Mlb Residential Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Mlb Residential Lending, Llc 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mlb Residential Lending, Llc 51 Commerce St Springfield, NJ 07081 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2015 |
| Total Number of Mortgage Applications | 1,982 |
| Total Mortgage Loan Application Amount | $623,700,000 |
| Average Mortgage Loan Application Amount | $310,666 |
| Highest Mortgage Loan Application Amount | $1,805,000 |
| Average Applicant Income | $109,000 |
| Highest Applicant Income | $1,049,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Mlb Residential Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mlb Residential Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Mlb Residential Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mlb Residential Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Mlb Residential Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mlb Residential Lending, Llc's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Union County New Jersey | 316 | $ 103,050,000 | $ 326,000 | $ 98,000 |
| Essex County New Jersey | 207 | $ 68,715,000 | $ 331,000 | $ 103,000 |
| Bergen County New Jersey | 166 | $ 66,570,000 | $ 401,000 | $ 137,000 |
| Middlesex County New Jersey | 154 | $ 45,470,000 | $ 295,000 | $ 99,000 |
| Passaic County New Jersey | 130 | $ 42,400,000 | $ 326,000 | $ 108,000 |
| Sussex County New Jersey | 125 | $ 33,385,000 | $ 267,000 | $ 110,000 |
| Morris County New Jersey | 90 | $ 29,850,000 | $ 331,000 | $ 118,000 |
| Somerset County New Jersey | 73 | $ 21,425,000 | $ 293,000 | $ 114,000 |
| Philadelphia County Pennsylvania | 46 | $ 7,760,000 | $ 168,000 | $ 53,000 |
| Hudson County New Jersey | 43 | $ 16,985,000 | $ 395,000 | $ 120,000 |
| Monmouth County New Jersey | 42 | $ 14,660,000 | $ 349,000 | $ 131,000 |
| Clinton County New York | 35 | $ 5,855,000 | $ 167,000 | $ 74,000 |
| Warren County New Jersey | 33 | $ 8,585,000 | $ 260,000 | $ 82,000 |
| Nassau County New York | 33 | $ 15,075,000 | $ 456,000 | $ 147,000 |
| Suffolk County New York | 31 | $ 11,115,000 | $ 358,000 | $ 109,000 |
| Ocean County New Jersey | 26 | $ 7,470,000 | $ 287,000 | $ 139,000 |
| Dutchess County New York | 21 | $ 5,475,000 | $ 260,000 | $ 77,000 |
| Burlington County New Jersey | 20 | $ 4,800,000 | $ 240,000 | $ 94,000 |
| Hunterdon County New Jersey | 20 | $ 6,690,000 | $ 334,000 | $ 119,000 |
| Kings County New York | 20 | $ 10,120,000 | $ 506,000 | $ 107,000 |
| Queens County New York | 19 | $ 10,095,000 | $ 531,000 | $ 118,000 |
| Mercer County New Jersey | 18 | $ 4,400,000 | $ 244,000 | $ 82,000 |
| Richmond County New York | 18 | $ 8,490,000 | $ 471,000 | $ 132,000 |
| St. Lawrence County New York | 12 | $ 1,540,000 | $ 128,000 | $ 74,000 |
| Bronx County New York | 11 | $ 4,835,000 | $ 439,000 | $ 154,000 |
| Westchester County New York | 11 | $ 3,895,000 | $ 354,000 | $ 136,000 |
| Berks County Pennsylvania | 11 | $ 2,455,000 | $ 223,000 | $ 46,000 |
| Orange County New York | 10 | $ 3,390,000 | $ 339,000 | $ 136,000 |
| Delaware County Pennsylvania | 10 | $ 2,450,000 | $ 245,000 | $ 100,000 |
| Atlantic County New Jersey | 9 | $ 1,435,000 | $ 159,000 | $ 88,000 |
| Camden County New Jersey | 9 | $ 2,435,000 | $ 270,000 | $ 97,000 |
| Orange County Florida | 8 | $ 1,980,000 | $ 247,000 | $ 65,000 |
| Osceola County Florida | 8 | $ 1,890,000 | $ 236,000 | $ 56,000 |
| Saratoga County New York | 8 | $ 2,000,000 | $ 250,000 | $ 77,000 |
| Bucks County Pennsylvania | 8 | $ 1,960,000 | $ 245,000 | $ 75,000 |
| Volusia County Florida | 7 | $ 1,245,000 | $ 177,000 | $ 76,000 |
| New Castle County Delaware | 6 | $ 1,500,000 | $ 250,000 | $ 73,000 |
| Cumberland County New Jersey | 6 | $ 890,000 | $ 148,000 | $ 58,000 |
| Gloucester County New Jersey | 6 | $ 1,480,000 | $ 246,000 | $ 85,000 |
| Montgomery County New York | 6 | $ 850,000 | $ 141,000 | $ 72,000 |
| Rockland County New York | 6 | $ 2,100,000 | $ 350,000 | $ 105,000 |
| Pike County Pennsylvania | 6 | $ 1,210,000 | $ 201,000 | $ 99,000 |
| Broward County Florida | 5 | $ 1,245,000 | $ 249,000 | $ 96,000 |
| Polk County Florida | 5 | $ 735,000 | $ 147,000 | $ 24,000 |
| Monroe County Pennsylvania | 5 | $ 875,000 | $ 175,000 | $ 108,000 |
| Hillsborough County Florida | 4 | $ 800,000 | $ 200,000 | $ 65,000 |
| Albany County New York | 4 | $ 610,000 | $ 152,000 | $ 50,000 |
| Fulton County New York | 4 | $ 610,000 | $ 152,000 | $ 59,000 |
| Schenectady County New York | 4 | $ 500,000 | $ 125,000 | $ 56,000 |
| Ulster County New York | 4 | $ 1,150,000 | $ 287,000 | $ 72,000 |
| Montgomery County Pennsylvania | 4 | $ 1,090,000 | $ 272,000 | $ 87,000 |
| Kent County Delaware | 3 | $ 715,000 | $ 238,000 | $ 44,000 |
| Pinellas County Florida | 3 | $ 1,005,000 | $ 335,000 | $ 449,000 |
| Cape May County New Jersey | 3 | $ 835,000 | $ 278,000 | $ 324,000 |
| Salem County New Jersey | 3 | $ 425,000 | $ 141,000 | $ 70,000 |
| Oneida County New York | 3 | $ 615,000 | $ 205,000 | $ 91,000 |
| Onondaga County New York | 3 | $ 475,000 | $ 158,000 | $ 15,000 |
| Rensselaer County New York | 3 | $ 505,000 | $ 168,000 | $ 104,000 |
| Lehigh County Pennsylvania | 3 | $ 515,000 | $ 171,000 | $ 106,000 |
| Northampton County Pennsylvania | 3 | $ 545,000 | $ 181,000 | $ 99,000 |
| Charlotte County Florida | 2 | $ 810,000 | $ 405,000 | $ 161,000 |
| Collier County Florida | 2 | $ 620,000 | $ 310,000 | $ 181,000 |
| Hernando County Florida | 2 | $ 460,000 | $ 230,000 | $ 80,000 |
| Miami-Dade County Florida | 2 | $ 670,000 | $ 335,000 | $ 241,000 |
| Palm Beach County Florida | 2 | $ 1,060,000 | $ 530,000 | $ 289,000 |
| Seminole County Florida | 2 | $ 980,000 | $ 490,000 | $ 179,000 |
| Delaware County New York | 2 | $ 870,000 | $ 435,000 | $ 132,000 |
| Essex County New York | 2 | $ 360,000 | $ 180,000 | $ 112,000 |
| Franklin County New York | 2 | $ 450,000 | $ 225,000 | $ 42,000 |
| Chester County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 69,000 |
| York County Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 91,000 |
| Fairfield County Connecticut | 1 | $ 315,000 | $ 315,000 | $ 113,000 |
| New London County Connecticut | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Brevard County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Flagler County Florida | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Highlands County Florida | 1 | $ 315,000 | $ 315,000 | $ 109,000 |
| Lake County Florida | 1 | $ 355,000 | $ 355,000 | $ 82,000 |
| Lee County Florida | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Sarasota County Florida | 1 | $ 165,000 | $ 165,000 | $ 205,000 |
| Chenango County New York | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Columbia County New York | 1 | $ 175,000 | $ 175,000 | $ 36,000 |
| Erie County New York | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Hamilton County New York | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Herkimer County New York | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Putnam County New York | 1 | $ 315,000 | $ 315,000 | $ 211,000 |
| Sullivan County New York | 1 | $ 275,000 | $ 275,000 | $ 94,000 |
| Warren County New York | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Washington County New York | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Butler County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 195,000 |
| Franklin County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 87,000 |
| Lebanon County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Schuylkill County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Wayne County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 180,000 |
Mortgage Loan Application Detail Totals for Mlb Residential Lending, Llc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,106 | $353,680,000 | $319,000 | $975,000 | $101,000 | $774,000 |
| Refinancing | 569 | $177,095,000 | $311,000 | $765,000 | $114,000 | $854,000 |
| Cash-out Refinancing | 307 | $92,925,000 | $302,000 | $1,805,000 | $112,000 | $1,049,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 863 | $272,095,000 | $315,000 | $1,805,000 | $122,000 | $1,049,000 |
| Hispanic | 612 | $193,740,000 | $316,000 | $705,000 | $92,000 | $774,000 |
| Black or African American | 411 | $122,725,000 | $298,000 | $855,000 | $93,000 | $263,000 |
| Asian | 40 | $15,810,000 | $395,000 | $975,000 | $128,000 | $332,000 |
| Not applicable | 36 | $12,430,000 | $345,000 | $595,000 | $108,000 | $224,000 |
| Not Provided | 17 | $6,185,000 | $363,000 | $905,000 | $112,000 | $240,000 |
| American Indian or Alaskan Native | 2 | $510,000 | $255,000 | $325,000 | $108,000 | $124,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $205,000 | $205,000 | $205,000 | $55,000 | $55,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,218 | $374,600,000 | $307,000 | $1,805,000 | $121,000 | $1,049,000 |
| FHA-insured (Federal Housing Administration) | 704 | $230,060,000 | $326,000 | $855,000 | $84,000 | $281,000 |
| VA-guaranteed (Veterans Administration) | 52 | $17,750,000 | $341,000 | $805,000 | $73,000 | $300,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,290,000 | $161,000 | $315,000 | $59,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,366 | $430,110,000 | $314,000 | $975,000 | $107,000 | $854,000 |
| Application Withdrawn By Applicant | 516 | $163,500,000 | $316,000 | $1,805,000 | $107,000 | $1,049,000 |
| Application Denied By Financial Institution | 59 | $17,205,000 | $291,000 | $575,000 | $81,000 | $155,000 |
| File Closed For Incompleteness | 38 | $11,520,000 | $303,000 | $755,000 | $106,000 | $264,000 |
| Application Approved But Not Accepted | 3 | $1,365,000 | $455,000 | $655,000 | $166,000 | $237,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,923 | $606,495,000 | $315,000 | $1,805,000 | $107,000 | $1,049,000 |
| Debt-To-Income Ratio | 20 | $6,850,000 | $342,000 | $575,000 | $73,000 | $131,000 |
| Other | 15 | $4,605,000 | $307,000 | $435,000 | $100,000 | $155,000 |
| Collateral | 11 | $2,645,000 | $240,000 | $475,000 | $85,000 | $132,000 |
| Employment History | 5 | $1,265,000 | $253,000 | $415,000 | $65,000 | $121,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,085,000 | $217,000 | $285,000 | $69,000 | $91,000 |
| Credit History | 2 | $600,000 | $300,000 | $315,000 | $93,000 | $101,000 |
| Unverifiable Information | 1 | $155,000 | $155,000 | $155,000 | $43,000 | $43,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mlb Residential Lending, Llc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mlb Residential Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.