Mutual of Omaha Bank Mortgage Lending & HMDA Data, 2014

In 2014, Mutual of Omaha Bank of Omaha, NE reported 3,542 mortgage applications totaling $1.4 billion, down 35% from 2013. The average application was for $395,791, and applicants reported an average income of $182,975. 61% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Omaha-Council Bluffs, NE-IA (484), Lincoln, NE (351) and Phoenix-Mesa-Scottsdale, AZ (261) (applications in parentheses).

Mortgage Company & Address Mutual of Omaha Bank
3333 Farnam St
Omaha, NE 68131
Tel #: available with data download
Federal Regulator * available with data download
Years 2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 3,542
Total Mortgage Loan Application Amount $1,401,892,000
Average Mortgage Loan Application Amount $395,791
Highest Mortgage Loan Application Amount $25,000,000
Average Applicant Income $182,975
Highest Applicant Income $3,631,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mutual of Omaha Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Mutual of Omaha Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lancaster, Nebraska 344 $ 43,645,000 $ 126,875 $ 78,000
Douglas, Nebraska 317 $ 84,433,000 $ 266,350 $ 105,000
Maricopa, Arizona 250 $ 105,786,000 $ 423,144 $ 165,000
Lee, Florida 240 $ 75,047,000 $ 312,695 $ 202,000
Collier, Florida 199 $ 85,253,000 $ 428,407 $ 280,000
San Diego, California 158 $ 126,433,000 $ 800,208 $ 323,000
Dallas, Texas 146 $ 40,753,000 $ 279,130 $ 120,000
Clark, Nevada 131 $ 64,690,000 $ 493,816 $ 238,000
Honolulu, Hawaii 104 $ 45,171,000 $ 434,336 $ 137,000
Sarpy, Nebraska 91 $ 17,127,000 $ 188,208 $ 103,000
Hillsborough, Florida 87 $ 24,475,000 $ 281,321 $ 116,000
Travis, Texas 84 $ 54,301,000 $ 646,440 $ 383,000
Harris, Texas 78 $ 59,629,000 $ 764,474 $ 371,000
Denver, Colorado 76 $ 33,964,000 $ 446,894 $ 168,000
Jefferson, Colorado 61 $ 18,294,000 $ 299,901 $ 127,000
Los Angeles, California 59 $ 70,652,000 $ 1,197,491 $ 344,000
Tarrant, Texas 46 $ 8,015,000 $ 174,239 $ 105,000
Manatee, Florida 42 $ 21,259,000 $ 506,166 $ 212,000
Pima, Arizona 41 $ 9,507,000 $ 231,878 $ 129,000
Washoe, Nevada 32 $ 7,950,000 $ 248,437 $ 116,000
Collin, Texas 32 $ 14,785,000 $ 462,031 $ 283,000
Pottawattamie, Iowa 30 $ 3,626,000 $ 120,866 $ 69,000
Boulder, Colorado 26 $ 14,113,000 $ 542,807 $ 362,000
Pasco, Florida 26 $ 6,031,000 $ 231,961 $ 121,000
Sarasota, Florida 25 $ 18,310,000 $ 732,400 $ 316,000
San Bernardino, California 24 $ 7,408,000 $ 308,666 $ 370,000
Johnson, Kansas 24 $ 4,988,000 $ 207,833 $ 86,000
Douglas, Colorado 23 $ 11,205,000 $ 487,173 $ 275,000
Arapahoe, Colorado 19 $ 10,359,000 $ 545,210 $ 171,000
Washington, Nebraska 17 $ 3,112,000 $ 183,058 $ 112,000
Pinellas, Florida 16 $ 25,051,000 $ 1,565,687 $ 183,000
Jackson, Missouri 16 $ 5,845,000 $ 365,312 $ 63,000
Platte, Nebraska 14 $ 1,472,000 $ 105,142 $ 77,000
Orange, California 12 $ 12,684,000 $ 1,057,000 $ 293,000
Cass, Nebraska 12 $ 2,030,000 $ 169,166 $ 112,000
Pinal, Arizona 11 $ 10,290,000 $ 935,454 $ 133,000
Riverside, California 11 $ 4,010,000 $ 364,545 $ 255,000
Saunders, Nebraska 11 $ 1,326,000 $ 120,545 $ 61,000
Denton, Texas 11 $ 8,105,000 $ 736,818 $ 249,000
Buffalo, Nebraska 10 $ 1,324,000 $ 132,400 $ 101,000
Gage, Nebraska 10 $ 1,901,000 $ 190,100 $ 87,000
Hall, Nebraska 10 $ 1,054,000 $ 105,400 $ 72,000
Williamson, Texas 10 $ 3,398,000 $ 339,800 $ 147,000
Salt Lake, Utah 10 $ 2,425,000 $ 242,500 $ 438,000
Adams, Colorado 9 $ 6,027,000 $ 669,666 $ 101,000
Gilpin, Colorado 9 $ 1,035,000 $ 115,000 $ 91,000
Park, Colorado 9 $ 2,370,000 $ 263,333 $ 91,000
Polk, Iowa 9 $ 2,603,000 $ 289,222 $ 163,000
Lincoln, Nebraska 9 $ 1,114,000 $ 123,777 $ 77,000
Volusia, Florida 8 $ 2,168,000 $ 271,000 $ 153,000
Dallas, Iowa 8 $ 2,608,000 $ 326,000 $ 183,000
Marin, California 7 $ 10,262,000 $ 1,466,000 $ 459,000
Polk, Florida 7 $ 898,000 $ 128,285 $ 55,000
Adams, Nebraska 7 $ 747,000 $ 106,714 $ 79,000
Dodge, Nebraska 7 $ 701,000 $ 100,142 $ 278,000
Seward, Nebraska 7 $ 1,329,000 $ 189,857 $ 108,000
Mohave, Arizona 6 $ 793,000 $ 132,166 $ 62,000
Hamilton, Nebraska 6 $ 564,000 $ 94,000 $ 54,000
Contra Costa, California 5 $ 5,229,000 $ 1,045,800 $ 598,000
Larimer, Colorado 5 $ 1,024,000 $ 204,800 $ 143,000
Weld, Colorado 5 $ 1,504,000 $ 300,800 $ 121,000
Broward, Florida 5 $ 1,460,000 $ 292,000 $ 124,000
Charlotte, Florida 5 $ 1,108,000 $ 221,600 $ 105,000
Cook, Illinois 5 $ 2,338,000 $ 467,600 $ 125,000
Sedgwick, Kansas 5 $ 875,000 $ 175,000 $ 101,000
Wyandotte, Kansas 5 $ 385,000 $ 77,000 $ 30,000
Hennepin, Minnesota 5 $ 876,000 $ 175,200 $ 262,000
Butler, Nebraska 5 $ 569,000 $ 113,800 $ 74,000
Cedar, Nebraska 5 $ 462,000 $ 92,400 $ 60,000
Custer, Nebraska 5 $ 867,000 $ 173,400 $ 109,000
Otoe, Nebraska 5 $ 692,000 $ 138,400 $ 72,000
Coconino, Arizona 4 $ 2,085,000 $ 521,250 $ 620,000
Santa Clara, California 4 $ 9,473,000 $ 2,368,250 $ 733,000
Clear Creek, Colorado 4 $ 1,082,000 $ 270,500 $ 83,000
Eagle, Colorado 4 $ 2,663,000 $ 665,750 $ 245,000
El Paso, Colorado 4 $ 3,878,000 $ 969,500 $ 308,000
Pitkin, Colorado 4 $ 2,843,000 $ 710,750 $ 1,193,000
Maui, Hawaii 4 $ 1,800,000 $ 450,000 $ 365,000
Mills, Iowa 4 $ 648,000 $ 162,000 $ 83,000
Platte, Missouri 4 $ 2,079,000 $ 519,750 $ 172,000
Dixon, Nebraska 4 $ 403,000 $ 100,750 $ 64,000
York, Nebraska 4 $ 400,000 $ 100,000 $ 64,000
Brazoria, Texas 4 $ 512,000 $ 128,000 $ 73,000
Hays, Texas 4 $ 1,358,000 $ 339,500 $ 145,000
Montgomery, Texas 4 $ 2,429,000 $ 607,250 $ 613,000
King, Washington 4 $ 3,069,000 $ 767,250 $ 278,000
Gila, Arizona 3 $ 363,000 $ 121,000 $ 55,000
Napa, California 3 $ 3,496,000 $ 1,165,333 $ 319,000
Ventura, California 3 $ 3,136,000 $ 1,045,333 $ 309,000
Monroe, Florida 3 $ 736,000 $ 245,333 $ 404,000
Osceola, Florida 3 $ 497,000 $ 165,666 $ 338,000
Palm Beach, Florida 3 $ 1,178,000 $ 392,666 $ 347,000
Hawaii, Hawaii 3 $ 441,000 $ 147,000 $ 106,000
Douglas, Kansas 3 $ 499,000 $ 166,333 $ 71,000
Dakota, Minnesota 3 $ 744,000 $ 248,000 $ 127,000
Boone, Nebraska 3 $ 175,000 $ 58,333 $ 44,000
Phelps, Nebraska 3 $ 168,000 $ 56,000 $ 53,000
Polk, Nebraska 3 $ 273,000 $ 91,000 $ 102,000
Richardson, Nebraska 3 $ 289,000 $ 96,333 $ 136,000
Nassau, New York 3 $ 1,240,000 $ 413,333 $ 205,000
Allegheny, Pennsylvania 3 $ 2,490,000 $ 830,000 $ 210,000
Shelby, Tennessee 3 $ 1,294,000 $ 431,333 $ 397,000
Galveston, Texas 3 $ 2,794,000 $ 931,333 $ 453,000
Fairfax, Virginia 3 $ 1,199,000 $ 399,666 $ 241,000
Alameda, California 2 $ 1,540,000 $ 770,000 $ 196,000
El Dorado, California 2 $ 2,320,000 $ 1,160,000 $ 442,000
Placer, California 2 $ 1,284,000 $ 642,000 $ 247,000
Sacramento, California 2 $ 1,050,000 $ 525,000 $ 146,000
Santa Barbara, California 2 $ 2,368,000 $ 1,184,000 $ 242,000
Sonoma, California 2 $ 1,670,000 $ 835,000 $ 331,000
Grand, Colorado 2 $ 1,798,000 $ 899,000 $ 391,000
La Plata, Colorado 2 $ 1,188,000 $ 594,000 $ 205,000
Mesa, Colorado 2 $ 296,000 $ 148,000 $ 273,000
Summit, Colorado 2 $ 962,000 $ 481,000 $ 271,000
Teller, Colorado 2 $ 773,000 $ 386,500 $ 305,000
Brevard, Florida 2 $ 1,569,000 $ 784,500 $ 1,364,000
Flagler, Florida 2 $ 492,000 $ 246,000 $ 199,000
Miami-Dade, Florida 2 $ 582,000 $ 291,000 $ 439,000
Cobb, Georgia 2 $ 25,302,000 $ 12,651,000 $ 121,000
Effingham, Illinois 2 $ 340,000 $ 170,000 $ 131,000
Johnson, Illinois 2 $ 279,000 $ 139,500 $ 82,000
Fremont, Iowa 2 $ 121,000 $ 60,500 $ 80,000
Harrison, Iowa 2 $ 115,000 $ 57,500 $ 79,000
Page, Iowa 2 $ 97,000 $ 48,500 $ 73,000
Shawnee, Kansas 2 $ 266,000 $ 133,000 $ 70,000
Franklin, Massachusetts 2 $ 320,000 $ 160,000 $ 277,000
Oakland, Michigan 2 $ 1,850,000 $ 925,000 $ 176,000
Wayne, Michigan 2 $ 124,000 $ 62,000 $ 49,000
Becker, Minnesota 2 $ 974,000 $ 487,000 $ 175,000
Rock, Minnesota 2 $ 126,000 $ 63,000 $ 70,000
Lafayette, Mississippi 2 $ 147,000 $ 73,500 $ 197,000
Andrew, Missouri 2 $ 349,000 $ 174,500 $ 52,000
Boone, Missouri 2 $ 340,000 $ 170,000 $ 80,000
Camden, Missouri 2 $ 1,153,000 $ 576,500 $ 57,000
Clay, Missouri 2 $ 1,830,000 $ 915,000 $ 98,000
Burt, Nebraska 2 $ 198,000 $ 99,000 $ 87,000
Colfax, Nebraska 2 $ 138,000 $ 69,000 $ 129,000
Cuming, Nebraska 2 $ 416,000 $ 208,000 $ 208,000
Dakota, Nebraska 2 $ 314,000 $ 157,000 $ 86,000
Dawson, Nebraska 2 $ 201,000 $ 100,500 $ 64,000
Merrick, Nebraska 2 $ 114,000 $ 57,000 $ 57,000
Pierce, Nebraska 2 $ 101,000 $ 50,500 $ 42,000
Sherman, Nebraska 2 $ 184,000 $ 92,000 $ 42,000
Stanton, Nebraska 2 $ 262,000 $ 131,000 $ 90,000
Wayne, Nebraska 2 $ 173,000 $ 86,500 $ 88,000
Somerset, New Jersey 2 $ 996,000 $ 498,000 $ 123,000
Chautauqua, New York 2 $ 293,000 $ 146,500 $ 808,000
Pender, North Carolina 2 $ 673,000 $ 336,500 $ 117,000
Franklin, Ohio 2 $ 86,000 $ 43,000 $ 26,000
Bexar, Texas 2 $ 448,000 $ 224,000 $ 75,000
Comal, Texas 2 $ 485,000 $ 242,500 $ 141,000
Ellis, Texas 2 $ 226,000 $ 113,000 $ 81,000
Fort Bend, Texas 2 $ 119,000 $ 59,500 $ 16,000
Utah, Utah 2 $ 1,035,000 $ 517,500 $ 154,000
Loudoun, Virginia 2 $ 983,000 $ 491,500 $ 398,000
Sweetwater, Wyoming 2 $ 455,000 $ 227,500 $ 102,000
Teton, Wyoming 2 $ 3,800,000 $ 1,900,000 $ 327,000
Jefferson, Alabama 1 $ 400,000 $ 400,000 $ 1,126,000
Mobile, Alabama 1 $ 2,370,000 $ 2,370,000 $ 0
Yavapai, Arizona 1 $ 1,139,000 $ 1,139,000 $ 660,000
Benton, Arkansas 1 $ 1,480,000 $ 1,480,000 $ 600,000
Kern, California 1 $ 417,000 $ 417,000 $ 338,000
Monterey, California 1 $ 680,000 $ 680,000 $ 124,000
Nevada, California 1 $ 658,000 $ 658,000 $ 314,000
Plumas, California 1 $ 800,000 $ 800,000 $ 446,000
San Francisco, California 1 $ 1,300,000 $ 1,300,000 $ 227,000
Broomfield, Colorado 1 $ 417,000 $ 417,000 $ 68,000
Elbert, Colorado 1 $ 400,000 $ 400,000 $ 70,000
Gunnison, Colorado 1 $ 128,000 $ 128,000 $ 276,000
Huerfano, Colorado 1 $ 352,000 $ 352,000 $ 190,000
Pueblo, Colorado 1 $ 55,000 $ 55,000 $ 31,000
Routt, Colorado 1 $ 114,000 $ 114,000 $ 56,000
San Miguel, Colorado 1 $ 2,000,000 $ 2,000,000 $ 1,000
Fairfield, Connecticut 1 $ 465,000 $ 465,000 $ 257,000
Alachua, Florida 1 $ 60,000 $ 60,000 $ 122,000
Bay, Florida 1 $ 1,208,000 $ 1,208,000 $ 759,000
Duval, Florida 1 $ 35,000 $ 35,000 $ 26,000
Hendry, Florida 1 $ 348,000 $ 348,000 $ 162,000
Hernando, Florida 1 $ 307,000 $ 307,000 $ 171,000
Highlands, Florida 1 $ 400,000 $ 400,000 $ 301,000
Lake, Florida 1 $ 420,000 $ 420,000 $ 371,000
Martin, Florida 1 $ 700,000 $ 700,000 $ 270,000
Orange, Florida 1 $ 351,000 $ 351,000 $ 113,000
Santa Rosa, Florida 1 $ 200,000 $ 200,000 $ 95,000
Cherokee, Georgia 1 $ 266,000 $ 266,000 $ 156,000
DeKalb, Georgia 1 $ 108,000 $ 108,000 $ 24,000
Fannin, Georgia 1 $ 720,000 $ 720,000 $ 432,000
Fulton, Georgia 1 $ 200,000 $ 200,000 $ 74,000
Muscogee, Georgia 1 $ 67,000 $ 67,000 $ 53,000
Ada, Idaho 1 $ 1,300,000 $ 1,300,000 $ 720,000
Boundary, Idaho 1 $ 638,000 $ 638,000 $ 229,000
Champaign, Illinois 1 $ 623,000 $ 623,000 $ 0
DuPage, Illinois 1 $ 500,000 $ 500,000 $ 199,000
Franklin, Illinois 1 $ 72,000 $ 72,000 $ 32,000
Knox, Illinois 1 $ 68,000 $ 68,000 $ 38,000
Lake, Illinois 1 $ 435,000 $ 435,000 $ 198,000
McHenry, Illinois 1 $ 226,000 $ 226,000 $ 116,000
Williamson, Illinois 1 $ 122,000 $ 122,000 $ 64,000
Allen, Indiana 1 $ 162,000 $ 162,000 $ 90,000
Hamilton, Indiana 1 $ 548,000 $ 548,000 $ 385,000
Hancock, Indiana 1 $ 112,000 $ 112,000 $ 66,000
Marion, Indiana 1 $ 120,000 $ 120,000 $ 109,000
Dickinson, Iowa 1 $ 406,000 $ 406,000 $ 287,000
Jasper, Iowa 1 $ 615,000 $ 615,000 $ 0
Madison, Iowa 1 $ 450,000 $ 450,000 $ 156,000
Montgomery, Iowa 1 $ 117,000 $ 117,000 $ 38,000
Plymouth, Iowa 1 $ 64,000 $ 64,000 $ 50,000
Pocahontas, Iowa 1 $ 30,000 $ 30,000 $ 34,000
Sac, Iowa 1 $ 76,000 $ 76,000 $ 56,000
Shelby, Iowa 1 $ 93,000 $ 93,000 $ 48,000
Warren, Iowa 1 $ 263,000 $ 263,000 $ 129,000
Woodbury, Iowa 1 $ 56,000 $ 56,000 $ 141,000
Butler, Kansas 1 $ 460,000 $ 460,000 $ 174,000
Franklin, Kansas 1 $ 119,000 $ 119,000 $ 88,000
Prince George's, Maryland 1 $ 907,000 $ 907,000 $ 188,000
Hampden, Massachusetts 1 $ 36,000 $ 36,000 $ 19,000
Antrim, Michigan 1 $ 418,000 $ 418,000 $ 156,000
Kent, Michigan 1 $ 80,000 $ 80,000 $ 455,000
Leelanau, Michigan 1 $ 480,000 $ 480,000 $ 385,000
Livingston, Michigan 1 $ 163,000 $ 163,000 $ 132,000
Midland, Michigan 1 $ 132,000 $ 132,000 $ 218,000
Anoka, Minnesota 1 $ 183,000 $ 183,000 $ 55,000
Carver, Minnesota 1 $ 144,000 $ 144,000 $ 557,000
Cass, Minnesota 1 $ 1,856,000 $ 1,856,000 $ 1,411,000
Chisago, Minnesota 1 $ 92,000 $ 92,000 $ 461,000
Crow Wing, Minnesota 1 $ 366,000 $ 366,000 $ 65,000
Lake of the Woods, Minnesota 1 $ 175,000 $ 175,000 $ 94,000
Washington, Minnesota 1 $ 411,000 $ 411,000 $ 156,000
Christian, Missouri 1 $ 209,000 $ 209,000 $ 204,000
Dallas, Missouri 1 $ 61,000 $ 61,000 $ 40,000
St. Louis, Missouri 1 $ 287,000 $ 287,000 $ 71,000
Stone, Missouri 1 $ 174,000 $ 174,000 $ 68,000
Yellowstone, Montana 1 $ 144,000 $ 144,000 $ 94,000
Brown, Nebraska 1 $ 54,000 $ 54,000 $ 108,000
Chase, Nebraska 1 $ 122,000 $ 122,000 $ 45,000
Dawes, Nebraska 1 $ 30,000 $ 30,000 $ 70,000
Fillmore, Nebraska 1 $ 43,000 $ 43,000 $ 84,000
Franklin, Nebraska 1 $ 47,000 $ 47,000 $ 53,000
Garfield, Nebraska 1 $ 167,000 $ 167,000 $ 114,000
Greeley, Nebraska 1 $ 92,000 $ 92,000 $ 1,000
Harlan, Nebraska 1 $ 108,000 $ 108,000 $ 54,000
Holt, Nebraska 1 $ 40,000 $ 40,000 $ 33,000
Howard, Nebraska 1 $ 210,000 $ 210,000 $ 99,000
Kimball, Nebraska 1 $ 338,000 $ 338,000 $ 189,000
Knox, Nebraska 1 $ 30,000 $ 30,000 $ 70,000
Madison, Nebraska 1 $ 272,000 $ 272,000 $ 155,000
Nance, Nebraska 1 $ 90,000 $ 90,000 $ 29,000
Nemaha, Nebraska 1 $ 168,000 $ 168,000 $ 98,000
Red Willow, Nebraska 1 $ 160,000 $ 160,000 $ 148,000
Saline, Nebraska 1 $ 87,000 $ 87,000 $ 57,000
Scotts Bluff, Nebraska 1 $ 73,000 $ 73,000 $ 73,000
Thayer, Nebraska 1 $ 46,000 $ 46,000 $ 24,000
Valley, Nebraska 1 $ 126,000 $ 126,000 $ 336,000
Carson City, Nevada 1 $ 100,000 $ 100,000 $ 22,000
Douglas, Nevada 1 $ 994,000 $ 994,000 $ 395,000
Nye, Nevada 1 $ 96,000 $ 96,000 $ 48,000
Merrimack, New Hampshire 1 $ 210,000 $ 210,000 $ 168,000
Burlington, New Jersey 1 $ 298,000 $ 298,000 $ 54,000
Monmouth, New Jersey 1 $ 135,000 $ 135,000 $ 61,000
Sussex, New Jersey 1 $ 362,000 $ 362,000 $ 197,000
Bernalillo, New Mexico 1 $ 92,000 $ 92,000 $ 122,000
Sandoval, New Mexico 1 $ 388,000 $ 388,000 $ 67,000
Taos, New Mexico 1 $ 320,000 $ 320,000 $ 338,000
Suffolk, New York 1 $ 303,000 $ 303,000 $ 85,000
Westchester, New York 1 $ 305,000 $ 305,000 $ 161,000
Brunswick, North Carolina 1 $ 222,000 $ 222,000 $ 143,000
Cleveland, North Carolina 1 $ 71,000 $ 71,000 $ 58,000
Franklin, North Carolina 1 $ 160,000 $ 160,000 $ 80,000
Gaston, North Carolina 1 $ 100,000 $ 100,000 $ 22,000
Mecklenburg, North Carolina 1 $ 640,000 $ 640,000 $ 200,000
Onslow, North Carolina 1 $ 248,000 $ 248,000 $ 58,000
Wilkes, North Carolina 1 $ 169,000 $ 169,000 $ 33,000
Athens, Ohio 1 $ 256,000 $ 256,000 $ 190,000
Hamilton, Ohio 1 $ 95,000 $ 95,000 $ 91,000
Lucas, Ohio 1 $ 57,000 $ 57,000 $ 27,000
Oklahoma, Oklahoma 1 $ 155,000 $ 155,000 $ 53,000
Tulsa, Oklahoma 1 $ 10,300,000 $ 10,300,000 $ 0
Clatsop, Oregon 1 $ 120,000 $ 120,000 $ 250,000
Multnomah, Oregon 1 $ 181,000 $ 181,000 $ 160,000
Washington, Oregon 1 $ 214,000 $ 214,000 $ 160,000
Franklin, Pennsylvania 1 $ 117,000 $ 117,000 $ 58,000
Lancaster, Pennsylvania 1 $ 280,000 $ 280,000 $ 116,000
Georgetown, South Carolina 1 $ 200,000 $ 200,000 $ 288,000
Bon Homme, South Dakota 1 $ 130,000 $ 130,000 $ 178,000
Charles Mix, South Dakota 1 $ 39,000 $ 39,000 $ 25,000
Day, South Dakota 1 $ 188,000 $ 188,000 $ 586,000
Bandera, Texas 1 $ 344,000 $ 344,000 $ 103,000
Bastrop, Texas 1 $ 295,000 $ 295,000 $ 244,000
Burnet, Texas 1 $ 624,000 $ 624,000 $ 193,000
Colorado, Texas 1 $ 1,000,000 $ 1,000,000 $ 303,000
Grayson, Texas 1 $ 473,000 $ 473,000 $ 215,000
Kaufman, Texas 1 $ 1,250,000 $ 1,250,000 $ 0
Kendall, Texas 1 $ 164,000 $ 164,000 $ 212,000
Llano, Texas 1 $ 270,000 $ 270,000 $ 52,000
Lubbock, Texas 1 $ 201,000 $ 201,000 $ 191,000
Matagorda, Texas 1 $ 35,000 $ 35,000 $ 134,000
Nueces, Texas 1 $ 500,000 $ 500,000 $ 305,000
Palo Pinto, Texas 1 $ 300,000 $ 300,000 $ 87,000
Waller, Texas 1 $ 65,000 $ 65,000 $ 199,000
Kane, Utah 1 $ 612,000 $ 612,000 $ 620,000
Washington, Utah 1 $ 480,000 $ 480,000 $ 96,000
Clark, Washington 1 $ 120,000 $ 120,000 $ 160,000
Lewis, Washington 1 $ 504,000 $ 504,000 $ 514,000
Pierce, Washington 1 $ 417,000 $ 417,000 $ 385,000
Spokane, Washington 1 $ 133,000 $ 133,000 $ 75,000
Greenbrier, West Virginia 1 $ 128,000 $ 128,000 $ 120,000
Kanawha, West Virginia 1 $ 80,000 $ 80,000 $ 46,000
Dodge, Wisconsin 1 $ 235,000 $ 235,000 $ 89,000
Lincoln, Wyoming 1 $ 172,000 $ 172,000 $ 41,000
Sheridan, Wyoming 1 $ 181,000 $ 181,000 $ 82,000

Mortgage Loan Application Detail Totals for Mutual of Omaha Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,269 $965,770,000 $425,000 $25,000,000 $192,000 $3,631,000
Refinancing 1,147 $384,023,000 $334,000 $6,000,000 $166,000 $3,049,000
Home Improvement 126 $52,099,000 $413,000 $12,600,000 $175,000 $2,316,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,588 $952,069,000 $367,000 $3,900,000 $197,000 $3,631,000
Not Provided 358 $139,589,000 $389,000 $3,000,000 $232,000 $3,003,000
Hispanic 297 $54,349,000 $182,000 $3,500,000 $77,000 $1,894,000
Asian 137 $55,573,000 $405,000 $2,175,000 $153,000 $845,000
Black or African American 86 $18,042,000 $209,000 $1,475,000 $97,000 $1,292,000
Not applicable 60 $177,955,000 $2,965,000 $25,000,000 $0 $0
Native Hawaiian or Other Pacific Islander 10 $2,932,000 $293,000 $626,000 $163,000 $529,000
American Indian or Alaskan Native 6 $1,383,000 $230,000 $409,000 $102,000 $185,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,262 $1,351,763,000 $414,000 $25,000,000 $193,000 $3,631,000
FHA-insured (Federal Housing Administration) 172 $26,974,000 $156,000 $452,000 $55,000 $244,000
VA-guaranteed (Veterans Administration) 76 $18,434,000 $242,000 $868,000 $81,000 $541,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 32 $4,721,000 $147,000 $285,000 $46,000 $96,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,162 $882,180,000 $408,000 $25,000,000 $194,000 $3,631,000
Application Withdrawn By Applicant 657 $285,066,000 $433,000 $12,600,000 $211,000 $3,000,000
Application Denied By Financial Institution 311 $112,379,000 $361,000 $12,600,000 $117,000 $2,863,000
Loan Purchased By The Institution 242 $37,846,000 $156,000 $485,000 $51,000 $183,000
File Closed For Incompleteness 112 $56,825,000 $507,000 $3,000,000 $240,000 $1,671,000
Application Approved But Not Accepted 58 $27,596,000 $475,000 $3,000,000 $239,000 $2,316,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 142 $50,040,000 $352,000 $3,500,000 $96,000 $2,863,000
Credit History 79 $36,351,000 $460,000 $12,600,000 $116,000 $729,000
Collateral 50 $12,761,000 $255,000 $2,370,000 $146,000 $569,000
Other 24 $5,457,000 $227,000 $1,988,000 $129,000 $588,000
Insufficient Cash (Downpayment, Closing Cost) 9 $5,996,000 $666,000 $2,500,000 $171,000 $602,000
Unverifiable Information 3 $556,000 $185,000 $291,000 $387,000 $890,000
Credit Application Incomplete 2 $930,000 $465,000 $520,000 $215,000 $300,000
Employment History 2 $288,000 $144,000 $166,000 $34,000 $45,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Mutual of Omaha Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Mutual of Omaha Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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