Mortgage Lenders in Monterey, CA
3 mortgage lenders are based in Monterey, CA, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Monterey County, CA in 2025.
Most active mortgage lenders in Monterey County, CA (2025)
In 2025, 300 lenders made 4,439 home loans worth $2.5 billion in Monterey County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Monterey County, which includes Monterey.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 521 | $289.8M | $556,000 | 11.7% |
| 2 | US Bank, N.A. Cincinnati, OH | 154 | $89.7M | $583,000 | 3.5% |
| 3 | Crosscountry Mortgage, LLC Cleveland, OH | 151 | $108.2M | $716,000 | 3.4% |
| 4 | JPMorgan Chase Bank, NA Columbus, OH | 134 | $87.1M | $650,000 | 3.0% |
| 5 | Bank of America NA Westlake Village, CA | 126 | $50.6M | $402,000 | 2.8% |
| 6 | Flexpoint, Inc. Costa Mesa, CA | 120 | $67.3M | $561,000 | 2.7% |
| 7 | Bay Federal Credit Union Capitola, CA | 107 | $24.9M | $232,000 | 2.4% |
| 8 | loanDepot.com LLC Irvine, CA | 102 | $43.4M | $426,000 | 2.3% |
| 9 | Franklin Loan Corporation Palm Desert, CA | 99 | $44.5M | $450,000 | 2.2% |
| 10 | Premier Mortgage Resources, LLC Meridian, ID | 97 | $50.5M | $520,000 | 2.2% |
See every lender in Monterey County and its 2025 mortgage data · top lenders in California · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Totals
for Lenders in Monterey, CA
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| 1st Capital Bank
5 HARRIS COURT BUILDING N3 MONTEREY, CA 93940 |
* | 297 | $243,350,000 |
| Monterey County Bank
601 MUNRAS AVENUE MONTERREY, CA 93940 |
* | 65 | $72,651,000 |
| Monterey Credit Union
501 E FRANKLIN STREET MONTEREY, CA 93940 |
* | 488 | $140,586,000 |
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