National Bank of Kansas City Mortgage Lending & HMDA Data, 2013

In 2013, National Bank of Kansas City of Overland Park, KS reported 7,101 mortgage applications totaling $1.9 billion, down 28% from 2012. The average application was for $267,956, and applicants reported an average income of $94,797. 78% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Kansas City, MO-KS (589), Washington-Arlington-Alexandria, DC-VA-MD-WV (362) and Phoenix-Mesa-Glendale, AZ (161) (applications in parentheses).

Mortgage Company & Address National Bank of Kansas City
10700 Nall Avenue
Overland Park, KS 66211
Tel #: available with data download
Federal Regulator * available with data download
Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 7,101
Total Mortgage Loan Application Amount $1,902,762,000
Average Mortgage Loan Application Amount $267,956
Highest Mortgage Loan Application Amount $2,802,000
Average Applicant Income $94,797
Highest Applicant Income $1,544,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records National Bank of Kansas City filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for National Bank of Kansas City by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Johnson, Kansas 267 $ 58,483,000 $ 219,037 $ 117,000
Maricopa, Arizona 149 $ 38,584,000 $ 258,953 $ 93,000
San Diego, California 129 $ 49,906,000 $ 386,868 $ 94,000
Los Angeles, California 127 $ 48,764,000 $ 383,968 $ 130,000
Jackson, Missouri 124 $ 28,446,000 $ 229,403 $ 84,000
Clark, Nevada 118 $ 27,881,000 $ 236,279 $ 89,000
Fairfax, Virginia 101 $ 45,174,000 $ 447,267 $ 122,000
Bexar, Texas 79 $ 18,382,000 $ 232,683 $ 80,000
Orange, California 74 $ 32,554,000 $ 439,918 $ 122,000
Harris, Texas 64 $ 16,631,000 $ 259,859 $ 126,000
Platte, Missouri 62 $ 11,752,000 $ 189,548 $ 102,000
Clay, Missouri 60 $ 8,908,000 $ 148,466 $ 64,000
King, Washington 54 $ 18,177,000 $ 336,611 $ 114,000
El Paso, Colorado 51 $ 12,503,000 $ 245,156 $ 44,000
Honolulu, Hawaii 50 $ 23,852,000 $ 477,040 $ 102,000
Cook, Illinois 48 $ 13,311,000 $ 277,312 $ 130,000
Prince William, Virginia 48 $ 18,503,000 $ 385,479 $ 103,000
Loudoun, Virginia 47 $ 21,031,000 $ 447,468 $ 120,000
Hillsborough, Florida 43 $ 12,380,000 $ 287,906 $ 85,000
Riverside, California 42 $ 12,135,000 $ 288,928 $ 96,000
District of Columbia, District Of Columbia 41 $ 17,783,000 $ 433,731 $ 117,000
Tarrant, Texas 40 $ 9,467,000 $ 236,675 $ 81,000
Pima, Arizona 39 $ 11,564,000 $ 296,512 $ 84,000
Santa Clara, California 38 $ 19,185,000 $ 504,868 $ 165,000
Middlesex, Massachusetts 38 $ 12,558,000 $ 330,473 $ 114,000
Ventura, California 35 $ 13,156,000 $ 375,885 $ 79,000
Wake, North Carolina 35 $ 9,850,000 $ 281,428 $ 136,000
Stafford, Virginia 35 $ 11,649,000 $ 332,828 $ 56,000
Okaloosa, Florida 33 $ 9,543,000 $ 289,181 $ 75,000
Anne Arundel, Maryland 33 $ 12,177,000 $ 369,000 $ 90,000
Montgomery, Maryland 33 $ 13,442,000 $ 407,333 $ 89,000
Pierce, Washington 32 $ 9,979,000 $ 311,843 $ 65,000
Collin, Texas 31 $ 7,307,000 $ 235,709 $ 100,000
Anchorage, Alaska 30 $ 10,215,000 $ 340,500 $ 71,000
Palm Beach, Florida 30 $ 9,329,000 $ 310,966 $ 118,000
Tulsa, Oklahoma 30 $ 6,150,000 $ 205,000 $ 90,000
Broward, Florida 29 $ 7,842,000 $ 270,413 $ 105,000
Oklahoma, Oklahoma 29 $ 7,436,000 $ 256,413 $ 97,000
Dallas, Texas 29 $ 6,319,000 $ 217,896 $ 100,000
Denton, Texas 29 $ 7,986,000 $ 275,379 $ 128,000
San Bernardino, California 28 $ 6,800,000 $ 242,857 $ 84,000
Denver, Colorado 28 $ 7,953,000 $ 284,035 $ 109,000
Jefferson, Colorado 28 $ 8,469,000 $ 302,464 $ 92,000
Sacramento, California 27 $ 7,180,000 $ 265,925 $ 81,000
Douglas, Colorado 27 $ 8,718,000 $ 322,888 $ 120,000
Duval, Florida 27 $ 5,279,000 $ 195,518 $ 71,000
Camden, Georgia 27 $ 4,088,000 $ 151,407 $ 55,000
Harnett, North Carolina 27 $ 5,157,000 $ 191,000 $ 24,000
Cobb, Georgia 26 $ 7,180,000 $ 276,153 $ 98,000
Washoe, Nevada 26 $ 8,465,000 $ 325,576 $ 149,000
Travis, Texas 26 $ 6,860,000 $ 263,846 $ 83,000
Bernalillo, New Mexico 25 $ 6,698,000 $ 267,920 $ 100,000
Contra Costa, California 24 $ 12,161,000 $ 506,708 $ 141,000
Solano, California 24 $ 7,195,000 $ 299,791 $ 61,000
Cumberland, North Carolina 24 $ 4,396,000 $ 183,166 $ 38,000
Prince George's, Maryland 23 $ 6,814,000 $ 296,260 $ 76,000
Bergen, New Jersey 23 $ 8,545,000 $ 371,521 $ 174,000
Charleston, South Carolina 23 $ 5,990,000 $ 260,434 $ 56,000
Bossier, Louisiana 21 $ 5,821,000 $ 277,190 $ 36,000
Suffolk, New York 21 $ 6,889,000 $ 328,047 $ 128,000
Mecklenburg, North Carolina 21 $ 4,719,000 $ 224,714 $ 92,000
Cleveland, Oklahoma 21 $ 3,665,000 $ 174,523 $ 77,000
El Paso, Texas 21 $ 3,924,000 $ 186,857 $ 62,000
Davis, Utah 21 $ 6,300,000 $ 300,000 $ 82,000
Salt Lake, Utah 21 $ 5,319,000 $ 253,285 $ 82,000
Spotsylvania, Virginia 21 $ 5,939,000 $ 282,809 $ 77,000
New Castle, Delaware 20 $ 4,757,000 $ 237,850 $ 93,000
Fulton, Georgia 20 $ 5,787,000 $ 289,350 $ 147,000
Leavenworth, Kansas 20 $ 3,515,000 $ 175,750 $ 62,000
Franklin, Ohio 20 $ 4,515,000 $ 225,750 $ 140,000
Washington, Oregon 20 $ 5,484,000 $ 274,200 $ 83,000
Chester, Pennsylvania 20 $ 7,011,000 $ 350,550 $ 144,000
York, South Carolina 20 $ 4,663,000 $ 233,150 $ 85,000
Virginia Beach, Virginia 20 $ 6,664,000 $ 333,200 $ 52,000
Snohomish, Washington 20 $ 5,973,000 $ 298,650 $ 80,000
Alameda, California 19 $ 8,168,000 $ 429,894 $ 155,000
Orange, Florida 19 $ 4,472,000 $ 235,368 $ 81,000
Santa Rosa, Florida 19 $ 5,048,000 $ 265,684 $ 79,000
Cass, Missouri 19 $ 4,106,000 $ 216,105 $ 111,000
Douglas, Nebraska 19 $ 3,789,000 $ 199,421 $ 74,000
Moore, North Carolina 19 $ 4,678,000 $ 246,210 $ 71,000
Williamson, Texas 19 $ 4,589,000 $ 241,526 $ 78,000
Gwinnett, Georgia 18 $ 3,825,000 $ 212,500 $ 87,000
Ada, Idaho 18 $ 4,926,000 $ 273,666 $ 110,000
Polk, Iowa 18 $ 3,590,000 $ 199,444 $ 79,000
Norfolk, Massachusetts 18 $ 5,896,000 $ 327,555 $ 126,000
Hennepin, Minnesota 18 $ 4,464,000 $ 248,000 $ 134,000
Montgomery, Tennessee 18 $ 3,559,000 $ 197,722 $ 49,000
Fort Bend, Texas 18 $ 4,323,000 $ 240,166 $ 143,000
Benton, Arkansas 17 $ 4,063,000 $ 239,000 $ 98,000
Miami-Dade, Florida 17 $ 5,141,000 $ 302,411 $ 106,000
DuPage, Illinois 17 $ 5,259,000 $ 309,352 $ 177,000
Sarpy, Nebraska 17 $ 3,819,000 $ 224,647 $ 65,000
Middlesex, New Jersey 17 $ 6,138,000 $ 361,058 $ 151,000
Morris, New Jersey 17 $ 6,525,000 $ 383,823 $ 182,000
Shelby, Tennessee 17 $ 4,806,000 $ 282,705 $ 132,000
Guadalupe, Texas 17 $ 3,236,000 $ 190,352 $ 31,000
Utah, Utah 17 $ 5,027,000 $ 295,705 $ 95,000
Norfolk, Virginia 17 $ 5,784,000 $ 340,235 $ 58,000
Thurston, Washington 17 $ 4,470,000 $ 262,941 $ 37,000
Arapahoe, Colorado 16 $ 4,874,000 $ 304,625 $ 90,000
New Haven, Connecticut 16 $ 4,766,000 $ 297,875 $ 142,000
Pinellas, Florida 16 $ 3,978,000 $ 248,625 $ 124,000
Sarasota, Florida 16 $ 2,865,000 $ 179,062 $ 158,000
Columbia, Georgia 16 $ 3,871,000 $ 241,937 $ 19,000
Sedgwick, Kansas 16 $ 2,901,000 $ 181,312 $ 115,000
Johnson, Missouri 16 $ 3,435,000 $ 214,687 $ 49,000
Rockingham, New Hampshire 16 $ 4,882,000 $ 305,125 $ 126,000
Burlington, New Jersey 16 $ 4,155,000 $ 259,687 $ 108,000
Nassau, New York 16 $ 6,043,000 $ 377,687 $ 114,000
San Francisco, California 15 $ 6,463,000 $ 430,866 $ 252,000
Howard, Maryland 15 $ 5,769,000 $ 384,600 $ 92,000
St. Mary's, Maryland 15 $ 5,224,000 $ 348,266 $ 49,000
Worcester, Massachusetts 15 $ 4,012,000 $ 267,466 $ 78,000
Multnomah, Oregon 15 $ 4,258,000 $ 283,866 $ 131,000
Bell, Texas 15 $ 2,946,000 $ 196,400 $ 50,000
Lake, Illinois 14 $ 4,347,000 $ 310,500 $ 143,000
Wyandotte, Kansas 14 $ 2,776,000 $ 198,285 $ 47,000
Oakland, Michigan 14 $ 2,618,000 $ 187,000 $ 106,000
Hillsborough, New Hampshire 14 $ 3,426,000 $ 244,714 $ 85,000
Ocean, New Jersey 14 $ 3,252,000 $ 232,285 $ 67,000
Union, New Jersey 14 $ 4,819,000 $ 344,214 $ 128,000
Queens, New York 14 $ 5,824,000 $ 416,000 $ 115,000
Dorchester, South Carolina 14 $ 3,387,000 $ 241,928 $ 49,000
San Mateo, California 13 $ 5,960,000 $ 458,461 $ 141,000
Hartford, Connecticut 13 $ 3,145,000 $ 241,923 $ 78,000
Bay, Florida 13 $ 3,352,000 $ 257,846 $ 90,000
Chatham, Georgia 13 $ 2,663,000 $ 204,846 $ 38,000
Orleans, Louisiana 13 $ 3,989,000 $ 306,846 $ 102,000
Plymouth, Massachusetts 13 $ 4,441,000 $ 341,615 $ 144,000
Monmouth, New Jersey 13 $ 4,450,000 $ 342,307 $ 168,000
Bucks, Pennsylvania 13 $ 3,957,000 $ 304,384 $ 84,000
Williamson, Tennessee 13 $ 3,911,000 $ 300,846 $ 99,000
Chittenden, Vermont 13 $ 3,835,000 $ 295,000 $ 57,000
Arlington, Virginia 13 $ 7,559,000 $ 581,461 $ 104,000
Pinal, Arizona 12 $ 1,810,000 $ 150,833 $ 50,000
Brevard, Florida 12 $ 2,371,000 $ 197,583 $ 46,000
Houston, Georgia 12 $ 1,777,000 $ 148,083 $ 55,000
Washtenaw, Michigan 12 $ 2,697,000 $ 224,750 $ 117,000
Washington, Minnesota 12 $ 3,627,000 $ 302,250 $ 105,000
St. Charles, Missouri 12 $ 2,471,000 $ 205,916 $ 113,000
Lancaster, Nebraska 12 $ 2,131,000 $ 177,583 $ 104,000
Essex, New Jersey 12 $ 3,773,000 $ 314,416 $ 190,000
Hudson, New Jersey 12 $ 4,016,000 $ 334,666 $ 160,000
Onslow, North Carolina 12 $ 2,363,000 $ 196,916 $ 81,000
Montgomery, Pennsylvania 12 $ 2,856,000 $ 238,000 $ 137,000
Philadelphia, Pennsylvania 12 $ 3,132,000 $ 261,000 $ 70,000
Greenville, South Carolina 12 $ 2,736,000 $ 228,000 $ 29,000
Sumter, South Carolina 12 $ 2,960,000 $ 246,666 $ 57,000
Davidson, Tennessee 12 $ 2,518,000 $ 209,833 $ 68,000
Montgomery, Texas 12 $ 2,635,000 $ 219,583 $ 90,000
Taylor, Texas 12 $ 2,255,000 $ 187,916 $ 50,000
Adams, Colorado 11 $ 2,689,000 $ 244,454 $ 97,000
Collier, Florida 11 $ 2,864,000 $ 260,363 $ 160,000
Escambia, Florida 11 $ 2,542,000 $ 231,090 $ 103,000
Cherokee, Georgia 11 $ 2,641,000 $ 240,090 $ 66,000
Muscogee, Georgia 11 $ 2,201,000 $ 200,090 $ 59,000
Baltimore, Maryland 11 $ 3,006,000 $ 273,272 $ 100,000
Frederick, Maryland 11 $ 3,168,000 $ 288,000 $ 95,000
Westchester, New York 11 $ 3,990,000 $ 362,727 $ 189,000
Garfield, Oklahoma 11 $ 1,960,000 $ 178,181 $ 62,000
Allegheny, Pennsylvania 11 $ 2,229,000 $ 202,636 $ 109,000
Weber, Utah 11 $ 2,479,000 $ 225,363 $ 110,000
York, Virginia 11 $ 3,987,000 $ 362,454 $ 59,000
Clark, Washington 11 $ 2,462,000 $ 223,818 $ 61,000
Spokane, Washington 11 $ 2,713,000 $ 246,636 $ 88,000
Madison, Alabama 10 $ 2,729,000 $ 272,900 $ 42,000
Fresno, California 10 $ 2,534,000 $ 253,400 $ 71,000
Kent, Delaware 10 $ 2,236,000 $ 223,600 $ 95,000
Pasco, Florida 10 $ 1,686,000 $ 168,600 $ 45,000
DeKalb, Georgia 10 $ 3,358,000 $ 335,800 $ 112,000
Forsyth, Georgia 10 $ 2,793,000 $ 279,300 $ 110,000
Hamilton, Indiana 10 $ 2,169,000 $ 216,900 $ 128,000
Dakota, Minnesota 10 $ 2,238,000 $ 223,800 $ 69,000
Ramsey, Minnesota 10 $ 1,945,000 $ 194,500 $ 84,000
Jefferson, Missouri 10 $ 1,960,000 $ 196,000 $ 90,000
Curry, New Mexico 10 $ 2,351,000 $ 235,100 $ 64,000
Otero, New Mexico 10 $ 2,044,000 $ 204,400 $ 34,000
Kings, New York 10 $ 3,912,000 $ 391,200 $ 97,000
Berkeley, South Carolina 10 $ 2,552,000 $ 255,200 $ 33,000
Knox, Tennessee 10 $ 2,241,000 $ 224,100 $ 74,000
Brazoria, Texas 10 $ 2,220,000 $ 222,000 $ 65,000
Alexandria, Virginia 10 $ 5,356,000 $ 535,600 $ 107,000
Chesterfield, Virginia 10 $ 2,580,000 $ 258,000 $ 53,000
Baldwin, Alabama 9 $ 1,817,000 $ 201,888 $ 122,000
Cochise, Arizona 9 $ 1,899,000 $ 211,000 $ 42,000
Coconino, Arizona 9 $ 2,618,000 $ 290,888 $ 121,000
Marin, California 9 $ 4,340,000 $ 482,222 $ 175,000
Placer, California 9 $ 3,382,000 $ 375,777 $ 122,000
Larimer, Colorado 9 $ 2,527,000 $ 280,777 $ 76,000
Weld, Colorado 9 $ 1,814,000 $ 201,555 $ 82,000
Lee, Florida 9 $ 2,710,000 $ 301,111 $ 94,000
Manatee, Florida 9 $ 3,590,000 $ 398,888 $ 191,000
St. Johns, Florida 9 $ 2,436,000 $ 270,666 $ 108,000
Hawaii, Hawaii 9 $ 2,799,000 $ 311,000 $ 156,000
Charles, Maryland 9 $ 3,594,000 $ 399,333 $ 73,000
Wayne, Michigan 9 $ 2,222,000 $ 246,888 $ 118,000
DeSoto, Mississippi 9 $ 1,992,000 $ 221,333 $ 89,000
St. Louis, Missouri 9 $ 1,595,000 $ 177,222 $ 82,000
Somerset, New Jersey 9 $ 2,851,000 $ 316,777 $ 149,000
Erie, New York 9 $ 1,594,000 $ 177,111 $ 71,000
Orange, New York 9 $ 2,468,000 $ 274,222 $ 76,000
Cabarrus, North Carolina 9 $ 3,077,000 $ 341,888 $ 141,000
Grand Forks, North Dakota 9 $ 1,964,000 $ 218,222 $ 61,000
Hamilton, Ohio 9 $ 2,105,000 $ 233,888 $ 99,000
Clackamas, Oregon 9 $ 3,397,000 $ 377,444 $ 140,000
Delaware, Pennsylvania 9 $ 2,033,000 $ 225,888 $ 137,000
Horry, South Carolina 9 $ 1,141,000 $ 126,777 $ 73,000
Comal, Texas 9 $ 2,742,000 $ 304,666 $ 104,000
Kanawha, West Virginia 9 $ 1,846,000 $ 205,111 $ 115,000
Laramie, Wyoming 9 $ 2,366,000 $ 262,888 $ 101,000
Mobile, Alabama 8 $ 1,416,000 $ 177,000 $ 99,000
Matanuska-Susitna, Alaska 8 $ 1,876,000 $ 234,500 $ 86,000
Santa Cruz, California 8 $ 3,744,000 $ 468,000 $ 128,000
Monroe, Florida 8 $ 2,433,000 $ 304,125 $ 132,000
Osceola, Florida 8 $ 1,880,000 $ 235,000 $ 75,000
Douglas, Kansas 8 $ 1,376,000 $ 172,000 $ 84,000
Shawnee, Kansas 8 $ 1,346,000 $ 168,250 $ 100,000
Jefferson, Kentucky 8 $ 1,647,000 $ 205,875 $ 63,000
Cumberland, Maine 8 $ 1,605,000 $ 200,625 $ 115,000
Baltimore City, Maryland 8 $ 1,500,000 $ 187,500 $ 105,000
Carroll, Maryland 8 $ 2,721,000 $ 340,125 $ 57,000
Essex, Massachusetts 8 $ 3,289,000 $ 411,125 $ 106,000
Suffolk, Massachusetts 8 $ 2,406,000 $ 300,750 $ 151,000
Grafton, New Hampshire 8 $ 1,577,000 $ 197,125 $ 90,000
Forsyth, North Carolina 8 $ 1,928,000 $ 241,000 $ 114,000
Cuyahoga, Ohio 8 $ 1,616,000 $ 202,000 $ 79,000
Summit, Ohio 8 $ 1,416,000 $ 177,000 $ 65,000
Warren, Ohio 8 $ 2,261,000 $ 282,625 $ 104,000
Klamath, Oregon 8 $ 2,454,000 $ 306,750 $ 51,000
Lancaster, Pennsylvania 8 $ 1,382,000 $ 172,750 $ 49,000
Northampton, Pennsylvania 8 $ 1,969,000 $ 246,125 $ 106,000
Newport, Rhode Island 8 $ 2,527,000 $ 315,875 $ 100,000
Pennington, South Dakota 8 $ 1,740,000 $ 217,500 $ 78,000
Island, Washington 8 $ 2,518,000 $ 314,750 $ 86,000
Dane, Wisconsin 8 $ 2,072,000 $ 259,000 $ 65,000
Jefferson, Alabama 7 $ 1,458,000 $ 208,285 $ 84,000
Yavapai, Arizona 7 $ 1,285,000 $ 183,571 $ 72,000
Washington, Arkansas 7 $ 1,121,000 $ 160,142 $ 40,000
Kern, California 7 $ 1,444,000 $ 206,285 $ 145,000
San Joaquin, California 7 $ 1,825,000 $ 260,714 $ 87,000
San Luis Obispo, California 7 $ 2,868,000 $ 409,714 $ 53,000
New London, Connecticut 7 $ 1,522,000 $ 217,428 $ 144,000
Lake, Florida 7 $ 2,285,000 $ 326,428 $ 69,000
Leon, Florida 7 $ 1,765,000 $ 252,142 $ 108,000
McHenry, Illinois 7 $ 1,682,000 $ 240,285 $ 101,000
St. Clair, Illinois 7 $ 1,789,000 $ 255,571 $ 38,000
Harford, Maryland 7 $ 2,782,000 $ 397,428 $ 60,000
Ottawa, Michigan 7 $ 1,349,000 $ 192,714 $ 93,000
Carver, Minnesota 7 $ 2,857,000 $ 408,142 $ 116,000
Camden, New Jersey 7 $ 1,918,000 $ 274,000 $ 119,000
Passaic, New Jersey 7 $ 2,237,000 $ 319,571 $ 162,000
Santa Fe, New Mexico 7 $ 2,341,000 $ 334,428 $ 128,000
Jefferson, New York 7 $ 1,398,000 $ 199,714 $ 18,000
Onondaga, New York 7 $ 1,172,000 $ 167,428 $ 70,000
Gaston, North Carolina 7 $ 2,225,000 $ 317,857 $ 128,000
Canadian, Oklahoma 7 $ 1,173,000 $ 167,571 $ 30,000
Marion, Oregon 7 $ 1,633,000 $ 233,285 $ 128,000
Lehigh, Pennsylvania 7 $ 2,220,000 $ 317,142 $ 95,000
York, Pennsylvania 7 $ 1,849,000 $ 264,142 $ 104,000
Beaufort, South Carolina 7 $ 2,176,000 $ 310,857 $ 103,000
Galveston, Texas 7 $ 1,524,000 $ 217,714 $ 66,000
Kitsap, Washington 7 $ 2,155,000 $ 307,857 $ 39,000
Montgomery, Alabama 6 $ 1,738,000 $ 289,666 $ 110,000
Mohave, Arizona 6 $ 905,000 $ 150,833 $ 121,000
Saline, Arkansas 6 $ 1,274,000 $ 212,333 $ 66,000
El Dorado, California 6 $ 1,984,000 $ 330,666 $ 104,000
Sonoma, California 6 $ 1,849,000 $ 308,166 $ 84,000
Stanislaus, California 6 $ 2,098,000 $ 349,666 $ 115,000
Boulder, Colorado 6 $ 1,850,000 $ 308,333 $ 130,000
Fairfield, Connecticut 6 $ 2,579,000 $ 429,833 $ 172,000
Tolland, Connecticut 6 $ 1,993,000 $ 332,166 $ 82,000
Henry, Georgia 6 $ 1,415,000 $ 235,833 $ 93,000
Kootenai, Idaho 6 $ 1,723,000 $ 287,166 $ 142,000
Will, Illinois 6 $ 1,376,000 $ 229,333 $ 96,000
Caddo, Louisiana 6 $ 1,313,000 $ 218,833 $ 27,000
Terrebonne, Louisiana 6 $ 930,000 $ 155,000 $ 57,000
York, Maine 6 $ 1,592,000 $ 265,333 $ 90,000
Bristol, Massachusetts 6 $ 1,736,000 $ 289,333 $ 131,000
Hampden, Massachusetts 6 $ 1,221,000 $ 203,500 $ 88,000
Macomb, Michigan 6 $ 1,457,000 $ 242,833 $ 86,000
Boone, Missouri 6 $ 1,157,000 $ 192,833 $ 53,000
Camden, Missouri 6 $ 1,396,000 $ 232,666 $ 260,000
Ray, Missouri 6 $ 1,062,000 $ 177,000 $ 113,000
Mercer, New Jersey 6 $ 1,475,000 $ 245,833 $ 116,000
Monroe, New York 6 $ 1,298,000 $ 216,333 $ 97,000
Guilford, North Carolina 6 $ 1,930,000 $ 321,666 $ 101,000
Pasquotank, North Carolina 6 $ 1,184,000 $ 197,333 $ 67,000
Union, North Carolina 6 $ 1,597,000 $ 266,166 $ 86,000
Greene, Ohio 6 $ 1,716,000 $ 286,000 $ 97,000
Lane, Oregon 6 $ 1,980,000 $ 330,000 $ 112,000
Richland, South Carolina 6 $ 1,480,000 $ 246,666 $ 96,000
Hamilton, Tennessee 6 $ 1,686,000 $ 281,000 $ 114,000
Rutherford, Tennessee 6 $ 1,375,000 $ 229,166 $ 109,000
Nueces, Texas 6 $ 1,521,000 $ 253,500 $ 78,000
Rockwall, Texas 6 $ 1,806,000 $ 301,000 $ 122,000
Chesapeake, Virginia 6 $ 1,442,000 $ 240,333 $ 31,000
Waukesha, Wisconsin 6 $ 1,385,000 $ 230,833 $ 87,000
Autauga, Alabama 5 $ 1,092,000 $ 218,400 $ 88,000
Coffee, Alabama 5 $ 670,000 $ 134,000 $ 13,000
Fairbanks North Star, Alaska 5 $ 1,322,000 $ 264,400 $ 69,000
Faulkner, Arkansas 5 $ 742,000 $ 148,400 $ 112,000
Lonoke, Arkansas 5 $ 793,000 $ 158,600 $ 61,000
Kings, California 5 $ 1,367,000 $ 273,400 $ 63,000
Monterey, California 5 $ 1,555,000 $ 311,000 $ 181,000
Middlesex, Connecticut 5 $ 1,566,000 $ 313,200 $ 101,000
Citrus, Florida 5 $ 882,000 $ 176,400 $ 103,000
Marion, Florida 5 $ 998,000 $ 199,600 $ 53,000
Kauai, Hawaii 5 $ 1,845,000 $ 369,000 $ 129,000
Kane, Illinois 5 $ 1,195,000 $ 239,000 $ 39,000
Madison, Illinois 5 $ 1,461,000 $ 292,200 $ 112,000
Lake, Indiana 5 $ 669,000 $ 133,800 $ 74,000
Franklin, Kansas 5 $ 980,000 $ 196,000 $ 74,000
Geary, Kansas 5 $ 869,000 $ 173,800 $ 43,000
Miami, Kansas 5 $ 876,000 $ 175,200 $ 61,000
St. Tammany, Louisiana 5 $ 1,080,000 $ 216,000 $ 147,000
Calvert, Maryland 5 $ 1,951,000 $ 390,200 $ 132,000
Grand Traverse, Michigan 5 $ 1,456,000 $ 291,200 $ 70,000
Livingston, Michigan 5 $ 1,162,000 $ 232,400 $ 82,000
Franklin, Missouri 5 $ 860,000 $ 172,000 $ 63,000
Greene, Missouri 5 $ 820,000 $ 164,000 $ 75,000
Missoula, Montana 5 $ 1,163,000 $ 232,600 $ 46,000
Douglas, Nevada 5 $ 1,354,000 $ 270,800 $ 97,000
Sandoval, New Mexico 5 $ 1,903,000 $ 380,600 $ 80,000
Richmond, New York 5 $ 1,313,000 $ 262,600 $ 102,000
Durham, North Carolina 5 $ 987,000 $ 197,400 $ 95,000
Butler, Ohio 5 $ 1,305,000 $ 261,000 $ 49,000
Lorain, Ohio 5 $ 1,467,000 $ 293,400 $ 98,000
Stark, Ohio 5 $ 797,000 $ 159,400 $ 77,000
Jackson, Oklahoma 5 $ 1,279,000 $ 255,800 $ 79,000
McClain, Oklahoma 5 $ 561,000 $ 112,200 $ 24,000
Polk, Oregon 5 $ 1,018,000 $ 203,600 $ 87,000
Butler, Pennsylvania 5 $ 1,255,000 $ 251,000 $ 111,000
Sumner, Tennessee 5 $ 1,091,000 $ 218,200 $ 70,000
Coryell, Texas 5 $ 1,133,000 $ 226,600 $ 40,000
Ellis, Texas 5 $ 735,000 $ 147,000 $ 27,000
Summit, Utah 5 $ 1,932,000 $ 386,400 $ 259,000
Albemarle, Virginia 5 $ 1,883,000 $ 376,600 $ 33,000
Suffolk, Virginia 5 $ 1,615,000 $ 323,000 $ 42,000
Ketchikan Gateway, Alaska 4 $ 825,000 $ 206,250 $ 104,000
White, Arkansas 4 $ 788,000 $ 197,000 $ 45,000
Santa Barbara, California 4 $ 1,320,000 $ 330,000 $ 61,000
Tulare, California 4 $ 648,000 $ 162,000 $ 73,000
Yolo, California 4 $ 1,459,000 $ 364,750 $ 205,000
Garfield, Colorado 4 $ 798,000 $ 199,500 $ 57,000
Sussex, Delaware 4 $ 837,000 $ 209,250 $ 115,000
Charlotte, Florida 4 $ 591,000 $ 147,750 $ 192,000
Clay, Florida 4 $ 849,000 $ 212,250 $ 84,000
Volusia, Florida 4 $ 803,000 $ 200,750 $ 125,000
Walton, Florida 4 $ 1,485,000 $ 371,250 $ 59,000
Bryan, Georgia 4 $ 1,160,000 $ 290,000 $ 54,000
Coweta, Georgia 4 $ 671,000 $ 167,750 $ 76,000
Fayette, Georgia 4 $ 1,508,000 $ 377,000 $ 144,000
Lowndes, Georgia 4 $ 504,000 $ 126,000 $ 36,000
Maui, Hawaii 4 $ 1,533,000 $ 383,250 $ 165,000
Pottawatomie, Kansas 4 $ 797,000 $ 199,250 $ 194,000
Riley, Kansas 4 $ 897,000 $ 224,250 $ 39,000
Kenton, Kentucky 4 $ 463,000 $ 115,750 $ 64,000
Oldham, Kentucky 4 $ 1,364,000 $ 341,000 $ 175,000
Scott, Kentucky 4 $ 1,170,000 $ 292,500 $ 37,000
Calcasieu, Louisiana 4 $ 731,000 $ 182,750 $ 46,000
East Baton Rouge, Louisiana 4 $ 818,000 $ 204,500 $ 35,000
Jefferson, Louisiana 4 $ 1,006,000 $ 251,500 $ 157,000
Lafayette, Louisiana 4 $ 1,054,000 $ 263,500 $ 120,000
Vernon, Louisiana 4 $ 569,000 $ 142,250 $ 0
Queen Anne's, Maryland 4 $ 1,150,000 $ 287,500 $ 141,000
Barnstable, Massachusetts 4 $ 1,348,000 $ 337,000 $ 60,000
Kent, Michigan 4 $ 963,000 $ 240,750 $ 107,000
Polk, Minnesota 4 $ 838,000 $ 209,500 $ 76,000
Scott, Minnesota 4 $ 727,000 $ 181,750 $ 68,000
Hinds, Mississippi 4 $ 776,000 $ 194,000 $ 80,000
Jackson, Mississippi 4 $ 1,133,000 $ 283,250 $ 56,000
Lowndes, Mississippi 4 $ 1,075,000 $ 268,750 $ 80,000
Madison, Mississippi 4 $ 1,099,000 $ 274,750 $ 73,000
Cape Girardeau, Missouri 4 $ 1,103,000 $ 275,750 $ 98,000
Bronx, New York 4 $ 1,217,000 $ 304,250 $ 173,000
Saratoga, New York 4 $ 887,000 $ 221,750 $ 92,000
Brunswick, North Carolina 4 $ 1,509,000 $ 377,250 $ 139,000
Craven, North Carolina 4 $ 725,000 $ 181,250 $ 19,000
Henderson, North Carolina 4 $ 890,000 $ 222,500 $ 135,000
Johnston, North Carolina 4 $ 715,000 $ 178,750 $ 55,000
New Hanover, North Carolina 4 $ 1,219,000 $ 304,750 $ 167,000
Wayne, North Carolina 4 $ 881,000 $ 220,250 $ 53,000
Cass, North Dakota 4 $ 899,000 $ 224,750 $ 123,000
Delaware, Ohio 4 $ 897,000 $ 224,250 $ 66,000
Medina, Ohio 4 $ 888,000 $ 222,000 $ 80,000
Shelby, Ohio 4 $ 481,000 $ 120,250 $ 75,000
Comanche, Oklahoma 4 $ 845,000 $ 211,250 $ 31,000
Rogers, Oklahoma 4 $ 531,000 $ 132,750 $ 58,000
Deschutes, Oregon 4 $ 1,157,000 $ 289,250 $ 32,000
Lebanon, Pennsylvania 4 $ 1,037,000 $ 259,250 $ 49,000
Luzerne, Pennsylvania 4 $ 770,000 $ 192,500 $ 181,000
Lancaster, South Carolina 4 $ 882,000 $ 220,500 $ 96,000
Lexington, South Carolina 4 $ 904,000 $ 226,000 $ 50,000
Cheatham, Tennessee 4 $ 536,000 $ 134,000 $ 75,000
Sevier, Tennessee 4 $ 578,000 $ 144,500 $ 78,000
Wilson, Tennessee 4 $ 1,110,000 $ 277,500 $ 104,000
Navarro, Texas 4 $ 646,000 $ 161,500 $ 62,000
Parker, Texas 4 $ 885,000 $ 221,250 $ 189,000
Wilson, Texas 4 $ 292,000 $ 73,000 $ 0
Wasatch, Utah 4 $ 835,000 $ 208,750 $ 75,000
Washington, Utah 4 $ 978,000 $ 244,500 $ 53,000
James City, Virginia 4 $ 1,222,000 $ 305,500 $ 81,000
Newport News, Virginia 4 $ 828,000 $ 207,000 $ 25,000
Whatcom, Washington 4 $ 1,014,000 $ 253,500 $ 103,000
Wood, West Virginia 4 $ 567,000 $ 141,750 $ 90,000
Milwaukee, Wisconsin 4 $ 873,000 $ 218,250 $ 86,000
Campbell, Wyoming 4 $ 890,000 $ 222,500 $ 104,000
Natrona, Wyoming 4 $ 1,268,000 $ 317,000 $ 168,000
Lee, Alabama 3 $ 845,000 $ 281,666 $ 185,000
Shelby, Alabama 3 $ 830,000 $ 276,666 $ 0
Kenai Peninsula, Alaska 3 $ 737,000 $ 245,666 $ 100,000
Yuma, Arizona 3 $ 806,000 $ 268,666 $ 99,000
Pulaski, Arkansas 3 $ 451,000 $ 150,333 $ 62,000
Butte, California 3 $ 449,000 $ 149,666 $ 49,000
Nevada, California 3 $ 778,000 $ 259,333 $ 220,000
Shasta, California 3 $ 618,000 $ 206,000 $ 33,000
Yuba, California 3 $ 700,000 $ 233,333 $ 68,000
Broomfield, Colorado 3 $ 731,000 $ 243,666 $ 75,000
Chaffee, Colorado 3 $ 658,000 $ 219,333 $ 91,000
Pueblo, Colorado 3 $ 639,000 $ 213,000 $ 54,000
Litchfield, Connecticut 3 $ 938,000 $ 312,666 $ 108,000
Indian River, Florida 3 $ 644,000 $ 214,666 $ 80,000
Nassau, Florida 3 $ 639,000 $ 213,000 $ 62,000
Sumter, Florida 3 $ 831,000 $ 277,000 $ 137,000
Glynn, Georgia 3 $ 664,000 $ 221,333 $ 30,000
Peach, Georgia 3 $ 610,000 $ 203,333 $ 66,000
Walker, Georgia 3 $ 398,000 $ 132,666 $ 75,000
Boise, Idaho 3 $ 766,000 $ 255,333 $ 71,000
Canyon, Idaho 3 $ 654,000 $ 218,000 $ 55,000
Champaign, Illinois 3 $ 592,000 $ 197,333 $ 54,000
Peoria, Illinois 3 $ 708,000 $ 236,000 $ 69,000
Winnebago, Illinois 3 $ 489,000 $ 163,000 $ 85,000
Hendricks, Indiana 3 $ 617,000 $ 205,666 $ 63,000
Marion, Indiana 3 $ 386,000 $ 128,666 $ 94,000
Porter, Indiana 3 $ 649,000 $ 216,333 $ 67,000
Johnson, Iowa 3 $ 956,000 $ 318,666 $ 110,000
Warren, Iowa 3 $ 736,000 $ 245,333 $ 119,000
McPherson, Kansas 3 $ 511,000 $ 170,333 $ 100,000
Boone, Kentucky 3 $ 934,000 $ 311,333 $ 180,000
Hardin, Kentucky 3 $ 594,000 $ 198,000 $ 0
Ouachita, Louisiana 3 $ 544,000 $ 181,333 $ 52,000
Kalamazoo, Michigan 3 $ 723,000 $ 241,000 $ 105,000
Lapeer, Michigan 3 $ 739,000 $ 246,333 $ 102,000
Midland, Michigan 3 $ 725,000 $ 241,666 $ 149,000
St. Clair, Michigan 3 $ 414,000 $ 138,000 $ 33,000
Olmsted, Minnesota 3 $ 640,000 $ 213,333 $ 117,000
Harrison, Mississippi 3 $ 762,000 $ 254,000 $ 24,000
Lafayette, Missouri 3 $ 435,000 $ 145,000 $ 56,000
Newton, Missouri 3 $ 614,000 $ 204,666 $ 47,000
Belknap, New Hampshire 3 $ 695,000 $ 231,666 $ 62,000
Merrimack, New Hampshire 3 $ 833,000 $ 277,666 $ 69,000
Strafford, New Hampshire 3 $ 855,000 $ 285,000 $ 116,000
Atlantic, New Jersey 3 $ 992,000 $ 330,666 $ 50,000
Cape May, New Jersey 3 $ 452,000 $ 150,666 $ 148,000
Gloucester, New Jersey 3 $ 786,000 $ 262,000 $ 77,000
Salem, New Jersey 3 $ 646,000 $ 215,333 $ 46,000
San Juan, New Mexico 3 $ 807,000 $ 269,000 $ 233,000
Albany, New York 3 $ 1,204,000 $ 401,333 $ 65,000
Niagara, New York 3 $ 491,000 $ 163,666 $ 37,000
Putnam, New York 3 $ 987,000 $ 329,000 $ 62,000
Rockland, New York 3 $ 907,000 $ 302,333 $ 121,000
Schenectady, New York 3 $ 535,000 $ 178,333 $ 57,000
Warren, New York 3 $ 455,000 $ 151,666 $ 166,000
Alamance, North Carolina 3 $ 468,000 $ 156,000 $ 114,000
Dare, North Carolina 3 $ 996,000 $ 332,000 $ 278,000
Hoke, North Carolina 3 $ 607,000 $ 202,333 $ 80,000
Orange, North Carolina 3 $ 462,000 $ 154,000 $ 55,000
Pender, North Carolina 3 $ 702,000 $ 234,000 $ 0
Ashtabula, Ohio 3 $ 786,000 $ 262,000 $ 90,000
Clermont, Ohio 3 $ 681,000 $ 227,000 $ 116,000
Lake, Ohio 3 $ 581,000 $ 193,666 $ 228,000
Montgomery, Ohio 3 $ 406,000 $ 135,333 $ 86,000
Union, Ohio 3 $ 377,000 $ 125,666 $ 22,000
Muskogee, Oklahoma 3 $ 165,000 $ 55,000 $ 0
Dauphin, Pennsylvania 3 $ 706,000 $ 235,333 $ 102,000
Monroe, Pennsylvania 3 $ 691,000 $ 230,333 $ 71,000
Washington, Pennsylvania 3 $ 803,000 $ 267,666 $ 135,000
Westmoreland, Pennsylvania 3 $ 719,000 $ 239,666 $ 153,000
Washington, Rhode Island 3 $ 1,134,000 $ 378,000 $ 161,000
Anderson, South Carolina 3 $ 302,000 $ 100,666 $ 0
Robertson, Tennessee 3 $ 720,000 $ 240,000 $ 94,000
Tipton, Tennessee 3 $ 557,000 $ 185,666 $ 61,000
Washington, Tennessee 3 $ 799,000 $ 266,333 $ 90,000
Bastrop, Texas 3 $ 354,000 $ 118,000 $ 32,000
Burnet, Texas 3 $ 1,000,000 $ 333,333 $ 168,000
Erath, Texas 3 $ 383,000 $ 127,666 $ 42,000
Hays, Texas 3 $ 881,000 $ 293,666 $ 49,000
Henderson, Texas 3 $ 148,000 $ 49,333 $ 0
Hidalgo, Texas 3 $ 952,000 $ 317,333 $ 132,000
Kendall, Texas 3 $ 575,000 $ 191,666 $ 47,000
Randall, Texas 3 $ 572,000 $ 190,666 $ 67,000
Val Verde, Texas 3 $ 529,000 $ 176,333 $ 21,000
Isle of Wight, Virginia 3 $ 1,251,000 $ 417,000 $ 185,000
Richmond City, Virginia 3 $ 925,000 $ 308,333 $ 164,000
Mason, Washington 3 $ 598,000 $ 199,333 $ 157,000
Skagit, Washington 3 $ 1,040,000 $ 346,666 $ 119,000
Harrison, West Virginia 3 $ 670,000 $ 223,333 $ 70,000
Jefferson, West Virginia 3 $ 759,000 $ 253,000 $ 167,000
Raleigh, West Virginia 3 $ 422,000 $ 140,666 $ 122,000
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Mortgage Loan Application Detail Totals for National Bank of Kansas City in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,242 $1,172,125,000 $276,000 $1,161,000 $88,000 $1,544,000
Home Purchase 2,665 $684,469,000 $256,000 $2,802,000 $104,000 $745,000
Home Improvement 194 $46,168,000 $237,000 $711,000 $117,000 $525,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,132 $1,349,391,000 $262,000 $1,275,000 $92,000 $820,000
Not Provided 949 $270,480,000 $285,000 $1,193,000 $111,000 $1,544,000
Asian 371 $116,384,000 $313,000 $1,387,000 $132,000 $534,000
Hispanic 313 $81,210,000 $259,000 $860,000 $70,000 $446,000
Black or African American 235 $57,394,000 $244,000 $753,000 $73,000 $406,000
Not applicable 38 $10,421,000 $274,000 $2,802,000 $0 $0
Native Hawaiian or Other Pacific Islander 32 $9,995,000 $312,000 $801,000 $78,000 $240,000
American Indian or Alaskan Native 31 $7,487,000 $241,000 $723,000 $77,000 $420,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,572 $913,609,000 $255,000 $2,802,000 $128,000 $1,544,000
VA-guaranteed (Veterans Administration) 3,059 $894,843,000 $292,000 $1,387,000 $59,000 $520,000
FHA-insured (Federal Housing Administration) 444 $90,638,000 $204,000 $727,000 $67,000 $820,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $3,672,000 $141,000 $284,000 $48,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,563 $1,537,851,000 $276,000 $2,802,000 $95,000 $1,544,000
Application Denied By Financial Institution 778 $194,141,000 $249,000 $1,275,000 $96,000 $600,000
Application Withdrawn By Applicant 581 $152,707,000 $262,000 $1,387,000 $116,000 $820,000
Loan Purchased By The Institution 146 $9,556,000 $65,000 $180,000 $0 $48,000
Application Approved But Not Accepted 33 $8,507,000 $257,000 $555,000 $79,000 $388,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 308 $79,278,000 $257,000 $800,000 $114,000 $600,000
Debt-To-Income Ratio 164 $46,138,000 $281,000 $1,275,000 $67,000 $217,000
Credit History 140 $28,634,000 $204,000 $516,000 $81,000 $377,000
Credit Application Incomplete 49 $11,092,000 $226,000 $1,144,000 $103,000 $567,000
Other 47 $12,319,000 $262,000 $683,000 $125,000 $420,000
Employment History 39 $8,794,000 $225,000 $516,000 $86,000 $222,000
Unverifiable Information 16 $4,525,000 $282,000 $703,000 $117,000 $233,000
Insufficient Cash (Downpayment, Closing Cost) 13 $2,858,000 $219,000 $668,000 $98,000 $162,000
Mortgage Insurance Denied 2 $503,000 $251,000 $386,000 $21,000 $42,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank of Kansas City's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess National Bank of Kansas City's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet with aggregated HMDA statistics today.

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