Mb Financial Bank, National Association Mortgage Lending & HMDA Data, 2019
In 2019, Mb Financial Bank, National Association of Rosemont, IL reported 624 mortgage applications totaling $165.1 million. The average application was for $264,551, and applicants reported an average income of $121,142. 70% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Chicago-Naperville, IL (337), Lake County-Kenosha County, IL-WI (28) and Elgin, IL (20) (applications in parentheses).
| Mortgage Company & Address | Mb Financial Bank, National Association 6111 N. River Road Rosemont, IL 60018 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 |
| Total Number of Mortgage Applications | 624 |
| Total Mortgage Loan Application Amount | $165,080,000 |
| Average Mortgage Loan Application Amount | $264,551 |
| Highest Mortgage Loan Application Amount | $14,155,000 |
| Average Applicant Income | $121,142 |
| Highest Applicant Income | $1,198,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mb Financial Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 337 | $ 80,035,000 | $ 237,492 | $ 119,000 |
| Lake County-Kenosha County, IL-WI | 28 | $ 8,300,000 | $ 296,428 | $ 118,571 |
| Elgin, IL | 20 | $ 5,860,000 | $ 293,000 | $ 142,000 |
| Outside any metro area | 18 | $ 4,370,000 | $ 242,777 | $ 124,722 |
| Atlanta-Sandy Springs-Roswell, GA | 15 | $ 3,955,000 | $ 263,666 | $ 90,000 |
| Cleveland-Elyria, OH | 13 | $ 465,000 | $ 35,769 | $ 157,000 |
| Dayton-Springfield-Kettering, OH | 8 | $ 2,320,000 | $ 290,000 | $ 205,000 |
| Gary, IN | 8 | $ 1,020,000 | $ 127,500 | $ 51,000 |
| Cincinnati, OH-KY-IN | 7 | $ 1,695,000 | $ 242,142 | $ 94,000 |
| North Port-Sarasota-Bradenton, FL | 7 | $ 2,275,000 | $ 325,000 | $ 129,000 |
| New York-Jersey City-White Plains, NY-NJ | 6 | $ 1,900,000 | $ 316,666 | $ 126,000 |
| Rochester, NY | 6 | $ 700,000 | $ 116,666 | $ 65,000 |
| Warren-Troy-Farmington Hills, MI | 6 | $ 1,140,000 | $ 190,000 | $ 87,000 |
| Houston-The Woodlands-Sugar Land, TX | 5 | $ 945,000 | $ 189,000 | $ 164,000 |
| Ann Arbor, MI | 4 | $ 800,000 | $ 200,000 | $ 77,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 4 | $ 540,000 | $ 135,000 | $ 86,000 |
| Columbus, OH | 4 | $ 440,000 | $ 110,000 | $ 97,000 |
| Milwaukee-Waukesha-West Allis, WI | 4 | $ 420,000 | $ 105,000 | $ 85,000 |
| Naples-Immokalee-Marco Island, FL | 4 | $ 1,810,000 | $ 452,500 | $ 274,000 |
| Nassau County-Suffolk County, NY | 4 | $ 1,760,000 | $ 440,000 | $ 138,000 |
| San Diego-Carlsbad, CA | 4 | $ 1,820,000 | $ 455,000 | $ 138,000 |
| Cape Coral-Fort Myers, FL | 3 | $ 755,000 | $ 251,666 | $ 211,000 |
| Denver-Aurora-Lakewood, CO | 3 | $ 1,105,000 | $ 368,333 | $ 105,000 |
| Kansas City, MO-KS | 3 | $ 305,000 | $ 101,666 | $ 70,333 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3 | $ 585,000 | $ 195,000 | $ 147,000 |
| Ocala, FL | 3 | $ 575,000 | $ 191,666 | $ 76,000 |
| Philadelphia, PA | 3 | $ 335,000 | $ 111,666 | $ 80,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3 | $ 1,075,000 | $ 358,333 | $ 126,000 |
| Seattle-Bellevue-Everett, WA | 3 | $ 705,000 | $ 235,000 | $ 95,000 |
| South Bend-Mishawaka, IN-MI | 3 | $ 165,000 | $ 55,000 | $ 53,000 |
| Akron, OH | 2 | $ 150,000 | $ 75,000 | $ 72,000 |
| Anaheim-Santa Ana-Irvine, CA | 2 | $ 970,000 | $ 485,000 | $ 177,000 |
| Charlotte-Concord-Gastonia, NC-SC | 2 | $ 220,000 | $ 110,000 | $ 82,000 |
| Detroit-Dearborn-Livonia, MI | 2 | $ 210,000 | $ 105,000 | $ 36,000 |
| Eugene, OR | 2 | $ 460,000 | $ 230,000 | $ 83,000 |
| Fort Wayne, IN | 2 | $ 70,000 | $ 35,000 | $ 133,000 |
| Indianapolis-Carmel-Anderson, IN | 2 | $ 820,000 | $ 410,000 | $ 126,000 |
| Jacksonville, FL | 2 | $ 570,000 | $ 285,000 | $ 133,000 |
| Los Angeles-Long Beach-Glendale, CA | 2 | $ 14,380,000 | $ 7,190,000 | $ 102,000 |
| Oakland-Hayward-Berkeley, CA | 2 | $ 680,000 | $ 340,000 | $ 109,000 |
| Orlando-Kissimmee-Sanford, FL | 2 | $ 540,000 | $ 270,000 | $ 92,000 |
| Port St. Lucie, FL | 2 | $ 520,000 | $ 260,000 | $ 127,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 1,180,000 | $ 590,000 | $ 220,000 |
| Providence-Warwick, RI-MA | 2 | $ 2,240,000 | $ 1,120,000 | $ 461,000 |
| Punta Gorda, FL | 2 | $ 280,000 | $ 140,000 | $ 77,000 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 460,000 | $ 230,000 | $ 147,000 |
| Rochester, MN | 2 | $ 280,000 | $ 140,000 | $ 104,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 2 | $ 620,000 | $ 310,000 | $ 166,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 1,450,000 | $ 725,000 | $ 150,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2 | $ 350,000 | $ 175,000 | $ 54,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 2 | $ 490,000 | $ 245,000 | $ 87,000 |
| Albany-Schenectady-Troy, NY | 1 | $ 175,000 | $ 175,000 | $ 106,000 |
| Albuquerque, NM | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Bowling Green, KY | 1 | $ 175,000 | $ 175,000 | $ 155,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Chattanooga, TN-GA | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Colorado Springs, CO | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Dallas-Plano-Irving, TX | 1 | $ 315,000 | $ 315,000 | $ 68,000 |
| East Stroudsburg, PA | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| El Paso, TX | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 405,000 | $ 405,000 | $ 180,000 |
| Glens Falls, NY | 1 | $ 95,000 | $ 95,000 | $ 97,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Greeley, CO | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Harrisburg-Carlisle, PA | 1 | $ 345,000 | $ 345,000 | $ 103,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 265,000 | $ 265,000 | $ 151,000 |
| Kankakee, IL | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Kingston, NY | 1 | $ 185,000 | $ 185,000 | $ 225,000 |
| Lancaster, PA | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Lansing-East Lansing, MI | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| Lawrence, KS | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Louisville/Jefferson County, KY-IN | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Madison, WI | 1 | $ 415,000 | $ 415,000 | $ 73,000 |
| Memphis, TN-MS-AR | 1 | $ 25,000 | $ 25,000 | $ 119,000 |
| Montgomery, AL | 1 | $ 285,000 | $ 285,000 | $ 133,000 |
| Muskegon, MI | 1 | $ 365,000 | $ 365,000 | $ 172,000 |
| New York-Newark, NY | 1 | $ 285,000 | $ 285,000 | $ 172,000 |
| Pittsburgh, PA | 1 | $ 205,000 | $ 205,000 | $ 166,000 |
| Provo-Orem, UT | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Racine, WI | 1 | $ 395,000 | $ 395,000 | $ 962,000 |
| Richmond, VA | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Rockford, IL | 1 | $ 85,000 | $ 85,000 | $ 77,000 |
| Salinas, CA | 1 | $ 375,000 | $ 375,000 | $ 120,000 |
| Salisbury, MD-DE | 1 | $ 285,000 | $ 285,000 | $ 231,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 375,000 | $ 375,000 | $ 100,000 |
| Savannah, GA | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| St. Louis, MO-IL | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Syracuse, NY | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Tacoma-Lakewood, WA | 1 | $ 225,000 | $ 225,000 | $ 51,000 |
| Tucson, AZ | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Victoria, TX | 1 | $ 315,000 | $ 315,000 | $ 45,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 545,000 | $ 545,000 | $ 161,000 |
| Wichita, KS | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Yuba City, CA | 1 | $ 375,000 | $ 375,000 | $ 99,000 |
Mortgage Loan Application Detail Totals for Mb Financial Bank, National Association in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 290 | $77,270,000 | $266,000 | $14,155,000 | $102,000 | $634,000 |
| Refinancing | 163 | $47,445,000 | $291,000 | $925,000 | $154,000 | $1,089,000 |
| Cash-out Refinancing | 124 | $35,620,000 | $287,000 | $2,155,000 | $124,000 | $758,000 |
| Other Purpose | 36 | $4,130,000 | $114,000 | $805,000 | $129,000 | $1,198,000 |
| Home Improvement | 11 | $615,000 | $55,000 | $155,000 | $81,000 | $170,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 308 | $88,390,000 | $286,000 | $2,155,000 | $152,000 | $1,198,000 |
| Not Provided | 110 | $21,130,000 | $192,000 | $805,000 | $103,000 | $343,000 |
| Hispanic | 105 | $17,955,000 | $171,000 | $395,000 | $69,000 | $222,000 |
| Asian | 49 | $12,055,000 | $246,000 | $665,000 | $123,000 | $298,000 |
| Black or African American | 47 | $5,905,000 | $125,000 | $655,000 | $76,000 | $256,000 |
| Not applicable | 4 | $19,350,000 | $4,837,000 | $14,155,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 528 | $144,400,000 | $273,000 | $14,155,000 | $129,000 | $1,198,000 |
| FHA-insured (Federal Housing Administration) | 71 | $12,095,000 | $170,000 | $365,000 | $58,000 | $130,000 |
| VA-guaranteed (Veterans Administration) | 25 | $8,585,000 | $343,000 | $745,000 | $125,000 | $350,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 434 | $123,720,000 | $285,000 | $14,155,000 | $132,000 | $1,198,000 |
| Application Denied By Financial Institution | 99 | $20,405,000 | $206,000 | $905,000 | $87,000 | $350,000 |
| File Closed For Incompleteness | 49 | $10,175,000 | $207,000 | $725,000 | $93,000 | $268,000 |
| Application Withdrawn By Applicant | 32 | $7,930,000 | $247,000 | $745,000 | $110,000 | $360,000 |
| Application Approved But Not Accepted | 10 | $2,850,000 | $285,000 | $855,000 | $113,000 | $227,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 525 | $144,675,000 | $275,000 | $14,155,000 | $127,000 | $1,198,000 |
| Debt-To-Income Ratio | 44 | $10,200,000 | $231,000 | $905,000 | $75,000 | $179,000 |
| Collateral | 29 | $5,785,000 | $199,000 | $645,000 | $112,000 | $275,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $865,000 | $123,000 | $275,000 | $69,000 | $107,000 |
| Credit History | 7 | $865,000 | $123,000 | $265,000 | $74,000 | $112,000 |
| Other | 6 | $1,730,000 | $288,000 | $745,000 | $128,000 | $350,000 |
| Unverifiable Information | 3 | $685,000 | $228,000 | $305,000 | $57,000 | $121,000 |
| Employment History | 3 | $275,000 | $91,000 | $145,000 | $47,000 | $65,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mb Financial Bank, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mb Financial Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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