1 mortgage lender is based in Monticello, MS, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Lawrence County, MS in 2025.
In 2025, 48 lenders made 166 home loans worth $21.0 million in Lawrence County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Lawrence County, which includes Monticello.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Regions Bank Birmingham, AL | 26 | $2.1M | $80,000 | 15.7% |
| 2 | Ferguson Federal Credit Union Monticello, MS | 21 | $1.9M | $89,000 | 12.7% |
| 3 | Triad Financial Services, Inc. Jacksonville, FL | 9 | $1.3M | $139,000 | 5.4% |
| 4 | 21st Mortgage Knoxville, TN | 9 | $1.1M | $117,000 | 5.4% |
| 5 | Trustmark Bank Jackson, MS | 9 | $585K | $65,000 | 5.4% |
| 6 | Bankplus Ridgeland, MS | 8 | $940K | $118,000 | 4.8% |
| 7 | Vanderbilt Mortgage and Finance, Inc Maryville, TN | 7 | $645K | $92,000 | 4.2% |
| 8 | Loansteady LLC McClean, VA | 6 | $1.1M | $188,000 | 3.6% |
| 9 | Renasant Bank Johns Creek, GA | 4 | $710K | $178,000 | 2.4% |
| 10 | PennyMac Loan Services LLC Westlake Village, CA | 4 | $690K | $172,000 | 2.4% |
See every lender in Lawrence County and its 2025 mortgage data · top lenders in Mississippi · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Ferguson Federal Credit Union
1026 EAST BROAD ST MONTICELLO, MS 39654 |
* | 369 | $38,355,000 |
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