Midfirst Bank Mortgage Lending & HMDA Data, 2024

In 2024, Midfirst Bank of Oklahoma City, OK reported 14,527 mortgage applications totaling $3.8 billion, down 46% from 2023. The average application was for $264,320, and applicants reported an average income of $300,457. 13% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Oklahoma City, OK (965), Houston-The Woodlands-Sugar Land, TX (665) and Chicago-Naperville, IL (495) (applications in parentheses).

Mortgage Company & Address Midfirst Bank
501 Nw Grand Blvd
Oklahoma City, OK 73118
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 14,527
Total Mortgage Loan Application Amount $3,839,785,000
Average Mortgage Loan Application Amount $264,320
Highest Mortgage Loan Application Amount $16,505,000
Average Applicant Income $300,457
Highest Applicant Income $9,761,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midfirst Bank by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oklahoma, Oklahoma 566 $ 144,990,000 $ 256,166 $ 229,000
Los Angeles, California 485 $ 426,585,000 $ 879,556 $ 544,000
Harris, Texas 460 $ 106,150,000 $ 230,760 $ 143,000
Maricopa, Arizona 400 $ 282,850,000 $ 707,125 $ 617,000
Cook, Illinois 372 $ 69,450,000 $ 186,693 $ 911,000
Dallas, Texas 277 $ 102,945,000 $ 371,642 $ 208,000
Bexar, Texas 200 $ 33,860,000 $ 169,300 $ 193,000
Cleveland, Oklahoma 184 $ 35,930,000 $ 195,271 $ 163,000
Tarrant, Texas 162 $ 28,270,000 $ 174,506 $ 401,000
Tulsa, Oklahoma 154 $ 49,360,000 $ 320,519 $ 302,000
Canadian, Oklahoma 133 $ 18,395,000 $ 138,308 $ 133,000
Philadelphia, Pennsylvania 105 $ 10,915,000 $ 103,952 $ 0
Riverside, California 101 $ 39,865,000 $ 394,702 $ 368,000
Hillsborough, Florida 98 $ 26,250,000 $ 267,857 $ 584,000
San Bernardino, California 91 $ 32,285,000 $ 354,780 $ 105,000
Clark, Nevada 91 $ 34,705,000 $ 381,373 $ 1,008,000
Polk, Florida 89 $ 22,495,000 $ 252,752 $ 0
Wayne, Michigan 88 $ 11,510,000 $ 130,795 $ 54,000
Shelby, Tennessee 82 $ 8,440,000 $ 102,926 $ 0
Prince George's, Maryland 81 $ 24,985,000 $ 308,456 $ 0
Marion, Indiana 73 $ 8,895,000 $ 121,849 $ 0
Duval, Florida 71 $ 12,945,000 $ 182,323 $ 0
Will, Illinois 71 $ 14,445,000 $ 203,450 $ 0
DeKalb, Georgia 70 $ 11,600,000 $ 165,714 $ 0
Miami-Dade, Florida 69 $ 24,045,000 $ 348,478 $ 2,957,000
Fulton, Georgia 66 $ 15,510,000 $ 235,000 $ 0
Cuyahoga, Ohio 66 $ 6,890,000 $ 104,393 $ 0
Fort Bend, Texas 66 $ 15,030,000 $ 227,727 $ 172,000
Denver, Colorado 62 $ 29,700,000 $ 479,032 $ 165,000
Broward, Florida 59 $ 16,675,000 $ 282,627 $ 135,000
Gwinnett, Georgia 58 $ 12,790,000 $ 220,517 $ 0
East Baton Rouge, Louisiana 57 $ 8,495,000 $ 149,035 $ 0
Camden, New Jersey 57 $ 9,695,000 $ 170,087 $ 0
Mecklenburg, North Carolina 57 $ 9,595,000 $ 168,333 $ 0
Franklin, Ohio 57 $ 7,745,000 $ 135,877 $ 0
Henry, Georgia 56 $ 13,710,000 $ 244,821 $ 0
El Paso, Texas 56 $ 6,530,000 $ 116,607 $ 0
Orange, Florida 55 $ 9,565,000 $ 173,909 $ 0
Baltimore City, Maryland 54 $ 6,540,000 $ 121,111 $ 0
Lake, Indiana 53 $ 7,315,000 $ 138,018 $ 0
Arapahoe, Colorado 51 $ 21,525,000 $ 422,058 $ 139,000
Denton, Texas 50 $ 18,010,000 $ 360,200 $ 444,000
Pinal, Arizona 49 $ 15,225,000 $ 310,714 $ 344,000
Baltimore, Maryland 48 $ 9,420,000 $ 196,250 $ 0
Palm Beach, Florida 47 $ 24,395,000 $ 519,042 $ 847,000
Macomb, Michigan 47 $ 6,715,000 $ 142,872 $ 0
Salt Lake, Utah 47 $ 28,735,000 $ 611,382 $ 293,000
Santa Barbara, California 44 $ 83,630,000 $ 1,900,681 $ 596,000
Lee, Florida 44 $ 14,140,000 $ 321,363 $ 1,458,000
Delaware, Pennsylvania 44 $ 5,600,000 $ 127,272 $ 0
Montgomery, Texas 44 $ 9,690,000 $ 220,227 $ 567,000
Clayton, Georgia 43 $ 6,065,000 $ 141,046 $ 0
Pasco, Florida 42 $ 11,180,000 $ 266,190 $ 0
St. Louis, Missouri 42 $ 5,520,000 $ 131,428 $ 0
Pima, Arizona 41 $ 6,705,000 $ 163,536 $ 31,000
Kane, Illinois 41 $ 7,255,000 $ 176,951 $ 0
Burlington, New Jersey 41 $ 10,225,000 $ 249,390 $ 0
Union, New Jersey 40 $ 11,820,000 $ 295,500 $ 0
Grady, Oklahoma 40 $ 5,650,000 $ 141,250 $ 278,000
Orange, California 39 $ 77,035,000 $ 1,975,256 $ 1,308,000
Allegheny, Pennsylvania 39 $ 3,845,000 $ 98,589 $ 0
Brazoria, Texas 39 $ 8,835,000 $ 226,538 $ 0
Marion, Florida 38 $ 7,310,000 $ 192,368 $ 0
St. Lucie, Florida 38 $ 10,470,000 $ 275,526 $ 0
Capitol Planning Region, Connecticut 37 $ 6,525,000 $ 176,351 $ 0
New Castle, Delaware 37 $ 7,175,000 $ 193,918 $ 0
Cobb, Georgia 37 $ 7,115,000 $ 192,297 $ 0
Erie, New York 37 $ 2,295,000 $ 62,027 $ 0
Collin, Texas 36 $ 12,530,000 $ 348,055 $ 264,000
Jefferson, Alabama 35 $ 4,435,000 $ 126,714 $ 0
Monroe, New York 35 $ 2,115,000 $ 60,428 $ 0
Hidalgo, Texas 35 $ 5,445,000 $ 155,571 $ 0
Kern, California 34 $ 7,000,000 $ 205,882 $ 79,000
Travis, Texas 34 $ 9,030,000 $ 265,588 $ 658,000
Jackson, Missouri 33 $ 4,795,000 $ 145,303 $ 0
Suffolk, New York 33 $ 15,575,000 $ 471,969 $ 3,417,000
Charles, Maryland 32 $ 9,880,000 $ 308,750 $ 0
Montgomery, Ohio 32 $ 3,960,000 $ 123,750 $ 0
Pulaski, Arkansas 31 $ 3,395,000 $ 109,516 $ 0
Fresno, California 31 $ 5,905,000 $ 190,483 $ 0
Lake, Florida 31 $ 6,825,000 $ 220,161 $ 0
Osceola, Florida 31 $ 9,105,000 $ 293,709 $ 0
Volusia, Florida 31 $ 6,255,000 $ 201,774 $ 0
St. Tammany, Louisiana 31 $ 5,265,000 $ 169,838 $ 0
Essex, New Jersey 31 $ 10,325,000 $ 333,064 $ 0
Galveston, Texas 31 $ 7,085,000 $ 228,548 $ 0
Greenville, South Carolina 30 $ 5,120,000 $ 170,666 $ 0
Richland, South Carolina 30 $ 4,190,000 $ 139,666 $ 0
Davidson, Tennessee 30 $ 6,330,000 $ 211,000 $ 195,000
Milwaukee, Wisconsin 30 $ 4,130,000 $ 137,666 $ 0
Wake, North Carolina 29 $ 6,355,000 $ 219,137 $ 0
Ellis, Texas 29 $ 6,865,000 $ 236,724 $ 260,000
South Central Connecticut Planning Region, Connecticut 28 $ 4,620,000 $ 165,000 $ 0
Worcester, Massachusetts 28 $ 7,310,000 $ 261,071 $ 0
Gloucester, New Jersey 28 $ 5,930,000 $ 211,785 $ 0
Nueces, Texas 28 $ 9,510,000 $ 339,642 $ 385,000
Mobile, Alabama 27 $ 2,685,000 $ 99,444 $ 0
Adams, Colorado 27 $ 8,155,000 $ 302,037 $ 152,000
Brevard, Florida 27 $ 6,215,000 $ 230,185 $ 38,000
Hernando, Florida 27 $ 7,145,000 $ 264,629 $ 0
Lake, Illinois 27 $ 4,825,000 $ 178,703 $ 0
Middlesex, New Jersey 27 $ 8,475,000 $ 313,888 $ 0
Summit, Ohio 27 $ 3,365,000 $ 124,629 $ 0
Jackson, Oklahoma 27 $ 2,375,000 $ 87,962 $ 118,000
Logan, Oklahoma 27 $ 8,445,000 $ 312,777 $ 201,000
Jefferson, Kentucky 26 $ 3,210,000 $ 123,461 $ 0
Oakland, Michigan 26 $ 3,720,000 $ 143,076 $ 0
Nassau, New York 26 $ 9,610,000 $ 369,615 $ 0
Hamilton, Ohio 26 $ 3,450,000 $ 132,692 $ 0
York, Pennsylvania 26 $ 4,420,000 $ 170,000 $ 0
McHenry, Illinois 25 $ 4,565,000 $ 182,600 $ 168,000
Onondaga, New York 25 $ 1,675,000 $ 67,000 $ 0
Woodward, Oklahoma 25 $ 2,075,000 $ 83,000 $ 75,000
Bell, Texas 25 $ 2,305,000 $ 92,200 $ 65,000
Williamson, Texas 25 $ 3,565,000 $ 142,600 $ 0
Sacramento, California 24 $ 7,900,000 $ 329,166 $ 0
Hampden, Massachusetts 24 $ 4,120,000 $ 171,666 $ 0
Ocean, New Jersey 24 $ 7,060,000 $ 294,166 $ 0
Kings, New York 24 $ 7,230,000 $ 301,250 $ 368,000
Stark, Ohio 24 $ 3,170,000 $ 132,083 $ 0
Pierce, Washington 24 $ 6,420,000 $ 267,500 $ 0
Naugatuck Valley Planning Region, Connecticut 23 $ 4,265,000 $ 185,434 $ 0
Douglas, Georgia 23 $ 4,785,000 $ 208,043 $ 0
Sedgwick, Kansas 23 $ 3,265,000 $ 141,956 $ 0
Jefferson, Louisiana 23 $ 2,915,000 $ 126,739 $ 0
Plymouth, Massachusetts 23 $ 7,795,000 $ 338,913 $ 0
DeSoto, Mississippi 23 $ 3,385,000 $ 147,173 $ 86,000
Cumberland, North Carolina 23 $ 2,445,000 $ 106,304 $ 0
Lehigh, Pennsylvania 23 $ 2,795,000 $ 121,521 $ 0
Providence, Rhode Island 23 $ 5,625,000 $ 244,565 $ 0
Pinellas, Florida 22 $ 5,560,000 $ 252,727 $ 624,000
Paulding, Georgia 22 $ 4,980,000 $ 226,363 $ 0
DuPage, Illinois 22 $ 4,790,000 $ 217,727 $ 0
Caddo, Louisiana 22 $ 2,480,000 $ 112,727 $ 0
Kent, Michigan 22 $ 3,960,000 $ 180,000 $ 0
Hennepin, Minnesota 22 $ 4,330,000 $ 196,818 $ 0
Bernalillo, New Mexico 22 $ 3,180,000 $ 144,545 $ 0
Monroe, Pennsylvania 22 $ 4,160,000 $ 189,090 $ 0
Anderson, South Carolina 22 $ 3,520,000 $ 160,000 $ 0
Kaufman, Texas 22 $ 5,860,000 $ 266,363 $ 51,000
Madison, Alabama 21 $ 3,645,000 $ 173,571 $ 0
San Diego, California 21 $ 18,705,000 $ 890,714 $ 711,000
Chatham, Georgia 21 $ 3,385,000 $ 161,190 $ 0
Allen, Indiana 21 $ 2,675,000 $ 127,380 $ 205,000
Lucas, Ohio 21 $ 1,875,000 $ 89,285 $ 0
Greater Bridgeport Planning Region, Connecticut 20 $ 4,650,000 $ 232,500 $ 0
Madison, Illinois 20 $ 2,490,000 $ 124,500 $ 0
Cumberland, New Jersey 20 $ 2,890,000 $ 144,500 $ 0
Lubbock, Texas 20 $ 3,360,000 $ 168,000 $ 606,000
Utah, Utah 20 $ 9,380,000 $ 469,000 $ 761,000
Montgomery, Alabama 19 $ 1,945,000 $ 102,368 $ 42,000
Atlantic, New Jersey 19 $ 3,075,000 $ 161,842 $ 0
Orange, New York 19 $ 5,875,000 $ 309,210 $ 0
Guilford, North Carolina 19 $ 2,965,000 $ 156,052 $ 0
Rutherford, Tennessee 19 $ 5,145,000 $ 270,789 $ 0
Virginia Beach, Virginia 19 $ 3,425,000 $ 180,263 $ 0
San Joaquin, California 18 $ 7,580,000 $ 421,111 $ 0
Newton, Georgia 18 $ 3,410,000 $ 189,444 $ 0
Rockdale, Georgia 18 $ 4,840,000 $ 268,888 $ 0
Winnebago, Illinois 18 $ 1,880,000 $ 104,444 $ 0
Lafayette, Louisiana 18 $ 2,510,000 $ 139,444 $ 0
Bristol, Massachusetts 18 $ 4,330,000 $ 240,555 $ 0
Hinds, Mississippi 18 $ 2,070,000 $ 115,000 $ 0
Forsyth, North Carolina 18 $ 1,890,000 $ 105,000 $ 0
Berks, Pennsylvania 18 $ 3,070,000 $ 170,555 $ 0
Montgomery, Pennsylvania 18 $ 3,420,000 $ 190,000 $ 0
Berkeley, South Carolina 18 $ 4,100,000 $ 227,777 $ 0
Cameron, Texas 18 $ 2,520,000 $ 140,000 $ 0
Houston, Georgia 17 $ 2,395,000 $ 140,882 $ 0
Porter, Indiana 17 $ 2,195,000 $ 129,117 $ 0
St. Joseph, Indiana 17 $ 1,605,000 $ 94,411 $ 0
Ascension, Louisiana 17 $ 3,495,000 $ 205,588 $ 0
Livingston, Louisiana 17 $ 3,635,000 $ 213,823 $ 0
Genesee, Michigan 17 $ 1,645,000 $ 96,764 $ 0
Westchester, New York 17 $ 9,245,000 $ 543,823 $ 3,957,000
Montgomery, Tennessee 17 $ 3,295,000 $ 193,823 $ 0
Johnson, Texas 17 $ 3,455,000 $ 203,235 $ 0
Webb, Texas 17 $ 1,845,000 $ 108,529 $ 0
Tulare, California 16 $ 2,860,000 $ 178,750 $ 0
Ventura, California 16 $ 10,940,000 $ 683,750 $ 339,000
Clay, Florida 16 $ 3,940,000 $ 246,250 $ 0
Manatee, Florida 16 $ 4,760,000 $ 297,500 $ 157,000
Anne Arundel, Maryland 16 $ 2,210,000 $ 138,125 $ 0
Sussex, New Jersey 16 $ 4,750,000 $ 296,875 $ 0
Dauphin, Pennsylvania 16 $ 2,170,000 $ 135,625 $ 0
Lancaster, Pennsylvania 16 $ 1,510,000 $ 94,375 $ 0
Snohomish, Washington 16 $ 6,170,000 $ 385,625 $ 1,287,000
Jefferson, Colorado 15 $ 5,295,000 $ 353,000 $ 393,000
Kent, Delaware 15 $ 2,945,000 $ 196,333 $ 0
Escambia, Florida 15 $ 1,705,000 $ 113,666 $ 0
St. Clair, Illinois 15 $ 2,095,000 $ 139,666 $ 59,000
Polk, Iowa 15 $ 2,405,000 $ 160,333 $ 0
Clay, Missouri 15 $ 3,005,000 $ 200,333 $ 0
Greene, Missouri 15 $ 1,905,000 $ 127,000 $ 0
Douglas, Nebraska 15 $ 2,135,000 $ 142,333 $ 0
Queens, New York 15 $ 4,525,000 $ 301,666 $ 0
Butler, Ohio 15 $ 2,885,000 $ 192,333 $ 0
Hancock, Ohio 15 $ 2,235,000 $ 149,000 $ 0
Spartanburg, South Carolina 15 $ 3,015,000 $ 201,000 $ 0
York, South Carolina 15 $ 3,345,000 $ 223,000 $ 0
Chesapeake, Virginia 15 $ 3,135,000 $ 209,000 $ 0
Chesterfield, Virginia 15 $ 3,805,000 $ 253,666 $ 395,000
Fairfax, Virginia 15 $ 3,125,000 $ 208,333 $ 0
Stanislaus, California 14 $ 3,480,000 $ 248,571 $ 0
Charlotte, Florida 14 $ 4,180,000 $ 298,571 $ 0
Richmond, Georgia 14 $ 1,150,000 $ 82,142 $ 0
Jefferson, Missouri 14 $ 1,550,000 $ 110,714 $ 0
Bergen, New Jersey 14 $ 6,670,000 $ 476,428 $ 1,999,000
Mercer, New Jersey 14 $ 2,460,000 $ 175,714 $ 0
Mahoning, Ohio 14 $ 1,060,000 $ 75,714 $ 0
Calhoun, Alabama 13 $ 1,855,000 $ 142,692 $ 0
El Paso, Colorado 13 $ 2,485,000 $ 191,153 $ 0
Citrus, Florida 13 $ 2,605,000 $ 200,384 $ 0
Kendall, Illinois 13 $ 3,295,000 $ 253,461 $ 0
Peoria, Illinois 13 $ 1,085,000 $ 83,461 $ 0
Johnson, Indiana 13 $ 2,135,000 $ 164,230 $ 0
St. John the Baptist, Louisiana 13 $ 1,855,000 $ 142,692 $ 0
Norfolk, Massachusetts 13 $ 5,185,000 $ 398,846 $ 1,344,000
St. Clair, Michigan 13 $ 1,895,000 $ 145,769 $ 0
Lorain, Ohio 13 $ 1,825,000 $ 140,384 $ 0
Bucks, Pennsylvania 13 $ 2,935,000 $ 225,769 $ 0
Knox, Tennessee 13 $ 1,775,000 $ 136,538 $ 0
Ector, Texas 13 $ 2,675,000 $ 205,769 $ 0
Henrico, Virginia 13 $ 2,565,000 $ 197,307 $ 0
King, Washington 13 $ 6,535,000 $ 502,692 $ 0
Tuscaloosa, Alabama 12 $ 1,650,000 $ 137,500 $ 0
Yavapai, Arizona 12 $ 3,880,000 $ 323,333 $ 776,000
Saline, Arkansas 12 $ 1,710,000 $ 142,500 $ 0
Contra Costa, California 12 $ 5,230,000 $ 435,833 $ 1,040,000
Solano, California 12 $ 4,930,000 $ 410,833 $ 0
Douglas, Colorado 12 $ 7,710,000 $ 642,500 $ 227,000
Northeastern Connecticut Planning Region, Connecticut 12 $ 2,340,000 $ 195,000 $ 0
Muscogee, Georgia 12 $ 720,000 $ 60,000 $ 0
Walton, Georgia 12 $ 2,670,000 $ 222,500 $ 0
Madison, Indiana 12 $ 1,770,000 $ 147,500 $ 0
Johnson, Kansas 12 $ 2,660,000 $ 221,666 $ 0
Frederick, Maryland 12 $ 3,740,000 $ 311,666 $ 0
Montgomery, Maryland 12 $ 3,210,000 $ 267,500 $ 0
Kalamazoo, Michigan 12 $ 1,530,000 $ 127,500 $ 0
Monmouth, New Jersey 12 $ 4,800,000 $ 400,000 $ 0
Lake, Ohio 12 $ 1,630,000 $ 135,833 $ 0
Caddo, Oklahoma 12 $ 950,000 $ 79,166 $ 98,000
McClain, Oklahoma 12 $ 2,330,000 $ 194,166 $ 253,000
Chester, Pennsylvania 12 $ 2,190,000 $ 182,500 $ 0
Cumberland, Pennsylvania 12 $ 1,490,000 $ 124,166 $ 0
Erie, Pennsylvania 12 $ 870,000 $ 72,500 $ 0
Northampton, Pennsylvania 12 $ 2,210,000 $ 184,166 $ 0
Horry, South Carolina 12 $ 2,320,000 $ 193,333 $ 62,000
Clark, Washington 12 $ 4,040,000 $ 336,666 $ 915,000
Racine, Wisconsin 12 $ 1,620,000 $ 135,000 $ 0
Lee, Alabama 11 $ 1,235,000 $ 112,272 $ 0
Shelby, Alabama 11 $ 2,625,000 $ 238,636 $ 0
Yuma, Arizona 11 $ 1,925,000 $ 175,000 $ 0
Pueblo, Colorado 11 $ 1,945,000 $ 176,818 $ 0
Sarasota, Florida 11 $ 1,915,000 $ 174,090 $ 247,000
Kankakee, Illinois 11 $ 1,555,000 $ 141,363 $ 0
Harford, Maryland 11 $ 1,865,000 $ 169,545 $ 0
Essex, Massachusetts 11 $ 3,285,000 $ 298,636 $ 0
Middlesex, Massachusetts 11 $ 6,655,000 $ 605,000 $ 0
Albany, New York 11 $ 1,475,000 $ 134,090 $ 0
Alamance, North Carolina 11 $ 1,265,000 $ 115,000 $ 0
Cabarrus, North Carolina 11 $ 2,675,000 $ 243,181 $ 0
Durham, North Carolina 11 $ 1,875,000 $ 170,454 $ 0
Onslow, North Carolina 11 $ 1,675,000 $ 152,272 $ 0
Wayne, North Carolina 11 $ 1,215,000 $ 110,454 $ 0
Richland, Ohio 11 $ 1,215,000 $ 110,454 $ 0
Pittsburg, Oklahoma 11 $ 6,765,000 $ 615,000 $ 1,444,000
Hamilton, Tennessee 11 $ 1,835,000 $ 166,818 $ 0
Kanawha, West Virginia 11 $ 1,065,000 $ 96,818 $ 0
Boulder, Colorado 10 $ 4,100,000 $ 410,000 $ 153,000
Western Connecticut Planning Region, Connecticut 10 $ 6,850,000 $ 685,000 $ 7,197,000
Bay, Florida 10 $ 1,790,000 $ 179,000 $ 0
Carroll, Georgia 10 $ 1,710,000 $ 171,000 $ 0
Kootenai, Idaho 10 $ 9,640,000 $ 964,000 $ 0
Hendricks, Indiana 10 $ 1,530,000 $ 153,000 $ 0
Calcasieu, Louisiana 10 $ 1,230,000 $ 123,000 $ 0
Orleans, Louisiana 10 $ 1,120,000 $ 112,000 $ 0
Tangipahoa, Louisiana 10 $ 1,490,000 $ 149,000 $ 0
Terrebonne, Louisiana 10 $ 1,520,000 $ 152,000 $ 0
St. Mary's, Maryland 10 $ 2,980,000 $ 298,000 $ 0
Dakota, Minnesota 10 $ 2,640,000 $ 264,000 $ 0
Sarpy, Nebraska 10 $ 1,070,000 $ 107,000 $ 0
Somerset, New Jersey 10 $ 3,380,000 $ 338,000 $ 0
Broome, New York 10 $ 660,000 $ 66,000 $ 0
Gaston, North Carolina 10 $ 1,740,000 $ 174,000 $ 0
Iredell, North Carolina 10 $ 1,970,000 $ 197,000 $ 0
Johnston, North Carolina 10 $ 2,250,000 $ 225,000 $ 0
Seneca, Ohio 10 $ 1,130,000 $ 113,000 $ 0
Pottawatomie, Oklahoma 10 $ 880,000 $ 88,000 $ 112,000
Luzerne, Pennsylvania 10 $ 1,600,000 $ 160,000 $ 0
Dorchester, South Carolina 10 $ 1,820,000 $ 182,000 $ 0
Lexington, South Carolina 10 $ 1,320,000 $ 132,000 $ 0
Grayson, Texas 10 $ 2,390,000 $ 239,000 $ 95,000
Liberty, Texas 10 $ 2,170,000 $ 217,000 $ 0
Weber, Utah 10 $ 3,710,000 $ 371,000 $ 4,505,000
Newport News, Virginia 10 $ 1,560,000 $ 156,000 $ 0
Spokane, Washington 10 $ 2,190,000 $ 219,000 $ 0
Waukesha, Wisconsin 10 $ 1,780,000 $ 178,000 $ 0
Alameda, California 9 $ 5,925,000 $ 658,333 $ 350,000
Imperial, California 9 $ 1,625,000 $ 180,555 $ 0
Lower Connecticut River Valley Planning Region, Connecticut 9 $ 1,745,000 $ 193,888 $ 0
Southeastern Connecticut Planning Region, Connecticut 9 $ 1,535,000 $ 170,555 $ 0
District of Columbia, District Of Columbia 9 $ 4,275,000 $ 475,000 $ 0
Leon, Florida 9 $ 1,905,000 $ 211,666 $ 0
Seminole, Florida 9 $ 1,615,000 $ 179,444 $ 0
St. Johns, Florida 9 $ 2,065,000 $ 229,444 $ 0
Columbia, Georgia 9 $ 1,555,000 $ 172,777 $ 0
Hall, Georgia 9 $ 1,525,000 $ 169,444 $ 0
Troup, Georgia 9 $ 1,315,000 $ 146,111 $ 0
Vanderburgh, Indiana 9 $ 1,175,000 $ 130,555 $ 0
York, Maine 9 $ 1,775,000 $ 197,222 $ 0
Saginaw, Michigan 9 $ 805,000 $ 89,444 $ 0
Sherburne, Minnesota 9 $ 2,265,000 $ 251,666 $ 0
Passaic, New Jersey 9 $ 3,125,000 $ 347,222 $ 435,000
Santa Fe, New Mexico 9 $ 9,445,000 $ 1,049,444 $ 532,000
Allen, Ohio 9 $ 1,035,000 $ 115,000 $ 0
Clark, Ohio 9 $ 965,000 $ 107,222 $ 0
Clermont, Ohio 9 $ 1,925,000 $ 213,888 $ 0
Custer, Oklahoma 9 $ 1,405,000 $ 156,111 $ 93,000
Lane, Oregon 9 $ 2,675,000 $ 297,222 $ 0
Pike, Pennsylvania 9 $ 1,725,000 $ 191,666 $ 0
Kent, Rhode Island 9 $ 2,475,000 $ 275,000 $ 0
Coffee, Tennessee 9 $ 1,855,000 $ 206,111 $ 0
Wilson, Tennessee 9 $ 2,475,000 $ 275,000 $ 0
McLennan, Texas 9 $ 535,000 $ 59,444 $ 0
Randall, Texas 9 $ 1,285,000 $ 142,777 $ 0
Prince William, Virginia 9 $ 2,885,000 $ 320,555 $ 0
Baldwin, Alabama 8 $ 1,730,000 $ 216,250 $ 0
St. Clair, Alabama 8 $ 2,190,000 $ 273,750 $ 0
Anchorage, Alaska 8 $ 2,140,000 $ 267,500 $ 0
Shasta, California 8 $ 2,210,000 $ 276,250 $ 0
Flagler, Florida 8 $ 2,290,000 $ 286,250 $ 0
Coweta, Georgia 8 $ 1,840,000 $ 230,000 $ 0
Spalding, Georgia 8 $ 1,320,000 $ 165,000 $ 45,000
DeKalb, Illinois 8 $ 1,300,000 $ 162,500 $ 0
McLean, Illinois 8 $ 1,050,000 $ 131,250 $ 0
Delaware, Indiana 8 $ 660,000 $ 82,500 $ 0
Elkhart, Indiana 8 $ 1,000,000 $ 125,000 $ 0
LaPorte, Indiana 8 $ 870,000 $ 108,750 $ 0
Wyandotte, Kansas 8 $ 1,000,000 $ 125,000 $ 0
Bullitt, Kentucky 8 $ 910,000 $ 113,750 $ 0
Ouachita, Louisiana 8 $ 800,000 $ 100,000 $ 0
Calhoun, Michigan 8 $ 850,000 $ 106,250 $ 0
Eaton, Michigan 8 $ 870,000 $ 108,750 $ 0
Muskegon, Michigan 8 $ 550,000 $ 68,750 $ 0
Ottawa, Michigan 8 $ 1,800,000 $ 225,000 $ 0
Anoka, Minnesota 8 $ 1,530,000 $ 191,250 $ 0
Ramsey, Minnesota 8 $ 1,110,000 $ 138,750 $ 0
Harrison, Mississippi 8 $ 920,000 $ 115,000 $ 0
Platte, Missouri 8 $ 1,400,000 $ 175,000 $ 0
St. Charles, Missouri 8 $ 2,170,000 $ 271,250 $ 0
St. Louis City, Missouri 8 $ 900,000 $ 112,500 $ 0
Hillsborough, New Hampshire 8 $ 1,540,000 $ 192,500 $ 0
Morris, New Jersey 8 $ 2,660,000 $ 332,500 $ 0
Niagara, New York 8 $ 480,000 $ 60,000 $ 0
Oneida, New York 8 $ 470,000 $ 58,750 $ 0
Richmond, New York 8 $ 1,980,000 $ 247,500 $ 0
New Hanover, North Carolina 8 $ 890,000 $ 111,250 $ 0
Union, North Carolina 8 $ 1,500,000 $ 187,500 $ 0
Columbiana, Ohio 8 $ 400,000 $ 50,000 $ 64,000
Medina, Ohio 8 $ 1,360,000 $ 170,000 $ 0
Trumbull, Ohio 8 $ 870,000 $ 108,750 $ 0
Warren, Ohio 8 $ 1,370,000 $ 171,250 $ 0
Wagoner, Oklahoma 8 $ 2,250,000 $ 281,250 $ 151,000
Clackamas, Oregon 8 $ 5,260,000 $ 657,500 $ 0
Linn, Oregon 8 $ 2,250,000 $ 281,250 $ 0
Schuylkill, Pennsylvania 8 $ 950,000 $ 118,750 $ 0
Westmoreland, Pennsylvania 8 $ 840,000 $ 105,000 $ 0
Florence, South Carolina 8 $ 980,000 $ 122,500 $ 0
Lancaster, South Carolina 8 $ 2,110,000 $ 263,750 $ 0
Pickens, South Carolina 8 $ 1,610,000 $ 201,250 $ 0
Guadalupe, Texas 8 $ 1,820,000 $ 227,500 $ 0
Hays, Texas 8 $ 3,850,000 $ 481,250 $ 3,843,000
Tom Green, Texas 8 $ 1,050,000 $ 131,250 $ 0
Waller, Texas 8 $ 1,910,000 $ 238,750 $ 0
Davis, Utah 8 $ 7,140,000 $ 892,500 $ 1,868,000
Summit, Utah 8 $ 23,430,000 $ 2,928,750 $ 1,194,000
Frederick, Virginia 8 $ 2,800,000 $ 350,000 $ 0
Hampton, Virginia 8 $ 1,340,000 $ 167,500 $ 0
Stafford, Virginia 8 $ 2,790,000 $ 348,750 $ 0
Yakima, Washington 8 $ 1,780,000 $ 222,500 $ 0
Mississippi, Arkansas 7 $ 715,000 $ 102,142 $ 0
Sebastian, Arkansas 7 $ 785,000 $ 112,142 $ 0
Merced, California 7 $ 2,095,000 $ 299,285 $ 0
Santa Clara, California 7 $ 5,945,000 $ 849,285 $ 0
Weld, Colorado 7 $ 2,445,000 $ 349,285 $ 0
Collier, Florida 7 $ 2,495,000 $ 356,428 $ 0
Nassau, Florida 7 $ 2,065,000 $ 295,000 $ 0
Barrow, Georgia 7 $ 1,645,000 $ 235,000 $ 0
Effingham, Georgia 7 $ 1,105,000 $ 157,857 $ 0
Floyd, Georgia 7 $ 835,000 $ 119,285 $ 0
Jackson, Georgia 7 $ 1,315,000 $ 187,857 $ 0
Liberty, Georgia 7 $ 835,000 $ 119,285 $ 0
Rock Island, Illinois 7 $ 655,000 $ 93,571 $ 0
Tazewell, Illinois 7 $ 585,000 $ 83,571 $ 0
Clark, Indiana 7 $ 825,000 $ 117,857 $ 0
Hancock, Indiana 7 $ 1,615,000 $ 230,714 $ 0
Rapides, Louisiana 7 $ 795,000 $ 113,571 $ 0
St. Landry, Louisiana 7 $ 715,000 $ 102,142 $ 0
Ingham, Michigan 7 $ 595,000 $ 85,000 $ 0
Nye, Nevada 7 $ 1,665,000 $ 237,857 $ 0
Hunterdon, New Jersey 7 $ 2,615,000 $ 373,571 $ 0
Salem, New Jersey 7 $ 965,000 $ 137,857 $ 0
Schenectady, New York 7 $ 655,000 $ 93,571 $ 0
Harnett, North Carolina 7 $ 855,000 $ 122,142 $ 0
Fairfield, Ohio 7 $ 1,165,000 $ 166,428 $ 247,000
Miami, Ohio 7 $ 1,005,000 $ 143,571 $ 0
Comanche, Oklahoma 7 $ 905,000 $ 129,285 $ 123,000
Creek, Oklahoma 7 $ 1,285,000 $ 183,571 $ 65,000
Payne, Oklahoma 7 $ 1,455,000 $ 207,857 $ 288,000
Washington, Oregon 7 $ 2,985,000 $ 426,428 $ 0
Washington, Pennsylvania 7 $ 1,035,000 $ 147,857 $ 0
Aiken, South Carolina 7 $ 825,000 $ 117,857 $ 0
Sumner, Tennessee 7 $ 1,295,000 $ 185,000 $ 0
Bowie, Texas 7 $ 865,000 $ 123,571 $ 0
Brazos, Texas 7 $ 1,345,000 $ 192,142 $ 550,000
Jefferson, Texas 7 $ 1,145,000 $ 163,571 $ 0
Midland, Texas 7 $ 1,175,000 $ 167,857 $ 0
Victoria, Texas 7 $ 725,000 $ 103,571 $ 0
Norfolk, Virginia 7 $ 735,000 $ 105,000 $ 0
Suffolk, Virginia 7 $ 1,605,000 $ 229,285 $ 0
Rock, Wisconsin 7 $ 775,000 $ 110,714 $ 0
Marshall, Alabama 6 $ 540,000 $ 90,000 $ 0
Jefferson, Arkansas 6 $ 240,000 $ 40,000 $ 0
Washington, Arkansas 6 $ 1,000,000 $ 166,666 $ 0
Yuba, California 6 $ 1,780,000 $ 296,666 $ 0
Mesa, Colorado 6 $ 1,610,000 $ 268,333 $ 0
Pitkin, Colorado 6 $ 19,530,000 $ 3,255,000 $ 2,014,000
Cherokee, Georgia 6 $ 1,190,000 $ 198,333 $ 0
Dougherty, Georgia 6 $ 520,000 $ 86,666 $ 0
Fayette, Georgia 6 $ 1,430,000 $ 238,333 $ 0
Lowndes, Georgia 6 $ 420,000 $ 70,000 $ 0
Polk, Georgia 6 $ 960,000 $ 160,000 $ 0
Honolulu, Hawaii 6 $ 3,080,000 $ 513,333 $ 0
Dearborn, Indiana 6 $ 820,000 $ 136,666 $ 0
Gibson, Indiana 6 $ 790,000 $ 131,666 $ 0
Hamilton, Indiana 6 $ 940,000 $ 156,666 $ 0
Howard, Indiana 6 $ 350,000 $ 58,333 $ 0
Wayne, Indiana 6 $ 660,000 $ 110,000 $ 0
Kenton, Kentucky 6 $ 500,000 $ 83,333 $ 0
West Baton Rouge, Louisiana 6 $ 1,120,000 $ 186,666 $ 0
Washington, Maryland 6 $ 1,350,000 $ 225,000 $ 0
Newaygo, Michigan 6 $ 990,000 $ 165,000 $ 0
Jackson, Mississippi 6 $ 620,000 $ 103,333 $ 0
Lee, Mississippi 6 $ 470,000 $ 78,333 $ 0
Rankin, Mississippi 6 $ 1,180,000 $ 196,666 $ 0
Cass, Missouri 6 $ 1,600,000 $ 266,666 $ 53,000
Douglas, Nevada 6 $ 15,610,000 $ 2,601,666 $ 1,523,000
Herkimer, New York 6 $ 300,000 $ 50,000 $ 0
Brunswick, North Carolina 6 $ 920,000 $ 153,333 $ 0
Davidson, North Carolina 6 $ 760,000 $ 126,666 $ 0
Nash, North Carolina 6 $ 870,000 $ 145,000 $ 0
Pitt, North Carolina 6 $ 780,000 $ 130,000 $ 0
Randolph, North Carolina 6 $ 750,000 $ 125,000 $ 0
Marion, Ohio 6 $ 710,000 $ 118,333 $ 0
Washington, Ohio 6 $ 660,000 $ 110,000 $ 0
Rogers, Oklahoma 6 $ 1,430,000 $ 238,333 $ 543,000
Multnomah, Oregon 6 $ 1,510,000 $ 251,666 $ 0
Lackawanna, Pennsylvania 6 $ 850,000 $ 141,666 $ 0
Lebanon, Pennsylvania 6 $ 1,140,000 $ 190,000 $ 0
Greene, Tennessee 6 $ 750,000 $ 125,000 $ 0
Sullivan, Tennessee 6 $ 500,000 $ 83,333 $ 0
Chambers, Texas 6 $ 1,310,000 $ 218,333 $ 32,000
Hunt, Texas 6 $ 1,210,000 $ 201,666 $ 0
Orange, Texas 6 $ 690,000 $ 115,000 $ 0
Parker, Texas 6 $ 1,320,000 $ 220,000 $ 0
San Patricio, Texas 6 $ 1,220,000 $ 203,333 $ 0
Smith, Texas 6 $ 1,140,000 $ 190,000 $ 0
Wise, Texas 6 $ 1,290,000 $ 215,000 $ 0
Tooele, Utah 6 $ 2,150,000 $ 358,333 $ 0
Alexandria, Virginia 6 $ 860,000 $ 143,333 $ 0
Portsmouth, Virginia 6 $ 920,000 $ 153,333 $ 0
Richmond City, Virginia 6 $ 1,200,000 $ 200,000 $ 0
Thurston, Washington 6 $ 1,940,000 $ 323,333 $ 0
Berkeley, West Virginia 6 $ 1,350,000 $ 225,000 $ 0
Polk, Wisconsin 6 $ 1,400,000 $ 233,333 $ 0
Etowah, Alabama 5 $ 395,000 $ 79,000 $ 0
Lauderdale, Alabama 5 $ 775,000 $ 155,000 $ 0
Morgan, Alabama 5 $ 935,000 $ 187,000 $ 0
Russell, Alabama 5 $ 265,000 $ 53,000 $ 0
Talladega, Alabama 5 $ 975,000 $ 195,000 $ 0
Coconino, Arizona 5 $ 3,585,000 $ 717,000 $ 1,050,000
Craighead, Arkansas 5 $ 1,225,000 $ 245,000 $ 0
Butte, California 5 $ 1,025,000 $ 205,000 $ 0
Monterey, California 5 $ 2,545,000 $ 509,000 $ 0
Larimer, Colorado 5 $ 1,415,000 $ 283,000 $ 0
Sussex, Delaware 5 $ 1,365,000 $ 273,000 $ 0
Alachua, Florida 5 $ 945,000 $ 189,000 $ 0
Baker, Florida 5 $ 1,025,000 $ 205,000 $ 0
Columbia, Florida 5 $ 855,000 $ 171,000 $ 0
Gadsden, Florida 5 $ 865,000 $ 173,000 $ 0
Highlands, Florida 5 $ 615,000 $ 123,000 $ 0
Indian River, Florida 5 $ 1,205,000 $ 241,000 $ 145,000
Walton, Florida 5 $ 955,000 $ 191,000 $ 584,000
Bartow, Georgia 5 $ 685,000 $ 137,000 $ 0
Bibb, Georgia 5 $ 955,000 $ 191,000 $ 0
Bulloch, Georgia 5 $ 725,000 $ 145,000 $ 0
Forsyth, Georgia 5 $ 1,405,000 $ 281,000 $ 0
Whitfield, Georgia 5 $ 755,000 $ 151,000 $ 0
Hawaii, Hawaii 5 $ 6,265,000 $ 1,253,000 $ 0
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Mortgage Loan Application Detail Totals for Midfirst Bank in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,467 $2,445,705,000 $378,000 $16,505,000 $314,000 $8,407,000
Not Applicable 5,291 $508,095,000 $96,000 $705,000 $0 $0
Cash-out Refinancing 1,244 $290,580,000 $233,000 $1,105,000 $82,000 $219,000
Refinancing 734 $408,250,000 $556,000 $10,575,000 $508,000 $9,761,000
Other Purpose 479 $117,835,000 $246,000 $5,005,000 $392,000 $6,186,000
Home Improvement 312 $69,320,000 $222,000 $5,005,000 $262,000 $4,183,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 12,445 $2,757,125,000 $221,000 $15,005,000 $66,000 $182,000
White 1,163 $655,255,000 $563,000 $16,505,000 $442,000 $8,407,000
Hispanic 352 $102,700,000 $291,000 $3,805,000 $136,000 $3,576,000
Not Provided 281 $207,585,000 $738,000 $6,705,000 $622,000 $9,761,000
Black or African American 139 $44,575,000 $320,000 $9,755,000 $175,000 $1,999,000
Asian 113 $63,265,000 $559,000 $4,955,000 $306,000 $3,000,000
American Indian or Alaskan Native 34 $9,280,000 $272,000 $1,915,000 $197,000 $1,139,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 11,164 $2,155,500,000 $193,000 $1,295,000 $71,000 $430,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,416 $1,558,970,000 $645,000 $16,505,000 $398,000 $9,761,000
VA-guaranteed (Veterans Administration) 728 $109,380,000 $150,000 $1,145,000 $75,000 $277,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 219 $15,935,000 $72,000 $435,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 11,855 $2,244,605,000 $189,000 $1,295,000 $66,000 $182,000
Loan Originated 1,920 $1,186,140,000 $617,000 $15,005,000 $460,000 $9,761,000
Application Denied By Financial Institution 405 $118,125,000 $291,000 $4,505,000 $134,000 $3,649,000
Application Withdrawn By Applicant 235 $221,875,000 $944,000 $16,505,000 $420,000 $4,243,000
Preapproval Approved but not Accepted 67 $26,315,000 $392,000 $1,005,000 $105,000 $466,000
Application Approved But Not Accepted 45 $42,725,000 $949,000 $3,725,000 $750,000 $5,166,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 14,122 $3,721,660,000 $263,000 $16,505,000 $373,000 $9,761,000
Debt-To-Income Ratio 196 $59,140,000 $301,000 $4,505,000 $153,000 $3,649,000
Credit History 87 $11,465,000 $131,000 $2,605,000 $95,000 $665,000
Credit Application Incomplete 38 $31,290,000 $823,000 $4,505,000 $0 $0
Other 37 $8,775,000 $237,000 $1,005,000 $122,000 $492,000
Collateral 36 $5,240,000 $145,000 $495,000 $148,000 $913,000
Unverifiable Information 4 $710,000 $177,000 $305,000 $95,000 $216,000
Insufficient Cash (Downpayment, Closing Cost) 4 $990,000 $247,000 $365,000 $92,000 $184,000
Employment History 3 $515,000 $171,000 $235,000 $34,000 $54,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midfirst Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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