Mariners Capital, Inc Mortgage Lending & HMDA Data, 2006
In 2006, Mariners Capital, Inc of Newport Beach, CA reported 2,199 mortgage applications totaling $649.5 million, down 9% from 2005. The average application was for $295,349, and applicants reported an average income of $110,058. 31% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (262), Riverside-San Bernardino-Ontario, CA (165) and Santa Ana-Anaheim-Irvine, CA (162) (applications in parentheses).
| Mortgage Company & Address | Mariners Capital, Inc 500 Superior Ave Suite 120 Newport Beach, CA 92663 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 |
| Total Number of Mortgage Applications | 2,199 |
| Total Mortgage Loan Application Amount | $649,474,000 |
| Average Mortgage Loan Application Amount | $295,349 |
| Highest Mortgage Loan Application Amount | $2,580,000 |
| Average Applicant Income | $110,058 |
| Highest Applicant Income | $2,040,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mariners Capital, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 262 | $ 101,103,000 | $ 385,889 | $ 152,000 |
| Riverside-San Bernardino-Ontario, CA | 165 | $ 51,541,000 | $ 312,369 | $ 117,000 |
| Santa Ana-Anaheim-Irvine, CA | 162 | $ 74,469,000 | $ 459,685 | $ 186,000 |
| Chicago-Naperville-Joliet, IL | 84 | $ 19,237,000 | $ 229,011 | $ 65,000 |
| Oakland-Fremont-Hayward, CA | 67 | $ 25,209,000 | $ 376,253 | $ 122,000 |
| San Diego-Carlsbad-San Marcos, CA | 66 | $ 28,292,000 | $ 428,666 | $ 138,000 |
| Tampa-St. Petersburg-Clearwater, FL | 50 | $ 10,977,000 | $ 219,540 | $ 126,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 44 | $ 10,997,000 | $ 249,931 | $ 72,545 |
| Sacramento--Arden-Arcade--Roseville, CA | 37 | $ 13,579,000 | $ 367,000 | $ 111,000 |
| Detroit-Livonia-Dearborn, MI | 35 | $ 5,494,000 | $ 156,971 | $ 58,000 |
| Baltimore-Towson, MD | 30 | $ 8,334,000 | $ 277,800 | $ 66,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 28 | $ 7,052,000 | $ 251,857 | $ 150,000 |
| Warren-Troy-Farmington Hills, MI | 27 | $ 7,504,000 | $ 277,925 | $ 92,000 |
| Miami-Miami Beach-Kendall, FL | 25 | $ 6,672,000 | $ 266,880 | $ 75,000 |
| Vallejo-Fairfield, CA | 24 | $ 8,285,000 | $ 345,208 | $ 96,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 23 | $ 11,538,000 | $ 501,652 | $ 140,000 |
| Cape Coral-Fort Myers, FL | 20 | $ 4,905,000 | $ 245,250 | $ 103,000 |
| San Francisco-San Mateo-Redwood City, CA | 20 | $ 14,769,000 | $ 738,450 | $ 243,000 |
| Indianapolis-Carmel, IN | 19 | $ 4,260,000 | $ 224,210 | $ 57,000 |
| Phoenix-Mesa-Scottsdale, AZ | 19 | $ 4,975,000 | $ 261,842 | $ 89,000 |
| Richmond, VA | 19 | $ 2,893,000 | $ 152,263 | $ 54,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 17 | $ 5,035,000 | $ 296,176 | $ 105,000 |
| Orlando-Kissimmee, FL | 17 | $ 5,096,000 | $ 299,764 | $ 91,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 17 | $ 7,063,000 | $ 415,470 | $ 310,000 |
| Modesto, CA | 14 | $ 3,530,000 | $ 252,142 | $ 168,000 |
| Seattle-Bellevue-Everett, WA | 14 | $ 4,623,000 | $ 330,214 | $ 134,000 |
| Hartford-West Hartford-East Hartford, CT | 13 | $ 2,896,000 | $ 222,769 | $ 72,000 |
| Las Vegas-Paradise, NV | 13 | $ 2,424,000 | $ 186,461 | $ 296,000 |
| Portland-Vancouver-Beaverton, OR-WA | 13 | $ 3,006,000 | $ 231,230 | $ 82,384 |
| Providence-New Bedford-Fall River, RI-MA | 13 | $ 3,065,000 | $ 235,769 | $ 45,615 |
| Bakersfield, CA | 12 | $ 3,392,000 | $ 282,666 | $ 140,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 12 | $ 5,659,000 | $ 471,583 | $ 223,000 |
| Salt Lake City, UT | 12 | $ 2,579,000 | $ 214,916 | $ 36,000 |
| Sarasota-Bradenton-Venice, FL | 12 | $ 3,742,000 | $ 311,833 | $ 79,000 |
| Stockton, CA | 12 | $ 4,717,000 | $ 393,083 | $ 74,000 |
| Jacksonville, FL | 11 | $ 2,313,000 | $ 210,272 | $ 95,000 |
| Boise City-Nampa, ID | 10 | $ 1,582,000 | $ 158,200 | $ 89,000 |
| Boston-Quincy, MA | 10 | $ 3,122,000 | $ 312,200 | $ 51,000 |
| Denver-Aurora, CO | 10 | $ 1,708,000 | $ 170,800 | $ 62,000 |
| Memphis, TN-MS-AR | 10 | $ 2,101,000 | $ 210,100 | $ 39,000 |
| Naples-Marco Island, FL | 10 | $ 3,146,000 | $ 314,600 | $ 126,000 |
| Omaha-Council Bluffs, NE-IA | 10 | $ 1,268,000 | $ 126,800 | $ 46,600 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 10 | $ 1,980,000 | $ 198,000 | $ 56,000 |
| Fresno, CA | 9 | $ 2,526,000 | $ 280,666 | $ 80,000 |
| Kansas City, MO-KS | 9 | $ 1,874,000 | $ 208,222 | $ 50,000 |
| Knoxville, TN | 9 | $ 1,394,000 | $ 154,888 | $ 39,000 |
| Lake County-Kenosha County, IL-WI | 9 | $ 3,911,000 | $ 434,555 | $ 70,000 |
| Ogden-Clearfield, UT | 9 | $ 1,647,000 | $ 183,000 | $ 30,000 |
| Tallahassee, FL | 9 | $ 1,156,000 | $ 128,444 | $ 63,000 |
| Burlington-South Burlington, VT | 8 | $ 1,438,000 | $ 179,750 | $ 44,000 |
| Nashville-Davidson--Murfreesboro, TN | 8 | $ 1,454,000 | $ 181,750 | $ 32,000 |
| St. Louis, MO-IL | 8 | $ 1,112,000 | $ 139,000 | $ 44,500 |
| Deltona-Daytona Beach-Ormond Beach, FL | 7 | $ 1,277,000 | $ 182,428 | $ 92,000 |
| Lincoln, NE | 7 | $ 1,881,000 | $ 268,714 | $ 145,000 |
| New Haven-Milford, CT | 7 | $ 1,307,000 | $ 186,714 | $ 56,000 |
| Portland-South Portland-Biddeford, ME | 7 | $ 1,381,000 | $ 197,285 | $ 41,000 |
| Santa Rosa-Petaluma, CA | 7 | $ 2,456,000 | $ 350,857 | $ 91,000 |
| Bellingham, WA | 6 | $ 1,897,000 | $ 316,166 | $ 276,000 |
| Bethesda-Gaithersburg-Frederick, MD | 6 | $ 1,565,000 | $ 260,833 | $ 52,000 |
| Cambridge-Newton-Framingham, MA | 6 | $ 1,966,000 | $ 327,666 | $ 52,000 |
| Gary, IN | 6 | $ 1,251,000 | $ 208,500 | $ 57,000 |
| Grand Rapids-Wyoming, MI | 6 | $ 1,028,000 | $ 171,333 | $ 35,000 |
| Lynchburg, VA | 6 | $ 596,000 | $ 99,333 | $ 51,000 |
| Merced, CA | 6 | $ 1,309,000 | $ 218,166 | $ 71,000 |
| Muskegon-Norton Shores, MI | 6 | $ 1,325,000 | $ 220,833 | $ 32,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 824,000 | $ 137,333 | $ 331,000 |
| Peoria, IL | 6 | $ 678,000 | $ 113,000 | $ 48,000 |
| Redding, CA | 6 | $ 1,261,000 | $ 210,166 | $ 197,000 |
| Springfield, MA | 6 | $ 1,299,000 | $ 216,500 | $ 33,000 |
| Tacoma, WA | 6 | $ 1,029,000 | $ 171,500 | $ 50,000 |
| Wichita, KS | 6 | $ 1,183,000 | $ 197,166 | $ 49,000 |
| Wilmington, DE-MD-NJ | 6 | $ 1,373,000 | $ 228,833 | $ 39,000 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 813,000 | $ 162,600 | $ 42,600 |
| Des Moines-West Des Moines, IA | 5 | $ 498,000 | $ 99,600 | $ 58,000 |
| Lansing-East Lansing, MI | 5 | $ 985,000 | $ 197,000 | $ 24,000 |
| Pensacola-Ferry Pass-Brent, FL | 5 | $ 1,726,000 | $ 345,200 | $ 94,000 |
| Provo-Orem, UT | 5 | $ 639,000 | $ 127,800 | $ 35,000 |
| Roanoke, VA | 5 | $ 980,000 | $ 196,000 | $ 69,000 |
| Rockford, IL | 5 | $ 1,141,000 | $ 228,200 | $ 11,000 |
| Salem, OR | 5 | $ 1,285,000 | $ 257,000 | $ 44,000 |
| Santa Cruz-Watsonville, CA | 5 | $ 2,321,000 | $ 464,200 | $ 210,000 |
| Visalia-Porterville, CA | 5 | $ 1,108,000 | $ 221,600 | $ 105,000 |
| Worcester, MA | 5 | $ 1,341,000 | $ 268,200 | $ 47,000 |
| Yuba City, CA | 5 | $ 1,286,000 | $ 257,200 | $ 74,000 |
| Anchorage, AK | 4 | $ 772,000 | $ 193,000 | $ 146,000 |
| Ann Arbor, MI | 4 | $ 1,059,000 | $ 264,750 | $ 154,000 |
| Bend, OR | 4 | $ 825,000 | $ 206,250 | $ 57,000 |
| Bismarck, ND | 4 | $ 486,000 | $ 121,500 | $ 39,000 |
| Bridgeport-Stamford-Norwalk, CT | 4 | $ 2,505,000 | $ 626,250 | $ 162,000 |
| Champaign-Urbana, IL | 4 | $ 336,000 | $ 84,000 | $ 67,000 |
| Colorado Springs, CO | 4 | $ 504,000 | $ 126,000 | $ 74,000 |
| Danville, VA | 4 | $ 568,000 | $ 142,000 | $ 137,000 |
| Flint, MI | 4 | $ 597,000 | $ 149,250 | $ 59,000 |
| Newark-Union, NJ-PA | 4 | $ 973,000 | $ 243,250 | $ 162,000 |
| Ocala, FL | 4 | $ 493,000 | $ 123,250 | $ 28,000 |
| Yakima, WA | 4 | $ 467,000 | $ 116,750 | $ 43,000 |
| Atlanta-Sandy Springs-Marietta, GA | 3 | $ 444,000 | $ 148,000 | $ 57,000 |
| Barnstable Town, MA | 3 | $ 884,000 | $ 294,666 | $ 52,000 |
| Dover, DE | 3 | $ 767,000 | $ 255,666 | $ 10,000 |
| Gainesville, FL | 3 | $ 584,000 | $ 194,666 | $ 47,000 |
| Kennewick-Richland-Pasco, WA | 3 | $ 525,000 | $ 175,000 | $ 49,000 |
| Madera, CA | 3 | $ 686,000 | $ 228,666 | $ 40,000 |
| Napa, CA | 3 | $ 982,000 | $ 327,333 | $ 116,000 |
| Norwich-New London, CT | 3 | $ 702,000 | $ 234,000 | $ 60,000 |
| Raleigh-Cary, NC | 3 | $ 739,000 | $ 246,333 | $ 78,000 |
| Saginaw-Saginaw Township North, MI | 3 | $ 832,000 | $ 277,333 | $ 29,000 |
| Salinas, CA | 3 | $ 970,000 | $ 323,333 | $ 207,000 |
| Salisbury, MD | 3 | $ 672,000 | $ 224,000 | $ 59,000 |
| Spokane, WA | 3 | $ 487,000 | $ 162,333 | $ 127,000 |
| Topeka, KS | 3 | $ 275,000 | $ 91,666 | $ 76,000 |
| Bloomington-Normal, IL | 2 | $ 194,000 | $ 97,000 | $ 60,000 |
| Bremerton-Silverdale, WA | 2 | $ 322,000 | $ 161,000 | $ 142,000 |
| Cleveland, TN | 2 | $ 396,000 | $ 198,000 | $ 15,000 |
| Cumberland, MD-WV | 2 | $ 387,000 | $ 193,500 | $ 0 |
| Duluth, MN-WI | 2 | $ 497,000 | $ 248,500 | $ 57,000 |
| Essex County, MA | 2 | $ 738,000 | $ 369,000 | $ 97,000 |
| Eugene-Springfield, OR | 2 | $ 394,000 | $ 197,000 | $ 101,000 |
| Fayetteville, NC | 2 | $ 215,000 | $ 107,500 | $ 38,000 |
| Fort Walton Beach-Crestview-Destin, FL | 2 | $ 632,000 | $ 316,000 | $ 8,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 386,000 | $ 193,000 | $ 64,500 |
| Idaho Falls, ID | 2 | $ 221,000 | $ 110,500 | $ 42,000 |
| Jackson, TN | 2 | $ 417,000 | $ 208,500 | $ 93,000 |
| Johnson City, TN | 2 | $ 303,000 | $ 151,500 | $ 31,000 |
| Kalamazoo-Portage, MI | 2 | $ 185,000 | $ 92,500 | $ 38,000 |
| Kankakee-Bradley, IL | 2 | $ 485,000 | $ 242,500 | $ 54,000 |
| Lakeland, FL | 2 | $ 202,000 | $ 101,000 | $ 82,000 |
| Lawrence, KS | 2 | $ 462,000 | $ 231,000 | $ 92,000 |
| Lewiston-Auburn, ME | 2 | $ 275,000 | $ 137,500 | $ 22,000 |
| Michigan City-La Porte, IN | 2 | $ 445,000 | $ 222,500 | $ 27,000 |
| Montgomery, AL | 2 | $ 660,000 | $ 330,000 | $ 112,000 |
| Niles-Benton Harbor, MI | 2 | $ 313,000 | $ 156,500 | $ 13,000 |
| Olympia, WA | 2 | $ 462,000 | $ 231,000 | $ 18,000 |
| Philadelphia, PA | 2 | $ 172,000 | $ 86,000 | $ 168,000 |
| Port St. Lucie-Fort Pierce, FL | 2 | $ 840,000 | $ 420,000 | $ 118,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 360,000 | $ 180,000 | $ 41,000 |
| Springfield, IL | 2 | $ 426,000 | $ 213,000 | $ 0 |
| St. Cloud, MN | 2 | $ 327,000 | $ 163,500 | $ 26,000 |
| Tucson, AZ | 2 | $ 240,000 | $ 120,000 | $ 70,000 |
| Winchester, VA-WV | 2 | $ 1,140,000 | $ 570,000 | $ 858,000 |
| Albuquerque, NM | 1 | $ 137,000 | $ 137,000 | $ 99,000 |
| Anderson, IN | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Bangor, ME | 1 | $ 292,000 | $ 292,000 | $ 34,000 |
| Baton Rouge, LA | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Birmingham-Hoover, AL | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Bloomington, IN | 1 | $ 151,000 | $ 151,000 | $ 60,000 |
| Boulder, CO | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Charlottesville, VA | 1 | $ 130,000 | $ 130,000 | $ 31,000 |
| Chattanooga, TN-GA | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Chico, CA | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Corvallis, OR | 1 | $ 292,000 | $ 292,000 | $ 0 |
| El Centro, CA | 1 | $ 148,000 | $ 148,000 | $ 38,000 |
| Elkhart-Goshen, IN | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Evansville, IN-KY | 1 | $ 90,000 | $ 90,000 | $ 67,000 |
| Fargo, ND-MN | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Fort Collins-Loveland, CO | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Fort Wayne, IN | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Grand Forks, ND-MN | 1 | $ 110,000 | $ 110,000 | $ 36,000 |
| Greensboro-High Point, NC | 1 | $ 102,000 | $ 102,000 | $ 26,000 |
| Greenville, NC | 1 | $ 380,000 | $ 380,000 | $ 72,000 |
| Hanford-Corcoran, CA | 1 | $ 172,000 | $ 172,000 | $ 43,000 |
| Holland-Grand Haven, MI | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Huntsville, AL | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Iowa City, IA | 1 | $ 270,000 | $ 270,000 | $ 120,000 |
| Jackson, MI | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| Janesville, WI | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Lewiston, ID-WA | 1 | $ 171,000 | $ 171,000 | $ 61,000 |
| Longview, WA | 1 | $ 128,000 | $ 128,000 | $ 68,000 |
| Louisville-Jefferson County, KY-IN | 1 | $ 111,000 | $ 111,000 | $ 141,000 |
| Medford, OR | 1 | $ 235,000 | $ 235,000 | $ 50,000 |
| Monroe, MI | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 292,000 | $ 292,000 | $ 0 |
| Panama City-Lynn Haven, FL | 1 | $ 324,000 | $ 324,000 | $ 120,000 |
| Pocatello, ID | 1 | $ 220,000 | $ 220,000 | $ 80,000 |
| Punta Gorda, FL | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Rochester, MN | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Rochester, NY | 1 | $ 80,000 | $ 80,000 | $ 21,000 |
| Sebastian-Vero Beach, FL | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Sioux City, IA-NE-SD | 1 | $ 88,000 | $ 88,000 | $ 0 |
| St. George, UT | 1 | $ 171,000 | $ 171,000 | $ 54,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 162,000 | $ 162,000 | $ 0 |
Mortgage Loan Application Detail Totals for Mariners Capital, Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,548 | $450,419,000 | $290,000 | $2,580,000 | $92,000 | $2,040,000 |
| Home Purchase | 651 | $199,055,000 | $305,000 | $1,820,000 | $153,000 | $1,682,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,271 | $375,693,000 | $295,000 | $2,580,000 | $109,000 | $2,040,000 |
| Hispanic | 485 | $146,615,000 | $302,000 | $1,500,000 | $110,000 | $504,000 |
| Black or African American | 294 | $71,043,000 | $241,000 | $1,100,000 | $93,000 | $426,000 |
| Asian | 88 | $36,167,000 | $410,000 | $1,900,000 | $182,000 | $1,296,000 |
| Not Provided | 31 | $9,393,000 | $303,000 | $900,000 | $99,000 | $270,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $9,641,000 | $401,000 | $1,468,000 | $129,000 | $660,000 |
| Not applicable | 4 | $444,000 | $111,000 | $207,000 | $113,000 | $165,000 |
| American Indian or Alaskan Native | 2 | $478,000 | $239,000 | $355,000 | $67,000 | $76,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,197 | $648,980,000 | $295,000 | $2,580,000 | $110,000 | $2,040,000 |
| VA-guaranteed (Veterans Administration) | 2 | $494,000 | $247,000 | $417,000 | $108,000 | $108,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 839 | $229,106,000 | $273,000 | $2,580,000 | $83,000 | $1,296,000 |
| Loan Originated | 673 | $208,336,000 | $309,000 | $1,820,000 | $133,000 | $2,040,000 |
| Application Denied By Financial Institution | 340 | $86,011,000 | $252,000 | $1,348,000 | $81,000 | $526,000 |
| Application Approved But Not Accepted | 287 | $105,555,000 | $367,000 | $1,800,000 | $163,000 | $1,682,000 |
| File Closed For Incompleteness | 57 | $19,338,000 | $339,000 | $1,073,000 | $135,000 | $540,000 |
| Preapproval Approved but not Accepted | 2 | $1,048,000 | $524,000 | $525,000 | $51,000 | $102,000 |
| Preapproval Denied by Financial Institution | 1 | $80,000 | $80,000 | $80,000 | $35,000 | $35,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 131 | $31,580,000 | $241,000 | $1,348,000 | $66,000 | $466,000 |
| Collateral | 38 | $9,590,000 | $252,000 | $975,000 | $49,000 | $168,000 |
| Other | 24 | $5,672,000 | $236,000 | $608,000 | $58,000 | $212,000 |
| Unverifiable Information | 10 | $2,314,000 | $231,000 | $426,000 | $75,000 | $212,000 |
| Debt-To-Income Ratio | 10 | $4,275,000 | $427,000 | $735,000 | $139,000 | $175,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $975,000 | $243,000 | $476,000 | $66,000 | $148,000 |
| Employment History | 2 | $1,750,000 | $875,000 | $990,000 | $170,000 | $220,000 |
| Credit Application Incomplete | 1 | $300,000 | $300,000 | $300,000 | $47,000 | $47,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mariners Capital, Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mariners Capital, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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