Milend, Inc Mortgage Lending & HMDA Data, 2025
In 2025, Milend, Inc of Alpharetta, GA reported 6,161 mortgage applications totaling $1.7 billion, up 29% from 2024. The average application was for $280,955, and applicants reported an average income of $96,092. 24% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (708), Marietta, GA (240) and Charlotte-Concord-Gastonia, NC-SC (180) (applications in parentheses).
| Mortgage Company & Address | Milend, Inc 375 Northridge Rd, Suite 600 Alpharetta, GA 30009 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 6,161 |
| Total Mortgage Loan Application Amount | $1,730,965,000 |
| Average Mortgage Loan Application Amount | $280,955 |
| Highest Mortgage Loan Application Amount | $6,705,000 |
| Average Applicant Income | $96,092 |
| Highest Applicant Income | $4,600,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Milend, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,070 | $ 245,930,000 | $ 229,841 | $ 83,700 |
| Atlanta-Sandy Springs-Roswell, GA | 708 | $ 228,070,000 | $ 322,132 | $ 111,000 |
| Marietta, GA | 240 | $ 85,480,000 | $ 356,166 | $ 119,000 |
| Charlotte-Concord-Gastonia, NC-SC | 180 | $ 51,560,000 | $ 286,444 | $ 95,777 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 99 | $ 30,325,000 | $ 306,313 | $ 90,292 |
| Birmingham-Hoover, AL | 97 | $ 23,295,000 | $ 240,154 | $ 91,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 92 | $ 31,660,000 | $ 344,130 | $ 116,000 |
| Arlington-Alexandria-Reston, VA-WV | 90 | $ 44,560,000 | $ 495,111 | $ 139,000 |
| Columbus, OH | 86 | $ 21,640,000 | $ 251,627 | $ 93,000 |
| Richmond, VA | 86 | $ 27,500,000 | $ 319,767 | $ 86,000 |
| Indianapolis-Carmel-Anderson, IN | 81 | $ 19,625,000 | $ 242,283 | $ 82,000 |
| Cincinnati, OH-KY-IN | 77 | $ 18,845,000 | $ 244,740 | $ 93,480 |
| Raleigh, NC | 72 | $ 24,660,000 | $ 342,500 | $ 98,000 |
| Philadelphia, PA | 62 | $ 14,310,000 | $ 230,806 | $ 86,000 |
| Pittsburgh, PA | 62 | $ 12,520,000 | $ 201,935 | $ 81,000 |
| Knoxville, TN | 61 | $ 15,855,000 | $ 259,918 | $ 85,000 |
| Cleveland, OH | 60 | $ 11,780,000 | $ 196,333 | $ 78,000 |
| Orlando-Kissimmee-Sanford, FL | 60 | $ 20,640,000 | $ 344,000 | $ 89,000 |
| Columbia, SC | 59 | $ 14,195,000 | $ 240,593 | $ 78,000 |
| Greensboro-High Point, NC | 58 | $ 14,180,000 | $ 244,482 | $ 81,000 |
| Tampa, FL | 58 | $ 18,150,000 | $ 312,931 | $ 91,000 |
| Baltimore-Columbia-Towson, MD | 55 | $ 18,185,000 | $ 330,636 | $ 98,000 |
| Winston-Salem, NC | 53 | $ 12,575,000 | $ 237,264 | $ 77,000 |
| Augusta-Richmond County, GA-SC | 52 | $ 11,390,000 | $ 219,038 | $ 86,384 |
| Jacksonville, FL | 47 | $ 13,255,000 | $ 282,021 | $ 91,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 47 | $ 14,665,000 | $ 312,021 | $ 113,000 |
| Montgomery County-Bucks County-Chester County, PA | 47 | $ 19,785,000 | $ 420,957 | $ 133,000 |
| Memphis, TN-MS-AR | 46 | $ 11,620,000 | $ 252,608 | $ 91,000 |
| Columbus, GA-AL | 45 | $ 9,725,000 | $ 216,111 | $ 80,200 |
| Savannah, GA | 45 | $ 13,025,000 | $ 289,444 | $ 102,000 |
| Lakewood-New Brunswick, NJ | 43 | $ 17,045,000 | $ 396,395 | $ 130,000 |
| Warren-Troy-Farmington Hills, MI | 43 | $ 10,105,000 | $ 235,000 | $ 117,000 |
| Fayetteville, NC | 42 | $ 11,580,000 | $ 275,714 | $ 109,000 |
| Hickory-Lenoir-Morganton, NC | 42 | $ 8,870,000 | $ 211,190 | $ 64,000 |
| Huntsville, AL | 41 | $ 10,715,000 | $ 261,341 | $ 96,000 |
| Lakeland-Winter Haven, FL | 39 | $ 10,355,000 | $ 265,512 | $ 76,000 |
| Warner Robins, GA | 39 | $ 9,325,000 | $ 239,102 | $ 84,000 |
| Washington, DC-MD | 39 | $ 15,485,000 | $ 397,051 | $ 117,000 |
| Chattanooga, TN-GA | 37 | $ 10,445,000 | $ 282,297 | $ 92,297 |
| Boston, MA | 36 | $ 14,730,000 | $ 409,166 | $ 119,000 |
| Cambridge-Newton-Framingham, MA | 36 | $ 15,200,000 | $ 422,222 | $ 114,000 |
| Greenville-Anderson-Mauldin, SC | 36 | $ 9,390,000 | $ 260,833 | $ 86,000 |
| Dayton-Springfield-Kettering, OH | 35 | $ 7,805,000 | $ 223,000 | $ 89,000 |
| Charleston-North Charleston, SC | 34 | $ 12,790,000 | $ 376,176 | $ 96,000 |
| Gainesville, GA | 32 | $ 14,040,000 | $ 438,750 | $ 158,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 31 | $ 8,995,000 | $ 290,161 | $ 96,096 |
| Mobile, AL | 31 | $ 7,375,000 | $ 237,903 | $ 85,000 |
| Montgomery, AL | 31 | $ 6,905,000 | $ 222,741 | $ 87,000 |
| Spartanburg, SC | 31 | $ 7,265,000 | $ 234,354 | $ 86,000 |
| Camden, NJ | 30 | $ 8,740,000 | $ 291,333 | $ 99,000 |
| Durham-Chapel Hill, NC | 30 | $ 9,700,000 | $ 323,333 | $ 98,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 30 | $ 10,820,000 | $ 360,666 | $ 112,000 |
| Louisville/Jefferson County, KY-IN | 30 | $ 6,760,000 | $ 225,333 | $ 83,466 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 29 | $ 16,725,000 | $ 576,724 | $ 262,000 |
| Worcester, MA-CT | 29 | $ 10,645,000 | $ 367,068 | $ 110,000 |
| Akron, OH | 27 | $ 6,275,000 | $ 232,407 | $ 71,000 |
| Macon-Bibb County, GA | 26 | $ 5,670,000 | $ 218,076 | $ 99,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 25 | $ 6,595,000 | $ 263,800 | $ 74,000 |
| Decatur, AL | 24 | $ 4,900,000 | $ 204,166 | $ 70,000 |
| Youngstown-Warren-Boardman, OH-PA | 23 | $ 4,975,000 | $ 216,304 | $ 93,000 |
| Athens-Clarke County, GA | 22 | $ 6,770,000 | $ 307,727 | $ 114,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 22 | $ 5,420,000 | $ 246,363 | $ 73,000 |
| North Port-Sarasota-Bradenton, FL | 22 | $ 7,620,000 | $ 346,363 | $ 95,000 |
| Rocky Mount, NC | 22 | $ 3,560,000 | $ 161,818 | $ 56,000 |
| St. Petersburg-Clearwater-Largo, FL | 22 | $ 6,640,000 | $ 301,818 | $ 112,000 |
| York-Hanover, PA | 22 | $ 4,600,000 | $ 209,090 | $ 81,000 |
| Wilmington, NC | 21 | $ 7,925,000 | $ 377,380 | $ 130,000 |
| Cape Coral-Fort Myers, FL | 20 | $ 5,740,000 | $ 287,000 | $ 78,000 |
| Daphne-Fairhope-Foley, AL | 20 | $ 5,680,000 | $ 284,000 | $ 98,000 |
| Fort Wayne, IN | 20 | $ 5,200,000 | $ 260,000 | $ 84,000 |
| Grand Rapids-Wyoming, MI | 20 | $ 4,120,000 | $ 206,000 | $ 62,000 |
| Newark, NJ-PA | 20 | $ 7,320,000 | $ 366,000 | $ 141,000 |
| Palm Bay-Melbourne-Titusville, FL | 20 | $ 6,220,000 | $ 311,000 | $ 95,000 |
| Tuscaloosa, AL | 20 | $ 3,990,000 | $ 199,500 | $ 95,000 |
| Auburn-Opelika, AL | 19 | $ 4,635,000 | $ 243,947 | $ 87,000 |
| Brunswick, GA | 19 | $ 4,175,000 | $ 219,736 | $ 120,000 |
| Clarksville, TN-KY | 19 | $ 5,385,000 | $ 283,421 | $ 84,631 |
| Dalton, GA | 19 | $ 4,125,000 | $ 217,105 | $ 80,000 |
| Harrisburg-Carlisle, PA | 19 | $ 4,715,000 | $ 248,157 | $ 88,000 |
| Lake County-Porter County-Jasper County, IN | 19 | $ 4,865,000 | $ 256,052 | $ 88,000 |
| Lynchburg, VA | 19 | $ 4,525,000 | $ 238,157 | $ 107,000 |
| Albany, GA | 18 | $ 4,020,000 | $ 223,333 | $ 89,000 |
| Hinesville, GA | 18 | $ 3,810,000 | $ 211,666 | $ 74,000 |
| Providence-Warwick, RI-MA | 18 | $ 7,750,000 | $ 430,555 | $ 189,000 |
| Springfield, MA | 18 | $ 4,300,000 | $ 238,888 | $ 77,000 |
| Ocala, FL | 17 | $ 3,505,000 | $ 206,176 | $ 63,000 |
| Port St. Lucie, FL | 17 | $ 5,885,000 | $ 346,176 | $ 90,000 |
| Toledo, OH | 17 | $ 3,825,000 | $ 225,000 | $ 89,000 |
| Washington-Baltimore-Arlington, DC | 17 | $ 8,985,000 | $ 528,529 | $ 117,000 |
| Flint, MI | 16 | $ 3,240,000 | $ 202,500 | $ 70,000 |
| Jacksonville, NC | 16 | $ 3,450,000 | $ 215,625 | $ 118,000 |
| Kingsport-Bristol-Bristol, TN-VA | 16 | $ 3,610,000 | $ 225,625 | $ 70,625 |
| Morristown, TN | 16 | $ 3,260,000 | $ 203,750 | $ 72,000 |
| New York-Jersey City-White Plains, NY-NJ | 16 | $ 9,050,000 | $ 565,625 | $ 217,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 16 | $ 3,280,000 | $ 205,000 | $ 77,000 |
| Valdosta, GA | 16 | $ 4,350,000 | $ 271,875 | $ 84,000 |
| Detroit-Dearborn-Livonia, MI | 15 | $ 2,625,000 | $ 175,000 | $ 74,000 |
| Roanoke, VA | 15 | $ 2,915,000 | $ 194,333 | $ 85,000 |
| Anniston-Oxford-Jacksonville, AL | 14 | $ 2,550,000 | $ 182,142 | $ 81,000 |
| Burlington, NC | 14 | $ 4,410,000 | $ 315,000 | $ 89,000 |
| Dothan, AL | 14 | $ 2,900,000 | $ 207,142 | $ 87,000 |
| Florence-Muscle Shoals, AL | 14 | $ 3,320,000 | $ 237,142 | $ 88,000 |
| Canton-Massillon, OH | 13 | $ 2,325,000 | $ 178,846 | $ 78,000 |
| Elkhart-Goshen, IN | 12 | $ 2,790,000 | $ 232,500 | $ 77,000 |
| Greenville, NC | 12 | $ 2,310,000 | $ 192,500 | $ 59,000 |
| Jackson, TN | 12 | $ 2,670,000 | $ 222,500 | $ 82,000 |
| Johnson City, TN | 12 | $ 2,570,000 | $ 214,166 | $ 74,000 |
| Rome, GA | 12 | $ 3,120,000 | $ 260,000 | $ 97,000 |
| Asheville, NC | 11 | $ 4,445,000 | $ 404,090 | $ 91,000 |
| Florence, SC | 11 | $ 2,115,000 | $ 192,272 | $ 71,000 |
| Lancaster, PA | 11 | $ 2,965,000 | $ 269,545 | $ 103,000 |
| Springfield, OH | 11 | $ 1,815,000 | $ 165,000 | $ 75,000 |
| Gainesville, FL | 10 | $ 2,600,000 | $ 260,000 | $ 108,000 |
| Lansing-East Lansing, MI | 10 | $ 2,350,000 | $ 235,000 | $ 86,000 |
| Pensacola-Ferry Pass-Brent, FL | 10 | $ 2,730,000 | $ 273,000 | $ 116,000 |
| Reading, PA | 10 | $ 2,530,000 | $ 253,000 | $ 90,000 |
| South Bend-Mishawaka, IN-MI | 10 | $ 1,940,000 | $ 194,000 | $ 62,200 |
| Tallahassee, FL | 10 | $ 2,640,000 | $ 264,000 | $ 95,000 |
| Terre Haute, IN | 10 | $ 1,720,000 | $ 172,000 | $ 79,000 |
| Gettysburg, PA | 9 | $ 2,235,000 | $ 248,333 | $ 68,000 |
| Goldsboro, NC | 9 | $ 1,905,000 | $ 211,666 | $ 84,000 |
| Staunton-Waynesboro, VA | 9 | $ 2,165,000 | $ 240,555 | $ 82,000 |
| Sumter, SC | 9 | $ 1,765,000 | $ 196,111 | $ 75,000 |
| Gadsden, AL | 8 | $ 1,550,000 | $ 193,750 | $ 87,000 |
| Hagerstown-Martinsburg, MD-WV | 8 | $ 1,760,000 | $ 220,000 | $ 73,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 8 | $ 2,490,000 | $ 311,250 | $ 106,000 |
| Sandusky, OH | 8 | $ 1,900,000 | $ 237,500 | $ 87,000 |
| Evansville, IN-KY | 7 | $ 1,455,000 | $ 207,857 | $ 88,000 |
| Lafayette-West Lafayette, IN | 7 | $ 1,245,000 | $ 177,857 | $ 65,000 |
| Lexington Park, MD | 7 | $ 2,475,000 | $ 353,571 | $ 115,000 |
| Miami-Miami Beach-Kendall, FL | 7 | $ 2,555,000 | $ 365,000 | $ 96,000 |
| Salisbury, MD-DE | 7 | $ 2,145,000 | $ 306,428 | $ 103,000 |
| St. Cloud, MN | 7 | $ 2,435,000 | $ 347,857 | $ 163,000 |
| Battle Creek, MI | 6 | $ 1,150,000 | $ 191,666 | $ 64,000 |
| Blacksburg-Christiansburg-Radford, VA | 6 | $ 1,750,000 | $ 291,666 | $ 84,000 |
| Cleveland, TN | 6 | $ 2,390,000 | $ 398,333 | $ 122,000 |
| Crestview-Fort Walton Beach-Destin, FL | 6 | $ 3,180,000 | $ 530,000 | $ 158,000 |
| Erie, PA | 6 | $ 1,000,000 | $ 166,666 | $ 53,000 |
| Jackson, MI | 6 | $ 1,430,000 | $ 238,333 | $ 100,000 |
| Kalamazoo-Portage, MI | 6 | $ 980,000 | $ 163,333 | $ 68,000 |
| Monroe, MI | 6 | $ 1,150,000 | $ 191,666 | $ 84,000 |
| Pinehurst-Southern Pines, NC | 6 | $ 1,890,000 | $ 315,000 | $ 72,000 |
| Vineland-Bridgeton, NJ | 6 | $ 1,180,000 | $ 196,666 | $ 80,000 |
| Wildwood-The Villages, FL | 6 | $ 2,190,000 | $ 365,000 | $ 82,000 |
| Williamsport, PA | 6 | $ 1,200,000 | $ 200,000 | $ 63,000 |
| Winchester, VA-WV | 6 | $ 1,490,000 | $ 248,333 | $ 75,000 |
| Lima, OH | 5 | $ 855,000 | $ 171,000 | $ 69,000 |
| Muskegon, MI | 5 | $ 1,775,000 | $ 355,000 | $ 138,000 |
| Niles-Benton Harbor, MI | 5 | $ 1,075,000 | $ 215,000 | $ 92,000 |
| Rochester, MN | 5 | $ 1,645,000 | $ 329,000 | $ 92,000 |
| Saginaw, MI | 5 | $ 875,000 | $ 175,000 | $ 65,000 |
| Trenton, NJ | 5 | $ 1,865,000 | $ 373,000 | $ 111,000 |
| Atlantic City-Hammonton, NJ | 4 | $ 1,880,000 | $ 470,000 | $ 132,000 |
| Barnstable Town, MA | 4 | $ 1,550,000 | $ 387,500 | $ 90,000 |
| Charlottesville, VA | 4 | $ 1,100,000 | $ 275,000 | $ 122,000 |
| Homosassa Springs, FL | 4 | $ 890,000 | $ 222,500 | $ 68,000 |
| Huntington-Ashland, WV-KY-OH | 4 | $ 670,000 | $ 167,500 | $ 56,500 |
| Kokomo, IN | 4 | $ 680,000 | $ 170,000 | $ 68,000 |
| Lebanon, PA | 4 | $ 870,000 | $ 217,500 | $ 284,000 |
| Mansfield, OH | 4 | $ 590,000 | $ 147,500 | $ 68,000 |
| Michigan City-La Porte, IN | 4 | $ 680,000 | $ 170,000 | $ 51,000 |
| Midland, MI | 4 | $ 1,260,000 | $ 315,000 | $ 90,000 |
| Panama City, FL | 4 | $ 2,470,000 | $ 617,500 | $ 72,000 |
| Punta Gorda, FL | 4 | $ 1,080,000 | $ 270,000 | $ 50,000 |
| Amherst Town-Northampton, MA | 3 | $ 805,000 | $ 268,333 | $ 81,000 |
| Columbus, IN | 3 | $ 555,000 | $ 185,000 | $ 142,000 |
| Duluth, MN-WI | 3 | $ 955,000 | $ 318,333 | $ 141,000 |
| Harrisonburg, VA | 3 | $ 685,000 | $ 228,333 | $ 51,000 |
| Muncie, IN | 3 | $ 605,000 | $ 201,666 | $ 84,000 |
| Sebring, FL | 3 | $ 465,000 | $ 155,000 | $ 53,000 |
| State College, PA | 3 | $ 855,000 | $ 285,000 | $ 90,000 |
| Ann Arbor, MI | 2 | $ 560,000 | $ 280,000 | $ 58,000 |
| Bay City, MI | 2 | $ 300,000 | $ 150,000 | $ 44,000 |
| Fort Worth-Arlington, TX | 2 | $ 880,000 | $ 440,000 | $ 211,000 |
| Johnstown, PA | 2 | $ 260,000 | $ 130,000 | $ 47,000 |
| Lexington-Fayette, KY | 2 | $ 510,000 | $ 255,000 | $ 58,000 |
| Mankato-North Mankato, MN | 2 | $ 950,000 | $ 475,000 | $ 100,000 |
| Pittsfield, MA | 2 | $ 660,000 | $ 330,000 | $ 71,000 |
| Sebastian-Vero Beach, FL | 2 | $ 580,000 | $ 290,000 | $ 97,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 360,000 | $ 180,000 | $ 59,000 |
| Wilmington, DE-MD-NJ | 2 | $ 820,000 | $ 410,000 | $ 133,000 |
| Bowling Green, KY | 1 | $ 505,000 | $ 505,000 | $ 180,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Fargo, ND-MN | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
| Houston-The Woodlands-Sugar Land, TX | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 585,000 | $ 585,000 | $ 85,000 |
| Traverse City, MI | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Wheeling, WV-OH | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Milend, Inc in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 6,034 | $1,680,170,000 | $278,000 | $6,705,000 | $95,000 | $4,600,000 |
| Home Purchase | 127 | $50,795,000 | $399,000 | $1,825,000 | $148,000 | $589,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,419 | $955,385,000 | $279,000 | $6,705,000 | $101,000 | $4,600,000 |
| Black or African American | 1,424 | $379,300,000 | $266,000 | $1,405,000 | $87,000 | $960,000 |
| Not Provided | 899 | $268,895,000 | $299,000 | $2,505,000 | $96,000 | $960,000 |
| Hispanic | 287 | $81,555,000 | $284,000 | $1,645,000 | $90,000 | $496,000 |
| Asian | 104 | $38,920,000 | $374,000 | $1,095,000 | $111,000 | $494,000 |
| American Indian or Alaskan Native | 20 | $4,640,000 | $232,000 | $535,000 | $73,000 | $160,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,270,000 | $283,000 | $445,000 | $70,000 | $115,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,892 | $982,820,000 | $252,000 | $3,115,000 | $86,000 | $2,778,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,522 | $508,250,000 | $333,000 | $6,705,000 | $122,000 | $4,600,000 |
| VA-guaranteed (Veterans Administration) | 746 | $239,610,000 | $321,000 | $1,405,000 | $99,000 | $478,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $285,000 | $285,000 | $285,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 2,557 | $730,095,000 | $285,000 | $3,115,000 | $99,000 | $2,778,000 |
| Loan Originated | 1,460 | $410,390,000 | $281,000 | $1,295,000 | $98,000 | $589,000 |
| File Closed For Incompleteness | 1,164 | $331,170,000 | $284,000 | $6,705,000 | $101,000 | $4,600,000 |
| Application Denied By Financial Institution | 808 | $212,190,000 | $262,000 | $1,405,000 | $77,000 | $806,000 |
| Application Approved But Not Accepted | 172 | $47,120,000 | $273,000 | $1,425,000 | $103,000 | $767,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,353 | $1,518,775,000 | $283,000 | $6,705,000 | $99,000 | $4,600,000 |
| Debt-To-Income Ratio | 339 | $92,155,000 | $271,000 | $1,105,000 | $61,000 | $285,000 |
| Credit History | 221 | $57,995,000 | $262,000 | $1,405,000 | $85,000 | $600,000 |
| Collateral | 167 | $41,065,000 | $245,000 | $715,000 | $84,000 | $294,000 |
| Other | 58 | $15,070,000 | $259,000 | $555,000 | $112,000 | $806,000 |
| Employment History | 14 | $3,620,000 | $258,000 | $485,000 | $77,000 | $123,000 |
| Unverifiable Information | 7 | $1,865,000 | $266,000 | $465,000 | $91,000 | $239,000 |
| Credit Application Incomplete | 2 | $420,000 | $210,000 | $285,000 | $100,000 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Milend, Inc's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Milend, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About