Multi-State Home Lending Inc. Mortgage Lending & HMDA Data, 2009

In 2009, Multi-State Home Lending Inc. of Irvine, CA reported 3,491 mortgage applications totaling $842.8 million. The average application was for $241,409, and applicants reported an average income of $60,630. 27% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (194), Riverside-San Bernardino-Ontario, CA (191) and Santa Ana-Anaheim-Irvine, CA (161) (applications in parentheses).

Mortgage Company & Address Multi-State Home Lending Inc.
2081 Business Center Drive Suite 190
Irvine, CA 92612
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  
Total Number of Mortgage Applications 3,491
Total Mortgage Loan Application Amount $842,759,000
Average Mortgage Loan Application Amount $241,409
Highest Mortgage Loan Application Amount $1,590,000
Average Applicant Income $60,630
Highest Applicant Income $1,158,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Multi-State Home Lending Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Multi-State Home Lending Inc. by County in 2009

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 194 $ 76,661,000 $ 395,159 $ 88,000
Orange, California 161 $ 66,601,000 $ 413,670 $ 102,000
Riverside, California 127 $ 32,366,000 $ 254,850 $ 46,000
Clark, Nevada 88 $ 22,904,000 $ 260,272 $ 39,000
San Bernardino, California 64 $ 16,040,000 $ 250,625 $ 50,000
Maricopa, Arizona 53 $ 11,503,000 $ 217,037 $ 60,000
San Diego, California 52 $ 18,181,000 $ 349,634 $ 73,000
Pierce, Washington 51 $ 10,972,000 $ 215,137 $ 44,000
King, Washington 46 $ 13,885,000 $ 301,847 $ 73,000
Snohomish, Washington 41 $ 11,180,000 $ 272,682 $ 34,000
Pima, Arizona 36 $ 5,918,000 $ 164,388 $ 62,000
Sacramento, California 32 $ 8,751,000 $ 273,468 $ 55,000
San Joaquin, California 32 $ 7,441,000 $ 232,531 $ 37,000
Santa Clara, California 32 $ 13,402,000 $ 418,812 $ 82,000
Alameda, California 31 $ 13,568,000 $ 437,677 $ 99,000
Multnomah, Oregon 31 $ 7,611,000 $ 245,516 $ 52,000
Contra Costa, California 28 $ 10,018,000 $ 357,785 $ 66,000
Kern, California 28 $ 5,614,000 $ 200,500 $ 30,000
Lane, Oregon 27 $ 5,497,000 $ 203,592 $ 46,000
Miami-Dade, Florida 25 $ 6,197,000 $ 247,880 $ 20,000
Clackamas, Oregon 25 $ 6,694,000 $ 267,760 $ 43,000
Spokane, Washington 25 $ 4,471,000 $ 178,840 $ 56,000
Thurston, Washington 25 $ 5,611,000 $ 224,440 $ 68,000
Orange, Florida 24 $ 5,327,000 $ 221,958 $ 39,000
Broward, Florida 23 $ 5,771,000 $ 250,913 $ 43,000
Washoe, Nevada 23 $ 5,817,000 $ 252,913 $ 36,000
Duval, Florida 22 $ 4,096,000 $ 186,181 $ 51,000
Clark, Washington 22 $ 5,065,000 $ 230,227 $ 43,000
Hillsborough, Florida 21 $ 3,883,000 $ 184,904 $ 51,000
Kitsap, Washington 21 $ 5,115,000 $ 243,571 $ 54,000
Elko, Nevada 20 $ 3,353,000 $ 167,650 $ 54,000
Placer, California 19 $ 6,540,000 $ 344,210 $ 81,000
Stanislaus, California 19 $ 4,284,000 $ 225,473 $ 34,000
Fairfax, Virginia 19 $ 8,276,000 $ 435,578 $ 143,000
Yavapai, Arizona 18 $ 3,215,000 $ 178,611 $ 52,000
Washington, Oregon 18 $ 4,925,000 $ 273,611 $ 40,000
Douglas, Oregon 17 $ 3,149,000 $ 185,235 $ 40,000
Collin, Texas 17 $ 3,488,000 $ 205,176 $ 67,000
Fresno, California 16 $ 3,666,000 $ 229,125 $ 31,000
Lake, Florida 15 $ 2,271,000 $ 151,400 $ 29,000
Polk, Florida 15 $ 1,976,000 $ 131,733 $ 58,000
Marion, Oregon 15 $ 3,020,000 $ 201,333 $ 20,000
Coconino, Arizona 14 $ 2,332,000 $ 166,571 $ 55,000
San Luis Obispo, California 14 $ 4,664,000 $ 333,142 $ 71,000
Josephine, Oregon 14 $ 2,710,000 $ 193,571 $ 45,000
Harris, Texas 14 $ 2,153,000 $ 153,785 $ 24,000
Cochise, Arizona 13 $ 1,779,000 $ 136,846 $ 47,000
Mohave, Arizona 13 $ 2,351,000 $ 180,846 $ 58,000
Solano, California 13 $ 3,953,000 $ 304,076 $ 59,000
Sonoma, California 13 $ 4,501,000 $ 346,230 $ 62,000
Ventura, California 13 $ 5,790,000 $ 445,384 $ 177,000
Clay, Florida 13 $ 1,824,000 $ 140,307 $ 43,000
Fulton, Georgia 13 $ 3,769,000 $ 289,923 $ 99,000
Linn, Oregon 13 $ 2,304,000 $ 177,230 $ 68,000
Pinal, Arizona 12 $ 1,725,000 $ 143,750 $ 43,000
Merced, California 12 $ 3,478,000 $ 289,833 $ 60,000
Volusia, Florida 12 $ 2,117,000 $ 176,416 $ 44,000
Gwinnett, Georgia 12 $ 2,791,000 $ 232,583 $ 48,000
Nye, Nevada 12 $ 1,894,000 $ 157,833 $ 49,000
San Juan, New Mexico 12 $ 1,723,000 $ 143,583 $ 66,000
Santa Fe, New Mexico 12 $ 2,208,000 $ 184,000 $ 47,000
Deschutes, Oregon 12 $ 2,619,000 $ 218,250 $ 33,000
San Mateo, California 11 $ 5,117,000 $ 465,181 $ 91,000
Cobb, Georgia 11 $ 2,894,000 $ 263,090 $ 52,000
Umatilla, Oregon 11 $ 1,395,000 $ 126,818 $ 50,000
Navajo, Arizona 10 $ 1,400,000 $ 140,000 $ 62,000
Shasta, California 10 $ 2,320,000 $ 232,000 $ 26,000
Hartford, Connecticut 10 $ 3,070,000 $ 307,000 $ 74,000
New Haven, Connecticut 10 $ 2,835,000 $ 283,500 $ 78,000
Loudoun, Virginia 10 $ 4,460,000 $ 446,000 $ 116,000
Yakima, Washington 10 $ 1,745,000 $ 174,500 $ 35,000
Butte, California 9 $ 1,730,000 $ 192,222 $ 57,000
Tehama, California 9 $ 1,558,000 $ 173,111 $ 52,000
Alachua, Florida 9 $ 1,321,000 $ 146,777 $ 45,000
Marion, Florida 9 $ 1,436,000 $ 159,555 $ 35,000
Nassau, Florida 9 $ 1,805,000 $ 200,555 $ 79,000
Pasco, Florida 9 $ 1,249,000 $ 138,777 $ 49,000
Pinellas, Florida 9 $ 1,430,000 $ 158,888 $ 39,000
St. Johns, Florida 9 $ 1,806,000 $ 200,666 $ 78,000
Bonneville, Idaho 9 $ 1,888,000 $ 209,777 $ 96,000
Jackson, Missouri 9 $ 1,486,000 $ 165,111 $ 26,000
Churchill, Nevada 9 $ 1,403,000 $ 155,888 $ 69,000
Bexar, Texas 9 $ 1,612,000 $ 179,111 $ 5,000
Prince William, Virginia 9 $ 3,714,000 $ 412,666 $ 106,000
Spotsylvania, Virginia 9 $ 1,961,000 $ 217,888 $ 51,000
Benton, Washington 9 $ 1,332,000 $ 148,000 $ 53,000
El Dorado, California 8 $ 2,241,000 $ 280,125 $ 93,000
Monterey, California 8 $ 2,910,000 $ 363,750 $ 53,000
Nevada, California 8 $ 2,256,000 $ 282,000 $ 105,000
Osceola, Florida 8 $ 1,330,000 $ 166,250 $ 36,000
Palm Beach, Florida 8 $ 2,339,000 $ 292,375 $ 35,000
Cherokee, Georgia 8 $ 1,403,000 $ 175,375 $ 59,000
Honolulu, Hawaii 8 $ 2,918,000 $ 364,750 $ 92,000
Bernalillo, New Mexico 8 $ 1,241,000 $ 155,125 $ 54,000
San Miguel, New Mexico 8 $ 1,123,000 $ 140,375 $ 47,000
Sandoval, New Mexico 8 $ 1,480,000 $ 185,000 $ 44,000
Jackson, Oregon 8 $ 1,550,000 $ 193,750 $ 63,000
Denton, Texas 8 $ 1,293,000 $ 161,625 $ 26,000
Tarrant, Texas 8 $ 1,364,000 $ 170,500 $ 7,000
Chesterfield, Virginia 8 $ 2,464,000 $ 308,000 $ 47,000
Grant, Washington 8 $ 1,182,000 $ 147,750 $ 39,000
Whatcom, Washington 8 $ 1,956,000 $ 244,500 $ 64,000
Calaveras, California 7 $ 1,446,000 $ 206,571 $ 70,000
Kings, California 7 $ 1,427,000 $ 203,857 $ 67,000
Siskiyou, California 7 $ 1,417,000 $ 202,428 $ 40,000
Tulare, California 7 $ 1,756,000 $ 250,857 $ 40,000
Fairfield, Connecticut 7 $ 2,831,000 $ 404,428 $ 122,000
Escambia, Florida 7 $ 1,426,000 $ 203,714 $ 77,000
Hernando, Florida 7 $ 871,000 $ 124,428 $ 59,000
Leon, Florida 7 $ 1,378,000 $ 196,857 $ 45,000
Kootenai, Idaho 7 $ 1,225,000 $ 175,000 $ 68,000
Albemarle, Virginia 7 $ 1,762,000 $ 251,714 $ 54,000
Roanoke, Virginia 7 $ 1,391,000 $ 198,714 $ 84,000
Cowlitz, Washington 7 $ 1,498,000 $ 214,000 $ 102,000
Lewis, Washington 7 $ 1,333,000 $ 190,428 $ 50,000
San Francisco, California 6 $ 2,610,000 $ 435,000 $ 49,000
Bay, Florida 6 $ 825,000 $ 137,500 $ 53,000
Henry, Georgia 6 $ 1,039,000 $ 173,166 $ 42,000
Ada, Idaho 6 $ 1,260,000 $ 210,000 $ 66,000
Teton, Idaho 6 $ 1,119,000 $ 186,500 $ 53,000
Douglas, Nevada 6 $ 1,073,000 $ 178,833 $ 30,000
Dona Ana, New Mexico 6 $ 908,000 $ 151,333 $ 49,000
Otero, New Mexico 6 $ 660,000 $ 110,000 $ 68,000
Lincoln, Oregon 6 $ 842,000 $ 140,333 $ 49,000
Dallas, Texas 6 $ 1,550,000 $ 258,333 $ 27,000
Bedford, Virginia 6 $ 720,000 $ 120,000 $ 51,000
Pacific, Washington 6 $ 1,148,000 $ 191,333 $ 43,000
Stevens, Washington 6 $ 800,000 $ 133,333 $ 35,000
Yuma, Arizona 5 $ 665,000 $ 133,000 $ 35,000
Del Norte, California 5 $ 1,145,000 $ 229,000 $ 58,000
Lake, California 5 $ 1,025,000 $ 205,000 $ 79,000
Mendocino, California 5 $ 1,555,000 $ 311,000 $ 26,000
Napa, California 5 $ 2,190,000 $ 438,000 $ 70,000
Plumas, California 5 $ 789,000 $ 157,800 $ 65,000
Yolo, California 5 $ 1,683,000 $ 336,600 $ 132,000
Yuba, California 5 $ 1,224,000 $ 244,800 $ 49,000
Brevard, Florida 5 $ 803,000 $ 160,600 $ 40,000
Flagler, Florida 5 $ 550,000 $ 110,000 $ 27,000
Lee, Florida 5 $ 997,000 $ 199,400 $ 25,000
Manatee, Florida 5 $ 1,026,000 $ 205,200 $ 77,000
Putnam, Florida 5 $ 739,000 $ 147,800 $ 64,000
Seminole, Florida 5 $ 899,000 $ 179,800 $ 65,000
Sumter, Florida 5 $ 509,000 $ 101,800 $ 30,000
Coweta, Georgia 5 $ 731,000 $ 146,200 $ 50,000
Forsyth, Georgia 5 $ 1,065,000 $ 213,000 $ 85,000
Jefferson, Kentucky 5 $ 1,398,000 $ 279,600 $ 85,000
St. Louis City, Missouri 5 $ 1,013,000 $ 202,600 $ 26,000
Humboldt, Nevada 5 $ 584,000 $ 116,800 $ 91,000
Lyon, Nevada 5 $ 656,000 $ 131,200 $ 49,000
Benton, Oregon 5 $ 1,144,000 $ 228,800 $ 71,000
Columbia, Oregon 5 $ 1,302,000 $ 260,400 $ 90,000
Coos, Oregon 5 $ 934,000 $ 186,800 $ 65,000
Klamath, Oregon 5 $ 759,000 $ 151,800 $ 57,000
Polk, Oregon 5 $ 875,000 $ 175,000 $ 55,000
Tillamook, Oregon 5 $ 1,026,000 $ 205,200 $ 43,000
Yamhill, Oregon 5 $ 1,021,000 $ 204,200 $ 59,000
Williamson, Texas 5 $ 791,000 $ 158,200 $ 10,000
Augusta, Virginia 5 $ 732,000 $ 146,400 $ 44,000
Patrick, Virginia 5 $ 748,000 $ 149,600 $ 65,000
Virginia Beach, Virginia 5 $ 1,493,000 $ 298,600 $ 66,000
Chelan, Washington 5 $ 824,000 $ 164,800 $ 15,000
Klickitat, Washington 5 $ 1,053,000 $ 210,600 $ 55,000
Pend Oreille, Washington 5 $ 865,000 $ 173,000 $ 46,000
Skagit, Washington 5 $ 1,264,000 $ 252,800 $ 19,000
Benton, Arkansas 4 $ 687,000 $ 171,750 $ 91,000
Crittenden, Arkansas 4 $ 615,000 $ 153,750 $ 74,000
Saline, Arkansas 4 $ 608,000 $ 152,000 $ 72,000
Washington, Arkansas 4 $ 913,000 $ 228,250 $ 62,000
Humboldt, California 4 $ 872,000 $ 218,000 $ 76,000
Lassen, California 4 $ 945,000 $ 236,250 $ 30,000
Madera, California 4 $ 864,000 $ 216,000 $ 53,000
Santa Barbara, California 4 $ 1,879,000 $ 469,750 $ 115,000
Santa Cruz, California 4 $ 1,637,000 $ 409,250 $ 106,000
Tuolumne, California 4 $ 832,000 $ 208,000 $ 38,000
El Paso, Colorado 4 $ 827,000 $ 206,750 $ 70,000
Litchfield, Connecticut 4 $ 1,243,000 $ 310,750 $ 135,000
Tolland, Connecticut 4 $ 869,000 $ 217,250 $ 72,000
Citrus, Florida 4 $ 500,000 $ 125,000 $ 33,000
Levy, Florida 4 $ 703,000 $ 175,750 $ 49,000
Santa Rosa, Florida 4 $ 576,000 $ 144,000 $ 51,000
Wakulla, Florida 4 $ 631,000 $ 157,750 $ 87,000
Columbia, Georgia 4 $ 862,000 $ 215,500 $ 48,000
DeKalb, Georgia 4 $ 1,223,000 $ 305,750 $ 123,000
Fayette, Georgia 4 $ 880,000 $ 220,000 $ 59,000
Jackson, Georgia 4 $ 458,000 $ 114,500 $ 32,000
Pike, Georgia 4 $ 433,000 $ 108,250 $ 32,000
Walker, Georgia 4 $ 701,000 $ 175,250 $ 52,000
Bingham, Idaho 4 $ 677,000 $ 169,250 $ 58,000
Jefferson, Missouri 4 $ 779,000 $ 194,750 $ 17,000
Carson City, Nevada 4 $ 709,000 $ 177,250 $ 33,000
Rio Arriba, New Mexico 4 $ 521,000 $ 130,250 $ 70,000
Crook, Oregon 4 $ 878,000 $ 219,500 $ 87,000
Jefferson, Oregon 4 $ 700,000 $ 175,000 $ 60,000
Fort Bend, Texas 4 $ 546,000 $ 136,500 $ 15,000
Fluvanna, Virginia 4 $ 1,159,000 $ 289,750 $ 66,000
Franklin, Virginia 4 $ 573,000 $ 143,250 $ 51,000
Newport News, Virginia 4 $ 569,000 $ 142,250 $ 29,000
Rockbridge, Virginia 4 $ 523,000 $ 130,750 $ 50,000
Wise, Virginia 4 $ 575,000 $ 143,750 $ 70,000
Jefferson, Washington 4 $ 602,000 $ 150,500 $ 44,000
Kittitas, Washington 4 $ 743,000 $ 185,750 $ 39,000
Apache, Arizona 3 $ 392,000 $ 130,666 $ 15,000
Gila, Arizona 3 $ 363,000 $ 121,000 $ 69,000
Pulaski, Arkansas 3 $ 612,000 $ 204,000 $ 108,000
Imperial, California 3 $ 679,000 $ 226,333 $ 35,000
Mariposa, California 3 $ 629,000 $ 209,666 $ 64,000
Trinity, California 3 $ 576,000 $ 192,000 $ 47,000
Windham, Connecticut 3 $ 628,000 $ 209,333 $ 43,000
Columbia, Florida 3 $ 343,000 $ 114,333 $ 74,000
DeSoto, Florida 3 $ 364,000 $ 121,333 $ 45,000
Hamilton, Florida 3 $ 508,000 $ 169,333 $ 46,000
Monroe, Florida 3 $ 762,000 $ 254,000 $ 32,000
Okaloosa, Florida 3 $ 484,000 $ 161,333 $ 47,000
Okeechobee, Florida 3 $ 394,000 $ 131,333 $ 44,000
Washington, Florida 3 $ 341,000 $ 113,666 $ 32,000
Barrow, Georgia 3 $ 486,000 $ 162,000 $ 55,000
Clayton, Georgia 3 $ 592,000 $ 197,333 $ 0
Gilmer, Georgia 3 $ 481,000 $ 160,333 $ 88,000
Heard, Georgia 3 $ 417,000 $ 139,000 $ 39,000
Lamar, Georgia 3 $ 407,000 $ 135,666 $ 61,000
Liberty, Georgia 3 $ 347,000 $ 115,666 $ 41,000
Lumpkin, Georgia 3 $ 921,000 $ 307,000 $ 72,000
Morgan, Georgia 3 $ 703,000 $ 234,333 $ 115,000
Paulding, Georgia 3 $ 767,000 $ 255,666 $ 33,000
Putnam, Georgia 3 $ 411,000 $ 137,000 $ 55,000
Bannock, Idaho 3 $ 402,000 $ 134,000 $ 46,000
Canyon, Idaho 3 $ 430,000 $ 143,333 $ 94,000
Elmore, Idaho 3 $ 544,000 $ 181,333 $ 26,000
Madison, Idaho 3 $ 577,000 $ 192,333 $ 59,000
Owyhee, Idaho 3 $ 428,000 $ 142,666 $ 60,000
Twin Falls, Idaho 3 $ 490,000 $ 163,333 $ 49,000
Madison, Kentucky 3 $ 545,000 $ 181,666 $ 60,000
Buchanan, Missouri 3 $ 401,000 $ 133,666 $ 83,000
Johnson, Missouri 3 $ 457,000 $ 152,333 $ 62,000
St. Louis, Missouri 3 $ 623,000 $ 207,666 $ 68,000
White Pine, Nevada 3 $ 729,000 $ 243,000 $ 56,000
Colfax, New Mexico 3 $ 354,000 $ 118,000 $ 33,000
Lea, New Mexico 3 $ 278,000 $ 92,666 $ 77,000
Lincoln, New Mexico 3 $ 520,000 $ 173,333 $ 42,000
Torrance, New Mexico 3 $ 329,000 $ 109,666 $ 65,000
Valencia, New Mexico 3 $ 350,000 $ 116,666 $ 44,000
Hood River, Oregon 3 $ 760,000 $ 253,333 $ 54,000
Union, Oregon 3 $ 511,000 $ 170,333 $ 78,000
Wasco, Oregon 3 $ 599,000 $ 199,666 $ 86,000
Bell, Texas 3 $ 360,000 $ 120,000 $ 66,000
Ellis, Texas 3 $ 385,000 $ 128,333 $ 39,000
Hidalgo, Texas 3 $ 496,000 $ 165,333 $ 22,000
Johnson, Texas 3 $ 427,000 $ 142,333 $ 0
Montgomery, Texas 3 $ 611,000 $ 203,666 $ 97,000
Travis, Texas 3 $ 565,000 $ 188,333 $ 45,000
Upshur, Texas 3 $ 462,000 $ 154,000 $ 42,000
Accomack, Virginia 3 $ 407,000 $ 135,666 $ 32,000
Amelia, Virginia 3 $ 388,000 $ 129,333 $ 71,000
Bland, Virginia 3 $ 397,000 $ 132,333 $ 32,000
Charles City, Virginia 3 $ 437,000 $ 145,666 $ 37,000
Culpeper, Virginia 3 $ 1,162,000 $ 387,333 $ 42,000
Dinwiddie, Virginia 3 $ 592,000 $ 197,333 $ 73,000
Fauquier, Virginia 3 $ 965,000 $ 321,666 $ 47,000
Floyd, Virginia 3 $ 318,000 $ 106,000 $ 66,000
Gloucester, Virginia 3 $ 339,000 $ 113,000 $ 47,000
Henrico, Virginia 3 $ 552,000 $ 184,000 $ 37,000
Isle of Wight, Virginia 3 $ 963,000 $ 321,000 $ 65,000
James City, Virginia 3 $ 719,000 $ 239,666 $ 87,000
Rockingham, Virginia 3 $ 623,000 $ 207,666 $ 56,000
Shenandoah, Virginia 3 $ 607,000 $ 202,333 $ 49,000
Stafford, Virginia 3 $ 792,000 $ 264,000 $ 67,000
Warren, Virginia 3 $ 979,000 $ 326,333 $ 42,000
Clallam, Washington 3 $ 723,000 $ 241,000 $ 58,000
Ferry, Washington 3 $ 470,000 $ 156,666 $ 50,000
Franklin, Washington 3 $ 549,000 $ 183,000 $ 15,000
Grays Harbor, Washington 3 $ 448,000 $ 149,333 $ 40,000
Island, Washington 3 $ 876,000 $ 292,000 $ 80,000
Okanogan, Washington 3 $ 626,000 $ 208,666 $ 47,000
Cleburne, Arkansas 2 $ 261,000 $ 130,500 $ 54,000
Craighead, Arkansas 2 $ 390,000 $ 195,000 $ 73,000
Cross, Arkansas 2 $ 256,000 $ 128,000 $ 78,000
Franklin, Arkansas 2 $ 205,000 $ 102,500 $ 56,000
Lonoke, Arkansas 2 $ 211,000 $ 105,500 $ 67,000
Inyo, California 2 $ 337,000 $ 168,500 $ 66,000
Marin, California 2 $ 740,000 $ 370,000 $ 62,000
Sutter, California 2 $ 366,000 $ 183,000 $ 61,000
New London, Connecticut 2 $ 538,000 $ 269,000 $ 78,000
Bradford, Florida 2 $ 231,000 $ 115,500 $ 47,000
Charlotte, Florida 2 $ 409,000 $ 204,500 $ 60,000
Collier, Florida 2 $ 412,000 $ 206,000 $ 25,000
Gadsden, Florida 2 $ 200,000 $ 100,000 $ 68,000
Gilchrist, Florida 2 $ 218,000 $ 109,000 $ 55,000
Martin, Florida 2 $ 434,000 $ 217,000 $ 76,000
St. Lucie, Florida 2 $ 517,000 $ 258,500 $ 23,000
Butts, Georgia 2 $ 264,000 $ 132,000 $ 30,000
Carroll, Georgia 2 $ 269,000 $ 134,500 $ 45,000
Effingham, Georgia 2 $ 232,000 $ 116,000 $ 52,000
Houston, Georgia 2 $ 174,000 $ 87,000 $ 13,000
Lee, Georgia 2 $ 590,000 $ 295,000 $ 130,000
Richmond, Georgia 2 $ 396,000 $ 198,000 $ 32,000
Towns, Georgia 2 $ 204,000 $ 102,000 $ 17,000
White, Georgia 2 $ 395,000 $ 197,500 $ 77,000
Whitfield, Georgia 2 $ 187,000 $ 93,500 $ 20,000
Maui, Hawaii 2 $ 955,000 $ 477,500 $ 75,000
Bear Lake, Idaho 2 $ 311,000 $ 155,500 $ 64,000
Benewah, Idaho 2 $ 310,000 $ 155,000 $ 49,000
Blaine, Idaho 2 $ 528,000 $ 264,000 $ 97,000
Bonner, Idaho 2 $ 262,000 $ 131,000 $ 28,000
Boundary, Idaho 2 $ 216,000 $ 108,000 $ 27,000
Caribou, Idaho 2 $ 442,000 $ 221,000 $ 0
Cassia, Idaho 2 $ 147,000 $ 73,500 $ 26,000
Latah, Idaho 2 $ 386,000 $ 193,000 $ 65,000
Bourbon, Kentucky 2 $ 320,000 $ 160,000 $ 53,000
Bullitt, Kentucky 2 $ 260,000 $ 130,000 $ 60,000
Fleming, Kentucky 2 $ 254,000 $ 127,000 $ 68,000
Grant, Kentucky 2 $ 272,000 $ 136,000 $ 86,000
Hardin, Kentucky 2 $ 265,000 $ 132,500 $ 59,000
Harrison, Kentucky 2 $ 477,000 $ 238,500 $ 88,000
Jackson, Mississippi 2 $ 448,000 $ 224,000 $ 73,000
Benton, Missouri 2 $ 212,000 $ 106,000 $ 29,000
Cole, Missouri 2 $ 243,000 $ 121,500 $ 39,000
Dent, Missouri 2 $ 243,000 $ 121,500 $ 72,000
Jasper, Missouri 2 $ 232,000 $ 116,000 $ 80,000
Lawrence, Missouri 2 $ 226,000 $ 113,000 $ 46,000
Moniteau, Missouri 2 $ 436,000 $ 218,000 $ 88,000
Stone, Missouri 2 $ 294,000 $ 147,000 $ 78,000
Lander, Nevada 2 $ 257,000 $ 128,500 $ 89,000
Chaves, New Mexico 2 $ 170,000 $ 85,000 $ 101,000
Eddy, New Mexico 2 $ 352,000 $ 176,000 $ 0
Grant, New Mexico 2 $ 234,000 $ 117,000 $ 43,000
Los Alamos, New Mexico 2 $ 444,000 $ 222,000 $ 100,000
McKinley, New Mexico 2 $ 261,000 $ 130,500 $ 54,000
Socorro, New Mexico 2 $ 258,000 $ 129,000 $ 59,000
Taos, New Mexico 2 $ 315,000 $ 157,500 $ 76,000
Harney, Oregon 2 $ 281,000 $ 140,500 $ 93,000
Sherman, Oregon 2 $ 212,000 $ 106,000 $ 109,000
Wallowa, Oregon 2 $ 266,000 $ 133,000 $ 59,000
El Paso, Texas 2 $ 393,000 $ 196,500 $ 19,000
Hays, Texas 2 $ 355,000 $ 177,500 $ 0
Hood, Texas 2 $ 287,000 $ 143,500 $ 37,000
Midland, Texas 2 $ 153,000 $ 76,500 $ 58,000
Alexandria, Virginia 2 $ 1,217,000 $ 608,500 $ 116,000
Arlington, Virginia 2 $ 770,000 $ 385,000 $ 101,000
Campbell, Virginia 2 $ 233,000 $ 116,500 $ 73,000
Cumberland, Virginia 2 $ 337,000 $ 168,500 $ 64,000
Halifax, Virginia 2 $ 212,000 $ 106,000 $ 25,000
Hampton, Virginia 2 $ 550,000 $ 275,000 $ 93,000
Hanover, Virginia 2 $ 396,000 $ 198,000 $ 44,000
Henry, Virginia 2 $ 270,000 $ 135,000 $ 63,000
Madison, Virginia 2 $ 673,000 $ 336,500 $ 86,000
Manassas, Virginia 2 $ 580,000 $ 290,000 $ 0
New Kent, Virginia 2 $ 333,000 $ 166,500 $ 60,000
Orange, Virginia 2 $ 348,000 $ 174,000 $ 44,000
Pittsylvania, Virginia 2 $ 354,000 $ 177,000 $ 79,000
Wythe, Virginia 2 $ 361,000 $ 180,500 $ 75,000
Douglas, Washington 2 $ 341,000 $ 170,500 $ 24,000
Mason, Washington 2 $ 270,000 $ 135,000 $ 61,000
Madison, Alabama 1 $ 113,000 $ 113,000 $ 52,000
Shelby, Alabama 1 $ 104,000 $ 104,000 $ 42,000
Talladega, Alabama 1 $ 240,000 $ 240,000 $ 48,000
Graham, Arizona 1 $ 129,000 $ 129,000 $ 50,000
Greenlee, Arizona 1 $ 138,000 $ 138,000 $ 50,000
Santa Cruz, Arizona 1 $ 153,000 $ 153,000 $ 55,000
Arkansas, Arkansas 1 $ 113,000 $ 113,000 $ 54,000
Boone, Arkansas 1 $ 99,000 $ 99,000 $ 27,000
Cleveland, Arkansas 1 $ 56,000 $ 56,000 $ 42,000
Columbia, Arkansas 1 $ 191,000 $ 191,000 $ 107,000
Conway, Arkansas 1 $ 122,000 $ 122,000 $ 61,000
Crawford, Arkansas 1 $ 145,000 $ 145,000 $ 28,000
Faulkner, Arkansas 1 $ 97,000 $ 97,000 $ 35,000
Fulton, Arkansas 1 $ 153,000 $ 153,000 $ 170,000
Hempstead, Arkansas 1 $ 80,000 $ 80,000 $ 79,000
Hot Spring, Arkansas 1 $ 218,000 $ 218,000 $ 69,000
Jefferson, Arkansas 1 $ 192,000 $ 192,000 $ 79,000
Madison, Arkansas 1 $ 124,000 $ 124,000 $ 36,000
Marion, Arkansas 1 $ 143,000 $ 143,000 $ 47,000
Miller, Arkansas 1 $ 55,000 $ 55,000 $ 58,000
Pike, Arkansas 1 $ 205,000 $ 205,000 $ 75,000
Pope, Arkansas 1 $ 134,000 $ 134,000 $ 51,000
Sebastian, Arkansas 1 $ 65,000 $ 65,000 $ 132,000
Union, Arkansas 1 $ 92,000 $ 92,000 $ 32,000
White, Arkansas 1 $ 274,000 $ 274,000 $ 134,000
Amador, California 1 $ 118,000 $ 118,000 $ 42,000
Colusa, California 1 $ 170,000 $ 170,000 $ 0
Glenn, California 1 $ 196,000 $ 196,000 $ 115,000
Modoc, California 1 $ 106,000 $ 106,000 $ 27,000
Mono, California 1 $ 174,000 $ 174,000 $ 0
Adams, Colorado 1 $ 138,000 $ 138,000 $ 47,000
Arapahoe, Colorado 1 $ 135,000 $ 135,000 $ 72,000
Boulder, Colorado 1 $ 386,000 $ 386,000 $ 130,000
Clear Creek, Colorado 1 $ 222,000 $ 222,000 $ 109,000
Delta, Colorado 1 $ 193,000 $ 193,000 $ 32,000
Garfield, Colorado 1 $ 296,000 $ 296,000 $ 93,000
Larimer, Colorado 1 $ 254,000 $ 254,000 $ 70,000
Middlesex, Connecticut 1 $ 189,000 $ 189,000 $ 50,000
Baker, Florida 1 $ 83,000 $ 83,000 $ 38,000
Dixie, Florida 1 $ 92,000 $ 92,000 $ 38,000
Franklin, Florida 1 $ 122,000 $ 122,000 $ 49,000
Hendry, Florida 1 $ 240,000 $ 240,000 $ 0
Indian River, Florida 1 $ 125,000 $ 125,000 $ 91,000
Jackson, Florida 1 $ 112,000 $ 112,000 $ 61,000
Jefferson, Florida 1 $ 268,000 $ 268,000 $ 52,000
Lafayette, Florida 1 $ 89,000 $ 89,000 $ 102,000
Liberty, Florida 1 $ 92,000 $ 92,000 $ 94,000
Madison, Florida 1 $ 194,000 $ 194,000 $ 67,000
Sarasota, Florida 1 $ 180,000 $ 180,000 $ 88,000
Suwannee, Florida 1 $ 111,000 $ 111,000 $ 36,000
Taylor, Florida 1 $ 104,000 $ 104,000 $ 42,000
Union, Florida 1 $ 244,000 $ 244,000 $ 61,000
Walton, Florida 1 $ 109,000 $ 109,000 $ 30,000
Appling, Georgia 1 $ 108,000 $ 108,000 $ 68,000
Brantley, Georgia 1 $ 143,000 $ 143,000 $ 101,000
Bulloch, Georgia 1 $ 119,000 $ 119,000 $ 42,000
Burke, Georgia 1 $ 127,000 $ 127,000 $ 84,000
Crawford, Georgia 1 $ 40,000 $ 40,000 $ 36,000
Dawson, Georgia 1 $ 406,000 $ 406,000 $ 120,000
Evans, Georgia 1 $ 158,000 $ 158,000 $ 28,000
Fannin, Georgia 1 $ 122,000 $ 122,000 $ 35,000
Floyd, Georgia 1 $ 304,000 $ 304,000 $ 127,000
Franklin, Georgia 1 $ 372,000 $ 372,000 $ 150,000
Glascock, Georgia 1 $ 76,000 $ 76,000 $ 52,000
Glynn, Georgia 1 $ 62,000 $ 62,000 $ 40,000
Gordon, Georgia 1 $ 102,000 $ 102,000 $ 32,000
Hall, Georgia 1 $ 182,000 $ 182,000 $ 38,000
Hancock, Georgia 1 $ 104,000 $ 104,000 $ 52,000
Jasper, Georgia 1 $ 153,000 $ 153,000 $ 108,000
Jones, Georgia 1 $ 119,000 $ 119,000 $ 55,000
Lincoln, Georgia 1 $ 178,000 $ 178,000 $ 54,000
Lowndes, Georgia 1 $ 142,000 $ 142,000 $ 32,000
Macon, Georgia 1 $ 108,000 $ 108,000 $ 52,000
Murray, Georgia 1 $ 126,000 $ 126,000 $ 37,000
Muscogee, Georgia 1 $ 145,000 $ 145,000 $ 60,000
Pickens, Georgia 1 $ 67,000 $ 67,000 $ 42,000
Spalding, Georgia 1 $ 110,000 $ 110,000 $ 94,000
Thomas, Georgia 1 $ 97,000 $ 97,000 $ 38,000
Upson, Georgia 1 $ 77,000 $ 77,000 $ 119,000
Walton, Georgia 1 $ 218,000 $ 218,000 $ 0
Washington, Georgia 1 $ 138,000 $ 138,000 $ 117,000
Hawaii, Hawaii 1 $ 489,000 $ 489,000 $ 0
Adams, Idaho 1 $ 122,000 $ 122,000 $ 38,000
Boise, Idaho 1 $ 117,000 $ 117,000 $ 49,000
Custer, Idaho 1 $ 144,000 $ 144,000 $ 60,000
Gooding, Idaho 1 $ 240,000 $ 240,000 $ 69,000
Jefferson, Idaho 1 $ 105,000 $ 105,000 $ 36,000
Lemhi, Idaho 1 $ 184,000 $ 184,000 $ 80,000
Lewis, Idaho 1 $ 101,000 $ 101,000 $ 72,000
Nez Perce, Idaho 1 $ 143,000 $ 143,000 $ 38,000
Bartholomew, Indiana 1 $ 130,000 $ 130,000 $ 73,000
Clark, Indiana 1 $ 171,000 $ 171,000 $ 30,000
Elkhart, Indiana 1 $ 109,000 $ 109,000 $ 38,000
Hamilton, Indiana 1 $ 118,000 $ 118,000 $ 79,000
Jennings, Indiana 1 $ 100,000 $ 100,000 $ 38,000
Bracken, Kentucky 1 $ 119,000 $ 119,000 $ 35,000
Breckinridge, Kentucky 1 $ 103,000 $ 103,000 $ 69,000
Carroll, Kentucky 1 $ 117,000 $ 117,000 $ 70,000
Casey, Kentucky 1 $ 169,000 $ 169,000 $ 73,000
Christian, Kentucky 1 $ 141,000 $ 141,000 $ 56,000
Daviess, Kentucky 1 $ 76,000 $ 76,000 $ 52,000
Hart, Kentucky 1 $ 131,000 $ 131,000 $ 23,000
Hopkins, Kentucky 1 $ 81,000 $ 81,000 $ 30,000
Laurel, Kentucky 1 $ 75,000 $ 75,000 $ 20,000
Lawrence, Kentucky 1 $ 73,000 $ 73,000 $ 47,000
Letcher, Kentucky 1 $ 106,000 $ 106,000 $ 50,000
Marshall, Kentucky 1 $ 70,000 $ 70,000 $ 20,000
Meade, Kentucky 1 $ 72,000 $ 72,000 $ 43,000
Ohio, Kentucky 1 $ 105,000 $ 105,000 $ 0
Owen, Kentucky 1 $ 104,000 $ 104,000 $ 55,000
Owsley, Kentucky 1 $ 102,000 $ 102,000 $ 32,000
Scott, Kentucky 1 $ 125,000 $ 125,000 $ 24,000
Shelby, Kentucky 1 $ 215,000 $ 215,000 $ 53,000
Kent, Michigan 1 $ 102,000 $ 102,000 $ 82,000
Oakland, Michigan 1 $ 96,000 $ 96,000 $ 40,000
Hancock, Mississippi 1 $ 172,000 $ 172,000 $ 54,000
Neshoba, Mississippi 1 $ 240,000 $ 240,000 $ 48,000
Pearl River, Mississippi 1 $ 150,000 $ 150,000 $ 85,000
Pontotoc, Mississippi 1 $ 114,000 $ 114,000 $ 22,000
Rankin, Mississippi 1 $ 135,000 $ 135,000 $ 30,000
Tishomingo, Mississippi 1 $ 108,000 $ 108,000 $ 55,000
Andrew, Missouri 1 $ 121,000 $ 121,000 $ 32,000
Barton, Missouri 1 $ 180,000 $ 180,000 $ 100,000
Camden, Missouri 1 $ 144,000 $ 144,000 $ 60,000
Cape Girardeau, Missouri 1 $ 154,000 $ 154,000 $ 57,000
Clay, Missouri 1 $ 210,000 $ 210,000 $ 0
Franklin, Missouri 1 $ 107,000 $ 107,000 $ 32,000
Henry, Missouri 1 $ 99,000 $ 99,000 $ 26,000
Hickory, Missouri 1 $ 109,000 $ 109,000 $ 72,000
Howell, Missouri 1 $ 164,000 $ 164,000 $ 64,000
Laclede, Missouri 1 $ 102,000 $ 102,000 $ 58,000
Marion, Missouri 1 $ 108,000 $ 108,000 $ 48,000
Miller, Missouri 1 $ 96,000 $ 96,000 $ 55,000
Morgan, Missouri 1 $ 118,000 $ 118,000 $ 34,000
Ozark, Missouri 1 $ 196,000 $ 196,000 $ 111,000
Perry, Missouri 1 $ 205,000 $ 205,000 $ 81,000
Pettis, Missouri 1 $ 110,000 $ 110,000 $ 0
Polk, Missouri 1 $ 74,000 $ 74,000 $ 26,000
Ray, Missouri 1 $ 132,000 $ 132,000 $ 79,000
Shannon, Missouri 1 $ 130,000 $ 130,000 $ 56,000
Shelby, Missouri 1 $ 124,000 $ 124,000 $ 30,000
St. Clair, Missouri 1 $ 79,000 $ 79,000 $ 35,000
Taney, Missouri 1 $ 143,000 $ 143,000 $ 57,000
Warren, Missouri 1 $ 201,000 $ 201,000 $ 78,000
Wright, Missouri 1 $ 134,000 $ 134,000 $ 70,000
Pershing, Nevada 1 $ 76,000 $ 76,000 $ 15,000
Storey, Nevada 1 $ 187,000 $ 187,000 $ 104,000
Curry, New Mexico 1 $ 155,000 $ 155,000 $ 26,000
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Mortgage Loan Application Detail Totals for Multi-State Home Lending Inc. in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,403 $819,052,000 $240,000 $1,590,000 $60,000 $1,158,000
Home Purchase 88 $23,707,000 $269,000 $648,000 $85,000 $262,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 2,080 $510,937,000 $245,000 $1,075,000 $59,000 $405,000
White 1,109 $249,624,000 $225,000 $1,590,000 $66,000 $1,158,000
Hispanic 148 $38,622,000 $260,000 $700,000 $46,000 $317,000
Black or African American 66 $17,878,000 $270,000 $988,000 $42,000 $200,000
Asian 63 $19,281,000 $306,000 $703,000 $70,000 $265,000
American Indian or Alaskan Native 14 $3,312,000 $236,000 $741,000 $63,000 $100,000
Native Hawaiian or Other Pacific Islander 11 $3,105,000 $282,000 $534,000 $43,000 $132,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 2,935 $677,563,000 $230,000 $1,000,000 $52,000 $1,080,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 553 $164,248,000 $297,000 $1,590,000 $107,000 $1,158,000
VA-guaranteed (Veterans Administration) 3 $948,000 $316,000 $436,000 $109,000 $183,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Withdrawn By Applicant 1,716 $412,744,000 $240,000 $1,075,000 $70,000 $482,000
Loan Originated 942 $234,256,000 $248,000 $743,000 $46,000 $1,158,000
Application Denied By Financial Institution 539 $125,248,000 $232,000 $1,590,000 $61,000 $1,080,000
File Closed For Incompleteness 154 $37,446,000 $243,000 $664,000 $37,000 $183,000
Application Approved But Not Accepted 140 $33,065,000 $236,000 $745,000 $59,000 $317,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 45 $11,372,000 $252,000 $527,000 $11,000 $209,000
Debt-To-Income Ratio 6 $3,518,000 $586,000 $1,590,000 $146,000 $294,000
Collateral 4 $992,000 $248,000 $500,000 $84,000 $132,000
Other 4 $1,286,000 $321,000 $626,000 $32,000 $131,000
Unverifiable Information 3 $653,000 $217,000 $228,000 $11,000 $33,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Multi-State Home Lending Inc.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Multi-State Home Lending Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet with aggregated HMDA statistics today.

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