In 2025, M&T Bank of Buffalo, NY reported 42,493 mortgage applications totaling $11.5 billion, up 17% from 2024. The average application was for $270,413, and applicants reported an average income of $170,608. 55% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Buffalo-Cheektowaga-Niagara Falls, NY (3,692), Baltimore-Columbia-Towson, MD (3,272) and New York-Jersey City-White Plains, NY-NJ (2,861) (applications in parentheses).
| Mortgage Company & Address | M&T Bank 701 Seneca Street - Suite 330n Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 42,493 |
| Total Mortgage Loan Application Amount | $11,490,660,000 |
| Average Mortgage Loan Application Amount | $270,413 |
| Highest Mortgage Loan Application Amount | $62,005,000 |
| Average Applicant Income | $170,608 |
| Highest Applicant Income | $9,450,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&T Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 4,541 | $ 796,305,000 | $ 175,358 | $ 135,933 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 3,692 | $ 644,010,000 | $ 174,433 | $ 121,000 |
| Baltimore-Columbia-Towson, MD | 3,272 | $ 629,080,000 | $ 192,261 | $ 137,000 |
| New York-Jersey City-White Plains, NY-NJ | 2,861 | $ 1,268,510,000 | $ 443,379 | $ 242,738 |
| Nassau County-Suffolk County, NY | 1,521 | $ 459,745,000 | $ 302,264 | $ 214,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,458 | $ 489,110,000 | $ 335,466 | $ 247,000 |
| Hartford-West Hartford-East Hartford, CT | 1,341 | $ 225,975,000 | $ 168,512 | $ 141,000 |
| Arlington-Alexandria-Reston, VA-WV | 1,142 | $ 637,060,000 | $ 557,845 | $ 249,930 |
| Rochester, NY | 1,137 | $ 185,455,000 | $ 163,109 | $ 118,000 |
| Cambridge-Newton-Framingham, MA | 1,038 | $ 629,750,000 | $ 606,695 | $ 276,000 |
| Washington-Baltimore-Arlington, DC | 957 | $ 389,935,000 | $ 407,455 | $ 233,000 |
| York-Hanover, PA | 874 | $ 117,600,000 | $ 134,553 | $ 100,000 |
| Syracuse, NY | 863 | $ 147,165,000 | $ 170,527 | $ 122,000 |
| Lakewood-New Brunswick, NJ | 840 | $ 313,350,000 | $ 373,035 | $ 215,000 |
| Newark, NJ-PA | 775 | $ 315,395,000 | $ 406,961 | $ 221,000 |
| Washington, DC-MD | 719 | $ 237,215,000 | $ 329,923 | $ 186,043 |
| Boston, MA | 654 | $ 550,930,000 | $ 842,400 | $ 373,000 |
| Wilmington, DE-MD-NJ | 646 | $ 98,420,000 | $ 152,352 | $ 136,863 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 591 | $ 123,045,000 | $ 208,197 | $ 153,000 |
| New Haven-Milford, CT | 541 | $ 108,215,000 | $ 200,027 | $ 150,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 473 | $ 58,295,000 | $ 123,245 | $ 104,000 |
| Albany-Schenectady-Troy, NY | 457 | $ 100,525,000 | $ 219,967 | $ 145,000 |
| Springfield, MA | 436 | $ 66,840,000 | $ 153,302 | $ 105,000 |
| Waterbury-Shelton, CT | 413 | $ 75,055,000 | $ 181,731 | $ 144,000 |
| Binghamton, NY | 395 | $ 45,795,000 | $ 115,936 | $ 120,000 |
| Harrisburg-Carlisle, PA | 395 | $ 59,525,000 | $ 150,696 | $ 108,000 |
| Utica-Rome, NY | 366 | $ 47,740,000 | $ 130,437 | $ 91,000 |
| Reading, PA | 347 | $ 43,655,000 | $ 125,806 | $ 101,000 |
| Montgomery County-Bucks County-Chester County, PA | 328 | $ 118,640,000 | $ 361,707 | $ 215,000 |
| Hagerstown-Martinsburg, MD-WV | 318 | $ 42,490,000 | $ 133,616 | $ 95,484 |
| Chambersburg-Waynesboro, PA | 306 | $ 39,390,000 | $ 128,725 | $ 102,000 |
| Philadelphia, PA | 302 | $ 61,170,000 | $ 202,549 | $ 193,000 |
| Worcester, MA-CT | 264 | $ 127,980,000 | $ 484,772 | $ 166,000 |
| Camden, NJ | 263 | $ 96,845,000 | $ 368,231 | $ 160,000 |
| Dover, DE | 251 | $ 34,415,000 | $ 137,111 | $ 104,000 |
| Rockingham County-Strafford County, NH | 245 | $ 75,735,000 | $ 309,122 | $ 216,000 |
| Lancaster, PA | 210 | $ 35,340,000 | $ 168,285 | $ 104,000 |
| Atlanta-Sandy Springs-Roswell, GA | 198 | $ 47,000,000 | $ 237,373 | $ 96,000 |
| Portland-South Portland, ME | 198 | $ 52,120,000 | $ 263,232 | $ 160,000 |
| Kingston, NY | 197 | $ 47,745,000 | $ 242,360 | $ 146,000 |
| Burlington-South Burlington, VT | 194 | $ 67,880,000 | $ 349,896 | $ 186,000 |
| Norwich-New London, CT | 192 | $ 34,420,000 | $ 179,270 | $ 158,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 179 | $ 27,835,000 | $ 155,502 | $ 131,413 |
| Altoona, PA | 156 | $ 15,680,000 | $ 100,512 | $ 215,000 |
| Richmond, VA | 153 | $ 28,525,000 | $ 186,437 | $ 139,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 130 | $ 22,490,000 | $ 173,000 | $ 177,984 |
| Chicago-Naperville, IL | 123 | $ 31,825,000 | $ 258,739 | $ 122,000 |
| Atlantic City-Hammonton, NJ | 121 | $ 79,605,000 | $ 657,892 | $ 563,000 |
| Manchester-Nashua, NH | 121 | $ 30,985,000 | $ 256,074 | $ 152,000 |
| Houston-The Woodlands-Sugar Land, TX | 119 | $ 34,075,000 | $ 286,344 | $ 174,000 |
| Gettysburg, PA | 118 | $ 16,120,000 | $ 136,610 | $ 144,000 |
| Providence-Warwick, RI-MA | 117 | $ 45,125,000 | $ 385,683 | $ 214,717 |
| Salisbury, MD-DE | 116 | $ 11,080,000 | $ 95,517 | $ 92,000 |
| Phoenix-Mesa-Scottsdale, AZ | 101 | $ 32,785,000 | $ 324,603 | $ 185,000 |
| Pittsburgh, PA | 101 | $ 15,345,000 | $ 151,930 | $ 136,000 |
| Orlando-Kissimmee-Sanford, FL | 99 | $ 18,915,000 | $ 191,060 | $ 147,000 |
| Lexington Park, MD | 94 | $ 12,020,000 | $ 127,872 | $ 192,000 |
| Tampa, FL | 92 | $ 18,650,000 | $ 202,717 | $ 156,000 |
| State College, PA | 85 | $ 13,755,000 | $ 161,823 | $ 117,000 |
| Ithaca, NY | 84 | $ 28,930,000 | $ 344,404 | $ 115,000 |
| Williamsport, PA | 83 | $ 9,985,000 | $ 120,301 | $ 79,000 |
| Trenton, NJ | 82 | $ 27,180,000 | $ 331,463 | $ 185,000 |
| Lebanon, PA | 79 | $ 9,835,000 | $ 124,493 | $ 96,000 |
| Dallas-Plano-Irving, TX | 78 | $ 25,140,000 | $ 322,307 | $ 197,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 75 | $ 81,865,000 | $ 1,091,533 | $ 640,000 |
| Jacksonville, FL | 70 | $ 17,370,000 | $ 248,142 | $ 167,000 |
| Miami-Miami Beach-Kendall, FL | 69 | $ 36,105,000 | $ 523,260 | $ 670,000 |
| Riverside-San Bernardino-Ontario, CA | 69 | $ 25,265,000 | $ 366,159 | $ 140,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 66 | $ 15,240,000 | $ 230,909 | $ 112,000 |
| Indianapolis-Carmel-Anderson, IN | 66 | $ 14,330,000 | $ 217,121 | $ 98,000 |
| San Antonio-New Braunfels, TX | 64 | $ 15,640,000 | $ 244,375 | $ 144,000 |
| Elmira, NY | 63 | $ 8,185,000 | $ 129,920 | $ 83,000 |
| Barnstable Town, MA | 59 | $ 40,875,000 | $ 692,796 | $ 551,000 |
| Charlotte-Concord-Gastonia, NC-SC | 58 | $ 24,050,000 | $ 414,655 | $ 231,068 |
| Glens Falls, NY | 56 | $ 12,080,000 | $ 215,714 | $ 191,000 |
| St. Louis, MO-IL | 52 | $ 10,010,000 | $ 192,500 | $ 358,153 |
| Cape Coral-Fort Myers, FL | 51 | $ 15,345,000 | $ 300,882 | $ 423,000 |
| Memphis, TN-MS-AR | 51 | $ 9,335,000 | $ 183,039 | $ 101,080 |
| Amherst Town-Northampton, MA | 48 | $ 6,220,000 | $ 129,583 | $ 84,000 |
| Kansas City, MO-KS | 48 | $ 10,190,000 | $ 212,291 | $ 110,062 |
| Urban Honolulu, HI | 47 | $ 36,295,000 | $ 772,234 | $ 183,000 |
| Denver-Aurora-Lakewood, CO | 45 | $ 23,995,000 | $ 533,222 | $ 232,000 |
| Fort Worth-Arlington, TX | 45 | $ 10,525,000 | $ 233,888 | $ 140,000 |
| Colorado Springs, CO | 43 | $ 17,235,000 | $ 400,813 | $ 142,000 |
| Lakeland-Winter Haven, FL | 43 | $ 7,635,000 | $ 177,558 | $ 95,000 |
| Los Angeles-Long Beach-Glendale, CA | 43 | $ 35,855,000 | $ 833,837 | $ 577,000 |
| Warren-Troy-Farmington Hills, MI | 43 | $ 8,705,000 | $ 202,441 | $ 131,000 |
| Cleveland, OH | 42 | $ 5,780,000 | $ 137,619 | $ 90,000 |
| Pensacola-Ferry Pass-Brent, FL | 42 | $ 9,050,000 | $ 215,476 | $ 130,000 |
| Las Vegas-Henderson-Paradise, NV | 41 | $ 11,355,000 | $ 276,951 | $ 120,000 |
| San Diego-Carlsbad, CA | 40 | $ 23,020,000 | $ 575,500 | $ 213,000 |
| Cincinnati, OH-KY-IN | 39 | $ 7,875,000 | $ 201,923 | $ 117,974 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 39 | $ 10,175,000 | $ 260,897 | $ 106,000 |
| North Port-Sarasota-Bradenton, FL | 38 | $ 20,590,000 | $ 541,842 | $ 307,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 38 | $ 15,000,000 | $ 394,736 | $ 168,631 |
| Marietta, GA | 37 | $ 8,335,000 | $ 225,270 | $ 98,000 |
| Columbus, OH | 35 | $ 8,055,000 | $ 230,142 | $ 116,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 35 | $ 10,895,000 | $ 311,285 | $ 129,228 |
| Naples-Immokalee-Marco Island, FL | 35 | $ 16,115,000 | $ 460,428 | $ 332,000 |
| Austin-Round Rock, TX | 33 | $ 13,195,000 | $ 399,848 | $ 200,000 |
| Oklahoma City, OK | 32 | $ 7,320,000 | $ 228,750 | $ 127,000 |
| Charleston-North Charleston, SC | 31 | $ 23,725,000 | $ 765,322 | $ 247,000 |
| Watertown-Fort Drum, NY | 30 | $ 3,270,000 | $ 109,000 | $ 110,000 |
| Detroit-Dearborn-Livonia, MI | 29 | $ 4,145,000 | $ 142,931 | $ 77,000 |
| Raleigh, NC | 29 | $ 9,075,000 | $ 312,931 | $ 139,000 |
| Tucson, AZ | 29 | $ 7,285,000 | $ 251,206 | $ 145,000 |
| Lake County-Porter County-Jasper County, IN | 28 | $ 5,640,000 | $ 201,428 | $ 78,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 27 | $ 9,915,000 | $ 367,222 | $ 157,000 |
| St. Petersburg-Clearwater-Largo, FL | 27 | $ 7,915,000 | $ 293,148 | $ 182,000 |
| Augusta-Richmond County, GA-SC | 26 | $ 5,560,000 | $ 213,846 | $ 93,538 |
| Birmingham-Hoover, AL | 26 | $ 5,530,000 | $ 212,692 | $ 85,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 26 | $ 5,590,000 | $ 215,000 | $ 120,000 |
| Albuquerque, NM | 25 | $ 6,645,000 | $ 265,800 | $ 104,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 25 | $ 7,835,000 | $ 313,400 | $ 178,000 |
| Baton Rouge, LA | 24 | $ 3,890,000 | $ 162,083 | $ 67,000 |
| Tulsa, OK | 24 | $ 4,330,000 | $ 180,416 | $ 107,000 |
| Columbia, SC | 23 | $ 4,555,000 | $ 198,043 | $ 94,000 |
| Port St. Lucie, FL | 23 | $ 6,865,000 | $ 298,478 | $ 188,000 |
| Tacoma-Lakewood, WA | 23 | $ 10,695,000 | $ 465,000 | $ 179,000 |
| Greenville-Anderson-Mauldin, SC | 22 | $ 4,640,000 | $ 210,909 | $ 91,000 |
| New Orleans-Metairie, LA | 22 | $ 4,220,000 | $ 191,818 | $ 125,000 |
| Charlottesville, VA | 21 | $ 7,085,000 | $ 337,380 | $ 193,000 |
| Erie, PA | 21 | $ 2,075,000 | $ 98,809 | $ 79,000 |
| Palm Bay-Melbourne-Titusville, FL | 21 | $ 5,265,000 | $ 250,714 | $ 144,000 |
| Louisville/Jefferson County, KY-IN | 20 | $ 3,320,000 | $ 166,000 | $ 83,750 |
| Milwaukee-Waukesha-West Allis, WI | 20 | $ 4,440,000 | $ 222,000 | $ 102,000 |
| Crestview-Fort Walton Beach-Destin, FL | 19 | $ 6,305,000 | $ 331,842 | $ 248,000 |
| Elgin, IL | 19 | $ 3,975,000 | $ 209,210 | $ 101,000 |
| Wilmington, NC | 19 | $ 5,815,000 | $ 306,052 | $ 135,000 |
| Grand Rapids-Wyoming, MI | 18 | $ 3,100,000 | $ 172,222 | $ 82,000 |
| Johnstown, PA | 18 | $ 1,880,000 | $ 104,444 | $ 112,000 |
| Ogden-Clearfield, UT | 18 | $ 7,200,000 | $ 400,000 | $ 138,000 |
| Savannah, GA | 17 | $ 6,245,000 | $ 367,352 | $ 166,000 |
| Winchester, VA-WV | 17 | $ 3,425,000 | $ 201,470 | $ 91,529 |
| Bakersfield, CA | 16 | $ 3,130,000 | $ 195,625 | $ 129,000 |
| Killeen-Temple, TX | 16 | $ 4,130,000 | $ 258,125 | $ 154,000 |
| Youngstown-Warren-Boardman, OH-PA | 16 | $ 1,550,000 | $ 96,875 | $ 58,000 |
| Des Moines-West Des Moines, IA | 15 | $ 2,285,000 | $ 152,333 | $ 68,000 |
| Fresno, CA | 15 | $ 4,105,000 | $ 273,666 | $ 129,000 |
| Jackson, MS | 15 | $ 3,325,000 | $ 221,666 | $ 99,000 |
| Little Rock-North Little Rock-Conway, AR | 15 | $ 2,895,000 | $ 193,000 | $ 84,000 |
| Montgomery, AL | 15 | $ 2,325,000 | $ 155,000 | $ 130,000 |
| Oakland-Hayward-Berkeley, CA | 15 | $ 14,055,000 | $ 937,000 | $ 376,000 |
| Roanoke, VA | 15 | $ 2,195,000 | $ 146,333 | $ 117,000 |
| Clarksville, TN-KY | 14 | $ 3,780,000 | $ 270,000 | $ 96,000 |
| Dayton-Springfield-Kettering, OH | 14 | $ 1,940,000 | $ 138,571 | $ 94,000 |
| McAllen-Edinburg-Mission, TX | 14 | $ 2,280,000 | $ 162,857 | $ 0 |
| Mobile, AL | 14 | $ 2,420,000 | $ 172,857 | $ 78,000 |
| Punta Gorda, FL | 14 | $ 3,530,000 | $ 252,142 | $ 169,000 |
| Salt Lake City, UT | 14 | $ 6,460,000 | $ 461,428 | $ 215,000 |
| Huntsville, AL | 13 | $ 3,625,000 | $ 278,846 | $ 307,000 |
| Knoxville, TN | 13 | $ 2,415,000 | $ 185,769 | $ 89,000 |
| Seattle-Bellevue-Everett, WA | 13 | $ 7,225,000 | $ 555,769 | $ 230,000 |
| Vineland-Bridgeton, NJ | 13 | $ 1,225,000 | $ 94,230 | $ 76,000 |
| Akron, OH | 12 | $ 2,120,000 | $ 176,666 | $ 118,000 |
| Fayetteville, NC | 12 | $ 1,680,000 | $ 140,000 | $ 82,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 12 | $ 11,090,000 | $ 924,166 | $ 557,000 |
| Lynchburg, VA | 12 | $ 2,190,000 | $ 182,500 | $ 129,000 |
| Ocala, FL | 12 | $ 2,140,000 | $ 178,333 | $ 83,000 |
| Omaha-Council Bluffs, NE-IA | 12 | $ 3,400,000 | $ 283,333 | $ 107,000 |
| Greeley, CO | 11 | $ 3,245,000 | $ 295,000 | $ 88,000 |
| Greensboro-High Point, NC | 11 | $ 1,765,000 | $ 160,454 | $ 116,000 |
| San Francisco-Redwood City-South San Francisco, CA | 11 | $ 14,485,000 | $ 1,316,818 | $ 428,000 |
| Sebastian-Vero Beach, FL | 11 | $ 8,895,000 | $ 808,636 | $ 475,000 |
| Canton-Massillon, OH | 10 | $ 1,430,000 | $ 143,000 | $ 89,000 |
| Panama City, FL | 10 | $ 1,860,000 | $ 186,000 | $ 122,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 10 | $ 12,790,000 | $ 1,279,000 | $ 481,000 |
| Spartanburg, SC | 10 | $ 1,960,000 | $ 196,000 | $ 166,000 |
| Winston-Salem, NC | 10 | $ 1,770,000 | $ 177,000 | $ 91,000 |
| Charleston, WV | 9 | $ 825,000 | $ 91,666 | $ 85,000 |
| Homosassa Springs, FL | 9 | $ 1,795,000 | $ 199,444 | $ 106,000 |
| Kingsport-Bristol-Bristol, TN-VA | 9 | $ 1,395,000 | $ 155,000 | $ 140,000 |
| South Bend-Mishawaka, IN-MI | 9 | $ 1,405,000 | $ 156,111 | $ 104,222 |
| Springfield, MO | 9 | $ 1,365,000 | $ 151,666 | $ 74,000 |
| Topeka, KS | 9 | $ 995,000 | $ 110,555 | $ 72,000 |
| Visalia-Porterville, CA | 9 | $ 2,405,000 | $ 267,222 | $ 111,000 |
| Bangor, ME | 8 | $ 570,000 | $ 71,250 | $ 91,000 |
| Chattanooga, TN-GA | 8 | $ 2,020,000 | $ 252,500 | $ 137,000 |
| Columbus, GA-AL | 8 | $ 2,400,000 | $ 300,000 | $ 156,375 |
| Fort Wayne, IN | 8 | $ 1,300,000 | $ 162,500 | $ 145,000 |
| Hickory-Lenoir-Morganton, NC | 8 | $ 1,540,000 | $ 192,500 | $ 76,000 |
| Lake County-Kenosha County, IL-WI | 8 | $ 1,500,000 | $ 187,500 | $ 74,000 |
| Laredo, TX | 8 | $ 1,670,000 | $ 208,750 | $ 98,000 |
| Olympia-Tumwater, WA | 8 | $ 3,380,000 | $ 422,500 | $ 134,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 8 | $ 6,650,000 | $ 831,250 | $ 228,000 |
| Spokane-Spokane Valley, WA | 8 | $ 1,120,000 | $ 140,000 | $ 40,000 |
| Tuscaloosa, AL | 8 | $ 1,880,000 | $ 235,000 | $ 128,000 |
| Anchorage, AK | 7 | $ 2,285,000 | $ 326,428 | $ 153,000 |
| Asheville, NC | 7 | $ 2,805,000 | $ 400,714 | $ 364,000 |
| Boise City, ID | 7 | $ 2,255,000 | $ 322,142 | $ 136,000 |
| Champaign-Urbana, IL | 7 | $ 935,000 | $ 133,571 | $ 81,000 |
| Daphne-Fairhope-Foley, AL | 7 | $ 3,075,000 | $ 439,285 | $ 267,000 |
| Evansville, IN-KY | 7 | $ 1,385,000 | $ 197,857 | $ 70,000 |
| Jackson, MI | 7 | $ 1,065,000 | $ 152,142 | $ 75,000 |
| Lewiston-Auburn, ME | 7 | $ 1,215,000 | $ 173,571 | $ 67,000 |
| Macon-Bibb County, GA | 7 | $ 1,405,000 | $ 200,714 | $ 83,000 |
| Modesto, CA | 7 | $ 1,965,000 | $ 280,714 | $ 170,000 |
| Provo-Orem, UT | 7 | $ 2,485,000 | $ 355,000 | $ 129,000 |
| Redding, CA | 7 | $ 1,635,000 | $ 233,571 | $ 86,000 |
| Salem, OR | 7 | $ 2,695,000 | $ 385,000 | $ 106,000 |
| Shreveport-Bossier City, LA | 7 | $ 1,465,000 | $ 209,285 | $ 102,000 |
| Staunton-Waynesboro, VA | 7 | $ 1,055,000 | $ 150,714 | $ 99,000 |
| Vallejo-Fairfield, CA | 7 | $ 2,875,000 | $ 410,714 | $ 145,000 |
| Albany, GA | 6 | $ 1,050,000 | $ 175,000 | $ 96,000 |
| Beaumont-Port Arthur, TX | 6 | $ 1,150,000 | $ 191,666 | $ 105,000 |
| Bremerton-Silverdale, WA | 6 | $ 2,040,000 | $ 340,000 | $ 78,000 |
| El Paso, TX | 6 | $ 900,000 | $ 150,000 | $ 59,000 |
| Everett, WA | 6 | $ 2,340,000 | $ 390,000 | $ 149,000 |
| Gainesville, FL | 6 | $ 660,000 | $ 110,000 | $ 50,000 |
| Gainesville, GA | 6 | $ 1,390,000 | $ 231,666 | $ 121,000 |
| Harrisonburg, VA | 6 | $ 1,130,000 | $ 188,333 | $ 130,000 |
| Huntington-Ashland, WV-KY-OH | 6 | $ 430,000 | $ 71,666 | $ 103,000 |
| Lafayette, LA | 6 | $ 920,000 | $ 153,333 | $ 93,000 |
| Peoria, IL | 6 | $ 760,000 | $ 126,666 | $ 74,000 |
| Pittsfield, MA | 6 | $ 820,000 | $ 136,666 | $ 128,000 |
| Prescott Valley-Prescott, AZ | 6 | $ 4,420,000 | $ 736,666 | $ 363,000 |
| St. Joseph, MO-KS | 6 | $ 920,000 | $ 153,333 | $ 81,000 |
| Stockton-Lodi, CA | 6 | $ 2,540,000 | $ 423,333 | $ 127,000 |
| Tallahassee, FL | 6 | $ 1,310,000 | $ 218,333 | $ 128,000 |
| Toledo, OH | 6 | $ 1,150,000 | $ 191,666 | $ 107,000 |
| Traverse City, MI | 6 | $ 1,400,000 | $ 233,333 | $ 49,000 |
| Valdosta, GA | 6 | $ 1,180,000 | $ 196,666 | $ 109,000 |
| Wichita, KS | 6 | $ 800,000 | $ 133,333 | $ 77,000 |
| Yuma, AZ | 6 | $ 1,230,000 | $ 205,000 | $ 123,000 |
| Amarillo, TX | 5 | $ 875,000 | $ 175,000 | $ 84,000 |
| Anaheim-Santa Ana-Irvine, CA | 5 | $ 4,395,000 | $ 879,000 | $ 297,000 |
| Blacksburg-Christiansburg-Radford, VA | 5 | $ 865,000 | $ 173,000 | $ 80,000 |
| Brunswick, GA | 5 | $ 2,745,000 | $ 549,000 | $ 640,000 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 825,000 | $ 165,000 | $ 81,400 |
| Durham-Chapel Hill, NC | 5 | $ 2,245,000 | $ 449,000 | $ 381,000 |
| El Centro, CA | 5 | $ 1,575,000 | $ 315,000 | $ 125,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 975,000 | $ 195,000 | $ 97,000 |
| Flint, MI | 5 | $ 945,000 | $ 189,000 | $ 125,000 |
| Florence, SC | 5 | $ 495,000 | $ 99,000 | $ 36,000 |
| Fort Smith, AR-OK | 5 | $ 655,000 | $ 131,000 | $ 80,000 |
| Greenville, NC | 5 | $ 605,000 | $ 121,000 | $ 63,000 |
| Hinesville, GA | 5 | $ 835,000 | $ 167,000 | $ 154,000 |
| Madison, WI | 5 | $ 1,495,000 | $ 299,000 | $ 180,000 |
| Medford, OR | 5 | $ 1,695,000 | $ 339,000 | $ 142,000 |
| Merced, CA | 5 | $ 1,905,000 | $ 381,000 | $ 92,000 |
| Morgantown, WV | 5 | $ 635,000 | $ 127,000 | $ 100,000 |
| Muskegon, MI | 5 | $ 985,000 | $ 197,000 | $ 129,000 |
| Pueblo, CO | 5 | $ 1,385,000 | $ 277,000 | $ 107,000 |
| Rockford, IL | 5 | $ 1,075,000 | $ 215,000 | $ 42,000 |
| Slidell-Mandeville-Covington, LA | 5 | $ 775,000 | $ 155,000 | $ 64,000 |
| Warner Robins, GA | 5 | $ 935,000 | $ 187,000 | $ 132,000 |
| Yuba City, CA | 5 | $ 1,175,000 | $ 235,000 | $ 80,000 |
| Alexandria, LA | 4 | $ 850,000 | $ 212,500 | $ 130,000 |
| Anniston-Oxford-Jacksonville, AL | 4 | $ 1,040,000 | $ 260,000 | $ 132,000 |
| Appleton, WI | 4 | $ 670,000 | $ 167,500 | $ 92,000 |
| Bend-Redmond, OR | 4 | $ 1,490,000 | $ 372,500 | $ 2,185,000 |
| Coeur D'Alene, ID | 4 | $ 1,310,000 | $ 327,500 | $ 226,000 |
| Corpus Christi, TX | 4 | $ 990,000 | $ 247,500 | $ 203,000 |
| Eugene, OR | 4 | $ 1,030,000 | $ 257,500 | $ 177,000 |
| Gadsden, AL | 4 | $ 540,000 | $ 135,000 | $ 58,000 |
| Goldsboro, NC | 4 | $ 410,000 | $ 102,500 | $ 66,000 |
| Idaho Falls, ID | 4 | $ 940,000 | $ 235,000 | $ 128,000 |
| Jackson, TN | 4 | $ 780,000 | $ 195,000 | $ 50,000 |
| Kalamazoo-Portage, MI | 4 | $ 640,000 | $ 160,000 | $ 86,000 |
| Lake Havasu City-Kingman, AZ | 4 | $ 1,220,000 | $ 305,000 | $ 138,000 |
| Lansing-East Lansing, MI | 4 | $ 620,000 | $ 155,000 | $ 115,000 |
| Las Cruces, NM | 4 | $ 640,000 | $ 160,000 | $ 141,000 |
| Monroe, LA | 4 | $ 710,000 | $ 177,500 | $ 39,000 |
| Racine, WI | 4 | $ 660,000 | $ 165,000 | $ 96,000 |
| Reno, NV | 4 | $ 1,600,000 | $ 400,000 | $ 134,000 |
| Rome, GA | 4 | $ 870,000 | $ 217,500 | $ 81,000 |
| Salinas, CA | 4 | $ 1,520,000 | $ 380,000 | $ 127,000 |
| Sumter, SC | 4 | $ 930,000 | $ 232,500 | $ 131,000 |
| Texarkana, TX-AR | 4 | $ 710,000 | $ 177,500 | $ 47,250 |
| Waco, TX | 4 | $ 960,000 | $ 240,000 | $ 71,000 |
| Yakima, WA | 4 | $ 660,000 | $ 165,000 | $ 69,000 |
| Abilene, TX | 3 | $ 505,000 | $ 168,333 | $ 66,000 |
| Auburn-Opelika, AL | 3 | $ 525,000 | $ 175,000 | $ 87,000 |
| Battle Creek, MI | 3 | $ 475,000 | $ 158,333 | $ 84,000 |
| Beckley, WV | 3 | $ 275,000 | $ 91,666 | $ 50,000 |
| Brownsville-Harlingen, TX | 3 | $ 685,000 | $ 228,333 | $ 222,000 |
| Casper, WY | 3 | $ 1,005,000 | $ 335,000 | $ 81,000 |
| Columbus, IN | 3 | $ 545,000 | $ 181,666 | $ 62,000 |
| Duluth, MN-WI | 3 | $ 295,000 | $ 98,333 | $ 48,000 |
| Eau Claire, WI | 3 | $ 485,000 | $ 161,666 | $ 64,000 |
| Fort Collins, CO | 3 | $ 905,000 | $ 301,666 | $ 141,000 |
| Green Bay, WI | 3 | $ 805,000 | $ 268,333 | $ 209,000 |
| Gulfport-Biloxi-Pascagoula, MS | 3 | $ 775,000 | $ 258,333 | $ 119,000 |
| Hammond, LA | 3 | $ 355,000 | $ 118,333 | $ 39,000 |
| Houma-Thibodaux, LA | 3 | $ 545,000 | $ 181,666 | $ 146,000 |
| Jacksonville, NC | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Janesville-Beloit, WI | 3 | $ 415,000 | $ 138,333 | $ 94,000 |
| Johnson City, TN | 3 | $ 505,000 | $ 168,333 | $ 64,000 |
| Lubbock, TX | 3 | $ 275,000 | $ 91,666 | $ 88,000 |
| Midland, TX | 3 | $ 655,000 | $ 218,333 | $ 50,000 |
| Minot, ND | 3 | $ 725,000 | $ 241,666 | $ 77,000 |
| Morristown, TN | 3 | $ 485,000 | $ 161,666 | $ 60,000 |
| Muncie, IN | 3 | $ 435,000 | $ 145,000 | $ 69,000 |
| Napa, CA | 3 | $ 2,485,000 | $ 828,333 | $ 215,000 |
| Paducah, KY-IL | 3 | $ 275,000 | $ 91,666 | $ 48,000 |
| Sebring, FL | 3 | $ 265,000 | $ 88,333 | $ 30,000 |
| Sherman-Denison, TX | 3 | $ 475,000 | $ 158,333 | $ 0 |
| Sierra Vista-Douglas, AZ | 3 | $ 385,000 | $ 128,333 | $ 70,000 |
| St. Cloud, MN | 3 | $ 405,000 | $ 135,000 | $ 93,000 |
| Twin Falls, ID | 3 | $ 665,000 | $ 221,666 | $ 109,000 |
| Tyler, TX | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Wheeling, WV-OH | 3 | $ 205,000 | $ 68,333 | $ 97,666 |
| Wildwood-The Villages, FL | 3 | $ 775,000 | $ 258,333 | $ 90,000 |
| Albany, OR | 2 | $ 520,000 | $ 260,000 | $ 133,000 |
| Ames, IA | 2 | $ 250,000 | $ 125,000 | $ 137,000 |
| Ann Arbor, MI | 2 | $ 430,000 | $ 215,000 | $ 147,000 |
| Bismarck, ND | 2 | $ 590,000 | $ 295,000 | $ 152,000 |
| Bozeman, MT | 2 | $ 580,000 | $ 290,000 | $ 117,000 |
| Cape Girardeau, MO-IL | 2 | $ 320,000 | $ 160,000 | $ 89,000 |
| Cedar Rapids, IA | 2 | $ 230,000 | $ 115,000 | $ 54,000 |
| Cheyenne, WY | 2 | $ 620,000 | $ 310,000 | $ 76,000 |
| Columbia, MO | 2 | $ 430,000 | $ 215,000 | $ 54,000 |
| Decatur, AL | 2 | $ 290,000 | $ 145,000 | $ 60,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 470,000 | $ 235,000 | $ 76,000 |
| Fargo, ND-MN | 2 | $ 640,000 | $ 320,000 | $ 113,000 |
| Farmington, NM | 2 | $ 380,000 | $ 190,000 | $ 78,000 |
| Grand Forks, ND-MN | 2 | $ 400,000 | $ 200,000 | $ 99,000 |
| Great Falls, MT | 2 | $ 500,000 | $ 250,000 | $ 92,000 |
| Hattiesburg, MS | 2 | $ 380,000 | $ 190,000 | $ 50,000 |
| Hot Springs, AR | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Jefferson City, MO | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| Jonesboro, AR | 2 | $ 310,000 | $ 155,000 | $ 110,000 |
| Joplin, MO | 2 | $ 360,000 | $ 180,000 | $ 14,000 |
| Kankakee, IL | 2 | $ 260,000 | $ 130,000 | $ 88,000 |
| Kennewick-Richland, WA | 2 | $ 530,000 | $ 265,000 | $ 83,000 |
| Lake Charles, LA | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Lawrence, KS | 2 | $ 370,000 | $ 185,000 | $ 129,000 |
| Lexington-Fayette, KY | 2 | $ 440,000 | $ 220,000 | $ 80,000 |
| Lincoln, NE | 2 | $ 440,000 | $ 220,000 | $ 129,000 |
| Longview, TX | 2 | $ 250,000 | $ 125,000 | $ 67,000 |
| Manhattan, KS | 2 | $ 580,000 | $ 290,000 | $ 100,000 |
| Mankato-North Mankato, MN | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Mansfield, OH | 2 | $ 360,000 | $ 180,000 | $ 65,000 |
| Midland, MI | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Monroe, MI | 2 | $ 400,000 | $ 200,000 | $ 141,000 |
| Odessa, TX | 2 | $ 560,000 | $ 280,000 | $ 90,000 |
| Owensboro, KY | 2 | $ 560,000 | $ 280,000 | $ 111,000 |
| Parkersburg-Vienna, WV | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Pinehurst-Southern Pines, NC | 2 | $ 690,000 | $ 345,000 | $ 818,000 |
| Pocatello, ID | 2 | $ 950,000 | $ 475,000 | $ 95,000 |
| Saginaw, MI | 2 | $ 210,000 | $ 105,000 | $ 29,000 |
| Santa Maria-Santa Barbara, CA | 2 | $ 1,070,000 | $ 535,000 | $ 133,000 |
| Sioux Falls, SD | 2 | $ 880,000 | $ 440,000 | $ 205,000 |
| Victoria, TX | 2 | $ 150,000 | $ 75,000 | $ 31,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Wenatchee, WA | 2 | $ 470,000 | $ 235,000 | $ 94,000 |
| Billings, MT | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Bloomington, IL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Boulder, CO | 1 | $ 585,000 | $ 585,000 | $ 666,000 |
| Bowling Green, KY | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Burlington, NC | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Carson City, NV | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| Chico, CA | 1 | $ 515,000 | $ 515,000 | $ 182,000 |
| Cleveland, TN | 1 | $ 95,000 | $ 95,000 | $ 186,000 |
| College Station-Bryan, TX | 1 | $ 235,000 | $ 235,000 | $ 166,000 |
| Dalton, GA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Dothan, AL | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Eagle Pass, TX | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Fairbanks, AK | 1 | $ 135,000 | $ 135,000 | $ 19,000 |
| Florence-Muscle Shoals, AL | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Fond Du Lac, WI | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Grand Island, NE | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Grants Pass, OR | 1 | $ 315,000 | $ 315,000 | $ 90,000 |
| Hanford-Corcoran, CA | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Helena, MT | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 465,000 | $ 465,000 | $ 83,000 |
| Kokomo, IN | 1 | $ 35,000 | $ 35,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lafayette-West Lafayette, IN | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Lawton, OK | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Lima, OH | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Logan, UT-ID | 1 | $ 335,000 | $ 335,000 | $ 58,000 |
| Longview, WA | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Michigan City-La Porte, IN | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 495,000 | $ 495,000 | $ 184,000 |
| Oshkosh-Neenah, WI | 1 | $ 165,000 | $ 165,000 | $ 113,000 |
| Rapid City, SD | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Rochester, MN | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Rocky Mount, NC | 1 | $ 315,000 | $ 315,000 | $ 71,000 |
| San Angelo, TX | 1 | $ 175,000 | $ 175,000 | $ 0 |
| San Juan-Carolina-Caguas, PR | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| San Rafael, CA | 1 | $ 755,000 | $ 755,000 | $ 337,000 |
| Sandusky, OH | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 665,000 | $ 665,000 | $ 222,000 |
| Santa Fe, NM | 1 | $ 645,000 | $ 645,000 | $ 234,000 |
| Santa Rosa, CA | 1 | $ 455,000 | $ 455,000 | $ 181,000 |
| Springfield, IL | 1 | $ 45,000 | $ 45,000 | $ 68,000 |
| Springfield, OH | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| St. George, UT | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Terre Haute, IN | 1 | $ 295,000 | $ 295,000 | $ 107,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Wichita Falls, TX | 1 | $ 115,000 | $ 115,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 13,310 | $1,729,520,000 | $129,000 | $15,205,000 | $137,000 | $5,840,000 |
| Home Purchase | 11,526 | $5,429,945,000 | $471,000 | $62,005,000 | $226,000 | $9,450,000 |
| Refinancing | 7,565 | $2,436,265,000 | $322,000 | $51,005,000 | $180,000 | $5,840,000 |
| Other Purpose | 6,375 | $935,065,000 | $146,000 | $12,395,000 | $161,000 | $8,270,000 |
| Cash-out Refinancing | 3,078 | $877,440,000 | $285,000 | $5,655,000 | $131,000 | $9,428,000 |
| Not Applicable | 639 | $82,425,000 | $128,000 | $605,000 | $47,000 | $165,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 25,849 | $6,231,015,000 | $241,000 | $12,395,000 | $171,000 | $9,450,000 |
| Black or African American | 4,050 | $667,200,000 | $164,000 | $2,605,000 | $111,000 | $4,895,000 |
| Not Provided | 3,760 | $1,242,660,000 | $330,000 | $8,005,000 | $231,000 | $7,427,000 |
| Hispanic | 3,550 | $719,530,000 | $202,000 | $3,005,000 | $124,000 | $4,836,000 |
| Asian | 2,918 | $1,509,890,000 | $517,000 | $8,795,000 | $246,000 | $8,374,000 |
| Not applicable | 2,146 | $1,071,435,000 | $499,000 | $62,005,000 | $47,000 | $165,000 |
| American Indian or Alaskan Native | 137 | $33,865,000 | $247,000 | $1,205,000 | $139,000 | $1,000,000 |
| Native Hawaiian or Other Pacific Islander | 83 | $15,065,000 | $181,000 | $1,105,000 | $110,000 | $397,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 36,417 | $9,899,100,000 | $271,000 | $62,005,000 | $178,000 | $9,450,000 |
| FHA-insured (Federal Housing Administration) | 4,632 | $1,072,150,000 | $231,000 | $1,235,000 | $97,000 | $7,427,000 |
| VA-guaranteed (Veterans Administration) | 1,355 | $507,745,000 | $374,000 | $2,335,000 | $152,000 | $2,158,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 89 | $11,665,000 | $131,000 | $455,000 | $77,000 | $180,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 23,446 | $7,262,195,000 | $309,000 | $62,005,000 | $187,000 | $9,428,000 |
| Application Denied By Financial Institution | 12,073 | $2,077,055,000 | $172,000 | $3,735,000 | $127,000 | $8,270,000 |
| Application Withdrawn By Applicant | 3,274 | $1,410,410,000 | $430,000 | $11,705,000 | $223,000 | $9,450,000 |
| Loan Purchased By The Institution | 1,896 | $398,580,000 | $210,000 | $1,105,000 | $47,000 | $165,000 |
| Application Approved But Not Accepted | 1,126 | $181,330,000 | $161,000 | $3,295,000 | $136,000 | $2,698,000 |
| File Closed For Incompleteness | 678 | $161,090,000 | $237,000 | $5,005,000 | $160,000 | $3,542,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 30,420 | $9,413,605,000 | $309,000 | $62,005,000 | $188,000 | $9,450,000 |
| Debt-To-Income Ratio | 4,478 | $883,550,000 | $197,000 | $2,685,000 | $81,000 | $943,000 |
| Credit History | 4,107 | $474,775,000 | $115,000 | $2,325,000 | $130,000 | $4,895,000 |
| Collateral | 1,689 | $328,155,000 | $194,000 | $2,945,000 | $194,000 | $8,151,000 |
| Other | 1,414 | $277,620,000 | $196,000 | $2,815,000 | $184,000 | $8,270,000 |
| Unverifiable Information | 148 | $37,350,000 | $252,000 | $3,005,000 | $148,000 | $2,000,000 |
| Credit Application Incomplete | 87 | $35,625,000 | $409,000 | $3,735,000 | $126,000 | $529,000 |
| Employment History | 75 | $14,265,000 | $190,000 | $1,005,000 | $153,000 | $1,447,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 75 | $25,715,000 | $342,000 | $2,185,000 | $163,000 | $1,611,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&T Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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