The Moneyhouse Inc. Mortgage Lending & HMDA Data, 2025
In 2025, The Moneyhouse Inc. of San Juan, PR reported 2,710 mortgage applications totaling $460.2 million, down 2% from 2024. The average application was for $169,811, and applicants reported an average income of $65,477. 46% of its applications resulted in an originated loan and 6% were denied. Its largest markets were San Juan-Carolina-Caguas, PR (1,731), Ponce, PR (252) and Mayagnez, PR (152) (applications in parentheses).
| Mortgage Company & Address | The Moneyhouse Inc. #52 Calle Paseo Covandonga San Juan, PR 00901 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,710 |
| Total Mortgage Loan Application Amount | $460,190,000 |
| Average Mortgage Loan Application Amount | $169,811 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $65,477 |
| Highest Applicant Income | $1,635,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Moneyhouse Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Juan-Carolina-Caguas, PR | 1,731 | $ 287,075,000 | $ 165,843 | $ 76,000 |
| Ponce, PR | 252 | $ 31,360,000 | $ 124,444 | $ 56,000 |
| Mayagnez, PR | 152 | $ 21,350,000 | $ 140,460 | $ 58,000 |
| Outside any metro area | 121 | $ 19,455,000 | $ 160,785 | $ 55,123 |
| Arecibo, PR | 72 | $ 10,550,000 | $ 146,527 | $ 50,000 |
| Guayama, PR | 49 | $ 6,175,000 | $ 126,020 | $ 58,000 |
| Aguadilla-Isabela, PR | 41 | $ 8,805,000 | $ 214,756 | $ 100,000 |
| Los Angeles-Long Beach-Glendale, CA | 39 | $ 14,755,000 | $ 378,333 | $ 37,000 |
| Riverside-San Bernardino-Ontario, CA | 23 | $ 5,205,000 | $ 226,304 | $ 30,000 |
| San Diego-Carlsbad, CA | 22 | $ 9,110,000 | $ 414,090 | $ 32,000 |
| Denver-Aurora-Lakewood, CO | 14 | $ 2,670,000 | $ 190,714 | $ 43,000 |
| Dallas-Plano-Irving, TX | 11 | $ 2,105,000 | $ 191,363 | $ 46,000 |
| Tampa, FL | 11 | $ 1,565,000 | $ 142,272 | $ 35,000 |
| Anaheim-Santa Ana-Irvine, CA | 10 | $ 4,030,000 | $ 403,000 | $ 36,000 |
| Orlando-Kissimmee-Sanford, FL | 10 | $ 1,780,000 | $ 178,000 | $ 31,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 9 | $ 1,745,000 | $ 193,888 | $ 29,000 |
| Phoenix-Mesa-Scottsdale, AZ | 8 | $ 3,350,000 | $ 418,750 | $ 33,000 |
| Baltimore-Columbia-Towson, MD | 6 | $ 910,000 | $ 151,666 | $ 32,000 |
| Jacksonville, FL | 6 | $ 1,110,000 | $ 185,000 | $ 55,000 |
| Miami-Miami Beach-Kendall, FL | 5 | $ 775,000 | $ 155,000 | $ 33,000 |
| Fort Worth-Arlington, TX | 4 | $ 840,000 | $ 210,000 | $ 49,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4 | $ 870,000 | $ 217,500 | $ 24,000 |
| Oakland-Hayward-Berkeley, CA | 4 | $ 1,230,000 | $ 307,500 | $ 45,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 1,630,000 | $ 407,500 | $ 40,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 4 | $ 970,000 | $ 242,500 | $ 29,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 4 | $ 800,000 | $ 200,000 | $ 34,000 |
| San Francisco-Redwood City-South San Francisco, CA | 4 | $ 1,650,000 | $ 412,500 | $ 25,000 |
| Seattle-Bellevue-Everett, WA | 4 | $ 1,580,000 | $ 395,000 | $ 49,000 |
| Atlanta-Sandy Springs-Roswell, GA | 3 | $ 445,000 | $ 148,333 | $ 25,000 |
| Knoxville, TN | 3 | $ 325,000 | $ 108,333 | $ 38,000 |
| Lexington Park, MD | 3 | $ 725,000 | $ 241,666 | $ 35,000 |
| Port St. Lucie, FL | 3 | $ 345,000 | $ 115,000 | $ 38,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3 | $ 605,000 | $ 201,666 | $ 47,000 |
| Austin-Round Rock, TX | 2 | $ 1,180,000 | $ 590,000 | $ 47,000 |
| Chicago-Naperville, IL | 2 | $ 300,000 | $ 150,000 | $ 34,000 |
| Colorado Springs, CO | 2 | $ 300,000 | $ 150,000 | $ 28,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 270,000 | $ 135,000 | $ 40,000 |
| Fort Collins, CO | 2 | $ 380,000 | $ 190,000 | $ 40,000 |
| Greeley, CO | 2 | $ 370,000 | $ 185,000 | $ 39,000 |
| Houston-The Woodlands-Sugar Land, TX | 2 | $ 280,000 | $ 140,000 | $ 40,000 |
| Lakeland-Winter Haven, FL | 2 | $ 280,000 | $ 140,000 | $ 73,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 920,000 | $ 460,000 | $ 44,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 530,000 | $ 265,000 | $ 69,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 110,000 | $ 55,000 | $ 21,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 200,000 | $ 100,000 | $ 27,000 |
| Prescott Valley-Prescott, AZ | 2 | $ 420,000 | $ 210,000 | $ 23,000 |
| Provo-Orem, UT | 2 | $ 700,000 | $ 350,000 | $ 35,000 |
| Redding, CA | 2 | $ 360,000 | $ 180,000 | $ 26,000 |
| San Antonio-New Braunfels, TX | 2 | $ 190,000 | $ 95,000 | $ 37,000 |
| Savannah, GA | 2 | $ 780,000 | $ 390,000 | $ 13,000 |
| St. Petersburg-Clearwater-Largo, FL | 2 | $ 290,000 | $ 145,000 | $ 61,000 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 240,000 | $ 120,000 | $ 33,000 |
| Yuba City, CA | 2 | $ 290,000 | $ 145,000 | $ 30,000 |
| Bakersfield, CA | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Boise City, ID | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Boulder, CO | 1 | $ 45,000 | $ 45,000 | $ 11,000 |
| Cleveland, TN | 1 | $ 235,000 | $ 235,000 | $ 45,000 |
| El Paso, TX | 1 | $ 85,000 | $ 85,000 | $ 11,000 |
| Eugene, OR | 1 | $ 155,000 | $ 155,000 | $ 19,000 |
| Everett, WA | 1 | $ 255,000 | $ 255,000 | $ 34,000 |
| Flint, MI | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Gainesville, FL | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Homosassa Springs, FL | 1 | $ 95,000 | $ 95,000 | $ 48,000 |
| Idaho Falls, ID | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Laredo, TX | 1 | $ 135,000 | $ 135,000 | $ 24,000 |
| Lubbock, TX | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Memphis, TN-MS-AR | 1 | $ 185,000 | $ 185,000 | $ 28,000 |
| Merced, CA | 1 | $ 205,000 | $ 205,000 | $ 32,000 |
| Modesto, CA | 1 | $ 365,000 | $ 365,000 | $ 73,000 |
| Napa, CA | 1 | $ 225,000 | $ 225,000 | $ 76,000 |
| Ocala, FL | 1 | $ 285,000 | $ 285,000 | $ 76,000 |
| Olympia-Tumwater, WA | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 1 | $ 495,000 | $ 495,000 | $ 21,000 |
| San Rafael, CA | 1 | $ 265,000 | $ 265,000 | $ 32,000 |
| Sebastian-Vero Beach, FL | 1 | $ 155,000 | $ 155,000 | $ 18,000 |
| Sebring, FL | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Stockton-Lodi, CA | 1 | $ 405,000 | $ 405,000 | $ 36,000 |
| Tacoma-Lakewood, WA | 1 | $ 215,000 | $ 215,000 | $ 37,000 |
| Texarkana, TX-AR | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
| Waco, TX | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Washington-Baltimore-Arlington, DC | 1 | $ 405,000 | $ 405,000 | $ 17,000 |
| Wenatchee, WA | 1 | $ 215,000 | $ 215,000 | $ 20,000 |
| Yakima, WA | 1 | $ 185,000 | $ 185,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for The Moneyhouse Inc. in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,254 | $357,600,000 | $158,000 | $2,005,000 | $70,000 | $1,635,000 |
| Cash-out Refinancing | 401 | $94,145,000 | $234,000 | $715,000 | $40,000 | $263,000 |
| Refinancing | 44 | $6,590,000 | $149,000 | $495,000 | $63,000 | $177,000 |
| Home Improvement | 7 | $855,000 | $122,000 | $185,000 | $71,000 | $123,000 |
| Not Applicable | 4 | $1,000,000 | $250,000 | $365,000 | $89,000 | $179,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 1,619 | $263,115,000 | $162,000 | $2,005,000 | $66,000 | $815,000 |
| Not Provided | 929 | $156,245,000 | $168,000 | $705,000 | $51,000 | $1,635,000 |
| White | 124 | $31,240,000 | $251,000 | $1,025,000 | $63,000 | $597,000 |
| Black or African American | 21 | $6,155,000 | $293,000 | $595,000 | $37,000 | $60,000 |
| Not applicable | 13 | $2,165,000 | $166,000 | $375,000 | $0 | $0 |
| Asian | 4 | $1,270,000 | $317,000 | $515,000 | $51,000 | $88,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,878 | $317,890,000 | $169,000 | $935,000 | $53,000 | $1,635,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 385 | $67,895,000 | $176,000 | $2,005,000 | $100,000 | $815,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 290 | $38,270,000 | $131,000 | $305,000 | $54,000 | $109,000 |
| VA-guaranteed (Veterans Administration) | 157 | $36,135,000 | $230,000 | $665,000 | $89,000 | $388,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,250 | $198,960,000 | $159,000 | $2,005,000 | $70,000 | $1,635,000 |
| Loan Purchased By The Institution | 1,102 | $197,100,000 | $178,000 | $715,000 | $38,000 | $175,000 |
| Application Denied By Financial Institution | 173 | $32,465,000 | $187,000 | $935,000 | $67,000 | $632,000 |
| Application Withdrawn By Applicant | 150 | $24,570,000 | $163,000 | $855,000 | $71,000 | $352,000 |
| File Closed For Incompleteness | 35 | $7,095,000 | $202,000 | $1,205,000 | $67,000 | $236,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,537 | $427,725,000 | $168,000 | $2,005,000 | $64,000 | $1,635,000 |
| Collateral | 109 | $20,225,000 | $185,000 | $585,000 | $73,000 | $632,000 |
| Debt-To-Income Ratio | 23 | $4,525,000 | $196,000 | $775,000 | $57,000 | $170,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,385,000 | $125,000 | $255,000 | $62,000 | $156,000 |
| Credit History | 10 | $1,560,000 | $156,000 | $305,000 | $58,000 | $155,000 |
| Employment History | 9 | $2,285,000 | $253,000 | $935,000 | $46,000 | $106,000 |
| Other | 6 | $730,000 | $121,000 | $135,000 | $57,000 | $123,000 |
| Unverifiable Information | 4 | $1,200,000 | $300,000 | $705,000 | $69,000 | $156,000 |
| Mortgage Insurance Denied | 1 | $555,000 | $555,000 | $555,000 | $112,000 | $112,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Moneyhouse Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Moneyhouse Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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