Milend, Inc Mortgage Lending & HMDA Data, 2025

In 2025, Milend, Inc of Alpharetta, GA reported 6,161 mortgage applications totaling $1.7 billion, up 29% from 2024. The average application was for $280,955, and applicants reported an average income of $96,092. 24% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (708), Marietta, GA (240) and Charlotte-Concord-Gastonia, NC-SC (180) (applications in parentheses).

Mortgage Company & Address Milend, Inc
375 Northridge Rd, Suite 600
Alpharetta, GA 30009
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 6,161
Total Mortgage Loan Application Amount $1,730,965,000
Average Mortgage Loan Application Amount $280,955
Highest Mortgage Loan Application Amount $6,705,000
Average Applicant Income $96,092
Highest Applicant Income $4,600,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Milend, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Milend, Inc by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Gwinnett, Georgia 137 $ 47,495,000 $ 346,678 $ 111,000
Cobb, Georgia 110 $ 42,530,000 $ 386,636 $ 134,000
Fulton, Georgia 94 $ 32,090,000 $ 341,382 $ 131,000
DeKalb, Georgia 78 $ 22,760,000 $ 291,794 $ 126,000
Cherokee, Georgia 68 $ 24,460,000 $ 359,705 $ 113,000
Henry, Georgia 62 $ 19,030,000 $ 306,935 $ 102,000
Forsyth, Georgia 52 $ 20,380,000 $ 391,923 $ 141,000
Franklin, Ohio 51 $ 12,165,000 $ 238,529 $ 91,000
Jefferson, Alabama 48 $ 10,990,000 $ 228,958 $ 92,000
Mecklenburg, North Carolina 47 $ 15,935,000 $ 339,042 $ 96,000
Guilford, North Carolina 43 $ 10,845,000 $ 252,209 $ 84,000
Philadelphia, Pennsylvania 43 $ 9,285,000 $ 215,930 $ 84,000
Wake, North Carolina 42 $ 15,360,000 $ 365,714 $ 99,000
Clayton, Georgia 41 $ 9,615,000 $ 234,512 $ 80,000
Polk, Florida 39 $ 10,355,000 $ 265,512 $ 76,000
Paulding, Georgia 37 $ 11,745,000 $ 317,432 $ 107,000
Shelby, Tennessee 37 $ 9,505,000 $ 256,891 $ 97,000
Cumberland, North Carolina 36 $ 9,380,000 $ 260,555 $ 102,000
Barrow, Georgia 35 $ 10,245,000 $ 292,714 $ 94,000
Marion, Indiana 34 $ 6,800,000 $ 200,000 $ 66,000
Cuyahoga, Ohio 34 $ 6,360,000 $ 187,058 $ 76,000
Madison, Alabama 33 $ 8,815,000 $ 267,121 $ 102,000
Richland, South Carolina 33 $ 7,885,000 $ 238,939 $ 77,000
Hall, Georgia 32 $ 14,040,000 $ 438,750 $ 158,000
Houston, Georgia 32 $ 8,170,000 $ 255,312 $ 90,000
Hamilton, Ohio 32 $ 6,680,000 $ 208,750 $ 67,000
Mobile, Alabama 31 $ 7,375,000 $ 237,903 $ 85,000
Douglas, Georgia 31 $ 9,775,000 $ 315,322 $ 88,000
Broward, Florida 30 $ 10,820,000 $ 360,666 $ 112,000
Coweta, Georgia 30 $ 8,310,000 $ 277,000 $ 92,000
Prince William, Virginia 30 $ 15,580,000 $ 519,333 $ 146,000
Palm Beach, Florida 29 $ 16,725,000 $ 576,724 $ 262,000
Newton, Georgia 29 $ 8,165,000 $ 281,551 $ 104,000
Worcester, Massachusetts 29 $ 10,645,000 $ 367,068 $ 110,000
Spartanburg, South Carolina 29 $ 6,905,000 $ 238,103 $ 86,000
Chatham, Georgia 28 $ 7,240,000 $ 258,571 $ 92,000
Prince George's, Maryland 28 $ 11,460,000 $ 409,285 $ 121,000
Pasco, Florida 27 $ 7,975,000 $ 295,370 $ 95,000
Muscogee, Georgia 26 $ 5,550,000 $ 213,461 $ 81,000
Forsyth, North Carolina 26 $ 6,490,000 $ 249,615 $ 81,000
Allegheny, Pennsylvania 26 $ 5,160,000 $ 198,461 $ 80,000
Duval, Florida 25 $ 6,525,000 $ 261,000 $ 77,000
Richmond, Georgia 25 $ 5,535,000 $ 221,400 $ 89,000
Montgomery, Pennsylvania 25 $ 11,275,000 $ 451,000 $ 130,000
Middlesex, Massachusetts 24 $ 10,810,000 $ 450,416 $ 127,000
Gaston, North Carolina 24 $ 5,930,000 $ 247,083 $ 87,000
Orange, Florida 23 $ 8,735,000 $ 379,782 $ 101,000
Montgomery, Ohio 23 $ 5,265,000 $ 228,913 $ 94,000
Pinellas, Florida 22 $ 6,640,000 $ 301,818 $ 112,000
Cabarrus, North Carolina 22 $ 7,350,000 $ 334,090 $ 120,000
Catawba, North Carolina 22 $ 4,900,000 $ 222,727 $ 69,000
Rowan, North Carolina 22 $ 4,500,000 $ 204,545 $ 74,000
York, Pennsylvania 22 $ 4,600,000 $ 209,090 $ 81,000
Horry, South Carolina 22 $ 5,420,000 $ 246,363 $ 73,000
Knox, Tennessee 22 $ 6,030,000 $ 274,090 $ 85,000
Volusia, Florida 21 $ 5,595,000 $ 266,428 $ 74,000
Bartow, Georgia 21 $ 5,625,000 $ 267,857 $ 84,000
Walton, Georgia 21 $ 7,905,000 $ 376,428 $ 112,000
Summit, Ohio 21 $ 5,075,000 $ 241,666 $ 75,000
Baldwin, Alabama 20 $ 5,680,000 $ 284,000 $ 98,000
Brevard, Florida 20 $ 6,220,000 $ 311,000 $ 95,000
Hillsborough, Florida 20 $ 7,620,000 $ 381,000 $ 105,000
Lee, Florida 20 $ 5,740,000 $ 287,000 $ 78,000
Bibb, Georgia 20 $ 4,390,000 $ 219,500 $ 102,000
Macomb, Michigan 20 $ 4,270,000 $ 213,500 $ 112,000
Rockdale, Georgia 19 $ 7,505,000 $ 395,000 $ 116,000
Hennepin, Minnesota 19 $ 5,335,000 $ 280,789 $ 99,000
Johnston, North Carolina 19 $ 6,285,000 $ 330,789 $ 108,000
Butler, Ohio 19 $ 5,195,000 $ 273,421 $ 119,000
Delaware, Pennsylvania 19 $ 5,025,000 $ 264,473 $ 90,000
Lexington, South Carolina 19 $ 4,605,000 $ 242,368 $ 75,000
Davidson, Tennessee 19 $ 8,225,000 $ 432,894 $ 106,000
Chesterfield, Virginia 19 $ 8,035,000 $ 422,894 $ 81,000
Morgan, Alabama 18 $ 3,730,000 $ 207,222 $ 68,000
Tuscaloosa, Alabama 18 $ 3,690,000 $ 205,000 $ 95,000
Bristol, Massachusetts 18 $ 7,750,000 $ 430,555 $ 189,000
Hampden, Massachusetts 18 $ 4,300,000 $ 238,888 $ 77,000
Montgomery, Tennessee 18 $ 5,160,000 $ 286,666 $ 87,000
Henrico, Virginia 18 $ 6,200,000 $ 344,444 $ 96,000
Shelby, Alabama 17 $ 4,445,000 $ 261,470 $ 91,000
Marion, Florida 17 $ 3,505,000 $ 206,176 $ 63,000
Allen, Indiana 17 $ 4,185,000 $ 246,176 $ 81,000
Plymouth, Massachusetts 17 $ 6,375,000 $ 375,000 $ 116,000
Monmouth, New Jersey 17 $ 6,745,000 $ 396,764 $ 135,000
Durham, North Carolina 17 $ 5,175,000 $ 304,411 $ 95,000
Greenville, South Carolina 17 $ 5,355,000 $ 315,000 $ 106,000
Hamilton, Tennessee 17 $ 5,535,000 $ 325,588 $ 111,000
Lee, Alabama 16 $ 4,030,000 $ 251,875 $ 77,000
Montgomery, Alabama 16 $ 3,780,000 $ 236,250 $ 92,000
Jackson, Georgia 16 $ 5,170,000 $ 323,125 $ 115,000
Liberty, Georgia 16 $ 3,280,000 $ 205,000 $ 66,000
Genesee, Michigan 16 $ 3,240,000 $ 202,500 $ 70,000
Onslow, North Carolina 16 $ 3,450,000 $ 215,625 $ 118,000
Harford, Maryland 15 $ 4,375,000 $ 291,666 $ 109,000
Oakland, Michigan 15 $ 3,905,000 $ 260,333 $ 117,000
Wayne, Michigan 15 $ 2,625,000 $ 175,000 $ 74,000
Camden, New Jersey 15 $ 4,495,000 $ 299,666 $ 96,000
Davidson, North Carolina 15 $ 3,705,000 $ 247,000 $ 78,000
Charleston, South Carolina 15 $ 6,485,000 $ 432,333 $ 102,000
Rutherford, Tennessee 15 $ 5,055,000 $ 337,000 $ 94,000
Sumner, Tennessee 15 $ 4,785,000 $ 319,000 $ 115,000
Fairfax, Virginia 15 $ 7,445,000 $ 496,333 $ 126,000
Virginia Beach, Virginia 15 $ 4,265,000 $ 284,333 $ 79,000
Calhoun, Alabama 14 $ 2,550,000 $ 182,142 $ 81,000
St. Clair, Alabama 14 $ 4,010,000 $ 286,428 $ 105,000
Lake, Florida 14 $ 4,180,000 $ 298,571 $ 82,000
Osceola, Florida 14 $ 4,560,000 $ 325,714 $ 73,000
St. Lucie, Florida 14 $ 4,910,000 $ 350,714 $ 91,000
Alamance, North Carolina 14 $ 4,410,000 $ 315,000 $ 89,000
Brunswick, North Carolina 14 $ 5,050,000 $ 360,714 $ 114,000
Iredell, North Carolina 14 $ 4,100,000 $ 292,857 $ 94,000
Rutherford, North Carolina 14 $ 2,790,000 $ 199,285 $ 79,000
Union, North Carolina 14 $ 4,440,000 $ 317,142 $ 116,000
York, South Carolina 14 $ 4,110,000 $ 293,571 $ 86,000
Hampton, Virginia 14 $ 4,480,000 $ 320,000 $ 92,000
Petersburg, Virginia 14 $ 2,750,000 $ 196,428 $ 58,000
Effingham, Georgia 13 $ 3,905,000 $ 300,384 $ 101,000
Glynn, Georgia 13 $ 2,965,000 $ 228,076 $ 68,000
Lowndes, Georgia 13 $ 3,625,000 $ 278,846 $ 87,000
Spalding, Georgia 13 $ 3,985,000 $ 306,538 $ 88,000
Montgomery, Maryland 13 $ 7,145,000 $ 549,615 $ 117,000
Norfolk, Massachusetts 13 $ 6,245,000 $ 480,384 $ 134,000
Lincoln, North Carolina 13 $ 2,805,000 $ 215,769 $ 107,000
Lucas, Ohio 13 $ 2,815,000 $ 216,538 $ 85,000
Chester, Pennsylvania 13 $ 5,605,000 $ 431,153 $ 146,000
Lehigh, Pennsylvania 13 $ 3,665,000 $ 281,923 $ 86,000
Berkeley, South Carolina 13 $ 4,625,000 $ 355,769 $ 94,000
Sarasota, Florida 12 $ 3,700,000 $ 308,333 $ 87,000
Carroll, Georgia 12 $ 2,820,000 $ 235,000 $ 83,000
Dougherty, Georgia 12 $ 2,490,000 $ 207,500 $ 88,000
Fayette, Georgia 12 $ 6,090,000 $ 507,500 $ 176,000
Floyd, Georgia 12 $ 3,120,000 $ 260,000 $ 97,000
Whitfield, Georgia 12 $ 2,770,000 $ 230,833 $ 84,000
Elkhart, Indiana 12 $ 2,790,000 $ 232,500 $ 77,000
Hendricks, Indiana 12 $ 3,180,000 $ 265,000 $ 83,000
Baltimore, Maryland 12 $ 4,010,000 $ 334,166 $ 87,000
Essex, Massachusetts 12 $ 4,390,000 $ 365,833 $ 88,000
Middlesex, New Jersey 12 $ 4,520,000 $ 376,666 $ 128,000
Ocean, New Jersey 12 $ 4,690,000 $ 390,833 $ 115,000
Harnett, North Carolina 12 $ 2,480,000 $ 206,666 $ 85,000
Pitt, North Carolina 12 $ 2,310,000 $ 192,500 $ 59,000
Stark, Ohio 12 $ 2,070,000 $ 172,500 $ 79,000
Trumbull, Ohio 12 $ 2,820,000 $ 235,000 $ 103,000
Anderson, South Carolina 12 $ 2,680,000 $ 223,333 $ 75,000
Blount, Tennessee 12 $ 3,440,000 $ 286,666 $ 105,000
Norfolk, Virginia 12 $ 3,090,000 $ 257,500 $ 82,000
Suffolk, Virginia 12 $ 4,960,000 $ 413,333 $ 119,000
Elmore, Alabama 11 $ 2,365,000 $ 215,000 $ 81,000
Houston, Alabama 11 $ 2,405,000 $ 218,636 $ 83,000
Talladega, Alabama 11 $ 2,185,000 $ 198,636 $ 84,000
Hernando, Florida 11 $ 2,555,000 $ 232,272 $ 54,000
Catoosa, Georgia 11 $ 2,955,000 $ 268,636 $ 80,000
Lake, Indiana 11 $ 1,845,000 $ 167,727 $ 61,000
Charles, Maryland 11 $ 4,025,000 $ 365,909 $ 105,000
Cleveland, North Carolina 11 $ 2,515,000 $ 228,636 $ 99,000
Edgecombe, North Carolina 11 $ 1,575,000 $ 143,181 $ 52,000
Franklin, North Carolina 11 $ 3,015,000 $ 274,090 $ 80,000
Nash, North Carolina 11 $ 1,985,000 $ 180,454 $ 60,000
Surry, North Carolina 11 $ 2,835,000 $ 257,727 $ 83,000
Clark, Ohio 11 $ 1,815,000 $ 165,000 $ 75,000
Lorain, Ohio 11 $ 2,135,000 $ 194,090 $ 81,000
Mahoning, Ohio 11 $ 2,155,000 $ 195,909 $ 81,000
Lancaster, Pennsylvania 11 $ 2,965,000 $ 269,545 $ 103,000
Monroe, Pennsylvania 11 $ 2,765,000 $ 251,363 $ 108,000
Northampton, Pennsylvania 11 $ 3,055,000 $ 277,727 $ 91,000
Robertson, Tennessee 11 $ 3,785,000 $ 344,090 $ 230,000
Chesapeake, Virginia 11 $ 4,465,000 $ 405,909 $ 117,000
Loudoun, Virginia 11 $ 7,805,000 $ 709,545 $ 196,000
Portsmouth, Virginia 11 $ 2,975,000 $ 270,454 $ 88,000
Blount, Alabama 10 $ 2,050,000 $ 205,000 $ 79,000
Cullman, Alabama 10 $ 2,430,000 $ 243,000 $ 77,000
Manatee, Florida 10 $ 3,920,000 $ 392,000 $ 104,000
Camden, Georgia 10 $ 2,760,000 $ 276,000 $ 101,000
Columbia, Georgia 10 $ 2,570,000 $ 257,000 $ 94,000
Pickens, Georgia 10 $ 2,950,000 $ 295,000 $ 88,000
Hamilton, Indiana 10 $ 4,170,000 $ 417,000 $ 148,000
Madison, Indiana 10 $ 2,010,000 $ 201,000 $ 78,000
Wilson, North Carolina 10 $ 1,990,000 $ 199,000 $ 75,000
Berks, Pennsylvania 10 $ 2,530,000 $ 253,000 $ 90,000
Dauphin, Pennsylvania 10 $ 2,340,000 $ 234,000 $ 97,000
Luzerne, Pennsylvania 10 $ 1,890,000 $ 189,000 $ 80,000
Aiken, South Carolina 10 $ 1,890,000 $ 189,000 $ 80,000
Newport News, Virginia 10 $ 2,210,000 $ 221,000 $ 76,000
Spotsylvania, Virginia 10 $ 2,950,000 $ 295,000 $ 91,000
Lauderdale, Alabama 9 $ 2,305,000 $ 256,111 $ 95,000
Russell, Alabama 9 $ 2,055,000 $ 228,333 $ 73,000
Alachua, Florida 9 $ 2,385,000 $ 265,000 $ 108,000
Clay, Florida 9 $ 2,395,000 $ 266,111 $ 102,000
Seminole, Florida 9 $ 3,165,000 $ 351,666 $ 95,000
Laurens, Georgia 9 $ 2,255,000 $ 250,555 $ 101,000
Troup, Georgia 9 $ 1,765,000 $ 196,111 $ 64,000
White, Georgia 9 $ 3,365,000 $ 373,888 $ 136,000
Carroll, Maryland 9 $ 2,825,000 $ 313,888 $ 90,000
Kent, Michigan 9 $ 1,885,000 $ 209,444 $ 62,000
Dakota, Minnesota 9 $ 3,265,000 $ 362,777 $ 157,000
Bergen, New Jersey 9 $ 5,805,000 $ 645,000 $ 281,000
Burlington, New Jersey 9 $ 2,755,000 $ 306,111 $ 83,000
Caldwell, North Carolina 9 $ 1,515,000 $ 168,333 $ 56,000
Craven, North Carolina 9 $ 1,815,000 $ 201,666 $ 68,000
Pasquotank, North Carolina 9 $ 2,345,000 $ 260,555 $ 80,000
Wayne, North Carolina 9 $ 1,905,000 $ 211,666 $ 84,000
Lake, Ohio 9 $ 1,785,000 $ 198,333 $ 80,000
Licking, Ohio 9 $ 1,635,000 $ 181,666 $ 77,000
Adams, Pennsylvania 9 $ 2,235,000 $ 248,333 $ 68,000
Bucks, Pennsylvania 9 $ 2,905,000 $ 322,777 $ 123,000
Sumter, South Carolina 9 $ 1,765,000 $ 196,111 $ 75,000
Franklin, Tennessee 9 $ 1,925,000 $ 213,888 $ 70,000
Jefferson, Tennessee 9 $ 1,875,000 $ 208,333 $ 71,000
Sevier, Tennessee 9 $ 3,895,000 $ 432,777 $ 153,000
Sullivan, Tennessee 9 $ 2,105,000 $ 233,888 $ 68,000
Roanoke, Virginia 9 $ 1,885,000 $ 209,444 $ 102,000
Etowah, Alabama 8 $ 1,550,000 $ 193,750 $ 87,000
Jackson, Alabama 8 $ 1,550,000 $ 193,750 $ 79,000
Limestone, Alabama 8 $ 1,900,000 $ 237,500 $ 76,000
Leon, Florida 8 $ 2,190,000 $ 273,750 $ 103,000
Butts, Georgia 8 $ 2,260,000 $ 282,500 $ 82,000
Oglethorpe, Georgia 8 $ 2,230,000 $ 278,750 $ 129,000
Porter, Indiana 8 $ 3,020,000 $ 377,500 $ 125,000
St. Joseph, Indiana 8 $ 1,620,000 $ 202,500 $ 64,000
Baltimore City, Maryland 8 $ 1,810,000 $ 226,250 $ 75,000
Washington, Maryland 8 $ 1,760,000 $ 220,000 $ 73,000
Chatham, North Carolina 8 $ 2,990,000 $ 373,750 $ 123,000
Randolph, North Carolina 8 $ 1,650,000 $ 206,250 $ 75,000
Richmond, North Carolina 8 $ 1,390,000 $ 173,750 $ 67,000
Clermont, Ohio 8 $ 2,230,000 $ 278,750 $ 98,000
Fairfield, Ohio 8 $ 2,620,000 $ 327,500 $ 111,000
Butler, Pennsylvania 8 $ 2,000,000 $ 250,000 $ 114,000
Orangeburg, South Carolina 8 $ 1,640,000 $ 205,000 $ 69,000
Madison, Tennessee 8 $ 1,830,000 $ 228,750 $ 85,000
Tipton, Tennessee 8 $ 1,780,000 $ 222,500 $ 67,000
Warren, Tennessee 8 $ 2,200,000 $ 275,000 $ 78,000
Washington, Tennessee 8 $ 1,800,000 $ 225,000 $ 84,000
Augusta, Virginia 8 $ 1,930,000 $ 241,250 $ 86,000
Stafford, Virginia 8 $ 3,580,000 $ 447,500 $ 138,000
Miami-Dade, Florida 7 $ 2,555,000 $ 365,000 $ 96,000
St. Johns, Florida 7 $ 2,635,000 $ 376,428 $ 110,000
Franklin, Georgia 7 $ 1,475,000 $ 210,714 $ 92,000
Gordon, Georgia 7 $ 1,415,000 $ 202,142 $ 80,000
Murray, Georgia 7 $ 1,355,000 $ 193,571 $ 73,000
Peach, Georgia 7 $ 1,155,000 $ 165,000 $ 56,000
Polk, Georgia 7 $ 1,895,000 $ 270,714 $ 89,000
Morgan, Indiana 7 $ 1,445,000 $ 206,428 $ 64,000
Allegan, Michigan 7 $ 1,275,000 $ 182,142 $ 73,000
Ramsey, Minnesota 7 $ 2,275,000 $ 325,000 $ 108,000
Sussex, New Jersey 7 $ 2,225,000 $ 317,857 $ 192,000
Burke, North Carolina 7 $ 1,405,000 $ 200,714 $ 52,000
Robeson, North Carolina 7 $ 1,405,000 $ 200,714 $ 102,000
Rockingham, North Carolina 7 $ 1,685,000 $ 240,714 $ 69,000
Delaware, Ohio 7 $ 2,695,000 $ 385,000 $ 138,000
Greene, Ohio 7 $ 1,345,000 $ 192,142 $ 81,000
Warren, Ohio 7 $ 1,625,000 $ 232,142 $ 110,000
Cumberland, Pennsylvania 7 $ 1,755,000 $ 250,714 $ 74,000
Fayette, Pennsylvania 7 $ 1,285,000 $ 183,571 $ 81,000
Anderson, Tennessee 7 $ 1,665,000 $ 237,857 $ 59,000
Hamblen, Tennessee 7 $ 1,385,000 $ 197,857 $ 74,000
Loudon, Tennessee 7 $ 1,735,000 $ 247,857 $ 101,000
Wilson, Tennessee 7 $ 2,065,000 $ 295,000 $ 90,000
Danville, Virginia 7 $ 1,165,000 $ 166,428 $ 52,000
Richmond City, Virginia 7 $ 2,245,000 $ 320,714 $ 119,000
Lawrence, Alabama 6 $ 1,170,000 $ 195,000 $ 75,000
Escambia, Florida 6 $ 1,710,000 $ 285,000 $ 137,000
Sumter, Florida 6 $ 2,190,000 $ 365,000 $ 82,000
Banks, Georgia 6 $ 1,800,000 $ 300,000 $ 91,000
Bulloch, Georgia 6 $ 1,280,000 $ 213,333 $ 139,000
Gilmer, Georgia 6 $ 4,820,000 $ 803,333 $ 87,000
Hart, Georgia 6 $ 1,350,000 $ 225,000 $ 70,000
Lamar, Georgia 6 $ 1,960,000 $ 326,666 $ 100,000
Suffolk, Massachusetts 6 $ 2,110,000 $ 351,666 $ 95,000
Calhoun, Michigan 6 $ 1,150,000 $ 191,666 $ 64,000
Jackson, Michigan 6 $ 1,430,000 $ 238,333 $ 100,000
Kalamazoo, Michigan 6 $ 980,000 $ 163,333 $ 68,000
Monroe, Michigan 6 $ 1,150,000 $ 191,666 $ 84,000
Shiawassee, Michigan 6 $ 1,090,000 $ 181,666 $ 71,000
St. Clair, Michigan 6 $ 1,020,000 $ 170,000 $ 68,000
Cumberland, New Jersey 6 $ 1,180,000 $ 196,666 $ 80,000
Gloucester, New Jersey 6 $ 1,490,000 $ 248,333 $ 133,000
Duplin, North Carolina 6 $ 1,200,000 $ 200,000 $ 65,000
Henderson, North Carolina 6 $ 2,790,000 $ 465,000 $ 86,000
Hoke, North Carolina 6 $ 2,200,000 $ 366,666 $ 149,000
Lenoir, North Carolina 6 $ 1,410,000 $ 235,000 $ 101,000
Montgomery, North Carolina 6 $ 1,150,000 $ 191,666 $ 80,000
Moore, North Carolina 6 $ 1,890,000 $ 315,000 $ 72,000
Stanly, North Carolina 6 $ 1,350,000 $ 225,000 $ 56,000
Stokes, North Carolina 6 $ 990,000 $ 165,000 $ 47,000
Hancock, Ohio 6 $ 1,090,000 $ 181,666 $ 74,000
Portage, Ohio 6 $ 1,200,000 $ 200,000 $ 58,000
Seneca, Ohio 6 $ 950,000 $ 158,333 $ 93,000
Shelby, Ohio 6 $ 1,030,000 $ 171,666 $ 50,000
Tuscarawas, Ohio 6 $ 1,230,000 $ 205,000 $ 78,000
Wayne, Ohio 6 $ 1,490,000 $ 248,333 $ 113,000
Carbon, Pennsylvania 6 $ 1,750,000 $ 291,666 $ 123,000
Erie, Pennsylvania 6 $ 1,000,000 $ 166,666 $ 53,000
Lackawanna, Pennsylvania 6 $ 1,390,000 $ 231,666 $ 72,000
Lycoming, Pennsylvania 6 $ 1,200,000 $ 200,000 $ 63,000
Pike, Pennsylvania 6 $ 1,230,000 $ 205,000 $ 81,000
Washington, Pennsylvania 6 $ 1,370,000 $ 228,333 $ 78,000
Westmoreland, Pennsylvania 6 $ 1,250,000 $ 208,333 $ 72,000
Beaufort, South Carolina 6 $ 1,940,000 $ 323,333 $ 120,000
Darlington, South Carolina 6 $ 960,000 $ 160,000 $ 65,000
Dorchester, South Carolina 6 $ 1,680,000 $ 280,000 $ 85,000
Bedford, Tennessee 6 $ 1,500,000 $ 250,000 $ 95,000
Lincoln, Tennessee 6 $ 1,700,000 $ 283,333 $ 72,000
Marshall, Tennessee 6 $ 1,450,000 $ 241,666 $ 103,000
McMinn, Tennessee 6 $ 1,000,000 $ 166,666 $ 81,000
Bedford, Virginia 6 $ 1,660,000 $ 276,666 $ 140,000
Hanover, Virginia 6 $ 2,270,000 $ 378,333 $ 101,000
Montgomery, Virginia 6 $ 1,750,000 $ 291,666 $ 84,000
Chilton, Alabama 5 $ 1,145,000 $ 229,000 $ 83,000
Colbert, Alabama 5 $ 1,015,000 $ 203,000 $ 76,000
DeKalb, Alabama 5 $ 1,115,000 $ 223,000 $ 86,000
Escambia, Alabama 5 $ 1,135,000 $ 227,000 $ 91,000
Franklin, Alabama 5 $ 1,035,000 $ 207,000 $ 66,000
Dawson, Georgia 5 $ 1,655,000 $ 331,000 $ 118,000
Habersham, Georgia 5 $ 1,595,000 $ 319,000 $ 102,000
Lee, Georgia 5 $ 1,385,000 $ 277,000 $ 96,000
Madison, Georgia 5 $ 1,115,000 $ 223,000 $ 53,000
McIntosh, Georgia 5 $ 975,000 $ 195,000 $ 262,000
Morgan, Georgia 5 $ 1,435,000 $ 287,000 $ 60,000
Oconee, Georgia 5 $ 2,475,000 $ 495,000 $ 176,000
Pike, Georgia 5 $ 1,535,000 $ 307,000 $ 132,000
Putnam, Georgia 5 $ 1,305,000 $ 261,000 $ 111,000
Walker, Georgia 5 $ 1,075,000 $ 215,000 $ 61,000
Clark, Indiana 5 $ 1,075,000 $ 215,000 $ 71,000
Floyd, Indiana 5 $ 945,000 $ 189,000 $ 107,000
Huntington, Indiana 5 $ 1,125,000 $ 225,000 $ 123,000
Johnson, Indiana 5 $ 1,185,000 $ 237,000 $ 79,000
Tippecanoe, Indiana 5 $ 915,000 $ 183,000 $ 71,000
Vanderburgh, Indiana 5 $ 1,005,000 $ 201,000 $ 90,000
Washington, Indiana 5 $ 845,000 $ 169,000 $ 58,000
Jefferson, Kentucky 5 $ 1,145,000 $ 229,000 $ 108,000
Howard, Maryland 5 $ 2,905,000 $ 581,000 $ 129,000
Berrien, Michigan 5 $ 1,075,000 $ 215,000 $ 92,000
Muskegon, Michigan 5 $ 1,775,000 $ 355,000 $ 138,000
Saginaw, Michigan 5 $ 875,000 $ 175,000 $ 65,000
Stearns, Minnesota 5 $ 1,715,000 $ 343,000 $ 152,000
Mercer, New Jersey 5 $ 1,865,000 $ 373,000 $ 111,000
Morris, New Jersey 5 $ 2,335,000 $ 467,000 $ 126,000
Passaic, New Jersey 5 $ 2,195,000 $ 439,000 $ 118,000
Union, New Jersey 5 $ 1,975,000 $ 395,000 $ 133,000
Buncombe, North Carolina 5 $ 1,655,000 $ 331,000 $ 96,000
Carteret, North Carolina 5 $ 1,525,000 $ 305,000 $ 112,000
New Hanover, North Carolina 5 $ 1,945,000 $ 389,000 $ 164,000
Wilkes, North Carolina 5 $ 1,155,000 $ 231,000 $ 63,000
Allen, Ohio 5 $ 855,000 $ 171,000 $ 69,000
Brown, Ohio 5 $ 905,000 $ 181,000 $ 108,000
Miami, Ohio 5 $ 1,195,000 $ 239,000 $ 80,000
Muskingum, Ohio 5 $ 1,525,000 $ 305,000 $ 125,000
Ross, Ohio 5 $ 965,000 $ 193,000 $ 89,000
Florence, South Carolina 5 $ 1,155,000 $ 231,000 $ 78,000
Oconee, South Carolina 5 $ 1,075,000 $ 215,000 $ 57,000
Bradley, Tennessee 5 $ 2,175,000 $ 435,000 $ 141,000
Grainger, Tennessee 5 $ 1,085,000 $ 217,000 $ 71,000
Greene, Tennessee 5 $ 1,005,000 $ 201,000 $ 53,000
Hawkins, Tennessee 5 $ 1,135,000 $ 227,000 $ 79,000
Hickman, Tennessee 5 $ 1,285,000 $ 257,000 $ 78,000
Maury, Tennessee 5 $ 1,825,000 $ 365,000 $ 103,000
Monroe, Tennessee 5 $ 1,475,000 $ 295,000 $ 76,000
Campbell, Virginia 5 $ 1,245,000 $ 249,000 $ 100,000
Henry, Virginia 5 $ 955,000 $ 191,000 $ 60,000
James City, Virginia 5 $ 1,545,000 $ 309,000 $ 94,000
Lynchburg, Virginia 5 $ 865,000 $ 173,000 $ 60,000
Roanoke City, Virginia 5 $ 765,000 $ 153,000 $ 63,000
Cherokee, Alabama 4 $ 940,000 $ 235,000 $ 113,000
Coffee, Alabama 4 $ 800,000 $ 200,000 $ 79,000
Dale, Alabama 4 $ 740,000 $ 185,000 $ 88,000
Marshall, Alabama 4 $ 850,000 $ 212,500 $ 55,000
Charlotte, Florida 4 $ 1,080,000 $ 270,000 $ 50,000
Citrus, Florida 4 $ 890,000 $ 222,500 $ 68,000
Columbia, Florida 4 $ 860,000 $ 215,000 $ 57,000
Flagler, Florida 4 $ 1,000,000 $ 250,000 $ 70,000
Nassau, Florida 4 $ 1,090,000 $ 272,500 $ 99,000
Okaloosa, Florida 4 $ 1,370,000 $ 342,500 $ 97,000
Santa Rosa, Florida 4 $ 1,020,000 $ 255,000 $ 86,000
Berrien, Georgia 4 $ 670,000 $ 167,500 $ 74,000
Bryan, Georgia 4 $ 1,880,000 $ 470,000 $ 174,000
Chattooga, Georgia 4 $ 1,180,000 $ 295,000 $ 141,000
Clarke, Georgia 4 $ 950,000 $ 237,500 $ 82,000
Haralson, Georgia 4 $ 1,120,000 $ 280,000 $ 100,000
Harris, Georgia 4 $ 720,000 $ 180,000 $ 93,000
Jones, Georgia 4 $ 980,000 $ 245,000 $ 97,000
Marion, Georgia 4 $ 790,000 $ 197,500 $ 50,000
Pierce, Georgia 4 $ 860,000 $ 215,000 $ 91,000
Thomas, Georgia 4 $ 1,010,000 $ 252,500 $ 97,000
Upson, Georgia 4 $ 810,000 $ 202,500 $ 60,000
Wayne, Georgia 4 $ 700,000 $ 175,000 $ 55,000
DeKalb, Indiana 4 $ 850,000 $ 212,500 $ 89,000
Harrison, Indiana 4 $ 1,160,000 $ 290,000 $ 95,000
Henry, Indiana 4 $ 650,000 $ 162,500 $ 99,000
Howard, Indiana 4 $ 680,000 $ 170,000 $ 68,000
LaPorte, Indiana 4 $ 680,000 $ 170,000 $ 51,000
Vigo, Indiana 4 $ 710,000 $ 177,500 $ 94,000
Wayne, Indiana 4 $ 700,000 $ 175,000 $ 83,000
Anne Arundel, Maryland 4 $ 1,370,000 $ 342,500 $ 109,000
Frederick, Maryland 4 $ 1,840,000 $ 460,000 $ 117,000
St. Mary's, Maryland 4 $ 1,100,000 $ 275,000 $ 103,000
Wicomico, Maryland 4 $ 1,540,000 $ 385,000 $ 95,000
Barnstable, Massachusetts 4 $ 1,550,000 $ 387,500 $ 90,000
Barry, Michigan 4 $ 800,000 $ 200,000 $ 62,000
Delta, Michigan 4 $ 790,000 $ 197,500 $ 67,000
Ingham, Michigan 4 $ 960,000 $ 240,000 $ 101,000
Ionia, Michigan 4 $ 780,000 $ 195,000 $ 75,000
Midland, Michigan 4 $ 1,260,000 $ 315,000 $ 90,000
Anoka, Minnesota 4 $ 1,040,000 $ 260,000 $ 89,000
Olmsted, Minnesota 4 $ 1,360,000 $ 340,000 $ 97,000
Alexander, North Carolina 4 $ 1,050,000 $ 262,500 $ 80,000
Anson, North Carolina 4 $ 840,000 $ 210,000 $ 66,000
Chowan, North Carolina 4 $ 630,000 $ 157,500 $ 62,000
Columbus, North Carolina 4 $ 810,000 $ 202,500 $ 109,000
Haywood, North Carolina 4 $ 900,000 $ 225,000 $ 61,000
Vance, North Carolina 4 $ 920,000 $ 230,000 $ 69,000
Yadkin, North Carolina 4 $ 970,000 $ 242,500 $ 94,000
Coshocton, Ohio 4 $ 700,000 $ 175,000 $ 80,000
Defiance, Ohio 4 $ 700,000 $ 175,000 $ 63,000
Erie, Ohio 4 $ 1,060,000 $ 265,000 $ 91,000
Huron, Ohio 4 $ 910,000 $ 227,500 $ 70,000
Knox, Ohio 4 $ 960,000 $ 240,000 $ 86,000
Ottawa, Ohio 4 $ 840,000 $ 210,000 $ 84,000
Richland, Ohio 4 $ 590,000 $ 147,500 $ 68,000
Beaver, Pennsylvania 4 $ 540,000 $ 135,000 $ 51,000
Indiana, Pennsylvania 4 $ 960,000 $ 240,000 $ 108,000
Lebanon, Pennsylvania 4 $ 870,000 $ 217,500 $ 284,000
Somerset, Pennsylvania 4 $ 930,000 $ 232,500 $ 109,000
Kershaw, South Carolina 4 $ 910,000 $ 227,500 $ 79,000
Lancaster, South Carolina 4 $ 1,160,000 $ 290,000 $ 87,000
Laurens, South Carolina 4 $ 730,000 $ 182,500 $ 61,000
Williamsburg, South Carolina 4 $ 770,000 $ 192,500 $ 66,000
Benton, Tennessee 4 $ 700,000 $ 175,000 $ 65,000
Campbell, Tennessee 4 $ 830,000 $ 207,500 $ 66,000
Carroll, Tennessee 4 $ 620,000 $ 155,000 $ 50,000
Carter, Tennessee 4 $ 770,000 $ 192,500 $ 56,000
Cocke, Tennessee 4 $ 1,050,000 $ 262,500 $ 85,000
Coffee, Tennessee 4 $ 900,000 $ 225,000 $ 55,000
Cumberland, Tennessee 4 $ 1,220,000 $ 305,000 $ 123,000
DeKalb, Tennessee 4 $ 1,040,000 $ 260,000 $ 65,000
Henderson, Tennessee 4 $ 1,000,000 $ 250,000 $ 98,000
Putnam, Tennessee 4 $ 870,000 $ 217,500 $ 43,000
Williamson, Tennessee 4 $ 1,610,000 $ 402,500 $ 125,000
Frederick, Virginia 4 $ 1,090,000 $ 272,500 $ 74,000
Louisa, Virginia 4 $ 1,040,000 $ 260,000 $ 63,000
Sussex, Virginia 4 $ 690,000 $ 172,500 $ 78,000
Autauga, Alabama 3 $ 655,000 $ 218,333 $ 89,000
Bibb, Alabama 3 $ 655,000 $ 218,333 $ 85,000
Covington, Alabama 3 $ 605,000 $ 201,666 $ 48,000
Dallas, Alabama 3 $ 545,000 $ 181,666 $ 88,000
Fayette, Alabama 3 $ 485,000 $ 161,666 $ 54,000
Macon, Alabama 3 $ 605,000 $ 201,666 $ 142,000
Tallapoosa, Alabama 3 $ 735,000 $ 245,000 $ 80,000
Bay, Florida 3 $ 2,235,000 $ 745,000 $ 66,000
Highlands, Florida 3 $ 465,000 $ 155,000 $ 53,000
Martin, Florida 3 $ 975,000 $ 325,000 $ 84,000
Appling, Georgia 3 $ 745,000 $ 248,333 $ 98,000
Baldwin, Georgia 3 $ 875,000 $ 291,666 $ 93,000
Burke, Georgia 3 $ 555,000 $ 185,000 $ 90,000
Decatur, Georgia 3 $ 695,000 $ 231,666 $ 78,000
Elbert, Georgia 3 $ 865,000 $ 288,333 $ 82,000
Glascock, Georgia 3 $ 565,000 $ 188,333 $ 62,000
Grady, Georgia 3 $ 645,000 $ 215,000 $ 66,000
Lumpkin, Georgia 3 $ 575,000 $ 191,666 $ 66,000
Meriwether, Georgia 3 $ 615,000 $ 205,000 $ 70,000
Rabun, Georgia 3 $ 925,000 $ 308,333 $ 87,000
Stephens, Georgia 3 $ 575,000 $ 191,666 $ 76,000
Sumter, Georgia 3 $ 585,000 $ 195,000 $ 76,000
Union, Georgia 3 $ 915,000 $ 305,000 $ 93,000
Bartholomew, Indiana 3 $ 555,000 $ 185,000 $ 142,000
Clay, Indiana 3 $ 375,000 $ 125,000 $ 41,000
Delaware, Indiana 3 $ 605,000 $ 201,666 $ 84,000
Grant, Indiana 3 $ 585,000 $ 195,000 $ 88,000
Jackson, Indiana 3 $ 645,000 $ 215,000 $ 90,000
Perry, Indiana 3 $ 585,000 $ 195,000 $ 72,000
Ripley, Indiana 3 $ 625,000 $ 208,333 $ 69,000
Starke, Indiana 3 $ 385,000 $ 128,333 $ 56,000
Boone, Kentucky 3 $ 1,585,000 $ 528,333 $ 160,000
Bullitt, Kentucky 3 $ 1,085,000 $ 361,666 $ 84,000
Knox, Kentucky 3 $ 475,000 $ 158,333 $ 69,000
Calvert, Maryland 3 $ 1,375,000 $ 458,333 $ 132,000
Somerset, Maryland 3 $ 605,000 $ 201,666 $ 114,000
Hampshire, Massachusetts 3 $ 805,000 $ 268,333 $ 81,000
Clinton, Michigan 3 $ 555,000 $ 185,000 $ 89,000
Eaton, Michigan 3 $ 835,000 $ 278,333 $ 62,000
Lenawee, Michigan 3 $ 695,000 $ 231,666 $ 97,000
Mason, Michigan 3 $ 355,000 $ 118,333 $ 47,000
Sanilac, Michigan 3 $ 715,000 $ 238,333 $ 116,000
Becker, Minnesota 3 $ 665,000 $ 221,666 $ 80,000
Douglas, Minnesota 3 $ 1,005,000 $ 335,000 $ 141,000
Goodhue, Minnesota 3 $ 715,000 $ 238,333 $ 79,000
Rice, Minnesota 3 $ 895,000 $ 298,333 $ 80,000
Beaufort, North Carolina 3 $ 625,000 $ 208,333 $ 51,000
Granville, North Carolina 3 $ 715,000 $ 238,333 $ 87,000
Halifax, North Carolina 3 $ 855,000 $ 285,000 $ 71,000
Lee, North Carolina 3 $ 905,000 $ 301,666 $ 62,000
McDowell, North Carolina 3 $ 695,000 $ 231,666 $ 41,000
Person, North Carolina 3 $ 725,000 $ 241,666 $ 64,000
Sampson, North Carolina 3 $ 485,000 $ 161,666 $ 63,000
Transylvania, North Carolina 3 $ 795,000 $ 265,000 $ 85,000
Ashtabula, Ohio 3 $ 735,000 $ 245,000 $ 91,000
Clinton, Ohio 3 $ 555,000 $ 185,000 $ 89,000
Columbiana, Ohio 3 $ 605,000 $ 201,666 $ 109,000
Darke, Ohio 3 $ 425,000 $ 141,666 $ 90,000
Fayette, Ohio 3 $ 935,000 $ 311,666 $ 130,000
Holmes, Ohio 3 $ 635,000 $ 211,666 $ 103,000
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Mortgage Loan Application Detail Totals for Milend, Inc in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,034 $1,680,170,000 $278,000 $6,705,000 $95,000 $4,600,000
Home Purchase 127 $50,795,000 $399,000 $1,825,000 $148,000 $589,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,419 $955,385,000 $279,000 $6,705,000 $101,000 $4,600,000
Black or African American 1,424 $379,300,000 $266,000 $1,405,000 $87,000 $960,000
Not Provided 899 $268,895,000 $299,000 $2,505,000 $96,000 $960,000
Hispanic 287 $81,555,000 $284,000 $1,645,000 $90,000 $496,000
Asian 104 $38,920,000 $374,000 $1,095,000 $111,000 $494,000
American Indian or Alaskan Native 20 $4,640,000 $232,000 $535,000 $73,000 $160,000
Native Hawaiian or Other Pacific Islander 8 $2,270,000 $283,000 $445,000 $70,000 $115,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 3,892 $982,820,000 $252,000 $3,115,000 $86,000 $2,778,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,522 $508,250,000 $333,000 $6,705,000 $122,000 $4,600,000
VA-guaranteed (Veterans Administration) 746 $239,610,000 $321,000 $1,405,000 $99,000 $478,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $285,000 $285,000 $285,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 2,557 $730,095,000 $285,000 $3,115,000 $99,000 $2,778,000
Loan Originated 1,460 $410,390,000 $281,000 $1,295,000 $98,000 $589,000
File Closed For Incompleteness 1,164 $331,170,000 $284,000 $6,705,000 $101,000 $4,600,000
Application Denied By Financial Institution 808 $212,190,000 $262,000 $1,405,000 $77,000 $806,000
Application Approved But Not Accepted 172 $47,120,000 $273,000 $1,425,000 $103,000 $767,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,353 $1,518,775,000 $283,000 $6,705,000 $99,000 $4,600,000
Debt-To-Income Ratio 339 $92,155,000 $271,000 $1,105,000 $61,000 $285,000
Credit History 221 $57,995,000 $262,000 $1,405,000 $85,000 $600,000
Collateral 167 $41,065,000 $245,000 $715,000 $84,000 $294,000
Other 58 $15,070,000 $259,000 $555,000 $112,000 $806,000
Employment History 14 $3,620,000 $258,000 $485,000 $77,000 $123,000
Unverifiable Information 7 $1,865,000 $266,000 $465,000 $91,000 $239,000
Credit Application Incomplete 2 $420,000 $210,000 $285,000 $100,000 $160,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Milend, Inc's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Milend, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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