Signature Federal Credit Union Mortgage Lending & HMDA Data, 2024
In 2024, Signature Federal Credit Union of Alexandria, VA reported 797 mortgage applications totaling $115.9 million, down 10% from 2023. The average application was for $145,426, and applicants reported an average income of $207,670. 29% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Arlington-Alexandria-Reston, VA-WV (30), Chicago-Naperville, IL (30) and Los Angeles-Long Beach-Glendale, CA (19) (applications in parentheses).
| Mortgage Company & Address | Signature Federal Credit Union 12 Herbert St. Alexandria, VA 22305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 797 |
| Total Mortgage Loan Application Amount | $115,905,000 |
| Average Mortgage Loan Application Amount | $145,426 |
| Highest Mortgage Loan Application Amount | $3,405,000 |
| Average Applicant Income | $207,670 |
| Highest Applicant Income | $7,002,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Signature Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 20 | $ 2,530,000 | $ 126,500 | $ 144,000 |
| Los Angeles, California | 19 | $ 3,025,000 | $ 159,210 | $ 237,000 |
| San Diego, California | 12 | $ 1,580,000 | $ 131,666 | $ 177,000 |
| Clark, Nevada | 12 | $ 1,390,000 | $ 115,833 | $ 170,000 |
| Riverside, California | 10 | $ 1,650,000 | $ 165,000 | $ 222,000 |
| Maricopa, Arizona | 9 | $ 1,325,000 | $ 147,222 | $ 212,000 |
| Fairfax, Virginia | 9 | $ 1,425,000 | $ 158,333 | $ 250,000 |
| Gwinnett, Georgia | 8 | $ 830,000 | $ 103,750 | $ 175,000 |
| Prince George's, Maryland | 8 | $ 1,430,000 | $ 178,750 | $ 207,000 |
| Miami-Dade, Florida | 7 | $ 855,000 | $ 122,142 | $ 205,000 |
| Kane, Illinois | 7 | $ 655,000 | $ 93,571 | $ 108,000 |
| Will, Illinois | 7 | $ 695,000 | $ 99,285 | $ 126,000 |
| Mecklenburg, North Carolina | 7 | $ 845,000 | $ 120,714 | $ 193,000 |
| Contra Costa, California | 6 | $ 910,000 | $ 151,666 | $ 235,000 |
| Sacramento, California | 6 | $ 1,420,000 | $ 236,666 | $ 308,000 |
| San Bernardino, California | 6 | $ 810,000 | $ 135,000 | $ 106,000 |
| Johnson, Kansas | 6 | $ 1,070,000 | $ 178,333 | $ 258,000 |
| Oakland, Michigan | 6 | $ 720,000 | $ 120,000 | $ 150,000 |
| Wayne, Michigan | 6 | $ 770,000 | $ 128,333 | $ 116,000 |
| Washington, Oregon | 6 | $ 830,000 | $ 138,333 | $ 200,000 |
| Pierce, Washington | 6 | $ 830,000 | $ 138,333 | $ 215,000 |
| Lee, Florida | 5 | $ 855,000 | $ 171,000 | $ 152,000 |
| Montgomery, Maryland | 5 | $ 1,075,000 | $ 215,000 | $ 184,000 |
| Norfolk, Massachusetts | 5 | $ 925,000 | $ 185,000 | $ 173,000 |
| Worcester, Massachusetts | 5 | $ 585,000 | $ 117,000 | $ 129,000 |
| Nassau, New York | 5 | $ 795,000 | $ 159,000 | $ 282,000 |
| Franklin, Ohio | 5 | $ 625,000 | $ 125,000 | $ 576,000 |
| Montgomery, Pennsylvania | 5 | $ 665,000 | $ 133,000 | $ 131,000 |
| Philadelphia, Pennsylvania | 5 | $ 595,000 | $ 119,000 | $ 116,000 |
| Prince William, Virginia | 5 | $ 1,055,000 | $ 211,000 | $ 162,000 |
| Montgomery, Alabama | 4 | $ 270,000 | $ 67,500 | $ 184,000 |
| Orange, California | 4 | $ 2,270,000 | $ 567,500 | $ 267,000 |
| Douglas, Colorado | 4 | $ 320,000 | $ 80,000 | $ 144,000 |
| District of Columbia, District Of Columbia | 4 | $ 1,650,000 | $ 412,500 | $ 218,000 |
| Orange, Florida | 4 | $ 1,040,000 | $ 260,000 | $ 141,000 |
| Sarasota, Florida | 4 | $ 560,000 | $ 140,000 | $ 231,000 |
| St. Lucie, Florida | 4 | $ 440,000 | $ 110,000 | $ 217,000 |
| Lake, Indiana | 4 | $ 300,000 | $ 75,000 | $ 105,000 |
| Livingston, Michigan | 4 | $ 670,000 | $ 167,500 | $ 158,000 |
| Hudson, New Jersey | 4 | $ 680,000 | $ 170,000 | $ 186,000 |
| Monmouth, New Jersey | 4 | $ 1,480,000 | $ 370,000 | $ 437,000 |
| Guilford, North Carolina | 4 | $ 490,000 | $ 122,500 | $ 242,000 |
| Lexington, South Carolina | 4 | $ 340,000 | $ 85,000 | $ 362,000 |
| Sevier, Tennessee | 4 | $ 560,000 | $ 140,000 | $ 589,000 |
| Harris, Texas | 4 | $ 850,000 | $ 212,500 | $ 237,000 |
| Utah, Utah | 4 | $ 590,000 | $ 147,500 | $ 121,000 |
| Chesterfield, Virginia | 4 | $ 460,000 | $ 115,000 | $ 178,000 |
| Franklin, Washington | 4 | $ 310,000 | $ 77,500 | $ 83,000 |
| Madison, Alabama | 3 | $ 265,000 | $ 88,333 | $ 191,000 |
| Alameda, California | 3 | $ 315,000 | $ 105,000 | $ 192,000 |
| El Dorado, California | 3 | $ 215,000 | $ 71,666 | $ 438,000 |
| San Joaquin, California | 3 | $ 175,000 | $ 58,333 | $ 181,000 |
| Adams, Colorado | 3 | $ 345,000 | $ 115,000 | $ 131,000 |
| Larimer, Colorado | 3 | $ 435,000 | $ 145,000 | $ 278,000 |
| Capitol Planning Region, Connecticut | 3 | $ 155,000 | $ 51,666 | $ 126,000 |
| Duval, Florida | 3 | $ 235,000 | $ 78,333 | $ 102,000 |
| Martin, Florida | 3 | $ 285,000 | $ 95,000 | $ 213,000 |
| Palm Beach, Florida | 3 | $ 1,085,000 | $ 361,666 | $ 243,000 |
| Pinellas, Florida | 3 | $ 585,000 | $ 195,000 | $ 51,000 |
| Muscogee, Georgia | 3 | $ 185,000 | $ 61,666 | $ 45,000 |
| Baltimore, Maryland | 3 | $ 525,000 | $ 175,000 | $ 234,000 |
| Howard, Maryland | 3 | $ 415,000 | $ 138,333 | $ 358,000 |
| Kent, Michigan | 3 | $ 385,000 | $ 128,333 | $ 257,000 |
| Hennepin, Minnesota | 3 | $ 275,000 | $ 91,666 | $ 243,000 |
| Rockingham, New Hampshire | 3 | $ 655,000 | $ 218,333 | $ 154,000 |
| Camden, New Jersey | 3 | $ 155,000 | $ 51,666 | $ 226,000 |
| Middlesex, New Jersey | 3 | $ 435,000 | $ 145,000 | $ 211,000 |
| Passaic, New Jersey | 3 | $ 835,000 | $ 278,333 | $ 186,000 |
| Union, New Jersey | 3 | $ 465,000 | $ 155,000 | $ 199,000 |
| Suffolk, New York | 3 | $ 315,000 | $ 105,000 | $ 150,000 |
| Buncombe, North Carolina | 3 | $ 255,000 | $ 85,000 | $ 156,000 |
| New Hanover, North Carolina | 3 | $ 595,000 | $ 198,333 | $ 251,000 |
| Allegheny, Pennsylvania | 3 | $ 485,000 | $ 161,666 | $ 163,000 |
| Delaware, Pennsylvania | 3 | $ 645,000 | $ 215,000 | $ 332,000 |
| Davis, Utah | 3 | $ 475,000 | $ 158,333 | $ 167,000 |
| Salt Lake, Utah | 3 | $ 205,000 | $ 68,333 | $ 115,000 |
| Culpeper, Virginia | 3 | $ 425,000 | $ 141,666 | $ 223,000 |
| Berkeley, West Virginia | 3 | $ 205,000 | $ 68,333 | $ 143,000 |
| Milwaukee, Wisconsin | 3 | $ 365,000 | $ 121,666 | $ 256,000 |
| Shelby, Alabama | 2 | $ 240,000 | $ 120,000 | $ 166,000 |
| Pima, Arizona | 2 | $ 250,000 | $ 125,000 | $ 220,000 |
| Nevada, California | 2 | $ 460,000 | $ 230,000 | $ 144,000 |
| Placer, California | 2 | $ 310,000 | $ 155,000 | $ 249,000 |
| San Mateo, California | 2 | $ 350,000 | $ 175,000 | $ 281,000 |
| Sonoma, California | 2 | $ 410,000 | $ 205,000 | $ 860,000 |
| Stanislaus, California | 2 | $ 160,000 | $ 80,000 | $ 164,000 |
| Tuolumne, California | 2 | $ 80,000 | $ 40,000 | $ 135,000 |
| Yolo, California | 2 | $ 210,000 | $ 105,000 | $ 231,000 |
| Arapahoe, Colorado | 2 | $ 300,000 | $ 150,000 | $ 188,000 |
| Jefferson, Colorado | 2 | $ 270,000 | $ 135,000 | $ 259,000 |
| Naugatuck Valley Planning Region, Connecticut | 2 | $ 390,000 | $ 195,000 | $ 132,000 |
| South Central Connecticut Planning Region, Connecticut | 2 | $ 370,000 | $ 185,000 | $ 263,000 |
| Western Connecticut Planning Region, Connecticut | 2 | $ 160,000 | $ 80,000 | $ 111,000 |
| Bay, Florida | 2 | $ 240,000 | $ 120,000 | $ 289,000 |
| Brevard, Florida | 2 | $ 390,000 | $ 195,000 | $ 193,000 |
| Broward, Florida | 2 | $ 150,000 | $ 75,000 | $ 96,000 |
| Marion, Florida | 2 | $ 260,000 | $ 130,000 | $ 158,000 |
| Okaloosa, Florida | 2 | $ 160,000 | $ 80,000 | $ 130,000 |
| Pasco, Florida | 2 | $ 790,000 | $ 395,000 | $ 170,000 |
| Fayette, Georgia | 2 | $ 240,000 | $ 120,000 | $ 127,000 |
| Fulton, Georgia | 2 | $ 150,000 | $ 75,000 | $ 346,000 |
| Henry, Georgia | 2 | $ 110,000 | $ 55,000 | $ 126,000 |
| Ada, Idaho | 2 | $ 60,000 | $ 30,000 | $ 68,000 |
| Boone, Illinois | 2 | $ 210,000 | $ 105,000 | $ 214,000 |
| Lake, Illinois | 2 | $ 150,000 | $ 75,000 | $ 140,000 |
| McHenry, Illinois | 2 | $ 100,000 | $ 50,000 | $ 226,000 |
| Hendricks, Indiana | 2 | $ 190,000 | $ 95,000 | $ 132,000 |
| Johnson, Indiana | 2 | $ 150,000 | $ 75,000 | $ 143,000 |
| Marion, Indiana | 2 | $ 270,000 | $ 135,000 | $ 232,000 |
| Anne Arundel, Maryland | 2 | $ 250,000 | $ 125,000 | $ 270,000 |
| Calvert, Maryland | 2 | $ 330,000 | $ 165,000 | $ 271,000 |
| Charles, Maryland | 2 | $ 300,000 | $ 150,000 | $ 98,000 |
| Frederick, Maryland | 2 | $ 340,000 | $ 170,000 | $ 222,000 |
| Worcester, Maryland | 2 | $ 330,000 | $ 165,000 | $ 544,000 |
| Bristol, Massachusetts | 2 | $ 360,000 | $ 180,000 | $ 123,000 |
| Plymouth, Massachusetts | 2 | $ 300,000 | $ 150,000 | $ 113,000 |
| Suffolk, Massachusetts | 2 | $ 200,000 | $ 100,000 | $ 242,000 |
| Ottawa, Michigan | 2 | $ 110,000 | $ 55,000 | $ 135,000 |
| Wexford, Michigan | 2 | $ 160,000 | $ 80,000 | $ 96,000 |
| Anoka, Minnesota | 2 | $ 270,000 | $ 135,000 | $ 311,000 |
| Lyon, Minnesota | 2 | $ 190,000 | $ 95,000 | $ 105,000 |
| Warren, Mississippi | 2 | $ 130,000 | $ 65,000 | $ 58,000 |
| Sarpy, Nebraska | 2 | $ 120,000 | $ 60,000 | $ 215,000 |
| Pershing, Nevada | 2 | $ 490,000 | $ 245,000 | $ 185,000 |
| Strafford, New Hampshire | 2 | $ 460,000 | $ 230,000 | $ 225,000 |
| Bergen, New Jersey | 2 | $ 360,000 | $ 180,000 | $ 221,000 |
| Essex, New Jersey | 2 | $ 240,000 | $ 120,000 | $ 212,000 |
| San Juan, New Mexico | 2 | $ 210,000 | $ 105,000 | $ 179,000 |
| Dutchess, New York | 2 | $ 780,000 | $ 390,000 | $ 275,000 |
| Kings, New York | 2 | $ 360,000 | $ 180,000 | $ 185,000 |
| Monroe, New York | 2 | $ 300,000 | $ 150,000 | $ 157,000 |
| Queens, New York | 2 | $ 410,000 | $ 205,000 | $ 193,000 |
| Rockland, New York | 2 | $ 410,000 | $ 205,000 | $ 360,000 |
| Ulster, New York | 2 | $ 410,000 | $ 205,000 | $ 303,000 |
| Brunswick, North Carolina | 2 | $ 280,000 | $ 140,000 | $ 203,000 |
| Forsyth, North Carolina | 2 | $ 490,000 | $ 245,000 | $ 245,000 |
| Wake, North Carolina | 2 | $ 1,110,000 | $ 555,000 | $ 211,000 |
| Hamilton, Ohio | 2 | $ 280,000 | $ 140,000 | $ 180,000 |
| Lorain, Ohio | 2 | $ 480,000 | $ 240,000 | $ 235,000 |
| Montgomery, Ohio | 2 | $ 190,000 | $ 95,000 | $ 138,000 |
| Coos, Oregon | 2 | $ 610,000 | $ 305,000 | $ 290,000 |
| Lackawanna, Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 107,000 |
| Susquehanna, Pennsylvania | 2 | $ 410,000 | $ 205,000 | $ 398,000 |
| Bristol, Rhode Island | 2 | $ 330,000 | $ 165,000 | $ 159,000 |
| Berkeley, South Carolina | 2 | $ 260,000 | $ 130,000 | $ 56,000 |
| Charleston, South Carolina | 2 | $ 490,000 | $ 245,000 | $ 255,000 |
| Greenville, South Carolina | 2 | $ 230,000 | $ 115,000 | $ 93,000 |
| Montgomery, Tennessee | 2 | $ 130,000 | $ 65,000 | $ 126,000 |
| Harrison, Texas | 2 | $ 210,000 | $ 105,000 | $ 124,000 |
| Alexandria, Virginia | 2 | $ 740,000 | $ 370,000 | $ 133,000 |
| Arlington, Virginia | 2 | $ 300,000 | $ 150,000 | $ 240,000 |
| Chesapeake, Virginia | 2 | $ 350,000 | $ 175,000 | $ 130,000 |
| Loudoun, Virginia | 2 | $ 350,000 | $ 175,000 | $ 218,000 |
| Stafford, Virginia | 2 | $ 380,000 | $ 190,000 | $ 151,000 |
| Suffolk, Virginia | 2 | $ 230,000 | $ 115,000 | $ 152,000 |
| Island, Washington | 2 | $ 330,000 | $ 165,000 | $ 93,000 |
| Spokane, Washington | 2 | $ 290,000 | $ 145,000 | $ 3,558,000 |
| Thurston, Washington | 2 | $ 170,000 | $ 85,000 | $ 126,000 |
| Greenbrier, West Virginia | 2 | $ 70,000 | $ 35,000 | $ 85,000 |
| Dane, Wisconsin | 2 | $ 430,000 | $ 215,000 | $ 94,000 |
| Barbour, Alabama | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Elmore, Alabama | 1 | $ 255,000 | $ 255,000 | $ 106,000 |
| Lauderdale, Alabama | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Lee, Alabama | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| St. Clair, Alabama | 1 | $ 85,000 | $ 85,000 | $ 225,000 |
| Talladega, Alabama | 1 | $ 165,000 | $ 165,000 | $ 131,000 |
| Graham, Arizona | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| Navajo, Arizona | 1 | $ 65,000 | $ 65,000 | $ 111,000 |
| Pinal, Arizona | 1 | $ 125,000 | $ 125,000 | $ 99,000 |
| Yuma, Arizona | 1 | $ 85,000 | $ 85,000 | $ 132,000 |
| Benton, Arkansas | 1 | $ 75,000 | $ 75,000 | $ 138,000 |
| Boone, Arkansas | 1 | $ 205,000 | $ 205,000 | $ 149,000 |
| Craighead, Arkansas | 1 | $ 35,000 | $ 35,000 | $ 102,000 |
| Garland, Arkansas | 1 | $ 145,000 | $ 145,000 | $ 195,000 |
| Washington, Arkansas | 1 | $ 185,000 | $ 185,000 | $ 212,000 |
| Butte, California | 1 | $ 105,000 | $ 105,000 | $ 124,000 |
| Madera, California | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Merced, California | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Monterey, California | 1 | $ 45,000 | $ 45,000 | $ 80,000 |
| San Luis Obispo, California | 1 | $ 165,000 | $ 165,000 | $ 153,000 |
| Santa Clara, California | 1 | $ 205,000 | $ 205,000 | $ 241,000 |
| Siskiyou, California | 1 | $ 85,000 | $ 85,000 | $ 110,000 |
| Solano, California | 1 | $ 35,000 | $ 35,000 | $ 898,000 |
| Trinity, California | 1 | $ 35,000 | $ 35,000 | $ 146,000 |
| Tulare, California | 1 | $ 205,000 | $ 205,000 | $ 165,000 |
| Ventura, California | 1 | $ 185,000 | $ 185,000 | $ 268,000 |
| Alamosa, Colorado | 1 | $ 105,000 | $ 105,000 | $ 211,000 |
| Montezuma, Colorado | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Pueblo, Colorado | 1 | $ 35,000 | $ 35,000 | $ 106,000 |
| Routt, Colorado | 1 | $ 165,000 | $ 165,000 | $ 174,000 |
| Summit, Colorado | 1 | $ 65,000 | $ 65,000 | $ 158,000 |
| Weld, Colorado | 1 | $ 255,000 | $ 255,000 | $ 180,000 |
| Greater Bridgeport Planning Region, Connecticut | 1 | $ 65,000 | $ 65,000 | $ 133,000 |
| Northwest Hills Planning Region, Connecticut | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Southeastern Connecticut Planning Region, Connecticut | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| New Castle, Delaware | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Sussex, Delaware | 1 | $ 25,000 | $ 25,000 | $ 775,000 |
| Charlotte, Florida | 1 | $ 345,000 | $ 345,000 | $ 189,000 |
| Jefferson, Florida | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Osceola, Florida | 1 | $ 25,000 | $ 25,000 | $ 148,000 |
| Polk, Florida | 1 | $ 115,000 | $ 115,000 | $ 179,000 |
| Santa Rosa, Florida | 1 | $ 105,000 | $ 105,000 | $ 188,000 |
| St. Johns, Florida | 1 | $ 75,000 | $ 75,000 | $ 165,000 |
| Volusia, Florida | 1 | $ 65,000 | $ 65,000 | $ 139,000 |
| Bibb, Georgia | 1 | $ 45,000 | $ 45,000 | $ 76,000 |
| Camden, Georgia | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Cobb, Georgia | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Dougherty, Georgia | 1 | $ 55,000 | $ 55,000 | $ 127,000 |
| Hall, Georgia | 1 | $ 65,000 | $ 65,000 | $ 76,000 |
| Houston, Georgia | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Long, Georgia | 1 | $ 65,000 | $ 65,000 | $ 136,000 |
| Rockdale, Georgia | 1 | $ 25,000 | $ 25,000 | $ 163,000 |
| White, Georgia | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Hawaii, Hawaii | 1 | $ 355,000 | $ 355,000 | $ 144,000 |
| Kootenai, Idaho | 1 | $ 135,000 | $ 135,000 | $ 127,000 |
| Twin Falls, Idaho | 1 | $ 75,000 | $ 75,000 | $ 143,000 |
| DuPage, Illinois | 1 | $ 55,000 | $ 55,000 | $ 130,000 |
| Jersey, Illinois | 1 | $ 55,000 | $ 55,000 | $ 207,000 |
| Kankakee, Illinois | 1 | $ 45,000 | $ 45,000 | $ 149,000 |
| McLean, Illinois | 1 | $ 65,000 | $ 65,000 | $ 103,000 |
| Washington, Illinois | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Boone, Indiana | 1 | $ 205,000 | $ 205,000 | $ 166,000 |
| DeKalb, Indiana | 1 | $ 135,000 | $ 135,000 | $ 134,000 |
| Fayette, Indiana | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Henry, Indiana | 1 | $ 95,000 | $ 95,000 | $ 105,000 |
| LaPorte, Indiana | 1 | $ 125,000 | $ 125,000 | $ 186,000 |
| Miami, Indiana | 1 | $ 35,000 | $ 35,000 | $ 44,000 |
| Monroe, Indiana | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Posey, Indiana | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| Vigo, Indiana | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
| Whitley, Indiana | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Carroll, Iowa | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Polk, Iowa | 1 | $ 125,000 | $ 125,000 | $ 181,000 |
| Miami, Kansas | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Shawnee, Kansas | 1 | $ 125,000 | $ 125,000 | $ 167,000 |
| Boone, Kentucky | 1 | $ 205,000 | $ 205,000 | $ 333,000 |
| Christian, Kentucky | 1 | $ 175,000 | $ 175,000 | $ 314,000 |
| Fayette, Kentucky | 1 | $ 195,000 | $ 195,000 | $ 161,000 |
| Jefferson, Kentucky | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Kenton, Kentucky | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Nelson, Kentucky | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Pulaski, Kentucky | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Shelby, Kentucky | 1 | $ 155,000 | $ 155,000 | $ 175,000 |
| Warren, Kentucky | 1 | $ 245,000 | $ 245,000 | $ 19,000 |
| East Baton Rouge, Louisiana | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Pointe Coupee, Louisiana | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| Rapides, Louisiana | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| St. Tammany, Louisiana | 1 | $ 75,000 | $ 75,000 | $ 209,000 |
| Carroll, Maryland | 1 | $ 165,000 | $ 165,000 | $ 331,000 |
| Cecil, Maryland | 1 | $ 135,000 | $ 135,000 | $ 107,000 |
| St. Mary's, Maryland | 1 | $ 35,000 | $ 35,000 | $ 248,000 |
| Washington, Maryland | 1 | $ 35,000 | $ 35,000 | $ 133,000 |
| Wicomico, Maryland | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| Barnstable, Massachusetts | 1 | $ 1,755,000 | $ 1,755,000 | $ 300,000 |
| Berkshire, Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 189,000 |
| Essex, Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 24,000 |
| Hampden, Massachusetts | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Middlesex, Massachusetts | 1 | $ 95,000 | $ 95,000 | $ 185,000 |
| Nantucket, Massachusetts | 1 | $ 3,405,000 | $ 3,405,000 | $ 3,396,000 |
| Jackson, Michigan | 1 | $ 115,000 | $ 115,000 | $ 171,000 |
| Macomb, Michigan | 1 | $ 35,000 | $ 35,000 | $ 149,000 |
| Midland, Michigan | 1 | $ 355,000 | $ 355,000 | $ 243,000 |
| Crow Wing, Minnesota | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Olmsted, Minnesota | 1 | $ 45,000 | $ 45,000 | $ 248,000 |
| Harrison, Mississippi | 1 | $ 75,000 | $ 75,000 | $ 259,000 |
| Lee, Mississippi | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Madison, Mississippi | 1 | $ 165,000 | $ 165,000 | $ 339,000 |
| Rankin, Mississippi | 1 | $ 15,000 | $ 15,000 | $ 65,000 |
| Boone, Missouri | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Buchanan, Missouri | 1 | $ 135,000 | $ 135,000 | $ 23,000 |
| Callaway, Missouri | 1 | $ 25,000 | $ 25,000 | $ 116,000 |
| Christian, Missouri | 1 | $ 155,000 | $ 155,000 | $ 353,000 |
| Clay, Missouri | 1 | $ 55,000 | $ 55,000 | $ 1,714,000 |
| Greene, Missouri | 1 | $ 85,000 | $ 85,000 | $ 125,000 |
| Jackson, Missouri | 1 | $ 45,000 | $ 45,000 | $ 306,000 |
| Jasper, Missouri | 1 | $ 55,000 | $ 55,000 | $ 119,000 |
| Newton, Missouri | 1 | $ 55,000 | $ 55,000 | $ 123,000 |
| St. Louis City, Missouri | 1 | $ 45,000 | $ 45,000 | $ 104,000 |
| Flathead, Montana | 1 | $ 95,000 | $ 95,000 | $ 124,000 |
| Gallatin, Montana | 1 | $ 155,000 | $ 155,000 | $ 172,000 |
| Madison, Montana | 1 | $ 155,000 | $ 155,000 | $ 100,000 |
| Missoula, Montana | 1 | $ 175,000 | $ 175,000 | $ 200,000 |
| Rosebud, Montana | 1 | $ 255,000 | $ 255,000 | $ 44,000 |
| Burt, Nebraska | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Cheshire, New Hampshire | 1 | $ 85,000 | $ 85,000 | $ 15,000 |
| Grafton, New Hampshire | 1 | $ 55,000 | $ 55,000 | $ 125,000 |
| Hillsborough, New Hampshire | 1 | $ 215,000 | $ 215,000 | $ 186,000 |
| Merrimack, New Hampshire | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Atlantic, New Jersey | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Burlington, New Jersey | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| Cape May, New Jersey | 1 | $ 125,000 | $ 125,000 | $ 249,000 |
| Gloucester, New Jersey | 1 | $ 95,000 | $ 95,000 | $ 165,000 |
| Ocean, New Jersey | 1 | $ 485,000 | $ 485,000 | $ 513,000 |
| Somerset, New Jersey | 1 | $ 105,000 | $ 105,000 | $ 227,000 |
| Sussex, New Jersey | 1 | $ 65,000 | $ 65,000 | $ 111,000 |
| Warren, New Jersey | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| Santa Fe, New Mexico | 1 | $ 255,000 | $ 255,000 | $ 309,000 |
| Erie, New York | 1 | $ 245,000 | $ 245,000 | $ 322,000 |
| Herkimer, New York | 1 | $ 65,000 | $ 65,000 | $ 133,000 |
| Onondaga, New York | 1 | $ 105,000 | $ 105,000 | $ 155,000 |
| Orange, New York | 1 | $ 5,000 | $ 5,000 | $ 96,000 |
| Putnam, New York | 1 | $ 105,000 | $ 105,000 | $ 329,000 |
| Richmond, New York | 1 | $ 205,000 | $ 205,000 | $ 154,000 |
| Saratoga, New York | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Schuyler, New York | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Wayne, New York | 1 | $ 45,000 | $ 45,000 | $ 209,000 |
| Westchester, New York | 1 | $ 105,000 | $ 105,000 | $ 189,000 |
| Cabarrus, North Carolina | 1 | $ 65,000 | $ 65,000 | $ 244,000 |
| Carteret, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 217,000 |
| Dare, North Carolina | 1 | $ 85,000 | $ 85,000 | $ 108,000 |
| Davidson, North Carolina | 1 | $ 75,000 | $ 75,000 | $ 131,000 |
| Greene, North Carolina | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Iredell, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 195,000 |
| Lee, North Carolina | 1 | $ 95,000 | $ 95,000 | $ 95,000 |
| Martin, North Carolina | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Montgomery, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 130,000 |
| Onslow, North Carolina | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Perquimans, North Carolina | 1 | $ 45,000 | $ 45,000 | $ 149,000 |
| Randolph, North Carolina | 1 | $ 65,000 | $ 65,000 | $ 162,000 |
| Union, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 193,000 |
| Cass, North Dakota | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Ashland, Ohio | 1 | $ 105,000 | $ 105,000 | $ 126,000 |
| Carroll, Ohio | 1 | $ 35,000 | $ 35,000 | $ 191,000 |
| Cuyahoga, Ohio | 1 | $ 35,000 | $ 35,000 | $ 196,000 |
| Delaware, Ohio | 1 | $ 135,000 | $ 135,000 | $ 841,000 |
| Medina, Ohio | 1 | $ 125,000 | $ 125,000 | $ 175,000 |
| Muskingum, Ohio | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Sandusky, Ohio | 1 | $ 55,000 | $ 55,000 | $ 136,000 |
| Warren, Ohio | 1 | $ 205,000 | $ 205,000 | $ 255,000 |
| Williams, Ohio | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Choctaw, Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 132,000 |
| Cleveland, Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 288,000 |
| Marshall, Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
| Muskogee, Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Nowata, Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 97,000 |
| Okmulgee, Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 167,000 |
| Tulsa, Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Woodward, Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Clackamas, Oregon | 1 | $ 65,000 | $ 65,000 | $ 151,000 |
| Jackson, Oregon | 1 | $ 205,000 | $ 205,000 | $ 122,000 |
| Marion, Oregon | 1 | $ 205,000 | $ 205,000 | $ 224,000 |
| Multnomah, Oregon | 1 | $ 75,000 | $ 75,000 | $ 151,000 |
| Polk, Oregon | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Blair, Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Chester, Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 81,000 |
| Crawford, Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Lebanon, Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 97,000 |
| Luzerne, Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Monroe, Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 281,000 |
| Northampton, Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 116,000 |
| Pike, Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 221,000 |
| Tioga, Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Wayne, Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 102,000 |
| Newport, Rhode Island | 1 | $ 125,000 | $ 125,000 | $ 6,000 |
| Providence, Rhode Island | 1 | $ 125,000 | $ 125,000 | $ 100,000 |
| Lancaster, South Carolina | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Richland, South Carolina | 1 | $ 45,000 | $ 45,000 | $ 208,000 |
| Lincoln, South Dakota | 1 | $ 45,000 | $ 45,000 | $ 180,000 |
| Turner, South Dakota | 1 | $ 35,000 | $ 35,000 | $ 97,000 |
| Davidson, Tennessee | 1 | $ 175,000 | $ 175,000 | $ 457,000 |
| Jefferson, Tennessee | 1 | $ 25,000 | $ 25,000 | $ 101,000 |
| Knox, Tennessee | 1 | $ 575,000 | $ 575,000 | $ 114,000 |
| Madison, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 99,000 |
| Sumner, Tennessee | 1 | $ 155,000 | $ 155,000 | $ 184,000 |
| Wayne, Tennessee | 1 | $ 25,000 | $ 25,000 | $ 121,000 |
| Bowie, Texas | 1 | $ 235,000 | $ 235,000 | $ 133,000 |
| Burleson, Texas | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Denton, Texas | 1 | $ 85,000 | $ 85,000 | $ 175,000 |
| McLennan, Texas | 1 | $ 145,000 | $ 145,000 | $ 180,000 |
| Palo Pinto, Texas | 1 | $ 5,000 | $ 5,000 | $ 2,376,000 |
| Rutland, Vermont | 1 | $ 245,000 | $ 245,000 | $ 159,000 |
| Washington, Vermont | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Clarke, Virginia | 1 | $ 95,000 | $ 95,000 | $ 257,000 |
| Essex, Virginia | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Fredericksburg, Virginia | 1 | $ 95,000 | $ 95,000 | $ 160,000 |
| Hanover, Virginia | 1 | $ 205,000 | $ 205,000 | $ 293,000 |
| Henrico, Virginia | 1 | $ 115,000 | $ 115,000 | $ 153,000 |
| Louisa, Virginia | 1 | $ 205,000 | $ 205,000 | $ 438,000 |
| Lynchburg, Virginia | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Manassas, Virginia | 1 | $ 75,000 | $ 75,000 | $ 110,000 |
| Nelson, Virginia | 1 | $ 95,000 | $ 95,000 | $ 274,000 |
| Newport News, Virginia | 1 | $ 125,000 | $ 125,000 | $ 145,000 |
| Orange, Virginia | 1 | $ 125,000 | $ 125,000 | $ 208,000 |
| Portsmouth, Virginia | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Prince George, Virginia | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Richmond City, Virginia | 1 | $ 235,000 | $ 235,000 | $ 475,000 |
| Russell, Virginia | 1 | $ 95,000 | $ 95,000 | $ 114,000 |
| Virginia Beach, Virginia | 1 | $ 185,000 | $ 185,000 | $ 393,000 |
| Warren, Virginia | 1 | $ 75,000 | $ 75,000 | $ 62,000 |
| York, Virginia | 1 | $ 105,000 | $ 105,000 | $ 169,000 |
| Clallam, Washington | 1 | $ 135,000 | $ 135,000 | $ 403,000 |
| Douglas, Washington | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| King, Washington | 1 | $ 145,000 | $ 145,000 | $ 3,050,000 |
| Snohomish, Washington | 1 | $ 115,000 | $ 115,000 | $ 94,000 |
| Stevens, Washington | 1 | $ 105,000 | $ 105,000 | $ 277,000 |
| Jefferson, West Virginia | 1 | $ 205,000 | $ 205,000 | $ 131,000 |
| Monongalia, West Virginia | 1 | $ 165,000 | $ 165,000 | $ 195,000 |
| Raleigh, West Virginia | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Dodge, Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 196,000 |
| Oneida, Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 134,000 |
| Rock, Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Waukesha, Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 210,000 |
Mortgage Loan Application Detail Totals for Signature Federal Credit Union in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 381 | $49,455,000 | $129,000 | $745,000 | $193,000 | $2,376,000 |
| Home Improvement | 260 | $31,210,000 | $120,000 | $275,000 | $235,000 | $7,002,000 |
| Cash-out Refinancing | 88 | $12,220,000 | $138,000 | $1,755,000 | $193,000 | $1,091,000 |
| Home Purchase | 42 | $16,960,000 | $403,000 | $3,405,000 | $225,000 | $3,396,000 |
| Refinancing | 26 | $6,060,000 | $233,000 | $1,315,000 | $171,000 | $494,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 372 | $51,320,000 | $137,000 | $1,005,000 | $224,000 | $7,002,000 |
| Not Provided | 245 | $40,345,000 | $164,000 | $3,405,000 | $215,000 | $3,396,000 |
| Hispanic | 75 | $10,045,000 | $133,000 | $495,000 | $147,000 | $400,000 |
| Black or African American | 60 | $8,680,000 | $144,000 | $1,315,000 | $154,000 | $389,000 |
| Asian | 40 | $5,150,000 | $128,000 | $255,000 | $223,000 | $744,000 |
| American Indian or Alaskan Native | 4 | $350,000 | $87,000 | $165,000 | $90,000 | $138,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $15,000 | $15,000 | $15,000 | $100,000 | $100,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 796 | $115,800,000 | $145,000 | $3,405,000 | $208,000 | $7,002,000 |
| FHA-insured (Federal Housing Administration) | 1 | $105,000 | $105,000 | $105,000 | $265,000 | $265,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 237 | $27,855,000 | $117,000 | $385,000 | $191,000 | $7,002,000 |
| Loan Originated | 232 | $29,580,000 | $127,000 | $765,000 | $195,000 | $902,000 |
| Application Withdrawn By Applicant | 189 | $36,625,000 | $193,000 | $3,405,000 | $226,000 | $3,396,000 |
| File Closed For Incompleteness | 139 | $21,845,000 | $157,000 | $1,685,000 | $233,000 | $3,050,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 560 | $88,050,000 | $157,000 | $3,405,000 | $215,000 | $3,396,000 |
| Debt-To-Income Ratio | 138 | $15,870,000 | $115,000 | $285,000 | $150,000 | $481,000 |
| Credit History | 65 | $7,195,000 | $110,000 | $355,000 | $177,000 | $775,000 |
| Other | 16 | $2,050,000 | $128,000 | $255,000 | $160,000 | $300,000 |
| Collateral | 16 | $2,320,000 | $145,000 | $355,000 | $647,000 | $7,002,000 |
| Unverifiable Information | 1 | $35,000 | $35,000 | $35,000 | $110,000 | $110,000 |
| Employment History | 1 | $385,000 | $385,000 | $385,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Signature Federal Credit Union's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Signature Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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