N A Nationwide Mortgage Mortgage Lending & HMDA Data, 2018

In 2018, N A Nationwide Mortgage of Mission Viejo, CA reported 44 mortgage applications totaling $19.3 million, down 32% from 2017. The average application was for $439,090, and applicants reported an average income of $127,863. 52% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (10), Riverside-San Bernardino-Ontario, CA (8) and Anaheim-Santa Ana-Irvine, CA (3) (applications in parentheses).

Mortgage Company & Address N A Nationwide Mortgage
26361 Crown Valley Parkway #100
Mission Viejo, CA 92691
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 44
Total Mortgage Loan Application Amount $19,320,000
Average Mortgage Loan Application Amount $439,090
Highest Mortgage Loan Application Amount $1,165,000
Average Applicant Income $127,863
Highest Applicant Income $462,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records N A Nationwide Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for N A Nationwide Mortgage by Metropolitan Area in 2018

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 10 $ 5,640,000 $ 564,000 $ 134,000
Riverside-San Bernardino-Ontario, CA 8 $ 2,310,000 $ 288,750 $ 134,000
Anaheim-Santa Ana-Irvine, CA 3 $ 1,605,000 $ 535,000 $ 100,000
Portland-Vancouver-Hillsboro, OR-WA 3 $ 925,000 $ 308,333 $ 92,000
Sacramento--Roseville--Arden-Arcade, CA 3 $ 1,135,000 $ 378,333 $ 158,000
Outside any metro area 2 $ 560,000 $ 280,000 $ 150,000
Seattle-Bellevue-Everett, WA 2 $ 960,000 $ 480,000 $ 158,000
Stockton-Lodi, CA 2 $ 650,000 $ 325,000 $ 58,000
Bremerton-Silverdale, WA 1 $ 355,000 $ 355,000 $ 135,000
Deltona-Daytona Beach-Ormond Beach, FL 1 $ 1,125,000 $ 1,125,000 $ 462,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 185,000 $ 185,000 $ 75,000
Lakeland-Winter Haven, FL 1 $ 245,000 $ 245,000 $ 175,000
North Port-Sarasota-Bradenton, FL 1 $ 885,000 $ 885,000 $ 0
Oakland-Hayward-Berkeley, CA 1 $ 705,000 $ 705,000 $ 185,000
Palm Bay-Melbourne-Titusville, FL 1 $ 435,000 $ 435,000 $ 140,000
San Jose-Sunnyvale-Santa Clara, CA 1 $ 725,000 $ 725,000 $ 0
Tacoma-Lakewood, WA 1 $ 275,000 $ 275,000 $ 46,000
Virginia Beach-Norfolk-Newport News, VA-NC 1 $ 185,000 $ 185,000 $ 34,000
Visalia-Porterville, CA 1 $ 415,000 $ 415,000 $ 168,000

Mortgage Loan Application Detail Totals for N A Nationwide Mortgage in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 26 $10,700,000 $411,000 $885,000 $116,000 $289,000
Home Purchase 14 $6,560,000 $468,000 $1,165,000 $167,000 $462,000
Refinancing 4 $2,060,000 $515,000 $725,000 $68,000 $194,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 14 $5,840,000 $417,000 $1,165,000 $137,000 $352,000
White 13 $5,555,000 $427,000 $885,000 $140,000 $289,000
Black or African American 8 $3,490,000 $436,000 $585,000 $105,000 $202,000
Asian 6 $2,930,000 $488,000 $1,125,000 $160,000 $462,000
Hispanic 3 $1,505,000 $501,000 $725,000 $26,000 $75,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 33 $14,925,000 $452,000 $1,165,000 $140,000 $462,000
VA-guaranteed (Veterans Administration) 10 $4,210,000 $421,000 $725,000 $93,000 $168,000
FHA-insured (Federal Housing Administration) 1 $185,000 $185,000 $185,000 $75,000 $75,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 23 $9,405,000 $408,000 $705,000 $127,000 $223,000
Application Withdrawn By Applicant 9 $4,675,000 $519,000 $1,125,000 $153,000 $462,000
Application Denied By Financial Institution 6 $2,340,000 $390,000 $1,165,000 $153,000 $352,000
File Closed For Incompleteness 4 $2,090,000 $522,000 $885,000 $58,000 $115,000
Application Approved But Not Accepted 2 $810,000 $405,000 $485,000 $85,000 $112,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 38 $16,980,000 $446,000 $1,125,000 $124,000 $462,000
Insufficient Cash (Downpayment, Closing Cost) 2 $430,000 $215,000 $245,000 $104,000 $175,000
Debt-To-Income Ratio 2 $560,000 $280,000 $305,000 $142,000 $209,000
Employment History 1 $1,165,000 $1,165,000 $1,165,000 $352,000 $352,000
Credit History 1 $185,000 $185,000 $185,000 $75,000 $75,000
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into N A Nationwide Mortgage's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess N A Nationwide Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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