Midwest Mortgage Capital, LLC Mortgage Lending & HMDA Data, 2013

In 2013, Midwest Mortgage Capital, LLC of Saint Louis, MO reported 1,288 mortgage applications totaling $220.7 million, down 4% from 2012. The average application was for $171,359, and applicants reported an average income of $91,800. 68% of its applications resulted in an originated loan and 5% were denied. Its largest markets were St. Louis, MO-IL (623), Chicago-Joliet-Naperville, IL (75) and Kansas City, MO-KS (60) (applications in parentheses).

Mortgage Company & Address Midwest Mortgage Capital, LLC
12400 Olive Blvd
Saint Louis, MO 63141
Tel #: available with data download
Federal Regulator * available with data download
Years 2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 1,288
Total Mortgage Loan Application Amount $220,711,000
Average Mortgage Loan Application Amount $171,359
Highest Mortgage Loan Application Amount $988,000
Average Applicant Income $91,800
Highest Applicant Income $1,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Midwest Mortgage Capital, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Midwest Mortgage Capital, LLC by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, Missouri 213 $ 37,770,000 $ 177,323 $ 90,000
St. Charles, Missouri 118 $ 21,392,000 $ 181,288 $ 94,000
St. Clair, Illinois 89 $ 12,166,000 $ 136,696 $ 94,000
St. Louis City, Missouri 81 $ 10,270,000 $ 126,790 $ 90,000
Cook, Illinois 50 $ 10,565,000 $ 211,300 $ 107,000
Jefferson, Missouri 49 $ 7,134,000 $ 145,591 $ 67,000
Madison, Illinois 25 $ 3,003,000 $ 120,120 $ 100,000
Jackson, Missouri 20 $ 3,395,000 $ 169,750 $ 104,000
Lincoln, Missouri 20 $ 2,638,000 $ 131,900 $ 94,000
Fort Bend, Texas 18 $ 4,143,000 $ 230,166 $ 145,000
Harris, Texas 18 $ 3,392,000 $ 188,444 $ 99,000
Johnson, Kansas 16 $ 3,018,000 $ 188,625 $ 77,000
Greene, Missouri 15 $ 1,957,000 $ 130,466 $ 50,000
Oklahoma, Oklahoma 13 $ 2,196,000 $ 168,923 $ 84,000
Lake, Illinois 11 $ 2,173,000 $ 197,545 $ 95,000
Dallas, Texas 11 $ 1,824,000 $ 165,818 $ 88,000
Marion, Indiana 10 $ 1,245,000 $ 124,500 $ 71,000
Hennepin, Minnesota 10 $ 1,936,000 $ 193,600 $ 90,000
Tulsa, Oklahoma 10 $ 1,336,000 $ 133,600 $ 73,000
Tarrant, Texas 10 $ 1,820,000 $ 182,000 $ 86,000
Williamson, Texas 10 $ 1,844,000 $ 184,400 $ 103,000
Monroe, Illinois 9 $ 1,391,000 $ 154,555 $ 80,000
Clay, Missouri 9 $ 1,610,000 $ 178,888 $ 61,000
Collin, Texas 9 $ 1,642,000 $ 182,444 $ 87,000
Hamilton, Tennessee 8 $ 976,000 $ 122,000 $ 90,000
Denton, Texas 8 $ 1,710,000 $ 213,750 $ 140,000
DuPage, Illinois 7 $ 1,567,000 $ 223,857 $ 183,000
Cape Girardeau, Missouri 7 $ 1,293,000 $ 184,714 $ 97,000
Franklin, Missouri 7 $ 1,201,000 $ 171,571 $ 73,000
Douglas, Nebraska 7 $ 1,263,000 $ 180,428 $ 220,000
Shelby, Tennessee 7 $ 1,593,000 $ 227,571 $ 96,000
Will, Illinois 6 $ 1,374,000 $ 229,000 $ 108,000
Camden, Missouri 6 $ 772,000 $ 128,666 $ 105,000
Davidson, Tennessee 6 $ 903,000 $ 150,500 $ 55,000
El Paso, Texas 6 $ 1,098,000 $ 183,000 $ 86,000
Travis, Texas 6 $ 1,353,000 $ 225,500 $ 121,000
Kane, Illinois 5 $ 1,222,000 $ 244,400 $ 91,000
McHenry, Illinois 5 $ 877,000 $ 175,400 $ 75,000
Allen, Indiana 5 $ 341,000 $ 68,200 $ 67,000
Anoka, Minnesota 5 $ 1,056,000 $ 211,200 $ 85,000
Ramsey, Minnesota 5 $ 873,000 $ 174,600 $ 90,000
Platte, Missouri 5 $ 842,000 $ 168,400 $ 66,000
St. Francois, Missouri 5 $ 570,000 $ 114,000 $ 56,000
Bexar, Texas 5 $ 851,000 $ 170,200 $ 87,000
Milwaukee, Wisconsin 5 $ 1,132,000 $ 226,400 $ 87,000
Winnebago, Wisconsin 5 $ 1,390,000 $ 278,000 $ 146,000
Los Angeles, California 4 $ 1,607,000 $ 401,750 $ 131,000
Ada, Idaho 4 $ 978,000 $ 244,500 $ 95,000
Wright, Minnesota 4 $ 659,000 $ 164,750 $ 61,000
Warren, Missouri 4 $ 562,000 $ 140,500 $ 100,000
Lancaster, Nebraska 4 $ 664,000 $ 166,000 $ 67,000
Williamson, Tennessee 4 $ 869,000 $ 217,250 $ 111,000
Lubbock, Texas 4 $ 1,640,000 $ 410,000 $ 227,000
Bonneville, Idaho 3 $ 644,000 $ 214,666 $ 81,000
Clinton, Illinois 3 $ 478,000 $ 159,333 $ 83,000
Kankakee, Illinois 3 $ 406,000 $ 135,333 $ 57,000
Sangamon, Illinois 3 $ 669,000 $ 223,000 $ 112,000
Tippecanoe, Indiana 3 $ 285,000 $ 95,000 $ 94,000
Dakota, Minnesota 3 $ 622,000 $ 207,333 $ 58,000
Christian, Missouri 3 $ 657,000 $ 219,000 $ 76,000
Dallas, Missouri 3 $ 466,000 $ 155,333 $ 22,000
Ozark, Missouri 3 $ 497,000 $ 165,666 $ 130,000
Polk, Missouri 3 $ 227,000 $ 75,666 $ 31,000
Ste. Genevieve, Missouri 3 $ 534,000 $ 178,000 $ 51,000
Cleveland, Oklahoma 3 $ 432,000 $ 144,000 $ 80,000
Rutherford, Tennessee 3 $ 821,000 $ 273,666 $ 379,000
Galveston, Texas 3 $ 530,000 $ 176,666 $ 127,000
Montgomery, Texas 3 $ 481,000 $ 160,333 $ 103,000
Salt Lake, Utah 3 $ 596,000 $ 198,666 $ 84,000
Santa Clara, California 2 $ 1,090,000 $ 545,000 $ 156,000
Kootenai, Idaho 2 $ 403,000 $ 201,500 $ 48,000
Bond, Illinois 2 $ 180,000 $ 90,000 $ 79,000
Franklin, Illinois 2 $ 206,000 $ 103,000 $ 64,000
Johnson, Illinois 2 $ 201,000 $ 100,500 $ 45,000
Piatt, Illinois 2 $ 193,000 $ 96,500 $ 54,000
Randolph, Illinois 2 $ 316,000 $ 158,000 $ 75,000
Winnebago, Illinois 2 $ 269,000 $ 134,500 $ 46,000
Delaware, Indiana 2 $ 242,000 $ 121,000 $ 118,000
Hamilton, Indiana 2 $ 253,000 $ 126,500 $ 54,000
Hendricks, Indiana 2 $ 182,000 $ 91,000 $ 35,000
Johnson, Indiana 2 $ 304,000 $ 152,000 $ 37,000
Lake, Indiana 2 $ 344,000 $ 172,000 $ 93,000
Porter, Indiana 2 $ 245,000 $ 122,500 $ 65,000
Leavenworth, Kansas 2 $ 340,000 $ 170,000 $ 104,000
Saline, Kansas 2 $ 250,000 $ 125,000 $ 39,000
Sedgwick, Kansas 2 $ 309,000 $ 154,500 $ 135,000
Shawnee, Kansas 2 $ 215,000 $ 107,500 $ 47,000
Winona, Minnesota 2 $ 271,000 $ 135,500 $ 78,000
Bates, Missouri 2 $ 535,000 $ 267,500 $ 100,000
Butler, Missouri 2 $ 289,000 $ 144,500 $ 31,000
Cass, Missouri 2 $ 297,000 $ 148,500 $ 74,000
Clinton, Missouri 2 $ 355,000 $ 177,500 $ 100,000
Cole, Missouri 2 $ 301,000 $ 150,500 $ 59,000
Crawford, Missouri 2 $ 173,000 $ 86,500 $ 81,000
Jasper, Missouri 2 $ 373,000 $ 186,500 $ 81,000
Perry, Missouri 2 $ 579,000 $ 289,500 $ 136,000
Vernon, Missouri 2 $ 393,000 $ 196,500 $ 52,000
Webster, Missouri 2 $ 308,000 $ 154,000 $ 74,000
Sarpy, Nebraska 2 $ 284,000 $ 142,000 $ 64,000
Beckham, Oklahoma 2 $ 308,000 $ 154,000 $ 112,000
Craig, Oklahoma 2 $ 568,000 $ 284,000 $ 399,000
Logan, Oklahoma 2 $ 280,000 $ 140,000 $ 113,000
Wagoner, Oklahoma 2 $ 433,000 $ 216,500 $ 73,000
Fayette, Tennessee 2 $ 383,000 $ 191,500 $ 119,000
Hawkins, Tennessee 2 $ 346,000 $ 173,000 $ 110,000
Tipton, Tennessee 2 $ 264,000 $ 132,000 $ 31,000
Chambers, Texas 2 $ 311,000 $ 155,500 $ 86,000
Comal, Texas 2 $ 513,000 $ 256,500 $ 189,000
Ellis, Texas 2 $ 210,000 $ 105,000 $ 63,000
Nueces, Texas 2 $ 379,000 $ 189,500 $ 60,000
Davis, Utah 2 $ 372,000 $ 186,000 $ 102,000
Dane, Wisconsin 2 $ 476,000 $ 238,000 $ 91,000
Fresno, California 1 $ 150,000 $ 150,000 $ 64,000
Napa, California 1 $ 756,000 $ 756,000 $ 238,000
Orange, California 1 $ 406,000 $ 406,000 $ 137,000
San Bernardino, California 1 $ 229,000 $ 229,000 $ 120,000
San Joaquin, California 1 $ 335,000 $ 335,000 $ 141,000
Solano, California 1 $ 321,000 $ 321,000 $ 47,000
Brevard, Florida 1 $ 112,000 $ 112,000 $ 48,000
Hillsborough, Florida 1 $ 230,000 $ 230,000 $ 173,000
Indian River, Florida 1 $ 190,000 $ 190,000 $ 182,000
Miami-Dade, Florida 1 $ 117,000 $ 117,000 $ 47,000
Orange, Florida 1 $ 248,000 $ 248,000 $ 79,000
Seminole, Florida 1 $ 260,000 $ 260,000 $ 108,000
Bannock, Idaho 1 $ 133,000 $ 133,000 $ 42,000
Bingham, Idaho 1 $ 170,000 $ 170,000 $ 38,000
Canyon, Idaho 1 $ 170,000 $ 170,000 $ 66,000
Cassia, Idaho 1 $ 100,000 $ 100,000 $ 35,000
Elmore, Idaho 1 $ 85,000 $ 85,000 $ 12,000
Nez Perce, Idaho 1 $ 201,000 $ 201,000 $ 76,000
Champaign, Illinois 1 $ 260,000 $ 260,000 $ 146,000
DeKalb, Illinois 1 $ 151,000 $ 151,000 $ 43,000
Douglas, Illinois 1 $ 158,000 $ 158,000 $ 73,000
Fayette, Illinois 1 $ 78,000 $ 78,000 $ 110,000
Greene, Illinois 1 $ 140,000 $ 140,000 $ 12,000
Jackson, Illinois 1 $ 77,000 $ 77,000 $ 35,000
Jersey, Illinois 1 $ 208,000 $ 208,000 $ 94,000
Kendall, Illinois 1 $ 183,000 $ 183,000 $ 59,000
Macoupin, Illinois 1 $ 160,000 $ 160,000 $ 114,000
Massac, Illinois 1 $ 255,000 $ 255,000 $ 107,000
McDonough, Illinois 1 $ 86,000 $ 86,000 $ 66,000
McLean, Illinois 1 $ 136,000 $ 136,000 $ 65,000
Montgomery, Illinois 1 $ 255,000 $ 255,000 $ 60,000
Ogle, Illinois 1 $ 200,000 $ 200,000 $ 60,000
Perry, Illinois 1 $ 36,000 $ 36,000 $ 84,000
Rock Island, Illinois 1 $ 155,000 $ 155,000 $ 83,000
Tazewell, Illinois 1 $ 269,000 $ 269,000 $ 105,000
Williamson, Illinois 1 $ 199,000 $ 199,000 $ 97,000
Carroll, Indiana 1 $ 159,000 $ 159,000 $ 74,000
Elkhart, Indiana 1 $ 171,000 $ 171,000 $ 84,000
Grant, Indiana 1 $ 174,000 $ 174,000 $ 70,000
Kosciusko, Indiana 1 $ 82,000 $ 82,000 $ 45,000
LaGrange, Indiana 1 $ 116,000 $ 116,000 $ 167,000
Lawrence, Indiana 1 $ 105,000 $ 105,000 $ 87,000
Newton, Indiana 1 $ 212,000 $ 212,000 $ 118,000
Vanderburgh, Indiana 1 $ 243,000 $ 243,000 $ 159,000
Cedar, Iowa 1 $ 75,000 $ 75,000 $ 38,000
Emmet, Iowa 1 $ 80,000 $ 80,000 $ 46,000
Polk, Iowa 1 $ 178,000 $ 178,000 $ 135,000
Douglas, Kansas 1 $ 150,000 $ 150,000 $ 46,000
Franklin, Kansas 1 $ 83,000 $ 83,000 $ 33,000
Lyon, Kansas 1 $ 169,000 $ 169,000 $ 12,000
Morris, Kansas 1 $ 150,000 $ 150,000 $ 82,000
Thomas, Kansas 1 $ 74,000 $ 74,000 $ 26,000
Wyandotte, Kansas 1 $ 218,000 $ 218,000 $ 113,000
East Feliciana, Louisiana 1 $ 285,000 $ 285,000 $ 132,000
Orleans, Louisiana 1 $ 218,000 $ 218,000 $ 116,000
St. Mary, Louisiana 1 $ 212,000 $ 212,000 $ 128,000
Carver, Minnesota 1 $ 219,000 $ 219,000 $ 93,000
Cass, Minnesota 1 $ 159,000 $ 159,000 $ 115,000
Chisago, Minnesota 1 $ 195,000 $ 195,000 $ 96,000
Itasca, Minnesota 1 $ 241,000 $ 241,000 $ 90,000
Kandiyohi, Minnesota 1 $ 154,000 $ 154,000 $ 50,000
Lyon, Minnesota 1 $ 177,000 $ 177,000 $ 157,000
Nicollet, Minnesota 1 $ 100,000 $ 100,000 $ 51,000
Olmsted, Minnesota 1 $ 171,000 $ 171,000 $ 52,000
Otter Tail, Minnesota 1 $ 120,000 $ 120,000 $ 27,000
Rice, Minnesota 1 $ 177,000 $ 177,000 $ 61,000
Scott, Minnesota 1 $ 217,000 $ 217,000 $ 87,000
Sherburne, Minnesota 1 $ 250,000 $ 250,000 $ 75,000
Stearns, Minnesota 1 $ 189,000 $ 189,000 $ 84,000
Washington, Minnesota 1 $ 215,000 $ 215,000 $ 235,000
Watonwan, Minnesota 1 $ 73,000 $ 73,000 $ 78,000
Benton, Missouri 1 $ 83,000 $ 83,000 $ 93,000
Bollinger, Missouri 1 $ 150,000 $ 150,000 $ 68,000
Boone, Missouri 1 $ 168,000 $ 168,000 $ 105,000
Buchanan, Missouri 1 $ 124,000 $ 124,000 $ 163,000
Callaway, Missouri 1 $ 170,000 $ 170,000 $ 86,000
Henry, Missouri 1 $ 74,000 $ 74,000 $ 58,000
Johnson, Missouri 1 $ 92,000 $ 92,000 $ 51,000
Marion, Missouri 1 $ 216,000 $ 216,000 $ 65,000
Mississippi, Missouri 1 $ 181,000 $ 181,000 $ 68,000
Newton, Missouri 1 $ 179,000 $ 179,000 $ 185,000
Oregon, Missouri 1 $ 126,000 $ 126,000 $ 34,000
Phelps, Missouri 1 $ 183,000 $ 183,000 $ 40,000
Pike, Missouri 1 $ 109,000 $ 109,000 $ 67,000
Pulaski, Missouri 1 $ 182,000 $ 182,000 $ 58,000
Putnam, Missouri 1 $ 100,000 $ 100,000 $ 69,000
Reynolds, Missouri 1 $ 243,000 $ 243,000 $ 97,000
Saline, Missouri 1 $ 81,000 $ 81,000 $ 107,000
Scott, Missouri 1 $ 67,000 $ 67,000 $ 49,000
Stoddard, Missouri 1 $ 97,000 $ 97,000 $ 66,000
Stone, Missouri 1 $ 149,000 $ 149,000 $ 37,000
Taney, Missouri 1 $ 209,000 $ 209,000 $ 56,000
Washington, Missouri 1 $ 105,000 $ 105,000 $ 36,000
Wright, Missouri 1 $ 150,000 $ 150,000 $ 48,000
Custer, Nebraska 1 $ 185,000 $ 185,000 $ 84,000
Platte, Nebraska 1 $ 182,000 $ 182,000 $ 29,000
Seward, Nebraska 1 $ 84,000 $ 84,000 $ 52,000
Caddo, Oklahoma 1 $ 133,000 $ 133,000 $ 130,000
Delaware, Oklahoma 1 $ 196,000 $ 196,000 $ 74,000
Haskell, Oklahoma 1 $ 131,000 $ 131,000 $ 54,000
Jackson, Oklahoma 1 $ 169,000 $ 169,000 $ 85,000
Kingfisher, Oklahoma 1 $ 179,000 $ 179,000 $ 70,000
McCurtain, Oklahoma 1 $ 151,000 $ 151,000 $ 60,000
Nowata, Oklahoma 1 $ 245,000 $ 245,000 $ 123,000
Pawnee, Oklahoma 1 $ 84,000 $ 84,000 $ 53,000
Seminole, Oklahoma 1 $ 134,000 $ 134,000 $ 42,000
Texas, Oklahoma 1 $ 113,000 $ 113,000 $ 95,000
Washington, Oklahoma 1 $ 163,000 $ 163,000 $ 80,000
Campbell, Tennessee 1 $ 86,000 $ 86,000 $ 60,000
Cumberland, Tennessee 1 $ 189,000 $ 189,000 $ 44,000
Greene, Tennessee 1 $ 132,000 $ 132,000 $ 96,000
Jefferson, Tennessee 1 $ 63,000 $ 63,000 $ 48,000
Knox, Tennessee 1 $ 83,000 $ 83,000 $ 43,000
Maury, Tennessee 1 $ 176,000 $ 176,000 $ 63,000
McMinn, Tennessee 1 $ 186,000 $ 186,000 $ 58,000
Montgomery, Tennessee 1 $ 125,000 $ 125,000 $ 67,000
Overton, Tennessee 1 $ 163,000 $ 163,000 $ 71,000
Rhea, Tennessee 1 $ 79,000 $ 79,000 $ 53,000
Sevier, Tennessee 1 $ 179,000 $ 179,000 $ 34,000
Smith, Tennessee 1 $ 198,000 $ 198,000 $ 71,000
Sumner, Tennessee 1 $ 394,000 $ 394,000 $ 72,000
Washington, Tennessee 1 $ 142,000 $ 142,000 $ 45,000
Bandera, Texas 1 $ 125,000 $ 125,000 $ 37,000
Brazoria, Texas 1 $ 105,000 $ 105,000 $ 81,000
Brazos, Texas 1 $ 103,000 $ 103,000 $ 97,000
Brown, Texas 1 $ 159,000 $ 159,000 $ 63,000
Gregg, Texas 1 $ 194,000 $ 194,000 $ 85,000
Hays, Texas 1 $ 383,000 $ 383,000 $ 199,000
Hood, Texas 1 $ 186,000 $ 186,000 $ 78,000
Kimble, Texas 1 $ 330,000 $ 330,000 $ 222,000
McLennan, Texas 1 $ 179,000 $ 179,000 $ 67,000
Midland, Texas 1 $ 168,000 $ 168,000 $ 135,000
San Saba, Texas 1 $ 233,000 $ 233,000 $ 125,000
Uvalde, Texas 1 $ 375,000 $ 375,000 $ 200,000
Wasatch, Utah 1 $ 214,000 $ 214,000 $ 126,000
Spokane, Washington 1 $ 159,000 $ 159,000 $ 49,000
Barron, Wisconsin 1 $ 64,000 $ 64,000 $ 47,000
Brown, Wisconsin 1 $ 415,000 $ 415,000 $ 574,000
Calumet, Wisconsin 1 $ 160,000 $ 160,000 $ 81,000
Crawford, Wisconsin 1 $ 144,000 $ 144,000 $ 41,000
Fond du Lac, Wisconsin 1 $ 320,000 $ 320,000 $ 147,000
Kenosha, Wisconsin 1 $ 264,000 $ 264,000 $ 153,000
Langlade, Wisconsin 1 $ 166,000 $ 166,000 $ 101,000
Marathon, Wisconsin 1 $ 64,000 $ 64,000 $ 167,000
Outagamie, Wisconsin 1 $ 192,000 $ 192,000 $ 167,000
Polk, Wisconsin 1 $ 402,000 $ 402,000 $ 30,000
Portage, Wisconsin 1 $ 204,000 $ 204,000 $ 81,000
Sawyer, Wisconsin 1 $ 162,000 $ 162,000 $ 28,000
Walworth, Wisconsin 1 $ 251,000 $ 251,000 $ 90,000
Washington, Wisconsin 1 $ 178,000 $ 178,000 $ 102,000
Waukesha, Wisconsin 1 $ 216,000 $ 216,000 $ 22,000

Mortgage Loan Application Detail Totals for Midwest Mortgage Capital, LLC in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 940 $165,031,000 $175,000 $988,000 $94,000 $1,000,000
Home Purchase 347 $55,555,000 $160,000 $596,000 $86,000 $1,000,000
Home Improvement 1 $125,000 $125,000 $125,000 $37,000 $37,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,128 $191,283,000 $169,000 $988,000 $92,000 $1,000,000
Asian 54 $12,398,000 $229,000 $700,000 $106,000 $429,000
Black or African American 44 $6,200,000 $140,000 $301,000 $96,000 $1,000,000
Not Provided 30 $5,992,000 $199,000 $484,000 $106,000 $218,000
Hispanic 29 $4,434,000 $152,000 $266,000 $69,000 $182,000
American Indian or Alaskan Native 2 $235,000 $117,000 $135,000 $27,000 $35,000
Native Hawaiian or Other Pacific Islander 1 $169,000 $169,000 $169,000 $58,000 $58,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 866 $154,248,000 $178,000 $988,000 $100,000 $1,000,000
FHA-insured (Federal Housing Administration) 336 $52,884,000 $157,000 $344,000 $76,000 $1,000,000
VA-guaranteed (Veterans Administration) 71 $11,947,000 $168,000 $359,000 $82,000 $1,000,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 15 $1,632,000 $108,000 $207,000 $38,000 $60,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 881 $149,646,000 $169,000 $988,000 $93,000 $1,000,000
Application Withdrawn By Applicant 332 $57,763,000 $173,000 $768,000 $89,000 $1,000,000
Application Denied By Financial Institution 66 $11,916,000 $180,000 $800,000 $94,000 $1,000,000
Application Approved But Not Accepted 8 $1,194,000 $149,000 $211,000 $62,000 $89,000
File Closed For Incompleteness 1 $192,000 $192,000 $192,000 $213,000 $213,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 28 $4,524,000 $161,000 $397,000 $90,000 $245,000
Debt-To-Income Ratio 21 $4,203,000 $200,000 $800,000 $108,000 $1,000,000
Other 6 $1,602,000 $267,000 $756,000 $99,000 $238,000
Credit History 6 $986,000 $164,000 $238,000 $72,000 $164,000
Insufficient Cash (Downpayment, Closing Cost) 4 $439,000 $109,000 $163,000 $88,000 $155,000
Employment History 1 $162,000 $162,000 $162,000 $29,000 $29,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Midwest Mortgage Capital, LLC's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Midwest Mortgage Capital, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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