The Moneyhouse Inc. Mortgage Lending & HMDA Data, 2024

In 2024, The Moneyhouse Inc. of San Juan, PR reported 2,757 mortgage applications totaling $414.0 million, about the same as 2023. The average application was for $150,179, and applicants reported an average income of $60,441. 44% of its applications resulted in an originated loan and 7% were denied. Its largest markets were San Juan-Carolina-Caguas, PR (1,755), Ponce, PR (229) and Mayagnez, PR (140) (applications in parentheses).

Mortgage Company & Address The Moneyhouse Inc.
#52 Calle Paseo Covandonga
San Juan, PR 00901
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,757
Total Mortgage Loan Application Amount $414,045,000
Average Mortgage Loan Application Amount $150,179
Highest Mortgage Loan Application Amount $765,000
Average Applicant Income $60,441
Highest Applicant Income $939,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Moneyhouse Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Moneyhouse Inc. by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bayamon, Puerto Rico 240 $ 33,820,000 $ 140,916 $ 55,000
San Juan, Puerto Rico 218 $ 37,220,000 $ 170,733 $ 86,000
Carolina, Puerto Rico 194 $ 27,090,000 $ 139,639 $ 72,000
Caguas, Puerto Rico 166 $ 24,820,000 $ 149,518 $ 65,000
Ponce, Puerto Rico 153 $ 17,465,000 $ 114,150 $ 54,000
Toa Baja, Puerto Rico 97 $ 12,735,000 $ 131,288 $ 50,000
Guaynabo, Puerto Rico 61 $ 12,765,000 $ 209,262 $ 103,000
Arecibo, Puerto Rico 58 $ 6,630,000 $ 114,310 $ 68,000
Rio Grande, Puerto Rico 57 $ 8,515,000 $ 149,385 $ 80,000
Trujillo Alto, Puerto Rico 54 $ 9,430,000 $ 174,629 $ 64,000
Humacao, Puerto Rico 52 $ 8,250,000 $ 158,653 $ 76,000
Canovanas, Puerto Rico 49 $ 6,845,000 $ 139,693 $ 72,000
Toa Alta, Puerto Rico 49 $ 9,235,000 $ 188,469 $ 78,000
Mayaguez, Puerto Rico 48 $ 5,300,000 $ 110,416 $ 51,000
Juncos, Puerto Rico 45 $ 5,395,000 $ 119,888 $ 46,000
Vega Baja, Puerto Rico 39 $ 4,575,000 $ 117,307 $ 57,000
Cayey, Puerto Rico 36 $ 4,280,000 $ 118,888 $ 57,000
Los Angeles, California 35 $ 13,025,000 $ 372,142 $ 33,000
Gurabo, Puerto Rico 35 $ 6,535,000 $ 186,714 $ 96,000
Fajardo, Puerto Rico 34 $ 3,820,000 $ 112,352 $ 61,000
Cabo Rojo, Puerto Rico 30 $ 4,250,000 $ 141,666 $ 57,000
Coamo, Puerto Rico 30 $ 3,450,000 $ 115,000 $ 52,000
Las Piedras, Puerto Rico 29 $ 3,655,000 $ 126,034 $ 53,000
Guayama, Puerto Rico 27 $ 2,395,000 $ 88,703 $ 59,000
Juana Diaz, Puerto Rico 26 $ 3,250,000 $ 125,000 $ 60,000
Cidra, Puerto Rico 25 $ 4,145,000 $ 165,800 $ 91,000
Yauco, Puerto Rico 24 $ 2,290,000 $ 95,416 $ 37,000
San Diego, California 23 $ 9,445,000 $ 410,652 $ 29,000
Vega Alta, Puerto Rico 23 $ 3,095,000 $ 134,565 $ 44,000
Salinas, Puerto Rico 22 $ 1,910,000 $ 86,818 $ 77,000
San Lorenzo, Puerto Rico 21 $ 2,575,000 $ 122,619 $ 43,000
Arroyo, Puerto Rico 20 $ 1,340,000 $ 67,000 $ 29,000
Morovis, Puerto Rico 20 $ 2,400,000 $ 120,000 $ 76,000
Dorado, Puerto Rico 19 $ 4,125,000 $ 217,105 $ 120,000
Yabucoa, Puerto Rico 19 $ 1,625,000 $ 85,526 $ 46,000
Manati, Puerto Rico 18 $ 2,070,000 $ 115,000 $ 31,000
Naguabo, Puerto Rico 18 $ 1,750,000 $ 97,222 $ 46,000
Sabana Grande, Puerto Rico 18 $ 1,600,000 $ 88,888 $ 37,000
San German, Puerto Rico 18 $ 2,520,000 $ 140,000 $ 53,000
Ceiba, Puerto Rico 17 $ 2,295,000 $ 135,000 $ 137,000
Aguadilla, Puerto Rico 16 $ 3,170,000 $ 198,125 $ 85,000
Hormigueros, Puerto Rico 15 $ 1,615,000 $ 107,666 $ 52,000
Luquillo, Puerto Rico 15 $ 2,485,000 $ 165,666 $ 140,000
Miami-Dade, Florida 14 $ 2,840,000 $ 202,857 $ 35,000
Camuy, Puerto Rico 14 $ 1,610,000 $ 115,000 $ 43,000
Catano, Puerto Rico 14 $ 2,220,000 $ 158,571 $ 42,000
Guanica, Puerto Rico 14 $ 1,360,000 $ 97,142 $ 37,000
Lares, Puerto Rico 14 $ 1,640,000 $ 117,142 $ 42,000
San Bernardino, California 13 $ 2,605,000 $ 200,384 $ 28,000
Barceloneta, Puerto Rico 13 $ 1,805,000 $ 138,846 $ 58,000
Hatillo, Puerto Rico 13 $ 2,185,000 $ 168,076 $ 74,000
Patillas, Puerto Rico 13 $ 1,135,000 $ 87,307 $ 43,000
Penuelas, Puerto Rico 13 $ 1,325,000 $ 101,923 $ 48,000
Aibonito, Puerto Rico 12 $ 1,310,000 $ 109,166 $ 42,000
Corozal, Puerto Rico 12 $ 1,460,000 $ 121,666 $ 32,000
San Sebastian, Puerto Rico 12 $ 1,560,000 $ 130,000 $ 67,000
Orange, California 11 $ 4,725,000 $ 429,545 $ 41,000
Lajas, Puerto Rico 11 $ 1,115,000 $ 101,363 $ 128,000
Loiza, Puerto Rico 11 $ 1,155,000 $ 105,000 $ 62,000
Santa Isabel, Puerto Rico 10 $ 870,000 $ 87,000 $ 44,000
Aguas Buenas, Puerto Rico 9 $ 1,095,000 $ 121,666 $ 60,000
Comerio, Puerto Rico 9 $ 1,415,000 $ 157,222 $ 49,000
Utuado, Puerto Rico 9 $ 1,015,000 $ 112,777 $ 27,000
Guayanilla, Puerto Rico 8 $ 800,000 $ 100,000 $ 56,000
Isabela, Puerto Rico 8 $ 1,600,000 $ 200,000 $ 152,000
Maricopa, Arizona 7 $ 1,515,000 $ 216,428 $ 32,000
Riverside, California 7 $ 1,605,000 $ 229,285 $ 24,000
Arapahoe, Colorado 7 $ 1,175,000 $ 167,857 $ 23,000
Hillsborough, Florida 7 $ 1,325,000 $ 189,285 $ 36,000
Palm Beach, Florida 7 $ 1,205,000 $ 172,142 $ 35,000
Anasco, Puerto Rico 7 $ 1,005,000 $ 143,571 $ 62,000
Ciales, Puerto Rico 7 $ 645,000 $ 92,142 $ 23,000
Dallas, Texas 7 $ 525,000 $ 75,000 $ 30,000
Lake, Florida 6 $ 1,360,000 $ 226,666 $ 27,000
Polk, Florida 6 $ 1,210,000 $ 201,666 $ 59,000
Barranquitas, Puerto Rico 6 $ 570,000 $ 95,000 $ 36,000
Quebradillas, Puerto Rico 6 $ 1,530,000 $ 255,000 $ 84,000
Yavapai, Arizona 5 $ 1,205,000 $ 241,000 $ 31,000
Broward, Florida 5 $ 1,125,000 $ 225,000 $ 30,000
Orange, Florida 5 $ 915,000 $ 183,000 $ 53,000
Las Marias, Puerto Rico 5 $ 595,000 $ 119,000 $ 39,000
Naranjito, Puerto Rico 5 $ 695,000 $ 139,000 $ 59,000
Villalba, Puerto Rico 5 $ 365,000 $ 73,000 $ 26,000
Pima, Arizona 4 $ 560,000 $ 140,000 $ 34,000
Sacramento, California 4 $ 590,000 $ 147,500 $ 31,000
El Paso, Colorado 4 $ 430,000 $ 107,500 $ 21,000
Marion, Florida 4 $ 650,000 $ 162,500 $ 29,000
Pasco, Florida 4 $ 780,000 $ 195,000 $ 48,000
Pinellas, Florida 4 $ 550,000 $ 137,500 $ 30,000
Sarasota, Florida 4 $ 690,000 $ 172,500 $ 29,000
Seminole, Florida 4 $ 420,000 $ 105,000 $ 47,000
Moca, Puerto Rico 4 $ 860,000 $ 215,000 $ 51,000
Davidson, Tennessee 4 $ 650,000 $ 162,500 $ 27,000
Bexar, Texas 4 $ 400,000 $ 100,000 $ 36,000
Contra Costa, California 3 $ 745,000 $ 248,333 $ 25,000
Fresno, California 3 $ 565,000 $ 188,333 $ 42,000
Sonoma, California 3 $ 765,000 $ 255,000 $ 36,000
Ventura, California 3 $ 1,015,000 $ 338,333 $ 42,000
Adams, Colorado 3 $ 305,000 $ 101,666 $ 22,000
Denver, Colorado 3 $ 615,000 $ 205,000 $ 46,000
Brevard, Florida 3 $ 445,000 $ 148,333 $ 14,000
Adjuntas, Puerto Rico 3 $ 345,000 $ 115,000 $ 41,000
Orocovis, Puerto Rico 3 $ 275,000 $ 91,666 $ 45,000
Rincon, Puerto Rico 3 $ 705,000 $ 235,000 $ 143,000
Humboldt, California 2 $ 200,000 $ 100,000 $ 28,000
Marin, California 2 $ 860,000 $ 430,000 $ 29,000
Santa Clara, California 2 $ 620,000 $ 310,000 $ 34,000
Solano, California 2 $ 360,000 $ 180,000 $ 20,000
Stanislaus, California 2 $ 450,000 $ 225,000 $ 22,000
Fremont, Colorado 2 $ 600,000 $ 300,000 $ 66,000
Jefferson, Colorado 2 $ 710,000 $ 355,000 $ 49,000
Flagler, Florida 2 $ 410,000 $ 205,000 $ 35,000
Hernando, Florida 2 $ 270,000 $ 135,000 $ 32,000
Manatee, Florida 2 $ 320,000 $ 160,000 $ 86,000
Osceola, Florida 2 $ 290,000 $ 145,000 $ 17,000
St. Johns, Florida 2 $ 380,000 $ 190,000 $ 50,000
Volusia, Florida 2 $ 280,000 $ 140,000 $ 26,000
Montgomery, Maryland 2 $ 950,000 $ 475,000 $ 26,000
Aguada, Puerto Rico 2 $ 290,000 $ 145,000 $ 60,000
Florida, Puerto Rico 2 $ 150,000 $ 75,000 $ 24,000
Jayuya, Puerto Rico 2 $ 210,000 $ 105,000 $ 34,000
Maricao, Puerto Rico 2 $ 250,000 $ 125,000 $ 35,000
Maunabo, Puerto Rico 2 $ 280,000 $ 140,000 $ 77,000
Bedford, Tennessee 2 $ 270,000 $ 135,000 $ 32,000
Burnet, Texas 2 $ 560,000 $ 280,000 $ 31,000
Montgomery, Texas 2 $ 500,000 $ 250,000 $ 42,000
Tarrant, Texas 2 $ 300,000 $ 150,000 $ 38,000
San Juan, Washington 2 $ 700,000 $ 350,000 $ 21,000
Mohave, Arizona 1 $ 85,000 $ 85,000 $ 34,000
Pinal, Arizona 1 $ 355,000 $ 355,000 $ 30,000
Alameda, California 1 $ 375,000 $ 375,000 $ 74,000
Butte, California 1 $ 95,000 $ 95,000 $ 26,000
Kern, California 1 $ 175,000 $ 175,000 $ 19,000
Monterey, California 1 $ 265,000 $ 265,000 $ 12,000
Placer, California 1 $ 425,000 $ 425,000 $ 38,000
San Francisco, California 1 $ 345,000 $ 345,000 $ 32,000
Tuolumne, California 1 $ 65,000 $ 65,000 $ 28,000
Boulder, Colorado 1 $ 175,000 $ 175,000 $ 29,000
Elbert, Colorado 1 $ 115,000 $ 115,000 $ 18,000
Larimer, Colorado 1 $ 145,000 $ 145,000 $ 11,000
Montrose, Colorado 1 $ 115,000 $ 115,000 $ 92,000
Morgan, Colorado 1 $ 85,000 $ 85,000 $ 30,000
Pueblo, Colorado 1 $ 155,000 $ 155,000 $ 53,000
San Miguel, Colorado 1 $ 375,000 $ 375,000 $ 24,000
Bay, Florida 1 $ 225,000 $ 225,000 $ 20,000
Charlotte, Florida 1 $ 205,000 $ 205,000 $ 15,000
Indian River, Florida 1 $ 105,000 $ 105,000 $ 17,000
Lee, Florida 1 $ 275,000 $ 275,000 $ 41,000
Martin, Florida 1 $ 165,000 $ 165,000 $ 28,000
Clayton, Georgia 1 $ 175,000 $ 175,000 $ 26,000
Greene, Georgia 1 $ 305,000 $ 305,000 $ 27,000
Cook, Illinois 1 $ 295,000 $ 295,000 $ 38,000
Calvert, Maryland 1 $ 175,000 $ 175,000 $ 37,000
Frederick, Maryland 1 $ 115,000 $ 115,000 $ 21,000
Clackamas, Oregon 1 $ 305,000 $ 305,000 $ 46,000
Coos, Oregon 1 $ 65,000 $ 65,000 $ 24,000
Deschutes, Oregon 1 $ 245,000 $ 245,000 $ 32,000
Jackson, Oregon 1 $ 205,000 $ 205,000 $ 24,000
Jefferson, Oregon 1 $ 535,000 $ 535,000 $ 41,000
Linn, Oregon 1 $ 125,000 $ 125,000 $ 31,000
Washington, Oregon 1 $ 175,000 $ 175,000 $ 11,000
Vieques, Puerto Rico 1 $ 155,000 $ 155,000 $ 0
Maury, Tennessee 1 $ 105,000 $ 105,000 $ 52,000
Robertson, Tennessee 1 $ 135,000 $ 135,000 $ 15,000
Rutherford, Tennessee 1 $ 175,000 $ 175,000 $ 25,000
Shelby, Tennessee 1 $ 145,000 $ 145,000 $ 42,000
Sullivan, Tennessee 1 $ 75,000 $ 75,000 $ 28,000
Sumner, Tennessee 1 $ 145,000 $ 145,000 $ 39,000
Austin, Texas 1 $ 285,000 $ 285,000 $ 20,000
Burleson, Texas 1 $ 275,000 $ 275,000 $ 87,000
Denton, Texas 1 $ 235,000 $ 235,000 $ 17,000
Gillespie, Texas 1 $ 445,000 $ 445,000 $ 40,000
Harris, Texas 1 $ 95,000 $ 95,000 $ 53,000
Hopkins, Texas 1 $ 185,000 $ 185,000 $ 39,000
Johnson, Texas 1 $ 245,000 $ 245,000 $ 49,000
Kaufman, Texas 1 $ 35,000 $ 35,000 $ 27,000
Lamar, Texas 1 $ 35,000 $ 35,000 $ 33,000
Llano, Texas 1 $ 175,000 $ 175,000 $ 31,000
Smith, Texas 1 $ 25,000 $ 25,000 $ 34,000
Williamson, Texas 1 $ 125,000 $ 125,000 $ 13,000
Cowlitz, Washington 1 $ 175,000 $ 175,000 $ 13,000
King, Washington 1 $ 235,000 $ 235,000 $ 44,000
Whatcom, Washington 1 $ 305,000 $ 305,000 $ 22,000

Mortgage Loan Application Detail Totals for The Moneyhouse Inc. in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,319 $322,715,000 $139,000 $765,000 $64,000 $939,000
Cash-out Refinancing 386 $84,170,000 $218,000 $705,000 $37,000 $249,000
Refinancing 49 $6,815,000 $139,000 $365,000 $78,000 $270,000
Other Purpose 2 $210,000 $105,000 $115,000 $36,000 $37,000
Home Improvement 1 $135,000 $135,000 $135,000 $44,000 $44,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 1,592 $228,240,000 $143,000 $765,000 $62,000 $939,000
Not applicable 965 $140,035,000 $145,000 $685,000 $32,000 $120,000
Black or African American 181 $42,285,000 $233,000 $705,000 $48,000 $486,000
White 10 $1,860,000 $186,000 $495,000 $113,000 $399,000
Not Provided 5 $965,000 $193,000 $275,000 $96,000 $152,000
Asian 2 $400,000 $200,000 $275,000 $110,000 $189,000
American Indian or Alaskan Native 1 $75,000 $75,000 $75,000 $291,000 $291,000
Native Hawaiian or Other Pacific Islander 1 $185,000 $185,000 $185,000 $39,000 $39,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,004 $303,930,000 $151,000 $705,000 $49,000 $543,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 330 $40,220,000 $121,000 $355,000 $52,000 $109,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 306 $43,960,000 $143,000 $765,000 $103,000 $939,000
VA-guaranteed (Veterans Administration) 117 $25,935,000 $221,000 $605,000 $96,000 $491,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,219 $176,765,000 $145,000 $645,000 $67,000 $939,000
Loan Purchased By The Institution 1,162 $185,400,000 $159,000 $705,000 $32,000 $120,000
Application Denied By Financial Institution 205 $28,915,000 $141,000 $765,000 $56,000 $518,000
Application Withdrawn By Applicant 134 $17,730,000 $132,000 $515,000 $57,000 $264,000
File Closed For Incompleteness 37 $5,235,000 $141,000 $405,000 $71,000 $399,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,552 $385,130,000 $150,000 $705,000 $60,000 $939,000
Collateral 148 $20,260,000 $136,000 $765,000 $55,000 $518,000
Debt-To-Income Ratio 20 $2,540,000 $127,000 $395,000 $44,000 $152,000
Credit History 9 $1,475,000 $163,000 $495,000 $90,000 $438,000
Unverifiable Information 8 $850,000 $106,000 $155,000 $37,000 $81,000
Employment History 8 $2,000,000 $250,000 $355,000 $87,000 $183,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,340,000 $167,000 $605,000 $60,000 $163,000
Other 3 $305,000 $101,000 $125,000 $41,000 $45,000
Mortgage Insurance Denied 1 $145,000 $145,000 $145,000 $47,000 $47,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Moneyhouse Inc.'s 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Moneyhouse Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Puerto Rico, download the full spreadsheet with aggregated HMDA statistics today.

Download the Puerto Rico Lender List