Mlb Residential Lending, LLC Mortgage Lending & HMDA Data, 2025
In 2025, Mlb Residential Lending, LLC of Springfield, NJ reported 857 mortgage applications totaling $338.8 million, down 14% from 2024. The average application was for $395,350, and applicants reported an average income of $141,898. 54% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Newark, NJ-PA (181), New York-Jersey City-White Plains, NY-NJ (120) and Lakewood-New Brunswick, NJ (110) (applications in parentheses).
| Mortgage Company & Address | Mlb Residential Lending, LLC 51 Commerce St Springfield, NJ 07081 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2015 |
| Total Number of Mortgage Applications | 857 |
| Total Mortgage Loan Application Amount | $338,815,000 |
| Average Mortgage Loan Application Amount | $395,350 |
| Highest Mortgage Loan Application Amount | $2,885,000 |
| Average Applicant Income | $141,898 |
| Highest Applicant Income | $1,530,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mlb Residential Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Newark, NJ-PA | 181 | $ 82,295,000 | $ 454,668 | $ 168,000 |
| New York-Jersey City-White Plains, NY-NJ | 120 | $ 60,610,000 | $ 505,083 | $ 183,800 |
| Lakewood-New Brunswick, NJ | 110 | $ 45,740,000 | $ 415,818 | $ 139,000 |
| Nassau County-Suffolk County, NY | 44 | $ 21,410,000 | $ 486,590 | $ 168,000 |
| Outside any metro area | 34 | $ 9,310,000 | $ 273,823 | $ 112,294 |
| Camden, NJ | 32 | $ 11,250,000 | $ 351,562 | $ 129,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 23 | $ 7,475,000 | $ 325,000 | $ 116,695 |
| Houston-The Woodlands-Sugar Land, TX | 21 | $ 8,855,000 | $ 421,666 | $ 167,000 |
| Philadelphia, PA | 18 | $ 3,520,000 | $ 195,555 | $ 78,000 |
| Phoenix-Mesa-Scottsdale, AZ | 14 | $ 4,940,000 | $ 352,857 | $ 92,000 |
| Charlotte-Concord-Gastonia, NC-SC | 12 | $ 4,090,000 | $ 340,833 | $ 86,166 |
| Laredo, TX | 11 | $ 2,615,000 | $ 237,727 | $ 63,000 |
| Warren-Troy-Farmington Hills, MI | 10 | $ 2,290,000 | $ 229,000 | $ 79,000 |
| Atlanta-Sandy Springs-Roswell, GA | 9 | $ 2,555,000 | $ 283,888 | $ 73,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 9 | $ 2,615,000 | $ 290,555 | $ 121,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 9 | $ 3,105,000 | $ 345,000 | $ 165,000 |
| Chicago-Naperville, IL | 7 | $ 1,945,000 | $ 277,857 | $ 114,000 |
| Dallas-Plano-Irving, TX | 7 | $ 2,345,000 | $ 335,000 | $ 106,000 |
| Orlando-Kissimmee-Sanford, FL | 7 | $ 1,995,000 | $ 285,000 | $ 180,000 |
| Tampa, FL | 7 | $ 2,365,000 | $ 337,857 | $ 105,000 |
| St. Louis, MO-IL | 6 | $ 980,000 | $ 163,333 | $ 46,500 |
| Trenton, NJ | 6 | $ 2,250,000 | $ 375,000 | $ 117,000 |
| Wilmington, DE-MD-NJ | 6 | $ 1,900,000 | $ 316,666 | $ 82,000 |
| Austin-Round Rock, TX | 5 | $ 1,905,000 | $ 381,000 | $ 129,000 |
| Dover, DE | 5 | $ 1,355,000 | $ 271,000 | $ 55,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5 | $ 1,385,000 | $ 277,000 | $ 121,000 |
| Jacksonville, FL | 4 | $ 1,820,000 | $ 455,000 | $ 147,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4 | $ 1,640,000 | $ 410,000 | $ 142,000 |
| Mobile, AL | 4 | $ 820,000 | $ 205,000 | $ 66,000 |
| Montgomery County-Bucks County-Chester County, PA | 4 | $ 1,420,000 | $ 355,000 | $ 92,000 |
| Riverside-San Bernardino-Ontario, CA | 4 | $ 2,320,000 | $ 580,000 | $ 133,000 |
| San Antonio-New Braunfels, TX | 4 | $ 1,090,000 | $ 272,500 | $ 81,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 845,000 | $ 281,666 | $ 97,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 675,000 | $ 225,000 | $ 59,000 |
| Brownsville-Harlingen, TX | 3 | $ 645,000 | $ 215,000 | $ 67,000 |
| Colorado Springs, CO | 3 | $ 1,265,000 | $ 421,666 | $ 116,000 |
| Columbus, OH | 3 | $ 3,275,000 | $ 1,091,666 | $ 708,000 |
| El Paso, TX | 3 | $ 735,000 | $ 245,000 | $ 78,000 |
| McAllen-Edinburg-Mission, TX | 3 | $ 585,000 | $ 195,000 | $ 63,000 |
| Rochester, NY | 3 | $ 735,000 | $ 245,000 | $ 136,000 |
| St. Joseph, MO-KS | 3 | $ 585,000 | $ 195,000 | $ 64,000 |
| Atlantic City-Hammonton, NJ | 2 | $ 1,110,000 | $ 555,000 | $ 32,000 |
| Baltimore-Columbia-Towson, MD | 2 | $ 1,170,000 | $ 585,000 | $ 274,000 |
| Cleveland, OH | 2 | $ 380,000 | $ 190,000 | $ 61,000 |
| College Station-Bryan, TX | 2 | $ 620,000 | $ 310,000 | $ 310,000 |
| Denver-Aurora-Lakewood, CO | 2 | $ 1,240,000 | $ 620,000 | $ 158,000 |
| Elgin, IL | 2 | $ 550,000 | $ 275,000 | $ 89,000 |
| Fayetteville, NC | 2 | $ 600,000 | $ 300,000 | $ 114,000 |
| Glens Falls, NY | 2 | $ 440,000 | $ 220,000 | $ 73,000 |
| Homosassa Springs, FL | 2 | $ 460,000 | $ 230,000 | $ 73,000 |
| Los Angeles-Long Beach-Glendale, CA | 2 | $ 1,280,000 | $ 640,000 | $ 226,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2 | $ 650,000 | $ 325,000 | $ 76,000 |
| New Haven-Milford, CT | 2 | $ 420,000 | $ 210,000 | $ 124,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 540,000 | $ 270,000 | $ 163,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 670,000 | $ 335,000 | $ 170,000 |
| Port St. Lucie, FL | 2 | $ 790,000 | $ 395,000 | $ 121,000 |
| Rockford, IL | 2 | $ 500,000 | $ 250,000 | $ 60,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 430,000 | $ 215,000 | $ 89,000 |
| Syracuse, NY | 2 | $ 340,000 | $ 170,000 | $ 40,000 |
| Washington, DC-MD | 2 | $ 810,000 | $ 405,000 | $ 89,000 |
| Wichita, KS | 2 | $ 680,000 | $ 340,000 | $ 308,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 375,000 | $ 375,000 | $ 122,000 |
| Ann Arbor, MI | 1 | $ 305,000 | $ 305,000 | $ 229,000 |
| Arlington-Alexandria-Reston, VA-WV | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 345,000 | $ 345,000 | $ 238,000 |
| Charleston-North Charleston, SC | 1 | $ 445,000 | $ 445,000 | $ 140,000 |
| Cincinnati, OH-KY-IN | 1 | $ 535,000 | $ 535,000 | $ 106,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Flagstaff, AZ | 1 | $ 805,000 | $ 805,000 | $ 252,000 |
| Fort Worth-Arlington, TX | 1 | $ 235,000 | $ 235,000 | $ 32,000 |
| Fresno, CA | 1 | $ 375,000 | $ 375,000 | $ 224,000 |
| Gainesville, GA | 1 | $ 325,000 | $ 325,000 | $ 135,000 |
| Grand Rapids-Wyoming, MI | 1 | $ 345,000 | $ 345,000 | $ 118,000 |
| Hattiesburg, MS | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Kingston, NY | 1 | $ 285,000 | $ 285,000 | $ 103,000 |
| Lafayette, LA | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Lake County-Porter County-Jasper County, IN | 1 | $ 105,000 | $ 105,000 | $ 87,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 425,000 | $ 425,000 | $ 99,000 |
| Lakeland-Winter Haven, FL | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Lancaster, PA | 1 | $ 435,000 | $ 435,000 | $ 145,000 |
| Lexington Park, MD | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Lynchburg, VA | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Marietta, GA | 1 | $ 125,000 | $ 125,000 | $ 127,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 245,000 | $ 245,000 | $ 226,000 |
| Midland, TX | 1 | $ 315,000 | $ 315,000 | $ 168,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 185,000 | $ 185,000 | $ 229,000 |
| Norwich-New London, CT | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Ocala, FL | 1 | $ 295,000 | $ 295,000 | $ 76,000 |
| Ogden-Clearfield, UT | 1 | $ 325,000 | $ 325,000 | $ 37,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 1,005,000 | $ 1,005,000 | $ 273,000 |
| Pittsburgh, PA | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Pueblo, CO | 1 | $ 495,000 | $ 495,000 | $ 150,000 |
| Reading, PA | 1 | $ 305,000 | $ 305,000 | $ 62,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 415,000 | $ 415,000 | $ 143,000 |
| San Diego-Carlsbad, CA | 1 | $ 525,000 | $ 525,000 | $ 141,000 |
| Sandusky, OH | 1 | $ 155,000 | $ 155,000 | $ 130,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 345,000 | $ 345,000 | $ 64,000 |
| Sherman-Denison, TX | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| Spartanburg, SC | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Springfield, MO | 1 | $ 155,000 | $ 155,000 | $ 117,000 |
| St. Petersburg-Clearwater-Largo, FL | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Toledo, OH | 1 | $ 485,000 | $ 485,000 | $ 142,000 |
| Vineland-Bridgeton, NJ | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 285,000 | $ 285,000 | $ 94,000 |
| Wildwood-The Villages, FL | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| York-Hanover, PA | 1 | $ 505,000 | $ 505,000 | $ 163,000 |
Mortgage Loan Application Detail Totals for Mlb Residential Lending, LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 622 | $254,420,000 | $409,000 | $1,425,000 | $136,000 | $1,100,000 |
| Cash-out Refinancing | 181 | $63,215,000 | $349,000 | $2,885,000 | $169,000 | $1,530,000 |
| Refinancing | 54 | $21,180,000 | $392,000 | $1,235,000 | $119,000 | $436,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 284 | $115,890,000 | $408,000 | $1,055,000 | $142,000 | $1,509,000 |
| White | 283 | $109,635,000 | $387,000 | $2,885,000 | $152,000 | $1,530,000 |
| Black or African American | 161 | $62,445,000 | $387,000 | $1,425,000 | $135,000 | $1,057,000 |
| Not Provided | 98 | $36,270,000 | $370,000 | $1,235,000 | $117,000 | $522,000 |
| Asian | 30 | $14,370,000 | $479,000 | $985,000 | $174,000 | $448,000 |
| American Indian or Alaskan Native | 1 | $205,000 | $205,000 | $205,000 | $69,000 | $69,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 469 | $185,735,000 | $396,000 | $2,885,000 | $166,000 | $1,530,000 |
| FHA-insured (Federal Housing Administration) | 318 | $124,520,000 | $391,000 | $1,235,000 | $113,000 | $459,000 |
| VA-guaranteed (Veterans Administration) | 65 | $27,445,000 | $422,000 | $1,035,000 | $122,000 | $694,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $1,115,000 | $223,000 | $265,000 | $72,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 467 | $190,565,000 | $408,000 | $1,985,000 | $151,000 | $1,509,000 |
| Application Denied By Financial Institution | 172 | $63,320,000 | $368,000 | $1,235,000 | $110,000 | $459,000 |
| Application Withdrawn By Applicant | 101 | $40,435,000 | $400,000 | $1,985,000 | $144,000 | $741,000 |
| Application Approved But Not Accepted | 50 | $22,780,000 | $455,000 | $2,885,000 | $198,000 | $1,530,000 |
| File Closed For Incompleteness | 49 | $16,115,000 | $328,000 | $1,105,000 | $139,000 | $427,000 |
| Preapproval Denied by Financial Institution | 18 | $5,600,000 | $311,000 | $625,000 | $78,000 | $219,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 667 | $269,895,000 | $404,000 | $2,885,000 | $152,000 | $1,530,000 |
| Credit History | 68 | $25,140,000 | $369,000 | $1,235,000 | $113,000 | $459,000 |
| Debt-To-Income Ratio | 56 | $19,620,000 | $350,000 | $1,035,000 | $89,000 | $245,000 |
| Other | 25 | $11,095,000 | $443,000 | $1,235,000 | $139,000 | $372,000 |
| Unverifiable Information | 15 | $5,635,000 | $375,000 | $1,135,000 | $137,000 | $432,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $3,215,000 | $292,000 | $545,000 | $78,000 | $149,000 |
| Employment History | 10 | $3,030,000 | $303,000 | $435,000 | $67,000 | $111,000 |
| Collateral | 5 | $1,185,000 | $237,000 | $455,000 | $118,000 | $229,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mlb Residential Lending, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mlb Residential Lending, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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