Mutual of Omaha Bank Mortgage Lending & HMDA Data, 2019
In 2019, Mutual of Omaha Bank of Omaha, NE reported 776 mortgage applications totaling $895.1 million, down 65% from 2018. The average application was for $1,153,492, and applicants reported an average income of $288,268. 50% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (80), Naples-Immokalee-Marco Island, FL (73) and Seattle-Bellevue-Everett, WA (36) (applications in parentheses).
| Mortgage Company & Address | Mutual of Omaha Bank 3333 Farnam St Omaha, NE 68131 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 776 |
| Total Mortgage Loan Application Amount | $895,110,000 |
| Average Mortgage Loan Application Amount | $1,153,492 |
| Highest Mortgage Loan Application Amount | $41,005,000 |
| Average Applicant Income | $288,268 |
| Highest Applicant Income | $7,711,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mutual of Omaha Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 80 | $ 51,920,000 | $ 649,000 | $ 211,000 |
| Naples-Immokalee-Marco Island, FL | 73 | $ 7,775,000 | $ 106,506 | $ 57,000 |
| Seattle-Bellevue-Everett, WA | 36 | $ 29,520,000 | $ 820,000 | $ 284,000 |
| Outside any metro area | 34 | $ 20,330,000 | $ 597,941 | $ 367,242 |
| Dallas-Plano-Irving, TX | 32 | $ 44,260,000 | $ 1,383,125 | $ 302,000 |
| Las Vegas-Henderson-Paradise, NV | 31 | $ 7,355,000 | $ 237,258 | $ 123,000 |
| Denver-Aurora-Lakewood, CO | 28 | $ 18,300,000 | $ 653,571 | $ 352,000 |
| Omaha-Council Bluffs, NE-IA | 23 | $ 12,355,000 | $ 537,173 | $ 187,391 |
| Sacramento--Roseville--Arden-Arcade, CA | 21 | $ 13,575,000 | $ 646,428 | $ 411,000 |
| Austin-Round Rock, TX | 20 | $ 13,540,000 | $ 677,000 | $ 289,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 16 | $ 14,780,000 | $ 923,750 | $ 288,000 |
| Houston-The Woodlands-Sugar Land, TX | 15 | $ 8,985,000 | $ 599,000 | $ 367,000 |
| Lincoln, NE | 15 | $ 14,185,000 | $ 945,666 | $ 84,000 |
| Los Angeles-Long Beach-Glendale, CA | 15 | $ 72,425,000 | $ 4,828,333 | $ 722,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 15 | $ 8,485,000 | $ 565,666 | $ 398,866 |
| Tucson, AZ | 14 | $ 1,890,000 | $ 135,000 | $ 139,000 |
| Kansas City, MO-KS | 13 | $ 78,245,000 | $ 6,018,846 | $ 214,000 |
| Riverside-San Bernardino-Ontario, CA | 12 | $ 6,830,000 | $ 569,166 | $ 307,000 |
| Atlanta-Sandy Springs-Roswell, GA | 11 | $ 6,675,000 | $ 606,818 | $ 345,000 |
| San Diego-Carlsbad, CA | 11 | $ 10,275,000 | $ 934,090 | $ 379,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 9 | $ 6,265,000 | $ 696,111 | $ 342,000 |
| Jacksonville, FL | 8 | $ 26,130,000 | $ 3,266,250 | $ 1,382,000 |
| Oakland-Hayward-Berkeley, CA | 8 | $ 4,380,000 | $ 547,500 | $ 251,000 |
| Reno, NV | 8 | $ 4,410,000 | $ 551,250 | $ 313,000 |
| Cambridge-Newton-Framingham, MA | 7 | $ 4,705,000 | $ 672,142 | $ 280,000 |
| Warren-Troy-Farmington Hills, MI | 7 | $ 6,825,000 | $ 975,000 | $ 563,000 |
| Anaheim-Santa Ana-Irvine, CA | 6 | $ 6,440,000 | $ 1,073,333 | $ 525,000 |
| Raleigh, NC | 6 | $ 3,390,000 | $ 565,000 | $ 235,000 |
| St. Louis, MO-IL | 6 | $ 3,450,000 | $ 575,000 | $ 321,000 |
| Boise City, ID | 5 | $ 3,465,000 | $ 693,000 | $ 248,000 |
| Boulder, CO | 5 | $ 4,155,000 | $ 831,000 | $ 294,000 |
| Bridgeport-Stamford-Norwalk, CT | 5 | $ 3,815,000 | $ 763,000 | $ 432,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5 | $ 8,755,000 | $ 1,751,000 | $ 281,000 |
| Fort Worth-Arlington, TX | 5 | $ 1,935,000 | $ 387,000 | $ 253,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 5 | $ 3,995,000 | $ 799,000 | $ 373,000 |
| Salt Lake City, UT | 5 | $ 15,925,000 | $ 3,185,000 | $ 305,000 |
| Tampa-St. Petersburg-Clearwater, FL | 5 | $ 43,595,000 | $ 8,719,000 | $ 232,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 5 | $ 2,305,000 | $ 461,000 | $ 254,000 |
| Charlotte-Concord-Gastonia, NC-SC | 4 | $ 2,740,000 | $ 685,000 | $ 463,000 |
| Chicago-Naperville, IL | 4 | $ 2,010,000 | $ 502,500 | $ 273,000 |
| Indianapolis-Carmel-Anderson, IN | 4 | $ 2,070,000 | $ 517,500 | $ 227,000 |
| Montgomery County-Bucks County-Chester County, PA | 4 | $ 2,720,000 | $ 680,000 | $ 393,000 |
| San Francisco-Redwood City-South San Francisco, CA | 4 | $ 3,180,000 | $ 795,000 | $ 275,000 |
| Santa Maria-Santa Barbara, CA | 4 | $ 2,580,000 | $ 645,000 | $ 270,000 |
| Baltimore-Columbia-Towson, MD | 3 | $ 1,745,000 | $ 581,666 | $ 400,000 |
| Charleston-North Charleston, SC | 3 | $ 33,545,000 | $ 11,181,666 | $ 163,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 11,155,000 | $ 3,718,333 | $ 876,000 |
| Greenville-Anderson-Mauldin, SC | 3 | $ 1,975,000 | $ 658,333 | $ 303,000 |
| Louisville/Jefferson County, KY-IN | 3 | $ 1,775,000 | $ 591,666 | $ 335,000 |
| Memphis, TN-MS-AR | 3 | $ 1,705,000 | $ 568,333 | $ 389,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 2,385,000 | $ 795,000 | $ 320,000 |
| Philadelphia, PA | 3 | $ 1,895,000 | $ 631,666 | $ 334,000 |
| San Antonio-New Braunfels, TX | 3 | $ 29,435,000 | $ 9,811,666 | $ 336,000 |
| Bellingham, WA | 2 | $ 1,400,000 | $ 700,000 | $ 199,000 |
| Boston, MA | 2 | $ 570,000 | $ 285,000 | $ 86,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 800,000 | $ 400,000 | $ 262,000 |
| Cincinnati, OH-KY-IN | 2 | $ 1,300,000 | $ 650,000 | $ 236,000 |
| Colorado Springs, CO | 2 | $ 590,000 | $ 295,000 | $ 219,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 1,340,000 | $ 670,000 | $ 383,000 |
| Huntsville, AL | 2 | $ 1,040,000 | $ 520,000 | $ 294,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 120,000 | $ 60,000 | $ 1,041,000 |
| Madison, WI | 2 | $ 980,000 | $ 490,000 | $ 278,000 |
| Milwaukee-Waukesha-West Allis, WI | 2 | $ 1,500,000 | $ 750,000 | $ 435,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2 | $ 1,280,000 | $ 640,000 | $ 225,000 |
| Nassau County-Suffolk County, NY | 2 | $ 1,750,000 | $ 875,000 | $ 747,000 |
| New York-Jersey City-White Plains, NY-NJ | 2 | $ 1,720,000 | $ 860,000 | $ 313,000 |
| New York-Newark, NY | 2 | $ 17,760,000 | $ 8,880,000 | $ 358,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 710,000 | $ 355,000 | $ 128,000 |
| Odessa, TX | 2 | $ 140,000 | $ 70,000 | $ 117,000 |
| Ogden-Clearfield, UT | 2 | $ 1,150,000 | $ 575,000 | $ 168,000 |
| Orlando-Kissimmee-Sanford, FL | 2 | $ 1,370,000 | $ 685,000 | $ 515,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 10,900,000 | $ 5,450,000 | $ 253,000 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 680,000 | $ 340,000 | $ 135,000 |
| Salinas, CA | 2 | $ 1,060,000 | $ 530,000 | $ 225,000 |
| Santa Fe, NM | 2 | $ 1,830,000 | $ 915,000 | $ 256,000 |
| Stockton-Lodi, CA | 2 | $ 1,430,000 | $ 715,000 | $ 410,000 |
| Tacoma-Lakewood, WA | 2 | $ 16,760,000 | $ 8,380,000 | $ 227,000 |
| Trenton, NJ | 2 | $ 1,280,000 | $ 640,000 | $ 744,000 |
| Urban Honolulu, HI | 2 | $ 970,000 | $ 485,000 | $ 240,000 |
| Washington-Baltimore-Arlington, DC | 2 | $ 1,420,000 | $ 710,000 | $ 290,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 1 | $ 665,000 | $ 665,000 | $ 314,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 545,000 | $ 545,000 | $ 230,000 |
| Barnstable Town, MA | 1 | $ 915,000 | $ 915,000 | $ 248,000 |
| Bend-Redmond, OR | 1 | $ 545,000 | $ 545,000 | $ 210,000 |
| Bremerton-Silverdale, WA | 1 | $ 695,000 | $ 695,000 | $ 256,000 |
| Brunswick, GA | 1 | $ 18,205,000 | $ 18,205,000 | $ 0 |
| Cleveland-Elyria, OH | 1 | $ 645,000 | $ 645,000 | $ 183,000 |
| College Station-Bryan, TX | 1 | $ 325,000 | $ 325,000 | $ 240,000 |
| Columbia, SC | 1 | $ 595,000 | $ 595,000 | $ 321,000 |
| Corvallis, OR | 1 | $ 675,000 | $ 675,000 | $ 132,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 19,165,000 | $ 19,165,000 | $ 0 |
| Detroit-Dearborn-Livonia, MI | 1 | $ 655,000 | $ 655,000 | $ 208,000 |
| Duluth, MN-WI | 1 | $ 575,000 | $ 575,000 | $ 589,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 695,000 | $ 695,000 | $ 1,780,000 |
| Fort Collins, CO | 1 | $ 45,000 | $ 45,000 | $ 133,000 |
| Grand Junction, CO | 1 | $ 25,000 | $ 25,000 | $ 5,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 845,000 | $ 845,000 | $ 834,000 |
| Houma-Thibodaux, LA | 1 | $ 585,000 | $ 585,000 | $ 603,000 |
| Kennewick-Richland, WA | 1 | $ 555,000 | $ 555,000 | $ 240,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 585,000 | $ 585,000 | $ 420,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 965,000 | $ 965,000 | $ 1,417,000 |
| Manchester-Nashua, NH | 1 | $ 395,000 | $ 395,000 | $ 151,000 |
| Medford, OR | 1 | $ 555,000 | $ 555,000 | $ 399,000 |
| Modesto, CA | 1 | $ 565,000 | $ 565,000 | $ 458,000 |
| Montgomery, AL | 1 | $ 665,000 | $ 665,000 | $ 332,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 255,000 | $ 255,000 | $ 104,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 9,005,000 | $ 9,005,000 | $ 0 |
| New Haven-Milford, CT | 1 | $ 585,000 | $ 585,000 | $ 246,000 |
| New Orleans-Metairie, LA | 1 | $ 1,235,000 | $ 1,235,000 | $ 826,000 |
| Newark, NJ-PA | 1 | $ 465,000 | $ 465,000 | $ 245,000 |
| Ocean City, NJ | 1 | $ 1,015,000 | $ 1,015,000 | $ 233,000 |
| Oklahoma City, OK | 1 | $ 585,000 | $ 585,000 | $ 212,000 |
| Port St. Lucie, FL | 1 | $ 515,000 | $ 515,000 | $ 250,000 |
| Prescott Valley-Prescott, AZ | 1 | $ 905,000 | $ 905,000 | $ 554,000 |
| Provo-Orem, UT | 1 | $ 11,905,000 | $ 11,905,000 | $ 0 |
| Roanoke, VA | 1 | $ 975,000 | $ 975,000 | $ 440,000 |
| Salisbury, MD-DE | 1 | $ 605,000 | $ 605,000 | $ 164,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 1 | $ 875,000 | $ 875,000 | $ 364,000 |
| San Rafael, CA | 1 | $ 805,000 | $ 805,000 | $ 277,000 |
| Savannah, GA | 1 | $ 17,505,000 | $ 17,505,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 1 | $ 85,000 | $ 85,000 | $ 76,000 |
| Wenatchee, WA | 1 | $ 515,000 | $ 515,000 | $ 261,000 |
| Wichita, KS | 1 | $ 26,135,000 | $ 26,135,000 | $ 0 |
| Winston-Salem, NC | 1 | $ 915,000 | $ 915,000 | $ 335,000 |
| Worcester, MA-CT | 1 | $ 595,000 | $ 595,000 | $ 374,000 |
| Yakima, WA | 1 | $ 535,000 | $ 535,000 | $ 662,000 |
Mortgage Loan Application Detail Totals for Mutual of Omaha Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 362 | $588,930,000 | $1,626,000 | $41,005,000 | $280,000 | $7,711,000 |
| Refinancing | 226 | $227,210,000 | $1,005,000 | $32,375,000 | $334,000 | $1,417,000 |
| Cash-out Refinancing | 96 | $71,390,000 | $743,000 | $2,345,000 | $349,000 | $1,346,000 |
| Home Improvement | 60 | $2,970,000 | $49,000 | $175,000 | $127,000 | $1,041,000 |
| Other Purpose | 32 | $4,610,000 | $144,000 | $775,000 | $179,000 | $1,193,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 433 | $254,245,000 | $587,000 | $2,505,000 | $341,000 | $7,711,000 |
| Not Provided | 167 | $90,785,000 | $543,000 | $2,345,000 | $293,000 | $1,346,000 |
| Not applicable | 106 | $512,320,000 | $4,833,000 | $41,005,000 | $34,000 | $59,000 |
| Asian | 31 | $20,295,000 | $654,000 | $1,895,000 | $318,000 | $967,000 |
| Hispanic | 27 | $12,365,000 | $457,000 | $1,175,000 | $235,000 | $1,340,000 |
| Black or African American | 8 | $2,780,000 | $347,000 | $695,000 | $155,000 | $211,000 |
| American Indian or Alaskan Native | 1 | $515,000 | $515,000 | $515,000 | $476,000 | $476,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 776 | $895,110,000 | $1,153,000 | $41,005,000 | $292,000 | $7,711,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 390 | $625,900,000 | $1,604,000 | $41,005,000 | $288,000 | $3,601,000 |
| Loan Purchased By The Institution | 295 | $156,395,000 | $530,000 | $1,895,000 | $315,000 | $7,711,000 |
| Application Denied By Financial Institution | 68 | $18,180,000 | $267,000 | $1,505,000 | $174,000 | $1,041,000 |
| Application Withdrawn By Applicant | 18 | $90,810,000 | $5,045,000 | $28,005,000 | $69,000 | $90,000 |
| Application Approved But Not Accepted | 5 | $3,825,000 | $765,000 | $1,805,000 | $375,000 | $691,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 708 | $876,930,000 | $1,238,000 | $41,005,000 | $300,000 | $7,711,000 |
| Debt-To-Income Ratio | 31 | $10,825,000 | $349,000 | $1,505,000 | $116,000 | $516,000 |
| Credit History | 22 | $2,200,000 | $100,000 | $1,055,000 | $298,000 | $520,000 |
| Collateral | 8 | $2,270,000 | $283,000 | $705,000 | $202,000 | $314,000 |
| Other | 3 | $375,000 | $125,000 | $175,000 | $647,000 | $1,041,000 |
| Unverifiable Information | 2 | $1,500,000 | $750,000 | $835,000 | $276,000 | $300,000 |
| Credit Application Incomplete | 2 | $1,010,000 | $505,000 | $705,000 | $250,000 | $422,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mutual of Omaha Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mutual of Omaha Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.
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