Mortgage Lenders in Milton, FL
3 mortgage lenders are based in Milton, FL, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Santa Rosa County, FL in 2025.
Most active mortgage lenders in Santa Rosa County, FL (2025)
In 2025, 359 lenders made 6,361 home loans worth $1.9 billion in Santa Rosa County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Santa Rosa County, which includes Milton.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union Vienna, VA | 513 | $114.9M | $224,000 | 8.1% |
| 2 | DHI Mortgage Company, Ltd. Austin, TX | 467 | $148.9M | $319,000 | 7.3% |
| 3 | United Wholesale Mortgage Plymouth, MI | 450 | $171.6M | $381,000 | 7.1% |
| 4 | University Bank Ann Arbor, MI | 284 | $108.7M | $383,000 | 4.5% |
| 5 | Regions Bank Birmingham, AL | 214 | $46.3M | $216,000 | 3.4% |
| 6 | Lennar Mortgage, LLC Miami, FL | 198 | $57.5M | $290,000 | 3.1% |
| 7 | Mortgage Research Center Columbia, MO | 176 | $67.9M | $386,000 | 2.8% |
| 8 | Ark-La-Tex Financial Services LLC Plano, TX | 137 | $47.8M | $349,000 | 2.2% |
| 9 | Penair Credit Union Pensacola, FL | 123 | $22.0M | $179,000 | 1.9% |
| 10 | PennyMac Loan Services LLC Westlake Village, CA | 112 | $31.0M | $277,000 | 1.8% |
See every lender in Santa Rosa County and its 2025 mortgage data · top lenders in Florida · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Milton, FL
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| First National Bank of Florida
6512 CAROLINE STREET MILTON, FL 32570 |
* | 143 | $13,415,000 |
| Santa Rosa County FCU
PO BOX 841 MILTON, FL 32572 |
* | 285 | $19,653,000 |
| Santa Rosa County Federal Credit Union
5909 STEWART ST MILTON, FL 32570 |
* | 67 | $5,875,000 |
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