R M K Financial Corp. Mortgage Lending & HMDA Data, 2012
In 2012, R M K Financial Corp. of Ontario, CA reported 1,481 mortgage applications totaling $382.7 million. The average application was for $258,383, and applicants reported an average income of $90,889. 65% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (457), Santa Ana-Anaheim-Irvine, CA (307) and Riverside-San Bernardino-Ontario, CA (223) (applications in parentheses).
| Mortgage Company & Address | R M K Financial Corp. 1819 S. Excise Avenue Ontario, CA 91761 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2010 2009 |
| Total Number of Mortgage Applications | 1,481 |
| Total Mortgage Loan Application Amount | $382,666,000 |
| Average Mortgage Loan Application Amount | $258,383 |
| Highest Mortgage Loan Application Amount | $1,067,000 |
| Average Applicant Income | $90,889 |
| Highest Applicant Income | $1,200,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records R M K Financial Corp. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 457 | $ 127,384,000 | $ 278,739 | $ 93,000 |
| Orange, California | 307 | $ 88,596,000 | $ 288,586 | $ 94,000 |
| San Bernardino, California | 118 | $ 24,774,000 | $ 209,949 | $ 84,000 |
| Riverside, California | 105 | $ 22,907,000 | $ 218,161 | $ 91,000 |
| San Diego, California | 75 | $ 17,083,000 | $ 227,773 | $ 85,000 |
| Fairfax, Virginia | 50 | $ 15,174,000 | $ 303,480 | $ 98,000 |
| Santa Clara, California | 44 | $ 13,379,000 | $ 304,068 | $ 99,000 |
| Sacramento, California | 33 | $ 6,203,000 | $ 187,969 | $ 80,000 |
| Alameda, California | 27 | $ 6,785,000 | $ 251,296 | $ 101,000 |
| Ventura, California | 26 | $ 6,901,000 | $ 265,423 | $ 106,000 |
| Contra Costa, California | 23 | $ 5,327,000 | $ 231,608 | $ 80,000 |
| San Mateo, California | 14 | $ 4,497,000 | $ 321,214 | $ 112,000 |
| Montgomery, Maryland | 13 | $ 3,583,000 | $ 275,615 | $ 67,000 |
| Kern, California | 12 | $ 2,009,000 | $ 167,416 | $ 105,000 |
| Prince William, Virginia | 11 | $ 2,850,000 | $ 259,090 | $ 74,000 |
| Fresno, California | 10 | $ 1,646,000 | $ 164,600 | $ 91,000 |
| Sonoma, California | 10 | $ 2,012,000 | $ 201,200 | $ 81,000 |
| San Joaquin, California | 9 | $ 1,585,000 | $ 176,111 | $ 61,000 |
| Stanislaus, California | 9 | $ 1,276,000 | $ 141,777 | $ 49,000 |
| Monterey, California | 8 | $ 1,678,000 | $ 209,750 | $ 88,000 |
| Loudoun, Virginia | 8 | $ 2,412,000 | $ 301,500 | $ 86,000 |
| San Francisco, California | 7 | $ 2,583,000 | $ 369,000 | $ 113,000 |
| Santa Cruz, California | 7 | $ 2,037,000 | $ 291,000 | $ 100,000 |
| El Dorado, California | 6 | $ 1,147,000 | $ 191,166 | $ 87,000 |
| Nevada, California | 6 | $ 1,533,000 | $ 255,500 | $ 89,000 |
| Baltimore, Maryland | 6 | $ 1,036,000 | $ 172,666 | $ 52,000 |
| Howard, Maryland | 6 | $ 1,187,000 | $ 197,833 | $ 95,000 |
| Marin, California | 5 | $ 1,539,000 | $ 307,800 | $ 88,000 |
| Placer, California | 5 | $ 1,203,000 | $ 240,600 | $ 131,000 |
| Imperial, California | 4 | $ 527,000 | $ 131,750 | $ 99,000 |
| San Luis Obispo, California | 4 | $ 921,000 | $ 230,250 | $ 82,000 |
| Solano, California | 4 | $ 689,000 | $ 172,250 | $ 75,000 |
| Napa, California | 3 | $ 992,000 | $ 330,666 | $ 134,000 |
| Shasta, California | 3 | $ 434,000 | $ 144,666 | $ 75,000 |
| Tulare, California | 3 | $ 307,000 | $ 102,333 | $ 67,000 |
| Anne Arundel, Maryland | 3 | $ 781,000 | $ 260,333 | $ 77,000 |
| Amador, California | 2 | $ 454,000 | $ 227,000 | $ 46,000 |
| Calaveras, California | 2 | $ 321,000 | $ 160,500 | $ 60,000 |
| Lake, California | 2 | $ 390,000 | $ 195,000 | $ 51,000 |
| Madera, California | 2 | $ 328,000 | $ 164,000 | $ 87,000 |
| Santa Barbara, California | 2 | $ 306,000 | $ 153,000 | $ 67,000 |
| Siskiyou, California | 2 | $ 420,000 | $ 210,000 | $ 67,000 |
| Sutter, California | 2 | $ 259,000 | $ 129,500 | $ 56,000 |
| Yolo, California | 2 | $ 392,000 | $ 196,000 | $ 119,000 |
| Frederick, Maryland | 2 | $ 406,000 | $ 203,000 | $ 85,000 |
| Prince George's, Maryland | 2 | $ 436,000 | $ 218,000 | $ 70,000 |
| Mecklenburg, North Carolina | 2 | $ 182,000 | $ 91,000 | $ 77,000 |
| York, Virginia | 2 | $ 793,000 | $ 396,500 | $ 117,000 |
| Butte, California | 1 | $ 238,000 | $ 238,000 | $ 67,000 |
| Humboldt, California | 1 | $ 176,000 | $ 176,000 | $ 112,000 |
| Kings, California | 1 | $ 118,000 | $ 118,000 | $ 44,000 |
| Mendocino, California | 1 | $ 236,000 | $ 236,000 | $ 101,000 |
| Merced, California | 1 | $ 124,000 | $ 124,000 | $ 72,000 |
| Mono, California | 1 | $ 147,000 | $ 147,000 | $ 99,000 |
| Tuolumne, California | 1 | $ 151,000 | $ 151,000 | $ 96,000 |
| Gwinnett, Georgia | 1 | $ 98,000 | $ 98,000 | $ 15,000 |
| Baltimore City, Maryland | 1 | $ 150,000 | $ 150,000 | $ 90,000 |
| Calvert, Maryland | 1 | $ 240,000 | $ 240,000 | $ 77,000 |
| Clark, Nevada | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
| Alexandria, Virginia | 1 | $ 417,000 | $ 417,000 | $ 61,000 |
| Arlington, Virginia | 1 | $ 292,000 | $ 292,000 | $ 85,000 |
| Fairfax City, Virginia | 1 | $ 140,000 | $ 140,000 | $ 41,000 |
| Newport News, Virginia | 1 | $ 188,000 | $ 188,000 | $ 106,000 |
| Virginia Beach, Virginia | 1 | $ 187,000 | $ 187,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for R M K Financial Corp. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 960 | $238,487,000 | $248,000 | $820,000 | $93,000 | $889,000 |
| Home Purchase | 521 | $144,179,000 | $276,000 | $1,067,000 | $87,000 | $1,200,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 594 | $168,195,000 | $283,000 | $947,000 | $92,000 | $486,000 |
| Not Provided | 443 | $99,740,000 | $225,000 | $615,000 | $90,000 | $577,000 |
| White | 349 | $92,583,000 | $265,000 | $1,067,000 | $97,000 | $1,200,000 |
| Hispanic | 72 | $16,870,000 | $234,000 | $560,000 | $64,000 | $132,000 |
| Black or African American | 12 | $2,433,000 | $202,000 | $296,000 | $77,000 | $146,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,950,000 | $278,000 | $417,000 | $76,000 | $145,000 |
| American Indian or Alaskan Native | 4 | $895,000 | $223,000 | $285,000 | $78,000 | $140,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,351 | $349,627,000 | $258,000 | $1,067,000 | $92,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 130 | $33,039,000 | $254,000 | $615,000 | $83,000 | $263,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 959 | $240,594,000 | $250,000 | $1,067,000 | $91,000 | $1,200,000 |
| Application Withdrawn By Applicant | 307 | $83,972,000 | $273,000 | $947,000 | $96,000 | $577,000 |
| Application Denied By Financial Institution | 174 | $44,597,000 | $256,000 | $820,000 | $84,000 | $540,000 |
| File Closed For Incompleteness | 41 | $13,503,000 | $329,000 | $900,000 | $103,000 | $247,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 57 | $16,360,000 | $287,000 | $560,000 | $77,000 | $298,000 |
| Other | 52 | $12,217,000 | $234,000 | $820,000 | $83,000 | $304,000 |
| Collateral | 28 | $6,568,000 | $234,000 | $423,000 | $101,000 | $540,000 |
| Credit History | 24 | $5,890,000 | $245,000 | $417,000 | $80,000 | $413,000 |
| Unverifiable Information | 7 | $1,625,000 | $232,000 | $404,000 | $69,000 | $110,000 |
| Employment History | 5 | $1,537,000 | $307,000 | $615,000 | $97,000 | $220,000 |
| Credit Application Incomplete | 1 | $400,000 | $400,000 | $400,000 | $142,000 | $142,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into R M K Financial Corp.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess R M K Financial Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About