Mila, Inc Mortgage Lending & HMDA Data, 2004
In 2004, Mila, Inc of Mountlake Terrace, WA reported 158,285 mortgage applications totaling $16.3 billion, up 139% from 2003. The average application was for $103,129, and applicants reported an average income of $58,176. 20% of its applications resulted in an originated loan and 32% were denied. Its largest markets were Houston-Baytown-Sugar Land, TX (17,610), Chicago-Naperville-Joliet, IL (10,381) and Detroit-Livonia-Dearborn, MI (7,875) (applications in parentheses).
| Mortgage Company & Address | Mila, Inc 6021 244th St. Sw Mountlake Terrace, WA 98043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 158,285 |
| Total Mortgage Loan Application Amount | $16,323,857,000 |
| Average Mortgage Loan Application Amount | $103,129 |
| Highest Mortgage Loan Application Amount | $8,500,000 |
| Average Applicant Income | $58,176 |
| Highest Applicant Income | $9,600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mila, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-Baytown-Sugar Land, TX | 17,610 | $ 1,533,197,000 | $ 87,063 | $ 67,000 |
| Chicago-Naperville-Joliet, IL | 10,381 | $ 1,328,572,000 | $ 127,981 | $ 69,000 |
| Detroit-Livonia-Dearborn, MI | 7,875 | $ 645,584,000 | $ 81,978 | $ 48,000 |
| Dallas-Plano-Irving, TX | 6,682 | $ 629,616,000 | $ 94,225 | $ 67,000 |
| Phoenix-Mesa-Scottsdale, AZ | 5,147 | $ 535,575,000 | $ 104,055 | $ 60,000 |
| Warren-Farmington Hills-Troy, MI | 4,070 | $ 536,146,000 | $ 131,731 | $ 70,000 |
| St. Louis, MO-IL | 3,741 | $ 319,208,000 | $ 85,326 | $ 54,000 |
| Kansas City, MO-KS | 3,245 | $ 256,930,000 | $ 79,177 | $ 49,000 |
| Las Vegas-Paradise, NV | 3,114 | $ 473,268,000 | $ 151,980 | $ 64,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3,035 | $ 414,247,000 | $ 136,489 | $ 64,000 |
| Seattle-Bellevue-Everett, WA | 2,964 | $ 466,432,000 | $ 157,365 | $ 70,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 2,815 | $ 502,637,000 | $ 178,556 | $ 83,000 |
| Columbus, OH | 2,610 | $ 223,449,000 | $ 85,612 | $ 60,000 |
| Indianapolis, IN | 2,104 | $ 174,159,000 | $ 82,775 | $ 60,000 |
| Fort Worth-Arlington, TX | 2,016 | $ 165,861,000 | $ 82,272 | $ 67,000 |
| San Antonio, TX | 1,687 | $ 120,790,000 | $ 71,600 | $ 76,000 |
| Cleveland-Elyria-Mentor, OH | 1,657 | $ 155,099,000 | $ 93,602 | $ 56,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,473 | $ 292,016,000 | $ 198,245 | $ 84,000 |
| Dayton, OH | 1,405 | $ 98,312,000 | $ 69,972 | $ 47,000 |
| Denver-Aurora, CO | 1,390 | $ 194,115,000 | $ 139,651 | $ 70,000 |
| Salt Lake City, UT | 1,388 | $ 149,574,000 | $ 107,762 | $ 64,000 |
| Riverside-San Bernardino-Ontario, CA | 1,330 | $ 241,314,000 | $ 181,439 | $ 79,000 |
| Tulsa, OK | 1,260 | $ 90,903,000 | $ 72,145 | $ 49,000 |
| Cincinnati-Middletown, OH-KY-IN | 1,253 | $ 107,108,000 | $ 85,481 | $ 55,000 |
| Memphis, TN-MS-AR | 1,140 | $ 92,124,000 | $ 80,810 | $ 71,000 |
| Austin-Round Rock, TX | 1,136 | $ 101,659,000 | $ 89,488 | $ 62,000 |
| Grand Rapids-Wyoming, MI | 1,045 | $ 91,347,000 | $ 87,413 | $ 52,000 |
| Oakland-Fremont-Hayward, CA | 1,028 | $ 247,440,000 | $ 240,700 | $ 92,000 |
| Des Moines, IA | 1,021 | $ 79,362,000 | $ 77,729 | $ 48,000 |
| Milwaukee-Waukesha-West Allis, WI | 994 | $ 88,830,000 | $ 89,366 | $ 64,000 |
| Akron, OH | 988 | $ 78,962,000 | $ 79,921 | $ 51,000 |
| Portland-Vancouver-Beaverton, OR-WA | 980 | $ 119,204,000 | $ 121,636 | $ 59,000 |
| Oklahoma City, OK | 960 | $ 76,931,000 | $ 80,136 | $ 50,000 |
| Louisville, KY-IN | 941 | $ 78,448,000 | $ 83,366 | $ 49,000 |
| Tacoma, WA | 922 | $ 119,622,000 | $ 129,741 | $ 59,000 |
| Wichita, KS | 770 | $ 47,457,000 | $ 61,632 | $ 46,000 |
| Lansing-East Lansing, MI | 739 | $ 60,885,000 | $ 82,388 | $ 50,000 |
| McAllen-Edinburg-Pharr, TX | 695 | $ 53,618,000 | $ 77,148 | $ 52,000 |
| Springfield, MO | 681 | $ 48,189,000 | $ 70,762 | $ 49,000 |
| Merced, CA | 650 | $ 102,346,000 | $ 157,455 | $ 79,000 |
| Canton-Massillon, OH | 625 | $ 43,408,000 | $ 69,452 | $ 50,000 |
| Omaha-Council Bluffs, NE-IA | 610 | $ 45,242,000 | $ 74,167 | $ 52,000 |
| Laredo, TX | 570 | $ 40,928,000 | $ 71,803 | $ 56,000 |
| Boise City-Nampa, ID | 565 | $ 48,377,000 | $ 85,623 | $ 53,000 |
| Tucson, AZ | 555 | $ 51,281,000 | $ 92,398 | $ 50,000 |
| Stockton, CA | 537 | $ 103,341,000 | $ 192,441 | $ 94,000 |
| Youngstown-Warren-Boardman, OH-PA | 516 | $ 34,848,000 | $ 67,534 | $ 46,000 |
| Flint, MI | 495 | $ 40,586,000 | $ 81,991 | $ 59,000 |
| Bakersfield, CA | 491 | $ 54,383,000 | $ 110,759 | $ 67,000 |
| Modesto, CA | 472 | $ 77,592,000 | $ 164,389 | $ 69,000 |
| Toledo, OH | 465 | $ 34,970,000 | $ 75,204 | $ 54,000 |
| San Diego-Carlsbad-San Marcos, CA | 446 | $ 110,046,000 | $ 246,739 | $ 97,000 |
| Brownsville-Harlingen, TX | 438 | $ 31,051,000 | $ 70,892 | $ 87,000 |
| Ogden-Clearfield, UT | 425 | $ 42,558,000 | $ 100,136 | $ 56,000 |
| Colorado Springs, CO | 423 | $ 50,599,000 | $ 119,619 | $ 60,000 |
| Lexington-Fayette, KY | 380 | $ 31,780,000 | $ 83,631 | $ 51,000 |
| Santa Ana-Anaheim-Irvine, CA | 373 | $ 92,453,000 | $ 247,863 | $ 101,000 |
| Lake County-Kenosha County, IL-WI | 370 | $ 54,273,000 | $ 146,683 | $ 73,000 |
| Fort Wayne, IN | 360 | $ 25,424,000 | $ 70,622 | $ 46,000 |
| Salem, OR | 333 | $ 32,674,000 | $ 98,120 | $ 56,000 |
| Gary, IN | 330 | $ 25,937,000 | $ 78,596 | $ 60,000 |
| Olympia, WA | 328 | $ 38,968,000 | $ 118,804 | $ 69,000 |
| Muskegon-Norton Shores, MI | 316 | $ 22,587,000 | $ 71,477 | $ 45,000 |
| Provo-Orem, UT | 284 | $ 31,034,000 | $ 109,274 | $ 63,000 |
| Vallejo-Fairfield, CA | 280 | $ 64,919,000 | $ 231,853 | $ 91,000 |
| Nashville-Davidson--Murfreesboro, TN | 275 | $ 23,408,000 | $ 85,120 | $ 55,000 |
| St. Joseph, MO-KS | 270 | $ 15,881,000 | $ 58,818 | $ 38,000 |
| Beaumont-Port Arthur, TX | 265 | $ 14,843,000 | $ 56,011 | $ 72,000 |
| El Paso, TX | 265 | $ 18,262,000 | $ 68,913 | $ 71,000 |
| Elkhart-Goshen, IN | 265 | $ 18,711,000 | $ 70,607 | $ 47,000 |
| Fresno, CA | 261 | $ 34,177,000 | $ 130,946 | $ 67,000 |
| Bellingham, WA | 251 | $ 31,919,000 | $ 127,167 | $ 67,000 |
| South Bend-Mishawaka, IN-MI | 233 | $ 17,120,000 | $ 73,476 | $ 45,000 |
| Yuba City, CA | 226 | $ 30,708,000 | $ 135,876 | $ 73,000 |
| Ann Arbor, MI | 218 | $ 31,580,000 | $ 144,862 | $ 70,000 |
| Bremerton-Silverdale, WA | 213 | $ 29,404,000 | $ 138,046 | $ 66,000 |
| Corpus Christi, TX | 209 | $ 16,229,000 | $ 77,650 | $ 70,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 207 | $ 50,413,000 | $ 243,541 | $ 86,000 |
| Elizabethtown, KY | 204 | $ 13,637,000 | $ 66,848 | $ 42,000 |
| San Francisco-San Mateo-Redwood City, CA | 202 | $ 62,125,000 | $ 307,549 | $ 107,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 202 | $ 62,147,000 | $ 307,658 | $ 129,000 |
| College Station-Bryan, TX | 196 | $ 14,562,000 | $ 74,295 | $ 55,000 |
| Mount Vernon-Anacortes, WA | 196 | $ 23,689,000 | $ 120,862 | $ 73,000 |
| Waco, TX | 193 | $ 11,621,000 | $ 60,212 | $ 53,000 |
| Eugene-Springfield, OR | 184 | $ 16,737,000 | $ 90,961 | $ 63,000 |
| Holland-Grand Haven, MI | 182 | $ 17,504,000 | $ 96,175 | $ 62,000 |
| Saginaw-Saginaw Township North, MI | 182 | $ 11,998,000 | $ 65,923 | $ 45,000 |
| Kalamazoo-Portage, MI | 180 | $ 17,509,000 | $ 97,272 | $ 70,000 |
| Battle Creek, MI | 178 | $ 12,108,000 | $ 68,022 | $ 50,000 |
| Anderson, IN | 174 | $ 11,647,000 | $ 66,936 | $ 50,000 |
| Jackson, MI | 173 | $ 15,776,000 | $ 91,190 | $ 49,000 |
| Topeka, KS | 165 | $ 12,213,000 | $ 74,018 | $ 53,000 |
| Visalia-Porterville, CA | 160 | $ 15,283,000 | $ 95,518 | $ 53,000 |
| Killeen-Temple-Fort Hood, TX | 158 | $ 10,123,000 | $ 64,069 | $ 49,000 |
| Rockford, IL | 157 | $ 12,159,000 | $ 77,445 | $ 54,000 |
| Spokane, WA | 148 | $ 13,059,000 | $ 88,236 | $ 50,000 |
| Reno-Sparks, NV | 147 | $ 20,807,000 | $ 141,544 | $ 70,000 |
| Yakima, WA | 147 | $ 11,613,000 | $ 79,000 | $ 66,000 |
| Joplin, MO | 146 | $ 9,762,000 | $ 66,863 | $ 45,000 |
| Kokomo, IN | 139 | $ 9,479,000 | $ 68,194 | $ 52,000 |
| Rapid City, SD | 139 | $ 10,922,000 | $ 78,575 | $ 51,000 |
| Madison, WI | 138 | $ 17,104,000 | $ 123,942 | $ 55,000 |
| Lincoln, NE | 135 | $ 9,816,000 | $ 72,711 | $ 47,000 |
| Greeley, CO | 133 | $ 14,784,000 | $ 111,157 | $ 58,000 |
| Springfield, OH | 132 | $ 10,392,000 | $ 78,727 | $ 46,000 |
| Lawton, OK | 124 | $ 8,190,000 | $ 66,048 | $ 44,000 |
| Lafayette, IN | 123 | $ 11,319,000 | $ 92,024 | $ 42,000 |
| Kennewick-Richland-Pasco, WA | 113 | $ 10,486,000 | $ 92,796 | $ 53,000 |
| Salinas, CA | 112 | $ 29,553,000 | $ 263,866 | $ 95,000 |
| Columbia, MO | 108 | $ 8,684,000 | $ 80,407 | $ 48,000 |
| Lima, OH | 106 | $ 7,898,000 | $ 74,509 | $ 65,000 |
| Niles-Benton Harbor, MI | 102 | $ 7,719,000 | $ 75,676 | $ 47,000 |
| Duluth, MN-WI | 100 | $ 7,395,000 | $ 73,950 | $ 39,000 |
| Odessa, TX | 98 | $ 4,209,000 | $ 42,948 | $ 69,000 |
| Mansfield, OH | 96 | $ 6,051,000 | $ 63,031 | $ 44,000 |
| Monroe, MI | 96 | $ 9,361,000 | $ 97,510 | $ 59,000 |
| Evansville, IN-KY | 95 | $ 6,147,000 | $ 64,705 | $ 51,000 |
| Rochester, MN | 91 | $ 7,414,000 | $ 81,472 | $ 49,000 |
| Medford, OR | 90 | $ 11,825,000 | $ 131,388 | $ 70,000 |
| Cedar Rapids, IA | 86 | $ 6,606,000 | $ 76,813 | $ 50,000 |
| Lawrence, KS | 84 | $ 7,606,000 | $ 90,547 | $ 51,000 |
| Springfield, IL | 81 | $ 5,279,000 | $ 65,172 | $ 56,000 |
| Fort Collins-Loveland, CO | 80 | $ 11,890,000 | $ 148,625 | $ 75,000 |
| Sandusky, OH | 77 | $ 6,737,000 | $ 87,493 | $ 45,000 |
| Jackson, TN | 75 | $ 5,363,000 | $ 71,506 | $ 42,000 |
| Racine, WI | 75 | $ 6,052,000 | $ 80,693 | $ 50,000 |
| Bend, OR | 74 | $ 8,102,000 | $ 109,486 | $ 55,000 |
| Pueblo, CO | 74 | $ 5,157,000 | $ 69,689 | $ 41,000 |
| Muncie, IN | 72 | $ 5,305,000 | $ 73,680 | $ 46,000 |
| Waterloo-Cedar Falls, IA | 72 | $ 4,455,000 | $ 61,875 | $ 48,000 |
| Midland, TX | 71 | $ 4,486,000 | $ 63,183 | $ 47,000 |
| St. Cloud, MN | 71 | $ 6,017,000 | $ 84,746 | $ 63,000 |
| Amarillo, TX | 70 | $ 5,235,000 | $ 74,785 | $ 48,000 |
| Fargo, ND-MN | 69 | $ 6,528,000 | $ 94,608 | $ 55,000 |
| Wenatchee, WA | 69 | $ 9,551,000 | $ 138,420 | $ 52,000 |
| Coeur D'Alene, ID | 68 | $ 7,680,000 | $ 112,941 | $ 75,000 |
| Green Bay, WI | 67 | $ 5,966,000 | $ 89,044 | $ 51,000 |
| Clarksville, TN-KY | 66 | $ 4,363,000 | $ 66,106 | $ 47,000 |
| Madera, CA | 66 | $ 10,499,000 | $ 159,075 | $ 84,000 |
| Prescott, AZ | 65 | $ 7,053,000 | $ 108,507 | $ 64,000 |
| Jefferson City, MO | 64 | $ 5,007,000 | $ 78,234 | $ 49,000 |
| Flagstaff, AZ | 63 | $ 8,315,000 | $ 131,984 | $ 70,000 |
| Michigan City-La Porte, IN | 63 | $ 5,240,000 | $ 83,174 | $ 60,000 |
| Redding, CA | 63 | $ 8,844,000 | $ 140,380 | $ 67,000 |
| Sioux City, IA-NE-SD | 63 | $ 4,721,000 | $ 74,936 | $ 52,000 |
| Billings, MT | 61 | $ 5,283,000 | $ 86,606 | $ 57,000 |
| Longview, TX | 60 | $ 3,263,000 | $ 54,383 | $ 45,000 |
| Sioux Falls, SD | 59 | $ 4,375,000 | $ 74,152 | $ 51,000 |
| Texarkana, Tx-Texarkana, AR | 59 | $ 3,339,000 | $ 56,593 | $ 58,000 |
| Sherman-Denison, TX | 58 | $ 4,370,000 | $ 75,344 | $ 83,000 |
| Pocatello, ID | 57 | $ 3,675,000 | $ 64,473 | $ 41,000 |
| Bay City, MI | 54 | $ 3,636,000 | $ 67,333 | $ 47,000 |
| Bloomington, IN | 54 | $ 4,012,000 | $ 74,296 | $ 46,000 |
| Danville, IL | 53 | $ 2,409,000 | $ 45,452 | $ 51,000 |
| Terre Haute, IN | 53 | $ 3,070,000 | $ 57,924 | $ 36,000 |
| Tyler, TX | 53 | $ 3,591,000 | $ 67,754 | $ 60,000 |
| Champaign-Urbana, IL | 47 | $ 2,897,000 | $ 61,638 | $ 55,000 |
| Kankakee-Bradley, IL | 47 | $ 2,848,000 | $ 60,595 | $ 43,000 |
| St. George, UT | 47 | $ 6,125,000 | $ 130,319 | $ 73,000 |
| Casper, WY | 46 | $ 3,206,000 | $ 69,695 | $ 46,000 |
| Longview, WA | 44 | $ 4,403,000 | $ 100,068 | $ 61,000 |
| Peoria, IL | 44 | $ 3,611,000 | $ 82,068 | $ 59,000 |
| Appleton, WI | 43 | $ 3,835,000 | $ 89,186 | $ 58,000 |
| Great Falls, MT | 43 | $ 3,050,000 | $ 70,930 | $ 50,000 |
| Boulder, CO | 39 | $ 7,917,000 | $ 203,000 | $ 74,000 |
| Grand Junction, CO | 38 | $ 3,679,000 | $ 96,815 | $ 53,000 |
| Chico, CA | 37 | $ 4,697,000 | $ 126,945 | $ 67,000 |
| Davenport-Moline-Rock Island, IA-IL | 37 | $ 3,909,000 | $ 105,648 | $ 57,000 |
| Victoria, TX | 37 | $ 2,043,000 | $ 55,216 | $ 56,000 |
| Eau Claire, WI | 36 | $ 2,876,000 | $ 79,888 | $ 42,000 |
| Iowa City, IA | 34 | $ 2,411,000 | $ 70,911 | $ 55,000 |
| Lubbock, TX | 34 | $ 2,480,000 | $ 72,941 | $ 69,000 |
| Knoxville, TN | 32 | $ 2,290,000 | $ 71,562 | $ 44,000 |
| Columbus, IN | 29 | $ 1,733,000 | $ 59,758 | $ 40,000 |
| Owensboro, KY | 29 | $ 1,963,000 | $ 67,689 | $ 41,000 |
| Yuma, AZ | 29 | $ 2,688,000 | $ 92,689 | $ 57,000 |
| Atlanta-Sandy Springs-Marietta, GA | 27 | $ 4,533,000 | $ 167,888 | $ 69,000 |
| Idaho Falls, ID | 27 | $ 1,637,000 | $ 60,629 | $ 38,000 |
| Abilene, TX | 24 | $ 1,561,000 | $ 65,041 | $ 48,000 |
| Chattanooga, TN-GA | 24 | $ 1,698,000 | $ 70,750 | $ 40,000 |
| Dubuque, IA | 24 | $ 1,500,000 | $ 62,500 | $ 37,000 |
| El Centro, CA | 24 | $ 2,524,000 | $ 105,166 | $ 55,000 |
| Janesville, WI | 24 | $ 1,771,000 | $ 73,791 | $ 41,000 |
| Logan, UT-ID | 24 | $ 1,832,000 | $ 76,333 | $ 46,000 |
| Oshkosh-Neenah, WI | 24 | $ 1,785,000 | $ 74,375 | $ 48,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 24 | $ 6,010,000 | $ 250,416 | $ 85,000 |
| San Angelo, TX | 23 | $ 1,311,000 | $ 57,000 | $ 63,000 |
| Hanford-Corcoran, CA | 22 | $ 2,383,000 | $ 108,318 | $ 63,000 |
| Morristown, TN | 22 | $ 1,472,000 | $ 66,909 | $ 35,000 |
| New Orleans-Metairie-Kenner, LA | 22 | $ 2,632,000 | $ 119,636 | $ 58,000 |
| Tampa-St. Petersburg-Clearwater, FL | 22 | $ 3,028,000 | $ 137,636 | $ 61,000 |
| Missoula, MT | 21 | $ 2,623,000 | $ 124,904 | $ 64,000 |
| Bloomington-Normal, IL | 20 | $ 1,427,000 | $ 71,350 | $ 79,000 |
| Bridgeport-Stamford-Norwalk, CT | 20 | $ 6,849,000 | $ 342,450 | $ 64,000 |
| Little Rock-North Little Rock, AR | 20 | $ 2,064,000 | $ 103,200 | $ 49,000 |
| Cheyenne, WY | 17 | $ 1,360,000 | $ 80,000 | $ 65,000 |
| Corvallis, OR | 17 | $ 1,944,000 | $ 114,352 | $ 55,000 |
| Santa Cruz-Watsonville, CA | 17 | $ 5,812,000 | $ 341,882 | $ 157,000 |
| Albuquerque, NM | 16 | $ 1,623,000 | $ 101,437 | $ 127,000 |
| Baton Rouge, LA | 16 | $ 1,211,000 | $ 75,687 | $ 45,000 |
| Carson City, NV | 16 | $ 1,740,000 | $ 108,750 | $ 74,000 |
| Sheboygan, WI | 16 | $ 1,425,000 | $ 89,062 | $ 54,000 |
| Albany-Schenectady-Troy, NY | 15 | $ 1,230,000 | $ 82,000 | $ 54,000 |
| Ames, IA | 15 | $ 1,287,000 | $ 85,800 | $ 68,000 |
| Napa, CA | 15 | $ 4,843,000 | $ 322,866 | $ 95,000 |
| Wichita Falls, TX | 15 | $ 805,000 | $ 53,666 | $ 69,000 |
| Wausau, WI | 14 | $ 1,273,000 | $ 90,928 | $ 47,000 |
| Bowling Green, KY | 13 | $ 785,000 | $ 60,384 | $ 46,000 |
| Baltimore-Towson, MD | 12 | $ 2,005,000 | $ 167,083 | $ 46,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 12 | $ 1,342,000 | $ 111,833 | $ 58,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 12 | $ 1,262,000 | $ 105,166 | $ 69,000 |
| Honolulu, HI | 11 | $ 2,425,000 | $ 220,454 | $ 59,000 |
| Santa Rosa-Petaluma, CA | 11 | $ 3,148,000 | $ 286,181 | $ 91,000 |
| Bismarck, ND | 10 | $ 665,000 | $ 66,500 | $ 51,000 |
| Johnson City, TN | 10 | $ 624,000 | $ 62,400 | $ 37,000 |
| La Crosse, WI-MN | 10 | $ 748,000 | $ 74,800 | $ 40,000 |
| Cape Coral-Fort Myers, FL | 9 | $ 998,000 | $ 110,888 | $ 110,000 |
| Fond Du Lac, WI | 9 | $ 533,000 | $ 59,222 | $ 50,000 |
| Lewiston, ID-WA | 8 | $ 300,000 | $ 37,500 | $ 54,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 8 | $ 1,398,000 | $ 174,750 | $ 79,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 7 | $ 1,013,000 | $ 144,714 | $ 46,000 |
| Jacksonville, FL | 7 | $ 896,000 | $ 128,000 | $ 56,000 |
| Philadelphia, PA | 7 | $ 888,000 | $ 126,857 | $ 92,000 |
| Anchorage, AK | 6 | $ 961,000 | $ 160,166 | $ 51,000 |
| Bethesda-Frederick-Gaithersburg, MD | 6 | $ 1,618,000 | $ 269,666 | $ 67,000 |
| Cleveland, TN | 6 | $ 654,000 | $ 109,000 | $ 65,000 |
| Grand Forks, ND-MN | 6 | $ 460,000 | $ 76,666 | $ 59,000 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 484,000 | $ 80,666 | $ 50,000 |
| Orlando, FL | 6 | $ 808,000 | $ 134,666 | $ 44,000 |
| Port St. Lucie-Fort Pierce, FL | 6 | $ 519,000 | $ 86,500 | $ 42,000 |
| Portland-South Portland-Biddeford, ME | 6 | $ 1,096,000 | $ 182,666 | $ 62,000 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 1,004,000 | $ 200,800 | $ 67,000 |
| New Haven-Milford, CT | 5 | $ 745,000 | $ 149,000 | $ 93,000 |
| Raleigh-Cary, NC | 5 | $ 803,000 | $ 160,600 | $ 37,000 |
| Shreveport-Bossier City, LA | 5 | $ 1,354,000 | $ 270,800 | $ 87,000 |
| Charleston-North Charleston, SC | 4 | $ 308,000 | $ 77,000 | $ 55,000 |
| Charlotte-Gastonia-Concord, NC-SC | 4 | $ 583,000 | $ 145,750 | $ 64,000 |
| Fort Smith, AR-OK | 4 | $ 266,000 | $ 66,500 | $ 26,000 |
| Hartford-West Hartford-East Hartford, CT | 4 | $ 584,000 | $ 146,000 | $ 44,000 |
| Hot Springs, AR | 4 | $ 657,000 | $ 164,250 | $ 89,000 |
| Jonesboro, AR | 4 | $ 196,000 | $ 49,000 | $ 49,000 |
| Newark-Union, NJ-PA | 4 | $ 600,000 | $ 150,000 | $ 66,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 442,000 | $ 110,500 | $ 52,000 |
| Columbia, SC | 3 | $ 493,000 | $ 164,333 | $ 60,000 |
| Decatur, IL | 3 | $ 182,000 | $ 60,666 | $ 61,000 |
| Huntsville, AL | 3 | $ 318,000 | $ 106,000 | $ 46,000 |
| Jackson, MS | 3 | $ 508,000 | $ 169,333 | $ 47,000 |
| Naples-Marco Island, FL | 3 | $ 1,125,000 | $ 375,000 | $ 276,000 |
| Norwich-New London, CT | 3 | $ 580,000 | $ 193,333 | $ 53,000 |
| Roanoke, VA | 3 | $ 271,000 | $ 90,333 | $ 78,000 |
| San Luis Obispo-Paso Robles, CA | 3 | $ 1,055,000 | $ 351,666 | $ 134,000 |
| Tallahassee, FL | 3 | $ 512,000 | $ 170,666 | $ 48,000 |
| Birmingham-Hoover, AL | 2 | $ 280,000 | $ 140,000 | $ 36,000 |
| Camden, NJ | 2 | $ 290,000 | $ 145,000 | $ 63,000 |
| Columbus, GA-AL | 2 | $ 222,000 | $ 111,000 | $ 42,000 |
| Edison, NJ | 2 | $ 218,000 | $ 109,000 | $ 44,000 |
| Essex County, MA | 2 | $ 541,000 | $ 270,500 | $ 71,000 |
| Greensboro-High Point, NC | 2 | $ 109,000 | $ 54,500 | $ 152,000 |
| Greenville, SC | 2 | $ 200,000 | $ 100,000 | $ 44,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 172,000 | $ 86,000 | $ 28,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 186,000 | $ 93,000 | $ 53,000 |
| Lake Charles, LA | 2 | $ 110,000 | $ 55,000 | $ 33,000 |
| Montgomery, AL | 2 | $ 215,000 | $ 107,500 | $ 35,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 2 | $ 448,000 | $ 224,000 | $ 88,000 |
| Albany, GA | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 775,000 | $ 775,000 | $ 120,000 |
| Anderson, SC | 1 | $ 27,000 | $ 27,000 | $ 36,000 |
| Boston-Quincy, MA | 1 | $ 178,000 | $ 178,000 | $ 44,000 |
| Brunswick, GA | 1 | $ 81,000 | $ 81,000 | $ 72,000 |
| Burlington-South Burlington, VT | 1 | $ 60,000 | $ 60,000 | $ 42,000 |
| Cumberland, MD-WV | 1 | $ 62,000 | $ 62,000 | $ 45,000 |
| Fayetteville, NC | 1 | $ 104,000 | $ 104,000 | $ 86,000 |
| Gainesville, FL | 1 | $ 77,000 | $ 77,000 | $ 26,000 |
| Hattiesburg, MS | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Nassau-Suffolk, NY | 1 | $ 211,000 | $ 211,000 | $ 37,000 |
| New York-Wayne-White Plains, NY-NJ | 1 | $ 370,000 | $ 370,000 | $ 59,000 |
| Ocala, FL | 1 | $ 143,000 | $ 143,000 | $ 88,000 |
| Pine Bluff, AR | 1 | $ 67,000 | $ 67,000 | $ 41,000 |
| Pittsburgh, PA | 1 | $ 910,000 | $ 910,000 | $ 240,000 |
| Punta Gorda, FL | 1 | $ 142,000 | $ 142,000 | $ 68,000 |
| Richmond, VA | 1 | $ 360,000 | $ 360,000 | $ 60,000 |
| Rochester, NY | 1 | $ 86,000 | $ 86,000 | $ 32,000 |
| Salisbury, MD | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Sarasota-Bradenton-Venice, FL | 1 | $ 152,000 | $ 152,000 | $ 46,000 |
| Savannah, GA | 1 | $ 118,000 | $ 118,000 | $ 29,000 |
| Springfield, MA | 1 | $ 243,000 | $ 243,000 | $ 75,000 |
| Syracuse, NY | 1 | $ 69,000 | $ 69,000 | $ 34,000 |
| Trenton-Ewing, NJ | 1 | $ 59,000 | $ 59,000 | $ 27,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Wheeling, WV-OH | 1 | $ 68,000 | $ 68,000 | $ 20,000 |
| Wilmington, NC | 1 | $ 175,000 | $ 175,000 | $ 81,000 |
| Winston-Salem, NC | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Worcester, MA | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| York-Hanover, PA | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Mila, Inc in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 113,864 | $10,760,876,000 | $105,680 | $8,500,000 | $57,000 | $7,000,000 |
| Refinancing | 44,421 | $5,562,981,000 | $133,446 | $2,115,000 | $61,148 | $9,600,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 72,266 | $7,408,832,000 | $119,530 | $2,115,000 | $58,489 | $7,200,000 |
| Black or African American | 36,531 | $3,386,395,000 | $111,500 | $8,500,000 | $55,500 | $9,600,000 |
| Hispanic | 27,535 | $2,894,071,000 | $115,000 | $2,100,000 | $49,342 | $4,800,000 |
| Not Provided | 17,067 | $1,930,217,000 | $127,065 | $2,000,000 | $65,086 | $7,000,000 |
| Asian | 3,379 | $519,430,000 | $123,000 | $995,000 | $70,925 | $1,560,000 |
| Native Hawaiian or Other Pacific Islander | 834 | $117,977,000 | $115,000 | $855,000 | $55,904 | $672,000 |
| American Indian or Alaskan Native | 673 | $66,935,000 | $103,310 | $711,000 | $53,344 | $324,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 158,285 | $16,323,857,000 | $117,326 | $8,500,000 | $58,489 | $9,600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 62,038 | $6,247,876,000 | $117,209 | $1,000,000 | $61,000 | $6,897,000 |
| Application Denied By Financial Institution | 51,231 | $5,817,973,000 | $123,895 | $8,500,000 | $57,812 | $9,600,000 |
| Loan Originated | 31,601 | $2,880,556,000 | $85,807 | $693,000 | $57,192 | $1,500,000 |
| Preapproval Denied by Financial Institution | 13,379 | $1,373,289,000 | $102,000 | $2,100,000 | $50,000 | $7,000,000 |
| File Closed For Incompleteness | 36 | $4,163,000 | $94,500 | $392,000 | $51,750 | $112,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 56,211 | $6,215,697,000 | $123,645 | $8,500,000 | $60,104 | $9,600,000 |
| Credit History | 4,185 | $579,919,000 | $148,527 | $1,260,000 | $37,722 | $566,000 |
| Collateral | 2,033 | $180,130,000 | $82,500 | $500,000 | $62,571 | $3,818,000 |
| Debt-To-Income Ratio | 1,617 | $157,301,000 | $91,269 | $602,000 | $39,461 | $598,000 |
| Employment History | 425 | $44,744,000 | $109,318 | $562,000 | $69,272 | $480,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 110 | $10,792,000 | $91,529 | $490,000 | $59,588 | $190,000 |
| Unverifiable Information | 23 | $1,993,000 | $90,285 | $279,000 | $59,571 | $117,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mila, Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mila, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.
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