593 | $1,409,000 | $74,312 | $1,305,000 |
| Credit History | 1,990 | $226,093,000 | $120,655 | $630,000 | $63,620 | $720,000 |
| Other | 258 | $35,731,000 | $150,750 | $682,000 | $91,857 | $1,224,000 |
| Unverifiable Information | 240 | $38,582,000 | $158,916 | $860,000 | $76,166 | $768,000 |
| Credit Application Incomplete | 184 | $25,390,000 | $142,360 | $560,000 | $59,880 | $319,000 |
| Employment History | 167 | $22,408,000 | $147,652 | $540,000 | $68,000 | $452,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $1,991,000 | $148,125 | $350,000 | $56,000 | $116,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&I Bank FSB's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&I Bank FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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