Mlb Residential Lending, LLC Mortgage Lending & HMDA Data, 2025

In 2025, Mlb Residential Lending, LLC of Springfield, NJ reported 857 mortgage applications totaling $338.8 million, down 14% from 2024. The average application was for $395,350, and applicants reported an average income of $141,898. 54% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Newark, NJ-PA (181), New York-Jersey City-White Plains, NY-NJ (120) and Lakewood-New Brunswick, NJ (110) (applications in parentheses).

Mortgage Company & Address Mlb Residential Lending, LLC
51 Commerce St
Springfield, NJ 07081
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2015  
Total Number of Mortgage Applications 857
Total Mortgage Loan Application Amount $338,815,000
Average Mortgage Loan Application Amount $395,350
Highest Mortgage Loan Application Amount $2,885,000
Average Applicant Income $141,898
Highest Applicant Income $1,530,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mlb Residential Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mlb Residential Lending, LLC by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Union, New Jersey 77 $ 36,685,000 $ 476,428 $ 165,000
Essex, New Jersey 67 $ 31,605,000 $ 471,716 $ 175,000
Middlesex, New Jersey 50 $ 21,520,000 $ 430,400 $ 127,000
Bergen, New Jersey 39 $ 20,725,000 $ 531,410 $ 206,000
Suffolk, New York 38 $ 18,560,000 $ 488,421 $ 173,000
Passaic, New Jersey 33 $ 15,185,000 $ 460,151 $ 151,000
Somerset, New Jersey 31 $ 12,995,000 $ 419,193 $ 169,000
Burlington, New Jersey 22 $ 7,690,000 $ 349,545 $ 124,000
Ocean, New Jersey 20 $ 6,840,000 $ 342,000 $ 105,000
Morris, New Jersey 19 $ 7,915,000 $ 416,578 $ 161,000
Philadelphia, Pennsylvania 15 $ 3,105,000 $ 207,000 $ 82,000
Richmond, New York 13 $ 6,475,000 $ 498,076 $ 136,000
Harris, Texas 13 $ 5,765,000 $ 443,461 $ 206,000
Hudson, New Jersey 12 $ 5,390,000 $ 449,166 $ 145,000
Sussex, New Jersey 12 $ 4,470,000 $ 372,500 $ 178,000
Warren, New Jersey 11 $ 4,135,000 $ 375,909 $ 124,000
Webb, Texas 11 $ 2,615,000 $ 237,727 $ 63,000
Maricopa, Arizona 9 $ 3,505,000 $ 389,444 $ 93,000
Palm Beach, Florida 9 $ 3,105,000 $ 345,000 $ 165,000
Monmouth, New Jersey 9 $ 4,385,000 $ 487,222 $ 172,000
Queens, New York 9 $ 4,735,000 $ 526,111 $ 210,000
Camden, New Jersey 8 $ 2,700,000 $ 337,500 $ 138,000
Kings, New York 8 $ 4,990,000 $ 623,750 $ 236,000
Dutchess, New York 7 $ 2,095,000 $ 299,285 $ 106,000
Northampton, Pennsylvania 7 $ 1,995,000 $ 285,000 $ 77,000
New Castle, Delaware 6 $ 1,900,000 $ 316,666 $ 82,000
Cook, Illinois 6 $ 1,750,000 $ 291,666 $ 121,000
Macomb, Michigan 6 $ 1,260,000 $ 210,000 $ 69,000
Hunterdon, New Jersey 6 $ 1,620,000 $ 270,000 $ 134,000
Mercer, New Jersey 6 $ 2,250,000 $ 375,000 $ 117,000
Nassau, New York 6 $ 2,850,000 $ 475,000 $ 137,000
Monroe, Pennsylvania 6 $ 1,360,000 $ 226,666 $ 87,000
Pinal, Arizona 5 $ 1,435,000 $ 287,000 $ 91,000
Kent, Delaware 5 $ 1,355,000 $ 271,000 $ 55,000
Broward, Florida 5 $ 1,385,000 $ 277,000 $ 121,000
Pasco, Florida 5 $ 1,765,000 $ 353,000 $ 109,000
Mecklenburg, North Carolina 5 $ 1,875,000 $ 375,000 $ 110,000
Carbon, Pennsylvania 5 $ 1,345,000 $ 269,000 $ 157,000
Dallas, Texas 5 $ 1,375,000 $ 275,000 $ 96,000
Mobile, Alabama 4 $ 820,000 $ 205,000 $ 66,000
Rockdale, Georgia 4 $ 860,000 $ 215,000 $ 63,000
St. Clair, Illinois 4 $ 640,000 $ 160,000 $ 40,000
Oakland, Michigan 4 $ 1,030,000 $ 257,500 $ 94,000
Bexar, Texas 4 $ 1,090,000 $ 272,500 $ 81,000
El Paso, Colorado 3 $ 1,265,000 $ 421,666 $ 116,000
Duval, Florida 3 $ 1,225,000 $ 408,333 $ 173,000
Lake, Florida 3 $ 695,000 $ 231,666 $ 67,000
Westchester, New York 3 $ 1,355,000 $ 451,666 $ 353,000
Delaware, Pennsylvania 3 $ 415,000 $ 138,333 $ 59,000
Pike, Pennsylvania 3 $ 1,355,000 $ 451,666 $ 278,000
Cameron, Texas 3 $ 645,000 $ 215,000 $ 67,000
El Paso, Texas 3 $ 735,000 $ 245,000 $ 78,000
Hidalgo, Texas 3 $ 585,000 $ 195,000 $ 63,000
Los Angeles, California 2 $ 1,280,000 $ 640,000 $ 226,000
Riverside, California 2 $ 1,030,000 $ 515,000 $ 112,000
San Bernardino, California 2 $ 1,290,000 $ 645,000 $ 153,000
South Central Connecticut Planning Region, Connecticut 2 $ 420,000 $ 210,000 $ 124,000
Sussex, Delaware 2 $ 730,000 $ 365,000 $ 95,000
Brevard, Florida 2 $ 670,000 $ 335,000 $ 170,000
Citrus, Florida 2 $ 460,000 $ 230,000 $ 73,000
Hendry, Florida 2 $ 520,000 $ 260,000 $ 68,000
Hillsborough, Florida 2 $ 600,000 $ 300,000 $ 94,000
Orange, Florida 2 $ 420,000 $ 210,000 $ 234,000
Osceola, Florida 2 $ 880,000 $ 440,000 $ 296,000
Clayton, Georgia 2 $ 430,000 $ 215,000 $ 50,000
Columbia, Georgia 2 $ 460,000 $ 230,000 $ 60,000
DeKalb, Illinois 2 $ 550,000 $ 275,000 $ 89,000
Winnebago, Illinois 2 $ 500,000 $ 250,000 $ 60,000
Sedgwick, Kansas 2 $ 680,000 $ 340,000 $ 308,000
Prince George's, Maryland 2 $ 810,000 $ 405,000 $ 89,000
Anoka, Minnesota 2 $ 1,250,000 $ 625,000 $ 210,000
Andrew, Missouri 2 $ 330,000 $ 165,000 $ 56,000
Gloucester, New Jersey 2 $ 860,000 $ 430,000 $ 152,000
Fulton, New York 2 $ 840,000 $ 420,000 $ 192,000
Montgomery, New York 2 $ 480,000 $ 240,000 $ 104,000
Onondaga, New York 2 $ 340,000 $ 170,000 $ 40,000
Orange, New York 2 $ 520,000 $ 260,000 $ 171,000
Schenectady, New York 2 $ 510,000 $ 255,000 $ 69,000
Wayne, New York 2 $ 480,000 $ 240,000 $ 156,000
Cumberland, North Carolina 2 $ 600,000 $ 300,000 $ 114,000
Union, North Carolina 2 $ 720,000 $ 360,000 $ 88,000
Bucks, Pennsylvania 2 $ 670,000 $ 335,000 $ 87,000
Lackawanna, Pennsylvania 2 $ 430,000 $ 215,000 $ 89,000
Montgomery, Pennsylvania 2 $ 750,000 $ 375,000 $ 97,000
Lancaster, South Carolina 2 $ 780,000 $ 390,000 $ 47,000
Brazoria, Texas 2 $ 1,040,000 $ 520,000 $ 132,000
Collin, Texas 2 $ 970,000 $ 485,000 $ 129,000
Travis, Texas 2 $ 410,000 $ 205,000 $ 70,000
Coconino, Arizona 1 $ 805,000 $ 805,000 $ 252,000
Mohave, Arizona 1 $ 425,000 $ 425,000 $ 99,000
Madera, California 1 $ 375,000 $ 375,000 $ 224,000
Orange, California 1 $ 375,000 $ 375,000 $ 122,000
Sacramento, California 1 $ 415,000 $ 415,000 $ 143,000
San Diego, California 1 $ 525,000 $ 525,000 $ 141,000
Ventura, California 1 $ 1,005,000 $ 1,005,000 $ 273,000
Arapahoe, Colorado 1 $ 615,000 $ 615,000 $ 215,000
Jefferson, Colorado 1 $ 625,000 $ 625,000 $ 101,000
Pueblo, Colorado 1 $ 495,000 $ 495,000 $ 150,000
Northwest Hills Planning Region, Connecticut 1 $ 205,000 $ 205,000 $ 108,000
Southeastern Connecticut Planning Region, Connecticut 1 $ 295,000 $ 295,000 $ 0
Western Connecticut Planning Region, Connecticut 1 $ 345,000 $ 345,000 $ 238,000
Collier, Florida 1 $ 185,000 $ 185,000 $ 229,000
Manatee, Florida 1 $ 265,000 $ 265,000 $ 77,000
Marion, Florida 1 $ 295,000 $ 295,000 $ 76,000
Martin, Florida 1 $ 435,000 $ 435,000 $ 140,000
Miami-Dade, Florida 1 $ 245,000 $ 245,000 $ 226,000
Nassau, Florida 1 $ 595,000 $ 595,000 $ 70,000
Pinellas, Florida 1 $ 215,000 $ 215,000 $ 73,000
Polk, Florida 1 $ 115,000 $ 115,000 $ 60,000
Sarasota, Florida 1 $ 275,000 $ 275,000 $ 250,000
St. Lucie, Florida 1 $ 355,000 $ 355,000 $ 103,000
Sumter, Florida 1 $ 105,000 $ 105,000 $ 60,000
Volusia, Florida 1 $ 225,000 $ 225,000 $ 79,000
Cobb, Georgia 1 $ 125,000 $ 125,000 $ 127,000
DeKalb, Georgia 1 $ 415,000 $ 415,000 $ 153,000
Hall, Georgia 1 $ 325,000 $ 325,000 $ 135,000
Heard, Georgia 1 $ 135,000 $ 135,000 $ 51,000
Jackson, Georgia 1 $ 365,000 $ 365,000 $ 133,000
Newton, Georgia 1 $ 715,000 $ 715,000 $ 106,000
Polk, Georgia 1 $ 215,000 $ 215,000 $ 56,000
Richmond, Georgia 1 $ 215,000 $ 215,000 $ 56,000
DuPage, Illinois 1 $ 195,000 $ 195,000 $ 75,000
Madison, Illinois 1 $ 125,000 $ 125,000 $ 48,000
Williamson, Illinois 1 $ 205,000 $ 205,000 $ 60,000
Crawford, Indiana 1 $ 205,000 $ 205,000 $ 82,000
Lake, Indiana 1 $ 105,000 $ 105,000 $ 87,000
Ripley, Indiana 1 $ 185,000 $ 185,000 $ 56,000
Wayne, Indiana 1 $ 145,000 $ 145,000 $ 69,000
St. Martin, Louisiana 1 $ 255,000 $ 255,000 $ 115,000
Anne Arundel, Maryland 1 $ 425,000 $ 425,000 $ 116,000
Calvert, Maryland 1 $ 265,000 $ 265,000 $ 78,000
Caroline, Maryland 1 $ 285,000 $ 285,000 $ 80,000
Howard, Maryland 1 $ 745,000 $ 745,000 $ 432,000
Ionia, Michigan 1 $ 345,000 $ 345,000 $ 118,000
Washtenaw, Michigan 1 $ 305,000 $ 305,000 $ 229,000
Wayne, Michigan 1 $ 115,000 $ 115,000 $ 42,000
Hennepin, Minnesota 1 $ 255,000 $ 255,000 $ 101,000
Wright, Minnesota 1 $ 135,000 $ 135,000 $ 47,000
Lamar, Mississippi 1 $ 315,000 $ 315,000 $ 115,000
Buchanan, Missouri 1 $ 255,000 $ 255,000 $ 81,000
Greene, Missouri 1 $ 155,000 $ 155,000 $ 117,000
St. Louis, Missouri 1 $ 215,000 $ 215,000 $ 74,000
Atlantic, New Jersey 1 $ 285,000 $ 285,000 $ 64,000
Cape May, New Jersey 1 $ 825,000 $ 825,000 $ 0
Cumberland, New Jersey 1 $ 255,000 $ 255,000 $ 72,000
Bronx, New York 1 $ 465,000 $ 465,000 $ 95,000
Clinton, New York 1 $ 145,000 $ 145,000 $ 68,000
Delaware, New York 1 $ 145,000 $ 145,000 $ 82,000
Monroe, New York 1 $ 255,000 $ 255,000 $ 96,000
New York, New York 1 $ 655,000 $ 655,000 $ 190,000
Rockland, New York 1 $ 635,000 $ 635,000 $ 372,000
Saratoga, New York 1 $ 335,000 $ 335,000 $ 154,000
Sullivan, New York 1 $ 335,000 $ 335,000 $ 84,000
Ulster, New York 1 $ 285,000 $ 285,000 $ 103,000
Warren, New York 1 $ 285,000 $ 285,000 $ 107,000
Washington, New York 1 $ 155,000 $ 155,000 $ 39,000
Cabarrus, North Carolina 1 $ 275,000 $ 275,000 $ 73,000
Carteret, North Carolina 1 $ 215,000 $ 215,000 $ 74,000
Gaston, North Carolina 1 $ 255,000 $ 255,000 $ 67,000
Haywood, North Carolina 1 $ 455,000 $ 455,000 $ 146,000
Lincoln, North Carolina 1 $ 185,000 $ 185,000 $ 73,000
Richmond, North Carolina 1 $ 205,000 $ 205,000 $ 95,000
Wilson, North Carolina 1 $ 195,000 $ 195,000 $ 150,000
Cuyahoga, Ohio 1 $ 165,000 $ 165,000 $ 80,000
Delaware, Ohio 1 $ 2,885,000 $ 2,885,000 $ 1,530,000
Erie, Ohio 1 $ 155,000 $ 155,000 $ 130,000
Fairfield, Ohio 1 $ 165,000 $ 165,000 $ 516,000
Franklin, Ohio 1 $ 225,000 $ 225,000 $ 80,000
Lorain, Ohio 1 $ 215,000 $ 215,000 $ 42,000
Lucas, Ohio 1 $ 485,000 $ 485,000 $ 142,000
Montgomery, Ohio 1 $ 305,000 $ 305,000 $ 110,000
Shelby, Ohio 1 $ 135,000 $ 135,000 $ 99,000
Warren, Ohio 1 $ 535,000 $ 535,000 $ 106,000
Allegheny, Pennsylvania 1 $ 185,000 $ 185,000 $ 60,000
Berks, Pennsylvania 1 $ 305,000 $ 305,000 $ 62,000
Lancaster, Pennsylvania 1 $ 435,000 $ 435,000 $ 145,000
Wayne, Pennsylvania 1 $ 385,000 $ 385,000 $ 102,000
York, Pennsylvania 1 $ 505,000 $ 505,000 $ 163,000
Dorchester, South Carolina 1 $ 445,000 $ 445,000 $ 140,000
Jasper, South Carolina 1 $ 265,000 $ 265,000 $ 70,000
Spartanburg, South Carolina 1 $ 385,000 $ 385,000 $ 0
Davidson, Tennessee 1 $ 295,000 $ 295,000 $ 49,000
Macon, Tennessee 1 $ 355,000 $ 355,000 $ 103,000
Bastrop, Texas 1 $ 345,000 $ 345,000 $ 116,000
Brazos, Texas 1 $ 335,000 $ 335,000 $ 484,000
Burleson, Texas 1 $ 285,000 $ 285,000 $ 136,000
Caldwell, Texas 1 $ 375,000 $ 375,000 $ 117,000
Chambers, Texas 1 $ 335,000 $ 335,000 $ 79,000
Fort Bend, Texas 1 $ 435,000 $ 435,000 $ 111,000
Galveston, Texas 1 $ 255,000 $ 255,000 $ 78,000
Grayson, Texas 1 $ 325,000 $ 325,000 $ 100,000
Hays, Texas 1 $ 775,000 $ 775,000 $ 273,000
Liberty, Texas 1 $ 245,000 $ 245,000 $ 108,000
Midland, Texas 1 $ 315,000 $ 315,000 $ 168,000
Montgomery, Texas 1 $ 485,000 $ 485,000 $ 126,000
Tarrant, Texas 1 $ 235,000 $ 235,000 $ 32,000
Waller, Texas 1 $ 295,000 $ 295,000 $ 54,000
Weber, Utah 1 $ 325,000 $ 325,000 $ 37,000
Amherst, Virginia 1 $ 175,000 $ 175,000 $ 55,000
Loudoun, Virginia 1 $ 275,000 $ 275,000 $ 85,000
Suffolk, Virginia 1 $ 285,000 $ 285,000 $ 94,000
King, Washington 1 $ 345,000 $ 345,000 $ 64,000

Mortgage Loan Application Detail Totals for Mlb Residential Lending, LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 622 $254,420,000 $409,000 $1,425,000 $136,000 $1,100,000
Cash-out Refinancing 181 $63,215,000 $349,000 $2,885,000 $169,000 $1,530,000
Refinancing 54 $21,180,000 $392,000 $1,235,000 $119,000 $436,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 284 $115,890,000 $408,000 $1,055,000 $142,000 $1,509,000
White 283 $109,635,000 $387,000 $2,885,000 $152,000 $1,530,000
Black or African American 161 $62,445,000 $387,000 $1,425,000 $135,000 $1,057,000
Not Provided 98 $36,270,000 $370,000 $1,235,000 $117,000 $522,000
Asian 30 $14,370,000 $479,000 $985,000 $174,000 $448,000
American Indian or Alaskan Native 1 $205,000 $205,000 $205,000 $69,000 $69,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 469 $185,735,000 $396,000 $2,885,000 $166,000 $1,530,000
FHA-insured (Federal Housing Administration) 318 $124,520,000 $391,000 $1,235,000 $113,000 $459,000
VA-guaranteed (Veterans Administration) 65 $27,445,000 $422,000 $1,035,000 $122,000 $694,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $1,115,000 $223,000 $265,000 $72,000 $115,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 467 $190,565,000 $408,000 $1,985,000 $151,000 $1,509,000
Application Denied By Financial Institution 172 $63,320,000 $368,000 $1,235,000 $110,000 $459,000
Application Withdrawn By Applicant 101 $40,435,000 $400,000 $1,985,000 $144,000 $741,000
Application Approved But Not Accepted 50 $22,780,000 $455,000 $2,885,000 $198,000 $1,530,000
File Closed For Incompleteness 49 $16,115,000 $328,000 $1,105,000 $139,000 $427,000
Preapproval Denied by Financial Institution 18 $5,600,000 $311,000 $625,000 $78,000 $219,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 667 $269,895,000 $404,000 $2,885,000 $152,000 $1,530,000
Credit History 68 $25,140,000 $369,000 $1,235,000 $113,000 $459,000
Debt-To-Income Ratio 56 $19,620,000 $350,000 $1,035,000 $89,000 $245,000
Other 25 $11,095,000 $443,000 $1,235,000 $139,000 $372,000
Unverifiable Information 15 $5,635,000 $375,000 $1,135,000 $137,000 $432,000
Insufficient Cash (Downpayment, Closing Cost) 11 $3,215,000 $292,000 $545,000 $78,000 $149,000
Employment History 10 $3,030,000 $303,000 $435,000 $67,000 $111,000
Collateral 5 $1,185,000 $237,000 $455,000 $118,000 $229,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mlb Residential Lending, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mlb Residential Lending, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet with aggregated HMDA statistics today.

Download the New Jersey Lender List