Midfirst Bank Mortgage Lending & HMDA Data, 2025

In 2025, Midfirst Bank of Oklahoma City, OK reported 14,630 mortgage applications totaling $4.9 billion, up 1% from 2024. The average application was for $334,801, and applicants reported an average income of $324,919. 17% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Oklahoma City, OK (979), Los Angeles-Long Beach-Glendale, CA (646) and Houston-The Woodlands-Sugar Land, TX (594) (applications in parentheses).

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 14,630
Total Mortgage Loan Application Amount $4,898,150,000
Average Mortgage Loan Application Amount $334,801
Highest Mortgage Loan Application Amount $45,005,000
Average Applicant Income $324,919
Highest Applicant Income $9,815,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midfirst Bank by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 646 $ 669,080,000 $ 1,035,727 $ 468,000
Oklahoma, Oklahoma 620 $ 172,930,000 $ 278,919 $ 280,000
Maricopa, Arizona 437 $ 326,555,000 $ 747,265 $ 490,000
Cook, Illinois 404 $ 83,960,000 $ 207,821 $ 0
Harris, Texas 362 $ 99,330,000 $ 274,392 $ 315,000
Dallas, Texas 337 $ 134,525,000 $ 399,183 $ 275,000
Cleveland, Oklahoma 155 $ 35,915,000 $ 231,709 $ 220,000
Hillsborough, Florida 146 $ 47,910,000 $ 328,150 $ 0
Riverside, California 142 $ 65,610,000 $ 462,042 $ 548,000
Clark, Nevada 140 $ 75,510,000 $ 539,357 $ 444,000
Tarrant, Texas 132 $ 34,620,000 $ 262,272 $ 299,000
Tulsa, Oklahoma 125 $ 38,235,000 $ 305,880 $ 323,000
Bexar, Texas 125 $ 27,305,000 $ 218,440 $ 1,140,000
Canadian, Oklahoma 121 $ 18,375,000 $ 151,859 $ 123,000
San Bernardino, California 120 $ 49,150,000 $ 409,583 $ 376,000
Wayne, Michigan 120 $ 16,730,000 $ 139,416 $ 0
Fort Bend, Texas 113 $ 31,095,000 $ 275,176 $ 230,000
Denver, Colorado 102 $ 57,980,000 $ 568,431 $ 287,000
Polk, Florida 101 $ 26,675,000 $ 264,108 $ 0
Broward, Florida 73 $ 23,155,000 $ 317,191 $ 0
Philadelphia, Pennsylvania 73 $ 7,135,000 $ 97,739 $ 0
Lee, Florida 70 $ 20,720,000 $ 296,000 $ 0
Fulton, Georgia 65 $ 16,415,000 $ 252,538 $ 0
Marion, Indiana 64 $ 8,640,000 $ 135,000 $ 0
Pinal, Arizona 63 $ 18,325,000 $ 290,873 $ 697,000
Duval, Florida 62 $ 13,320,000 $ 214,838 $ 0
Gwinnett, Georgia 62 $ 17,820,000 $ 287,419 $ 0
Will, Illinois 61 $ 13,475,000 $ 220,901 $ 0
Prince George's, Maryland 59 $ 19,485,000 $ 330,254 $ 328,000
St. Lucie, Florida 56 $ 18,240,000 $ 325,714 $ 0
Henry, Georgia 56 $ 15,330,000 $ 273,750 $ 0
Lake, Indiana 56 $ 9,440,000 $ 168,571 $ 0
Miami-Dade, Florida 55 $ 26,045,000 $ 473,545 $ 631,000
Pasco, Florida 55 $ 13,905,000 $ 252,818 $ 0
Santa Barbara, California 54 $ 118,600,000 $ 2,196,296 $ 751,000
Cuyahoga, Ohio 54 $ 7,000,000 $ 129,629 $ 0
Mecklenburg, North Carolina 53 $ 11,285,000 $ 212,924 $ 677,000
Collin, Texas 53 $ 22,505,000 $ 424,622 $ 415,000
El Paso, Texas 52 $ 7,300,000 $ 140,384 $ 0
St. Louis, Missouri 49 $ 7,045,000 $ 143,775 $ 0
Clayton, Georgia 48 $ 8,370,000 $ 174,375 $ 0
Baltimore, Maryland 46 $ 10,010,000 $ 217,608 $ 0
Orange, California 45 $ 79,455,000 $ 1,765,666 $ 934,000
Arapahoe, Colorado 44 $ 24,520,000 $ 557,272 $ 422,000
DeKalb, Georgia 44 $ 9,970,000 $ 226,590 $ 323,000
Montgomery, Texas 44 $ 16,320,000 $ 370,909 $ 329,000
Capitol Planning Region, Connecticut 43 $ 9,085,000 $ 211,279 $ 0
Osceola, Florida 43 $ 12,095,000 $ 281,279 $ 0
Franklin, Ohio 43 $ 5,705,000 $ 132,674 $ 0
Allegheny, Pennsylvania 43 $ 5,195,000 $ 120,813 $ 0
Orange, Florida 41 $ 10,675,000 $ 260,365 $ 0
Marion, Florida 40 $ 9,360,000 $ 234,000 $ 0
Macomb, Michigan 40 $ 6,760,000 $ 169,000 $ 0
Montgomery, Ohio 40 $ 4,960,000 $ 124,000 $ 0
Shelby, Tennessee 40 $ 4,820,000 $ 120,500 $ 0
Denton, Texas 40 $ 54,420,000 $ 1,360,500 $ 360,000
Mobile, Alabama 39 $ 5,575,000 $ 142,948 $ 0
Pima, Arizona 38 $ 8,420,000 $ 221,578 $ 0
Hernando, Florida 38 $ 10,650,000 $ 280,263 $ 0
Baltimore City, Maryland 38 $ 4,630,000 $ 121,842 $ 0
Richland, South Carolina 38 $ 7,060,000 $ 185,789 $ 0
Suffolk, New York 37 $ 28,525,000 $ 770,945 $ 204,000
Milwaukee, Wisconsin 37 $ 5,585,000 $ 150,945 $ 0
San Diego, California 36 $ 75,150,000 $ 2,087,500 $ 1,096,000
East Baton Rouge, Louisiana 36 $ 6,050,000 $ 168,055 $ 0
Jefferson, Alabama 35 $ 4,305,000 $ 123,000 $ 0
Volusia, Florida 35 $ 9,155,000 $ 261,571 $ 0
Jackson, Missouri 35 $ 5,285,000 $ 151,000 $ 44,000
Wake, North Carolina 35 $ 9,045,000 $ 258,428 $ 402,000
Hidalgo, Texas 35 $ 5,945,000 $ 169,857 $ 325,000
Kern, California 34 $ 9,920,000 $ 291,764 $ 0
Pinellas, Florida 34 $ 8,130,000 $ 239,117 $ 0
Cobb, Georgia 34 $ 10,090,000 $ 296,764 $ 0
Camden, New Jersey 34 $ 6,910,000 $ 203,235 $ 0
Logan, Oklahoma 33 $ 4,095,000 $ 124,090 $ 146,000
San Joaquin, California 32 $ 11,830,000 $ 369,687 $ 52,000
Palm Beach, Florida 32 $ 17,730,000 $ 554,062 $ 5,540,000
Sacramento, California 31 $ 10,025,000 $ 323,387 $ 0
Adams, Colorado 31 $ 21,535,000 $ 694,677 $ 1,359,000
Allen, Indiana 31 $ 4,595,000 $ 148,225 $ 0
Sedgwick, Kansas 31 $ 4,205,000 $ 135,645 $ 0
Jefferson, Kentucky 31 $ 5,735,000 $ 185,000 $ 0
Hamilton, Ohio 31 $ 5,365,000 $ 173,064 $ 0
Essex, New Jersey 30 $ 11,970,000 $ 399,000 $ 0
Delaware, Pennsylvania 30 $ 4,910,000 $ 163,666 $ 77,000
Travis, Texas 30 $ 13,700,000 $ 456,666 $ 1,090,000
Grady, Oklahoma 29 $ 4,775,000 $ 164,655 $ 268,000
Greenville, South Carolina 29 $ 7,035,000 $ 242,586 $ 0
Brazoria, Texas 29 $ 7,705,000 $ 265,689 $ 473,000
Utah, Utah 29 $ 23,905,000 $ 824,310 $ 1,007,000
Ocean, New Jersey 27 $ 8,285,000 $ 306,851 $ 0
Brevard, Florida 26 $ 5,400,000 $ 207,692 $ 0
Burlington, New Jersey 26 $ 6,050,000 $ 232,692 $ 0
Lexington, South Carolina 26 $ 4,170,000 $ 160,384 $ 0
Salt Lake, Utah 26 $ 22,610,000 $ 869,615 $ 466,000
Charles, Maryland 25 $ 9,895,000 $ 395,800 $ 0
Kent, Michigan 25 $ 3,755,000 $ 150,200 $ 0
Oakland, Michigan 25 $ 5,505,000 $ 220,200 $ 0
Monmouth, New Jersey 25 $ 10,215,000 $ 408,600 $ 0
Coconino, Arizona 24 $ 23,480,000 $ 978,333 $ 1,980,000
Lake, Florida 24 $ 7,360,000 $ 306,666 $ 0
Kane, Illinois 24 $ 5,480,000 $ 228,333 $ 0
Jefferson, Louisiana 24 $ 4,150,000 $ 172,916 $ 0
Anne Arundel, Maryland 24 $ 6,310,000 $ 262,916 $ 0
Galveston, Texas 24 $ 6,620,000 $ 275,833 $ 281,000
Pulaski, Arkansas 23 $ 1,845,000 $ 80,217 $ 0
El Paso, Colorado 23 $ 8,545,000 $ 371,521 $ 451,000
Chatham, Georgia 23 $ 4,135,000 $ 179,782 $ 44,000
Newton, Georgia 23 $ 5,495,000 $ 238,913 $ 0
Lake, Illinois 23 $ 4,325,000 $ 188,043 $ 0
Lafayette, Louisiana 23 $ 4,205,000 $ 182,826 $ 0
Monroe, New York 23 $ 1,835,000 $ 79,782 $ 0
Jackson, Oklahoma 23 $ 2,275,000 $ 98,913 $ 101,000
Providence, Rhode Island 23 $ 7,325,000 $ 318,478 $ 0
Ellis, Texas 23 $ 8,205,000 $ 356,739 $ 248,000
Pierce, Washington 23 $ 7,675,000 $ 333,695 $ 0
Charlotte, Florida 22 $ 6,120,000 $ 278,181 $ 0
Douglas, Georgia 22 $ 5,600,000 $ 254,545 $ 0
DuPage, Illinois 22 $ 5,800,000 $ 263,636 $ 0
McHenry, Illinois 22 $ 5,340,000 $ 242,727 $ 0
Fresno, California 21 $ 5,315,000 $ 253,095 $ 0
Boulder, Colorado 21 $ 11,005,000 $ 524,047 $ 412,000
Jefferson, Colorado 21 $ 19,085,000 $ 908,809 $ 658,000
New Castle, Delaware 21 $ 3,085,000 $ 146,904 $ 0
Genesee, Michigan 21 $ 2,905,000 $ 138,333 $ 0
Middlesex, New Jersey 21 $ 6,625,000 $ 315,476 $ 0
Union, New Jersey 21 $ 7,915,000 $ 376,904 $ 0
Kaufman, Texas 21 $ 7,565,000 $ 360,238 $ 1,639,000
King, Washington 21 $ 12,585,000 $ 599,285 $ 2,505,000
Madison, Alabama 20 $ 3,290,000 $ 164,500 $ 0
Naugatuck Valley Planning Region, Connecticut 20 $ 4,000,000 $ 200,000 $ 0
Caddo, Louisiana 20 $ 2,530,000 $ 126,500 $ 0
Orleans, Louisiana 20 $ 3,310,000 $ 165,500 $ 0
DeSoto, Mississippi 20 $ 4,540,000 $ 227,000 $ 0
Erie, New York 20 $ 2,060,000 $ 103,000 $ 0
York, Pennsylvania 20 $ 3,580,000 $ 179,000 $ 0
Cameron, Texas 20 $ 2,460,000 $ 123,000 $ 0
Manatee, Florida 19 $ 5,515,000 $ 290,263 $ 0
Polk, Iowa 19 $ 3,645,000 $ 191,842 $ 0
St. Tammany, Louisiana 19 $ 3,965,000 $ 208,684 $ 0
Bergen, New Jersey 19 $ 8,715,000 $ 458,684 $ 512,000
Lorain, Ohio 19 $ 2,145,000 $ 112,894 $ 0
Lucas, Ohio 19 $ 2,585,000 $ 136,052 $ 0
Northampton, Pennsylvania 19 $ 3,585,000 $ 188,684 $ 0
Davidson, Tennessee 19 $ 5,155,000 $ 271,315 $ 0
Sarasota, Florida 18 $ 4,960,000 $ 275,555 $ 0
Greene, Missouri 18 $ 2,830,000 $ 157,222 $ 0
Gloucester, New Jersey 18 $ 4,220,000 $ 234,444 $ 0
Guilford, North Carolina 18 $ 3,310,000 $ 183,888 $ 0
Woodward, Oklahoma 18 $ 2,680,000 $ 148,888 $ 99,000
Montgomery, Pennsylvania 18 $ 3,840,000 $ 213,333 $ 0
Charleston, South Carolina 18 $ 3,910,000 $ 217,222 $ 0
Spartanburg, South Carolina 18 $ 4,650,000 $ 258,333 $ 0
Bell, Texas 18 $ 2,080,000 $ 115,555 $ 71,000
Webb, Texas 18 $ 3,810,000 $ 211,666 $ 64,000
Prince William, Virginia 18 $ 5,840,000 $ 324,444 $ 0
Contra Costa, California 17 $ 11,445,000 $ 673,235 $ 600,000
Eagle, Colorado 17 $ 15,385,000 $ 905,000 $ 241,000
Kent, Delaware 17 $ 4,335,000 $ 255,000 $ 0
Clay, Florida 17 $ 4,305,000 $ 253,235 $ 0
Seminole, Florida 17 $ 4,055,000 $ 238,529 $ 0
Rockdale, Georgia 17 $ 4,415,000 $ 259,705 $ 0
Madison, Illinois 17 $ 1,485,000 $ 87,352 $ 0
Livingston, Louisiana 17 $ 3,695,000 $ 217,352 $ 0
Plymouth, Massachusetts 17 $ 6,235,000 $ 366,764 $ 0
St. Charles, Missouri 17 $ 4,465,000 $ 262,647 $ 0
Bernalillo, New Mexico 17 $ 5,005,000 $ 294,411 $ 210,000
Santa Fe, New Mexico 17 $ 18,755,000 $ 1,103,235 $ 529,000
Cumberland, North Carolina 17 $ 1,965,000 $ 115,588 $ 0
Mahoning, Ohio 17 $ 1,695,000 $ 99,705 $ 0
Luzerne, Pennsylvania 17 $ 1,795,000 $ 105,588 $ 0
Winnebago, Illinois 16 $ 1,780,000 $ 111,250 $ 0
Frederick, Maryland 16 $ 6,420,000 $ 401,250 $ 0
Hampden, Massachusetts 16 $ 3,400,000 $ 212,500 $ 0
Hennepin, Minnesota 16 $ 3,330,000 $ 208,125 $ 0
Douglas, Nebraska 16 $ 2,930,000 $ 183,125 $ 753,000
Montgomery, Tennessee 16 $ 3,000,000 $ 187,500 $ 0
Rutherford, Tennessee 16 $ 4,510,000 $ 281,875 $ 0
McLennan, Texas 16 $ 2,560,000 $ 160,000 $ 85,000
Nueces, Texas 16 $ 2,100,000 $ 131,250 $ 0
Williamson, Texas 16 $ 4,620,000 $ 288,750 $ 199,000
Henrico, Virginia 16 $ 2,910,000 $ 181,875 $ 0
Tuscaloosa, Alabama 15 $ 1,815,000 $ 121,000 $ 0
Navajo, Arizona 15 $ 8,285,000 $ 552,333 $ 973,000
Stanislaus, California 15 $ 5,135,000 $ 342,333 $ 0
Collier, Florida 15 $ 5,785,000 $ 385,666 $ 0
Porter, Indiana 15 $ 3,335,000 $ 222,333 $ 0
Montgomery, Maryland 15 $ 4,205,000 $ 280,333 $ 134,000
Worcester, Massachusetts 15 $ 4,375,000 $ 291,666 $ 0
Cumberland, New Jersey 15 $ 2,675,000 $ 178,333 $ 0
Sussex, New Jersey 15 $ 5,345,000 $ 356,333 $ 0
Onondaga, New York 15 $ 1,255,000 $ 83,666 $ 0
Butler, Ohio 15 $ 3,065,000 $ 204,333 $ 0
Hancock, Ohio 15 $ 2,365,000 $ 157,666 $ 0
Caddo, Oklahoma 15 $ 1,165,000 $ 77,666 $ 62,000
Pottawatomie, Oklahoma 15 $ 2,225,000 $ 148,333 $ 148,000
Berkeley, South Carolina 15 $ 3,925,000 $ 261,666 $ 0
Imperial, California 14 $ 4,440,000 $ 317,142 $ 0
Tulare, California 14 $ 3,540,000 $ 252,857 $ 0
Ventura, California 14 $ 11,440,000 $ 817,142 $ 293,000
South Central Connecticut Planning Region, Connecticut 14 $ 2,700,000 $ 192,857 $ 0
District of Columbia, District Of Columbia 14 $ 2,810,000 $ 200,714 $ 0
Hamilton, Indiana 14 $ 3,150,000 $ 225,000 $ 0
Gaston, North Carolina 14 $ 2,450,000 $ 175,000 $ 0
Stark, Ohio 14 $ 1,870,000 $ 133,571 $ 0
McClain, Oklahoma 14 $ 11,360,000 $ 811,428 $ 118,000
Rogers, Oklahoma 14 $ 7,510,000 $ 536,428 $ 273,000
Berks, Pennsylvania 14 $ 2,170,000 $ 155,000 $ 0
Ector, Texas 14 $ 3,600,000 $ 257,142 $ 0
Chesterfield, Virginia 14 $ 4,020,000 $ 287,142 $ 0
Berkeley, West Virginia 14 $ 3,300,000 $ 235,714 $ 97,000
Shelby, Alabama 13 $ 2,475,000 $ 190,384 $ 0
Hall, Georgia 13 $ 2,415,000 $ 185,769 $ 0
Richmond, Georgia 13 $ 1,595,000 $ 122,692 $ 0
Peoria, Illinois 13 $ 1,255,000 $ 96,538 $ 0
Madison, Indiana 13 $ 1,195,000 $ 91,923 $ 0
Ascension, Louisiana 13 $ 2,925,000 $ 225,000 $ 0
Calcasieu, Louisiana 13 $ 1,535,000 $ 118,076 $ 0
Bristol, Massachusetts 13 $ 4,705,000 $ 361,923 $ 0
Anoka, Minnesota 13 $ 2,425,000 $ 186,538 $ 0
Somerset, New Jersey 13 $ 4,505,000 $ 346,538 $ 0
Queens, New York 13 $ 4,445,000 $ 341,923 $ 0
Clermont, Ohio 13 $ 3,115,000 $ 239,615 $ 0
Summit, Ohio 13 $ 2,245,000 $ 172,692 $ 134,000
Lehigh, Pennsylvania 13 $ 1,685,000 $ 129,615 $ 0
Monroe, Pennsylvania 13 $ 3,575,000 $ 275,000 $ 0
Florence, South Carolina 13 $ 2,755,000 $ 211,923 $ 0
Midland, Texas 13 $ 3,275,000 $ 251,923 $ 0
Weber, Utah 13 $ 4,855,000 $ 373,461 $ 506,000
Hampton, Virginia 13 $ 2,875,000 $ 221,153 $ 0
Montgomery, Alabama 12 $ 1,130,000 $ 94,166 $ 0
Yavapai, Arizona 12 $ 5,960,000 $ 496,666 $ 223,000
Citrus, Florida 12 $ 1,840,000 $ 153,333 $ 0
St. Johns, Florida 12 $ 4,040,000 $ 336,666 $ 0
Muscogee, Georgia 12 $ 2,210,000 $ 184,166 $ 0
Paulding, Georgia 12 $ 2,920,000 $ 243,333 $ 0
Clark, Indiana 12 $ 2,510,000 $ 209,166 $ 0
Hinds, Mississippi 12 $ 1,330,000 $ 110,833 $ 0
Jefferson, Missouri 12 $ 1,670,000 $ 139,166 $ 0
St. Louis City, Missouri 12 $ 1,310,000 $ 109,166 $ 0
Washoe, Nevada 12 $ 11,520,000 $ 960,000 $ 2,129,000
Atlantic, New Jersey 12 $ 3,060,000 $ 255,000 $ 0
Mercer, New Jersey 12 $ 3,060,000 $ 255,000 $ 0
Nassau, New York 12 $ 4,280,000 $ 356,666 $ 0
Johnston, North Carolina 12 $ 3,170,000 $ 264,166 $ 0
Seneca, Ohio 12 $ 1,340,000 $ 111,666 $ 0
Trumbull, Ohio 12 $ 1,680,000 $ 140,000 $ 0
Dauphin, Pennsylvania 12 $ 1,400,000 $ 116,666 $ 75,000
Summit, Utah 12 $ 15,690,000 $ 1,307,500 $ 898,000
Tooele, Utah 12 $ 4,840,000 $ 403,333 $ 0
Spotsylvania, Virginia 12 $ 4,080,000 $ 340,000 $ 0
Kanawha, West Virginia 12 $ 1,380,000 $ 115,000 $ 0
Weld, Colorado 11 $ 2,945,000 $ 267,727 $ 0
Escambia, Florida 11 $ 1,785,000 $ 162,272 $ 0
Cherokee, Georgia 11 $ 2,945,000 $ 267,727 $ 0
Kendall, Illinois 11 $ 3,095,000 $ 281,363 $ 0
St. Clair, Illinois 11 $ 1,725,000 $ 156,818 $ 0
Tazewell, Illinois 11 $ 1,055,000 $ 95,909 $ 0
Johnson, Kansas 11 $ 2,785,000 $ 253,181 $ 0
Boyd, Kentucky 11 $ 1,185,000 $ 107,727 $ 0
Ramsey, Minnesota 11 $ 1,215,000 $ 110,454 $ 0
Clay, Missouri 11 $ 2,945,000 $ 267,727 $ 0
Forsyth, North Carolina 11 $ 2,165,000 $ 196,818 $ 0
Pitt, North Carolina 11 $ 2,105,000 $ 191,363 $ 0
Allen, Ohio 11 $ 1,835,000 $ 166,818 $ 0
Clark, Ohio 11 $ 1,695,000 $ 154,090 $ 0
Wagoner, Oklahoma 11 $ 2,855,000 $ 259,545 $ 371,000
Bucks, Pennsylvania 11 $ 3,345,000 $ 304,090 $ 1,037,000
Knox, Tennessee 11 $ 2,385,000 $ 216,818 $ 0
Guadalupe, Texas 11 $ 2,655,000 $ 241,363 $ 231,000
Hays, Texas 11 $ 2,445,000 $ 222,272 $ 273,000
Chesapeake, Virginia 11 $ 3,095,000 $ 281,363 $ 0
Calhoun, Alabama 10 $ 1,360,000 $ 136,000 $ 0
Benton, Arkansas 10 $ 3,180,000 $ 318,000 $ 440,000
Douglas, Colorado 10 $ 6,560,000 $ 656,000 $ 1,307,000
Pueblo, Colorado 10 $ 2,110,000 $ 211,000 $ 0
Bibb, Georgia 10 $ 2,210,000 $ 221,000 $ 0
Johnson, Indiana 10 $ 1,590,000 $ 159,000 $ 0
St. Joseph, Indiana 10 $ 1,770,000 $ 177,000 $ 0
Berrien, Michigan 10 $ 2,710,000 $ 271,000 $ 1,320,000
Sandoval, New Mexico 10 $ 2,070,000 $ 207,000 $ 0
Dutchess, New York 10 $ 3,110,000 $ 311,000 $ 294,000
Kings, New York 10 $ 10,110,000 $ 1,011,000 $ 0
Durham, North Carolina 10 $ 1,530,000 $ 153,000 $ 0
Richland, Ohio 10 $ 1,290,000 $ 129,000 $ 0
Creek, Oklahoma 10 $ 2,020,000 $ 202,000 $ 156,000
Pittsburg, Oklahoma 10 $ 3,970,000 $ 397,000 $ 967,000
Aiken, South Carolina 10 $ 1,460,000 $ 146,000 $ 35,000
Dorchester, South Carolina 10 $ 2,640,000 $ 264,000 $ 0
Horry, South Carolina 10 $ 2,630,000 $ 263,000 $ 0
Hamilton, Tennessee 10 $ 2,060,000 $ 206,000 $ 0
Chambers, Texas 10 $ 2,760,000 $ 276,000 $ 53,000
Lubbock, Texas 10 $ 1,420,000 $ 142,000 $ 0
Virginia Beach, Virginia 10 $ 2,110,000 $ 211,000 $ 0
Spokane, Washington 10 $ 1,950,000 $ 195,000 $ 0
Baldwin, Alabama 9 $ 2,125,000 $ 236,111 $ 0
Morgan, Alabama 9 $ 1,555,000 $ 172,777 $ 0
Yuma, Arizona 9 $ 1,155,000 $ 128,333 $ 0
Larimer, Colorado 9 $ 6,275,000 $ 697,222 $ 939,000
Northeastern Connecticut Planning Region, Connecticut 9 $ 2,105,000 $ 233,888 $ 0
Alachua, Florida 9 $ 1,235,000 $ 137,222 $ 0
Putnam, Florida 9 $ 1,935,000 $ 215,000 $ 0
Barrow, Georgia 9 $ 1,895,000 $ 210,555 $ 0
Carroll, Georgia 9 $ 1,835,000 $ 203,888 $ 0
LaSalle, Illinois 9 $ 1,425,000 $ 158,333 $ 0
Elkhart, Indiana 9 $ 1,055,000 $ 117,222 $ 0
Morgan, Indiana 9 $ 1,865,000 $ 207,222 $ 0
Tippecanoe, Indiana 9 $ 1,545,000 $ 171,666 $ 0
Wyandotte, Kansas 9 $ 2,015,000 $ 223,888 $ 0
St. John the Baptist, Louisiana 9 $ 1,375,000 $ 152,777 $ 0
Essex, Massachusetts 9 $ 2,455,000 $ 272,777 $ 0
Kalamazoo, Michigan 9 $ 1,515,000 $ 168,333 $ 0
Rankin, Mississippi 9 $ 1,545,000 $ 171,666 $ 0
Bronx, New York 9 $ 3,595,000 $ 399,444 $ 0
Rockland, New York 9 $ 3,605,000 $ 400,555 $ 0
Iredell, North Carolina 9 $ 2,485,000 $ 276,111 $ 0
Custer, Oklahoma 9 $ 885,000 $ 98,333 $ 108,000
Payne, Oklahoma 9 $ 1,205,000 $ 133,888 $ 164,000
Multnomah, Oregon 9 $ 3,695,000 $ 410,555 $ 253,000
Lancaster, Pennsylvania 9 $ 1,305,000 $ 145,000 $ 0
Westmoreland, Pennsylvania 9 $ 1,005,000 $ 111,666 $ 0
Sumner, Tennessee 9 $ 2,315,000 $ 257,222 $ 0
Bastrop, Texas 9 $ 2,425,000 $ 269,444 $ 0
Jefferson, Texas 9 $ 1,125,000 $ 125,000 $ 0
Johnson, Texas 9 $ 2,355,000 $ 261,666 $ 0
Etowah, Alabama 8 $ 1,050,000 $ 131,250 $ 0
Limestone, Alabama 8 $ 2,010,000 $ 251,250 $ 0
Lonoke, Arkansas 8 $ 1,630,000 $ 203,750 $ 0
Alameda, California 8 $ 7,690,000 $ 961,250 $ 1,192,000
Greater Bridgeport Planning Region, Connecticut 8 $ 2,530,000 $ 316,250 $ 0
Sussex, Delaware 8 $ 1,090,000 $ 136,250 $ 0
Nassau, Florida 8 $ 2,260,000 $ 282,500 $ 0
Columbia, Georgia 8 $ 1,890,000 $ 236,250 $ 0
Coweta, Georgia 8 $ 2,600,000 $ 325,000 $ 0
Walton, Georgia 8 $ 2,570,000 $ 321,250 $ 0
Kankakee, Illinois 8 $ 1,650,000 $ 206,250 $ 0
Scott, Iowa 8 $ 950,000 $ 118,750 $ 0
Ouachita, Louisiana 8 $ 710,000 $ 88,750 $ 0
St. Landry, Louisiana 8 $ 890,000 $ 111,250 $ 0
Howard, Maryland 8 $ 2,470,000 $ 308,750 $ 0
Washington, Maryland 8 $ 2,030,000 $ 253,750 $ 0
Norfolk, Massachusetts 8 $ 4,170,000 $ 521,250 $ 518,000
Calhoun, Michigan 8 $ 990,000 $ 123,750 $ 0
Ingham, Michigan 8 $ 1,010,000 $ 126,250 $ 0
Muskegon, Michigan 8 $ 1,250,000 $ 156,250 $ 0
Wright, Minnesota 8 $ 2,320,000 $ 290,000 $ 0
Harrison, Mississippi 8 $ 1,280,000 $ 160,000 $ 0
Morris, New Jersey 8 $ 1,820,000 $ 227,500 $ 0
Passaic, New Jersey 8 $ 2,980,000 $ 372,500 $ 0
Warren, New Jersey 8 $ 1,840,000 $ 230,000 $ 0
Albany, New York 8 $ 990,000 $ 123,750 $ 0
Niagara, New York 8 $ 630,000 $ 78,750 $ 0
Catawba, North Carolina 8 $ 1,350,000 $ 168,750 $ 0
Cleveland, North Carolina 8 $ 1,660,000 $ 207,500 $ 0
Harnett, North Carolina 8 $ 1,530,000 $ 191,250 $ 0
Union, North Carolina 8 $ 1,210,000 $ 151,250 $ 0
Warren, Ohio 8 $ 2,270,000 $ 283,750 $ 0
Fayette, Pennsylvania 8 $ 940,000 $ 117,500 $ 0
Lackawanna, Pennsylvania 8 $ 480,000 $ 60,000 $ 0
Beaufort, South Carolina 8 $ 3,420,000 $ 427,500 $ 933,000
York, South Carolina 8 $ 1,880,000 $ 235,000 $ 0
Wilson, Tennessee 8 $ 2,670,000 $ 333,750 $ 0
Gregg, Texas 8 $ 1,460,000 $ 182,500 $ 0
Parker, Texas 8 $ 3,280,000 $ 410,000 $ 288,000
Smith, Texas 8 $ 1,410,000 $ 176,250 $ 0
Washington, Utah 8 $ 7,410,000 $ 926,250 $ 700,000
Fairfax, Virginia 8 $ 1,190,000 $ 148,750 $ 0
Newport News, Virginia 8 $ 1,320,000 $ 165,000 $ 0
Snohomish, Washington 8 $ 4,780,000 $ 597,500 $ 0
Saline, Arkansas 7 $ 1,155,000 $ 165,000 $ 0
White, Arkansas 7 $ 535,000 $ 76,428 $ 0
Madera, California 7 $ 2,495,000 $ 356,428 $ 0
Southeastern Connecticut Planning Region, Connecticut 7 $ 1,325,000 $ 189,285 $ 0
Flagler, Florida 7 $ 2,055,000 $ 293,571 $ 0
Leon, Florida 7 $ 1,755,000 $ 250,714 $ 0
Santa Rosa, Florida 7 $ 1,535,000 $ 219,285 $ 0
Jackson, Georgia 7 $ 2,115,000 $ 302,142 $ 0
Troup, Georgia 7 $ 925,000 $ 132,142 $ 0
Champaign, Illinois 7 $ 855,000 $ 122,142 $ 0
DeKalb, Illinois 7 $ 1,725,000 $ 246,428 $ 0
Bartholomew, Indiana 7 $ 1,045,000 $ 149,285 $ 0
Vanderburgh, Indiana 7 $ 785,000 $ 112,142 $ 0
Harford, Maryland 7 $ 1,365,000 $ 195,000 $ 0
Middlesex, Massachusetts 7 $ 2,865,000 $ 409,285 $ 0
Lapeer, Michigan 7 $ 1,095,000 $ 156,428 $ 0
Jackson, Mississippi 7 $ 565,000 $ 80,714 $ 0
Madison, Mississippi 7 $ 1,305,000 $ 186,428 $ 0
Cass, Missouri 7 $ 1,155,000 $ 165,000 $ 0
Christian, Missouri 7 $ 1,125,000 $ 160,714 $ 0
Jasper, Missouri 7 $ 1,045,000 $ 149,285 $ 0
Hillsborough, New Hampshire 7 $ 1,905,000 $ 272,142 $ 0
Rockingham, New Hampshire 7 $ 2,645,000 $ 377,857 $ 650,000
Buncombe, North Carolina 7 $ 2,705,000 $ 386,428 $ 747,000
Nash, North Carolina 7 $ 1,135,000 $ 162,142 $ 0
Fairfield, Ohio 7 $ 685,000 $ 97,857 $ 0
Licking, Ohio 7 $ 975,000 $ 139,285 $ 0
Wood, Ohio 7 $ 875,000 $ 125,000 $ 0
Lincoln, Oklahoma 7 $ 2,435,000 $ 347,857 $ 147,000
Schuylkill, Pennsylvania 7 $ 585,000 $ 83,571 $ 0
Anderson, South Carolina 7 $ 1,515,000 $ 216,428 $ 0
Sumter, South Carolina 7 $ 515,000 $ 73,571 $ 0
Maury, Tennessee 7 $ 2,005,000 $ 286,428 $ 0
Comal, Texas 7 $ 1,785,000 $ 255,000 $ 133,000
Grayson, Texas 7 $ 1,365,000 $ 195,000 $ 175,000
Randall, Texas 7 $ 1,105,000 $ 157,857 $ 0
Tom Green, Texas 7 $ 2,675,000 $ 382,142 $ 226,000
Victoria, Texas 7 $ 765,000 $ 109,285 $ 0
Cochise, Arizona 6 $ 860,000 $ 143,333 $ 0
Grant, Arkansas 6 $ 820,000 $ 136,666 $ 0
Kings, California 6 $ 1,150,000 $ 191,666 $ 0
Solano, California 6 $ 2,500,000 $ 416,666 $ 0
Yuba, California 6 $ 2,150,000 $ 358,333 $ 0
Pitkin, Colorado 6 $ 20,330,000 $ 3,388,333 $ 1,859,000
Okeechobee, Florida 6 $ 1,100,000 $ 183,333 $ 100,000
Dougherty, Georgia 6 $ 470,000 $ 78,333 $ 0
Effingham, Georgia 6 $ 1,400,000 $ 233,333 $ 0
Spalding, Georgia 6 $ 1,210,000 $ 201,666 $ 0
Honolulu, Hawaii 6 $ 3,630,000 $ 605,000 $ 306,000
Grundy, Illinois 6 $ 1,570,000 $ 261,666 $ 0
Delaware, Indiana 6 $ 480,000 $ 80,000 $ 0
Bossier, Louisiana 6 $ 800,000 $ 133,333 $ 0
Cecil, Maryland 6 $ 1,260,000 $ 210,000 $ 0
Wicomico, Maryland 6 $ 1,300,000 $ 216,666 $ 0
Jackson, Michigan 6 $ 930,000 $ 155,000 $ 0
Livingston, Michigan 6 $ 1,560,000 $ 260,000 $ 0
Montcalm, Michigan 6 $ 1,070,000 $ 178,333 $ 0
Sherburne, Minnesota 6 $ 2,030,000 $ 338,333 $ 0
Lincoln, Missouri 6 $ 1,520,000 $ 253,333 $ 0
Yellowstone, Montana 6 $ 1,570,000 $ 261,666 $ 0
Herkimer, New York 6 $ 380,000 $ 63,333 $ 0
New York, New York 6 $ 17,130,000 $ 2,855,000 $ 2,574,000
Oneida, New York 6 $ 360,000 $ 60,000 $ 0
Wayne, New York 6 $ 280,000 $ 46,666 $ 0
Cabarrus, North Carolina 6 $ 1,250,000 $ 208,333 $ 0
Hoke, North Carolina 6 $ 1,150,000 $ 191,666 $ 0
Rockingham, North Carolina 6 $ 860,000 $ 143,333 $ 0
Wayne, North Carolina 6 $ 1,010,000 $ 168,333 $ 0
Lake, Ohio 6 $ 490,000 $ 81,666 $ 0
Bryan, Oklahoma 6 $ 950,000 $ 158,333 $ 0
Comanche, Oklahoma 6 $ 1,340,000 $ 223,333 $ 367,000
Garvin, Oklahoma 6 $ 1,280,000 $ 213,333 $ 0
McCurtain, Oklahoma 6 $ 4,270,000 $ 711,666 $ 634,000
Erie, Pennsylvania 6 $ 470,000 $ 78,333 $ 0
Orangeburg, South Carolina 6 $ 730,000 $ 121,666 $ 0
Coffee, Tennessee 6 $ 1,410,000 $ 235,000 $ 0
Washington, Tennessee 6 $ 970,000 $ 161,666 $ 0
Williamson, Tennessee 6 $ 2,780,000 $ 463,333 $ 910,000
Bowie, Texas 6 $ 720,000 $ 120,000 $ 0
Howard, Texas 6 $ 1,000,000 $ 166,666 $ 0
Jim Wells, Texas 6 $ 460,000 $ 76,666 $ 0
Rockwall, Texas 6 $ 2,000,000 $ 333,333 $ 0
Davis, Utah 6 $ 5,420,000 $ 903,333 $ 251,000
Loudoun, Virginia 6 $ 2,970,000 $ 495,000 $ 0
Manitowoc, Wisconsin 6 $ 500,000 $ 83,333 $ 0
Racine, Wisconsin 6 $ 750,000 $ 125,000 $ 0
Walworth, Wisconsin 6 $ 1,610,000 $ 268,333 $ 0
Winnebago, Wisconsin 6 $ 810,000 $ 135,000 $ 0
Cullman, Alabama 5 $ 905,000 $ 181,000 $ 0
Santa Cruz, Arizona 5 $ 755,000 $ 151,000 $ 0
Crittenden, Arkansas 5 $ 1,025,000 $ 205,000 $ 0
Miller, Arkansas 5 $ 445,000 $ 89,000 $ 0
Sebastian, Arkansas 5 $ 455,000 $ 91,000 $ 0
Butte, California 5 $ 1,065,000 $ 213,000 $ 0
Marin, California 5 $ 11,055,000 $ 2,211,000 $ 1,104,000
Monterey, California 5 $ 2,625,000 $ 525,000 $ 0
Placer, California 5 $ 2,445,000 $ 489,000 $ 0
San Francisco, California 5 $ 8,505,000 $ 1,701,000 $ 908,000
Santa Clara, California 5 $ 7,005,000 $ 1,401,000 $ 2,555,000
Sonoma, California 5 $ 3,055,000 $ 611,000 $ 1,550,000
Highlands, Florida 5 $ 865,000 $ 173,000 $ 0
Bulloch, Georgia 5 $ 555,000 $ 111,000 $ 0
Floyd, Georgia 5 $ 805,000 $ 161,000 $ 0
Houston, Georgia 5 $ 945,000 $ 189,000 $ 0
Lamar, Georgia 5 $ 965,000 $ 193,000 $ 0
Lowndes, Georgia 5 $ 1,205,000 $ 241,000 $ 0
Monroe, Georgia 5 $ 1,725,000 $ 345,000 $ 0
Canyon, Idaho 5 $ 1,225,000 $ 245,000 $ 0
Boone, Illinois 5 $ 755,000 $ 151,000 $ 0
Rock Island, Illinois 5 $ 655,000 $ 131,000 $ 0
Shelby, Indiana 5 $ 695,000 $ 139,000 $ 0
Linn, Iowa 5 $ 865,000 $ 173,000 $ 0
Shawnee, Kansas 5 $ 505,000 $ 101,000 $ 0
Fayette, Kentucky 5 $ 1,085,000 $ 217,000 $ 0
Kenton, Kentucky 5 $ 735,000 $ 147,000 $ 0
Iberia, Louisiana 5 $ 375,000 $ 75,000 $ 0
Lafourche, Louisiana 5 $ 855,000 $ 171,000 $ 0
Rapides, Louisiana 5 $ 415,000 $ 83,000 $ 0
Tangipahoa, Louisiana 5 $ 925,000 $ 185,000 $ 0
Terrebonne, Louisiana 5 $ 825,000 $ 165,000 $ 0
Cumberland, Maine 5 $ 1,845,000 $ 369,000 $ 0
York, Maine 5 $ 1,285,000 $ 257,000 $ 0
Calvert, Maryland 5 $ 1,445,000 $ 289,000 $ 0
Carroll, Maryland 5 $ 1,475,000 $ 295,000 $ 0
St. Mary's, Maryland 5 $ 815,000 $ 163,000 $ 0
Monroe, Michigan 5 $ 1,025,000 $ 205,000 $ 0
Dakota, Minnesota 5 $ 785,000 $ 157,000 $ 0
Lee, Mississippi 5 $ 585,000 $ 117,000 $ 0
Buchanan, Missouri 5 $ 605,000 $ 121,000 $ 0
Butler, Missouri 5 $ 665,000 $ 133,000 $ 0
Nye, Nevada 5 $ 1,185,000 $ 237,000 $ 0
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Mortgage Loan Application Detail Totals for Midfirst Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,569 $3,234,135,000 $427,000 $45,005,000 $357,000 $9,096,000
Not Applicable 3,215 $253,375,000 $78,000 $825,000 $0 $0
Cash-out Refinancing 1,978 $454,470,000 $229,000 $1,065,000 $87,000 $353,000
Refinancing 941 $681,145,000 $723,000 $14,865,000 $500,000 $7,251,000
Other Purpose 569 $183,585,000 $322,000 $6,005,000 $469,000 $9,815,000
Home Improvement 358 $91,440,000 $255,000 $3,005,000 $272,000 $7,057,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 11,884 $3,322,330,000 $279,000 $45,005,000 $70,000 $98,000
White 1,364 $747,070,000 $547,000 $8,805,000 $378,000 $9,096,000
Not Provided 549 $508,875,000 $926,000 $12,355,000 $638,000 $9,815,000
Hispanic 483 $159,465,000 $330,000 $2,865,000 $196,000 $7,011,000
Asian 187 $112,445,000 $601,000 $5,055,000 $322,000 $5,100,000
Black or African American 134 $41,230,000 $307,000 $1,755,000 $234,000 $2,160,000
American Indian or Alaskan Native 28 $6,230,000 $222,000 $1,505,000 $165,000 $664,000
Native Hawaiian or Other Pacific Islander 1 $505,000 $505,000 $505,000 $306,000 $306,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 10,935 $2,478,925,000 $226,000 $1,495,000 $68,000 $162,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,141 $2,361,895,000 $751,000 $45,005,000 $396,000 $9,815,000
VA-guaranteed (Veterans Administration) 355 $44,585,000 $125,000 $585,000 $83,000 $232,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 199 $12,745,000 $64,000 $245,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 11,244 $2,503,430,000 $222,000 $1,495,000 $70,000 $98,000
Loan Originated 2,416 $1,806,820,000 $747,000 $15,005,000 $460,000 $9,815,000
Application Denied By Financial Institution 479 $137,135,000 $286,000 $8,605,000 $135,000 $5,100,000
Application Withdrawn By Applicant 324 $343,230,000 $1,059,000 $45,005,000 $424,000 $6,205,000
Preapproval Approved but not Accepted 123 $67,555,000 $549,000 $1,205,000 $148,000 $632,000
Application Approved But Not Accepted 43 $39,785,000 $925,000 $4,505,000 $532,000 $2,101,000
Preapproval Denied by Financial Institution 1 $195,000 $195,000 $195,000 $25,000 $25,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 14,150 $4,760,820,000 $336,000 $45,005,000 $428,000 $9,815,000
Debt-To-Income Ratio 233 $92,745,000 $398,000 $8,605,000 $122,000 $1,656,000
Credit History 113 $14,295,000 $126,000 $2,505,000 $153,000 $5,100,000
Collateral 50 $14,330,000 $286,000 $3,005,000 $137,000 $845,000
Other 39 $7,875,000 $201,000 $1,055,000 $163,000 $720,000
Credit Application Incomplete 36 $6,590,000 $183,000 $1,555,000 $0 $0
Unverifiable Information 7 $1,105,000 $157,000 $365,000 $85,000 $127,000
Insufficient Cash (Downpayment, Closing Cost) 2 $390,000 $195,000 $195,000 $96,000 $150,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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