Mortgage Lenders in Merced, CA
3 mortgage lenders are based in Merced, CA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Merced County, CA in 2025.
Most active mortgage lenders in Merced County, CA (2025)
In 2025, 260 lenders made 3,640 home loans worth $1.1 billion in Merced County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Merced County, which includes Merced.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 463 | $167.5M | $362,000 | 12.7% |
| 2 | Leaderone Financial Corp. Overland Park, KS | 214 | $66.5M | $311,000 | 5.9% |
| 3 | DHI Mortgage Company, Ltd. Austin, TX | 182 | $76.6M | $421,000 | 5.0% |
| 4 | Guaranteed Rate, Inc. Chicago, IL | 126 | $38.4M | $305,000 | 3.5% |
| 5 | Merced School Employees Federal Credit Union Merced, CA | 103 | $16.0M | $155,000 | 2.8% |
| 6 | Kind Lending, LLC Irvine, CA | 97 | $30.3M | $312,000 | 2.7% |
| 7 | PennyMac Loan Services LLC Westlake Village, CA | 68 | $16.9M | $248,000 | 1.9% |
| 8 | Inspire Home Loans Inc. Newport Beach, CA | 62 | $24.3M | $392,000 | 1.7% |
| 9 | loanDepot.com LLC Irvine, CA | 61 | $14.8M | $243,000 | 1.7% |
| 10 | Bank of America NA Westlake Village, CA | 59 | $10.3M | $174,000 | 1.6% |
See every lender in Merced County and its 2025 mortgage data · top lenders in California · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Merced, CA
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| County Bank
550 W. MAIN ST. MERCED, CA 95340 |
* | 592 | $191,846,000 |
| Merced School Employees Federal Credit Union
1021 OLIVEWOOD DRIVE MERCED, CA 95348 |
* | 4,346 | $595,594,000 |
| Merco Credit Union
1911 M STREET MERCED, CA 95340 |
* | 776 | $116,807,000 |
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