Member First Mortgage, LLC Mortgage Lending & HMDA Data, 2025

In 2025, Member First Mortgage, LLC of Grand Rapids, MI reported 3,256 mortgage applications totaling $900.9 million, up 19% from 2024. The average application was for $276,689, and applicants reported an average income of $132,151. 40% of its applications resulted in an originated loan and 17% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (200), Detroit-Dearborn-Livonia, MI (154) and Chicago-Naperville, IL (152) (applications in parentheses).

Mortgage Company & Address Member First Mortgage, LLC
616 44th Street Se
Grand Rapids, MI 49548
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  
Total Number of Mortgage Applications 3,256
Total Mortgage Loan Application Amount $900,900,000
Average Mortgage Loan Application Amount $276,689
Highest Mortgage Loan Application Amount $2,345,000
Average Applicant Income $132,151
Highest Applicant Income $2,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Member First Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Member First Mortgage, LLC by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Wayne, Michigan 154 $ 23,160,000 $ 150,389 $ 92,000
Oakland, Michigan 130 $ 55,490,000 $ 426,846 $ 209,000
Cook, Illinois 125 $ 42,605,000 $ 340,840 $ 164,000
King, Washington 63 $ 46,225,000 $ 733,730 $ 281,000
Tarrant, Texas 51 $ 16,305,000 $ 319,705 $ 189,000
Macomb, Michigan 50 $ 13,470,000 $ 269,400 $ 120,000
Floyd, Georgia 48 $ 8,870,000 $ 184,791 $ 95,000
St. Joseph, Indiana 45 $ 6,115,000 $ 135,888 $ 71,000
Dallas, Texas 44 $ 20,060,000 $ 455,909 $ 194,000
Polk, Georgia 40 $ 8,800,000 $ 220,000 $ 108,000
Collin, Texas 39 $ 16,165,000 $ 414,487 $ 194,000
Bartow, Georgia 37 $ 11,785,000 $ 318,513 $ 153,000
Denton, Texas 37 $ 18,795,000 $ 507,972 $ 243,000
Calhoun, Michigan 34 $ 5,150,000 $ 151,470 $ 74,000
Lake, Indiana 31 $ 5,035,000 $ 162,419 $ 115,000
Fulton, Georgia 28 $ 7,150,000 $ 255,357 $ 132,000
Delaware, Indiana 28 $ 4,400,000 $ 157,142 $ 96,000
Jefferson, Kentucky 27 $ 5,665,000 $ 209,814 $ 108,000
Centre, Pennsylvania 26 $ 7,250,000 $ 278,846 $ 111,000
Washtenaw, Michigan 25 $ 6,385,000 $ 255,400 $ 137,000
Gwinnett, Georgia 24 $ 8,160,000 $ 340,000 $ 116,000
Vanderburgh, Indiana 24 $ 4,080,000 $ 170,000 $ 73,000
Cheboygan, Michigan 24 $ 2,940,000 $ 122,500 $ 72,000
Deschutes, Oregon 24 $ 6,940,000 $ 289,166 $ 104,000
Wood, West Virginia 24 $ 4,300,000 $ 179,166 $ 76,000
Hillsborough, Florida 23 $ 5,265,000 $ 228,913 $ 123,000
Cobb, Georgia 23 $ 9,295,000 $ 404,130 $ 161,000
Pierce, Washington 22 $ 7,130,000 $ 324,090 $ 118,000
DeKalb, Georgia 21 $ 5,185,000 $ 246,904 $ 91,000
St. Joseph, Michigan 20 $ 3,090,000 $ 154,500 $ 77,000
Snohomish, Washington 20 $ 13,780,000 $ 689,000 $ 204,000
Mason, Washington 19 $ 5,445,000 $ 286,578 $ 116,000
Campbell, Wyoming 19 $ 1,255,000 $ 66,052 $ 132,000
Chatham, Georgia 18 $ 4,650,000 $ 258,333 $ 129,000
Porter, Indiana 18 $ 3,660,000 $ 203,333 $ 98,000
Genesee, Michigan 18 $ 3,450,000 $ 191,666 $ 96,000
Harris, Texas 17 $ 5,875,000 $ 345,588 $ 154,000
DuPage, Illinois 16 $ 7,370,000 $ 460,625 $ 190,000
Grant, Indiana 16 $ 1,640,000 $ 102,500 $ 60,000
Klamath, Oregon 16 $ 3,740,000 $ 233,750 $ 72,000
Howard, Indiana 15 $ 2,065,000 $ 137,666 $ 90,000
Kalamazoo, Michigan 15 $ 4,025,000 $ 268,333 $ 139,000
Pasco, Florida 14 $ 2,990,000 $ 213,571 $ 81,000
Champaign, Illinois 14 $ 910,000 $ 65,000 $ 86,000
Ingham, Michigan 14 $ 2,010,000 $ 143,571 $ 60,000
Middlesex, New Jersey 14 $ 4,970,000 $ 355,000 $ 177,000
Bernalillo, New Mexico 14 $ 4,300,000 $ 307,142 $ 102,000
Walton, Georgia 13 $ 2,625,000 $ 201,923 $ 74,000
Marion, Indiana 13 $ 1,895,000 $ 145,769 $ 86,000
Muskegon, Michigan 13 $ 1,915,000 $ 147,307 $ 60,000
Cumberland, Pennsylvania 13 $ 2,765,000 $ 212,692 $ 117,000
Dauphin, Pennsylvania 13 $ 2,175,000 $ 167,307 $ 87,000
Philadelphia, Pennsylvania 13 $ 4,495,000 $ 345,769 $ 202,000
Los Angeles, California 12 $ 9,100,000 $ 758,333 $ 248,000
Miami-Dade, Florida 12 $ 5,780,000 $ 481,666 $ 346,000
Pinellas, Florida 12 $ 2,970,000 $ 247,500 $ 142,000
Barry, Michigan 12 $ 2,170,000 $ 180,833 $ 72,000
Gratiot, Michigan 12 $ 1,320,000 $ 110,000 $ 77,000
Hudson, New Jersey 12 $ 5,690,000 $ 474,166 $ 214,000
Marion, Ohio 12 $ 1,730,000 $ 144,166 $ 82,000
Allegheny, Pennsylvania 12 $ 3,110,000 $ 259,166 $ 123,000
Windsor, Vermont 12 $ 2,670,000 $ 222,500 $ 80,000
Sangamon, Illinois 11 $ 2,525,000 $ 229,545 $ 123,000
Cass, Michigan 11 $ 2,145,000 $ 195,000 $ 184,000
Kent, Michigan 11 $ 3,475,000 $ 315,909 $ 125,000
Taylor, Texas 11 $ 2,375,000 $ 215,909 $ 125,000
Kitsap, Washington 11 $ 4,635,000 $ 421,363 $ 116,000
Williamson, Illinois 10 $ 1,110,000 $ 111,000 $ 69,000
Gaston, North Carolina 10 $ 1,800,000 $ 180,000 $ 115,000
Lucas, Ohio 10 $ 1,720,000 $ 172,000 $ 107,000
Lancaster, Pennsylvania 10 $ 2,410,000 $ 241,000 $ 113,000
Barrow, Georgia 9 $ 2,245,000 $ 249,444 $ 112,000
Forsyth, Georgia 9 $ 3,815,000 $ 423,888 $ 190,000
Lake, Illinois 9 $ 4,775,000 $ 530,555 $ 251,000
Elkhart, Indiana 9 $ 1,595,000 $ 177,222 $ 73,000
Kosciusko, Indiana 9 $ 1,465,000 $ 162,777 $ 77,000
Monroe, Michigan 9 $ 2,045,000 $ 227,222 $ 93,000
Burlington, New Jersey 9 $ 3,045,000 $ 338,333 $ 167,000
Essex, New Jersey 9 $ 2,345,000 $ 260,555 $ 178,000
Wood, Ohio 9 $ 1,585,000 $ 176,111 $ 102,000
Crook, Oregon 9 $ 3,495,000 $ 388,333 $ 121,000
El Paso, Texas 9 $ 1,805,000 $ 200,555 $ 161,000
Travis, Texas 9 $ 2,825,000 $ 313,888 $ 137,000
Polk, Florida 8 $ 1,780,000 $ 222,500 $ 87,000
Gordon, Georgia 8 $ 2,100,000 $ 262,500 $ 210,000
Vermilion, Illinois 8 $ 640,000 $ 80,000 $ 93,000
Bartholomew, Indiana 8 $ 1,410,000 $ 176,250 $ 66,000
Livingston, Michigan 8 $ 3,310,000 $ 413,750 $ 141,000
Van Buren, Michigan 8 $ 1,000,000 $ 125,000 $ 90,000
Hennepin, Minnesota 8 $ 3,840,000 $ 480,000 $ 351,000
Atlantic, New Jersey 8 $ 3,090,000 $ 386,250 $ 199,000
Morris, New Jersey 8 $ 4,470,000 $ 558,750 $ 296,000
Cleveland, North Carolina 8 $ 1,340,000 $ 167,500 $ 95,000
Clermont, Ohio 8 $ 1,300,000 $ 162,500 $ 60,000
Montgomery, Pennsylvania 8 $ 3,230,000 $ 403,750 $ 188,000
Parker, Texas 8 $ 3,260,000 $ 407,500 $ 177,000
Grays Harbor, Washington 8 $ 1,840,000 $ 230,000 $ 93,000
Paulding, Georgia 7 $ 2,725,000 $ 389,285 $ 140,000
Will, Illinois 7 $ 2,455,000 $ 350,714 $ 139,000
Oceana, Michigan 7 $ 785,000 $ 112,142 $ 61,000
Saginaw, Michigan 7 $ 985,000 $ 140,714 $ 86,000
Camden, New Jersey 7 $ 1,765,000 $ 252,142 $ 165,000
Ocean, New Jersey 7 $ 2,015,000 $ 287,857 $ 166,000
Salem, New Jersey 7 $ 1,205,000 $ 172,142 $ 87,000
Somerset, New Jersey 7 $ 3,435,000 $ 490,714 $ 144,000
Union, New Jersey 7 $ 3,825,000 $ 546,428 $ 413,000
Hamilton, Ohio 7 $ 1,195,000 $ 170,714 $ 114,000
Ellis, Texas 7 $ 1,775,000 $ 253,571 $ 92,000
Whatcom, Washington 7 $ 3,355,000 $ 479,285 $ 168,000
Lee, Alabama 6 $ 1,300,000 $ 216,666 $ 59,000
Lee, Florida 6 $ 2,650,000 $ 441,666 $ 271,000
Leon, Florida 6 $ 1,450,000 $ 241,666 $ 93,000
Clarke, Georgia 6 $ 920,000 $ 153,333 $ 100,000
Douglas, Georgia 6 $ 1,710,000 $ 285,000 $ 74,000
Habersham, Georgia 6 $ 740,000 $ 123,333 $ 62,000
Newton, Georgia 6 $ 1,410,000 $ 235,000 $ 81,000
Dubois, Indiana 6 $ 1,490,000 $ 248,333 $ 94,000
LaPorte, Indiana 6 $ 520,000 $ 86,666 $ 71,000
Vigo, Indiana 6 $ 810,000 $ 135,000 $ 117,000
Bay, Michigan 6 $ 1,070,000 $ 178,333 $ 92,000
Emmet, Michigan 6 $ 960,000 $ 160,000 $ 94,000
Lapeer, Michigan 6 $ 2,770,000 $ 461,666 $ 229,000
St. Clair, Michigan 6 $ 1,600,000 $ 266,666 $ 120,000
Mercer, New Jersey 6 $ 2,800,000 $ 466,666 $ 226,000
Lackawanna, Pennsylvania 6 $ 1,250,000 $ 208,333 $ 105,000
Greenwood, South Carolina 6 $ 1,250,000 $ 208,333 $ 87,000
Tom Green, Texas 6 $ 770,000 $ 128,333 $ 114,000
Clark, Washington 6 $ 2,670,000 $ 445,000 $ 173,000
Pleasants, West Virginia 6 $ 700,000 $ 116,666 $ 75,000
Matanuska-Susitna, Alaska 5 $ 1,915,000 $ 383,000 $ 179,000
St. Johns, Florida 5 $ 2,945,000 $ 589,000 $ 250,000
Chattooga, Georgia 5 $ 1,075,000 $ 215,000 $ 77,000
Cherokee, Georgia 5 $ 1,835,000 $ 367,000 $ 212,000
Henry, Georgia 5 $ 1,725,000 $ 345,000 $ 108,000
Houston, Georgia 5 $ 1,355,000 $ 271,000 $ 85,000
Jackson, Illinois 5 $ 545,000 $ 109,000 $ 70,000
Cass, Indiana 5 $ 905,000 $ 181,000 $ 75,000
Johnson, Indiana 5 $ 535,000 $ 107,000 $ 76,000
Warrick, Indiana 5 $ 625,000 $ 125,000 $ 70,000
White, Indiana 5 $ 915,000 $ 183,000 $ 72,000
Worcester, Massachusetts 5 $ 1,795,000 $ 359,000 $ 107,000
Berrien, Michigan 5 $ 935,000 $ 187,000 $ 118,000
Eaton, Michigan 5 $ 1,075,000 $ 215,000 $ 82,000
Jackson, Michigan 5 $ 845,000 $ 169,000 $ 76,000
Gloucester, New Jersey 5 $ 1,535,000 $ 307,000 $ 144,000
Monmouth, New Jersey 5 $ 1,975,000 $ 395,000 $ 160,000
Ashtabula, Ohio 5 $ 475,000 $ 95,000 $ 96,000
Henry, Ohio 5 $ 815,000 $ 163,000 $ 71,000
Washington, Ohio 5 $ 1,065,000 $ 213,000 $ 91,000
Beaver, Pennsylvania 5 $ 715,000 $ 143,000 $ 86,000
Fayette, Pennsylvania 5 $ 535,000 $ 107,000 $ 52,000
Northampton, Pennsylvania 5 $ 1,555,000 $ 311,000 $ 109,000
Westmoreland, Pennsylvania 5 $ 1,135,000 $ 227,000 $ 123,000
Bell, Texas 5 $ 1,195,000 $ 239,000 $ 128,000
Rockwall, Texas 5 $ 2,035,000 $ 407,000 $ 169,000
Sheridan, Wyoming 5 $ 715,000 $ 143,000 $ 92,000
Russell, Alabama 4 $ 720,000 $ 180,000 $ 61,000
Orange, California 4 $ 3,640,000 $ 910,000 $ 382,000
Santa Clara, California 4 $ 2,710,000 $ 677,500 $ 194,000
New Castle, Delaware 4 $ 1,170,000 $ 292,500 $ 94,000
Broward, Florida 4 $ 1,570,000 $ 392,500 $ 141,000
Marion, Florida 4 $ 840,000 $ 210,000 $ 88,000
Bibb, Georgia 4 $ 330,000 $ 82,500 $ 44,000
Bulloch, Georgia 4 $ 1,180,000 $ 295,000 $ 111,000
Carroll, Georgia 4 $ 1,190,000 $ 297,500 $ 108,000
Coweta, Georgia 4 $ 1,250,000 $ 312,500 $ 121,000
Dougherty, Georgia 4 $ 760,000 $ 190,000 $ 72,000
Franklin, Georgia 4 $ 570,000 $ 142,500 $ 55,000
Hall, Georgia 4 $ 1,340,000 $ 335,000 $ 96,000
Jackson, Georgia 4 $ 1,630,000 $ 407,500 $ 132,000
Richmond, Georgia 4 $ 590,000 $ 147,500 $ 73,000
Franklin, Illinois 4 $ 430,000 $ 107,500 $ 66,000
McHenry, Illinois 4 $ 1,050,000 $ 262,500 $ 118,000
Saline, Illinois 4 $ 430,000 $ 107,500 $ 78,000
Madison, Indiana 4 $ 670,000 $ 167,500 $ 68,000
Marshall, Indiana 4 $ 620,000 $ 155,000 $ 48,000
Shelby, Indiana 4 $ 470,000 $ 117,500 $ 32,000
Jefferson, Louisiana 4 $ 550,000 $ 137,500 $ 76,000
Branch, Michigan 4 $ 990,000 $ 247,500 $ 86,000
Otsego, Michigan 4 $ 750,000 $ 187,500 $ 101,000
Ottawa, Michigan 4 $ 710,000 $ 177,500 $ 102,000
Bergen, New Jersey 4 $ 1,610,000 $ 402,500 $ 148,000
Cape May, New Jersey 4 $ 1,430,000 $ 357,500 $ 220,000
Cumberland, New Jersey 4 $ 350,000 $ 87,500 $ 74,000
Dona Ana, New Mexico 4 $ 930,000 $ 232,500 $ 131,000
Sandoval, New Mexico 4 $ 1,240,000 $ 310,000 $ 83,000
Wake, North Carolina 4 $ 1,890,000 $ 472,500 $ 184,000
Jefferson, Oregon 4 $ 950,000 $ 237,500 $ 76,000
Lake, Oregon 4 $ 820,000 $ 205,000 $ 62,000
Adams, Pennsylvania 4 $ 810,000 $ 202,500 $ 66,000
Bucks, Pennsylvania 4 $ 2,120,000 $ 530,000 $ 238,000
Grayson, Texas 4 $ 1,610,000 $ 402,500 $ 175,000
Johnson, Texas 4 $ 970,000 $ 242,500 $ 153,000
Montgomery, Texas 4 $ 1,100,000 $ 275,000 $ 175,000
Cherokee, Alabama 3 $ 1,535,000 $ 511,666 $ 424,000
Kern, California 3 $ 865,000 $ 288,333 $ 136,000
Siskiyou, California 3 $ 595,000 $ 198,333 $ 83,000
Alachua, Florida 3 $ 495,000 $ 165,000 $ 46,000
Citrus, Florida 3 $ 955,000 $ 318,333 $ 97,000
Duval, Florida 3 $ 1,115,000 $ 371,666 $ 317,000
Palm Beach, Florida 3 $ 1,005,000 $ 335,000 $ 154,000
Colquitt, Georgia 3 $ 405,000 $ 135,000 $ 100,000
Columbia, Georgia 3 $ 675,000 $ 225,000 $ 187,000
Haralson, Georgia 3 $ 585,000 $ 195,000 $ 96,000
Jones, Georgia 3 $ 575,000 $ 191,666 $ 69,000
Lee, Georgia 3 $ 665,000 $ 221,666 $ 90,000
Pulaski, Georgia 3 $ 745,000 $ 248,333 $ 86,000
Rockdale, Georgia 3 $ 575,000 $ 191,666 $ 113,000
Sumter, Georgia 3 $ 305,000 $ 101,666 $ 68,000
Walker, Georgia 3 $ 365,000 $ 121,666 $ 84,000
Ware, Georgia 3 $ 245,000 $ 81,666 $ 49,000
Johnson, Illinois 3 $ 225,000 $ 75,000 $ 77,000
Kane, Illinois 3 $ 735,000 $ 245,000 $ 96,000
Perry, Illinois 3 $ 295,000 $ 98,333 $ 67,000
Winnebago, Illinois 3 $ 225,000 $ 75,000 $ 58,000
Fulton, Indiana 3 $ 375,000 $ 125,000 $ 69,000
Gibson, Indiana 3 $ 475,000 $ 158,333 $ 61,000
Hamilton, Indiana 3 $ 1,255,000 $ 418,333 $ 167,000
Hendricks, Indiana 3 $ 765,000 $ 255,000 $ 93,000
Jennings, Indiana 3 $ 345,000 $ 115,000 $ 182,000
Starke, Indiana 3 $ 715,000 $ 238,333 $ 80,000
Henderson, Kentucky 3 $ 505,000 $ 168,333 $ 81,000
Orleans, Louisiana 3 $ 665,000 $ 221,666 $ 92,000
St. Bernard, Louisiana 3 $ 345,000 $ 115,000 $ 62,000
Middlesex, Massachusetts 3 $ 885,000 $ 295,000 $ 128,000
Arenac, Michigan 3 $ 1,185,000 $ 395,000 $ 386,000
Chippewa, Michigan 3 $ 365,000 $ 121,666 $ 75,000
Clinton, Michigan 3 $ 315,000 $ 105,000 $ 75,000
Crawford, Michigan 3 $ 535,000 $ 178,333 $ 115,000
Grand Traverse, Michigan 3 $ 695,000 $ 231,666 $ 89,000
Ionia, Michigan 3 $ 445,000 $ 148,333 $ 77,000
Lake, Michigan 3 $ 245,000 $ 81,666 $ 79,000
Roscommon, Michigan 3 $ 395,000 $ 131,666 $ 154,000
Rankin, Mississippi 3 $ 765,000 $ 255,000 $ 119,000
Mecklenburg, North Carolina 3 $ 845,000 $ 281,666 $ 83,000
Fulton, Ohio 3 $ 505,000 $ 168,333 $ 80,000
Morrow, Ohio 3 $ 345,000 $ 115,000 $ 55,000
Stark, Ohio 3 $ 645,000 $ 215,000 $ 115,000
Summit, Ohio 3 $ 175,000 $ 58,333 $ 46,000
Warren, Ohio 3 $ 835,000 $ 278,333 $ 82,000
Tulsa, Oklahoma 3 $ 465,000 $ 155,000 $ 116,000
Butler, Pennsylvania 3 $ 805,000 $ 268,333 $ 141,000
Delaware, Pennsylvania 3 $ 815,000 $ 271,666 $ 176,000
Lycoming, Pennsylvania 3 $ 815,000 $ 271,666 $ 124,000
Mifflin, Pennsylvania 3 $ 715,000 $ 238,333 $ 104,000
Wayne, Pennsylvania 3 $ 495,000 $ 165,000 $ 107,000
York, Pennsylvania 3 $ 675,000 $ 225,000 $ 76,000
Angelina, Texas 3 $ 335,000 $ 111,666 $ 90,000
Dawson, Texas 3 $ 265,000 $ 88,333 $ 99,000
Fannin, Texas 3 $ 535,000 $ 178,333 $ 122,000
Hood, Texas 3 $ 1,495,000 $ 498,333 $ 285,000
Hunt, Texas 3 $ 875,000 $ 291,666 $ 77,000
Kaufman, Texas 3 $ 975,000 $ 325,000 $ 169,000
Kleberg, Texas 3 $ 585,000 $ 195,000 $ 147,000
Liberty, Texas 3 $ 545,000 $ 181,666 $ 112,000
Lubbock, Texas 3 $ 955,000 $ 318,333 $ 189,000
Island, Washington 3 $ 1,995,000 $ 665,000 $ 221,000
Thurston, Washington 3 $ 1,165,000 $ 388,333 $ 227,000
Dane, Wisconsin 3 $ 1,795,000 $ 598,333 $ 182,000
Apache, Arizona 2 $ 390,000 $ 195,000 $ 148,000
Pima, Arizona 2 $ 470,000 $ 235,000 $ 133,000
Benton, Arkansas 2 $ 380,000 $ 190,000 $ 103,000
Riverside, California 2 $ 1,000,000 $ 500,000 $ 332,000
San Benito, California 2 $ 1,730,000 $ 865,000 $ 192,000
Ventura, California 2 $ 1,060,000 $ 530,000 $ 116,000
Adams, Colorado 2 $ 1,300,000 $ 650,000 $ 299,000
Kent, Delaware 2 $ 420,000 $ 210,000 $ 126,000
Sussex, Delaware 2 $ 800,000 $ 400,000 $ 108,000
Brevard, Florida 2 $ 540,000 $ 270,000 $ 120,000
Charlotte, Florida 2 $ 460,000 $ 230,000 $ 98,000
Collier, Florida 2 $ 1,820,000 $ 910,000 $ 356,000
Escambia, Florida 2 $ 510,000 $ 255,000 $ 214,000
Sarasota, Florida 2 $ 730,000 $ 365,000 $ 183,000
Wakulla, Florida 2 $ 800,000 $ 400,000 $ 131,000
Baldwin, Georgia 2 $ 260,000 $ 130,000 $ 52,000
Brantley, Georgia 2 $ 360,000 $ 180,000 $ 108,000
Burke, Georgia 2 $ 420,000 $ 210,000 $ 63,000
Catoosa, Georgia 2 $ 440,000 $ 220,000 $ 110,000
Clayton, Georgia 2 $ 390,000 $ 195,000 $ 99,000
Decatur, Georgia 2 $ 420,000 $ 210,000 $ 144,000
Dodge, Georgia 2 $ 190,000 $ 95,000 $ 56,000
Fannin, Georgia 2 $ 2,030,000 $ 1,015,000 $ 783,000
Glynn, Georgia 2 $ 410,000 $ 205,000 $ 203,000
Lowndes, Georgia 2 $ 200,000 $ 100,000 $ 46,000
Oconee, Georgia 2 $ 740,000 $ 370,000 $ 97,000
Oglethorpe, Georgia 2 $ 350,000 $ 175,000 $ 50,000
Peach, Georgia 2 $ 360,000 $ 180,000 $ 52,000
Pickens, Georgia 2 $ 600,000 $ 300,000 $ 90,000
Pierce, Georgia 2 $ 300,000 $ 150,000 $ 47,000
Stephens, Georgia 2 $ 450,000 $ 225,000 $ 150,000
Tattnall, Georgia 2 $ 350,000 $ 175,000 $ 57,000
Thomas, Georgia 2 $ 540,000 $ 270,000 $ 109,000
Towns, Georgia 2 $ 330,000 $ 165,000 $ 59,000
Bureau, Illinois 2 $ 270,000 $ 135,000 $ 136,000
Rock Island, Illinois 2 $ 500,000 $ 250,000 $ 87,000
St. Clair, Illinois 2 $ 290,000 $ 145,000 $ 48,000
Union, Illinois 2 $ 210,000 $ 105,000 $ 66,000
Boone, Indiana 2 $ 800,000 $ 400,000 $ 190,000
Clay, Indiana 2 $ 130,000 $ 65,000 $ 51,000
Daviess, Indiana 2 $ 400,000 $ 200,000 $ 94,000
DeKalb, Indiana 2 $ 410,000 $ 205,000 $ 73,000
Jasper, Indiana 2 $ 430,000 $ 215,000 $ 153,000
Miami, Indiana 2 $ 330,000 $ 165,000 $ 71,000
Morgan, Indiana 2 $ 580,000 $ 290,000 $ 89,000
Tippecanoe, Indiana 2 $ 590,000 $ 295,000 $ 119,000
Black Hawk, Iowa 2 $ 550,000 $ 275,000 $ 104,000
Harper, Kansas 2 $ 270,000 $ 135,000 $ 105,000
Bullitt, Kentucky 2 $ 430,000 $ 215,000 $ 116,000
Kenton, Kentucky 2 $ 2,330,000 $ 1,165,000 $ 193,000
McCracken, Kentucky 2 $ 400,000 $ 200,000 $ 62,000
Oldham, Kentucky 2 $ 500,000 $ 250,000 $ 181,000
Livingston, Louisiana 2 $ 560,000 $ 280,000 $ 86,000
St. Tammany, Louisiana 2 $ 530,000 $ 265,000 $ 99,000
West Baton Rouge, Louisiana 2 $ 690,000 $ 345,000 $ 185,000
Baltimore City, Maryland 2 $ 570,000 $ 285,000 $ 65,000
Calvert, Maryland 2 $ 80,000 $ 40,000 $ 154,000
Allegan, Michigan 2 $ 540,000 $ 270,000 $ 76,000
Antrim, Michigan 2 $ 110,000 $ 55,000 $ 100,000
Benzie, Michigan 2 $ 450,000 $ 225,000 $ 70,000
Hillsdale, Michigan 2 $ 190,000 $ 95,000 $ 117,000
Huron, Michigan 2 $ 470,000 $ 235,000 $ 66,000
Iosco, Michigan 2 $ 120,000 $ 60,000 $ 146,000
Menominee, Michigan 2 $ 630,000 $ 315,000 $ 176,000
Montcalm, Michigan 2 $ 330,000 $ 165,000 $ 152,000
Montmorency, Michigan 2 $ 300,000 $ 150,000 $ 87,000
Presque Isle, Michigan 2 $ 540,000 $ 270,000 $ 81,000
Anoka, Minnesota 2 $ 510,000 $ 255,000 $ 126,000
Ramsey, Minnesota 2 $ 980,000 $ 490,000 $ 182,000
Washoe, Nevada 2 $ 830,000 $ 415,000 $ 157,000
Hunterdon, New Jersey 2 $ 800,000 $ 400,000 $ 169,000
Warren, New Jersey 2 $ 370,000 $ 185,000 $ 106,000
Catawba, North Carolina 2 $ 470,000 $ 235,000 $ 178,000
Guilford, North Carolina 2 $ 360,000 $ 180,000 $ 154,000
Lincoln, North Carolina 2 $ 740,000 $ 370,000 $ 190,000
Brown, Ohio 2 $ 430,000 $ 215,000 $ 80,000
Crawford, Ohio 2 $ 120,000 $ 60,000 $ 31,000
Defiance, Ohio 2 $ 430,000 $ 215,000 $ 106,000
Greene, Ohio 2 $ 420,000 $ 210,000 $ 122,000
Putnam, Ohio 2 $ 200,000 $ 100,000 $ 69,000
Seneca, Ohio 2 $ 1,030,000 $ 515,000 $ 206,000
Williams, Ohio 2 $ 410,000 $ 205,000 $ 109,000
Oklahoma, Oklahoma 2 $ 300,000 $ 150,000 $ 110,000
Chester, Pennsylvania 2 $ 1,070,000 $ 535,000 $ 185,000
Clinton, Pennsylvania 2 $ 260,000 $ 130,000 $ 49,000
Columbia, Pennsylvania 2 $ 330,000 $ 165,000 $ 97,000
Franklin, Pennsylvania 2 $ 390,000 $ 195,000 $ 56,000
Lebanon, Pennsylvania 2 $ 570,000 $ 285,000 $ 115,000
Northumberland, Pennsylvania 2 $ 530,000 $ 265,000 $ 73,000
Perry, Pennsylvania 2 $ 400,000 $ 200,000 $ 73,000
Beaufort, South Carolina 2 $ 770,000 $ 385,000 $ 262,000
Pickens, South Carolina 2 $ 200,000 $ 100,000 $ 50,000
York, South Carolina 2 $ 420,000 $ 210,000 $ 102,000
Sullivan, Tennessee 2 $ 600,000 $ 300,000 $ 47,000
Bexar, Texas 2 $ 70,000 $ 35,000 $ 41,000
Brazoria, Texas 2 $ 350,000 $ 175,000 $ 82,000
Brazos, Texas 2 $ 450,000 $ 225,000 $ 206,000
Brown, Texas 2 $ 400,000 $ 200,000 $ 74,000
Fort Bend, Texas 2 $ 330,000 $ 165,000 $ 115,000
McLennan, Texas 2 $ 550,000 $ 275,000 $ 83,000
Nueces, Texas 2 $ 190,000 $ 95,000 $ 223,000
Randall, Texas 2 $ 550,000 $ 275,000 $ 250,000
Williamson, Texas 2 $ 620,000 $ 310,000 $ 90,000
Orange, Vermont 2 $ 370,000 $ 185,000 $ 66,000
Windham, Vermont 2 $ 190,000 $ 95,000 $ 99,000
Bedford, Virginia 2 $ 3,440,000 $ 1,720,000 $ 621,000
Fairfax, Virginia 2 $ 1,490,000 $ 745,000 $ 330,000
Loudoun, Virginia 2 $ 1,290,000 $ 645,000 $ 239,000
Lewis, Washington 2 $ 710,000 $ 355,000 $ 85,000
Skagit, Washington 2 $ 970,000 $ 485,000 $ 107,000
Kanawha, West Virginia 2 $ 280,000 $ 140,000 $ 93,000
Taylor, West Virginia 2 $ 90,000 $ 45,000 $ 50,000
Milwaukee, Wisconsin 2 $ 340,000 $ 170,000 $ 121,000
Sauk, Wisconsin 2 $ 1,090,000 $ 545,000 $ 171,000
Baldwin, Alabama 1 $ 385,000 $ 385,000 $ 172,000
Calhoun, Alabama 1 $ 155,000 $ 155,000 $ 45,000
Chambers, Alabama 1 $ 65,000 $ 65,000 $ 69,000
Clarke, Alabama 1 $ 85,000 $ 85,000 $ 101,000
DeKalb, Alabama 1 $ 345,000 $ 345,000 $ 173,000
Hale, Alabama 1 $ 115,000 $ 115,000 $ 30,000
Houston, Alabama 1 $ 335,000 $ 335,000 $ 53,000
Jackson, Alabama 1 $ 335,000 $ 335,000 $ 130,000
Marshall, Alabama 1 $ 155,000 $ 155,000 $ 78,000
Mobile, Alabama 1 $ 165,000 $ 165,000 $ 43,000
Morgan, Alabama 1 $ 225,000 $ 225,000 $ 98,000
Anchorage, Alaska 1 $ 725,000 $ 725,000 $ 315,000
Kenai Peninsula, Alaska 1 $ 595,000 $ 595,000 $ 179,000
Ketchikan Gateway, Alaska 1 $ 445,000 $ 445,000 $ 119,000
Maricopa, Arizona 1 $ 415,000 $ 415,000 $ 179,000
Arkansas, Arkansas 1 $ 175,000 $ 175,000 $ 171,000
Lonoke, Arkansas 1 $ 285,000 $ 285,000 $ 180,000
Alameda, California 1 $ 505,000 $ 505,000 $ 117,000
Calaveras, California 1 $ 345,000 $ 345,000 $ 113,000
Contra Costa, California 1 $ 955,000 $ 955,000 $ 280,000
Lassen, California 1 $ 185,000 $ 185,000 $ 48,000
Modoc, California 1 $ 115,000 $ 115,000 $ 29,000
San Bernardino, California 1 $ 505,000 $ 505,000 $ 137,000
San Diego, California 1 $ 125,000 $ 125,000 $ 33,000
San Joaquin, California 1 $ 755,000 $ 755,000 $ 180,000
Santa Barbara, California 1 $ 725,000 $ 725,000 $ 311,000
Stanislaus, California 1 $ 225,000 $ 225,000 $ 75,000
Denver, Colorado 1 $ 1,255,000 $ 1,255,000 $ 413,000
Jefferson, Colorado 1 $ 255,000 $ 255,000 $ 253,000
Southeastern Connecticut Planning Region, Connecticut 1 $ 385,000 $ 385,000 $ 167,000
Flagler, Florida 1 $ 205,000 $ 205,000 $ 109,000
Hernando, Florida 1 $ 275,000 $ 275,000 $ 78,000
Highlands, Florida 1 $ 175,000 $ 175,000 $ 40,000
Jackson, Florida 1 $ 175,000 $ 175,000 $ 73,000
Okaloosa, Florida 1 $ 255,000 $ 255,000 $ 99,000
Orange, Florida 1 $ 505,000 $ 505,000 $ 120,000
Putnam, Florida 1 $ 225,000 $ 225,000 $ 91,000
Santa Rosa, Florida 1 $ 75,000 $ 75,000 $ 22,000
Sumter, Florida 1 $ 235,000 $ 235,000 $ 125,000
Volusia, Florida 1 $ 335,000 $ 335,000 $ 210,000
Banks, Georgia 1 $ 95,000 $ 95,000 $ 64,000
Ben Hill, Georgia 1 $ 145,000 $ 145,000 $ 292,000
Berrien, Georgia 1 $ 65,000 $ 65,000 $ 125,000
Bleckley, Georgia 1 $ 275,000 $ 275,000 $ 59,000
Bryan, Georgia 1 $ 35,000 $ 35,000 $ 148,000
Camden, Georgia 1 $ 35,000 $ 35,000 $ 129,000
Dawson, Georgia 1 $ 35,000 $ 35,000 $ 50,000
Effingham, Georgia 1 $ 195,000 $ 195,000 $ 58,000
Elbert, Georgia 1 $ 115,000 $ 115,000 $ 63,000
Fayette, Georgia 1 $ 435,000 $ 435,000 $ 85,000
Grady, Georgia 1 $ 175,000 $ 175,000 $ 58,000
Greene, Georgia 1 $ 235,000 $ 235,000 $ 55,000
Hancock, Georgia 1 $ 175,000 $ 175,000 $ 168,000
Jasper, Georgia 1 $ 365,000 $ 365,000 $ 85,000
Jefferson, Georgia 1 $ 215,000 $ 215,000 $ 58,000
Lamar, Georgia 1 $ 285,000 $ 285,000 $ 80,000
Lumpkin, Georgia 1 $ 255,000 $ 255,000 $ 62,000
Madison, Georgia 1 $ 205,000 $ 205,000 $ 89,000
Monroe, Georgia 1 $ 245,000 $ 245,000 $ 97,000
Putnam, Georgia 1 $ 225,000 $ 225,000 $ 45,000
Screven, Georgia 1 $ 125,000 $ 125,000 $ 53,000
Spalding, Georgia 1 $ 105,000 $ 105,000 $ 120,000
Troup, Georgia 1 $ 215,000 $ 215,000 $ 110,000
Twiggs, Georgia 1 $ 85,000 $ 85,000 $ 77,000
Wheeler, Georgia 1 $ 155,000 $ 155,000 $ 44,000
White, Georgia 1 $ 175,000 $ 175,000 $ 76,000
Whitfield, Georgia 1 $ 105,000 $ 105,000 $ 36,000
Wilkes, Georgia 1 $ 205,000 $ 205,000 $ 70,000
Worth, Georgia 1 $ 125,000 $ 125,000 $ 133,000
Clark, Illinois 1 $ 75,000 $ 75,000 $ 49,000
De Witt, Illinois 1 $ 55,000 $ 55,000 $ 68,000
Edgar, Illinois 1 $ 45,000 $ 45,000 $ 94,000
Iroquois, Illinois 1 $ 25,000 $ 25,000 $ 70,000
Kendall, Illinois 1 $ 95,000 $ 95,000 $ 221,000
Lee, Illinois 1 $ 305,000 $ 305,000 $ 120,000
Macoupin, Illinois 1 $ 115,000 $ 115,000 $ 64,000
McDonough, Illinois 1 $ 205,000 $ 205,000 $ 54,000
McLean, Illinois 1 $ 245,000 $ 245,000 $ 73,000
Menard, Illinois 1 $ 35,000 $ 35,000 $ 13,000
Ogle, Illinois 1 $ 165,000 $ 165,000 $ 35,000
Randolph, Illinois 1 $ 165,000 $ 165,000 $ 66,000
White, Illinois 1 $ 215,000 $ 215,000 $ 108,000
Allen, Indiana 1 $ 155,000 $ 155,000 $ 76,000
Blackford, Indiana 1 $ 5,000 $ 5,000 $ 38,000
Brown, Indiana 1 $ 125,000 $ 125,000 $ 170,000
Carroll, Indiana 1 $ 15,000 $ 15,000 $ 101,000
Fayette, Indiana 1 $ 315,000 $ 315,000 $ 103,000
Floyd, Indiana 1 $ 195,000 $ 195,000 $ 91,000
Fountain, Indiana 1 $ 245,000 $ 245,000 $ 71,000
Hancock, Indiana 1 $ 205,000 $ 205,000 $ 114,000
Harrison, Indiana 1 $ 175,000 $ 175,000 $ 77,000
Henry, Indiana 1 $ 145,000 $ 145,000 $ 127,000
Huntington, Indiana 1 $ 65,000 $ 65,000 $ 101,000
Jackson, Indiana 1 $ 215,000 $ 215,000 $ 65,000
LaGrange, Indiana 1 $ 95,000 $ 95,000 $ 41,000
Martin, Indiana 1 $ 105,000 $ 105,000 $ 85,000
Newton, Indiana 1 $ 105,000 $ 105,000 $ 101,000
Pike, Indiana 1 $ 85,000 $ 85,000 $ 61,000
Pulaski, Indiana 1 $ 105,000 $ 105,000 $ 144,000
Randolph, Indiana 1 $ 65,000 $ 65,000 $ 117,000
Tipton, Indiana 1 $ 125,000 $ 125,000 $ 72,000
Vermillion, Indiana 1 $ 35,000 $ 35,000 $ 77,000
Clinton, Iowa 1 $ 145,000 $ 145,000 $ 108,000
Marshall, Iowa 1 $ 75,000 $ 75,000 $ 50,000
Polk, Iowa 1 $ 305,000 $ 305,000 $ 167,000
Tama, Iowa 1 $ 105,000 $ 105,000 $ 215,000
Finney, Kansas 1 $ 205,000 $ 205,000 $ 66,000
Fleming, Kentucky 1 $ 105,000 $ 105,000 $ 115,000
Grayson, Kentucky 1 $ 135,000 $ 135,000 $ 175,000
Madison, Kentucky 1 $ 135,000 $ 135,000 $ 115,000
Marshall, Kentucky 1 $ 75,000 $ 75,000 $ 33,000
Meade, Kentucky 1 $ 195,000 $ 195,000 $ 58,000
Shelby, Kentucky 1 $ 145,000 $ 145,000 $ 32,000
Warren, Kentucky 1 $ 315,000 $ 315,000 $ 117,000
Whitley, Kentucky 1 $ 205,000 $ 205,000 $ 97,000
Caddo, Louisiana 1 $ 55,000 $ 55,000 $ 92,000
St. John the Baptist, Louisiana 1 $ 195,000 $ 195,000 $ 120,000
Washington, Louisiana 1 $ 15,000 $ 15,000 $ 206,000
West Feliciana, Louisiana 1 $ 725,000 $ 725,000 $ 265,000
Lincoln, Maine 1 $ 305,000 $ 305,000 $ 291,000
Harford, Maryland 1 $ 265,000 $ 265,000 $ 124,000
Prince George's, Maryland 1 $ 325,000 $ 325,000 $ 185,000
St. Mary's, Maryland 1 $ 335,000 $ 335,000 $ 176,000
Bristol, Massachusetts 1 $ 535,000 $ 535,000 $ 170,000
Franklin, Massachusetts 1 $ 265,000 $ 265,000 $ 105,000
Hampshire, Massachusetts 1 $ 375,000 $ 375,000 $ 127,000
Norfolk, Massachusetts 1 $ 615,000 $ 615,000 $ 108,000
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Mortgage Loan Application Detail Totals for Member First Mortgage, LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,983 $609,965,000 $307,000 $2,345,000 $140,000 $2,000,000
Cash-out Refinancing 804 $152,600,000 $189,000 $2,005,000 $106,000 $1,219,000
Refinancing 386 $131,020,000 $339,000 $2,015,000 $150,000 $1,155,000
Home Improvement 52 $5,350,000 $102,000 $805,000 $100,000 $320,000
Other Purpose 31 $1,965,000 $63,000 $405,000 $140,000 $832,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,976 $543,510,000 $275,000 $2,345,000 $135,000 $1,219,000
Not Provided 440 $130,910,000 $297,000 $1,285,000 $138,000 $720,000
Black or African American 389 $86,285,000 $221,000 $2,005,000 $108,000 $2,000,000
Hispanic 300 $76,060,000 $253,000 $2,005,000 $111,000 $1,967,000
Asian 121 $57,355,000 $474,000 $1,495,000 $196,000 $732,000
American Indian or Alaskan Native 28 $6,450,000 $230,000 $955,000 $88,000 $280,000
Native Hawaiian or Other Pacific Islander 2 $330,000 $165,000 $285,000 $86,000 $90,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,202 $666,420,000 $302,000 $2,345,000 $152,000 $2,000,000
FHA-insured (Federal Housing Administration) 926 $200,330,000 $216,000 $1,025,000 $90,000 $1,008,000
VA-guaranteed (Veterans Administration) 96 $28,620,000 $298,000 $695,000 $103,000 $373,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 32 $5,530,000 $172,000 $335,000 $70,000 $124,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,295 $415,245,000 $320,000 $2,345,000 $152,000 $2,000,000
Application Withdrawn By Applicant 769 $207,975,000 $270,000 $1,495,000 $137,000 $1,200,000
Application Denied By Financial Institution 562 $114,210,000 $203,000 $2,005,000 $89,000 $960,000
File Closed For Incompleteness 514 $130,230,000 $253,000 $1,755,000 $119,000 $625,000
Application Approved But Not Accepted 116 $33,240,000 $286,000 $1,355,000 $143,000 $875,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,694 $786,690,000 $292,000 $2,345,000 $141,000 $2,000,000
Credit History 206 $31,890,000 $154,000 $685,000 $95,000 $960,000
Debt-To-Income Ratio 199 $42,355,000 $212,000 $2,005,000 $66,000 $342,000
Collateral 72 $14,410,000 $200,000 $695,000 $102,000 $507,000
Other 53 $14,235,000 $268,000 $905,000 $105,000 $328,000
Unverifiable Information 16 $6,660,000 $416,000 $1,265,000 $172,000 $563,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,750,000 $218,000 $375,000 $90,000 $154,000
Employment History 5 $1,505,000 $301,000 $805,000 $120,000 $372,000
Credit Application Incomplete 3 $1,405,000 $468,000 $685,000 $145,000 $210,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Member First Mortgage, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Member First Mortgage, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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