R M K Financial Corp. Mortgage Lending & HMDA Data, 2015
In 2015, R M K Financial Corp. of Ontario, CA reported 4,574 mortgage applications totaling $1.1 billion, up 57% from 2014. The average application was for $235,903, and applicants reported an average income of $32,433. 79% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (406), Los Angeles-Long Beach-Glendale, CA (351) and Atlanta-Sandy Springs-Roswell, GA (257) (applications in parentheses).
| Mortgage Company & Address | R M K Financial Corp. 1819 S. Excise Avenue Ontario, CA 91761 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2010 2009 |
| Total Number of Mortgage Applications | 4,574 |
| Total Mortgage Loan Application Amount | $1,079,021,000 |
| Average Mortgage Loan Application Amount | $235,903 |
| Highest Mortgage Loan Application Amount | $1,299,000 |
| Average Applicant Income | $32,433 |
| Highest Applicant Income | $722,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records R M K Financial Corp. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riverside-San Bernardino-Ontario, CA | 406 | $ 101,372,000 | $ 249,684 | $ 53,000 |
| Los Angeles-Long Beach-Glendale, CA | 351 | $ 124,919,000 | $ 355,894 | $ 86,000 |
| Atlanta-Sandy Springs-Roswell, GA | 257 | $ 48,202,000 | $ 187,556 | $ 15,000 |
| Anaheim-Santa Ana-Irvine, CA | 145 | $ 58,286,000 | $ 401,972 | $ 100,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 141 | $ 38,692,000 | $ 274,411 | $ 21,936 |
| Phoenix-Mesa-Scottsdale, AZ | 116 | $ 21,281,000 | $ 183,456 | $ 19,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 114 | $ 24,780,000 | $ 217,368 | $ 8,666 |
| Las Vegas-Henderson-Paradise, NV | 102 | $ 19,969,000 | $ 195,774 | $ 20,000 |
| Oakland-Hayward-Berkeley, CA | 92 | $ 32,350,000 | $ 351,630 | $ 96,000 |
| Houston-The Woodlands-Sugar Land, TX | 87 | $ 16,085,000 | $ 184,885 | $ 18,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 86 | $ 21,060,000 | $ 244,883 | $ 36,000 |
| Denver-Aurora-Lakewood, CO | 82 | $ 19,395,000 | $ 236,524 | $ 29,000 |
| Dallas-Plano-Irving, TX | 74 | $ 13,741,000 | $ 185,689 | $ 11,000 |
| San Diego-Carlsbad, CA | 64 | $ 24,052,000 | $ 375,812 | $ 87,000 |
| Charlotte-Concord-Gastonia, NC-SC | 63 | $ 11,634,000 | $ 184,666 | $ 8,714 |
| Baltimore-Columbia-Towson, MD | 57 | $ 13,016,000 | $ 228,350 | $ 8,000 |
| Fresno, CA | 52 | $ 9,895,000 | $ 190,288 | $ 39,000 |
| Tampa-St. Petersburg-Clearwater, FL | 45 | $ 8,908,000 | $ 197,955 | $ 7,000 |
| Fort Worth-Arlington, TX | 43 | $ 6,917,000 | $ 160,860 | $ 7,000 |
| Seattle-Bellevue-Everett, WA | 43 | $ 10,473,000 | $ 243,558 | $ 35,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 42 | $ 9,109,000 | $ 216,880 | $ 8,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 42 | $ 9,224,000 | $ 219,619 | $ 16,333 |
| Richmond, VA | 39 | $ 8,570,000 | $ 219,743 | $ 10,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 37 | $ 8,010,000 | $ 216,486 | $ 10,000 |
| Stockton-Lodi, CA | 37 | $ 8,203,000 | $ 221,702 | $ 43,000 |
| Montgomery County-Bucks County-Chester County, PA | 35 | $ 8,084,000 | $ 230,971 | $ 8,000 |
| Raleigh, NC | 34 | $ 6,891,000 | $ 202,676 | $ 10,000 |
| Bakersfield, CA | 32 | $ 6,460,000 | $ 201,875 | $ 15,000 |
| Orlando-Kissimmee-Sanford, FL | 32 | $ 6,982,000 | $ 218,187 | $ 22,000 |
| San Antonio-New Braunfels, TX | 31 | $ 6,237,000 | $ 201,193 | $ 7,000 |
| Knoxville, TN | 28 | $ 4,385,000 | $ 156,607 | $ 48,000 |
| Birmingham-Hoover, AL | 26 | $ 4,464,000 | $ 171,692 | $ 3,000 |
| New York-Jersey City-White Plains, NY-NJ | 26 | $ 6,575,000 | $ 252,884 | $ 4,000 |
| Reno, NV | 26 | $ 5,722,000 | $ 220,076 | $ 26,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 26 | $ 11,238,000 | $ 432,230 | $ 101,000 |
| Philadelphia, PA | 25 | $ 4,473,000 | $ 178,920 | $ 4,000 |
| Jacksonville, FL | 24 | $ 4,537,000 | $ 189,041 | $ 8,000 |
| Augusta-Richmond County, GA-SC | 22 | $ 3,960,000 | $ 180,000 | $ 8,636 |
| Newark, NJ-PA | 22 | $ 5,053,000 | $ 229,681 | $ 2,863 |
| Salt Lake City, UT | 22 | $ 4,674,000 | $ 212,454 | $ 49,000 |
| Albuquerque, NM | 21 | $ 3,994,000 | $ 190,190 | $ 26,000 |
| Memphis, TN-MS-AR | 21 | $ 4,182,000 | $ 199,142 | $ 19,000 |
| Tacoma-Lakewood, WA | 21 | $ 4,576,000 | $ 217,904 | $ 18,000 |
| Fayetteville, NC | 20 | $ 3,624,000 | $ 181,200 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 20 | $ 4,736,000 | $ 236,800 | $ 14,000 |
| Modesto, CA | 20 | $ 4,019,000 | $ 200,950 | $ 32,000 |
| San Francisco-Redwood City-South San Francisco, CA | 20 | $ 9,946,000 | $ 497,300 | $ 125,000 |
| Austin-Round Rock, TX | 19 | $ 3,542,000 | $ 186,421 | $ 6,000 |
| Camden, NJ | 19 | $ 3,626,000 | $ 190,842 | $ 16,000 |
| Colorado Springs, CO | 19 | $ 3,988,000 | $ 209,894 | $ 21,000 |
| Vallejo-Fairfield, CA | 18 | $ 5,052,000 | $ 280,666 | $ 32,000 |
| Clarksville, TN-KY | 17 | $ 3,172,000 | $ 186,588 | $ 9,000 |
| Oklahoma City, OK | 17 | $ 2,936,000 | $ 172,705 | $ 5,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 17 | $ 6,772,000 | $ 398,352 | $ 91,000 |
| Silver Spring-Frederick-Rockville, MD | 17 | $ 5,071,000 | $ 298,294 | $ 19,000 |
| Hartford-West Hartford-East Hartford, CT | 16 | $ 3,494,000 | $ 218,375 | $ 0 |
| Chicago-Naperville-Arlington Heights, IL | 15 | $ 2,601,000 | $ 173,400 | $ 20,000 |
| Columbus, OH | 15 | $ 2,369,000 | $ 157,933 | $ 16,000 |
| New Haven-Milford, CT | 15 | $ 3,136,000 | $ 209,066 | $ 0 |
| Savannah, GA | 15 | $ 3,092,000 | $ 206,133 | $ 0 |
| Columbia, SC | 14 | $ 2,508,000 | $ 179,142 | $ 30,000 |
| Columbus, GA-AL | 14 | $ 3,171,000 | $ 226,500 | $ 9,000 |
| Jacksonville, NC | 14 | $ 2,680,000 | $ 191,428 | $ 3,000 |
| Killeen-Temple, TX | 14 | $ 2,591,000 | $ 185,071 | $ 3,000 |
| Lakeland-Winter Haven, FL | 14 | $ 2,461,000 | $ 175,785 | $ 0 |
| El Paso, TX | 13 | $ 2,276,000 | $ 175,076 | $ 8,000 |
| Harrisburg-Carlisle, PA | 13 | $ 2,621,000 | $ 201,615 | $ 0 |
| Pittsburgh, PA | 13 | $ 2,681,000 | $ 206,230 | $ 19,000 |
| Charleston-North Charleston, SC | 12 | $ 1,963,000 | $ 163,583 | $ 3,000 |
| Chattanooga, TN-GA | 12 | $ 2,382,000 | $ 198,500 | $ 13,500 |
| Deltona-Daytona Beach-Ormond Beach, FL | 11 | $ 2,324,000 | $ 211,272 | $ 32,000 |
| Huntsville, AL | 11 | $ 2,255,000 | $ 205,000 | $ 5,000 |
| Ogden-Clearfield, UT | 11 | $ 1,999,000 | $ 181,727 | $ 17,000 |
| Salinas, CA | 11 | $ 2,725,000 | $ 247,727 | $ 57,000 |
| Tucson, AZ | 11 | $ 1,951,000 | $ 177,363 | $ 29,000 |
| Durham-Chapel Hill, NC | 10 | $ 2,001,000 | $ 200,100 | $ 0 |
| Merced, CA | 10 | $ 1,909,000 | $ 190,900 | $ 45,000 |
| Tulsa, OK | 10 | $ 1,788,000 | $ 178,800 | $ 23,000 |
| Warner Robins, GA | 10 | $ 1,885,000 | $ 188,500 | $ 0 |
| Cape Coral-Fort Myers, FL | 9 | $ 1,876,000 | $ 208,444 | $ 0 |
| Greeley, CO | 9 | $ 1,986,000 | $ 220,666 | $ 37,000 |
| Mobile, AL | 9 | $ 1,740,000 | $ 193,333 | $ 4,000 |
| Spokane-Spokane Valley, WA | 9 | $ 1,534,000 | $ 170,444 | $ 5,000 |
| Visalia-Porterville, CA | 9 | $ 1,787,000 | $ 198,555 | $ 30,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 9 | $ 2,273,000 | $ 252,555 | $ 0 |
| Wilmington, NC | 9 | $ 1,815,000 | $ 201,666 | $ 4,000 |
| Crestview-Fort Walton Beach-Destin, FL | 8 | $ 1,597,000 | $ 199,625 | $ 0 |
| Daphne-Fairhope-Foley, AL | 8 | $ 1,793,000 | $ 224,125 | $ 0 |
| Kennewick-Richland, WA | 8 | $ 1,498,000 | $ 187,250 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 8 | $ 1,632,000 | $ 204,000 | $ 24,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 1,223,000 | $ 152,875 | $ 14,000 |
| Port St. Lucie, FL | 8 | $ 1,826,000 | $ 228,250 | $ 49,000 |
| Winston-Salem, NC | 8 | $ 1,099,000 | $ 137,375 | $ 7,000 |
| Bridgeport-Stamford-Norwalk, CT | 7 | $ 2,129,000 | $ 304,142 | $ 38,000 |
| Cincinnati, OH-KY-IN | 7 | $ 1,183,000 | $ 169,000 | $ 8,571 |
| Eugene, OR | 7 | $ 1,369,000 | $ 195,571 | $ 0 |
| Greensboro-High Point, NC | 7 | $ 1,351,000 | $ 193,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 7 | $ 1,251,000 | $ 178,714 | $ 23,000 |
| Lake Havasu City-Kingman, AZ | 7 | $ 1,346,000 | $ 192,285 | $ 6,000 |
| Montgomery, AL | 7 | $ 1,423,000 | $ 203,285 | $ 0 |
| Morristown, TN | 7 | $ 901,000 | $ 128,714 | $ 25,000 |
| Roanoke, VA | 7 | $ 1,129,000 | $ 161,285 | $ 13,000 |
| Tuscaloosa, AL | 7 | $ 1,358,000 | $ 194,000 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 7 | $ 1,088,000 | $ 155,428 | $ 33,000 |
| York-Hanover, PA | 7 | $ 1,436,000 | $ 205,142 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 6 | $ 1,139,000 | $ 189,833 | $ 0 |
| Chambersburg-Waynesboro, PA | 6 | $ 1,266,000 | $ 211,000 | $ 9,000 |
| Chico, CA | 6 | $ 982,000 | $ 163,666 | $ 41,000 |
| Florence-Muscle Shoals, AL | 6 | $ 1,104,000 | $ 184,000 | $ 0 |
| Lancaster, PA | 6 | $ 1,085,000 | $ 180,833 | $ 9,000 |
| Madera, CA | 6 | $ 1,411,000 | $ 235,166 | $ 41,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 6 | $ 1,228,000 | $ 204,666 | $ 22,500 |
| Provo-Orem, UT | 6 | $ 1,080,000 | $ 180,000 | $ 38,000 |
| Santa Maria-Santa Barbara, CA | 6 | $ 1,874,000 | $ 312,333 | $ 41,000 |
| Tallahassee, FL | 6 | $ 1,299,000 | $ 216,500 | $ 0 |
| Yuba City, CA | 6 | $ 1,185,000 | $ 197,500 | $ 11,000 |
| Asheville, NC | 5 | $ 1,247,000 | $ 249,400 | $ 88,000 |
| Corpus Christi, TX | 5 | $ 740,000 | $ 148,000 | $ 0 |
| Gainesville, GA | 5 | $ 966,000 | $ 193,200 | $ 25,000 |
| Gary, IN | 5 | $ 895,000 | $ 179,000 | $ 30,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 868,000 | $ 173,600 | $ 0 |
| Hanford-Corcoran, CA | 5 | $ 846,000 | $ 169,200 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 5 | $ 1,178,000 | $ 235,600 | $ 41,000 |
| Indianapolis-Carmel-Anderson, IN | 5 | $ 795,000 | $ 159,000 | $ 0 |
| Lawton, OK | 5 | $ 741,000 | $ 148,200 | $ 0 |
| Medford, OR | 5 | $ 1,090,000 | $ 218,000 | $ 6,000 |
| Napa, CA | 5 | $ 1,920,000 | $ 384,000 | $ 94,000 |
| New Bern, NC | 5 | $ 945,000 | $ 189,000 | $ 34,000 |
| New Orleans-Metairie, LA | 5 | $ 934,000 | $ 186,800 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 1,015,000 | $ 203,000 | $ 14,000 |
| Reading, PA | 5 | $ 1,057,000 | $ 211,400 | $ 0 |
| Salem, OR | 5 | $ 988,000 | $ 197,600 | $ 24,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 5 | $ 1,917,000 | $ 383,400 | $ 136,000 |
| San Rafael, CA | 5 | $ 2,907,000 | $ 581,400 | $ 164,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 5 | $ 1,050,000 | $ 210,000 | $ 0 |
| Baton Rouge, LA | 4 | $ 733,000 | $ 183,250 | $ 0 |
| Boulder, CO | 4 | $ 678,000 | $ 169,500 | $ 0 |
| California-Lexington Park, MD | 4 | $ 1,488,000 | $ 372,000 | $ 0 |
| Charlottesville, VA | 4 | $ 668,000 | $ 167,000 | $ 0 |
| Cleveland-Elyria, OH | 4 | $ 565,000 | $ 141,250 | $ 10,000 |
| East Stroudsburg, PA | 4 | $ 766,000 | $ 191,500 | $ 0 |
| Fort Collins, CO | 4 | $ 1,033,000 | $ 258,250 | $ 12,000 |
| Grand Junction, CO | 4 | $ 766,000 | $ 191,500 | $ 19,000 |
| Greenville, NC | 4 | $ 873,000 | $ 218,250 | $ 0 |
| Longview, TX | 4 | $ 854,000 | $ 213,500 | $ 0 |
| Longview, WA | 4 | $ 797,000 | $ 199,250 | $ 17,000 |
| Louisville/Jefferson County, KY-IN | 4 | $ 730,000 | $ 182,500 | $ 18,750 |
| Ocala, FL | 4 | $ 945,000 | $ 236,250 | $ 35,000 |
| Olympia-Tumwater, WA | 4 | $ 711,000 | $ 177,750 | $ 51,000 |
| Peoria, IL | 4 | $ 632,000 | $ 158,000 | $ 22,000 |
| Pueblo, CO | 4 | $ 660,000 | $ 165,000 | $ 0 |
| Redding, CA | 4 | $ 638,000 | $ 159,500 | $ 9,000 |
| Santa Rosa, CA | 4 | $ 1,019,000 | $ 254,750 | $ 22,000 |
| Wilmington, DE-MD-NJ | 4 | $ 1,160,000 | $ 290,000 | $ 0 |
| Yakima, WA | 4 | $ 706,000 | $ 176,500 | $ 0 |
| Albany, GA | 3 | $ 490,000 | $ 163,333 | $ 0 |
| Beaumont-Port Arthur, TX | 3 | $ 399,000 | $ 133,000 | $ 0 |
| Bremerton-Silverdale, WA | 3 | $ 620,000 | $ 206,666 | $ 16,000 |
| Brownsville-Harlingen, TX | 3 | $ 523,000 | $ 174,333 | $ 0 |
| Dalton, GA | 3 | $ 561,000 | $ 187,000 | $ 24,000 |
| Flagstaff, AZ | 3 | $ 567,000 | $ 189,000 | $ 14,000 |
| Florence, SC | 3 | $ 492,000 | $ 164,000 | $ 0 |
| Hinesville, GA | 3 | $ 485,000 | $ 161,666 | $ 16,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 509,000 | $ 169,666 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 3 | $ 726,000 | $ 242,000 | $ 85,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 603,000 | $ 201,000 | $ 0 |
| Norwich-New London, CT | 3 | $ 645,000 | $ 215,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 3 | $ 1,015,000 | $ 338,333 | $ 69,000 |
| Santa Fe, NM | 3 | $ 623,000 | $ 207,666 | $ 0 |
| Sierra Vista-Douglas, AZ | 3 | $ 397,000 | $ 132,333 | $ 0 |
| St. Louis, MO-IL | 3 | $ 641,000 | $ 213,666 | $ 0 |
| Valdosta, GA | 3 | $ 704,000 | $ 234,666 | $ 0 |
| Amarillo, TX | 2 | $ 238,000 | $ 119,000 | $ 0 |
| Athens-Clarke County, GA | 2 | $ 262,000 | $ 131,000 | $ 0 |
| Atlantic City-Hammonton, NJ | 2 | $ 339,000 | $ 169,500 | $ 0 |
| Auburn-Opelika, AL | 2 | $ 454,000 | $ 227,000 | $ 0 |
| Cleveland, TN | 2 | $ 338,000 | $ 169,000 | $ 0 |
| Dayton, OH | 2 | $ 268,000 | $ 134,000 | $ 22,000 |
| Decatur, AL | 2 | $ 434,000 | $ 217,000 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 369,000 | $ 184,500 | $ 0 |
| El Centro, CA | 2 | $ 236,000 | $ 118,000 | $ 16,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Erie, PA | 2 | $ 228,000 | $ 114,000 | $ 30,000 |
| Farmington, NM | 2 | $ 331,000 | $ 165,500 | $ 0 |
| Gainesville, FL | 2 | $ 220,000 | $ 110,000 | $ 29,000 |
| Harrisonburg, VA | 2 | $ 363,000 | $ 181,500 | $ 52,000 |
| Houma-Thibodaux, LA | 2 | $ 347,000 | $ 173,500 | $ 0 |
| Jackson, TN | 2 | $ 405,000 | $ 202,500 | $ 0 |
| Johnson City, TN | 2 | $ 264,000 | $ 132,000 | $ 29,000 |
| Jonesboro, AR | 2 | $ 259,000 | $ 129,500 | $ 0 |
| Lafayette, LA | 2 | $ 445,000 | $ 222,500 | $ 22,000 |
| Lewiston, ID-WA | 2 | $ 324,000 | $ 162,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 551,000 | $ 275,500 | $ 0 |
| Logan, UT-ID | 2 | $ 468,000 | $ 234,000 | $ 26,000 |
| Lubbock, TX | 2 | $ 274,000 | $ 137,000 | $ 41,000 |
| Lynchburg, VA | 2 | $ 392,000 | $ 196,000 | $ 0 |
| Madison, WI | 2 | $ 282,000 | $ 141,000 | $ 0 |
| Panama City, FL | 2 | $ 364,000 | $ 182,000 | $ 28,000 |
| Prescott, AZ | 2 | $ 480,000 | $ 240,000 | $ 46,000 |
| Rocky Mount, NC | 2 | $ 305,000 | $ 152,500 | $ 0 |
| Salisbury, MD-DE | 2 | $ 352,000 | $ 176,000 | $ 0 |
| San Angelo, TX | 2 | $ 401,000 | $ 200,500 | $ 0 |
| Sebastian-Vero Beach, FL | 2 | $ 473,000 | $ 236,500 | $ 44,000 |
| Shreveport-Bossier City, LA | 2 | $ 391,000 | $ 195,500 | $ 22,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Sumter, SC | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Trenton, NJ | 2 | $ 529,000 | $ 264,500 | $ 0 |
| Tyler, TX | 2 | $ 326,000 | $ 163,000 | $ 0 |
| Victoria, TX | 2 | $ 287,000 | $ 143,500 | $ 0 |
| Walla Walla, WA | 2 | $ 421,000 | $ 210,500 | $ 0 |
| Wenatchee, WA | 2 | $ 553,000 | $ 276,500 | $ 0 |
| Yuma, AZ | 2 | $ 507,000 | $ 253,500 | $ 0 |
| Abilene, TX | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Albany, OR | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Bellingham, WA | 1 | $ 232,000 | $ 232,000 | $ 68,000 |
| Bloomington, IL | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Bowling Green, KY | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Brunswick, GA | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Burlington, NC | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Carson City, NV | 1 | $ 280,000 | $ 280,000 | $ 120,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 130,000 | $ 130,000 | $ 117,000 |
| Dothan, AL | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Eau Claire, WI | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Fort Smith, AR-OK | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Gadsden, AL | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Grants Pass, OR | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Hammond, LA | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 106,000 | $ 106,000 | $ 0 |
| Homosassa Springs, FL | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Jackson, MI | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Johnstown, PA | 1 | $ 259,000 | $ 259,000 | $ 0 |
| Lake Charles, LA | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Laredo, TX | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Lebanon, PA | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Lima, OH | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Macon, GA | 1 | $ 356,000 | $ 356,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Midland, TX | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Ocean City, NJ | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Odessa, TX | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Owensboro, KY | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Punta Gorda, FL | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Sebring, FL | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Springfield, OH | 1 | $ 110,000 | $ 110,000 | $ 0 |
| St. George, UT | 1 | $ 287,000 | $ 287,000 | $ 0 |
| Texarkana, TX-AR | 1 | $ 210,000 | $ 210,000 | $ 0 |
| The Villages, FL | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Toledo, OH | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Vineland-Bridgeton, NJ | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Waco, TX | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Wichita Falls, TX | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Worcester, MA-CT | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 290,000 | $ 290,000 | $ 0 |
Mortgage Loan Application Detail Totals for R M K Financial Corp. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 3,041 | $631,263,000 | $207,000 | $727,000 | $1,000 | $170,000 |
| Refinancing | 1,068 | $310,551,000 | $290,000 | $1,299,000 | $96,000 | $722,000 |
| Home Purchase | 465 | $137,207,000 | $295,000 | $1,018,000 | $92,000 | $678,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,555 | $363,907,000 | $234,000 | $1,299,000 | $33,000 | $579,000 |
| Not Provided | 1,158 | $268,996,000 | $232,000 | $1,150,000 | $28,000 | $678,000 |
| Hispanic | 760 | $173,404,000 | $228,000 | $636,000 | $29,000 | $508,000 |
| Black or African American | 682 | $143,351,000 | $210,000 | $690,000 | $13,000 | $214,000 |
| Asian | 323 | $107,512,000 | $332,000 | $1,018,000 | $88,000 | $722,000 |
| American Indian or Alaskan Native | 55 | $9,963,000 | $181,000 | $312,000 | $20,000 | $142,000 |
| Native Hawaiian or Other Pacific Islander | 36 | $10,926,000 | $303,000 | $676,000 | $63,000 | $374,000 |
| Not applicable | 5 | $962,000 | $192,000 | $417,000 | $10,000 | $50,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,604 | $775,954,000 | $215,000 | $727,000 | $14,000 | $350,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 970 | $303,067,000 | $312,000 | $1,299,000 | $100,000 | $722,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,615 | $840,084,000 | $232,000 | $1,000,000 | $29,000 | $722,000 |
| Application Withdrawn By Applicant | 650 | $156,685,000 | $241,000 | $1,299,000 | $36,000 | $330,000 |
| Application Denied By Financial Institution | 268 | $70,902,000 | $264,000 | $1,150,000 | $59,000 | $579,000 |
| File Closed For Incompleteness | 41 | $11,350,000 | $276,000 | $800,000 | $69,000 | $253,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 118 | $25,840,000 | $218,000 | $794,000 | $38,000 | $236,000 |
| Other | 56 | $14,820,000 | $264,000 | $1,018,000 | $57,000 | $270,000 |
| Debt-To-Income Ratio | 45 | $14,473,000 | $321,000 | $990,000 | $88,000 | $579,000 |
| Collateral | 15 | $3,423,000 | $228,000 | $478,000 | $70,000 | $208,000 |
| Unverifiable Information | 12 | $4,614,000 | $384,000 | $494,000 | $83,000 | $212,000 |
| Employment History | 8 | $2,972,000 | $371,000 | $676,000 | $104,000 | $213,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $2,456,000 | $350,000 | $1,150,000 | $41,000 | $243,000 |
| Credit Application Incomplete | 7 | $2,304,000 | $329,000 | $543,000 | $146,000 | $396,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into R M K Financial Corp.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess R M K Financial Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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