Mason Dixon Funding Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Mason Dixon Funding Inc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mason Dixon Funding Inc 800 King Farm Blvd, Ste 210A Rockville, MD 20850 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,457 |
| Total Mortgage Loan Application Amount | $621,924,000 |
| Average Mortgage Loan Application Amount | $255,000 |
| Highest Mortgage Loan Application Amount | $2,208,000 |
| Average Applicant Income | $125,500 |
| Highest Applicant Income | $3,972,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Mason Dixon Funding Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mason Dixon Funding Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Mason Dixon Funding Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mason Dixon Funding Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Mason Dixon Funding Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mason Dixon Funding Inc's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 730 | $ 201,759,000 | $ 276,000 | $ 129,000 |
| Fairfax County Virginia | 302 | $ 79,308,000 | $ 262,000 | $ 110,000 |
| Prince George's County Maryland | 161 | $ 32,406,000 | $ 201,000 | $ 74,000 |
| Loudoun County Virginia | 133 | $ 34,868,000 | $ 262,000 | $ 114,000 |
| Frederick County Maryland | 104 | $ 23,921,000 | $ 230,000 | $ 119,000 |
| Prince William County Virginia | 76 | $ 17,490,000 | $ 230,000 | $ 93,000 |
| District of Columbia County District Of Columbia | 71 | $ 27,558,000 | $ 388,000 | $ 170,000 |
| Howard County Maryland | 51 | $ 11,036,000 | $ 216,000 | $ 95,000 |
| Culpeper County Virginia | 49 | $ 10,572,000 | $ 215,000 | $ 106,000 |
| Washington County Maryland | 48 | $ 8,858,000 | $ 184,000 | $ 102,000 |
| Anne Arundel County Maryland | 44 | $ 11,569,000 | $ 262,000 | $ 99,000 |
| Arlington County Virginia | 25 | $ 6,209,000 | $ 248,000 | $ 146,000 |
| Baltimore City County Maryland | 23 | $ 4,225,000 | $ 183,000 | $ 117,000 |
| Manassas County Virginia | 23 | $ 4,460,000 | $ 193,000 | $ 123,000 |
| Baltimore County Maryland | 17 | $ 4,503,000 | $ 264,000 | $ 157,000 |
| Frederick County Virginia | 15 | $ 2,444,000 | $ 162,000 | $ 92,000 |
| Fauquier County Virginia | 14 | $ 5,055,000 | $ 361,000 | $ 141,000 |
| Sussex County Delaware | 11 | $ 4,015,000 | $ 365,000 | $ 136,000 |
| Carroll County Maryland | 11 | $ 2,744,000 | $ 249,000 | $ 99,000 |
| Madison County Virginia | 10 | $ 1,740,000 | $ 174,000 | $ 139,000 |
| Orange County Virginia | 10 | $ 1,871,000 | $ 187,000 | $ 83,000 |
| Spotsylvania County Virginia | 10 | $ 2,166,000 | $ 216,000 | $ 90,000 |
| Charles County Maryland | 8 | $ 1,230,000 | $ 153,000 | $ 214,000 |
| Stafford County Virginia | 7 | $ 1,406,000 | $ 200,000 | $ 88,000 |
| Alexandria County Virginia | 6 | $ 1,361,000 | $ 226,000 | $ 71,000 |
| Louisa County Virginia | 6 | $ 779,000 | $ 129,000 | $ 57,000 |
| Warren County Virginia | 6 | $ 1,141,000 | $ 190,000 | $ 73,000 |
| Chesterfield County Virginia | 5 | $ 863,000 | $ 172,000 | $ 37,000 |
| Hanover County Virginia | 4 | $ 761,000 | $ 190,000 | $ 79,000 |
| Roanoke City County Virginia | 4 | $ 338,000 | $ 84,000 | $ 65,000 |
| Queen Anne's County Maryland | 3 | $ 830,000 | $ 276,000 | $ 360,000 |
| Worcester County Maryland | 3 | $ 968,000 | $ 322,000 | $ 284,000 |
| Henrico County Virginia | 3 | $ 311,000 | $ 103,000 | $ 58,000 |
| Newport News County Virginia | 3 | $ 491,000 | $ 163,000 | $ 65,000 |
| Norfolk County Virginia | 3 | $ 169,000 | $ 56,000 | $ 69,000 |
| Roanoke County Virginia | 3 | $ 308,000 | $ 102,000 | $ 21,000 |
| New Castle County Delaware | 2 | $ 956,000 | $ 478,000 | $ 270,000 |
| Calvert County Maryland | 2 | $ 742,000 | $ 371,000 | $ 135,000 |
| Albemarle County Virginia | 2 | $ 450,000 | $ 225,000 | $ 127,000 |
| Bedford County Virginia | 2 | $ 394,000 | $ 197,000 | $ 71,000 |
| Falls Church County Virginia | 2 | $ 625,000 | $ 312,000 | $ 158,000 |
| Hampton County Virginia | 2 | $ 240,000 | $ 120,000 | $ 47,000 |
| Manassas Park County Virginia | 2 | $ 450,000 | $ 225,000 | $ 61,000 |
| Nelson County Virginia | 2 | $ 430,000 | $ 215,000 | $ 146,000 |
| Page County Virginia | 2 | $ 390,000 | $ 195,000 | $ 96,000 |
| Shenandoah County Virginia | 2 | $ 566,000 | $ 283,000 | $ 120,000 |
| Virginia Beach County Virginia | 2 | $ 537,000 | $ 268,000 | $ 172,000 |
| Harford County Maryland | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Talbot County Maryland | 1 | $ 1,295,000 | $ 1,295,000 | $ 1,519,000 |
| Amelia County Virginia | 1 | $ 84,000 | $ 84,000 | $ 40,000 |
| Augusta County Virginia | 1 | $ 328,000 | $ 328,000 | $ 126,000 |
| Campbell County Virginia | 1 | $ 96,000 | $ 96,000 | $ 50,000 |
| Chesapeake County Virginia | 1 | $ 260,000 | $ 260,000 | $ 54,000 |
| Giles County Virginia | 1 | $ 37,000 | $ 37,000 | $ 77,000 |
| Greene County Virginia | 1 | $ 268,000 | $ 268,000 | $ 144,000 |
| Halifax County Virginia | 1 | $ 104,000 | $ 104,000 | $ 855,000 |
| Highland County Virginia | 1 | $ 74,000 | $ 74,000 | $ 48,000 |
| Powhatan County Virginia | 1 | $ 169,000 | $ 169,000 | $ 42,000 |
| Suffolk County Virginia | 1 | $ 356,000 | $ 356,000 | $ 107,000 |
| Westmoreland County Virginia | 1 | $ 178,000 | $ 178,000 | $ 0 |
| York County Virginia | 1 | $ 176,000 | $ 176,000 | $ 71,000 |
Mortgage Loan Application Detail Totals for Mason Dixon Funding Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,456 | $352,813,000 | $242,000 | $1,550,000 | $120,000 | $1,519,000 |
| Refinancing | 1,001 | $269,111,000 | $268,000 | $2,208,000 | $131,000 | $3,972,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,157 | $320,539,000 | $277,000 | $2,208,000 | $148,000 | $3,972,000 |
| Hispanic | 704 | $152,132,000 | $216,000 | $1,000,000 | $82,000 | $514,000 |
| Black or African American | 258 | $58,230,000 | $225,000 | $1,000,000 | $103,000 | $1,236,000 |
| Not Provided | 241 | $67,146,000 | $278,000 | $1,500,000 | $161,000 | $2,270,000 |
| Asian | 85 | $20,750,000 | $244,000 | $818,000 | $122,000 | $600,000 |
| American Indian or Alaskan Native | 8 | $1,752,000 | $219,000 | $417,000 | $90,000 | $149,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,375,000 | $343,000 | $700,000 | $131,000 | $260,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,439 | $618,444,000 | $253,000 | $2,208,000 | $125,000 | $3,972,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,699,000 | $169,000 | $389,000 | $74,000 | $147,000 |
| FHA-insured (Federal Housing Administration) | 6 | $1,207,000 | $201,000 | $274,000 | $83,000 | $184,000 |
| VA-guaranteed (Veterans Administration) | 2 | $574,000 | $287,000 | $380,000 | $71,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,387 | $607,564,000 | $254,000 | $2,208,000 | $125,000 | $3,972,000 |
| Application Denied By Financial Institution | 34 | $6,047,000 | $177,000 | $650,000 | $88,000 | $285,000 |
| Application Withdrawn By Applicant | 31 | $6,666,000 | $215,000 | $679,000 | $103,000 | $399,000 |
| Application Approved But Not Accepted | 5 | $1,647,000 | $329,000 | $368,000 | $86,000 | $180,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mason Dixon Funding Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mason Dixon Funding Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.