6 mortgage lenders are based in ZIP code 38103, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Shelby County, TN in 2025.
In 2025, 442 lenders made 14,546 home loans worth $4.4 billion in Shelby County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Shelby County, which includes ZIP code 38103.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Pinnacle Bank Nashville, TN | 767 | $175.4M | $229,000 | 5.3% |
| 2 | United Wholesale Mortgage Plymouth, MI | 640 | $182.0M | $284,000 | 4.4% |
| 3 | Community Mortgage Corporation Cordova, TN | 563 | $177.5M | $315,000 | 3.9% |
| 4 | Regions Bank Birmingham, AL | 546 | $75.4M | $138,000 | 3.8% |
| 5 | Cadence Bank Tupelo, MS | 537 | $147.7M | $275,000 | 3.7% |
| 6 | First Horizon Bank Memphis, TN | 463 | $112.4M | $243,000 | 3.2% |
| 7 | Guaranteed Rate, Inc. Chicago, IL | 331 | $69.6M | $210,000 | 2.3% |
| 8 | Crosscountry Mortgage, LLC Cleveland, OH | 296 | $58.7M | $198,000 | 2.0% |
| 9 | Patriot Bank Millington, TN | 287 | $76.6M | $267,000 | 2.0% |
| 10 | Navy Federal Credit Union Vienna, VA | 286 | $58.6M | $205,000 | 2.0% |
See every lender in Shelby County and its 2025 mortgage data · top lenders in Tennessee · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Federal Bldg. Fed. Cr. Union
167 N. MAIN ST., STE. 102 MEMPHIS, TN 38103 |
* | 83 | $8,153,000 |
| First Horizon Bank
165 MADISON AVE 5TH FLOOR MEMPHIS, TN 38103 |
* | 158,173 | $51,160,006,000 |
| First Tennessee Bank NA
165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | 455,317 | $78,532,796,000 |
| Orion Federal Credit Union
7845 HIGHWAY 64 MEMPHIS, TN 38103 |
* | 6,872 | $1,457,028,000 |
| Shelby County Employees FCU
157 POPLAR AVE STE 401 MEMPHIS, TN 38103 |
* | 27 | $1,074,000 |
| Tri-State Bank of Memphis
180 S. MAIN MEMPHIS, TN 38103 |
* | 673 | $58,082,000 |
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