M&T Bank Mortgage Lending & HMDA Data, 2025
In 2025, M&T Bank of Buffalo, NY reported 42,493 mortgage applications totaling $11.5 billion, up 17% from 2024. The average application was for $270,413, and applicants reported an average income of $170,608. 55% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Buffalo-Cheektowaga-Niagara Falls, NY (3,692), Baltimore-Columbia-Towson, MD (3,272) and New York-Jersey City-White Plains, NY-NJ (2,861) (applications in parentheses).
| Mortgage Company & Address | M&T Bank 701 Seneca Street - Suite 330n Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 42,493 |
| Total Mortgage Loan Application Amount | $11,490,660,000 |
| Average Mortgage Loan Application Amount | $270,413 |
| Highest Mortgage Loan Application Amount | $62,005,000 |
| Average Applicant Income | $170,608 |
| Highest Applicant Income | $9,450,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&T Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Erie, New York | 3,180 | $ 567,230,000 | $ 178,374 | $ 124,000 |
| Capitol Planning Region, Connecticut | 1,226 | $ 202,160,000 | $ 164,893 | $ 140,000 |
| Baltimore, Maryland | 1,128 | $ 194,810,000 | $ 172,703 | $ 138,000 |
| Suffolk, New York | 1,117 | $ 301,255,000 | $ 269,700 | $ 193,000 |
| Monroe, New York | 881 | $ 142,415,000 | $ 161,651 | $ 115,000 |
| York, Pennsylvania | 874 | $ 117,600,000 | $ 134,553 | $ 100,000 |
| Western Connecticut Planning Region, Connecticut | 811 | $ 344,285,000 | $ 424,519 | $ 303,000 |
| Baltimore City, Maryland | 734 | $ 112,830,000 | $ 153,719 | $ 85,000 |
| Onondaga, New York | 721 | $ 127,455,000 | $ 176,775 | $ 124,000 |
| Montgomery, Maryland | 712 | $ 335,430,000 | $ 471,109 | $ 249,000 |
| Greater Bridgeport Planning Region, Connecticut | 647 | $ 144,825,000 | $ 223,840 | $ 174,000 |
| Middlesex, Massachusetts | 586 | $ 438,440,000 | $ 748,191 | $ 349,000 |
| New Castle, Delaware | 571 | $ 86,065,000 | $ 150,726 | $ 139,000 |
| South Central Connecticut Planning Region, Connecticut | 541 | $ 108,215,000 | $ 200,027 | $ 150,000 |
| Bergen, New Jersey | 530 | $ 227,670,000 | $ 429,566 | $ 240,000 |
| Sussex, Delaware | 527 | $ 95,565,000 | $ 181,337 | $ 136,000 |
| Anne Arundel, Maryland | 524 | $ 120,430,000 | $ 229,828 | $ 165,000 |
| Niagara, New York | 512 | $ 76,780,000 | $ 149,960 | $ 103,000 |
| Westchester, New York | 510 | $ 198,780,000 | $ 389,764 | $ 286,000 |
| Essex, Massachusetts | 452 | $ 191,310,000 | $ 423,252 | $ 180,000 |
| Hampden, Massachusetts | 436 | $ 66,840,000 | $ 153,302 | $ 105,000 |
| Fairfax, Virginia | 426 | $ 299,900,000 | $ 703,990 | $ 303,000 |
| Naugatuck Valley Planning Region, Connecticut | 413 | $ 75,055,000 | $ 181,731 | $ 144,000 |
| Nassau, New York | 404 | $ 158,490,000 | $ 392,301 | $ 273,000 |
| Luzerne, Pennsylvania | 393 | $ 49,255,000 | $ 125,330 | $ 106,000 |
| Queens, New York | 369 | $ 127,615,000 | $ 345,840 | $ 190,000 |
| Prince George's, Maryland | 349 | $ 56,015,000 | $ 160,501 | $ 122,000 |
| Berks, Pennsylvania | 347 | $ 43,655,000 | $ 125,806 | $ 101,000 |
| Essex, New Jersey | 337 | $ 140,365,000 | $ 416,513 | $ 220,000 |
| Harford, Maryland | 332 | $ 51,760,000 | $ 155,903 | $ 131,000 |
| Broome, New York | 331 | $ 39,055,000 | $ 117,990 | $ 124,000 |
| Orange, New York | 326 | $ 69,330,000 | $ 212,668 | $ 147,000 |
| Kings, New York | 320 | $ 180,620,000 | $ 564,437 | $ 306,000 |
| Franklin, Pennsylvania | 306 | $ 39,390,000 | $ 128,725 | $ 102,000 |
| Chautauqua, New York | 297 | $ 37,315,000 | $ 125,639 | $ 111,000 |
| Howard, Maryland | 287 | $ 99,905,000 | $ 348,101 | $ 195,000 |
| District of Columbia, District Of Columbia | 285 | $ 168,635,000 | $ 591,701 | $ 279,000 |
| Loudoun, Virginia | 283 | $ 176,715,000 | $ 624,434 | $ 256,000 |
| Suffolk, Massachusetts | 271 | $ 224,685,000 | $ 829,095 | $ 384,000 |
| Ocean, New Jersey | 269 | $ 69,995,000 | $ 260,204 | $ 164,000 |
| Dutchess, New York | 265 | $ 53,715,000 | $ 202,698 | $ 160,000 |
| Oneida, New York | 265 | $ 35,375,000 | $ 133,490 | $ 95,000 |
| Worcester, Massachusetts | 264 | $ 127,980,000 | $ 484,772 | $ 166,000 |
| Washington, Maryland | 259 | $ 34,745,000 | $ 134,150 | $ 94,000 |
| Norfolk, Massachusetts | 258 | $ 256,080,000 | $ 992,558 | $ 389,000 |
| Kent, Delaware | 251 | $ 34,415,000 | $ 137,111 | $ 104,000 |
| Frederick, Maryland | 245 | $ 54,505,000 | $ 222,469 | $ 188,000 |
| Schuylkill, Pennsylvania | 236 | $ 19,710,000 | $ 83,516 | $ 81,000 |
| Monmouth, New Jersey | 229 | $ 108,335,000 | $ 473,078 | $ 281,000 |
| Middlesex, New Jersey | 225 | $ 79,195,000 | $ 351,977 | $ 186,000 |
| Rockland, New York | 225 | $ 66,905,000 | $ 297,355 | $ 205,000 |
| Carroll, Maryland | 215 | $ 35,485,000 | $ 165,046 | $ 144,000 |
| Lancaster, Pennsylvania | 210 | $ 35,340,000 | $ 168,285 | $ 104,000 |
| Dauphin, Pennsylvania | 206 | $ 28,780,000 | $ 139,708 | $ 99,000 |
| Rockingham, New Hampshire | 199 | $ 65,515,000 | $ 329,221 | $ 214,000 |
| Ulster, New York | 197 | $ 47,745,000 | $ 242,360 | $ 146,000 |
| Southeastern Connecticut Planning Region, Connecticut | 192 | $ 34,420,000 | $ 179,270 | $ 158,000 |
| Hudson, New Jersey | 190 | $ 84,335,000 | $ 443,868 | $ 262,000 |
| Union, New Jersey | 190 | $ 80,990,000 | $ 426,263 | $ 225,000 |
| Prince William, Virginia | 182 | $ 49,730,000 | $ 273,241 | $ 162,000 |
| Philadelphia, Pennsylvania | 175 | $ 30,715,000 | $ 175,514 | $ 190,000 |
| Cumberland, Pennsylvania | 174 | $ 28,440,000 | $ 163,448 | $ 116,000 |
| Morris, New Jersey | 172 | $ 69,740,000 | $ 405,465 | $ 225,000 |
| Richmond, New York | 167 | $ 45,345,000 | $ 271,526 | $ 131,000 |
| Albany, New York | 162 | $ 32,290,000 | $ 199,320 | $ 129,000 |
| New York, New York | 159 | $ 244,855,000 | $ 1,539,968 | $ 509,000 |
| Blair, Pennsylvania | 156 | $ 15,680,000 | $ 100,512 | $ 215,000 |
| Bronx, New York | 154 | $ 37,180,000 | $ 241,428 | $ 120,000 |
| Chittenden, Vermont | 151 | $ 61,405,000 | $ 406,655 | $ 206,000 |
| Passaic, New Jersey | 133 | $ 29,415,000 | $ 221,165 | $ 130,000 |
| Delaware, Pennsylvania | 127 | $ 30,455,000 | $ 239,803 | $ 197,000 |
| Cattaraugus, New York | 126 | $ 20,480,000 | $ 162,539 | $ 154,000 |
| Plymouth, Massachusetts | 125 | $ 70,165,000 | $ 561,320 | $ 311,000 |
| Northumberland, Pennsylvania | 122 | $ 10,800,000 | $ 88,524 | $ 87,000 |
| Allegany, Maryland | 121 | $ 11,255,000 | $ 93,016 | $ 72,000 |
| Hillsborough, New Hampshire | 121 | $ 30,985,000 | $ 256,074 | $ 152,000 |
| York, Maine | 118 | $ 31,830,000 | $ 269,745 | $ 170,000 |
| Adams, Pennsylvania | 118 | $ 16,120,000 | $ 136,610 | $ 144,000 |
| Somerset, New Jersey | 117 | $ 55,825,000 | $ 477,136 | $ 254,000 |
| Lower Connecticut River Valley Planning Region, Connecticut | 115 | $ 23,815,000 | $ 207,086 | $ 152,000 |
| Burlington, New Jersey | 115 | $ 69,635,000 | $ 605,521 | $ 171,000 |
| Genesee, New York | 113 | $ 13,685,000 | $ 121,106 | $ 106,000 |
| Chester, Pennsylvania | 113 | $ 39,295,000 | $ 347,743 | $ 213,000 |
| Montgomery, Pennsylvania | 109 | $ 35,235,000 | $ 323,256 | $ 210,000 |
| Cheshire, New Hampshire | 107 | $ 21,945,000 | $ 205,093 | $ 121,000 |
| Rensselaer, New York | 106 | $ 24,460,000 | $ 230,754 | $ 120,000 |
| Bucks, Pennsylvania | 106 | $ 44,110,000 | $ 416,132 | $ 221,000 |
| Putnam, New York | 104 | $ 25,790,000 | $ 247,980 | $ 174,000 |
| Wicomico, Maryland | 103 | $ 9,785,000 | $ 95,000 | $ 94,000 |
| Camden, New Jersey | 103 | $ 18,725,000 | $ 181,796 | $ 153,000 |
| Cayuga, New York | 102 | $ 12,000,000 | $ 117,647 | $ 93,000 |
| Herkimer, New York | 101 | $ 12,365,000 | $ 122,425 | $ 79,000 |
| Worcester, Maryland | 100 | $ 19,340,000 | $ 193,400 | $ 154,000 |
| Cook, Illinois | 98 | $ 25,340,000 | $ 258,571 | $ 126,000 |
| Windham, Vermont | 92 | $ 17,960,000 | $ 195,217 | $ 154,000 |
| Saratoga, New York | 90 | $ 25,900,000 | $ 287,777 | $ 235,000 |
| Schenectady, New York | 87 | $ 16,095,000 | $ 185,000 | $ 120,000 |
| Orleans, New York | 86 | $ 9,270,000 | $ 107,790 | $ 85,000 |
| Charles, Maryland | 85 | $ 12,565,000 | $ 147,823 | $ 135,000 |
| Centre, Pennsylvania | 85 | $ 13,755,000 | $ 161,823 | $ 117,000 |
| Tompkins, New York | 84 | $ 28,930,000 | $ 344,404 | $ 115,000 |
| Northwest Hills Planning Region, Connecticut | 83 | $ 12,825,000 | $ 154,518 | $ 128,000 |
| Lycoming, Pennsylvania | 83 | $ 9,985,000 | $ 120,301 | $ 79,000 |
| Mercer, New Jersey | 82 | $ 27,180,000 | $ 331,463 | $ 185,000 |
| Sullivan, New York | 79 | $ 13,855,000 | $ 175,379 | $ 121,000 |
| Lebanon, Pennsylvania | 79 | $ 9,835,000 | $ 124,493 | $ 96,000 |
| Maricopa, Arizona | 78 | $ 26,250,000 | $ 336,538 | $ 195,000 |
| Palm Beach, Florida | 75 | $ 81,865,000 | $ 1,091,533 | $ 640,000 |
| Bristol, Massachusetts | 75 | $ 24,125,000 | $ 321,666 | $ 144,000 |
| Windsor, Vermont | 74 | $ 17,670,000 | $ 238,783 | $ 144,000 |
| Madison, New York | 72 | $ 10,050,000 | $ 139,583 | $ 121,000 |
| Lehigh, Pennsylvania | 72 | $ 11,770,000 | $ 163,472 | $ 147,000 |
| Columbia, Pennsylvania | 71 | $ 8,585,000 | $ 120,915 | $ 106,000 |
| Cumberland, Maine | 70 | $ 17,780,000 | $ 254,000 | $ 147,000 |
| Oswego, New York | 70 | $ 9,660,000 | $ 138,000 | $ 103,000 |
| Miami-Dade, Florida | 69 | $ 36,105,000 | $ 523,260 | $ 670,000 |
| Wyoming, New York | 69 | $ 9,155,000 | $ 132,681 | $ 127,000 |
| Harris, Texas | 68 | $ 18,810,000 | $ 276,617 | $ 172,000 |
| Broward, Florida | 66 | $ 15,240,000 | $ 230,909 | $ 112,000 |
| Rutland, Vermont | 66 | $ 12,580,000 | $ 190,606 | $ 168,000 |
| Calvert, Maryland | 64 | $ 8,070,000 | $ 126,093 | $ 147,000 |
| Atlantic, New Jersey | 64 | $ 29,450,000 | $ 460,156 | $ 462,000 |
| Tioga, New York | 64 | $ 6,740,000 | $ 105,312 | $ 98,000 |
| Bedford, Pennsylvania | 64 | $ 5,340,000 | $ 83,437 | $ 75,000 |
| Cecil, Maryland | 63 | $ 10,415,000 | $ 165,317 | $ 123,000 |
| Chemung, New York | 63 | $ 8,185,000 | $ 129,920 | $ 83,000 |
| Ontario, New York | 62 | $ 14,890,000 | $ 240,161 | $ 212,000 |
| Mineral, West Virginia | 62 | $ 5,270,000 | $ 85,000 | $ 84,000 |
| Wayne, New York | 60 | $ 12,170,000 | $ 202,833 | $ 112,000 |
| Northampton, Pennsylvania | 60 | $ 9,450,000 | $ 157,500 | $ 112,000 |
| Barnstable, Massachusetts | 59 | $ 40,875,000 | $ 692,796 | $ 551,000 |
| Bradford, Pennsylvania | 59 | $ 7,245,000 | $ 122,796 | $ 78,000 |
| Lackawanna, Pennsylvania | 58 | $ 6,050,000 | $ 104,310 | $ 95,000 |
| Stafford, Virginia | 58 | $ 27,920,000 | $ 481,379 | $ 252,000 |
| Cape May, New Jersey | 57 | $ 50,155,000 | $ 879,912 | $ 669,000 |
| Hillsborough, Florida | 52 | $ 11,760,000 | $ 226,153 | $ 190,000 |
| Garrett, Maryland | 52 | $ 10,890,000 | $ 209,423 | $ 140,000 |
| Queen Anne's, Maryland | 52 | $ 13,860,000 | $ 266,538 | $ 172,000 |
| Monroe, Pennsylvania | 52 | $ 7,150,000 | $ 137,500 | $ 123,000 |
| Lee, Florida | 51 | $ 15,345,000 | $ 300,882 | $ 423,000 |
| Henrico, Virginia | 51 | $ 12,065,000 | $ 236,568 | $ 167,000 |
| Allegheny, Pennsylvania | 50 | $ 8,120,000 | $ 162,400 | $ 135,000 |
| Sussex, New Jersey | 49 | $ 10,625,000 | $ 216,836 | $ 181,000 |
| Hampshire, Massachusetts | 48 | $ 6,220,000 | $ 129,583 | $ 84,000 |
| Livingston, New York | 48 | $ 6,710,000 | $ 139,791 | $ 120,000 |
| Union, Pennsylvania | 48 | $ 7,230,000 | $ 150,625 | $ 93,000 |
| Bennington, Vermont | 48 | $ 10,640,000 | $ 221,666 | $ 150,000 |
| Honolulu, Hawaii | 47 | $ 36,295,000 | $ 772,234 | $ 183,000 |
| Bexar, Texas | 47 | $ 10,925,000 | $ 232,446 | $ 150,000 |
| Spotsylvania, Virginia | 47 | $ 13,225,000 | $ 281,382 | $ 135,000 |
| Strafford, New Hampshire | 46 | $ 10,220,000 | $ 222,173 | $ 226,000 |
| Chesterfield, Virginia | 46 | $ 7,420,000 | $ 161,304 | $ 124,000 |
| Gloucester, New Jersey | 45 | $ 8,485,000 | $ 188,555 | $ 147,000 |
| Los Angeles, California | 43 | $ 35,855,000 | $ 833,837 | $ 577,000 |
| El Paso, Colorado | 43 | $ 17,235,000 | $ 400,813 | $ 142,000 |
| Polk, Florida | 43 | $ 7,635,000 | $ 177,558 | $ 95,000 |
| Riverside, California | 42 | $ 15,970,000 | $ 380,238 | $ 150,000 |
| Orange, Florida | 42 | $ 6,070,000 | $ 144,523 | $ 123,000 |
| Dorchester, Maryland | 42 | $ 6,230,000 | $ 148,333 | $ 125,000 |
| Berkeley, West Virginia | 42 | $ 6,200,000 | $ 147,619 | $ 108,000 |
| Franklin, Massachusetts | 41 | $ 5,195,000 | $ 126,707 | $ 89,000 |
| Clark, Nevada | 41 | $ 11,355,000 | $ 276,951 | $ 120,000 |
| San Diego, California | 40 | $ 23,020,000 | $ 575,500 | $ 213,000 |
| Steuben, New York | 40 | $ 5,570,000 | $ 139,250 | $ 145,000 |
| Clinton, Pennsylvania | 39 | $ 3,225,000 | $ 82,692 | $ 85,000 |
| Washington, New York | 37 | $ 5,645,000 | $ 152,567 | $ 147,000 |
| Washington, Vermont | 37 | $ 9,385,000 | $ 253,648 | $ 143,000 |
| Alexandria, Virginia | 37 | $ 22,525,000 | $ 608,783 | $ 275,000 |
| Arlington, Virginia | 37 | $ 24,565,000 | $ 663,918 | $ 281,000 |
| Caroline, Maryland | 36 | $ 4,140,000 | $ 115,000 | $ 91,000 |
| Tarrant, Texas | 36 | $ 7,680,000 | $ 213,333 | $ 120,000 |
| Northeastern Connecticut Planning Region, Connecticut | 35 | $ 5,095,000 | $ 145,571 | $ 97,000 |
| Collier, Florida | 35 | $ 16,115,000 | $ 460,428 | $ 332,000 |
| Duval, Florida | 35 | $ 6,525,000 | $ 186,428 | $ 162,000 |
| Carroll, New Hampshire | 35 | $ 10,875,000 | $ 310,714 | $ 456,000 |
| Franklin, Vermont | 34 | $ 5,130,000 | $ 150,882 | $ 104,000 |
| Allegany, New York | 33 | $ 3,055,000 | $ 92,575 | $ 82,000 |
| Snyder, Pennsylvania | 33 | $ 3,515,000 | $ 106,515 | $ 76,000 |
| Orleans, Vermont | 32 | $ 4,580,000 | $ 143,125 | $ 127,000 |
| Cortland, New York | 31 | $ 4,025,000 | $ 129,838 | $ 99,000 |
| St. Mary's, Maryland | 30 | $ 3,950,000 | $ 131,666 | $ 303,000 |
| Talbot, Maryland | 30 | $ 5,120,000 | $ 170,666 | $ 314,000 |
| Chenango, New York | 30 | $ 2,650,000 | $ 88,333 | $ 95,000 |
| Jefferson, New York | 30 | $ 3,270,000 | $ 109,000 | $ 110,000 |
| Virginia Beach, Virginia | 30 | $ 5,720,000 | $ 190,666 | $ 220,000 |
| Pima, Arizona | 29 | $ 7,285,000 | $ 251,206 | $ 145,000 |
| Pasco, Florida | 29 | $ 4,465,000 | $ 153,965 | $ 118,000 |
| Wayne, Michigan | 29 | $ 4,145,000 | $ 142,931 | $ 77,000 |
| Cuyahoga, Ohio | 29 | $ 3,645,000 | $ 125,689 | $ 84,000 |
| Chesapeake, Virginia | 29 | $ 4,385,000 | $ 151,206 | $ 110,000 |
| Fulton, Georgia | 28 | $ 7,550,000 | $ 269,642 | $ 122,000 |
| Marion, Indiana | 28 | $ 4,700,000 | $ 167,857 | $ 84,000 |
| Pike, Pennsylvania | 28 | $ 4,690,000 | $ 167,500 | $ 162,000 |
| Addison, Vermont | 28 | $ 5,460,000 | $ 195,000 | $ 107,000 |
| Lamoille, Vermont | 28 | $ 6,300,000 | $ 225,000 | $ 173,000 |
| San Bernardino, California | 27 | $ 9,295,000 | $ 344,259 | $ 121,000 |
| Pinellas, Florida | 27 | $ 7,915,000 | $ 293,148 | $ 182,000 |
| Hunterdon, New Jersey | 27 | $ 13,675,000 | $ 506,481 | $ 240,000 |
| Shelby, Tennessee | 27 | $ 4,765,000 | $ 176,481 | $ 103,000 |
| Dallas, Texas | 27 | $ 7,985,000 | $ 295,740 | $ 257,000 |
| Gwinnett, Georgia | 26 | $ 7,670,000 | $ 295,000 | $ 126,000 |
| Henry, Georgia | 26 | $ 5,550,000 | $ 213,461 | $ 50,000 |
| Carbon, Pennsylvania | 26 | $ 3,060,000 | $ 117,692 | $ 130,000 |
| Hanover, Virginia | 26 | $ 4,500,000 | $ 173,076 | $ 115,000 |
| Osceola, Florida | 25 | $ 4,195,000 | $ 167,800 | $ 92,000 |
| Seneca, New York | 25 | $ 2,805,000 | $ 112,200 | $ 109,000 |
| Providence, Rhode Island | 25 | $ 9,215,000 | $ 368,600 | $ 190,000 |
| Horry, South Carolina | 25 | $ 7,835,000 | $ 313,400 | $ 178,000 |
| Sarasota, Florida | 24 | $ 12,980,000 | $ 540,833 | $ 339,000 |
| DeKalb, Georgia | 24 | $ 4,590,000 | $ 191,250 | $ 75,000 |
| Merrimack, New Hampshire | 24 | $ 7,870,000 | $ 327,916 | $ 188,000 |
| Clearfield, Pennsylvania | 24 | $ 1,490,000 | $ 62,083 | $ 80,000 |
| Pinal, Arizona | 23 | $ 6,535,000 | $ 284,130 | $ 149,000 |
| Jackson, Missouri | 23 | $ 3,475,000 | $ 151,086 | $ 93,000 |
| Franklin, Ohio | 23 | $ 3,855,000 | $ 167,608 | $ 98,000 |
| Montgomery, Texas | 23 | $ 6,995,000 | $ 304,130 | $ 212,000 |
| Pierce, Washington | 23 | $ 10,695,000 | $ 465,000 | $ 179,000 |
| Santa Rosa, Florida | 22 | $ 5,400,000 | $ 245,454 | $ 121,000 |
| Lake, Indiana | 22 | $ 3,920,000 | $ 178,181 | $ 79,000 |
| Otsego, New York | 22 | $ 3,250,000 | $ 147,727 | $ 110,000 |
| Susquehanna, Pennsylvania | 22 | $ 3,990,000 | $ 181,363 | $ 105,000 |
| Wyoming, Pennsylvania | 22 | $ 2,990,000 | $ 135,909 | $ 99,000 |
| Brevard, Florida | 21 | $ 5,265,000 | $ 250,714 | $ 144,000 |
| Volusia, Florida | 21 | $ 3,625,000 | $ 172,619 | $ 92,000 |
| St. Louis, Missouri | 21 | $ 4,135,000 | $ 196,904 | $ 121,000 |
| Warren, New Jersey | 21 | $ 3,555,000 | $ 169,285 | $ 127,000 |
| Erie, Pennsylvania | 21 | $ 2,075,000 | $ 98,809 | $ 79,000 |
| Escambia, Florida | 20 | $ 3,650,000 | $ 182,500 | $ 141,000 |
| St. Lucie, Florida | 20 | $ 4,460,000 | $ 223,000 | $ 185,000 |
| Columbia, New York | 20 | $ 5,120,000 | $ 256,000 | $ 134,000 |
| Tulsa, Oklahoma | 20 | $ 3,300,000 | $ 165,000 | $ 110,000 |
| Macomb, Michigan | 19 | $ 2,645,000 | $ 139,210 | $ 68,000 |
| Belknap, New Hampshire | 19 | $ 7,695,000 | $ 405,000 | $ 355,000 |
| Fulton, New York | 19 | $ 2,145,000 | $ 112,894 | $ 115,000 |
| Montgomery, New York | 19 | $ 2,615,000 | $ 137,631 | $ 102,000 |
| Warren, New York | 19 | $ 6,435,000 | $ 338,684 | $ 267,000 |
| Clay, Florida | 18 | $ 3,830,000 | $ 212,777 | $ 106,000 |
| Okaloosa, Florida | 18 | $ 6,070,000 | $ 337,222 | $ 258,000 |
| Greene, New York | 18 | $ 4,580,000 | $ 254,444 | $ 205,000 |
| Wake, North Carolina | 18 | $ 7,250,000 | $ 402,777 | $ 160,000 |
| Hamilton, Ohio | 18 | $ 4,040,000 | $ 224,444 | $ 129,000 |
| Cambria, Pennsylvania | 18 | $ 1,880,000 | $ 104,444 | $ 112,000 |
| Lake, Florida | 17 | $ 3,625,000 | $ 213,235 | $ 169,000 |
| Bernalillo, New Mexico | 17 | $ 4,625,000 | $ 272,058 | $ 112,000 |
| Montour, Pennsylvania | 17 | $ 3,875,000 | $ 227,941 | $ 162,000 |
| Davidson, Tennessee | 17 | $ 4,375,000 | $ 257,352 | $ 112,000 |
| Denton, Texas | 17 | $ 5,075,000 | $ 298,529 | $ 154,000 |
| Morgan, West Virginia | 17 | $ 1,545,000 | $ 90,882 | $ 89,000 |
| Jefferson, Alabama | 16 | $ 2,750,000 | $ 171,875 | $ 58,000 |
| Kern, California | 16 | $ 3,130,000 | $ 195,625 | $ 129,000 |
| Sacramento, California | 16 | $ 4,940,000 | $ 308,750 | $ 163,000 |
| Paulding, Georgia | 16 | $ 3,930,000 | $ 245,625 | $ 97,000 |
| Will, Illinois | 16 | $ 3,770,000 | $ 235,625 | $ 88,000 |
| Multnomah, Oregon | 16 | $ 4,700,000 | $ 293,750 | $ 113,000 |
| Norfolk, Virginia | 16 | $ 2,970,000 | $ 185,625 | $ 125,000 |
| Douglas, Colorado | 15 | $ 8,175,000 | $ 545,000 | $ 215,000 |
| Seminole, Florida | 15 | $ 5,025,000 | $ 335,000 | $ 261,000 |
| Cobb, Georgia | 15 | $ 3,555,000 | $ 237,000 | $ 103,000 |
| Oakland, Michigan | 15 | $ 3,645,000 | $ 243,000 | $ 171,000 |
| Oklahoma, Oklahoma | 15 | $ 2,295,000 | $ 153,000 | $ 80,000 |
| Perry, Pennsylvania | 15 | $ 2,305,000 | $ 153,666 | $ 130,000 |
| Richland, South Carolina | 15 | $ 2,535,000 | $ 169,000 | $ 81,000 |
| Collin, Texas | 15 | $ 4,705,000 | $ 313,666 | $ 192,000 |
| Milwaukee, Wisconsin | 15 | $ 3,265,000 | $ 217,666 | $ 101,000 |
| Mobile, Alabama | 14 | $ 2,420,000 | $ 172,857 | $ 78,000 |
| Fresno, California | 14 | $ 3,850,000 | $ 275,000 | $ 132,000 |
| Charlotte, Florida | 14 | $ 3,530,000 | $ 252,142 | $ 169,000 |
| Manatee, Florida | 14 | $ 7,610,000 | $ 543,571 | $ 254,000 |
| St. Johns, Florida | 14 | $ 5,360,000 | $ 382,857 | $ 261,000 |
| Clayton, Georgia | 14 | $ 2,160,000 | $ 154,285 | $ 58,000 |
| DeSoto, Mississippi | 14 | $ 3,120,000 | $ 222,857 | $ 124,000 |
| Schuyler, New York | 14 | $ 1,700,000 | $ 121,428 | $ 126,000 |
| Westmoreland, Pennsylvania | 14 | $ 1,830,000 | $ 130,714 | $ 110,000 |
| Charleston, South Carolina | 14 | $ 19,660,000 | $ 1,404,285 | $ 359,000 |
| Fort Bend, Texas | 14 | $ 3,880,000 | $ 277,142 | $ 0 |
| Hidalgo, Texas | 14 | $ 2,280,000 | $ 162,857 | $ 0 |
| Fauquier, Virginia | 14 | $ 6,020,000 | $ 430,000 | $ 212,000 |
| Manassas, Virginia | 14 | $ 1,860,000 | $ 132,857 | $ 79,000 |
| Orange, Virginia | 14 | $ 3,310,000 | $ 236,428 | $ 168,000 |
| Kane, Illinois | 13 | $ 2,395,000 | $ 184,230 | $ 86,000 |
| Hendricks, Indiana | 13 | $ 3,125,000 | $ 240,384 | $ 65,000 |
| Somerset, Maryland | 13 | $ 1,295,000 | $ 99,615 | $ 76,000 |
| Grafton, New Hampshire | 13 | $ 6,055,000 | $ 465,769 | $ 233,000 |
| Cumberland, New Jersey | 13 | $ 1,225,000 | $ 94,230 | $ 76,000 |
| Mecklenburg, North Carolina | 13 | $ 3,925,000 | $ 301,923 | $ 88,000 |
| Greenville, South Carolina | 13 | $ 2,635,000 | $ 202,692 | $ 100,000 |
| Montgomery, Tennessee | 13 | $ 3,715,000 | $ 285,769 | $ 96,000 |
| Bell, Texas | 13 | $ 3,635,000 | $ 279,615 | $ 159,000 |
| Williamson, Texas | 13 | $ 5,765,000 | $ 443,461 | $ 222,000 |
| Salt Lake, Utah | 13 | $ 5,845,000 | $ 449,615 | $ 220,000 |
| Albemarle, Virginia | 13 | $ 5,325,000 | $ 409,615 | $ 206,000 |
| Richmond City, Virginia | 13 | $ 2,175,000 | $ 167,307 | $ 135,000 |
| King, Washington | 13 | $ 7,225,000 | $ 555,769 | $ 230,000 |
| Marion, Florida | 12 | $ 2,140,000 | $ 178,333 | $ 83,000 |
| Salem, New Jersey | 12 | $ 1,940,000 | $ 161,666 | $ 108,000 |
| Schoharie, New York | 12 | $ 1,780,000 | $ 148,333 | $ 90,000 |
| Cumberland, North Carolina | 12 | $ 1,680,000 | $ 140,000 | $ 82,000 |
| Mahoning, Ohio | 12 | $ 1,080,000 | $ 90,000 | $ 67,000 |
| Fulton, Pennsylvania | 12 | $ 1,220,000 | $ 101,666 | $ 106,000 |
| Washington, Pennsylvania | 12 | $ 1,980,000 | $ 165,000 | $ 240,000 |
| Beaufort, South Carolina | 12 | $ 11,090,000 | $ 924,166 | $ 557,000 |
| Berkeley, South Carolina | 12 | $ 2,730,000 | $ 227,500 | $ 103,000 |
| Caroline, Virginia | 12 | $ 2,720,000 | $ 226,666 | $ 96,000 |
| Weld, Colorado | 11 | $ 3,245,000 | $ 295,000 | $ 88,000 |
| Hernando, Florida | 11 | $ 2,425,000 | $ 220,454 | $ 95,000 |
| Indian River, Florida | 11 | $ 8,895,000 | $ 808,636 | $ 475,000 |
| Polk, Iowa | 11 | $ 1,495,000 | $ 135,909 | $ 66,000 |
| East Baton Rouge, Louisiana | 11 | $ 1,485,000 | $ 135,000 | $ 53,000 |
| Delaware, New York | 11 | $ 2,885,000 | $ 262,272 | $ 156,000 |
| St. Lawrence, New York | 11 | $ 2,535,000 | $ 230,454 | $ 122,000 |
| Brunswick, North Carolina | 11 | $ 2,665,000 | $ 242,272 | $ 99,000 |
| Montgomery, Ohio | 11 | $ 1,525,000 | $ 138,636 | $ 97,000 |
| Washington, Oregon | 11 | $ 4,345,000 | $ 395,000 | $ 163,000 |
| Huntingdon, Pennsylvania | 11 | $ 1,845,000 | $ 167,727 | $ 193,000 |
| Somerset, Pennsylvania | 11 | $ 1,305,000 | $ 118,636 | $ 79,000 |
| Travis, Texas | 11 | $ 4,035,000 | $ 366,818 | $ 151,000 |
| Fairfax City, Virginia | 11 | $ 4,605,000 | $ 418,636 | $ 189,000 |
| King George, Virginia | 11 | $ 3,085,000 | $ 280,454 | $ 151,000 |
| Jefferson, West Virginia | 11 | $ 2,095,000 | $ 190,454 | $ 140,000 |
| Santa Clara, California | 10 | $ 12,790,000 | $ 1,279,000 | $ 481,000 |
| Jefferson, Colorado | 10 | $ 5,620,000 | $ 562,000 | $ 304,000 |
| Bay, Florida | 10 | $ 1,860,000 | $ 186,000 | $ 122,000 |
| Douglas, Georgia | 10 | $ 3,180,000 | $ 318,000 | $ 121,000 |
| Newton, Georgia | 10 | $ 2,000,000 | $ 200,000 | $ 83,000 |
| Richmond, Georgia | 10 | $ 1,850,000 | $ 185,000 | $ 63,000 |
| Jefferson, Kentucky | 10 | $ 1,550,000 | $ 155,000 | $ 64,000 |
| Orleans, Louisiana | 10 | $ 1,980,000 | $ 198,000 | $ 146,000 |
| Kennebec, Maine | 10 | $ 1,910,000 | $ 191,000 | $ 234,000 |
| Sagadahoc, Maine | 10 | $ 2,510,000 | $ 251,000 | $ 120,000 |
| Rankin, Mississippi | 10 | $ 2,500,000 | $ 250,000 | $ 117,000 |
| Johnston, North Carolina | 10 | $ 1,760,000 | $ 176,000 | $ 86,000 |
| Canadian, Oklahoma | 10 | $ 3,380,000 | $ 338,000 | $ 239,000 |
| Spartanburg, South Carolina | 10 | $ 1,960,000 | $ 196,000 | $ 166,000 |
| Weber, Utah | 10 | $ 3,520,000 | $ 352,000 | $ 153,000 |
| Frederick, Virginia | 10 | $ 2,670,000 | $ 267,000 | $ 106,000 |
| Alameda, California | 9 | $ 11,255,000 | $ 1,250,555 | $ 431,000 |
| Tulare, California | 9 | $ 2,405,000 | $ 267,222 | $ 111,000 |
| Citrus, Florida | 9 | $ 1,795,000 | $ 199,444 | $ 106,000 |
| Columbia, Georgia | 9 | $ 2,295,000 | $ 255,000 | $ 129,000 |
| Rockdale, Georgia | 9 | $ 1,485,000 | $ 165,000 | $ 38,000 |
| Oxford, Maine | 9 | $ 1,535,000 | $ 170,555 | $ 83,000 |
| Nantucket, Massachusetts | 9 | $ 14,095,000 | $ 1,566,111 | $ 1,589,000 |
| Douglas, Nebraska | 9 | $ 2,455,000 | $ 272,777 | $ 84,000 |
| Clinton, New York | 9 | $ 2,315,000 | $ 257,222 | $ 189,000 |
| Cabarrus, North Carolina | 9 | $ 2,825,000 | $ 313,888 | $ 114,000 |
| Stark, Ohio | 9 | $ 1,295,000 | $ 143,888 | $ 89,000 |
| Beaver, Pennsylvania | 9 | $ 1,085,000 | $ 120,555 | $ 89,000 |
| Mifflin, Pennsylvania | 9 | $ 765,000 | $ 85,000 | $ 113,000 |
| Wayne, Pennsylvania | 9 | $ 1,555,000 | $ 172,777 | $ 149,000 |
| York, South Carolina | 9 | $ 5,265,000 | $ 585,000 | $ 290,000 |
| Guadalupe, Texas | 9 | $ 2,695,000 | $ 299,444 | $ 137,000 |
| Caledonia, Vermont | 9 | $ 1,435,000 | $ 159,444 | $ 72,000 |
| Grand Isle, Vermont | 9 | $ 1,345,000 | $ 149,444 | $ 108,000 |
| Accomack, Virginia | 9 | $ 625,000 | $ 69,444 | $ 74,000 |
| Newport News, Virginia | 9 | $ 775,000 | $ 86,111 | $ 68,000 |
| Portsmouth, Virginia | 9 | $ 1,025,000 | $ 113,888 | $ 60,000 |
| Madison, Alabama | 8 | $ 1,940,000 | $ 242,500 | $ 127,000 |
| Montgomery, Alabama | 8 | $ 1,000,000 | $ 125,000 | $ 132,000 |
| Shelby, Alabama | 8 | $ 2,370,000 | $ 296,250 | $ 116,000 |
| Ventura, California | 8 | $ 6,650,000 | $ 831,250 | $ 228,000 |
| Adams, Colorado | 8 | $ 3,020,000 | $ 377,500 | $ 147,000 |
| Bryan, Georgia | 8 | $ 2,650,000 | $ 331,250 | $ 124,000 |
| Lake, Illinois | 8 | $ 1,500,000 | $ 187,500 | $ 74,000 |
| Hamilton, Indiana | 8 | $ 2,800,000 | $ 350,000 | $ 186,000 |
| Shawnee, Kansas | 8 | $ 850,000 | $ 106,250 | $ 72,000 |
| Penobscot, Maine | 8 | $ 570,000 | $ 71,250 | $ 91,000 |
| Kent, Maryland | 8 | $ 2,370,000 | $ 296,250 | $ 207,000 |
| Kent, Michigan | 8 | $ 1,490,000 | $ 186,250 | $ 86,000 |
| Anoka, Minnesota | 8 | $ 2,330,000 | $ 291,250 | $ 76,000 |
| Hennepin, Minnesota | 8 | $ 3,660,000 | $ 457,500 | $ 257,000 |
| St. Charles, Missouri | 8 | $ 2,390,000 | $ 298,750 | $ 125,000 |
| Lewis, New York | 8 | $ 1,570,000 | $ 196,250 | $ 99,000 |
| Butler, Ohio | 8 | $ 1,330,000 | $ 166,250 | $ 107,000 |
| Sullivan, Pennsylvania | 8 | $ 2,690,000 | $ 336,250 | $ 452,000 |
| Ellis, Texas | 8 | $ 3,320,000 | $ 415,000 | $ 147,000 |
| Webb, Texas | 8 | $ 1,670,000 | $ 208,750 | $ 98,000 |
| Davis, Utah | 8 | $ 3,680,000 | $ 460,000 | $ 118,000 |
| Orange, Vermont | 8 | $ 1,660,000 | $ 207,500 | $ 112,000 |
| Page, Virginia | 8 | $ 1,820,000 | $ 227,500 | $ 79,000 |
| Suffolk, Virginia | 8 | $ 2,300,000 | $ 287,500 | $ 96,000 |
| Spokane, Washington | 8 | $ 1,120,000 | $ 140,000 | $ 40,000 |
| Thurston, Washington | 8 | $ 3,380,000 | $ 422,500 | $ 134,000 |
| Baldwin, Alabama | 7 | $ 3,075,000 | $ 439,285 | $ 267,000 |
| Pulaski, Arkansas | 7 | $ 1,375,000 | $ 196,428 | $ 126,000 |
| Shasta, California | 7 | $ 1,635,000 | $ 233,571 | $ 86,000 |
| Solano, California | 7 | $ 2,875,000 | $ 410,714 | $ 145,000 |
| Stanislaus, California | 7 | $ 1,965,000 | $ 280,714 | $ 170,000 |
| Arapahoe, Colorado | 7 | $ 3,625,000 | $ 517,857 | $ 156,000 |
| Carroll, Georgia | 7 | $ 1,205,000 | $ 172,142 | $ 75,000 |
| Walton, Georgia | 7 | $ 1,445,000 | $ 206,428 | $ 111,000 |
| DuPage, Illinois | 7 | $ 2,245,000 | $ 320,714 | $ 160,000 |
| St. Joseph, Indiana | 7 | $ 1,095,000 | $ 156,428 | $ 106,000 |
| Jefferson, Louisiana | 7 | $ 1,075,000 | $ 153,571 | $ 84,000 |
| Livingston, Louisiana | 7 | $ 1,245,000 | $ 177,857 | $ 75,000 |
| Androscoggin, Maine | 7 | $ 1,215,000 | $ 173,571 | $ 67,000 |
| Dukes, Massachusetts | 7 | $ 9,495,000 | $ 1,356,428 | $ 881,000 |
| Jackson, Michigan | 7 | $ 1,065,000 | $ 152,142 | $ 75,000 |
| Sullivan, New Hampshire | 7 | $ 1,945,000 | $ 277,857 | $ 157,000 |
| New Hanover, North Carolina | 7 | $ 2,785,000 | $ 397,857 | $ 179,000 |
| Summit, Ohio | 7 | $ 1,765,000 | $ 252,142 | $ 117,000 |
| Butler, Pennsylvania | 7 | $ 1,125,000 | $ 160,714 | $ 146,000 |
| Lancaster, South Carolina | 7 | $ 1,905,000 | $ 272,142 | $ 154,000 |
| Hays, Texas | 7 | $ 2,785,000 | $ 397,857 | $ 233,000 |
| Fredericksburg, Virginia | 7 | $ 2,285,000 | $ 326,428 | $ 190,000 |
| Hampton, Virginia | 7 | $ 865,000 | $ 123,571 | $ 85,000 |
| Roanoke City, Virginia | 7 | $ 315,000 | $ 45,000 | $ 65,000 |
| Kanawha, West Virginia | 7 | $ 605,000 | $ 86,428 | $ 95,000 |
| Tuscaloosa, Alabama | 6 | $ 1,550,000 | $ 258,333 | $ 140,000 |
| Yavapai, Arizona | 6 | $ 4,420,000 | $ 736,666 | $ 363,000 |
| Yuma, Arizona | 6 | $ 1,230,000 | $ 205,000 | $ 123,000 |
| Contra Costa, California | 6 | $ 2,800,000 | $ 466,666 | $ 210,000 |
| El Dorado, California | 6 | $ 2,780,000 | $ 463,333 | $ 181,000 |
| San Francisco, California | 6 | $ 5,090,000 | $ 848,333 | $ 325,000 |
| San Joaquin, California | 6 | $ 2,540,000 | $ 423,333 | $ 127,000 |
| Putnam, Florida | 6 | $ 1,210,000 | $ 201,666 | $ 307,000 |
| Coweta, Georgia | 6 | $ 1,520,000 | $ 253,333 | $ 123,000 |
| Forsyth, Georgia | 6 | $ 3,090,000 | $ 515,000 | $ 206,000 |
| Hall, Georgia | 6 | $ 1,390,000 | $ 231,666 | $ 121,000 |
| Jackson, Georgia | 6 | $ 1,670,000 | $ 278,333 | $ 142,000 |
| Allen, Indiana | 6 | $ 920,000 | $ 153,333 | $ 183,000 |
| Hancock, Indiana | 6 | $ 1,410,000 | $ 235,000 | $ 74,000 |
| Porter, Indiana | 6 | $ 1,720,000 | $ 286,666 | $ 77,000 |
| Johnson, Kansas | 6 | $ 2,210,000 | $ 368,333 | $ 129,000 |
| Caddo, Louisiana | 6 | $ 950,000 | $ 158,333 | $ 74,000 |
| Waldo, Maine | 6 | $ 2,170,000 | $ 361,666 | $ 292,000 |
| Berkshire, Massachusetts | 6 | $ 820,000 | $ 136,666 | $ 128,000 |
| Shiawassee, Michigan | 6 | $ 960,000 | $ 160,000 | $ 70,000 |
| Buchanan, Missouri | 6 | $ 920,000 | $ 153,333 | $ 81,000 |
| Yates, New York | 6 | $ 980,000 | $ 163,333 | $ 156,000 |
| Rutherford, Tennessee | 6 | $ 1,630,000 | $ 271,666 | $ 90,000 |
| Brazoria, Texas | 6 | $ 1,960,000 | $ 326,666 | $ 180,000 |
| El Paso, Texas | 6 | $ 900,000 | $ 150,000 | $ 59,000 |
| Utah, Utah | 6 | $ 2,280,000 | $ 380,000 | $ 140,000 |
| Rockingham, Virginia | 6 | $ 1,130,000 | $ 188,333 | $ 130,000 |
| Warren, Virginia | 6 | $ 2,610,000 | $ 435,000 | $ 150,000 |
| York, Virginia | 6 | $ 730,000 | $ 121,666 | $ 103,000 |
| Clark, Washington | 6 | $ 1,680,000 | $ 280,000 | $ 236,000 |
| Kitsap, Washington | 6 | $ 2,040,000 | $ 340,000 | $ 78,000 |
| Snohomish, Washington | 6 | $ 2,340,000 | $ 390,000 | $ 149,000 |
| Hampshire, West Virginia | 6 | $ 610,000 | $ 101,666 | $ 65,000 |
| Limestone, Alabama | 5 | $ 1,685,000 | $ 337,000 | $ 622,000 |
| Imperial, California | 5 | $ 1,575,000 | $ 315,000 | $ 125,000 |
| Merced, California | 5 | $ 1,905,000 | $ 381,000 | $ 92,000 |
| Orange, California | 5 | $ 4,395,000 | $ 879,000 | $ 297,000 |
| San Mateo, California | 5 | $ 9,395,000 | $ 1,879,000 | $ 552,000 |
| Pueblo, Colorado | 5 | $ 1,385,000 | $ 277,000 | $ 107,000 |
| Flagler, Florida | 5 | $ 1,965,000 | $ 393,000 | $ 206,000 |
| Monroe, Florida | 5 | $ 4,025,000 | $ 805,000 | $ 535,000 |
| Barrow, Georgia | 5 | $ 1,115,000 | $ 223,000 | $ 65,000 |
| Butts, Georgia | 5 | $ 785,000 | $ 157,000 | $ 74,000 |
| Chatham, Georgia | 5 | $ 2,835,000 | $ 567,000 | $ 305,000 |
| Fayette, Georgia | 5 | $ 1,455,000 | $ 291,000 | $ 120,000 |
| Glynn, Georgia | 5 | $ 2,745,000 | $ 549,000 | $ 640,000 |
| Lowndes, Georgia | 5 | $ 1,055,000 | $ 211,000 | $ 109,000 |
| Muscogee, Georgia | 5 | $ 1,585,000 | $ 317,000 | $ 165,000 |
| Madison, Illinois | 5 | $ 545,000 | $ 109,000 | $ 110,000 |
| St. Clair, Illinois | 5 | $ 1,085,000 | $ 217,000 | $ 1,968,000 |
| Madison, Indiana | 5 | $ 395,000 | $ 79,000 | $ 42,000 |
| Reno, Kansas | 5 | $ 365,000 | $ 73,000 | $ 46,000 |
| Lafayette, Louisiana | 5 | $ 745,000 | $ 149,000 | $ 98,000 |
| St. Tammany, Louisiana | 5 | $ 775,000 | $ 155,000 | $ 64,000 |
| Genesee, Michigan | 5 | $ 945,000 | $ 189,000 | $ 125,000 |
| Lapeer, Michigan | 5 | $ 1,195,000 | $ 239,000 | $ 98,000 |
| Muskegon, Michigan | 5 | $ 985,000 | $ 197,000 | $ 129,000 |
| Ramsey, Minnesota | 5 | $ 1,235,000 | $ 247,000 | $ 97,000 |
| Clay, Missouri | 5 | $ 1,355,000 | $ 271,000 | $ 147,000 |
| Greene, Missouri | 5 | $ 605,000 | $ 121,000 | $ 65,000 |
| Curry, New Mexico | 5 | $ 615,000 | $ 123,000 | $ 48,000 |
| Essex, New York | 5 | $ 745,000 | $ 149,000 | $ 133,000 |
| Franklin, New York | 5 | $ 1,725,000 | $ 345,000 | $ 437,000 |
| Buncombe, North Carolina | 5 | $ 2,325,000 | $ 465,000 | $ 327,000 |
| Harnett, North Carolina | 5 | $ 2,045,000 | $ 409,000 | $ 138,000 |
| Pitt, North Carolina | 5 | $ 605,000 | $ 121,000 | $ 63,000 |
| Union, North Carolina | 5 | $ 1,885,000 | $ 377,000 | $ 248,000 |
| Clermont, Ohio | 5 | $ 1,055,000 | $ 211,000 | $ 115,000 |
| Fairfield, Ohio | 5 | $ 1,375,000 | $ 275,000 | $ 112,000 |
| Lorain, Ohio | 5 | $ 715,000 | $ 143,000 | $ 63,000 |
| Lucas, Ohio | 5 | $ 885,000 | $ 177,000 | $ 105,000 |
| Portage, Ohio | 5 | $ 355,000 | $ 71,000 | $ 125,000 |
| Clackamas, Oregon | 5 | $ 4,275,000 | $ 855,000 | $ 284,000 |
| Jackson, Oregon | 5 | $ 1,695,000 | $ 339,000 | $ 142,000 |
| Marion, Oregon | 5 | $ 2,125,000 | $ 425,000 | $ 110,000 |
| Lawrence, Pennsylvania | 5 | $ 475,000 | $ 95,000 | $ 96,000 |
| Kent, Rhode Island | 5 | $ 2,715,000 | $ 543,000 | $ 225,000 |
| Newport, Rhode Island | 5 | $ 4,655,000 | $ 931,000 | $ 764,000 |
| Washington, Rhode Island | 5 | $ 2,605,000 | $ 521,000 | $ 410,000 |
| Anderson, South Carolina | 5 | $ 1,165,000 | $ 233,000 | $ 112,000 |
| Dorchester, South Carolina | 5 | $ 1,335,000 | $ 267,000 | $ 157,000 |
| Lexington, South Carolina | 5 | $ 1,455,000 | $ 291,000 | $ 106,000 |
| Hamilton, Tennessee | 5 | $ 1,455,000 | $ 291,000 | $ 137,000 |
| Knox, Tennessee | 5 | $ 885,000 | $ 177,000 | $ 85,000 |
| Sumner, Tennessee | 5 | $ 1,195,000 | $ 239,000 | $ 133,000 |
| Comal, Texas | 5 | $ 1,315,000 | $ 263,000 | $ 123,000 |
| Jefferson, Texas | 5 | $ 955,000 | $ 191,000 | $ 131,000 |
| Roanoke, Virginia | 5 | $ 795,000 | $ 159,000 | $ 115,000 |
| Tazewell, Virginia | 5 | $ 375,000 | $ 75,000 | $ 64,000 |
| Westmoreland, Virginia | 5 | $ 1,015,000 | $ 203,000 | $ 232,000 |
| Mason, Washington | 5 | $ 1,075,000 | $ 215,000 | $ 86,000 |
| Autauga, Alabama | 4 | $ 840,000 | $ 210,000 | $ 164,000 |
| Calhoun, Alabama | 4 | $ 1,040,000 | $ 260,000 | $ 132,000 |
Mortgage Loan Application Detail Totals for M&T Bank in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 13,310 | $1,729,520,000 | $129,000 | $15,205,000 | $137,000 | $5,840,000 |
| Home Purchase | 11,526 | $5,429,945,000 | $471,000 | $62,005,000 | $226,000 | $9,450,000 |
| Refinancing | 7,565 | $2,436,265,000 | $322,000 | $51,005,000 | $180,000 | $5,840,000 |
| Other Purpose | 6,375 | $935,065,000 | $146,000 | $12,395,000 | $161,000 | $8,270,000 |
| Cash-out Refinancing | 3,078 | $877,440,000 | $285,000 | $5,655,000 | $131,000 | $9,428,000 |
| Not Applicable | 639 | $82,425,000 | $128,000 | $605,000 | $47,000 | $165,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 25,849 | $6,231,015,000 | $241,000 | $12,395,000 | $171,000 | $9,450,000 |
| Black or African American | 4,050 | $667,200,000 | $164,000 | $2,605,000 | $111,000 | $4,895,000 |
| Not Provided | 3,760 | $1,242,660,000 | $330,000 | $8,005,000 | $231,000 | $7,427,000 |
| Hispanic | 3,550 | $719,530,000 | $202,000 | $3,005,000 | $124,000 | $4,836,000 |
| Asian | 2,918 | $1,509,890,000 | $517,000 | $8,795,000 | $246,000 | $8,374,000 |
| Not applicable | 2,146 | $1,071,435,000 | $499,000 | $62,005,000 | $47,000 | $165,000 |
| American Indian or Alaskan Native | 137 | $33,865,000 | $247,000 | $1,205,000 | $139,000 | $1,000,000 |
| Native Hawaiian or Other Pacific Islander | 83 | $15,065,000 | $181,000 | $1,105,000 | $110,000 | $397,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 36,417 | $9,899,100,000 | $271,000 | $62,005,000 | $178,000 | $9,450,000 |
| FHA-insured (Federal Housing Administration) | 4,632 | $1,072,150,000 | $231,000 | $1,235,000 | $97,000 | $7,427,000 |
| VA-guaranteed (Veterans Administration) | 1,355 | $507,745,000 | $374,000 | $2,335,000 | $152,000 | $2,158,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 89 | $11,665,000 | $131,000 | $455,000 | $77,000 | $180,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 23,446 | $7,262,195,000 | $309,000 | $62,005,000 | $187,000 | $9,428,000 |
| Application Denied By Financial Institution | 12,073 | $2,077,055,000 | $172,000 | $3,735,000 | $127,000 | $8,270,000 |
| Application Withdrawn By Applicant | 3,274 | $1,410,410,000 | $430,000 | $11,705,000 | $223,000 | $9,450,000 |
| Loan Purchased By The Institution | 1,896 | $398,580,000 | $210,000 | $1,105,000 | $47,000 | $165,000 |
| Application Approved But Not Accepted | 1,126 | $181,330,000 | $161,000 | $3,295,000 | $136,000 | $2,698,000 |
| File Closed For Incompleteness | 678 | $161,090,000 | $237,000 | $5,005,000 | $160,000 | $3,542,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 30,420 | $9,413,605,000 | $309,000 | $62,005,000 | $188,000 | $9,450,000 |
| Debt-To-Income Ratio | 4,478 | $883,550,000 | $197,000 | $2,685,000 | $81,000 | $943,000 |
| Credit History | 4,107 | $474,775,000 | $115,000 | $2,325,000 | $130,000 | $4,895,000 |
| Collateral | 1,689 | $328,155,000 | $194,000 | $2,945,000 | $194,000 | $8,151,000 |
| Other | 1,414 | $277,620,000 | $196,000 | $2,815,000 | $184,000 | $8,270,000 |
| Unverifiable Information | 148 | $37,350,000 | $252,000 | $3,005,000 | $148,000 | $2,000,000 |
| Credit Application Incomplete | 87 | $35,625,000 | $409,000 | $3,735,000 | $126,000 | $529,000 |
| Employment History | 75 | $14,265,000 | $190,000 | $1,005,000 | $153,000 | $1,447,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 75 | $25,715,000 | $342,000 | $2,185,000 | $163,000 | $1,611,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&T Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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