2 mortgage lenders are based in ZIP code 83638, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Valley County, ID in 2025.
In 2025, 134 lenders made 645 home loans worth $352.9 million in Valley County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Valley County, which includes ZIP code 83638.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Idaho Central Credit Union Chubbuck, ID | 146 | $62.9M | $431,000 | 22.6% |
| 2 | US Bank, N.A. Cincinnati, OH | 37 | $24.9M | $674,000 | 5.7% |
| 3 | Fairway Independent Mort Corp Madison, WI | 32 | $15.2M | $474,000 | 5.0% |
| 4 | United Wholesale Mortgage Plymouth, MI | 26 | $15.4M | $591,000 | 4.0% |
| 5 | Guild Mortgage Company San Diego, CA | 21 | $9.1M | $435,000 | 3.3% |
| 6 | Evergreen Moneysource Mortgage Company Bellevue, WA | 13 | $6.7M | $517,000 | 2.0% |
| 7 | Guaranteed Rate, Inc. Chicago, IL | 10 | $4.7M | $468,000 | 1.6% |
| 8 | PennyMac Loan Services LLC Westlake Village, CA | 9 | $7.2M | $803,000 | 1.4% |
| 9 | Columbia Bank Lake Oswego, OR | 9 | $1.5M | $172,000 | 1.4% |
| 10 | JPMorgan Chase Bank, NA Columbus, OH | 8 | $8.5M | $1,059,000 | 1.2% |
See every lender in Valley County and its 2025 mortgage data · top lenders in Idaho · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Idaho First Bank
475 E DEINHARD LANE MCCALL, ID 83638 |
* | 1,563 | $428,861,000 |
| Idaho First Bank
475 E DEINHARD LANE MCCALL, ID 83638 |
* | 493 | $322,875,000 |
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