11 mortgage lenders are based in Modesto, CA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Stanislaus County, CA in 2025.
In 2025, 323 lenders made 7,872 home loans worth $2.5 billion in Stanislaus County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Stanislaus County, which includes Modesto.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 931 | $362.7M | $390,000 | 11.8% |
| 2 | Crosscountry Mortgage, LLC Cleveland, OH | 319 | $116.7M | $366,000 | 4.1% |
| 3 | American Pacific Mortgage Corporation Roseville, CA | 208 | $84.3M | $405,000 | 2.6% |
| 4 | Kind Lending, LLC Irvine, CA | 205 | $76.5M | $373,000 | 2.6% |
| 5 | Guaranteed Rate, Inc. Chicago, IL | 198 | $69.3M | $350,000 | 2.5% |
| 6 | Generations Home Loans, LLC Modesto, CA | 196 | $80.0M | $408,000 | 2.5% |
| 7 | Guild Mortgage Company San Diego, CA | 185 | $60.1M | $325,000 | 2.4% |
| 8 | The Golden 1 Credit Union Sacramento, CA | 177 | $26.8M | $151,000 | 2.2% |
| 9 | loanDepot.com LLC Irvine, CA | 174 | $43.0M | $247,000 | 2.2% |
| 10 | Kbhs Home Loans, LLC Chicago, IL | 168 | $82.0M | $488,000 | 2.1% |
See every lender in Stanislaus County and its 2025 mortgage data · top lenders in California · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| All American Mortgage
2801 COFFEE ROAD SUITE A-5 MODESTO, CA 95355 |
* | 5,687 | $1,104,254,000 |
| Ambeck Mortgage Associates
3421 TULLY ROAD, SUITE A MODESTO, CA 95350 |
* | 5,977 | $1,039,619,000 |
| Ambeck Mortgage Associates
4265 SPYRES WAY, SUITE A MODESTO, CA 95356 |
* | 2,648 | $556,341,000 |
| Capital Pacific Mortgage Co.
2813 COFFEE ROAD, SUITE C MODESTO, CA 95355 |
* | 2,347 | $435,750,000 |
| Community Trust Credit Union
2504 TENAYA DRIVE MODESTO, CA 95354 |
* | 115 | $14,688,000 |
| Generations Home Loans, LLC
1156 SCENIC DRIVE SUITE 200 MODESTO, CA 95350 |
* | 19,756 | $5,767,516,000 |
| Mocse Federal Credit Union
3600 COFFEE RD MODESTO, CA 95355 |
* | 2,312 | $118,132,000 |
| Mortgagetree Lending
100 POPLAR AVENUE MODESTO, CA 95354 |
* | 14,520 | $2,577,108,000 |
| Penrith Home Loans
MODESTO, CA 95350 |
* | 52,472 | $15,514,990,000 |
| Puh Mortgage
1301 L STREET, SUITE 1A, 2ND FLOOR MODESTO, CA 95354 |
* | 223 | $75,644,000 |
| Qualified Mortgage Serv
1600 N. CARPENTER RD. SUITE C MODESTO, CA 95351 |
* | 205 | $40,022,000 |
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