Mortgage Services Inc. Mortgage Lending & HMDA Data, 2004
In 2004, Mortgage Services Inc. of Wauwatosa, WI reported 6,114 mortgage applications totaling $990.7 million, down 60% from 2003. The average application was for $162,043, and applicants reported an average income of $73,843. 79% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (1,994), Milwaukee-Waukesha-West Allis, WI (480) and Bloomington-Normal, IL (375) (applications in parentheses).
| Mortgage Company & Address | Mortgage Services Inc. 2323 N Mayfair Rd Wauwatosa, WI 53226 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 6,114 |
| Total Mortgage Loan Application Amount | $990,733,000 |
| Average Mortgage Loan Application Amount | $162,043 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $73,843 |
| Highest Applicant Income | $2,481,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mortgage Services Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville-Joliet, IL | 1,994 | $ 370,663,000 | $ 185,889 | $ 65,000 |
| Milwaukee-Waukesha-West Allis, WI | 480 | $ 78,670,000 | $ 163,895 | $ 76,000 |
| Bloomington-Normal, IL | 375 | $ 48,139,000 | $ 128,370 | $ 70,000 |
| Warren-Farmington Hills-Troy, MI | 252 | $ 49,669,000 | $ 197,099 | $ 71,000 |
| Lake County-Kenosha County, IL-WI | 222 | $ 43,423,000 | $ 195,599 | $ 89,000 |
| Champaign-Urbana, IL | 183 | $ 21,878,000 | $ 119,551 | $ 58,000 |
| Decatur, IL | 163 | $ 16,476,000 | $ 101,079 | $ 102,000 |
| Peoria, IL | 126 | $ 13,802,000 | $ 109,539 | $ 57,000 |
| Detroit-Livonia-Dearborn, MI | 96 | $ 17,610,000 | $ 183,437 | $ 61,000 |
| Madison, WI | 78 | $ 14,045,000 | $ 180,064 | $ 85,000 |
| Danville, IL | 68 | $ 5,179,000 | $ 76,161 | $ 59,000 |
| Ann Arbor, MI | 54 | $ 12,116,000 | $ 224,370 | $ 105,000 |
| Gary, IN | 54 | $ 6,673,000 | $ 123,574 | $ 58,000 |
| Elkhart-Goshen, IN | 53 | $ 6,275,000 | $ 118,396 | $ 50,000 |
| Indianapolis, IN | 43 | $ 6,975,000 | $ 162,209 | $ 84,000 |
| Phoenix-Mesa-Scottsdale, AZ | 37 | $ 7,658,000 | $ 206,972 | $ 116,000 |
| Rockford, IL | 35 | $ 4,064,000 | $ 116,114 | $ 51,000 |
| Omaha-Council Bluffs, NE-IA | 32 | $ 3,833,000 | $ 119,781 | $ 87,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 30 | $ 6,596,000 | $ 219,866 | $ 104,000 |
| Racine, WI | 29 | $ 5,228,000 | $ 180,275 | $ 74,000 |
| Tampa-St. Petersburg-Clearwater, FL | 27 | $ 4,358,000 | $ 161,407 | $ 92,000 |
| Columbus, OH | 25 | $ 4,438,000 | $ 177,520 | $ 71,000 |
| Flint, MI | 25 | $ 3,152,000 | $ 126,080 | $ 86,000 |
| St. Louis, MO-IL | 25 | $ 4,547,000 | $ 181,880 | $ 138,000 |
| Las Cruces, NM | 22 | $ 2,562,000 | $ 116,454 | $ 0 |
| Cape Coral-Fort Myers, FL | 20 | $ 3,452,000 | $ 172,600 | $ 107,000 |
| South Bend-Mishawaka, IN-MI | 19 | $ 2,710,000 | $ 142,631 | $ 112,000 |
| Niles-Benton Harbor, MI | 17 | $ 3,642,000 | $ 214,235 | $ 176,000 |
| Springfield, IL | 16 | $ 1,969,000 | $ 123,062 | $ 75,000 |
| Janesville, WI | 15 | $ 1,908,000 | $ 127,200 | $ 89,000 |
| Evansville, IN-KY | 14 | $ 1,308,000 | $ 93,428 | $ 72,000 |
| Orlando, FL | 14 | $ 2,544,000 | $ 181,714 | $ 98,000 |
| Green Bay, WI | 13 | $ 1,990,000 | $ 153,076 | $ 82,000 |
| Oklahoma City, OK | 13 | $ 1,504,000 | $ 115,692 | $ 71,000 |
| Cambridge-Newton-Framingham, MA | 12 | $ 3,297,000 | $ 274,750 | $ 126,000 |
| Naples-Marco Island, FL | 12 | $ 2,811,000 | $ 234,250 | $ 192,000 |
| New York-Wayne-White Plains, NY-NJ | 12 | $ 3,702,000 | $ 308,500 | $ 89,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 12 | $ 1,726,000 | $ 143,833 | $ 109,000 |
| Kalamazoo-Portage, MI | 11 | $ 1,810,000 | $ 164,545 | $ 68,000 |
| Kankakee-Bradley, IL | 11 | $ 1,526,000 | $ 138,727 | $ 62,000 |
| Kingsport-Bristol-Bristol, TN-VA | 11 | $ 1,008,000 | $ 91,636 | $ 45,000 |
| Lansing-East Lansing, MI | 11 | $ 1,439,000 | $ 130,818 | $ 60,000 |
| Boston-Quincy, MA | 10 | $ 2,632,000 | $ 263,200 | $ 128,000 |
| Las Vegas-Paradise, NV | 10 | $ 1,565,000 | $ 156,500 | $ 123,000 |
| Oshkosh-Neenah, WI | 10 | $ 1,018,000 | $ 101,800 | $ 83,000 |
| Appleton, WI | 9 | $ 1,116,000 | $ 124,000 | $ 76,000 |
| Cincinnati-Middletown, OH-KY-IN | 9 | $ 1,281,000 | $ 142,333 | $ 84,000 |
| Denver-Aurora, CO | 9 | $ 1,532,000 | $ 170,222 | $ 104,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 9 | $ 2,310,000 | $ 256,666 | $ 155,000 |
| Kansas City, MO-KS | 9 | $ 1,180,000 | $ 131,111 | $ 89,000 |
| Philadelphia, PA | 9 | $ 1,593,000 | $ 177,000 | $ 81,000 |
| Charlotte-Gastonia-Concord, NC-SC | 8 | $ 2,092,000 | $ 261,500 | $ 81,000 |
| Miami-Miami Beach-Kendall, FL | 8 | $ 1,232,000 | $ 154,000 | $ 104,000 |
| Newark-Union, NJ-PA | 8 | $ 2,427,000 | $ 303,375 | $ 125,000 |
| Sarasota-Bradenton-Venice, FL | 8 | $ 1,149,000 | $ 143,625 | $ 100,000 |
| Springfield, MA | 8 | $ 1,767,000 | $ 220,875 | $ 103,000 |
| Hartford-West Hartford-East Hartford, CT | 7 | $ 1,373,000 | $ 196,142 | $ 75,000 |
| Houston-Baytown-Sugar Land, TX | 7 | $ 1,013,000 | $ 144,714 | $ 90,000 |
| Johnson City, TN | 7 | $ 538,000 | $ 76,857 | $ 32,000 |
| Michigan City-La Porte, IN | 7 | $ 1,343,000 | $ 191,857 | $ 114,000 |
| Seattle-Bellevue-Everett, WA | 7 | $ 1,478,000 | $ 211,142 | $ 79,000 |
| Toledo, OH | 7 | $ 906,000 | $ 129,428 | $ 68,000 |
| Baltimore-Towson, MD | 6 | $ 1,566,000 | $ 261,000 | $ 114,000 |
| Bethesda-Frederick-Gaithersburg, MD | 6 | $ 1,927,000 | $ 321,166 | $ 118,000 |
| Eau Claire, WI | 6 | $ 836,000 | $ 139,333 | $ 58,000 |
| Fond Du Lac, WI | 6 | $ 519,000 | $ 86,500 | $ 40,000 |
| Fort Wayne, IN | 6 | $ 754,000 | $ 125,666 | $ 78,000 |
| Pittsburgh, PA | 6 | $ 884,000 | $ 147,333 | $ 91,000 |
| Tucson, AZ | 6 | $ 1,092,000 | $ 182,000 | $ 159,000 |
| Tulsa, OK | 6 | $ 889,000 | $ 148,166 | $ 76,000 |
| Waterloo-Cedar Falls, IA | 6 | $ 627,000 | $ 104,500 | $ 70,000 |
| Wausau, WI | 6 | $ 802,000 | $ 133,666 | $ 61,000 |
| Davenport-Moline-Rock Island, IA-IL | 5 | $ 660,000 | $ 132,000 | $ 67,000 |
| Fort Worth-Arlington, TX | 5 | $ 1,026,000 | $ 205,200 | $ 105,000 |
| Grand Rapids-Wyoming, MI | 5 | $ 731,000 | $ 146,200 | $ 96,000 |
| Punta Gorda, FL | 5 | $ 935,000 | $ 187,000 | $ 143,000 |
| Raleigh-Cary, NC | 5 | $ 749,000 | $ 149,800 | $ 95,000 |
| San Antonio, TX | 5 | $ 456,000 | $ 91,200 | $ 57,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 5 | $ 1,433,000 | $ 286,600 | $ 93,000 |
| Austin-Round Rock, TX | 4 | $ 778,000 | $ 194,500 | $ 124,000 |
| Barnstable Town, MA | 4 | $ 811,000 | $ 202,750 | $ 167,000 |
| Boulder, CO | 4 | $ 1,085,000 | $ 271,250 | $ 163,000 |
| Dallas-Plano-Irving, TX | 4 | $ 1,243,000 | $ 310,750 | $ 219,000 |
| Edison, NJ | 4 | $ 1,517,000 | $ 379,250 | $ 161,000 |
| Essex County, MA | 4 | $ 977,000 | $ 244,250 | $ 99,000 |
| Farmington, NM | 4 | $ 515,000 | $ 128,750 | $ 54,000 |
| Jackson, MI | 4 | $ 636,000 | $ 159,000 | $ 27,000 |
| Lafayette, IN | 4 | $ 494,000 | $ 123,500 | $ 91,000 |
| Lakeland, FL | 4 | $ 430,000 | $ 107,500 | $ 75,000 |
| Port St. Lucie-Fort Pierce, FL | 4 | $ 1,036,000 | $ 259,000 | $ 142,000 |
| Rochester, MN | 4 | $ 709,000 | $ 177,250 | $ 45,000 |
| Sheboygan, WI | 4 | $ 348,000 | $ 87,000 | $ 63,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4 | $ 408,000 | $ 102,000 | $ 84,000 |
| Akron, OH | 3 | $ 482,000 | $ 160,666 | $ 38,000 |
| Charlottesville, VA | 3 | $ 408,000 | $ 136,000 | $ 179,000 |
| Cleveland-Elyria-Mentor, OH | 3 | $ 605,000 | $ 201,666 | $ 86,000 |
| Colorado Springs, CO | 3 | $ 871,000 | $ 290,333 | $ 133,000 |
| Hot Springs, AR | 3 | $ 289,000 | $ 96,333 | $ 88,000 |
| Iowa City, IA | 3 | $ 337,000 | $ 112,333 | $ 85,000 |
| La Crosse, WI-MN | 3 | $ 366,000 | $ 122,000 | $ 52,000 |
| Lexington-Fayette, KY | 3 | $ 361,000 | $ 120,333 | $ 64,000 |
| Nashville-Davidson--Murfreesboro, TN | 3 | $ 363,000 | $ 121,000 | $ 53,000 |
| Nassau-Suffolk, NY | 3 | $ 1,066,000 | $ 355,333 | $ 139,000 |
| Panama City-Lynn Haven, FL | 3 | $ 537,000 | $ 179,000 | $ 58,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 3 | $ 467,000 | $ 155,666 | $ 47,000 |
| Worcester, MA | 3 | $ 395,000 | $ 131,666 | $ 78,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 613,000 | $ 306,500 | $ 169,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 581,000 | $ 290,500 | $ 150,000 |
| Asheville, NC | 2 | $ 584,000 | $ 292,000 | $ 248,000 |
| Birmingham-Hoover, AL | 2 | $ 348,000 | $ 174,000 | $ 153,000 |
| Canton-Massillon, OH | 2 | $ 188,000 | $ 94,000 | $ 44,000 |
| Charleston-North Charleston, SC | 2 | $ 545,000 | $ 272,500 | $ 225,000 |
| Chattanooga, TN-GA | 2 | $ 185,000 | $ 92,500 | $ 47,000 |
| Dayton, OH | 2 | $ 208,000 | $ 104,000 | $ 62,000 |
| Des Moines, IA | 2 | $ 247,000 | $ 123,500 | $ 50,000 |
| Duluth, MN-WI | 2 | $ 159,000 | $ 79,500 | $ 87,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 253,000 | $ 126,500 | $ 120,000 |
| Holland-Grand Haven, MI | 2 | $ 591,000 | $ 295,500 | $ 162,000 |
| Jacksonville, FL | 2 | $ 424,000 | $ 212,000 | $ 104,000 |
| Little Rock-North Little Rock, AR | 2 | $ 244,000 | $ 122,000 | $ 79,000 |
| Los Angeles-Long Beach-Glendale, CA | 2 | $ 385,000 | $ 192,500 | $ 124,000 |
| Louisville, KY-IN | 2 | $ 287,000 | $ 143,500 | $ 38,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 2 | $ 258,000 | $ 129,000 | $ 209,000 |
| New Haven-Milford, CT | 2 | $ 702,000 | $ 351,000 | $ 144,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 430,000 | $ 215,000 | $ 85,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 134,000 | $ 67,000 | $ 81,000 |
| Prescott, AZ | 2 | $ 575,000 | $ 287,500 | $ 53,000 |
| Riverside-San Bernardino-Ontario, CA | 2 | $ 211,000 | $ 105,500 | $ 181,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 2 | $ 634,000 | $ 317,000 | $ 99,000 |
| Springfield, MO | 2 | $ 122,000 | $ 61,000 | $ 89,000 |
| Syracuse, NY | 2 | $ 155,000 | $ 77,500 | $ 77,000 |
| Tyler, TX | 2 | $ 145,000 | $ 72,500 | $ 36,000 |
| Wilmington, NC | 2 | $ 669,000 | $ 334,500 | $ 361,000 |
| Albuquerque, NM | 1 | $ 123,000 | $ 123,000 | $ 92,000 |
| Altoona, PA | 1 | $ 117,000 | $ 117,000 | $ 63,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 440,000 | $ 440,000 | $ 180,000 |
| Brownsville-Harlingen, TX | 1 | $ 278,000 | $ 278,000 | $ 145,000 |
| Buffalo-Niagara Falls, NY | 1 | $ 185,000 | $ 185,000 | $ 299,000 |
| Cedar Rapids, IA | 1 | $ 149,000 | $ 149,000 | $ 67,000 |
| Chico, CA | 1 | $ 140,000 | $ 140,000 | $ 85,000 |
| Columbia, MO | 1 | $ 107,000 | $ 107,000 | $ 12,000 |
| Columbia, SC | 1 | $ 206,000 | $ 206,000 | $ 75,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 1 | $ 216,000 | $ 216,000 | $ 249,000 |
| Fort Collins-Loveland, CO | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Fort Smith, AR-OK | 1 | $ 140,000 | $ 140,000 | $ 76,000 |
| Fresno, CA | 1 | $ 97,000 | $ 97,000 | $ 169,000 |
| Gainesville, FL | 1 | $ 291,000 | $ 291,000 | $ 110,000 |
| Goldsboro, NC | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| Greeley, CO | 1 | $ 131,000 | $ 131,000 | $ 129,000 |
| Greenville, SC | 1 | $ 71,000 | $ 71,000 | $ 94,000 |
| Harrisburg-Carlisle, PA | 1 | $ 51,000 | $ 51,000 | $ 58,000 |
| Knoxville, TN | 1 | $ 215,000 | $ 215,000 | $ 388,000 |
| Kokomo, IN | 1 | $ 206,000 | $ 206,000 | $ 103,000 |
| Lawton, OK | 1 | $ 180,000 | $ 180,000 | $ 67,000 |
| Lincoln, NE | 1 | $ 140,000 | $ 140,000 | $ 55,000 |
| McAllen-Edinburg-Pharr, TX | 1 | $ 110,000 | $ 110,000 | $ 33,000 |
| Memphis, TN-MS-AR | 1 | $ 150,000 | $ 150,000 | $ 160,000 |
| Missoula, MT | 1 | $ 97,000 | $ 97,000 | $ 21,000 |
| Mobile, AL | 1 | $ 114,000 | $ 114,000 | $ 120,000 |
| Monroe, MI | 1 | $ 326,000 | $ 326,000 | $ 106,000 |
| Muncie, IN | 1 | $ 122,000 | $ 122,000 | $ 68,000 |
| Ocala, FL | 1 | $ 100,000 | $ 100,000 | $ 79,000 |
| Ocean City, NJ | 1 | $ 406,000 | $ 406,000 | $ 259,000 |
| Ogden-Clearfield, UT | 1 | $ 266,000 | $ 266,000 | $ 99,000 |
| Owensboro, KY | 1 | $ 31,000 | $ 31,000 | $ 44,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 600,000 | $ 600,000 | $ 180,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1 | $ 302,000 | $ 302,000 | $ 90,000 |
| Richmond, VA | 1 | $ 116,000 | $ 116,000 | $ 61,000 |
| Rochester, NY | 1 | $ 194,000 | $ 194,000 | $ 40,000 |
| Salt Lake City, UT | 1 | $ 190,000 | $ 190,000 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 1 | $ 650,000 | $ 650,000 | $ 166,000 |
| Santa Ana-Anaheim-Irvine, CA | 1 | $ 131,000 | $ 131,000 | $ 748,000 |
| Santa Fe, NM | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Scranton--Wilkes-Barre, PA | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Sioux Falls, SD | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Tallahassee, FL | 1 | $ 192,000 | $ 192,000 | $ 66,000 |
| Terre Haute, IN | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Topeka, KS | 1 | $ 54,000 | $ 54,000 | $ 40,000 |
| Vero Beach, FL | 1 | $ 130,000 | $ 130,000 | $ 88,000 |
| Wichita, KS | 1 | $ 130,000 | $ 130,000 | $ 42,000 |
| Wilmington, DE-MD-NJ | 1 | $ 90,000 | $ 90,000 | $ 54,000 |
| York-Hanover, PA | 1 | $ 40,000 | $ 40,000 | $ 17,000 |
| Yuma, AZ | 1 | $ 134,000 | $ 134,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Mortgage Services Inc. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,017 | $660,984,000 | $167,418 | $1,000,000 | $104,488 | $2,481,000 |
| Home Purchase | 2,020 | $317,050,000 | $180,333 | $650,000 | $93,119 | $1,418,000 |
| Home Improvement | 77 | $12,699,000 | $146,500 | $450,000 | $67,800 | $260,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,405 | $694,735,000 | $174,244 | $1,000,000 | $104,822 | $2,481,000 |
| Asian | 680 | $137,450,000 | $253,047 | $650,000 | $117,428 | $684,000 |
| Hispanic | 341 | $51,310,000 | $136,600 | $387,000 | $83,360 | $794,000 |
| Not Provided | 321 | $50,027,000 | $164,518 | $649,000 | $94,370 | $676,000 |
| Not applicable | 199 | $34,440,000 | $165,428 | $334,000 | $0 | $0 |
| Black or African American | 147 | $19,285,000 | $133,687 | $410,000 | $75,125 | $300,000 |
| American Indian or Alaskan Native | 13 | $2,000,000 | $168,555 | $322,000 | $90,000 | $210,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,486,000 | $185,000 | $259,000 | $78,000 | $142,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,758 | $954,225,000 | $173,844 | $1,000,000 | $102,688 | $2,481,000 |
| FHA-insured (Federal Housing Administration) | 196 | $21,372,000 | $100,916 | $272,000 | $34,583 | $145,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 111 | $8,659,000 | $84,857 | $149,000 | $37,857 | $67,000 |
| VA-guaranteed (Veterans Administration) | 49 | $6,477,000 | $131,250 | $245,000 | $49,250 | $113,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,805 | $772,024,000 | $174,418 | $650,000 | $104,372 | $2,481,000 |
| Application Denied By Financial Institution | 467 | $78,845,000 | $165,735 | $650,000 | $86,852 | $597,000 |
| File Closed For Incompleteness | 451 | $75,855,000 | $159,586 | $550,000 | $83,517 | $703,000 |
| Loan Purchased By The Institution | 199 | $34,440,000 | $165,428 | $334,000 | $0 | $0 |
| Application Approved But Not Accepted | 100 | $17,125,000 | $174,777 | $435,000 | $90,388 | $264,000 |
| Application Withdrawn By Applicant | 73 | $9,999,000 | $131,363 | $1,000,000 | $82,727 | $422,000 |
| Preapproval Denied by Financial Institution | 19 | $2,445,000 | $128,000 | $281,000 | $57,000 | $121,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mortgage Services Inc.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mortgage Services Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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