The Moneyhouse Inc. Mortgage Lending & HMDA Data, 2025

In 2025, The Moneyhouse Inc. of San Juan, PR reported 2,710 mortgage applications totaling $460.2 million, down 2% from 2024. The average application was for $169,811, and applicants reported an average income of $65,477. 46% of its applications resulted in an originated loan and 6% were denied. Its largest markets were San Juan-Carolina-Caguas, PR (1,731), Ponce, PR (252) and Mayagnez, PR (152) (applications in parentheses).

Mortgage Company & Address The Moneyhouse Inc.
#52 Calle Paseo Covandonga
San Juan, PR 00901
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,710
Total Mortgage Loan Application Amount $460,190,000
Average Mortgage Loan Application Amount $169,811
Highest Mortgage Loan Application Amount $2,005,000
Average Applicant Income $65,477
Highest Applicant Income $1,635,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records The Moneyhouse Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for The Moneyhouse Inc. by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
San Juan, Puerto Rico 249 $ 50,525,000 $ 202,911 $ 95,000
Bayamon, Puerto Rico 199 $ 32,225,000 $ 161,934 $ 68,000
Carolina, Puerto Rico 197 $ 30,475,000 $ 154,695 $ 66,000
Ponce, Puerto Rico 180 $ 22,250,000 $ 123,611 $ 58,000
Caguas, Puerto Rico 145 $ 21,055,000 $ 145,206 $ 60,000
Toa Baja, Puerto Rico 80 $ 11,270,000 $ 140,875 $ 59,000
Trujillo Alto, Puerto Rico 62 $ 12,570,000 $ 202,741 $ 89,000
Guaynabo, Puerto Rico 57 $ 16,785,000 $ 294,473 $ 117,000
Toa Alta, Puerto Rico 56 $ 11,240,000 $ 200,714 $ 67,000
Gurabo, Puerto Rico 55 $ 10,845,000 $ 197,181 $ 76,000
Rio Grande, Puerto Rico 49 $ 8,035,000 $ 163,979 $ 62,000
Humacao, Puerto Rico 48 $ 7,600,000 $ 158,333 $ 134,000
Mayaguez, Puerto Rico 44 $ 5,530,000 $ 125,681 $ 41,000
Arecibo, Puerto Rico 42 $ 5,920,000 $ 140,952 $ 45,000
Los Angeles, California 39 $ 14,755,000 $ 378,333 $ 37,000
Juncos, Puerto Rico 39 $ 4,995,000 $ 128,076 $ 49,000
Canovanas, Puerto Rico 38 $ 5,520,000 $ 145,263 $ 70,000
Cabo Rojo, Puerto Rico 37 $ 6,785,000 $ 183,378 $ 81,000
Fajardo, Puerto Rico 37 $ 4,785,000 $ 129,324 $ 77,000
Cayey, Puerto Rico 34 $ 4,160,000 $ 122,352 $ 42,000
Barceloneta, Puerto Rico 32 $ 4,590,000 $ 143,437 $ 54,000
Vega Alta, Puerto Rico 31 $ 4,955,000 $ 159,838 $ 170,000
Vega Baja, Puerto Rico 29 $ 3,695,000 $ 127,413 $ 53,000
Coamo, Puerto Rico 28 $ 5,050,000 $ 180,357 $ 51,000
Manati, Puerto Rico 28 $ 4,510,000 $ 161,071 $ 99,000
Juana Diaz, Puerto Rico 27 $ 3,415,000 $ 126,481 $ 52,000
San Lorenzo, Puerto Rico 26 $ 3,070,000 $ 118,076 $ 48,000
Las Piedras, Puerto Rico 25 $ 3,505,000 $ 140,200 $ 51,000
Cidra, Puerto Rico 24 $ 3,260,000 $ 135,833 $ 41,000
San German, Puerto Rico 24 $ 3,060,000 $ 127,500 $ 54,000
Guayama, Puerto Rico 23 $ 3,035,000 $ 131,956 $ 54,000
Yauco, Puerto Rico 23 $ 2,895,000 $ 125,869 $ 48,000
San Diego, California 22 $ 9,110,000 $ 414,090 $ 32,000
Salinas, Puerto Rico 21 $ 2,235,000 $ 106,428 $ 46,000
Santa Isabel, Puerto Rico 20 $ 4,150,000 $ 207,500 $ 87,000
Catano, Puerto Rico 19 $ 3,295,000 $ 173,421 $ 77,000
Yabucoa, Puerto Rico 19 $ 1,895,000 $ 99,736 $ 43,000
Arroyo, Puerto Rico 18 $ 2,090,000 $ 116,111 $ 55,000
Hormigueros, Puerto Rico 17 $ 1,915,000 $ 112,647 $ 63,000
Morovis, Puerto Rico 17 $ 2,245,000 $ 132,058 $ 33,000
Lajas, Puerto Rico 16 $ 2,340,000 $ 146,250 $ 71,000
Naguabo, Puerto Rico 16 $ 2,370,000 $ 148,125 $ 72,000
Camuy, Puerto Rico 15 $ 2,255,000 $ 150,333 $ 40,000
Dorado, Puerto Rico 15 $ 3,605,000 $ 240,333 $ 121,000
Aibonito, Puerto Rico 14 $ 1,640,000 $ 117,142 $ 34,000
Corozal, Puerto Rico 14 $ 1,610,000 $ 115,000 $ 40,000
Isabela, Puerto Rico 14 $ 3,210,000 $ 229,285 $ 128,000
Sabana Grande, Puerto Rico 14 $ 1,720,000 $ 122,857 $ 39,000
Guanica, Puerto Rico 13 $ 1,505,000 $ 115,769 $ 44,000
Riverside, California 12 $ 2,660,000 $ 221,666 $ 28,000
Luquillo, Puerto Rico 12 $ 2,140,000 $ 178,333 $ 80,000
San Bernardino, California 11 $ 2,545,000 $ 231,363 $ 33,000
Aguadilla, Puerto Rico 11 $ 2,745,000 $ 249,545 $ 106,000
Hatillo, Puerto Rico 11 $ 1,735,000 $ 157,727 $ 70,000
Orange, California 10 $ 4,030,000 $ 403,000 $ 36,000
Aguas Buenas, Puerto Rico 10 $ 1,270,000 $ 127,000 $ 46,000
Penuelas, Puerto Rico 10 $ 1,370,000 $ 137,000 $ 50,000
Broward, Florida 9 $ 1,745,000 $ 193,888 $ 29,000
Barranquitas, Puerto Rico 9 $ 1,655,000 $ 183,888 $ 81,000
Ceiba, Puerto Rico 9 $ 1,225,000 $ 136,111 $ 50,000
Lares, Puerto Rico 9 $ 1,305,000 $ 145,000 $ 43,000
Loiza, Puerto Rico 9 $ 1,175,000 $ 130,555 $ 79,000
San Sebastian, Puerto Rico 9 $ 1,425,000 $ 158,333 $ 76,000
Maricopa, Arizona 8 $ 3,350,000 $ 418,750 $ 33,000
Patillas, Puerto Rico 8 $ 1,050,000 $ 131,250 $ 83,000
Ciales, Puerto Rico 7 $ 965,000 $ 137,857 $ 44,000
Guayanilla, Puerto Rico 7 $ 825,000 $ 117,857 $ 53,000
Utuado, Puerto Rico 7 $ 1,125,000 $ 160,714 $ 108,000
Hillsborough, Florida 6 $ 990,000 $ 165,000 $ 26,000
Orange, Florida 6 $ 820,000 $ 136,666 $ 23,000
Florida, Puerto Rico 6 $ 550,000 $ 91,666 $ 27,000
Maunabo, Puerto Rico 6 $ 580,000 $ 96,666 $ 50,000
Dallas, Texas 6 $ 1,130,000 $ 188,333 $ 47,000
Denver, Colorado 5 $ 855,000 $ 171,000 $ 25,000
Miami-Dade, Florida 5 $ 775,000 $ 155,000 $ 33,000
Jayuya, Puerto Rico 5 $ 405,000 $ 81,000 $ 30,000
Villalba, Puerto Rico 5 $ 605,000 $ 121,000 $ 57,000
Ventura, California 4 $ 1,630,000 $ 407,500 $ 40,000
Douglas, Colorado 4 $ 460,000 $ 115,000 $ 65,000
Jefferson, Colorado 4 $ 1,090,000 $ 272,500 $ 46,000
Duval, Florida 4 $ 750,000 $ 187,500 $ 56,000
Pasco, Florida 4 $ 500,000 $ 125,000 $ 46,000
Comerio, Puerto Rico 4 $ 270,000 $ 67,500 $ 34,000
Quebradillas, Puerto Rico 4 $ 640,000 $ 160,000 $ 60,000
King, Washington 4 $ 1,580,000 $ 395,000 $ 49,000
Palm Beach, Florida 3 $ 605,000 $ 201,666 $ 47,000
St. Lucie, Florida 3 $ 345,000 $ 115,000 $ 38,000
Anne Arundel, Maryland 3 $ 405,000 $ 135,000 $ 28,000
Calvert, Maryland 3 $ 725,000 $ 241,666 $ 35,000
Clackamas, Oregon 3 $ 845,000 $ 281,666 $ 30,000
Adjuntas, Puerto Rico 3 $ 655,000 $ 218,333 $ 66,000
Orocovis, Puerto Rico 3 $ 695,000 $ 231,666 $ 74,000
Collin, Texas 3 $ 565,000 $ 188,333 $ 48,000
Tarrant, Texas 3 $ 595,000 $ 198,333 $ 56,000
Yavapai, Arizona 2 $ 420,000 $ 210,000 $ 23,000
Alameda, California 2 $ 710,000 $ 355,000 $ 27,000
Contra Costa, California 2 $ 520,000 $ 260,000 $ 63,000
Lake, California 2 $ 400,000 $ 200,000 $ 39,000
Sacramento, California 2 $ 330,000 $ 165,000 $ 38,000
San Francisco, California 2 $ 700,000 $ 350,000 $ 29,000
San Mateo, California 2 $ 950,000 $ 475,000 $ 22,000
Shasta, California 2 $ 360,000 $ 180,000 $ 26,000
Sutter, California 2 $ 290,000 $ 145,000 $ 30,000
El Paso, Colorado 2 $ 300,000 $ 150,000 $ 28,000
Larimer, Colorado 2 $ 380,000 $ 190,000 $ 40,000
Weld, Colorado 2 $ 370,000 $ 185,000 $ 39,000
Brevard, Florida 2 $ 110,000 $ 55,000 $ 21,000
Collier, Florida 2 $ 920,000 $ 460,000 $ 44,000
Escambia, Florida 2 $ 200,000 $ 100,000 $ 27,000
Osceola, Florida 2 $ 410,000 $ 205,000 $ 49,000
Pinellas, Florida 2 $ 290,000 $ 145,000 $ 61,000
Polk, Florida 2 $ 280,000 $ 140,000 $ 73,000
Seminole, Florida 2 $ 550,000 $ 275,000 $ 39,000
Volusia, Florida 2 $ 270,000 $ 135,000 $ 40,000
Chatham, Georgia 2 $ 780,000 $ 390,000 $ 13,000
Baltimore, Maryland 2 $ 380,000 $ 190,000 $ 43,000
Livingston, Michigan 2 $ 240,000 $ 120,000 $ 33,000
Aguada, Puerto Rico 2 $ 450,000 $ 225,000 $ 71,000
Anasco, Puerto Rico 2 $ 330,000 $ 165,000 $ 49,000
Moca, Puerto Rico 2 $ 280,000 $ 140,000 $ 49,000
Naranjito, Puerto Rico 2 $ 220,000 $ 110,000 $ 0
Knox, Tennessee 2 $ 210,000 $ 105,000 $ 25,000
Rutherford, Tennessee 2 $ 330,000 $ 165,000 $ 20,000
Williamson, Tennessee 2 $ 540,000 $ 270,000 $ 28,000
Bexar, Texas 2 $ 190,000 $ 95,000 $ 37,000
Harris, Texas 2 $ 280,000 $ 140,000 $ 40,000
Utah, Utah 2 $ 700,000 $ 350,000 $ 35,000
Mohave, Arizona 1 $ 65,000 $ 65,000 $ 43,000
El Dorado, California 1 $ 175,000 $ 175,000 $ 30,000
Kern, California 1 $ 95,000 $ 95,000 $ 50,000
Marin, California 1 $ 265,000 $ 265,000 $ 32,000
Merced, California 1 $ 205,000 $ 205,000 $ 32,000
Napa, California 1 $ 225,000 $ 225,000 $ 76,000
Placer, California 1 $ 295,000 $ 295,000 $ 31,000
San Joaquin, California 1 $ 405,000 $ 405,000 $ 36,000
Santa Clara, California 1 $ 495,000 $ 495,000 $ 21,000
Stanislaus, California 1 $ 365,000 $ 365,000 $ 73,000
Adams, Colorado 1 $ 265,000 $ 265,000 $ 29,000
Boulder, Colorado 1 $ 45,000 $ 45,000 $ 11,000
Fremont, Colorado 1 $ 75,000 $ 75,000 $ 20,000
Citrus, Florida 1 $ 95,000 $ 95,000 $ 48,000
Glades, Florida 1 $ 65,000 $ 65,000 $ 21,000
Hernando, Florida 1 $ 75,000 $ 75,000 $ 45,000
Highlands, Florida 1 $ 105,000 $ 105,000 $ 28,000
Indian River, Florida 1 $ 155,000 $ 155,000 $ 18,000
Levy, Florida 1 $ 55,000 $ 55,000 $ 46,000
Manatee, Florida 1 $ 155,000 $ 155,000 $ 27,000
Marion, Florida 1 $ 285,000 $ 285,000 $ 76,000
Monroe, Florida 1 $ 705,000 $ 705,000 $ 29,000
Nassau, Florida 1 $ 165,000 $ 165,000 $ 50,000
Sarasota, Florida 1 $ 375,000 $ 375,000 $ 111,000
St. Johns, Florida 1 $ 195,000 $ 195,000 $ 58,000
DeKalb, Georgia 1 $ 155,000 $ 155,000 $ 20,000
Fayette, Georgia 1 $ 155,000 $ 155,000 $ 36,000
Newton, Georgia 1 $ 135,000 $ 135,000 $ 19,000
Ada, Idaho 1 $ 145,000 $ 145,000 $ 55,000
Jefferson, Idaho 1 $ 165,000 $ 165,000 $ 53,000
Cook, Illinois 1 $ 95,000 $ 95,000 $ 27,000
DuPage, Illinois 1 $ 205,000 $ 205,000 $ 42,000
Whiteside, Illinois 1 $ 105,000 $ 105,000 $ 31,000
Baltimore City, Maryland 1 $ 125,000 $ 125,000 $ 21,000
Montgomery, Maryland 1 $ 405,000 $ 405,000 $ 17,000
Genesee, Michigan 1 $ 95,000 $ 95,000 $ 59,000
Lane, Oregon 1 $ 155,000 $ 155,000 $ 19,000
Washington, Oregon 1 $ 125,000 $ 125,000 $ 27,000
Las Marias, Puerto Rico 1 $ 225,000 $ 225,000 $ 0
Rincon, Puerto Rico 1 $ 365,000 $ 365,000 $ 218,000
Blount, Tennessee 1 $ 115,000 $ 115,000 $ 66,000
Bradley, Tennessee 1 $ 235,000 $ 235,000 $ 45,000
Tipton, Tennessee 1 $ 185,000 $ 185,000 $ 28,000
Van Buren, Tennessee 1 $ 125,000 $ 125,000 $ 25,000
Bowie, Texas 1 $ 125,000 $ 125,000 $ 24,000
El Paso, Texas 1 $ 85,000 $ 85,000 $ 11,000
Ellis, Texas 1 $ 205,000 $ 205,000 $ 63,000
Hays, Texas 1 $ 585,000 $ 585,000 $ 38,000
Hood, Texas 1 $ 135,000 $ 135,000 $ 29,000
Hunt, Texas 1 $ 205,000 $ 205,000 $ 25,000
Lubbock, Texas 1 $ 135,000 $ 135,000 $ 30,000
McLennan, Texas 1 $ 115,000 $ 115,000 $ 50,000
Palo Pinto, Texas 1 $ 145,000 $ 145,000 $ 16,000
Parker, Texas 1 $ 245,000 $ 245,000 $ 29,000
Real, Texas 1 $ 495,000 $ 495,000 $ 68,000
Travis, Texas 1 $ 595,000 $ 595,000 $ 56,000
Webb, Texas 1 $ 135,000 $ 135,000 $ 24,000
Chelan, Washington 1 $ 215,000 $ 215,000 $ 20,000
Klickitat, Washington 1 $ 235,000 $ 235,000 $ 38,000
Pierce, Washington 1 $ 215,000 $ 215,000 $ 37,000
Snohomish, Washington 1 $ 255,000 $ 255,000 $ 34,000
Thurston, Washington 1 $ 195,000 $ 195,000 $ 41,000
Yakima, Washington 1 $ 185,000 $ 185,000 $ 29,000

Mortgage Loan Application Detail Totals for The Moneyhouse Inc. in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,254 $357,600,000 $158,000 $2,005,000 $70,000 $1,635,000
Cash-out Refinancing 401 $94,145,000 $234,000 $715,000 $40,000 $263,000
Refinancing 44 $6,590,000 $149,000 $495,000 $63,000 $177,000
Home Improvement 7 $855,000 $122,000 $185,000 $71,000 $123,000
Not Applicable 4 $1,000,000 $250,000 $365,000 $89,000 $179,000
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 1,619 $263,115,000 $162,000 $2,005,000 $66,000 $815,000
Not Provided 929 $156,245,000 $168,000 $705,000 $51,000 $1,635,000
White 124 $31,240,000 $251,000 $1,025,000 $63,000 $597,000
Black or African American 21 $6,155,000 $293,000 $595,000 $37,000 $60,000
Not applicable 13 $2,165,000 $166,000 $375,000 $0 $0
Asian 4 $1,270,000 $317,000 $515,000 $51,000 $88,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,878 $317,890,000 $169,000 $935,000 $53,000 $1,635,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 385 $67,895,000 $176,000 $2,005,000 $100,000 $815,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 290 $38,270,000 $131,000 $305,000 $54,000 $109,000
VA-guaranteed (Veterans Administration) 157 $36,135,000 $230,000 $665,000 $89,000 $388,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,250 $198,960,000 $159,000 $2,005,000 $70,000 $1,635,000
Loan Purchased By The Institution 1,102 $197,100,000 $178,000 $715,000 $38,000 $175,000
Application Denied By Financial Institution 173 $32,465,000 $187,000 $935,000 $67,000 $632,000
Application Withdrawn By Applicant 150 $24,570,000 $163,000 $855,000 $71,000 $352,000
File Closed For Incompleteness 35 $7,095,000 $202,000 $1,205,000 $67,000 $236,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,537 $427,725,000 $168,000 $2,005,000 $64,000 $1,635,000
Collateral 109 $20,225,000 $185,000 $585,000 $73,000 $632,000
Debt-To-Income Ratio 23 $4,525,000 $196,000 $775,000 $57,000 $170,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,385,000 $125,000 $255,000 $62,000 $156,000
Credit History 10 $1,560,000 $156,000 $305,000 $58,000 $155,000
Employment History 9 $2,285,000 $253,000 $935,000 $46,000 $106,000
Other 6 $730,000 $121,000 $135,000 $57,000 $123,000
Unverifiable Information 4 $1,200,000 $300,000 $705,000 $69,000 $156,000
Mortgage Insurance Denied 1 $555,000 $555,000 $555,000 $112,000 $112,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into The Moneyhouse Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess The Moneyhouse Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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