Mutual Savings Association, Fsa Mortgage Lending & HMDA Data, 2018
In 2018, Mutual Savings Association, Fsa of Leavenworth, KS reported 269 mortgage applications totaling $54.3 million, up 21% from 2017. The average application was for $201,951, and applicants reported an average income of $105,810. 70% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Kansas City, MO-KS (137), St. Joseph, MO-KS (30) and Topeka, KS (24) (applications in parentheses).
| Mortgage Company & Address | Mutual Savings Association, Fsa 100 S 4th Street Leavenworth, KS 66048 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 269 |
| Total Mortgage Loan Application Amount | $54,325,000 |
| Average Mortgage Loan Application Amount | $201,951 |
| Highest Mortgage Loan Application Amount | $1,385,000 |
| Average Applicant Income | $105,810 |
| Highest Applicant Income | $2,207,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Mutual Savings Association, Fsa filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Leavenworth, Kansas | 79 | $ 16,515,000 | $ 209,050 | $ 102,000 |
| Johnson, Kansas | 21 | $ 7,575,000 | $ 360,714 | $ 178,000 |
| Jefferson, Kansas | 18 | $ 2,360,000 | $ 131,111 | $ 71,000 |
| Buchanan, Missouri | 18 | $ 2,770,000 | $ 153,888 | $ 65,000 |
| Douglas, Kansas | 13 | $ 2,215,000 | $ 170,384 | $ 80,000 |
| Platte, Missouri | 11 | $ 1,955,000 | $ 177,727 | $ 93,000 |
| Wyandotte, Kansas | 10 | $ 2,410,000 | $ 241,000 | $ 76,000 |
| Andrew, Missouri | 9 | $ 2,855,000 | $ 317,222 | $ 133,000 |
| Jackson, Missouri | 8 | $ 1,990,000 | $ 248,750 | $ 180,000 |
| Shawnee, Kansas | 5 | $ 445,000 | $ 89,000 | $ 53,000 |
| Clay, Missouri | 4 | $ 880,000 | $ 220,000 | $ 111,000 |
| Miami, Kansas | 3 | $ 1,025,000 | $ 341,666 | $ 100,000 |
| Atchison, Kansas | 2 | $ 510,000 | $ 255,000 | $ 159,000 |
| Cowley, Kansas | 2 | $ 310,000 | $ 155,000 | $ 109,000 |
| Doniphan, Kansas | 2 | $ 270,000 | $ 135,000 | $ 65,000 |
| Franklin, Kansas | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Jackson, Kansas | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Cass, Missouri | 1 | $ 455,000 | $ 455,000 | $ 123,000 |
| DeKalb, Missouri | 1 | $ 115,000 | $ 115,000 | $ 0 |
Mortgage Loan Application Detail Totals for Mutual Savings Association, Fsa in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 180 | $36,840,000 | $204,000 | $825,000 | $110,000 | $2,207,000 |
| Cash-out Refinancing | 50 | $10,380,000 | $207,000 | $1,385,000 | $86,000 | $240,000 |
| Refinancing | 24 | $4,480,000 | $186,000 | $825,000 | $97,000 | $205,000 |
| Other Purpose | 8 | $1,280,000 | $160,000 | $455,000 | $89,000 | $143,000 |
| Home Improvement | 7 | $1,345,000 | $192,000 | $925,000 | $189,000 | $553,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 227 | $43,035,000 | $189,000 | $925,000 | $107,000 | $2,207,000 |
| Not applicable | 16 | $6,700,000 | $418,000 | $1,385,000 | $0 | $0 |
| Not Provided | 14 | $2,660,000 | $190,000 | $405,000 | $90,000 | $205,000 |
| Asian | 3 | $405,000 | $135,000 | $185,000 | $93,000 | $144,000 |
| Black or African American | 3 | $145,000 | $48,000 | $65,000 | $34,000 | $37,000 |
| Hispanic | 3 | $1,015,000 | $338,000 | $475,000 | $229,000 | $441,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $290,000 | $145,000 | $145,000 | $87,000 | $92,000 |
| American Indian or Alaskan Native | 1 | $75,000 | $75,000 | $75,000 | $45,000 | $45,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 251 | $51,255,000 | $204,000 | $1,385,000 | $109,000 | $2,207,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 18 | $3,070,000 | $170,000 | $385,000 | $66,000 | $151,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 188 | $41,260,000 | $219,000 | $1,385,000 | $106,000 | $553,000 |
| Application Withdrawn By Applicant | 28 | $5,030,000 | $179,000 | $455,000 | $92,000 | $204,000 |
| Preapproval Denied by Financial Institution | 23 | $3,465,000 | $150,000 | $385,000 | $153,000 | $2,207,000 |
| Preapproval Approved but not Accepted | 15 | $2,765,000 | $184,000 | $385,000 | $88,000 | $178,000 |
| Application Denied By Financial Institution | 12 | $1,280,000 | $106,000 | $305,000 | $77,000 | $205,000 |
| Application Approved But Not Accepted | 3 | $525,000 | $175,000 | $265,000 | $114,000 | $159,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 234 | $49,580,000 | $211,000 | $1,385,000 | $103,000 | $553,000 |
| Credit History | 20 | $2,780,000 | $139,000 | $385,000 | $170,000 | $2,207,000 |
| Debt-To-Income Ratio | 6 | $900,000 | $150,000 | $305,000 | $91,000 | $205,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $355,000 | $118,000 | $165,000 | $31,000 | $52,000 |
| Other | 2 | $350,000 | $175,000 | $205,000 | $67,000 | $70,000 |
| Employment History | 2 | $240,000 | $120,000 | $135,000 | $94,000 | $136,000 |
| Collateral | 2 | $120,000 | $60,000 | $75,000 | $35,000 | $70,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mutual Savings Association, Fsa's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mutual Savings Association, Fsa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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