Morgan Stanley Private Bank NA Mortgage Lending & HMDA Data, 2025
In 2025, Morgan Stanley Private Bank NA of Purchase, NY reported 14,182 mortgage applications totaling $15.9 billion, up 2% from 2024. The average application was for $1,118,469, and applicants reported an average income of $576,345. 76% of its applications resulted in an originated loan and 4% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (914), Los Angeles-Long Beach-Glendale, CA (617) and Nassau County-Suffolk County, NY (384) (applications in parentheses).
| Mortgage Company & Address | Morgan Stanley Private Bank NA 2000 Westchester Ave Purchase, NY 10577 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 14,182 |
| Total Mortgage Loan Application Amount | $15,862,140,000 |
| Average Mortgage Loan Application Amount | $1,118,469 |
| Highest Mortgage Loan Application Amount | $57,755,000 |
| Average Applicant Income | $576,345 |
| Highest Applicant Income | $9,693,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Morgan Stanley Private Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,181 | $ 1,420,265,000 | $ 1,202,595 | $ 689,331 |
| New York-Jersey City-White Plains, NY-NJ | 914 | $ 1,285,020,000 | $ 1,405,929 | $ 786,490 |
| Los Angeles-Long Beach-Glendale, CA | 617 | $ 1,093,095,000 | $ 1,771,628 | $ 807,000 |
| Nassau County-Suffolk County, NY | 384 | $ 583,780,000 | $ 1,520,260 | $ 776,000 |
| Chicago-Naperville, IL | 371 | $ 292,845,000 | $ 789,339 | $ 484,000 |
| San Francisco-Redwood City-South San Francisco, CA | 332 | $ 568,540,000 | $ 1,712,469 | $ 807,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 278 | $ 449,250,000 | $ 1,616,007 | $ 742,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 268 | $ 377,470,000 | $ 1,408,470 | $ 741,000 |
| Lakewood-New Brunswick, NJ | 257 | $ 256,415,000 | $ 997,723 | $ 682,000 |
| Atlanta-Sandy Springs-Roswell, GA | 250 | $ 222,120,000 | $ 888,480 | $ 472,000 |
| Seattle-Bellevue-Everett, WA | 250 | $ 322,810,000 | $ 1,291,240 | $ 554,000 |
| Anaheim-Santa Ana-Irvine, CA | 247 | $ 395,445,000 | $ 1,600,991 | $ 711,000 |
| Denver-Aurora-Lakewood, CO | 246 | $ 236,480,000 | $ 961,300 | $ 402,000 |
| San Diego-Carlsbad, CA | 238 | $ 312,160,000 | $ 1,311,596 | $ 553,000 |
| Phoenix-Mesa-Scottsdale, AZ | 234 | $ 257,880,000 | $ 1,102,051 | $ 537,000 |
| Miami-Miami Beach-Kendall, FL | 229 | $ 532,535,000 | $ 2,325,480 | $ 1,038,000 |
| Bridgeport-Stamford-Norwalk, CT | 228 | $ 346,600,000 | $ 1,520,175 | $ 749,000 |
| Cambridge-Newton-Framingham, MA | 228 | $ 208,220,000 | $ 913,245 | $ 394,000 |
| Houston-The Woodlands-Sugar Land, TX | 227 | $ 192,175,000 | $ 846,585 | $ 514,000 |
| Newark, NJ-PA | 224 | $ 234,790,000 | $ 1,048,169 | $ 513,000 |
| Oakland-Hayward-Berkeley, CA | 217 | $ 225,665,000 | $ 1,039,930 | $ 474,000 |
| Dallas-Plano-Irving, TX | 204 | $ 224,230,000 | $ 1,099,166 | $ 496,000 |
| Arlington-Alexandria-Reston, VA-WV | 200 | $ 210,400,000 | $ 1,052,000 | $ 501,440 |
| Boston, MA | 193 | $ 202,385,000 | $ 1,048,626 | $ 545,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 156 | $ 168,010,000 | $ 1,076,987 | $ 535,000 |
| Austin-Round Rock, TX | 152 | $ 174,620,000 | $ 1,148,815 | $ 532,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 141 | $ 95,945,000 | $ 680,460 | $ 347,468 |
| Charlotte-Concord-Gastonia, NC-SC | 118 | $ 117,010,000 | $ 991,610 | $ 469,254 |
| Riverside-San Bernardino-Ontario, CA | 117 | $ 105,105,000 | $ 898,333 | $ 517,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 112 | $ 144,730,000 | $ 1,292,232 | $ 722,000 |
| Baltimore-Columbia-Towson, MD | 109 | $ 75,595,000 | $ 693,532 | $ 333,000 |
| Washington-Baltimore-Arlington, DC | 104 | $ 114,820,000 | $ 1,104,038 | $ 554,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 103 | $ 77,435,000 | $ 751,796 | $ 385,640 |
| North Port-Sarasota-Bradenton, FL | 102 | $ 91,680,000 | $ 898,823 | $ 452,000 |
| San Rafael, CA | 102 | $ 147,400,000 | $ 1,445,098 | $ 662,000 |
| Montgomery County-Bucks County-Chester County, PA | 99 | $ 80,065,000 | $ 808,737 | $ 490,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 97 | $ 102,635,000 | $ 1,058,092 | $ 665,000 |
| Charleston-North Charleston, SC | 96 | $ 108,930,000 | $ 1,134,687 | $ 540,000 |
| Jacksonville, FL | 95 | $ 79,375,000 | $ 835,526 | $ 373,000 |
| Naples-Immokalee-Marco Island, FL | 95 | $ 132,545,000 | $ 1,395,210 | $ 584,000 |
| Warren-Troy-Farmington Hills, MI | 86 | $ 54,610,000 | $ 635,000 | $ 382,000 |
| Las Vegas-Henderson-Paradise, NV | 79 | $ 118,735,000 | $ 1,502,974 | $ 637,000 |
| Tampa, FL | 77 | $ 60,605,000 | $ 787,077 | $ 528,000 |
| Boulder, CO | 73 | $ 77,875,000 | $ 1,066,780 | $ 400,000 |
| Orlando-Kissimmee-Sanford, FL | 73 | $ 66,505,000 | $ 911,027 | $ 531,000 |
| St. Petersburg-Clearwater-Largo, FL | 72 | $ 61,810,000 | $ 858,472 | $ 531,000 |
| Providence-Warwick, RI-MA | 71 | $ 76,095,000 | $ 1,071,760 | $ 488,802 |
| Washington, DC-MD | 70 | $ 86,760,000 | $ 1,239,428 | $ 581,942 |
| Santa Rosa, CA | 69 | $ 67,585,000 | $ 979,492 | $ 493,000 |
| Kansas City, MO-KS | 67 | $ 49,015,000 | $ 731,567 | $ 328,447 |
| Oxnard-Thousand Oaks-Ventura, CA | 67 | $ 90,505,000 | $ 1,350,820 | $ 594,000 |
| Cape Coral-Fort Myers, FL | 66 | $ 60,970,000 | $ 923,787 | $ 641,000 |
| Lake County-Kenosha County, IL-WI | 66 | $ 53,940,000 | $ 817,272 | $ 379,000 |
| Marietta, GA | 65 | $ 43,015,000 | $ 661,769 | $ 336,000 |
| Raleigh, NC | 65 | $ 48,285,000 | $ 742,846 | $ 369,000 |
| Philadelphia, PA | 63 | $ 49,505,000 | $ 785,793 | $ 541,000 |
| Fort Worth-Arlington, TX | 62 | $ 52,180,000 | $ 841,612 | $ 468,000 |
| Milwaukee-Waukesha-West Allis, WI | 62 | $ 34,090,000 | $ 549,838 | $ 363,000 |
| Santa Maria-Santa Barbara, CA | 62 | $ 111,270,000 | $ 1,794,677 | $ 779,000 |
| Atlantic City-Hammonton, NJ | 59 | $ 72,635,000 | $ 1,231,101 | $ 820,000 |
| Indianapolis-Carmel-Anderson, IN | 56 | $ 36,160,000 | $ 645,714 | $ 292,000 |
| Pittsburgh, PA | 54 | $ 30,600,000 | $ 566,666 | $ 311,000 |
| Reno, NV | 53 | $ 50,385,000 | $ 950,660 | $ 571,000 |
| Cincinnati, OH-KY-IN | 52 | $ 27,510,000 | $ 529,038 | $ 293,153 |
| Portland-South Portland, ME | 48 | $ 36,840,000 | $ 767,500 | $ 393,000 |
| St. Louis, MO-IL | 48 | $ 44,220,000 | $ 921,250 | $ 463,500 |
| Barnstable Town, MA | 47 | $ 60,685,000 | $ 1,291,170 | $ 857,000 |
| Salt Lake City, UT | 47 | $ 37,485,000 | $ 797,553 | $ 473,000 |
| Cleveland, OH | 44 | $ 28,580,000 | $ 649,545 | $ 397,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 40 | $ 40,510,000 | $ 1,012,750 | $ 506,000 |
| Knoxville, TN | 40 | $ 32,100,000 | $ 802,500 | $ 341,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 40 | $ 34,370,000 | $ 859,250 | $ 440,000 |
| Richmond, VA | 39 | $ 26,945,000 | $ 690,897 | $ 265,000 |
| San Antonio-New Braunfels, TX | 39 | $ 29,955,000 | $ 768,076 | $ 484,000 |
| Birmingham-Hoover, AL | 38 | $ 27,180,000 | $ 715,263 | $ 366,000 |
| Boise City, ID | 38 | $ 32,830,000 | $ 863,947 | $ 291,000 |
| Columbus, OH | 38 | $ 23,790,000 | $ 626,052 | $ 311,000 |
| Crestview-Fort Walton Beach-Destin, FL | 38 | $ 54,820,000 | $ 1,442,631 | $ 1,306,000 |
| Everett, WA | 37 | $ 27,845,000 | $ 752,567 | $ 482,000 |
| New Orleans-Metairie, LA | 36 | $ 27,580,000 | $ 766,111 | $ 453,000 |
| Tacoma-Lakewood, WA | 36 | $ 33,590,000 | $ 933,055 | $ 483,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 36 | $ 23,260,000 | $ 646,111 | $ 477,750 |
| Santa Cruz-Watsonville, CA | 35 | $ 33,485,000 | $ 956,714 | $ 479,000 |
| Tucson, AZ | 35 | $ 24,215,000 | $ 691,857 | $ 414,000 |
| Bend-Redmond, OR | 33 | $ 23,215,000 | $ 703,484 | $ 426,000 |
| Louisville/Jefferson County, KY-IN | 33 | $ 21,185,000 | $ 641,969 | $ 296,454 |
| Port St. Lucie, FL | 33 | $ 29,575,000 | $ 896,212 | $ 386,000 |
| Wilmington, NC | 33 | $ 23,965,000 | $ 726,212 | $ 335,000 |
| Omaha-Council Bluffs, NE-IA | 32 | $ 35,680,000 | $ 1,115,000 | $ 542,562 |
| Hartford-West Hartford-East Hartford, CT | 30 | $ 17,880,000 | $ 596,000 | $ 387,000 |
| Asheville, NC | 29 | $ 21,635,000 | $ 746,034 | $ 384,000 |
| Urban Honolulu, HI | 29 | $ 36,775,000 | $ 1,268,103 | $ 538,000 |
| Durham-Chapel Hill, NC | 28 | $ 20,120,000 | $ 718,571 | $ 427,000 |
| Chattanooga, TN-GA | 26 | $ 23,110,000 | $ 888,846 | $ 439,500 |
| Colorado Springs, CO | 26 | $ 18,180,000 | $ 699,230 | $ 295,000 |
| Rockingham County-Strafford County, NH | 26 | $ 19,170,000 | $ 737,307 | $ 315,000 |
| Camden, NJ | 25 | $ 14,225,000 | $ 569,000 | $ 613,000 |
| Fort Collins, CO | 25 | $ 15,455,000 | $ 618,200 | $ 393,000 |
| Greenville-Anderson-Mauldin, SC | 24 | $ 17,840,000 | $ 743,333 | $ 590,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 24 | $ 13,220,000 | $ 550,833 | $ 452,000 |
| Napa, CA | 24 | $ 43,350,000 | $ 1,806,250 | $ 983,000 |
| New Haven-Milford, CT | 24 | $ 18,440,000 | $ 768,333 | $ 364,000 |
| Ann Arbor, MI | 23 | $ 14,235,000 | $ 618,913 | $ 436,000 |
| Coeur D'Alene, ID | 23 | $ 26,625,000 | $ 1,157,608 | $ 1,568,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 23 | $ 13,035,000 | $ 566,739 | $ 394,000 |
| Slidell-Mandeville-Covington, LA | 23 | $ 12,575,000 | $ 546,739 | $ 405,000 |
| Traverse City, MI | 23 | $ 22,295,000 | $ 969,347 | $ 627,000 |
| Wildwood-The Villages, FL | 23 | $ 8,805,000 | $ 382,826 | $ 223,000 |
| Grand Rapids-Wyoming, MI | 22 | $ 12,240,000 | $ 556,363 | $ 306,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 21 | $ 9,375,000 | $ 446,428 | $ 308,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 21 | $ 19,275,000 | $ 917,857 | $ 592,000 |
| Charlottesville, VA | 20 | $ 20,920,000 | $ 1,046,000 | $ 712,000 |
| Daphne-Fairhope-Foley, AL | 20 | $ 13,620,000 | $ 681,000 | $ 403,000 |
| Palm Bay-Melbourne-Titusville, FL | 20 | $ 16,760,000 | $ 838,000 | $ 447,000 |
| Worcester, MA-CT | 20 | $ 14,260,000 | $ 713,000 | $ 323,000 |
| Albuquerque, NM | 19 | $ 10,545,000 | $ 555,000 | $ 284,000 |
| Flagstaff, AZ | 19 | $ 31,145,000 | $ 1,639,210 | $ 900,000 |
| Madison, WI | 19 | $ 11,315,000 | $ 595,526 | $ 307,000 |
| Prescott Valley-Prescott, AZ | 19 | $ 13,665,000 | $ 719,210 | $ 569,000 |
| Santa Fe, NM | 19 | $ 17,425,000 | $ 917,105 | $ 311,000 |
| Burlington-South Burlington, VT | 18 | $ 11,230,000 | $ 623,888 | $ 255,000 |
| Salinas, CA | 18 | $ 19,300,000 | $ 1,072,222 | $ 581,000 |
| Bremerton-Silverdale, WA | 17 | $ 14,345,000 | $ 843,823 | $ 734,000 |
| Kahului-Wailuku-Lahaina, HI | 17 | $ 23,135,000 | $ 1,360,882 | $ 1,316,000 |
| Oklahoma City, OK | 17 | $ 10,825,000 | $ 636,764 | $ 326,000 |
| Pensacola-Ferry Pass-Brent, FL | 17 | $ 13,345,000 | $ 785,000 | $ 492,000 |
| Trenton, NJ | 17 | $ 16,895,000 | $ 993,823 | $ 579,000 |
| Detroit-Dearborn-Livonia, MI | 16 | $ 6,530,000 | $ 408,125 | $ 309,000 |
| Huntsville, AL | 16 | $ 8,880,000 | $ 555,000 | $ 375,000 |
| Sebastian-Vero Beach, FL | 16 | $ 13,760,000 | $ 860,000 | $ 350,000 |
| Albany-Schenectady-Troy, NY | 15 | $ 11,055,000 | $ 737,000 | $ 1,022,000 |
| Bozeman, MT | 15 | $ 34,175,000 | $ 2,278,333 | $ 1,375,000 |
| Spokane-Spokane Valley, WA | 15 | $ 7,075,000 | $ 471,666 | $ 251,000 |
| Augusta-Richmond County, GA-SC | 14 | $ 7,830,000 | $ 559,285 | $ 228,500 |
| Elgin, IL | 14 | $ 5,630,000 | $ 402,142 | $ 376,000 |
| Savannah, GA | 14 | $ 8,090,000 | $ 577,857 | $ 777,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 13 | $ 7,495,000 | $ 576,538 | $ 262,000 |
| Ogden-Clearfield, UT | 13 | $ 13,025,000 | $ 1,001,923 | $ 616,000 |
| Pinehurst-Southern Pines, NC | 13 | $ 11,975,000 | $ 921,153 | $ 456,000 |
| Wilmington, DE-MD-NJ | 13 | $ 5,765,000 | $ 443,461 | $ 244,769 |
| Baton Rouge, LA | 12 | $ 10,890,000 | $ 907,500 | $ 507,000 |
| Greeley, CO | 12 | $ 9,510,000 | $ 792,500 | $ 332,000 |
| Roanoke, VA | 12 | $ 10,700,000 | $ 891,666 | $ 627,000 |
| Rochester, NY | 12 | $ 6,600,000 | $ 550,000 | $ 367,000 |
| Tulsa, OK | 12 | $ 6,940,000 | $ 578,333 | $ 311,000 |
| Brunswick, GA | 11 | $ 15,635,000 | $ 1,421,363 | $ 703,000 |
| Dayton-Springfield-Kettering, OH | 11 | $ 5,225,000 | $ 475,000 | $ 369,000 |
| Kingston, NY | 11 | $ 7,065,000 | $ 642,272 | $ 477,000 |
| Lakeland-Winter Haven, FL | 11 | $ 6,565,000 | $ 596,818 | $ 353,000 |
| St. George, UT | 11 | $ 7,175,000 | $ 652,272 | $ 521,000 |
| Wichita, KS | 11 | $ 3,715,000 | $ 337,727 | $ 186,000 |
| Auburn-Opelika, AL | 10 | $ 5,050,000 | $ 505,000 | $ 324,000 |
| Eugene, OR | 10 | $ 5,670,000 | $ 567,000 | $ 189,000 |
| Jackson, MS | 10 | $ 2,790,000 | $ 279,000 | $ 216,000 |
| Manchester-Nashua, NH | 10 | $ 6,030,000 | $ 603,000 | $ 250,000 |
| Niles-Benton Harbor, MI | 10 | $ 9,610,000 | $ 961,000 | $ 521,000 |
| Pittsfield, MA | 10 | $ 9,060,000 | $ 906,000 | $ 791,000 |
| Provo-Orem, UT | 10 | $ 9,100,000 | $ 910,000 | $ 310,000 |
| College Station-Bryan, TX | 9 | $ 6,135,000 | $ 681,666 | $ 374,000 |
| Columbia, SC | 9 | $ 8,195,000 | $ 910,555 | $ 1,126,000 |
| Lake County-Porter County-Jasper County, IN | 9 | $ 8,685,000 | $ 965,000 | $ 408,000 |
| Lexington-Fayette, KY | 9 | $ 5,725,000 | $ 636,111 | $ 390,000 |
| Modesto, CA | 9 | $ 5,155,000 | $ 572,777 | $ 309,000 |
| Salem, OR | 9 | $ 4,045,000 | $ 449,444 | $ 220,000 |
| Stockton-Lodi, CA | 9 | $ 6,135,000 | $ 681,666 | $ 400,000 |
| Tuscaloosa, AL | 9 | $ 5,345,000 | $ 593,888 | $ 1,081,000 |
| Winston-Salem, NC | 9 | $ 6,505,000 | $ 722,777 | $ 238,000 |
| Bellingham, WA | 8 | $ 4,370,000 | $ 546,250 | $ 281,000 |
| Gainesville, GA | 8 | $ 4,570,000 | $ 571,250 | $ 420,000 |
| Harrisburg-Carlisle, PA | 8 | $ 2,580,000 | $ 322,500 | $ 195,000 |
| Lancaster, PA | 8 | $ 3,310,000 | $ 413,750 | $ 339,000 |
| Lubbock, TX | 8 | $ 5,110,000 | $ 638,750 | $ 297,000 |
| Montgomery, AL | 8 | $ 6,180,000 | $ 772,500 | $ 295,000 |
| Ocala, FL | 8 | $ 6,340,000 | $ 792,500 | $ 269,000 |
| Punta Gorda, FL | 8 | $ 3,470,000 | $ 433,750 | $ 223,000 |
| Vallejo-Fairfield, CA | 8 | $ 5,500,000 | $ 687,500 | $ 287,000 |
| Amherst Town-Northampton, MA | 7 | $ 2,645,000 | $ 377,857 | $ 106,000 |
| Corpus Christi, TX | 7 | $ 3,695,000 | $ 527,857 | $ 388,000 |
| Fresno, CA | 7 | $ 4,245,000 | $ 606,428 | $ 307,000 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 4,265,000 | $ 609,285 | $ 324,000 |
| Kalamazoo-Portage, MI | 7 | $ 2,465,000 | $ 352,142 | $ 172,000 |
| Lansing-East Lansing, MI | 7 | $ 3,215,000 | $ 459,285 | $ 213,000 |
| Reading, PA | 7 | $ 4,335,000 | $ 619,285 | $ 252,000 |
| Tyler, TX | 7 | $ 3,905,000 | $ 557,857 | $ 275,000 |
| Akron, OH | 6 | $ 3,590,000 | $ 598,333 | $ 357,000 |
| Athens-Clarke County, GA | 6 | $ 6,290,000 | $ 1,048,333 | $ 738,000 |
| Bakersfield, CA | 6 | $ 3,550,000 | $ 591,666 | $ 380,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 6 | $ 4,880,000 | $ 813,333 | $ 531,000 |
| Columbia, MO | 6 | $ 2,190,000 | $ 365,000 | $ 308,000 |
| Gainesville, FL | 6 | $ 3,630,000 | $ 605,000 | $ 442,000 |
| Greensboro-High Point, NC | 6 | $ 3,080,000 | $ 513,333 | $ 316,000 |
| Ithaca, NY | 6 | $ 3,680,000 | $ 613,333 | $ 340,000 |
| Olympia-Tumwater, WA | 6 | $ 3,400,000 | $ 566,666 | $ 231,000 |
| Panama City, FL | 6 | $ 6,910,000 | $ 1,151,666 | $ 547,000 |
| South Bend-Mishawaka, IN-MI | 6 | $ 7,560,000 | $ 1,260,000 | $ 1,565,000 |
| Springfield, MA | 6 | $ 3,430,000 | $ 571,666 | $ 328,000 |
| Tallahassee, FL | 6 | $ 3,350,000 | $ 558,333 | $ 417,000 |
| Des Moines-West Des Moines, IA | 5 | $ 1,745,000 | $ 349,000 | $ 230,000 |
| El Paso, TX | 5 | $ 3,595,000 | $ 719,000 | $ 436,000 |
| Green Bay, WI | 5 | $ 2,655,000 | $ 531,000 | $ 514,000 |
| Kennewick-Richland, WA | 5 | $ 2,315,000 | $ 463,000 | $ 161,000 |
| Lafayette, LA | 5 | $ 1,835,000 | $ 367,000 | $ 138,000 |
| Lake Havasu City-Kingman, AZ | 5 | $ 3,435,000 | $ 687,000 | $ 378,000 |
| Midland, TX | 5 | $ 3,115,000 | $ 623,000 | $ 278,000 |
| Morgantown, WV | 5 | $ 1,965,000 | $ 393,000 | $ 236,000 |
| Sandusky, OH | 5 | $ 4,455,000 | $ 891,000 | $ 1,080,000 |
| Syracuse, NY | 5 | $ 2,265,000 | $ 453,000 | $ 469,000 |
| Waterbury-Shelton, CT | 5 | $ 2,385,000 | $ 477,000 | $ 248,000 |
| Wenatchee, WA | 5 | $ 2,845,000 | $ 569,000 | $ 350,000 |
| Yakima, WA | 5 | $ 2,635,000 | $ 527,000 | $ 304,000 |
| Albany, GA | 4 | $ 1,130,000 | $ 282,500 | $ 116,000 |
| Anchorage, AK | 4 | $ 1,570,000 | $ 392,500 | $ 197,000 |
| Billings, MT | 4 | $ 2,110,000 | $ 527,500 | $ 283,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 3,470,000 | $ 867,500 | $ 420,750 |
| Glens Falls, NY | 4 | $ 4,480,000 | $ 1,120,000 | $ 745,000 |
| Gulfport-Biloxi-Pascagoula, MS | 4 | $ 2,580,000 | $ 645,000 | $ 1,430,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 1,820,000 | $ 455,000 | $ 187,000 |
| Homosassa Springs, FL | 4 | $ 2,360,000 | $ 590,000 | $ 334,000 |
| Hot Springs, AR | 4 | $ 1,780,000 | $ 445,000 | $ 122,000 |
| Killeen-Temple, TX | 4 | $ 1,850,000 | $ 462,500 | $ 520,000 |
| Lynchburg, VA | 4 | $ 3,110,000 | $ 777,500 | $ 323,000 |
| Mobile, AL | 4 | $ 2,820,000 | $ 705,000 | $ 314,000 |
| Norwich-New London, CT | 4 | $ 3,150,000 | $ 787,500 | $ 268,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 4 | $ 1,900,000 | $ 475,000 | $ 478,000 |
| Spartanburg, SC | 4 | $ 2,210,000 | $ 552,500 | $ 215,000 |
| Winchester, VA-WV | 4 | $ 2,120,000 | $ 530,000 | $ 292,500 |
| York-Hanover, PA | 4 | $ 1,370,000 | $ 342,500 | $ 269,000 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 2,650,000 | $ 662,500 | $ 371,000 |
| Bloomington, IN | 3 | $ 2,135,000 | $ 711,666 | $ 287,000 |
| Flint, MI | 3 | $ 585,000 | $ 195,000 | $ 64,000 |
| Kingsport-Bristol-Bristol, TN-VA | 3 | $ 1,265,000 | $ 421,666 | $ 341,000 |
| La Crosse-Onalaska, WI-MN | 3 | $ 995,000 | $ 331,666 | $ 276,666 |
| Lafayette-West Lafayette, IN | 3 | $ 915,000 | $ 305,000 | $ 495,000 |
| Las Cruces, NM | 3 | $ 1,755,000 | $ 585,000 | $ 393,000 |
| Lexington Park, MD | 3 | $ 1,485,000 | $ 495,000 | $ 226,000 |
| Medford, OR | 3 | $ 1,635,000 | $ 545,000 | $ 298,000 |
| Memphis, TN-MS-AR | 3 | $ 2,325,000 | $ 775,000 | $ 311,000 |
| Michigan City-La Porte, IN | 3 | $ 1,165,000 | $ 388,333 | $ 223,000 |
| Peoria, IL | 3 | $ 595,000 | $ 198,333 | $ 94,000 |
| Racine, WI | 3 | $ 1,325,000 | $ 441,666 | $ 282,000 |
| Rapid City, SD | 3 | $ 2,665,000 | $ 888,333 | $ 454,000 |
| Redding, CA | 3 | $ 2,585,000 | $ 861,666 | $ 613,000 |
| Sioux Falls, SD | 3 | $ 2,925,000 | $ 975,000 | $ 465,000 |
| State College, PA | 3 | $ 1,345,000 | $ 448,333 | $ 139,000 |
| Toledo, OH | 3 | $ 1,545,000 | $ 515,000 | $ 130,000 |
| Waco, TX | 3 | $ 1,505,000 | $ 501,666 | $ 443,000 |
| Wausau, WI | 3 | $ 1,255,000 | $ 418,333 | $ 148,000 |
| Appleton, WI | 2 | $ 1,270,000 | $ 635,000 | $ 307,000 |
| Bangor, ME | 2 | $ 590,000 | $ 295,000 | $ 131,000 |
| Bismarck, ND | 2 | $ 600,000 | $ 300,000 | $ 214,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 690,000 | $ 345,000 | $ 316,000 |
| Bowling Green, KY | 2 | $ 710,000 | $ 355,000 | $ 190,000 |
| Canton-Massillon, OH | 2 | $ 940,000 | $ 470,000 | $ 158,000 |
| Cheyenne, WY | 2 | $ 1,870,000 | $ 935,000 | $ 287,000 |
| Chico, CA | 2 | $ 750,000 | $ 375,000 | $ 263,000 |
| Duluth, MN-WI | 2 | $ 1,030,000 | $ 515,000 | $ 193,000 |
| Eau Claire, WI | 2 | $ 970,000 | $ 485,000 | $ 323,000 |
| Evansville, IN-KY | 2 | $ 790,000 | $ 395,000 | $ 227,000 |
| Fairbanks, AK | 2 | $ 430,000 | $ 215,000 | $ 277,000 |
| Florence, SC | 2 | $ 640,000 | $ 320,000 | $ 463,000 |
| Grand Junction, CO | 2 | $ 1,030,000 | $ 515,000 | $ 364,000 |
| Hattiesburg, MS | 2 | $ 930,000 | $ 465,000 | $ 291,000 |
| Iowa City, IA | 2 | $ 2,050,000 | $ 1,025,000 | $ 407,000 |
| Jacksonville, NC | 2 | $ 820,000 | $ 410,000 | $ 154,000 |
| Johnson City, TN | 2 | $ 920,000 | $ 460,000 | $ 166,000 |
| Kenosha, WI | 2 | $ 460,000 | $ 230,000 | $ 270,000 |
| Lake Charles, LA | 2 | $ 1,030,000 | $ 515,000 | $ 773,000 |
| Lewiston-Auburn, ME | 2 | $ 860,000 | $ 430,000 | $ 245,000 |
| Little Rock-North Little Rock-Conway, AR | 2 | $ 1,650,000 | $ 825,000 | $ 232,000 |
| Missoula, MT | 2 | $ 1,070,000 | $ 535,000 | $ 165,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 1,070,000 | $ 535,000 | $ 237,000 |
| Pueblo, CO | 2 | $ 630,000 | $ 315,000 | $ 153,000 |
| Rochester, MN | 2 | $ 780,000 | $ 390,000 | $ 353,000 |
| Rome, GA | 2 | $ 1,030,000 | $ 515,000 | $ 197,000 |
| Sherman-Denison, TX | 2 | $ 1,740,000 | $ 870,000 | $ 305,000 |
| St. Joseph, MO-KS | 2 | $ 680,000 | $ 340,000 | $ 149,000 |
| Visalia-Porterville, CA | 2 | $ 920,000 | $ 460,000 | $ 223,000 |
| Walla Walla, WA | 2 | $ 1,840,000 | $ 920,000 | $ 963,000 |
| Amarillo, TX | 1 | $ 535,000 | $ 535,000 | $ 306,000 |
| Bay City, MI | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Brownsville-Harlingen, TX | 1 | $ 1,005,000 | $ 1,005,000 | $ 840,000 |
| Casper, WY | 1 | $ 725,000 | $ 725,000 | $ 197,000 |
| Cedar Rapids, IA | 1 | $ 525,000 | $ 525,000 | $ 195,000 |
| Champaign-Urbana, IL | 1 | $ 365,000 | $ 365,000 | $ 204,000 |
| Clarksville, TN-KY | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
| Cleveland, TN | 1 | $ 1,005,000 | $ 1,005,000 | $ 335,000 |
| Columbus, GA-AL | 1 | $ 365,000 | $ 365,000 | $ 510,000 |
| Columbus, IN | 1 | $ 615,000 | $ 615,000 | $ 257,000 |
| Corvallis, OR | 1 | $ 435,000 | $ 435,000 | $ 183,000 |
| Decatur, AL | 1 | $ 515,000 | $ 515,000 | $ 438,000 |
| Dubuque, IA | 1 | $ 405,000 | $ 405,000 | $ 286,000 |
| Elkhart-Goshen, IN | 1 | $ 725,000 | $ 725,000 | $ 284,000 |
| Erie, PA | 1 | $ 515,000 | $ 515,000 | $ 345,000 |
| Fargo, ND-MN | 1 | $ 555,000 | $ 555,000 | $ 0 |
| Fayetteville, NC | 1 | $ 155,000 | $ 155,000 | $ 134,000 |
| Fort Smith, AR-OK | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Fort Wayne, IN | 1 | $ 945,000 | $ 945,000 | $ 260,000 |
| Gettysburg, PA | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Grants Pass, OR | 1 | $ 195,000 | $ 195,000 | $ 192,000 |
| Hammond, LA | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Hanford-Corcoran, CA | 1 | $ 175,000 | $ 175,000 | $ 215,000 |
| Harrisonburg, VA | 1 | $ 205,000 | $ 205,000 | $ 331,000 |
| Helena, MT | 1 | $ 455,000 | $ 455,000 | $ 126,000 |
| Houma-Thibodaux, LA | 1 | $ 515,000 | $ 515,000 | $ 448,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 545,000 | $ 545,000 | $ 317,000 |
| Jackson, MI | 1 | $ 515,000 | $ 515,000 | $ 610,000 |
| Janesville-Beloit, WI | 1 | $ 545,000 | $ 545,000 | $ 153,000 |
| Lawrence, KS | 1 | $ 115,000 | $ 115,000 | $ 281,000 |
| Lebanon, PA | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| Longview, WA | 1 | $ 845,000 | $ 845,000 | $ 398,000 |
| Macon-Bibb County, GA | 1 | $ 795,000 | $ 795,000 | $ 352,000 |
| Morristown, TN | 1 | $ 525,000 | $ 525,000 | $ 123,000 |
| Muncie, IN | 1 | $ 255,000 | $ 255,000 | $ 281,000 |
| Muskegon, MI | 1 | $ 365,000 | $ 365,000 | $ 152,000 |
| Oshkosh-Neenah, WI | 1 | $ 965,000 | $ 965,000 | $ 510,000 |
| Owensboro, KY | 1 | $ 285,000 | $ 285,000 | $ 465,000 |
| Parkersburg-Vienna, WV | 1 | $ 145,000 | $ 145,000 | $ 215,000 |
| Saginaw, MI | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Salisbury, MD-DE | 1 | $ 455,000 | $ 455,000 | $ 333,000 |
| San Angelo, TX | 1 | $ 115,000 | $ 115,000 | $ 330,000 |
| Sheboygan, WI | 1 | $ 255,000 | $ 255,000 | $ 360,000 |
| Springfield, MO | 1 | $ 1,605,000 | $ 1,605,000 | $ 431,000 |
| Staunton-Waynesboro, VA | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Terre Haute, IN | 1 | $ 445,000 | $ 445,000 | $ 383,000 |
| Topeka, KS | 1 | $ 325,000 | $ 325,000 | $ 142,000 |
| Warner Robins, GA | 1 | $ 225,000 | $ 225,000 | $ 162,000 |
| Waterloo-Cedar Falls, IA | 1 | $ 165,000 | $ 165,000 | $ 174,000 |
| Watertown-Fort Drum, NY | 1 | $ 515,000 | $ 515,000 | $ 270,000 |
| Wichita Falls, TX | 1 | $ 2,455,000 | $ 2,455,000 | $ 226,000 |
Mortgage Loan Application Detail Totals for Morgan Stanley Private Bank NA in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,379 | $10,297,725,000 | $1,097,000 | $30,505,000 | $550,000 | $9,693,000 |
| Other Purpose | 3,025 | $3,571,245,000 | $1,180,000 | $57,755,000 | $652,000 | $9,372,000 |
| Refinancing | 846 | $1,051,980,000 | $1,243,000 | $15,405,000 | $623,000 | $7,133,000 |
| Cash-out Refinancing | 579 | $746,575,000 | $1,289,000 | $15,005,000 | $610,000 | $4,157,000 |
| Home Improvement | 353 | $194,615,000 | $551,000 | $7,005,000 | $461,000 | $3,495,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,761 | $11,157,385,000 | $1,036,000 | $20,005,000 | $548,000 | $9,693,000 |
| Not Provided | 1,408 | $1,831,140,000 | $1,300,000 | $23,125,000 | $721,000 | $8,770,000 |
| Asian | 1,030 | $1,376,320,000 | $1,336,000 | $15,005,000 | $675,000 | $7,822,000 |
| Hispanic | 534 | $577,670,000 | $1,081,000 | $10,005,000 | $613,000 | $6,601,000 |
| Black or African American | 219 | $218,285,000 | $996,000 | $5,005,000 | $621,000 | $8,000,000 |
| Not applicable | 175 | $654,035,000 | $3,737,000 | $57,755,000 | $0 | $0 |
| American Indian or Alaskan Native | 32 | $28,660,000 | $895,000 | $3,405,000 | $378,000 | $1,915,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $18,645,000 | $810,000 | $1,625,000 | $368,000 | $1,039,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,182 | $15,862,140,000 | $1,118,000 | $57,755,000 | $577,000 | $9,693,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,740 | $11,815,530,000 | $1,100,000 | $57,755,000 | $582,000 | $9,372,000 |
| Application Withdrawn By Applicant | 1,860 | $1,984,680,000 | $1,067,000 | $16,805,000 | $526,000 | $9,693,000 |
| Application Denied By Financial Institution | 580 | $831,860,000 | $1,434,000 | $15,755,000 | $491,000 | $8,918,000 |
| Application Approved But Not Accepted | 571 | $687,985,000 | $1,204,000 | $13,005,000 | $651,000 | $8,149,000 |
| File Closed For Incompleteness | 431 | $542,085,000 | $1,257,000 | $15,405,000 | $677,000 | $6,755,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,602 | $15,030,280,000 | $1,105,000 | $57,755,000 | $580,000 | $9,693,000 |
| Debt-To-Income Ratio | 393 | $601,375,000 | $1,530,000 | $15,755,000 | $325,000 | $2,562,000 |
| Collateral | 96 | $120,500,000 | $1,255,000 | $6,505,000 | $959,000 | $8,770,000 |
| Other | 36 | $36,410,000 | $1,011,000 | $4,155,000 | $612,000 | $3,065,000 |
| Unverifiable Information | 31 | $56,565,000 | $1,824,000 | $10,005,000 | $1,215,000 | $8,918,000 |
| Credit History | 24 | $17,010,000 | $708,000 | $2,525,000 | $428,000 | $1,458,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Morgan Stanley Private Bank NA's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Morgan Stanley Private Bank NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
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