Mortgage Financial Services Mortgage Lending & HMDA Data, 2025

In 2025, Mortgage Financial Services of Baton Rouge, LA reported 2,920 mortgage applications totaling $840.9 million, down 12% from 2024. The average application was for $287,993, and applicants reported an average income of $121,142. 71% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (373), San Angelo, TX (328) and Fort Worth-Arlington, TX (280) (applications in parentheses).

Mortgage Company & Address Mortgage Financial Services
10922 Coursey Blvd. Bldg. B
Baton Rouge, LA 70816
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 2,920
Total Mortgage Loan Application Amount $840,940,000
Average Mortgage Loan Application Amount $287,993
Highest Mortgage Loan Application Amount $1,545,000
Average Applicant Income $121,142
Highest Applicant Income $4,024,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mortgage Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mortgage Financial Services by County in 2025

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Tom Green, Texas 327 $ 89,225,000 $ 272,859 $ 124,000
Tarrant, Texas 199 $ 63,655,000 $ 319,874 $ 122,000
Harris, Texas 193 $ 52,315,000 $ 271,062 $ 107,000
Bexar, Texas 150 $ 41,430,000 $ 276,200 $ 107,000
Webb, Texas 150 $ 37,900,000 $ 252,666 $ 81,000
Smith, Texas 137 $ 39,995,000 $ 291,934 $ 139,000
Bowie, Texas 113 $ 30,265,000 $ 267,831 $ 115,000
Jefferson, Arkansas 93 $ 16,655,000 $ 179,086 $ 84,000
Taylor, Texas 73 $ 20,015,000 $ 274,178 $ 103,000
Denton, Texas 71 $ 25,795,000 $ 363,309 $ 127,000
Dallas, Texas 67 $ 22,215,000 $ 331,567 $ 110,000
Galveston, Texas 60 $ 19,980,000 $ 333,000 $ 151,000
Shelby, Tennessee 55 $ 13,015,000 $ 236,636 $ 122,000
Collin, Texas 51 $ 22,195,000 $ 435,196 $ 188,000
Montgomery, Texas 40 $ 12,380,000 $ 309,500 $ 122,000
El Paso, Texas 38 $ 8,360,000 $ 220,000 $ 77,000
Nueces, Texas 37 $ 8,035,000 $ 217,162 $ 84,000
Hays, Texas 36 $ 16,770,000 $ 465,833 $ 259,000
Parker, Texas 35 $ 14,525,000 $ 415,000 $ 166,000
Johnson, Texas 33 $ 11,285,000 $ 341,969 $ 138,000
Miller, Arkansas 30 $ 6,140,000 $ 204,666 $ 221,000
Hidalgo, Texas 30 $ 7,880,000 $ 262,666 $ 97,000
Fort Bend, Texas 28 $ 9,730,000 $ 347,500 $ 180,000
Pulaski, Arkansas 24 $ 4,340,000 $ 180,833 $ 90,000
Brazoria, Texas 24 $ 7,730,000 $ 322,083 $ 130,000
Cameron, Texas 23 $ 5,715,000 $ 248,478 $ 103,000
Grant, Arkansas 21 $ 3,615,000 $ 172,142 $ 86,000
Kaufman, Texas 19 $ 5,455,000 $ 287,105 $ 100,000
Medina, Texas 18 $ 9,460,000 $ 525,555 $ 187,000
Ellis, Texas 17 $ 6,655,000 $ 391,470 $ 115,000
Runnels, Texas 16 $ 2,930,000 $ 183,125 $ 94,000
Saline, Arkansas 15 $ 4,525,000 $ 301,666 $ 126,000
East Baton Rouge, Louisiana 15 $ 4,635,000 $ 309,000 $ 164,000
Comal, Texas 15 $ 6,255,000 $ 417,000 $ 186,000
Travis, Texas 15 $ 7,045,000 $ 469,666 $ 208,000
White, Arkansas 14 $ 3,150,000 $ 225,000 $ 96,000
Guadalupe, Texas 14 $ 6,060,000 $ 432,857 $ 162,000
Williamson, Texas 14 $ 5,000,000 $ 357,142 $ 130,000
Anderson, Texas 13 $ 3,165,000 $ 243,461 $ 120,000
Victoria, Texas 13 $ 3,805,000 $ 292,692 $ 148,000
Wilson, Texas 13 $ 6,095,000 $ 468,846 $ 167,000
Wise, Texas 13 $ 4,415,000 $ 339,615 $ 144,000
DeSoto, Mississippi 12 $ 3,550,000 $ 295,833 $ 85,000
Angelina, Texas 12 $ 2,620,000 $ 218,333 $ 97,000
Chambers, Texas 12 $ 4,160,000 $ 346,666 $ 141,000
Midland, Texas 12 $ 4,030,000 $ 335,833 $ 152,000
Upshur, Texas 12 $ 3,010,000 $ 250,833 $ 106,000
Calcasieu, Louisiana 11 $ 3,075,000 $ 279,545 $ 98,000
Cass, Texas 11 $ 2,505,000 $ 227,727 $ 105,000
Van Zandt, Texas 11 $ 2,845,000 $ 258,636 $ 124,000
Wood, Texas 11 $ 2,455,000 $ 223,181 $ 110,000
Garland, Arkansas 10 $ 2,300,000 $ 230,000 $ 106,000
Ector, Texas 10 $ 2,390,000 $ 239,000 $ 96,000
Hood, Texas 10 $ 2,430,000 $ 243,000 $ 85,000
Liberty, Texas 10 $ 2,960,000 $ 296,000 $ 116,000
Cherokee, Texas 9 $ 2,175,000 $ 241,666 $ 191,000
Grayson, Texas 9 $ 3,015,000 $ 335,000 $ 103,000
Gregg, Texas 9 $ 2,325,000 $ 258,333 $ 85,000
Hunt, Texas 9 $ 2,375,000 $ 263,888 $ 119,000
Henderson, Texas 8 $ 2,270,000 $ 283,750 $ 122,000
Montague, Texas 8 $ 1,670,000 $ 208,750 $ 72,000
St. Francis, Arkansas 7 $ 985,000 $ 140,714 $ 64,000
Orleans, Louisiana 7 $ 1,485,000 $ 212,142 $ 77,000
Bell, Texas 7 $ 2,595,000 $ 370,714 $ 133,000
Brazos, Texas 7 $ 1,855,000 $ 265,000 $ 96,000
Nacogdoches, Texas 7 $ 1,605,000 $ 229,285 $ 100,000
Faulkner, Arkansas 6 $ 1,740,000 $ 290,000 $ 117,000
Lincoln, Arkansas 6 $ 990,000 $ 165,000 $ 76,000
Lonoke, Arkansas 6 $ 1,280,000 $ 213,333 $ 115,000
Bossier, Louisiana 6 $ 2,150,000 $ 358,333 $ 240,000
Jefferson, Louisiana 6 $ 1,900,000 $ 316,666 $ 127,000
Bastrop, Texas 6 $ 2,400,000 $ 400,000 $ 154,000
Coke, Texas 6 $ 1,000,000 $ 166,666 $ 93,000
Walker, Texas 6 $ 1,120,000 $ 186,666 $ 78,000
Waller, Texas 6 $ 2,010,000 $ 335,000 $ 180,000
Arkansas, Arkansas 5 $ 1,495,000 $ 299,000 $ 115,000
Little River, Arkansas 5 $ 775,000 $ 155,000 $ 69,000
Callahan, Texas 5 $ 2,135,000 $ 427,000 $ 150,000
Fannin, Texas 5 $ 1,185,000 $ 237,000 $ 72,000
Hardin, Texas 5 $ 1,205,000 $ 241,000 $ 82,000
Jones, Texas 5 $ 1,845,000 $ 369,000 $ 155,000
Rockwall, Texas 5 $ 1,585,000 $ 317,000 $ 128,000
San Patricio, Texas 5 $ 1,295,000 $ 259,000 $ 96,000
Cleveland, Arkansas 4 $ 790,000 $ 197,500 $ 85,000
Lee, Arkansas 4 $ 470,000 $ 117,500 $ 62,000
Ascension, Louisiana 4 $ 970,000 $ 242,500 $ 75,000
Forrest, Mississippi 4 $ 1,380,000 $ 345,000 $ 153,000
Lamar, Mississippi 4 $ 1,520,000 $ 380,000 $ 219,000
Darlington, South Carolina 4 $ 670,000 $ 167,500 $ 76,000
Cooke, Texas 4 $ 1,550,000 $ 387,500 $ 194,000
Limestone, Texas 4 $ 1,210,000 $ 302,500 $ 132,000
Lubbock, Texas 4 $ 1,050,000 $ 262,500 $ 151,000
McLennan, Texas 4 $ 1,060,000 $ 265,000 $ 94,000
Crittenden, Arkansas 3 $ 745,000 $ 248,333 $ 114,000
Beauregard, Louisiana 3 $ 1,095,000 $ 365,000 $ 332,000
Livingston, Louisiana 3 $ 645,000 $ 215,000 $ 85,000
St. Tammany, Louisiana 3 $ 1,255,000 $ 418,333 $ 160,000
Fayette, Tennessee 3 $ 595,000 $ 198,333 $ 114,000
Tipton, Tennessee 3 $ 755,000 $ 251,666 $ 127,000
Burnet, Texas 3 $ 1,255,000 $ 418,333 $ 108,000
Erath, Texas 3 $ 735,000 $ 245,000 $ 204,000
Goliad, Texas 3 $ 1,205,000 $ 401,666 $ 124,000
Grimes, Texas 3 $ 1,105,000 $ 368,333 $ 154,000
Harrison, Texas 3 $ 1,215,000 $ 405,000 $ 222,000
Haskell, Texas 3 $ 455,000 $ 151,666 $ 61,000
Hill, Texas 3 $ 1,175,000 $ 391,666 $ 120,000
Orange, Texas 3 $ 555,000 $ 185,000 $ 69,000
Palo Pinto, Texas 3 $ 465,000 $ 155,000 $ 59,000
Schleicher, Texas 3 $ 725,000 $ 241,666 $ 129,000
Stephens, Texas 3 $ 635,000 $ 211,666 $ 106,000
Titus, Texas 3 $ 915,000 $ 305,000 $ 103,000
Jefferson, Alabama 2 $ 240,000 $ 120,000 $ 95,000
Cleburne, Arkansas 2 $ 330,000 $ 165,000 $ 123,000
Conway, Arkansas 2 $ 460,000 $ 230,000 $ 85,000
Craighead, Arkansas 2 $ 460,000 $ 230,000 $ 87,000
Cross, Arkansas 2 $ 330,000 $ 165,000 $ 85,000
Hempstead, Arkansas 2 $ 330,000 $ 165,000 $ 118,000
Independence, Arkansas 2 $ 440,000 $ 220,000 $ 79,000
Phillips, Arkansas 2 $ 200,000 $ 100,000 $ 70,000
Washington, Arkansas 2 $ 730,000 $ 365,000 $ 100,000
Caddo, Louisiana 2 $ 380,000 $ 190,000 $ 128,000
Iberville, Louisiana 2 $ 430,000 $ 215,000 $ 49,000
Lincoln, Louisiana 2 $ 390,000 $ 195,000 $ 40,000
Madison, Mississippi 2 $ 650,000 $ 325,000 $ 85,000
Carter, Oklahoma 2 $ 460,000 $ 230,000 $ 119,000
Atascosa, Texas 2 $ 460,000 $ 230,000 $ 152,000
Blanco, Texas 2 $ 640,000 $ 320,000 $ 114,000
Burleson, Texas 2 $ 470,000 $ 235,000 $ 98,000
Caldwell, Texas 2 $ 590,000 $ 295,000 $ 103,000
Concho, Texas 2 $ 500,000 $ 250,000 $ 183,000
Fayette, Texas 2 $ 550,000 $ 275,000 $ 94,000
Frio, Texas 2 $ 840,000 $ 420,000 $ 127,000
Gillespie, Texas 2 $ 1,180,000 $ 590,000 $ 128,000
Hockley, Texas 2 $ 410,000 $ 205,000 $ 60,000
Jefferson, Texas 2 $ 510,000 $ 255,000 $ 135,000
Polk, Texas 2 $ 390,000 $ 195,000 $ 54,000
Rusk, Texas 2 $ 500,000 $ 250,000 $ 98,000
Sabine, Texas 2 $ 590,000 $ 295,000 $ 135,000
Sterling, Texas 2 $ 1,000,000 $ 500,000 $ 147,000
Val Verde, Texas 2 $ 410,000 $ 205,000 $ 79,000
Wichita, Texas 2 $ 570,000 $ 285,000 $ 111,000
Young, Texas 2 $ 470,000 $ 235,000 $ 139,000
Autauga, Alabama 1 $ 675,000 $ 675,000 $ 49,000
Ashley, Arkansas 1 $ 265,000 $ 265,000 $ 91,000
Benton, Arkansas 1 $ 455,000 $ 455,000 $ 92,000
Bradley, Arkansas 1 $ 265,000 $ 265,000 $ 75,000
Carroll, Arkansas 1 $ 55,000 $ 55,000 $ 105,000
Columbia, Arkansas 1 $ 155,000 $ 155,000 $ 56,000
Drew, Arkansas 1 $ 225,000 $ 225,000 $ 75,000
Logan, Arkansas 1 $ 185,000 $ 185,000 $ 165,000
Pope, Arkansas 1 $ 375,000 $ 375,000 $ 240,000
Sharp, Arkansas 1 $ 165,000 $ 165,000 $ 89,000
Van Buren, Arkansas 1 $ 245,000 $ 245,000 $ 75,000
El Paso, Colorado 1 $ 255,000 $ 255,000 $ 76,000
Broward, Florida 1 $ 415,000 $ 415,000 $ 107,000
Pinellas, Florida 1 $ 445,000 $ 445,000 $ 115,000
Cook, Illinois 1 $ 285,000 $ 285,000 $ 88,000
Allen, Louisiana 1 $ 155,000 $ 155,000 $ 89,000
De Soto, Louisiana 1 $ 255,000 $ 255,000 $ 105,000
Lafayette, Louisiana 1 $ 455,000 $ 455,000 $ 125,000
Ouachita, Louisiana 1 $ 225,000 $ 225,000 $ 105,000
Rapides, Louisiana 1 $ 275,000 $ 275,000 $ 153,000
St. Bernard, Louisiana 1 $ 225,000 $ 225,000 $ 54,000
St. Landry, Louisiana 1 $ 235,000 $ 235,000 $ 71,000
St. Martin, Louisiana 1 $ 435,000 $ 435,000 $ 157,000
Tangipahoa, Louisiana 1 $ 265,000 $ 265,000 $ 193,000
Terrebonne, Louisiana 1 $ 225,000 $ 225,000 $ 118,000
Vernon, Louisiana 1 $ 175,000 $ 175,000 $ 72,000
Webster, Louisiana 1 $ 215,000 $ 215,000 $ 92,000
Carroll, Maryland 1 $ 535,000 $ 535,000 $ 138,000
Hancock, Mississippi 1 $ 305,000 $ 305,000 $ 182,000
Lincoln, Mississippi 1 $ 275,000 $ 275,000 $ 125,000
Marshall, Mississippi 1 $ 225,000 $ 225,000 $ 93,000
Cleveland, Oklahoma 1 $ 205,000 $ 205,000 $ 82,000
Oklahoma, Oklahoma 1 $ 185,000 $ 185,000 $ 71,000
Tulsa, Oklahoma 1 $ 375,000 $ 375,000 $ 97,000
Knox, Tennessee 1 $ 405,000 $ 405,000 $ 210,000
Maury, Tennessee 1 $ 285,000 $ 285,000 $ 90,000
Bandera, Texas 1 $ 585,000 $ 585,000 $ 179,000
Bee, Texas 1 $ 95,000 $ 95,000 $ 110,000
Brown, Texas 1 $ 215,000 $ 215,000 $ 95,000
Calhoun, Texas 1 $ 195,000 $ 195,000 $ 82,000
Clay, Texas 1 $ 125,000 $ 125,000 $ 111,000
Coryell, Texas 1 $ 245,000 $ 245,000 $ 0
DeWitt, Texas 1 $ 485,000 $ 485,000 $ 125,000
Eastland, Texas 1 $ 255,000 $ 255,000 $ 83,000
Fisher, Texas 1 $ 175,000 $ 175,000 $ 118,000
Gonzales, Texas 1 $ 205,000 $ 205,000 $ 51,000
Hopkins, Texas 1 $ 135,000 $ 135,000 $ 29,000
Howard, Texas 1 $ 165,000 $ 165,000 $ 152,000
Irion, Texas 1 $ 195,000 $ 195,000 $ 163,000
Karnes, Texas 1 $ 395,000 $ 395,000 $ 198,000
Kendall, Texas 1 $ 805,000 $ 805,000 $ 543,000
Kerr, Texas 1 $ 505,000 $ 505,000 $ 164,000
Kimble, Texas 1 $ 355,000 $ 355,000 $ 125,000
La Salle, Texas 1 $ 235,000 $ 235,000 $ 66,000
Lamar, Texas 1 $ 385,000 $ 385,000 $ 108,000
Lampasas, Texas 1 $ 265,000 $ 265,000 $ 86,000
Llano, Texas 1 $ 255,000 $ 255,000 $ 69,000
Lynn, Texas 1 $ 255,000 $ 255,000 $ 101,000
Madison, Texas 1 $ 205,000 $ 205,000 $ 58,000
Mason, Texas 1 $ 195,000 $ 195,000 $ 105,000
Matagorda, Texas 1 $ 155,000 $ 155,000 $ 40,000
McCulloch, Texas 1 $ 85,000 $ 85,000 $ 58,000
Milam, Texas 1 $ 645,000 $ 645,000 $ 137,000
Mitchell, Texas 1 $ 185,000 $ 185,000 $ 80,000
Navarro, Texas 1 $ 605,000 $ 605,000 $ 367,000
Rains, Texas 1 $ 305,000 $ 305,000 $ 396,000
Randall, Texas 1 $ 255,000 $ 255,000 $ 63,000
Real, Texas 1 $ 505,000 $ 505,000 $ 157,000
Shackelford, Texas 1 $ 265,000 $ 265,000 $ 181,000
Shelby, Texas 1 $ 185,000 $ 185,000 $ 159,000
Starr, Texas 1 $ 165,000 $ 165,000 $ 86,000
Terry, Texas 1 $ 135,000 $ 135,000 $ 91,000
Trinity, Texas 1 $ 135,000 $ 135,000 $ 51,000
Tyler, Texas 1 $ 105,000 $ 105,000 $ 37,000
Washington, Texas 1 $ 705,000 $ 705,000 $ 152,000
Wharton, Texas 1 $ 255,000 $ 255,000 $ 108,000
Zapata, Texas 1 $ 205,000 $ 205,000 $ 107,000

Mortgage Loan Application Detail Totals for Mortgage Financial Services in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,648 $747,930,000 $282,000 $1,305,000 $119,000 $4,024,000
Refinancing 272 $93,010,000 $341,000 $1,545,000 $142,000 $841,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,761 $512,005,000 $290,000 $1,305,000 $125,000 $999,000
Hispanic 537 $147,395,000 $274,000 $825,000 $106,000 $490,000
Not Provided 333 $103,785,000 $311,000 $1,545,000 $139,000 $4,024,000
Black or African American 229 $59,355,000 $259,000 $1,005,000 $98,000 $461,000
Asian 42 $13,400,000 $319,000 $775,000 $148,000 $516,000
American Indian or Alaskan Native 17 $4,695,000 $276,000 $415,000 $103,000 $192,000
Native Hawaiian or Other Pacific Islander 1 $305,000 $305,000 $305,000 $133,000 $133,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,467 $379,005,000 $258,000 $575,000 $97,000 $643,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,081 $338,505,000 $313,000 $1,545,000 $155,000 $4,024,000
VA-guaranteed (Veterans Administration) 297 $109,645,000 $369,000 $1,305,000 $127,000 $894,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 75 $13,785,000 $183,000 $325,000 $76,000 $141,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,083 $606,545,000 $291,000 $1,305,000 $122,000 $999,000
Application Withdrawn By Applicant 802 $225,250,000 $280,000 $1,545,000 $121,000 $4,024,000
Application Denied By Financial Institution 31 $8,245,000 $265,000 $485,000 $90,000 $202,000
File Closed For Incompleteness 3 $705,000 $235,000 $305,000 $91,000 $121,000
Application Approved But Not Accepted 1 $195,000 $195,000 $195,000 $73,000 $73,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,889 $832,695,000 $288,000 $1,545,000 $121,000 $4,024,000
Debt-To-Income Ratio 11 $3,075,000 $279,000 $445,000 $96,000 $147,000
Collateral 8 $1,790,000 $223,000 $305,000 $112,000 $202,000
Employment History 6 $1,630,000 $271,000 $425,000 $64,000 $98,000
Unverifiable Information 3 $1,135,000 $378,000 $485,000 $88,000 $108,000
Credit History 2 $430,000 $215,000 $225,000 $63,000 $71,000
Other 1 $185,000 $185,000 $185,000 $52,000 $52,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgage Financial Services's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mortgage Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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