Mobility Home Loans Mortgage Lending & HMDA Data, 2008
In 2008, Mobility Home Loans of Memphis, TN reported 439 mortgage applications totaling $113.4 million, down 79% from 2007. The average application was for $258,289, and applicants reported an average income of $121,858. 76% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (24), Portland-Vancouver-Beaverton, OR-WA (17) and Atlanta-Sandy Springs-Marietta, GA (15) (applications in parentheses).
| Mortgage Company & Address | Mobility Home Loans 6077 Primacy Parkway, Ste 300 Memphis, TN 38119 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 |
| Total Number of Mortgage Applications | 439 |
| Total Mortgage Loan Application Amount | $113,389,000 |
| Average Mortgage Loan Application Amount | $258,289 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $121,858 |
| Highest Applicant Income | $680,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mobility Home Loans filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-Sugar Land-Baytown, TX | 24 | $ 5,098,000 | $ 212,416 | $ 131,000 |
| Portland-Vancouver-Beaverton, OR-WA | 17 | $ 5,304,000 | $ 312,000 | $ 132,000 |
| Atlanta-Sandy Springs-Marietta, GA | 15 | $ 4,258,000 | $ 283,866 | $ 164,000 |
| Dallas-Plano-Irving, TX | 15 | $ 3,243,000 | $ 216,200 | $ 119,000 |
| Cincinnati-Middletown, OH-KY-IN | 9 | $ 1,729,000 | $ 192,111 | $ 91,333 |
| Columbus, OH | 9 | $ 2,250,000 | $ 250,000 | $ 170,000 |
| Louisville-Jefferson County, KY-IN | 8 | $ 2,370,000 | $ 296,250 | $ 126,250 |
| San Francisco-San Mateo-Redwood City, CA | 8 | $ 6,773,000 | $ 846,625 | $ 349,000 |
| Tulsa, OK | 8 | $ 1,535,000 | $ 191,875 | $ 102,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 8 | $ 2,669,000 | $ 333,625 | $ 114,750 |
| Memphis, TN-MS-AR | 7 | $ 1,315,000 | $ 187,857 | $ 82,285 |
| Phoenix-Mesa-Scottsdale, AZ | 7 | $ 2,389,000 | $ 341,285 | $ 98,000 |
| Warren-Troy-Farmington Hills, MI | 7 | $ 1,630,000 | $ 232,857 | $ 109,000 |
| Birmingham-Hoover, AL | 6 | $ 1,412,000 | $ 235,333 | $ 88,000 |
| Chicago-Naperville-Joliet, IL | 6 | $ 2,106,000 | $ 351,000 | $ 151,000 |
| Indianapolis-Carmel, IN | 6 | $ 1,888,000 | $ 314,666 | $ 162,000 |
| Kansas City, MO-KS | 6 | $ 1,327,000 | $ 221,166 | $ 100,666 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 6 | $ 2,259,000 | $ 376,500 | $ 164,000 |
| Columbia, SC | 5 | $ 893,000 | $ 178,600 | $ 82,000 |
| Denver-Aurora, CO | 5 | $ 1,527,000 | $ 305,400 | $ 109,000 |
| Lexington-Fayette, KY | 5 | $ 918,000 | $ 183,600 | $ 97,000 |
| Evansville, IN-KY | 4 | $ 765,000 | $ 191,250 | $ 102,500 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4 | $ 1,134,000 | $ 283,500 | $ 153,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 654,000 | $ 163,500 | $ 105,500 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4 | $ 1,025,000 | $ 256,250 | $ 123,000 |
| Oklahoma City, OK | 4 | $ 714,000 | $ 178,500 | $ 81,000 |
| Seattle-Bellevue-Everett, WA | 4 | $ 1,250,000 | $ 312,500 | $ 99,000 |
| Tucson, AZ | 4 | $ 958,000 | $ 239,500 | $ 158,000 |
| Wichita, KS | 4 | $ 888,000 | $ 222,000 | $ 84,000 |
| Buffalo-Niagara Falls, NY | 3 | $ 361,000 | $ 120,333 | $ 74,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 879,000 | $ 293,000 | $ 121,000 |
| Camden, NJ | 3 | $ 980,000 | $ 326,666 | $ 141,000 |
| Chattanooga, TN-GA | 3 | $ 1,089,000 | $ 363,000 | $ 225,333 |
| Dayton, OH | 3 | $ 503,000 | $ 167,666 | $ 94,000 |
| Edison-New Brunswick, NJ | 3 | $ 919,000 | $ 306,333 | $ 182,000 |
| Fort Worth-Arlington, TX | 3 | $ 639,000 | $ 213,000 | $ 98,000 |
| Hartford-West Hartford-East Hartford, CT | 3 | $ 914,000 | $ 304,666 | $ 109,000 |
| Jackson, MS | 3 | $ 740,000 | $ 246,666 | $ 127,000 |
| Lawrence, KS | 3 | $ 704,000 | $ 234,666 | $ 155,000 |
| Madison, WI | 3 | $ 554,000 | $ 184,666 | $ 104,000 |
| Riverside-San Bernardino-Ontario, CA | 3 | $ 1,266,000 | $ 422,000 | $ 130,000 |
| Salt Lake City, UT | 3 | $ 631,000 | $ 210,333 | $ 119,000 |
| San Antonio, TX | 3 | $ 796,000 | $ 265,333 | $ 165,000 |
| Tacoma, WA | 3 | $ 896,000 | $ 298,666 | $ 75,000 |
| Anniston-Oxford, AL | 2 | $ 339,000 | $ 169,500 | $ 107,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 512,000 | $ 256,000 | $ 100,000 |
| Charlotte-Gastonia-Concord, NC-SC | 2 | $ 475,000 | $ 237,500 | $ 95,000 |
| Cleveland-Elyria-Mentor, OH | 2 | $ 428,000 | $ 214,000 | $ 86,000 |
| Florence, SC | 2 | $ 280,000 | $ 140,000 | $ 90,000 |
| Fort Collins-Loveland, CO | 2 | $ 413,000 | $ 206,500 | $ 100,000 |
| Greenville-Mauldin-Easley, SC | 2 | $ 382,000 | $ 191,000 | $ 77,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 428,000 | $ 214,000 | $ 77,000 |
| Huntsville, AL | 2 | $ 572,000 | $ 286,000 | $ 105,000 |
| Iowa City, IA | 2 | $ 264,000 | $ 132,000 | $ 121,000 |
| Jacksonville, FL | 2 | $ 504,000 | $ 252,000 | $ 115,000 |
| Johnson City, TN | 2 | $ 692,000 | $ 346,000 | $ 104,000 |
| Knoxville, TN | 2 | $ 410,000 | $ 205,000 | $ 200,000 |
| Lima, OH | 2 | $ 394,000 | $ 197,000 | $ 112,000 |
| Manchester-Nashua, NH | 2 | $ 617,000 | $ 308,500 | $ 129,000 |
| Montgomery, AL | 2 | $ 383,000 | $ 191,500 | $ 149,000 |
| Morgantown, WV | 2 | $ 475,000 | $ 237,500 | $ 117,000 |
| Morristown, TN | 2 | $ 430,000 | $ 215,000 | $ 104,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 518,000 | $ 259,000 | $ 149,000 |
| Pittsburgh, PA | 2 | $ 1,320,000 | $ 660,000 | $ 225,000 |
| Portland-South Portland-Biddeford, ME | 2 | $ 711,000 | $ 355,500 | $ 142,000 |
| Raleigh-Cary, NC | 2 | $ 525,000 | $ 262,500 | $ 154,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 2 | $ 585,000 | $ 292,500 | $ 93,000 |
| Savannah, GA | 2 | $ 329,000 | $ 164,500 | $ 98,000 |
| St. Louis, MO-IL | 2 | $ 513,000 | $ 256,500 | $ 97,000 |
| Stockton, CA | 2 | $ 513,000 | $ 256,500 | $ 186,000 |
| Toledo, OH | 2 | $ 288,000 | $ 144,000 | $ 122,000 |
| Wilmington, DE-MD-NJ | 2 | $ 507,000 | $ 253,500 | $ 103,000 |
| Worcester, MA | 2 | $ 632,000 | $ 316,000 | $ 95,000 |
| Yuma, AZ | 2 | $ 457,000 | $ 228,500 | $ 85,000 |
| Akron, OH | 1 | $ 256,000 | $ 256,000 | $ 164,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Ann Arbor, MI | 1 | $ 230,000 | $ 230,000 | $ 66,000 |
| Auburn-Opelika, AL | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Bakersfield, CA | 1 | $ 271,000 | $ 271,000 | $ 65,000 |
| Baltimore-Towson, MD | 1 | $ 223,000 | $ 223,000 | $ 96,000 |
| Barnstable Town, MA | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Baton Rouge, LA | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Beaumont-Port Arthur, TX | 1 | $ 218,000 | $ 218,000 | $ 102,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 256,000 | $ 256,000 | $ 85,000 |
| Boston-Quincy, MA | 1 | $ 331,000 | $ 331,000 | $ 170,000 |
| Boulder, CO | 1 | $ 360,000 | $ 360,000 | $ 119,000 |
| Brunswick, GA | 1 | $ 231,000 | $ 231,000 | $ 157,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 278,000 | $ 278,000 | $ 67,000 |
| Columbia, MO | 1 | $ 254,000 | $ 254,000 | $ 148,000 |
| El Paso, TX | 1 | $ 171,000 | $ 171,000 | $ 130,000 |
| Farmington, NM | 1 | $ 233,000 | $ 233,000 | $ 63,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 277,000 | $ 277,000 | $ 157,000 |
| Florence-Muscle Shoals, AL | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Fond Du Lac, WI | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| Fort Smith, AR-OK | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Fresno, CA | 1 | $ 208,000 | $ 208,000 | $ 88,000 |
| Greensboro-High Point, NC | 1 | $ 359,000 | $ 359,000 | $ 115,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 156,000 | $ 156,000 | $ 128,000 |
| Hot Springs, AR | 1 | $ 213,000 | $ 213,000 | $ 80,000 |
| Janesville, WI | 1 | $ 150,000 | $ 150,000 | $ 73,000 |
| Killeen-Temple-Fort Hood, TX | 1 | $ 100,000 | $ 100,000 | $ 125,000 |
| Lafayette, LA | 1 | $ 277,000 | $ 277,000 | $ 178,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 385,000 | $ 385,000 | $ 160,000 |
| Lansing-East Lansing, MI | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 230,000 | $ 230,000 | $ 68,000 |
| Los Angeles-Long Beach-Glendale, CA | 1 | $ 398,000 | $ 398,000 | $ 79,000 |
| Lubbock, TX | 1 | $ 201,000 | $ 201,000 | $ 106,000 |
| Lynchburg, VA | 1 | $ 162,000 | $ 162,000 | $ 64,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 384,000 | $ 384,000 | $ 217,000 |
| Monroe, LA | 1 | $ 188,000 | $ 188,000 | $ 113,000 |
| New Haven-Milford, CT | 1 | $ 415,000 | $ 415,000 | $ 113,000 |
| New Orleans-Metairie-Kenner, LA | 1 | $ 272,000 | $ 272,000 | $ 107,000 |
| New York-White Plains-Wayne, NY-NJ | 1 | $ 417,000 | $ 417,000 | $ 210,000 |
| Newark-Union, NJ-PA | 1 | $ 417,000 | $ 417,000 | $ 184,000 |
| Oakland-Fremont-Hayward, CA | 1 | $ 228,000 | $ 228,000 | $ 89,000 |
| Ocean City, NJ | 1 | $ 300,000 | $ 300,000 | $ 140,000 |
| Orlando-Kissimmee, FL | 1 | $ 193,000 | $ 193,000 | $ 82,000 |
| Owensboro, KY | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Peoria, IL | 1 | $ 98,000 | $ 98,000 | $ 59,000 |
| Philadelphia, PA | 1 | $ 250,000 | $ 250,000 | $ 123,000 |
| Port St. Lucie, FL | 1 | $ 260,000 | $ 260,000 | $ 94,000 |
| Providence-New Bedford-Fall River, RI-MA | 1 | $ 310,000 | $ 310,000 | $ 78,000 |
| Roanoke, VA | 1 | $ 415,000 | $ 415,000 | $ 167,000 |
| Rochester, NY | 1 | $ 215,000 | $ 215,000 | $ 116,000 |
| Rockingham County-Strafford County, NH | 1 | $ 300,000 | $ 300,000 | $ 145,000 |
| Rome, GA | 1 | $ 300,000 | $ 300,000 | $ 99,000 |
| San Diego-Carlsbad-San Marcos, CA | 1 | $ 165,000 | $ 165,000 | $ 200,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 1,000,000 | $ 1,000,000 | $ 338,000 |
| Springfield, IL | 1 | $ 190,000 | $ 190,000 | $ 95,000 |
| Springfield, MA | 1 | $ 132,000 | $ 132,000 | $ 61,000 |
| Springfield, MO | 1 | $ 166,000 | $ 166,000 | $ 107,000 |
| Syracuse, NY | 1 | $ 368,000 | $ 368,000 | $ 126,000 |
| Tallahassee, FL | 1 | $ 210,000 | $ 210,000 | $ 88,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1 | $ 293,000 | $ 293,000 | $ 168,000 |
| Terre Haute, IN | 1 | $ 99,000 | $ 99,000 | $ 60,000 |
| Topeka, KS | 1 | $ 142,000 | $ 142,000 | $ 97,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 300,000 | $ 300,000 | $ 110,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1 | $ 228,000 | $ 228,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Mobility Home Loans in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 426 | $109,902,000 | $257,000 | $1,500,000 | $121,000 | $680,000 |
| Refinancing | 13 | $3,487,000 | $268,000 | $417,000 | $150,000 | $290,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 274 | $69,086,000 | $252,000 | $1,000,000 | $119,000 | $555,000 |
| Not Provided | 123 | $32,940,000 | $267,000 | $1,280,000 | $126,000 | $350,000 |
| Black or African American | 15 | $3,322,000 | $221,000 | $394,000 | $98,000 | $177,000 |
| Asian | 14 | $5,188,000 | $370,000 | $1,500,000 | $169,000 | $680,000 |
| Hispanic | 12 | $2,635,000 | $219,000 | $385,000 | $109,000 | $232,000 |
| American Indian or Alaskan Native | 1 | $218,000 | $218,000 | $218,000 | $102,000 | $102,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 426 | $110,528,000 | $259,000 | $1,500,000 | $122,000 | $680,000 |
| VA-guaranteed (Veterans Administration) | 13 | $2,861,000 | $220,000 | $331,000 | $102,000 | $158,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 332 | $85,247,000 | $256,000 | $1,500,000 | $121,000 | $680,000 |
| Application Withdrawn By Applicant | 90 | $24,647,000 | $273,000 | $1,000,000 | $126,000 | $350,000 |
| Application Denied By Financial Institution | 17 | $3,495,000 | $205,000 | $417,000 | $119,000 | $255,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 10 | $2,294,000 | $229,000 | $417,000 | $124,000 | $255,000 |
| Credit History | 3 | $208,000 | $69,000 | $99,000 | $129,000 | $241,000 |
| Collateral | 2 | $688,000 | $344,000 | $400,000 | $121,000 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $305,000 | $152,000 | $185,000 | $73,000 | $83,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mobility Home Loans's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mobility Home Loans's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.
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