Midfirst Bank Mortgage Lending & HMDA Data, 2024
In 2024, Midfirst Bank of Oklahoma City, OK reported 14,527 mortgage applications totaling $3.8 billion, down 46% from 2023. The average application was for $264,320, and applicants reported an average income of $300,457. 13% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Oklahoma City, OK (965), Houston-The Woodlands-Sugar Land, TX (665) and Chicago-Naperville, IL (495) (applications in parentheses).
| Mortgage Company & Address | Midfirst Bank 501 Nw Grand Blvd Oklahoma City, OK 73118 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 14,527 |
| Total Mortgage Loan Application Amount | $3,839,785,000 |
| Average Mortgage Loan Application Amount | $264,320 |
| Highest Mortgage Loan Application Amount | $16,505,000 |
| Average Applicant Income | $300,457 |
| Highest Applicant Income | $9,761,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midfirst Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,553 | $ 334,315,000 | $ 215,270 | $ 309,888 |
| Oklahoma City, OK | 965 | $ 215,945,000 | $ 223,777 | $ 205,000 |
| Houston-The Woodlands-Sugar Land, TX | 665 | $ 152,215,000 | $ 228,894 | $ 148,000 |
| Chicago-Naperville, IL | 495 | $ 94,065,000 | $ 190,030 | $ 663,000 |
| Los Angeles-Long Beach-Glendale, CA | 485 | $ 426,585,000 | $ 879,556 | $ 544,000 |
| Phoenix-Mesa-Scottsdale, AZ | 449 | $ 298,075,000 | $ 663,864 | $ 612,000 |
| Dallas-Plano-Irving, TX | 425 | $ 149,285,000 | $ 351,258 | $ 229,000 |
| Atlanta-Sandy Springs-Roswell, GA | 421 | $ 87,035,000 | $ 206,733 | $ 45,000 |
| San Antonio-New Braunfels, TX | 218 | $ 38,230,000 | $ 175,366 | $ 193,000 |
| Riverside-San Bernardino-Ontario, CA | 192 | $ 72,150,000 | $ 375,781 | $ 280,000 |
| Fort Worth-Arlington, TX | 191 | $ 34,335,000 | $ 179,764 | $ 401,000 |
| Tulsa, OK | 179 | $ 54,725,000 | $ 305,726 | $ 301,000 |
| Denver-Aurora-Lakewood, CO | 169 | $ 73,065,000 | $ 432,337 | $ 157,000 |
| Tampa, FL | 167 | $ 44,575,000 | $ 266,916 | $ 584,000 |
| Philadelphia, PA | 149 | $ 16,515,000 | $ 110,838 | $ 0 |
| Baltimore-Columbia-Towson, MD | 139 | $ 24,085,000 | $ 173,273 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 134 | $ 18,920,000 | $ 141,194 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 127 | $ 24,435,000 | $ 192,401 | $ 0 |
| Camden, NJ | 126 | $ 25,850,000 | $ 205,158 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 126 | $ 27,110,000 | $ 215,158 | $ 0 |
| Washington, DC-MD | 122 | $ 39,140,000 | $ 320,819 | $ 0 |
| St. Louis, MO-IL | 119 | $ 16,805,000 | $ 141,218 | $ 59,000 |
| Memphis, TN-MS-AR | 113 | $ 13,015,000 | $ 115,176 | $ 86,000 |
| Jacksonville, FL | 108 | $ 22,040,000 | $ 204,074 | $ 0 |
| Cleveland, OH | 104 | $ 12,370,000 | $ 118,942 | $ 0 |
| Baton Rouge, LA | 102 | $ 17,450,000 | $ 171,078 | $ 0 |
| Newark, NJ-PA | 102 | $ 32,170,000 | $ 315,392 | $ 0 |
| New York-Jersey City-White Plains, NY-NJ | 100 | $ 43,540,000 | $ 435,400 | $ 1,814,520 |
| Warren-Troy-Farmington Hills, MI | 94 | $ 13,590,000 | $ 144,574 | $ 0 |
| Kansas City, MO-KS | 93 | $ 16,545,000 | $ 177,903 | $ 53,000 |
| Las Vegas-Henderson-Paradise, NV | 91 | $ 34,705,000 | $ 381,373 | $ 1,008,000 |
| Lakeland-Winter Haven, FL | 89 | $ 22,495,000 | $ 252,752 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 88 | $ 11,510,000 | $ 130,795 | $ 54,000 |
| Cincinnati, OH-KY-IN | 85 | $ 13,415,000 | $ 157,823 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 81 | $ 15,975,000 | $ 197,222 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 81 | $ 19,045,000 | $ 235,123 | $ 195,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 81 | $ 14,665,000 | $ 181,049 | $ 0 |
| Columbus, OH | 80 | $ 10,760,000 | $ 134,500 | $ 247,000 |
| Lakewood-New Brunswick, NJ | 73 | $ 23,715,000 | $ 324,863 | $ 0 |
| Lake County-Porter County-Jasper County, IN | 72 | $ 9,830,000 | $ 136,527 | $ 0 |
| Marietta, GA | 71 | $ 14,035,000 | $ 197,676 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 69 | $ 24,045,000 | $ 348,478 | $ 2,957,000 |
| Austin-Round Rock, TX | 68 | $ 16,520,000 | $ 242,941 | $ 1,189,000 |
| Pittsburgh, PA | 67 | $ 6,925,000 | $ 103,358 | $ 0 |
| Birmingham-Hoover, AL | 62 | $ 10,230,000 | $ 165,000 | $ 0 |
| Elgin, IL | 62 | $ 11,850,000 | $ 191,129 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 62 | $ 10,520,000 | $ 169,677 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 59 | $ 16,675,000 | $ 282,627 | $ 135,000 |
| Nassau County-Suffolk County, NY | 59 | $ 25,185,000 | $ 426,864 | $ 3,417,000 |
| El Paso, TX | 56 | $ 6,530,000 | $ 116,607 | $ 0 |
| Richmond, VA | 55 | $ 10,455,000 | $ 190,090 | $ 395,000 |
| New Orleans-Metairie, LA | 53 | $ 7,235,000 | $ 136,509 | $ 0 |
| Salt Lake City, UT | 53 | $ 30,885,000 | $ 582,735 | $ 293,000 |
| Providence-Warwick, RI-MA | 52 | $ 12,990,000 | $ 249,807 | $ 0 |
| Arlington-Alexandria-Reston, VA-WV | 51 | $ 13,765,000 | $ 269,901 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 51 | $ 6,235,000 | $ 122,254 | $ 0 |
| Louisville/Jefferson County, KY-IN | 51 | $ 6,105,000 | $ 119,705 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 47 | $ 24,395,000 | $ 519,042 | $ 847,000 |
| Hartford-West Hartford-East Hartford, CT | 46 | $ 8,270,000 | $ 179,782 | $ 0 |
| Wilmington, DE-MD-NJ | 46 | $ 8,710,000 | $ 189,347 | $ 0 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 45 | $ 2,775,000 | $ 61,666 | $ 0 |
| Cape Coral-Fort Myers, FL | 44 | $ 14,140,000 | $ 321,363 | $ 1,458,000 |
| Columbia, SC | 44 | $ 5,910,000 | $ 134,318 | $ 0 |
| Raleigh, NC | 44 | $ 10,000,000 | $ 227,272 | $ 0 |
| Santa Maria-Santa Barbara, CA | 44 | $ 83,630,000 | $ 1,900,681 | $ 596,000 |
| Dayton-Springfield-Kettering, OH | 43 | $ 5,295,000 | $ 123,139 | $ 0 |
| Grand Rapids-Wyoming, MI | 43 | $ 7,455,000 | $ 173,372 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 43 | $ 6,805,000 | $ 158,255 | $ 240,000 |
| Montgomery County-Bucks County-Chester County, PA | 43 | $ 8,545,000 | $ 198,720 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 42 | $ 6,260,000 | $ 149,047 | $ 0 |
| Tucson, AZ | 41 | $ 6,705,000 | $ 163,536 | $ 31,000 |
| Rochester, NY | 40 | $ 2,670,000 | $ 66,750 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 39 | $ 77,035,000 | $ 1,975,256 | $ 1,308,000 |
| Boston, MA | 39 | $ 13,975,000 | $ 358,333 | $ 1,344,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 39 | $ 8,545,000 | $ 219,102 | $ 0 |
| Port St. Lucie, FL | 39 | $ 10,545,000 | $ 270,384 | $ 0 |
| Ocala, FL | 38 | $ 7,310,000 | $ 192,368 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 37 | $ 14,775,000 | $ 399,324 | $ 915,000 |
| McAllen-Edinburg-Mission, TX | 35 | $ 5,445,000 | $ 155,571 | $ 0 |
| Bakersfield, CA | 34 | $ 7,000,000 | $ 205,882 | $ 79,000 |
| Corpus Christi, TX | 34 | $ 10,730,000 | $ 315,588 | $ 385,000 |
| Fresno, CA | 34 | $ 6,990,000 | $ 205,588 | $ 0 |
| Albuquerque, NM | 32 | $ 5,290,000 | $ 165,312 | $ 0 |
| Augusta-Richmond County, GA-SC | 32 | $ 3,960,000 | $ 123,750 | $ 0 |
| Charleston-North Charleston, SC | 32 | $ 6,800,000 | $ 212,500 | $ 0 |
| Savannah, GA | 32 | $ 5,640,000 | $ 176,250 | $ 0 |
| Syracuse, NY | 32 | $ 1,940,000 | $ 60,625 | $ 0 |
| Killeen-Temple, TX | 31 | $ 3,015,000 | $ 97,258 | $ 65,000 |
| Slidell-Mandeville-Covington, LA | 31 | $ 5,265,000 | $ 169,838 | $ 0 |
| Akron, OH | 30 | $ 3,750,000 | $ 125,000 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 30 | $ 11,500,000 | $ 383,333 | $ 7,197,000 |
| Omaha-Council Bluffs, NE-IA | 30 | $ 3,570,000 | $ 119,000 | $ 0 |
| Albany-Schenectady-Troy, NY | 29 | $ 3,755,000 | $ 129,482 | $ 92,000 |
| Harrisburg-Carlisle, PA | 29 | $ 3,815,000 | $ 131,551 | $ 0 |
| Fayetteville, NC | 28 | $ 2,930,000 | $ 104,642 | $ 0 |
| Greensboro-High Point, NC | 28 | $ 4,360,000 | $ 155,714 | $ 0 |
| Jackson, MS | 28 | $ 3,940,000 | $ 140,714 | $ 0 |
| Lafayette, LA | 28 | $ 3,560,000 | $ 127,142 | $ 0 |
| New Haven-Milford, CT | 28 | $ 4,620,000 | $ 165,000 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 28 | $ 10,040,000 | $ 358,571 | $ 0 |
| Shreveport-Bossier City, LA | 28 | $ 3,320,000 | $ 118,571 | $ 0 |
| Worcester, MA-CT | 28 | $ 7,310,000 | $ 261,071 | $ 0 |
| Lake County-Kenosha County, IL-WI | 27 | $ 4,825,000 | $ 178,703 | $ 0 |
| Mobile, AL | 27 | $ 2,685,000 | $ 99,444 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 27 | $ 6,675,000 | $ 247,222 | $ 202,000 |
| Palm Bay-Melbourne-Titusville, FL | 27 | $ 6,215,000 | $ 230,185 | $ 38,000 |
| Winston-Salem, NC | 27 | $ 2,855,000 | $ 105,740 | $ 0 |
| Canton-Massillon, OH | 26 | $ 3,440,000 | $ 132,307 | $ 0 |
| York-Hanover, PA | 26 | $ 4,420,000 | $ 170,000 | $ 0 |
| Knoxville, TN | 25 | $ 3,425,000 | $ 137,000 | $ 0 |
| Wichita, KS | 25 | $ 3,515,000 | $ 140,600 | $ 0 |
| Fort Wayne, IN | 24 | $ 3,050,000 | $ 127,083 | $ 205,000 |
| Huntsville, AL | 24 | $ 4,470,000 | $ 186,250 | $ 0 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 24 | $ 7,010,000 | $ 292,083 | $ 0 |
| Lubbock, TX | 24 | $ 3,700,000 | $ 154,166 | $ 606,000 |
| Springfield, MA | 24 | $ 4,120,000 | $ 171,666 | $ 0 |
| Tacoma-Lakewood, WA | 24 | $ 6,420,000 | $ 267,500 | $ 0 |
| Toledo, OH | 24 | $ 2,240,000 | $ 93,333 | $ 0 |
| Washington-Baltimore-Arlington, DC | 24 | $ 6,950,000 | $ 289,583 | $ 0 |
| Waterbury-Shelton, CT | 23 | $ 4,265,000 | $ 185,434 | $ 0 |
| Atlantic City-Hammonton, NJ | 22 | $ 3,720,000 | $ 169,090 | $ 0 |
| Cambridge-Newton-Framingham, MA | 22 | $ 9,940,000 | $ 451,818 | $ 0 |
| Rockford, IL | 22 | $ 2,580,000 | $ 117,272 | $ 0 |
| St. Petersburg-Clearwater-Largo, FL | 22 | $ 5,560,000 | $ 252,727 | $ 624,000 |
| Youngstown-Warren-Boardman, OH-PA | 22 | $ 1,930,000 | $ 87,727 | $ 0 |
| Des Moines-West Des Moines, IA | 21 | $ 3,645,000 | $ 173,571 | $ 0 |
| Montgomery, AL | 21 | $ 2,125,000 | $ 101,190 | $ 42,000 |
| Oakland-Hayward-Berkeley, CA | 21 | $ 11,155,000 | $ 531,190 | $ 810,000 |
| San Diego-Carlsbad, CA | 21 | $ 18,705,000 | $ 890,714 | $ 711,000 |
| Warner Robins, GA | 21 | $ 2,945,000 | $ 140,238 | $ 0 |
| Columbus, GA-AL | 20 | $ 1,480,000 | $ 74,000 | $ 0 |
| Peoria, IL | 20 | $ 1,670,000 | $ 83,500 | $ 0 |
| Provo-Orem, UT | 20 | $ 9,380,000 | $ 469,000 | $ 761,000 |
| Vineland-Bridgeton, NJ | 20 | $ 2,890,000 | $ 144,500 | $ 0 |
| Chattanooga, TN-GA | 19 | $ 2,445,000 | $ 128,684 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 19 | $ 2,175,000 | $ 114,473 | $ 0 |
| South Bend-Mishawaka, IN-MI | 19 | $ 1,855,000 | $ 97,631 | $ 0 |
| Brownsville-Harlingen, TX | 18 | $ 2,520,000 | $ 140,000 | $ 0 |
| Clarksville, TN-KY | 18 | $ 3,370,000 | $ 187,222 | $ 0 |
| Durham-Chapel Hill, NC | 18 | $ 3,550,000 | $ 197,222 | $ 0 |
| Ogden-Clearfield, UT | 18 | $ 10,850,000 | $ 602,777 | $ 3,186,000 |
| Reading, PA | 18 | $ 3,070,000 | $ 170,555 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 18 | $ 2,720,000 | $ 151,111 | $ 0 |
| Springfield, MO | 18 | $ 2,580,000 | $ 143,333 | $ 0 |
| Stockton-Lodi, CA | 18 | $ 7,580,000 | $ 421,111 | $ 0 |
| Flint, MI | 17 | $ 1,645,000 | $ 96,764 | $ 0 |
| Laredo, TX | 17 | $ 1,845,000 | $ 108,529 | $ 0 |
| Tallahassee, FL | 17 | $ 3,105,000 | $ 182,647 | $ 0 |
| Everett, WA | 16 | $ 6,170,000 | $ 385,625 | $ 1,287,000 |
| Gulfport-Biloxi-Pascagoula, MS | 16 | $ 1,980,000 | $ 123,750 | $ 0 |
| Lancaster, PA | 16 | $ 1,510,000 | $ 94,375 | $ 0 |
| Lansing-East Lansing, MI | 16 | $ 1,600,000 | $ 100,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 16 | $ 10,940,000 | $ 683,750 | $ 339,000 |
| Visalia-Porterville, CA | 16 | $ 2,860,000 | $ 178,750 | $ 0 |
| Beaumont-Port Arthur, TX | 15 | $ 2,075,000 | $ 138,333 | $ 0 |
| Dover, DE | 15 | $ 2,945,000 | $ 196,333 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 15 | $ 2,165,000 | $ 144,333 | $ 0 |
| Houma-Thibodaux, LA | 15 | $ 1,935,000 | $ 129,000 | $ 0 |
| Spartanburg, SC | 15 | $ 3,015,000 | $ 201,000 | $ 0 |
| Wilmington, NC | 15 | $ 2,005,000 | $ 133,666 | $ 0 |
| Evansville, IN-KY | 14 | $ 1,880,000 | $ 134,285 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 14 | $ 2,990,000 | $ 213,571 | $ 0 |
| Huntington-Ashland, WV-KY-OH | 14 | $ 1,620,000 | $ 115,714 | $ 0 |
| Modesto, CA | 14 | $ 3,480,000 | $ 248,571 | $ 0 |
| Punta Gorda, FL | 14 | $ 4,180,000 | $ 298,571 | $ 0 |
| Trenton, NJ | 14 | $ 2,460,000 | $ 175,714 | $ 0 |
| Tuscaloosa, AL | 14 | $ 2,000,000 | $ 142,857 | $ 0 |
| Utica-Rome, NY | 14 | $ 770,000 | $ 55,000 | $ 0 |
| Anniston-Oxford-Jacksonville, AL | 13 | $ 1,855,000 | $ 142,692 | $ 0 |
| Charleston, WV | 13 | $ 1,305,000 | $ 100,384 | $ 0 |
| Colorado Springs, CO | 13 | $ 2,485,000 | $ 191,153 | $ 0 |
| Homosassa Springs, FL | 13 | $ 2,605,000 | $ 200,384 | $ 0 |
| Odessa, TX | 13 | $ 2,675,000 | $ 205,769 | $ 0 |
| Portland-South Portland, ME | 13 | $ 2,815,000 | $ 216,538 | $ 0 |
| Seattle-Bellevue-Everett, WA | 13 | $ 6,535,000 | $ 502,692 | $ 0 |
| Auburn-Opelika, AL | 12 | $ 1,320,000 | $ 110,000 | $ 0 |
| Binghamton, NY | 12 | $ 790,000 | $ 65,833 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 12 | $ 1,400,000 | $ 116,666 | $ 0 |
| Erie, PA | 12 | $ 870,000 | $ 72,500 | $ 0 |
| Fort Smith, AR-OK | 12 | $ 1,660,000 | $ 138,333 | $ 0 |
| Kalamazoo-Portage, MI | 12 | $ 1,530,000 | $ 127,500 | $ 0 |
| Lexington Park, MD | 12 | $ 4,230,000 | $ 352,500 | $ 0 |
| Lexington-Fayette, KY | 12 | $ 2,240,000 | $ 186,666 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 12 | $ 2,320,000 | $ 193,333 | $ 62,000 |
| Prescott Valley-Prescott, AZ | 12 | $ 3,880,000 | $ 323,333 | $ 776,000 |
| Racine, WI | 12 | $ 1,620,000 | $ 135,000 | $ 0 |
| Vallejo-Fairfield, CA | 12 | $ 4,930,000 | $ 410,833 | $ 0 |
| Burlington, NC | 11 | $ 1,265,000 | $ 115,000 | $ 0 |
| Goldsboro, NC | 11 | $ 1,215,000 | $ 110,454 | $ 0 |
| Jacksonville, NC | 11 | $ 1,675,000 | $ 152,272 | $ 0 |
| Kankakee, IL | 11 | $ 1,555,000 | $ 141,363 | $ 0 |
| Macon-Bibb County, GA | 11 | $ 2,055,000 | $ 186,818 | $ 0 |
| Mansfield, OH | 11 | $ 1,215,000 | $ 110,454 | $ 0 |
| Monroe, LA | 11 | $ 1,225,000 | $ 111,363 | $ 0 |
| Panama City, FL | 11 | $ 2,005,000 | $ 182,272 | $ 0 |
| Pueblo, CO | 11 | $ 1,945,000 | $ 176,818 | $ 0 |
| Yuma, AZ | 11 | $ 1,925,000 | $ 175,000 | $ 0 |
| Anchorage, AK | 10 | $ 2,480,000 | $ 248,000 | $ 0 |
| Boulder, CO | 10 | $ 4,100,000 | $ 410,000 | $ 153,000 |
| Coeur D'Alene, ID | 10 | $ 9,640,000 | $ 964,000 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 10 | $ 1,690,000 | $ 169,000 | $ 0 |
| Hammond, LA | 10 | $ 1,490,000 | $ 149,000 | $ 0 |
| Jackson, TN | 10 | $ 1,050,000 | $ 105,000 | $ 0 |
| Lake Charles, LA | 10 | $ 1,230,000 | $ 123,000 | $ 0 |
| Longview, TX | 10 | $ 1,140,000 | $ 114,000 | $ 0 |
| Sherman-Denison, TX | 10 | $ 2,390,000 | $ 239,000 | $ 95,000 |
| Spokane-Spokane Valley, WA | 10 | $ 2,190,000 | $ 219,000 | $ 0 |
| Terre Haute, IN | 10 | $ 1,250,000 | $ 125,000 | $ 0 |
| Amarillo, TX | 9 | $ 1,285,000 | $ 142,777 | $ 0 |
| Charlottesville, VA | 9 | $ 1,115,000 | $ 123,888 | $ 0 |
| College Station-Bryan, TX | 9 | $ 1,705,000 | $ 189,444 | $ 550,000 |
| El Centro, CA | 9 | $ 1,625,000 | $ 180,555 | $ 0 |
| Eugene, OR | 9 | $ 2,675,000 | $ 297,222 | $ 0 |
| Florence, SC | 9 | $ 1,265,000 | $ 140,555 | $ 0 |
| Gainesville, GA | 9 | $ 1,525,000 | $ 169,444 | $ 0 |
| Hinesville, GA | 9 | $ 1,165,000 | $ 129,444 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 9 | $ 955,000 | $ 106,111 | $ 0 |
| Lima, OH | 9 | $ 1,035,000 | $ 115,000 | $ 0 |
| Morristown, TN | 9 | $ 1,005,000 | $ 111,666 | $ 0 |
| Norwich-New London, CT | 9 | $ 1,535,000 | $ 170,555 | $ 0 |
| Saginaw, MI | 9 | $ 805,000 | $ 89,444 | $ 0 |
| Santa Fe, NM | 9 | $ 9,445,000 | $ 1,049,444 | $ 532,000 |
| Springfield, OH | 9 | $ 965,000 | $ 107,222 | $ 0 |
| Texarkana, TX-AR | 9 | $ 1,075,000 | $ 119,444 | $ 0 |
| Waco, TX | 9 | $ 535,000 | $ 59,444 | $ 0 |
| Winchester, VA-WV | 9 | $ 3,075,000 | $ 341,666 | $ 0 |
| Yuba City, CA | 9 | $ 2,755,000 | $ 306,111 | $ 0 |
| Albany, GA | 8 | $ 840,000 | $ 105,000 | $ 0 |
| Albany, OR | 8 | $ 2,250,000 | $ 281,250 | $ 0 |
| Alexandria, LA | 8 | $ 960,000 | $ 120,000 | $ 0 |
| Battle Creek, MI | 8 | $ 850,000 | $ 106,250 | $ 0 |
| Bloomington, IL | 8 | $ 1,050,000 | $ 131,250 | $ 0 |
| Boise City, ID | 8 | $ 2,450,000 | $ 306,250 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 8 | $ 1,280,000 | $ 160,000 | $ 584,000 |
| Dalton, GA | 8 | $ 1,200,000 | $ 150,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 8 | $ 1,730,000 | $ 216,250 | $ 0 |
| Elkhart-Goshen, IN | 8 | $ 1,000,000 | $ 125,000 | $ 0 |
| Glens Falls, NY | 8 | $ 740,000 | $ 92,500 | $ 0 |
| Manchester-Nashua, NH | 8 | $ 1,540,000 | $ 192,500 | $ 0 |
| Michigan City-La Porte, IN | 8 | $ 870,000 | $ 108,750 | $ 0 |
| Muncie, IN | 8 | $ 660,000 | $ 82,500 | $ 0 |
| Muskegon, MI | 8 | $ 550,000 | $ 68,750 | $ 0 |
| Redding, CA | 8 | $ 2,210,000 | $ 276,250 | $ 0 |
| Rockingham County-Strafford County, NH | 8 | $ 2,190,000 | $ 273,750 | $ 0 |
| Rocky Mount, NC | 8 | $ 1,120,000 | $ 140,000 | $ 0 |
| San Angelo, TX | 8 | $ 1,050,000 | $ 131,250 | $ 0 |
| Yakima, WA | 8 | $ 1,780,000 | $ 222,500 | $ 0 |
| Athens-Clarke County, GA | 7 | $ 1,235,000 | $ 176,428 | $ 0 |
| Decatur, AL | 7 | $ 1,645,000 | $ 235,000 | $ 0 |
| Gainesville, FL | 7 | $ 1,305,000 | $ 186,428 | $ 0 |
| Greeley, CO | 7 | $ 2,445,000 | $ 349,285 | $ 0 |
| Janesville-Beloit, WI | 7 | $ 775,000 | $ 110,714 | $ 0 |
| Jonesboro, AR | 7 | $ 1,405,000 | $ 200,714 | $ 0 |
| Lawton, OK | 7 | $ 905,000 | $ 129,285 | $ 123,000 |
| Lynchburg, VA | 7 | $ 995,000 | $ 142,142 | $ 0 |
| Merced, CA | 7 | $ 2,095,000 | $ 299,285 | $ 0 |
| Midland, TX | 7 | $ 1,175,000 | $ 167,857 | $ 0 |
| Naples-Immokalee-Marco Island, FL | 7 | $ 2,495,000 | $ 356,428 | $ 0 |
| Rome, GA | 7 | $ 835,000 | $ 119,285 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 7 | $ 5,945,000 | $ 849,285 | $ 0 |
| Valdosta, GA | 7 | $ 815,000 | $ 116,428 | $ 0 |
| Victoria, TX | 7 | $ 725,000 | $ 103,571 | $ 0 |
| Abilene, TX | 6 | $ 550,000 | $ 91,666 | $ 0 |
| Florence-Muscle Shoals, AL | 6 | $ 1,070,000 | $ 178,333 | $ 0 |
| Grand Junction, CO | 6 | $ 1,610,000 | $ 268,333 | $ 0 |
| Greenville, NC | 6 | $ 780,000 | $ 130,000 | $ 0 |
| Hattiesburg, MS | 6 | $ 900,000 | $ 150,000 | $ 0 |
| Kennewick-Richland, WA | 6 | $ 1,110,000 | $ 185,000 | $ 0 |
| Kokomo, IN | 6 | $ 350,000 | $ 58,333 | $ 0 |
| Lafayette-West Lafayette, IN | 6 | $ 700,000 | $ 116,666 | $ 0 |
| Lebanon, PA | 6 | $ 1,140,000 | $ 190,000 | $ 0 |
| Olympia-Tumwater, WA | 6 | $ 1,940,000 | $ 323,333 | $ 0 |
| Paducah, KY-IL | 6 | $ 640,000 | $ 106,666 | $ 0 |
| Reno, NV | 6 | $ 1,920,000 | $ 320,000 | $ 525,000 |
| Roanoke, VA | 6 | $ 980,000 | $ 163,333 | $ 0 |
| Salem, OR | 6 | $ 1,490,000 | $ 248,333 | $ 0 |
| St. Joseph, MO-KS | 6 | $ 650,000 | $ 108,333 | $ 0 |
| Topeka, KS | 6 | $ 620,000 | $ 103,333 | $ 0 |
| Tyler, TX | 6 | $ 1,140,000 | $ 190,000 | $ 0 |
| Urban Honolulu, HI | 6 | $ 3,080,000 | $ 513,333 | $ 0 |
| Bay City, MI | 5 | $ 365,000 | $ 73,000 | $ 0 |
| Billings, MT | 5 | $ 1,065,000 | $ 213,000 | $ 0 |
| Bremerton-Silverdale, WA | 5 | $ 875,000 | $ 175,000 | $ 0 |
| Chico, CA | 5 | $ 1,025,000 | $ 205,000 | $ 0 |
| Columbia, MO | 5 | $ 805,000 | $ 161,000 | $ 0 |
| Duluth, MN-WI | 5 | $ 455,000 | $ 91,000 | $ 0 |
| Farmington, NM | 5 | $ 615,000 | $ 123,000 | $ 0 |
| Flagstaff, AZ | 5 | $ 3,585,000 | $ 717,000 | $ 1,050,000 |
| Fort Collins, CO | 5 | $ 1,415,000 | $ 283,000 | $ 0 |
| Gadsden, AL | 5 | $ 395,000 | $ 79,000 | $ 0 |
| Green Bay, WI | 5 | $ 845,000 | $ 169,000 | $ 0 |
| Kenosha, WI | 5 | $ 815,000 | $ 163,000 | $ 0 |
| Kingston, NY | 5 | $ 1,015,000 | $ 203,000 | $ 0 |
| Las Cruces, NM | 5 | $ 755,000 | $ 151,000 | $ 0 |
| Salinas, CA | 5 | $ 2,545,000 | $ 509,000 | $ 0 |
| Salisbury, MD-DE | 5 | $ 915,000 | $ 183,000 | $ 0 |
| Sebastian-Vero Beach, FL | 5 | $ 1,205,000 | $ 241,000 | $ 145,000 |
| Sebring, FL | 5 | $ 615,000 | $ 123,000 | $ 0 |
| Springfield, IL | 5 | $ 315,000 | $ 63,000 | $ 0 |
| Staunton-Waynesboro, VA | 5 | $ 1,015,000 | $ 203,000 | $ 0 |
| Sumter, SC | 5 | $ 525,000 | $ 105,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 5 | $ 375,000 | $ 75,000 | $ 0 |
| Wheeling, WV-OH | 5 | $ 475,000 | $ 95,000 | $ 0 |
| Wichita Falls, TX | 5 | $ 585,000 | $ 117,000 | $ 300,000 |
| Appleton, WI | 4 | $ 620,000 | $ 155,000 | $ 0 |
| Asheville, NC | 4 | $ 680,000 | $ 170,000 | $ 0 |
| Barnstable Town, MA | 4 | $ 950,000 | $ 237,500 | $ 960,000 |
| Beckley, WV | 4 | $ 450,000 | $ 112,500 | $ 0 |
| Bend-Redmond, OR | 4 | $ 1,880,000 | $ 470,000 | $ 0 |
| Bloomington, IN | 4 | $ 270,000 | $ 67,500 | $ 0 |
| Bowling Green, KY | 4 | $ 640,000 | $ 160,000 | $ 0 |
| Cedar Rapids, IA | 4 | $ 580,000 | $ 145,000 | $ 0 |
| Cleveland, TN | 4 | $ 310,000 | $ 77,500 | $ 0 |
| Decatur, IL | 4 | $ 130,000 | $ 32,500 | $ 0 |
| Dothan, AL | 4 | $ 640,000 | $ 160,000 | $ 0 |
| Eagle Pass, TX | 4 | $ 350,000 | $ 87,500 | $ 0 |
| Fargo, ND-MN | 4 | $ 320,000 | $ 80,000 | $ 0 |
| Jackson, MI | 4 | $ 720,000 | $ 180,000 | $ 0 |
| Johnstown, PA | 4 | $ 200,000 | $ 50,000 | $ 0 |
| Joplin, MO | 4 | $ 690,000 | $ 172,500 | $ 0 |
| Lincoln, NE | 4 | $ 720,000 | $ 180,000 | $ 0 |
| Midland, MI | 4 | $ 230,000 | $ 57,500 | $ 0 |
| Niles-Benton Harbor, MI | 4 | $ 400,000 | $ 100,000 | $ 0 |
| Parkersburg-Vienna, WV | 4 | $ 100,000 | $ 25,000 | $ 0 |
| Rochester, MN | 4 | $ 930,000 | $ 232,500 | $ 83,000 |
| San Francisco-Redwood City-South San Francisco, CA | 4 | $ 4,550,000 | $ 1,137,500 | $ 991,000 |
| Walla Walla, WA | 4 | $ 730,000 | $ 182,500 | $ 0 |
| Watertown-Fort Drum, NY | 4 | $ 600,000 | $ 150,000 | $ 0 |
| Amherst Town-Northampton, MA | 3 | $ 415,000 | $ 138,333 | $ 0 |
| Casper, WY | 3 | $ 885,000 | $ 295,000 | $ 0 |
| Chambersburg-Waynesboro, PA | 3 | $ 355,000 | $ 118,333 | $ 0 |
| Elizabethtown-Fort Knox, KY | 3 | $ 485,000 | $ 161,666 | $ 0 |
| Gettysburg, PA | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Grand Island, NE | 3 | $ 655,000 | $ 218,333 | $ 0 |
| Harrisonburg, VA | 3 | $ 735,000 | $ 245,000 | $ 0 |
| Helena, MT | 3 | $ 535,000 | $ 178,333 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 805,000 | $ 268,333 | $ 0 |
| Hot Springs, AR | 3 | $ 205,000 | $ 68,333 | $ 0 |
| Jefferson City, MO | 3 | $ 545,000 | $ 181,666 | $ 0 |
| Johnson City, TN | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Kahului-Wailuku-Lahaina, HI | 3 | $ 4,365,000 | $ 1,455,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 3 | $ 575,000 | $ 191,666 | $ 0 |
| Lake Havasu City-Kingman, AZ | 3 | $ 495,000 | $ 165,000 | $ 786,000 |
| Lawrence, KS | 3 | $ 535,000 | $ 178,333 | $ 0 |
| Lewiston-Auburn, ME | 3 | $ 655,000 | $ 218,333 | $ 0 |
| Monroe, MI | 3 | $ 645,000 | $ 215,000 | $ 0 |
| Morgantown, WV | 3 | $ 755,000 | $ 251,666 | $ 0 |
| Oshkosh-Neenah, WI | 3 | $ 445,000 | $ 148,333 | $ 0 |
| Pinehurst-Southern Pines, NC | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Pittsfield, MA | 3 | $ 625,000 | $ 208,333 | $ 0 |
| San Juan-Carolina-Caguas, PR | 3 | $ 195,000 | $ 65,000 | $ 0 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 3 | $ 885,000 | $ 295,000 | $ 0 |
| Sandusky, OH | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Sioux City, IA-NE-SD | 3 | $ 215,000 | $ 71,666 | $ 0 |
| Sioux Falls, SD | 3 | $ 385,000 | $ 128,333 | $ 0 |
| St. Cloud, MN | 3 | $ 325,000 | $ 108,333 | $ 0 |
| St. George, UT | 3 | $ 605,000 | $ 201,666 | $ 0 |
| Williamsport, PA | 3 | $ 265,000 | $ 88,333 | $ 0 |
| Altoona, PA | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Ann Arbor, MI | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Brunswick, GA | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Cape Girardeau, MO-IL | 2 | $ 350,000 | $ 175,000 | $ 0 |
| Columbus, IN | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Elmira, NY | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Fairbanks, AK | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Madison, WI | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Manhattan, KS | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Minot, ND | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Owensboro, KY | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Pocatello, ID | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Traverse City, MI | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Wausau, WI | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Ames, IA | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Bellingham, WA | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Burlington-South Burlington, VT | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Champaign-Urbana, IL | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Cheyenne, WY | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Eau Claire, WI | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Enid, OK | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Fond Du Lac, WI | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Great Falls, MT | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Hanford-Corcoran, CA | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Idaho Falls, ID | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Logan, UT-ID | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Longview, WA | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Medford, OR | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Rapid City, SD | 1 | $ 195,000 | $ 195,000 | $ 0 |
| San Rafael, CA | 1 | $ 225,000 | $ 225,000 | $ 1,164,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Twin Falls, ID | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Wenatchee, WA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Wildwood-The Villages, FL | 1 | $ 255,000 | $ 255,000 | $ 0 |
Mortgage Loan Application Detail Totals for Midfirst Bank in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,467 | $2,445,705,000 | $378,000 | $16,505,000 | $314,000 | $8,407,000 |
| Not Applicable | 5,291 | $508,095,000 | $96,000 | $705,000 | $0 | $0 |
| Cash-out Refinancing | 1,244 | $290,580,000 | $233,000 | $1,105,000 | $82,000 | $219,000 |
| Refinancing | 734 | $408,250,000 | $556,000 | $10,575,000 | $508,000 | $9,761,000 |
| Other Purpose | 479 | $117,835,000 | $246,000 | $5,005,000 | $392,000 | $6,186,000 |
| Home Improvement | 312 | $69,320,000 | $222,000 | $5,005,000 | $262,000 | $4,183,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,445 | $2,757,125,000 | $221,000 | $15,005,000 | $66,000 | $182,000 |
| White | 1,163 | $655,255,000 | $563,000 | $16,505,000 | $442,000 | $8,407,000 |
| Hispanic | 352 | $102,700,000 | $291,000 | $3,805,000 | $136,000 | $3,576,000 |
| Not Provided | 281 | $207,585,000 | $738,000 | $6,705,000 | $622,000 | $9,761,000 |
| Black or African American | 139 | $44,575,000 | $320,000 | $9,755,000 | $175,000 | $1,999,000 |
| Asian | 113 | $63,265,000 | $559,000 | $4,955,000 | $306,000 | $3,000,000 |
| American Indian or Alaskan Native | 34 | $9,280,000 | $272,000 | $1,915,000 | $197,000 | $1,139,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 11,164 | $2,155,500,000 | $193,000 | $1,295,000 | $71,000 | $430,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,416 | $1,558,970,000 | $645,000 | $16,505,000 | $398,000 | $9,761,000 |
| VA-guaranteed (Veterans Administration) | 728 | $109,380,000 | $150,000 | $1,145,000 | $75,000 | $277,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 219 | $15,935,000 | $72,000 | $435,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 11,855 | $2,244,605,000 | $189,000 | $1,295,000 | $66,000 | $182,000 |
| Loan Originated | 1,920 | $1,186,140,000 | $617,000 | $15,005,000 | $460,000 | $9,761,000 |
| Application Denied By Financial Institution | 405 | $118,125,000 | $291,000 | $4,505,000 | $134,000 | $3,649,000 |
| Application Withdrawn By Applicant | 235 | $221,875,000 | $944,000 | $16,505,000 | $420,000 | $4,243,000 |
| Preapproval Approved but not Accepted | 67 | $26,315,000 | $392,000 | $1,005,000 | $105,000 | $466,000 |
| Application Approved But Not Accepted | 45 | $42,725,000 | $949,000 | $3,725,000 | $750,000 | $5,166,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,122 | $3,721,660,000 | $263,000 | $16,505,000 | $373,000 | $9,761,000 |
| Debt-To-Income Ratio | 196 | $59,140,000 | $301,000 | $4,505,000 | $153,000 | $3,649,000 |
| Credit History | 87 | $11,465,000 | $131,000 | $2,605,000 | $95,000 | $665,000 |
| Credit Application Incomplete | 38 | $31,290,000 | $823,000 | $4,505,000 | $0 | $0 |
| Other | 37 | $8,775,000 | $237,000 | $1,005,000 | $122,000 | $492,000 |
| Collateral | 36 | $5,240,000 | $145,000 | $495,000 | $148,000 | $913,000 |
| Unverifiable Information | 4 | $710,000 | $177,000 | $305,000 | $95,000 | $216,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $990,000 | $247,000 | $365,000 | $92,000 | $184,000 |
| Employment History | 3 | $515,000 | $171,000 | $235,000 | $34,000 | $54,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midfirst Bank's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midfirst Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.
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