R M K Financial Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
R M K Financial Corp. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | R M K Financial Corp. 1819 S. Excise Avenue Ontario, CA 91761 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2010 2009 |
| Total Number of Mortgage Applications | 4,574 |
| Total Mortgage Loan Application Amount | $1,079,021,000 |
| Average Mortgage Loan Application Amount | $264,000 |
| Highest Mortgage Loan Application Amount | $1,299,000 |
| Average Applicant Income | $63,000 |
| Highest Applicant Income | $722,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with R M K Financial Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing R M K Financial Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down R M K Financial Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how R M K Financial Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by R M K Financial Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at R M K Financial Corp.'s mortgage activity for 2015.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 406 | $ 101,372,000 | $ 249,000 | $ 53,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 351 | $ 124,919,000 | $ 355,000 | $ 86,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 257 | $ 48,202,000 | $ 187,000 | $ 15,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 145 | $ 58,286,000 | $ 401,000 | $ 100,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 141 | $ 38,692,000 | $ 273,500 | $ 20,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 116 | $ 21,281,000 | $ 183,000 | $ 19,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 114 | $ 24,780,000 | $ 198,500 | $ 27,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 102 | $ 19,969,000 | $ 195,000 | $ 20,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 92 | $ 32,350,000 | $ 351,000 | $ 96,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 87 | $ 16,085,000 | $ 184,000 | $ 18,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 86 | $ 21,060,000 | $ 244,000 | $ 36,000 |
| DENVER-AURORA-LAKEWOOD, CO | 82 | $ 19,395,000 | $ 236,000 | $ 29,000 |
| DALLAS-PLANO-IRVING, TX | 74 | $ 13,741,000 | $ 185,000 | $ 11,000 |
| SAN DIEGO-CARLSBAD, CA | 64 | $ 24,052,000 | $ 375,000 | $ 87,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 63 | $ 11,634,000 | $ 175,000 | $ 4,500 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 57 | $ 13,016,000 | $ 228,000 | $ 8,000 |
| FRESNO, CA | 52 | $ 9,895,000 | $ 190,000 | $ 39,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 45 | $ 8,908,000 | $ 197,000 | $ 7,000 |
| FORT WORTH-ARLINGTON, TX | 43 | $ 6,917,000 | $ 160,000 | $ 7,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 43 | $ 10,473,000 | $ 243,000 | $ 35,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 42 | $ 9,109,000 | $ 216,000 | $ 8,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 42 | $ 9,224,000 | $ 218,500 | $ 12,000 |
| RICHMOND, VA | 39 | $ 8,570,000 | $ 219,000 | $ 10,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 37 | $ 8,010,000 | $ 216,000 | $ 10,000 |
| STOCKTON-LODI, CA | 37 | $ 8,203,000 | $ 221,000 | $ 43,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 35 | $ 8,084,000 | $ 230,000 | $ 8,000 |
| RALEIGH, NC | 34 | $ 6,891,000 | $ 202,000 | $ 10,000 |
| BAKERSFIELD, CA | 32 | $ 6,460,000 | $ 201,000 | $ 15,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 32 | $ 6,982,000 | $ 218,000 | $ 22,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 31 | $ 6,237,000 | $ 201,000 | $ 7,000 |
| KNOXVILLE, TN | 28 | $ 4,385,000 | $ 156,000 | $ 48,000 |
| BIRMINGHAM-HOOVER, AL | 26 | $ 4,464,000 | $ 171,000 | $ 3,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 26 | $ 6,575,000 | $ 252,000 | $ 4,000 |
| RENO, NV | 26 | $ 5,722,000 | $ 220,000 | $ 26,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 26 | $ 11,238,000 | $ 432,000 | $ 101,000 |
| PHILADELPHIA, PA | 25 | $ 4,473,000 | $ 178,000 | $ 4,000 |
| JACKSONVILLE, FL | 24 | $ 4,537,000 | $ 189,000 | $ 8,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 22 | $ 3,960,000 | $ 164,000 | $ 5,000 |
| NEWARK, NJ-PA | 22 | $ 5,053,000 | $ 282,500 | $ 1,500 |
| SALT LAKE CITY, UT | 22 | $ 4,674,000 | $ 212,000 | $ 49,000 |
| ALBUQUERQUE, NM | 21 | $ 3,994,000 | $ 190,000 | $ 26,000 |
| MEMPHIS, TN-MS-AR | 21 | $ 4,182,000 | $ 199,000 | $ 19,000 |
| TACOMA-LAKEWOOD, WA | 21 | $ 4,576,000 | $ 217,000 | $ 18,000 |
| FAYETTEVILLE, NC | 20 | $ 3,624,000 | $ 181,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 20 | $ 4,736,000 | $ 236,000 | $ 14,000 |
| MODESTO, CA | 20 | $ 4,019,000 | $ 200,000 | $ 32,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 20 | $ 9,946,000 | $ 497,000 | $ 125,000 |
| AUSTIN-ROUND ROCK, TX | 19 | $ 3,542,000 | $ 186,000 | $ 6,000 |
| CAMDEN, NJ | 19 | $ 3,626,000 | $ 190,000 | $ 16,000 |
| COLORADO SPRINGS, CO | 19 | $ 3,988,000 | $ 209,000 | $ 21,000 |
| VALLEJO-FAIRFIELD, CA | 18 | $ 5,052,000 | $ 280,000 | $ 32,000 |
| CLARKSVILLE, TN-KY | 17 | $ 3,172,000 | $ 186,000 | $ 9,000 |
| OKLAHOMA CITY, OK | 17 | $ 2,936,000 | $ 172,000 | $ 5,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 17 | $ 6,772,000 | $ 398,000 | $ 91,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 17 | $ 5,071,000 | $ 298,000 | $ 19,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 16 | $ 3,494,000 | $ 218,000 | $ 0 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 15 | $ 2,601,000 | $ 173,000 | $ 20,000 |
| COLUMBUS, OH | 15 | $ 2,369,000 | $ 157,000 | $ 16,000 |
| NEW HAVEN-MILFORD, CT | 15 | $ 3,136,000 | $ 209,000 | $ 0 |
| SAVANNAH, GA | 15 | $ 3,092,000 | $ 206,000 | $ 0 |
| COLUMBIA, SC | 14 | $ 2,508,000 | $ 179,000 | $ 30,000 |
| COLUMBUS, GA-AL | 14 | $ 3,171,000 | $ 226,000 | $ 9,000 |
| JACKSONVILLE, NC | 14 | $ 2,680,000 | $ 191,000 | $ 3,000 |
| KILLEEN-TEMPLE, TX | 14 | $ 2,591,000 | $ 185,000 | $ 3,000 |
| LAKELAND-WINTER HAVEN, FL | 14 | $ 2,461,000 | $ 175,000 | $ 0 |
| EL PASO, TX | 13 | $ 2,276,000 | $ 175,000 | $ 8,000 |
| HARRISBURG-CARLISLE, PA | 13 | $ 2,621,000 | $ 201,000 | $ 0 |
| PITTSBURGH, PA | 13 | $ 2,681,000 | $ 206,000 | $ 19,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 12 | $ 1,963,000 | $ 163,000 | $ 3,000 |
| CHATTANOOGA, TN-GA | 12 | $ 2,382,000 | $ 205,500 | $ 9,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 11 | $ 2,324,000 | $ 211,000 | $ 32,000 |
| HUNTSVILLE, AL | 11 | $ 2,255,000 | $ 205,000 | $ 5,000 |
| OGDEN-CLEARFIELD, UT | 11 | $ 1,999,000 | $ 181,000 | $ 17,000 |
| SALINAS, CA | 11 | $ 2,725,000 | $ 247,000 | $ 57,000 |
| TUCSON, AZ | 11 | $ 1,951,000 | $ 177,000 | $ 29,000 |
| DURHAM-CHAPEL HILL, NC | 10 | $ 2,001,000 | $ 200,000 | $ 0 |
| MERCED, CA | 10 | $ 1,909,000 | $ 190,000 | $ 45,000 |
| TULSA, OK | 10 | $ 1,788,000 | $ 178,000 | $ 23,000 |
| WARNER ROBINS, GA | 10 | $ 1,885,000 | $ 188,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 9 | $ 1,876,000 | $ 208,000 | $ 0 |
| GREELEY, CO | 9 | $ 1,986,000 | $ 220,000 | $ 37,000 |
| MOBILE, AL | 9 | $ 1,740,000 | $ 193,000 | $ 4,000 |
| SPOKANE-SPOKANE VALLEY, WA | 9 | $ 1,534,000 | $ 170,000 | $ 5,000 |
| VISALIA-PORTERVILLE, CA | 9 | $ 1,787,000 | $ 198,000 | $ 30,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 9 | $ 2,273,000 | $ 252,000 | $ 0 |
| WILMINGTON, NC | 9 | $ 1,815,000 | $ 201,000 | $ 4,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 8 | $ 1,597,000 | $ 199,000 | $ 0 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 8 | $ 1,793,000 | $ 224,000 | $ 0 |
| KENNEWICK-RICHLAND, WA | 8 | $ 1,498,000 | $ 187,000 | $ 0 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 8 | $ 1,632,000 | $ 204,000 | $ 24,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 8 | $ 1,223,000 | $ 152,000 | $ 14,000 |
| PORT ST. LUCIE, FL | 8 | $ 1,826,000 | $ 228,000 | $ 49,000 |
| WINSTON-SALEM, NC | 8 | $ 1,099,000 | $ 137,000 | $ 7,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 7 | $ 2,129,000 | $ 304,000 | $ 38,000 |
| CINCINNATI, OH-KY-IN | 7 | $ 1,183,000 | $ 171,000 | $ 10,000 |
| EUGENE, OR | 7 | $ 1,369,000 | $ 195,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 7 | $ 1,351,000 | $ 193,000 | $ 0 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 7 | $ 1,251,000 | $ 178,000 | $ 23,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 7 | $ 1,346,000 | $ 192,000 | $ 6,000 |
| MONTGOMERY, AL | 7 | $ 1,423,000 | $ 203,000 | $ 0 |
| MORRISTOWN, TN | 7 | $ 901,000 | $ 128,000 | $ 25,000 |
| ROANOKE, VA | 7 | $ 1,129,000 | $ 161,000 | $ 13,000 |
| TUSCALOOSA, AL | 7 | $ 1,358,000 | $ 194,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 7 | $ 1,088,000 | $ 155,000 | $ 33,000 |
| YORK-HANOVER, PA | 7 | $ 1,436,000 | $ 205,000 | $ 0 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 6 | $ 1,139,000 | $ 185,000 | $ 0 |
| CHAMBERSBURG-WAYNESBORO, PA | 6 | $ 1,266,000 | $ 211,000 | $ 9,000 |
| CHICO, CA | 6 | $ 982,000 | $ 163,000 | $ 41,000 |
| FLORENCE-MUSCLE SHOALS, AL | 6 | $ 1,104,000 | $ 184,000 | $ 0 |
| LANCASTER, PA | 6 | $ 1,085,000 | $ 180,000 | $ 9,000 |
| MADERA, CA | 6 | $ 1,411,000 | $ 235,000 | $ 41,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 6 | $ 1,228,000 | $ 199,000 | $ 13,500 |
| PROVO-OREM, UT | 6 | $ 1,080,000 | $ 180,000 | $ 38,000 |
| SANTA MARIA-SANTA BARBARA, CA | 6 | $ 1,874,000 | $ 312,000 | $ 41,000 |
| TALLAHASSEE, FL | 6 | $ 1,299,000 | $ 216,000 | $ 0 |
| YUBA CITY, CA | 6 | $ 1,185,000 | $ 197,000 | $ 11,000 |
| ASHEVILLE, NC | 5 | $ 1,247,000 | $ 249,000 | $ 88,000 |
| CORPUS CHRISTI, TX | 5 | $ 740,000 | $ 148,000 | $ 0 |
| GAINESVILLE, GA | 5 | $ 966,000 | $ 193,000 | $ 25,000 |
| GARY, IN | 5 | $ 895,000 | $ 179,000 | $ 30,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 5 | $ 868,000 | $ 173,000 | $ 0 |
| HANFORD-CORCORAN, CA | 5 | $ 846,000 | $ 169,000 | $ 0 |
| HICKORY-LENOIR-MORGANTON, NC | 5 | $ 1,178,000 | $ 235,000 | $ 41,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 5 | $ 795,000 | $ 159,000 | $ 0 |
| LAWTON, OK | 5 | $ 741,000 | $ 148,000 | $ 0 |
| MEDFORD, OR | 5 | $ 1,090,000 | $ 218,000 | $ 6,000 |
| NAPA, CA | 5 | $ 1,920,000 | $ 384,000 | $ 94,000 |
| NEW BERN, NC | 5 | $ 945,000 | $ 189,000 | $ 34,000 |
| NEW ORLEANS-METAIRIE, LA | 5 | $ 934,000 | $ 186,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 5 | $ 1,015,000 | $ 203,000 | $ 14,000 |
| READING, PA | 5 | $ 1,057,000 | $ 211,000 | $ 0 |
| SALEM, OR | 5 | $ 988,000 | $ 197,000 | $ 24,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 5 | $ 1,917,000 | $ 383,000 | $ 136,000 |
| SAN RAFAEL, CA | 5 | $ 2,907,000 | $ 581,000 | $ 164,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 5 | $ 1,050,000 | $ 210,000 | $ 0 |
| BATON ROUGE, LA | 4 | $ 733,000 | $ 183,000 | $ 0 |
| BOULDER, CO | 4 | $ 678,000 | $ 169,000 | $ 0 |
| CALIFORNIA-LEXINGTON PARK, MD | 4 | $ 1,488,000 | $ 372,000 | $ 0 |
| CHARLOTTESVILLE, VA | 4 | $ 668,000 | $ 167,000 | $ 0 |
| CLEVELAND-ELYRIA, OH | 4 | $ 565,000 | $ 141,000 | $ 10,000 |
| EAST STROUDSBURG, PA | 4 | $ 766,000 | $ 191,000 | $ 0 |
| FORT COLLINS, CO | 4 | $ 1,033,000 | $ 258,000 | $ 12,000 |
| GRAND JUNCTION, CO | 4 | $ 766,000 | $ 191,000 | $ 19,000 |
| GREENVILLE, NC | 4 | $ 873,000 | $ 218,000 | $ 0 |
| LONGVIEW, TX | 4 | $ 854,000 | $ 213,000 | $ 0 |
| LONGVIEW, WA | 4 | $ 797,000 | $ 199,000 | $ 17,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 4 | $ 730,000 | $ 190,000 | $ 12,500 |
| OCALA, FL | 4 | $ 945,000 | $ 236,000 | $ 35,000 |
| OLYMPIA-TUMWATER, WA | 4 | $ 711,000 | $ 177,000 | $ 51,000 |
| PEORIA, IL | 4 | $ 632,000 | $ 158,000 | $ 22,000 |
| PUEBLO, CO | 4 | $ 660,000 | $ 165,000 | $ 0 |
| REDDING, CA | 4 | $ 638,000 | $ 159,000 | $ 9,000 |
| SANTA ROSA, CA | 4 | $ 1,019,000 | $ 254,000 | $ 22,000 |
| WILMINGTON, DE-MD-NJ | 4 | $ 1,160,000 | $ 255,500 | $ 0 |
| YAKIMA, WA | 4 | $ 706,000 | $ 176,000 | $ 0 |
| ALBANY, GA | 3 | $ 490,000 | $ 163,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 3 | $ 399,000 | $ 133,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 3 | $ 620,000 | $ 206,000 | $ 16,000 |
| BROWNSVILLE-HARLINGEN, TX | 3 | $ 523,000 | $ 174,000 | $ 0 |
| DALTON, GA | 3 | $ 561,000 | $ 187,000 | $ 24,000 |
| FLAGSTAFF, AZ | 3 | $ 567,000 | $ 189,000 | $ 14,000 |
| FLORENCE, SC | 3 | $ 492,000 | $ 164,000 | $ 0 |
| HINESVILLE, GA | 3 | $ 485,000 | $ 161,000 | $ 16,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 509,000 | $ 169,000 | $ 0 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 3 | $ 726,000 | $ 242,000 | $ 85,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 3 | $ 603,000 | $ 201,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 3 | $ 645,000 | $ 215,000 | $ 0 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 1,015,000 | $ 338,000 | $ 69,000 |
| SANTA FE, NM | 3 | $ 623,000 | $ 207,000 | $ 0 |
| SIERRA VISTA-DOUGLAS, AZ | 3 | $ 397,000 | $ 132,000 | $ 0 |
| ST. LOUIS, MO-IL | 3 | $ 641,000 | $ 213,000 | $ 0 |
| VALDOSTA, GA | 3 | $ 704,000 | $ 234,000 | $ 0 |
| AMARILLO, TX | 2 | $ 238,000 | $ 119,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 262,000 | $ 131,000 | $ 0 |
| ATLANTIC CITY-HAMMONTON, NJ | 2 | $ 339,000 | $ 169,000 | $ 0 |
| AUBURN-OPELIKA, AL | 2 | $ 454,000 | $ 227,000 | $ 0 |
| CLEVELAND, TN | 2 | $ 338,000 | $ 169,000 | $ 0 |
| DAYTON, OH | 2 | $ 268,000 | $ 134,000 | $ 22,000 |
| DECATUR, AL | 2 | $ 434,000 | $ 217,000 | $ 0 |
| DETROIT-DEARBORN-LIVONIA, MI | 2 | $ 369,000 | $ 184,000 | $ 0 |
| EL CENTRO, CA | 2 | $ 236,000 | $ 118,000 | $ 16,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 420,000 | $ 210,000 | $ 0 |
| ERIE, PA | 2 | $ 228,000 | $ 114,000 | $ 30,000 |
| FARMINGTON, NM | 2 | $ 331,000 | $ 165,000 | $ 0 |
| GAINESVILLE, FL | 2 | $ 220,000 | $ 110,000 | $ 29,000 |
| HARRISONBURG, VA | 2 | $ 363,000 | $ 181,000 | $ 52,000 |
| HOUMA-THIBODAUX, LA | 2 | $ 347,000 | $ 173,000 | $ 0 |
| JACKSON, TN | 2 | $ 405,000 | $ 202,000 | $ 0 |
| JOHNSON CITY, TN | 2 | $ 264,000 | $ 132,000 | $ 29,000 |
| JONESBORO, AR | 2 | $ 259,000 | $ 129,000 | $ 0 |
| LAFAYETTE, LA | 2 | $ 445,000 | $ 222,000 | $ 22,000 |
| LEWISTON, ID-WA | 2 | $ 324,000 | $ 162,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 551,000 | $ 275,000 | $ 0 |
| LOGAN, UT-ID | 2 | $ 468,000 | $ 234,000 | $ 26,000 |
| LUBBOCK, TX | 2 | $ 274,000 | $ 137,000 | $ 41,000 |
| LYNCHBURG, VA | 2 | $ 392,000 | $ 196,000 | $ 0 |
| MADISON, WI | 2 | $ 282,000 | $ 141,000 | $ 0 |
| PANAMA CITY, FL | 2 | $ 364,000 | $ 182,000 | $ 28,000 |
| PRESCOTT, AZ | 2 | $ 480,000 | $ 240,000 | $ 46,000 |
| ROCKY MOUNT, NC | 2 | $ 305,000 | $ 152,000 | $ 0 |
| SALISBURY, MD-DE | 2 | $ 352,000 | $ 176,000 | $ 0 |
| SAN ANGELO, TX | 2 | $ 401,000 | $ 200,000 | $ 0 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 473,000 | $ 236,000 | $ 44,000 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 391,000 | $ 195,000 | $ 22,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 360,000 | $ 180,000 | $ 0 |
| SUMTER, SC | 2 | $ 300,000 | $ 150,000 | $ 0 |
| TRENTON, NJ | 2 | $ 529,000 | $ 264,000 | $ 0 |
| TYLER, TX | 2 | $ 326,000 | $ 163,000 | $ 0 |
| VICTORIA, TX | 2 | $ 287,000 | $ 143,000 | $ 0 |
| WALLA WALLA, WA | 2 | $ 421,000 | $ 210,000 | $ 0 |
| WENATCHEE, WA | 2 | $ 553,000 | $ 276,000 | $ 0 |
| YUMA, AZ | 2 | $ 507,000 | $ 253,000 | $ 0 |
| ABILENE, TX | 1 | $ 129,000 | $ 129,000 | $ 0 |
| ALBANY, OR | 1 | $ 150,000 | $ 150,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 194,000 | $ 194,000 | $ 0 |
| BELLINGHAM, WA | 1 | $ 232,000 | $ 232,000 | $ 68,000 |
| BLOOMINGTON, IL | 1 | $ 129,000 | $ 129,000 | $ 0 |
| BOWLING GREEN, KY | 1 | $ 220,000 | $ 220,000 | $ 0 |
| BRUNSWICK, GA | 1 | $ 142,000 | $ 142,000 | $ 0 |
| BURLINGTON, NC | 1 | $ 254,000 | $ 254,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 280,000 | $ 280,000 | $ 120,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 130,000 | $ 130,000 | $ 117,000 |
| DOTHAN, AL | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| EAU CLAIRE, WI | 1 | $ 145,000 | $ 145,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 118,000 | $ 118,000 | $ 0 |
| GADSDEN, AL | 1 | $ 187,000 | $ 187,000 | $ 0 |
| GRANTS PASS, OR | 1 | $ 230,000 | $ 230,000 | $ 0 |
| HAMMOND, LA | 1 | $ 168,000 | $ 168,000 | $ 0 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 1 | $ 106,000 | $ 106,000 | $ 0 |
| HOMOSASSA SPRINGS, FL | 1 | $ 164,000 | $ 164,000 | $ 0 |
| JACKSON, MI | 1 | $ 173,000 | $ 173,000 | $ 0 |
| JOHNSTOWN, PA | 1 | $ 259,000 | $ 259,000 | $ 0 |
| LAKE CHARLES, LA | 1 | $ 170,000 | $ 170,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 159,000 | $ 159,000 | $ 0 |
| LAREDO, TX | 1 | $ 246,000 | $ 246,000 | $ 0 |
| LEBANON, PA | 1 | $ 134,000 | $ 134,000 | $ 0 |
| LIMA, OH | 1 | $ 124,000 | $ 124,000 | $ 0 |
| MACON, GA | 1 | $ 356,000 | $ 356,000 | $ 0 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 149,000 | $ 149,000 | $ 0 |
| MIDLAND, TX | 1 | $ 127,000 | $ 127,000 | $ 0 |
| OCEAN CITY, NJ | 1 | $ 138,000 | $ 138,000 | $ 0 |
| ODESSA, TX | 1 | $ 167,000 | $ 167,000 | $ 0 |
| OWENSBORO, KY | 1 | $ 195,000 | $ 195,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 234,000 | $ 234,000 | $ 0 |
| SEBRING, FL | 1 | $ 142,000 | $ 142,000 | $ 0 |
| SPRINGFIELD, OH | 1 | $ 110,000 | $ 110,000 | $ 0 |
| ST. GEORGE, UT | 1 | $ 287,000 | $ 287,000 | $ 0 |
| TEXARKANA, TX-AR | 1 | $ 210,000 | $ 210,000 | $ 0 |
| THE VILLAGES, FL | 1 | $ 207,000 | $ 207,000 | $ 0 |
| TOLEDO, OH | 1 | $ 152,000 | $ 152,000 | $ 0 |
| VINELAND-BRIDGETON, NJ | 1 | $ 183,000 | $ 183,000 | $ 0 |
| WACO, TX | 1 | $ 180,000 | $ 180,000 | $ 0 |
| WICHITA FALLS, TX | 1 | $ 162,000 | $ 162,000 | $ 0 |
| WORCESTER, MA-CT | 1 | $ 170,000 | $ 170,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 290,000 | $ 290,000 | $ 0 |
Mortgage Loan Application Detail Totals for R M K Financial Corp. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 3,041 | $631,263,000 | $207,000 | $727,000 | $1,000 | $170,000 |
| Refinancing | 1,068 | $310,551,000 | $290,000 | $1,299,000 | $96,000 | $722,000 |
| Home Purchase | 465 | $137,207,000 | $295,000 | $1,018,000 | $92,000 | $678,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,555 | $363,907,000 | $234,000 | $1,299,000 | $33,000 | $579,000 |
| Not Provided | 1,158 | $268,996,000 | $232,000 | $1,150,000 | $28,000 | $678,000 |
| Hispanic | 760 | $173,404,000 | $228,000 | $636,000 | $29,000 | $508,000 |
| Black or African American | 682 | $143,351,000 | $210,000 | $690,000 | $13,000 | $214,000 |
| Asian | 323 | $107,512,000 | $332,000 | $1,018,000 | $88,000 | $722,000 |
| American Indian or Alaskan Native | 55 | $9,963,000 | $181,000 | $312,000 | $20,000 | $142,000 |
| Native Hawaiian or Other Pacific Islander | 36 | $10,926,000 | $303,000 | $676,000 | $63,000 | $374,000 |
| Not applicable | 5 | $962,000 | $192,000 | $417,000 | $10,000 | $50,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,604 | $775,954,000 | $215,000 | $727,000 | $14,000 | $350,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 970 | $303,067,000 | $312,000 | $1,299,000 | $100,000 | $722,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,615 | $840,084,000 | $232,000 | $1,000,000 | $29,000 | $722,000 |
| Application Withdrawn By Applicant | 650 | $156,685,000 | $241,000 | $1,299,000 | $36,000 | $330,000 |
| Application Denied By Financial Institution | 268 | $70,902,000 | $264,000 | $1,150,000 | $59,000 | $579,000 |
| File Closed For Incompleteness | 41 | $11,350,000 | $276,000 | $800,000 | $69,000 | $253,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 118 | $25,840,000 | $218,000 | $794,000 | $38,000 | $236,000 |
| Other | 56 | $14,820,000 | $264,000 | $1,018,000 | $57,000 | $270,000 |
| Debt-To-Income Ratio | 45 | $14,473,000 | $321,000 | $990,000 | $88,000 | $579,000 |
| Collateral | 15 | $3,423,000 | $228,000 | $478,000 | $70,000 | $208,000 |
| Unverifiable Information | 12 | $4,614,000 | $384,000 | $494,000 | $83,000 | $212,000 |
| Employment History | 8 | $2,972,000 | $371,000 | $676,000 | $104,000 | $213,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,456,000 | $350,000 | $1,150,000 | $41,000 | $243,000 |
| Credit Application Incomplete | 7 | $2,304,000 | $329,000 | $543,000 | $146,000 | $396,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into R M K Financial Corp.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess R M K Financial Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.