National Bank of St Anne Mortgage Lending & HMDA Data, 2009

In 2009, National Bank of St Anne of St Anne, IL reported 969 mortgage applications totaling $141.6 million, up 1542% from 2008. The average application was for $146,122, and applicants reported an average income of $83,622. 2% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Rochester, MN (145), Chattanooga, TN-GA (44) and Milwaukee-Waukesha-West Allis, WI (31) (applications in parentheses).

Mortgage Company & Address National Bank of St Anne
158 West Station St
St Anne, IL 60964
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 969
Total Mortgage Loan Application Amount $141,593,000
Average Mortgage Loan Application Amount $146,122
Highest Mortgage Loan Application Amount $417,000
Average Applicant Income $83,622
Highest Applicant Income $759,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records National Bank of St Anne filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for National Bank of St Anne by Metropolitan Area in 2009

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Rochester, MN 145 $ 22,926,000 $ 158,110 $ 88,000
Chattanooga, TN-GA 44 $ 5,777,000 $ 131,295 $ 73,204
Milwaukee-Waukesha-West Allis, WI 31 $ 5,269,000 $ 169,967 $ 80,000
La Crosse, WI-MN 30 $ 3,966,000 $ 132,200 $ 66,600
Gainesville, FL 23 $ 3,345,000 $ 145,434 $ 83,000
St. Louis, MO-IL 23 $ 4,098,000 $ 178,173 $ 86,391
Kankakee-Bradley, IL 20 $ 1,596,000 $ 79,800 $ 59,000
Lake County-Kenosha County, IL-WI 20 $ 3,676,000 $ 183,800 $ 146,800
Spartanburg, SC 20 $ 3,545,000 $ 177,250 $ 124,000
Portland-Vancouver-Beaverton, OR-WA 18 $ 3,719,000 $ 206,611 $ 78,333
Tampa-St. Petersburg-Clearwater, FL 18 $ 2,434,000 $ 135,222 $ 77,000
Chicago-Naperville-Joliet, IL 17 $ 3,095,000 $ 182,058 $ 106,000
Knoxville, TN 16 $ 1,569,000 $ 98,062 $ 68,000
Madison, WI 16 $ 2,776,000 $ 173,500 $ 80,000
Florence-Muscle Shoals, AL 15 $ 1,159,000 $ 77,266 $ 40,000
Indianapolis-Carmel, IN 14 $ 1,672,000 $ 119,428 $ 65,000
Rockford, IL 13 $ 1,752,000 $ 134,769 $ 73,000
Janesville, WI 12 $ 1,385,000 $ 115,416 $ 64,000
Phoenix-Mesa-Scottsdale, AZ 12 $ 2,669,000 $ 222,416 $ 143,000
St. Cloud, MN 11 $ 1,322,000 $ 120,181 $ 52,000
Cedar Rapids, IA 10 $ 1,024,000 $ 102,400 $ 48,000
Fort Walton Beach-Crestview-Destin, FL 9 $ 1,527,000 $ 169,666 $ 88,000
Davenport-Moline-Rock Island, IA-IL 8 $ 1,122,000 $ 140,250 $ 98,000
Albany, GA 7 $ 645,000 $ 92,142 $ 64,000
Cleveland, TN 7 $ 816,000 $ 116,571 $ 73,000
Greenville-Mauldin-Easley, SC 7 $ 1,112,000 $ 158,857 $ 83,000
Bloomington-Normal, IL 6 $ 961,000 $ 160,166 $ 144,000
Canton-Massillon, OH 6 $ 677,000 $ 112,833 $ 55,000
Charlotte-Gastonia-Concord, NC-SC 6 $ 782,000 $ 130,333 $ 58,000
Minneapolis-St. Paul-Bloomington, MN-WI 6 $ 897,000 $ 149,500 $ 108,000
Ocala, FL 6 $ 596,000 $ 99,333 $ 52,000
Jacksonville, FL 5 $ 1,204,000 $ 240,800 $ 160,000
Charleston-North Charleston-Summerville, SC 4 $ 770,000 $ 192,500 $ 57,000
Sacramento--Arden-Arcade--Roseville, CA 4 $ 818,000 $ 204,500 $ 132,000
Cincinnati-Middletown, OH-KY-IN 3 $ 239,000 $ 79,666 $ 57,000
Corvallis, OR 3 $ 829,000 $ 276,333 $ 129,000
Lexington-Fayette, KY 3 $ 514,000 $ 171,333 $ 83,000
Seattle-Bellevue-Everett, WA 3 $ 934,000 $ 311,333 $ 116,000
Wausau, WI 3 $ 253,000 $ 84,333 $ 46,000
Appleton, WI 2 $ 384,000 $ 192,000 $ 80,000
Bradenton-Sarasota-Venice, FL 2 $ 506,000 $ 253,000 $ 213,000
Cape Coral-Fort Myers, FL 2 $ 188,000 $ 94,000 $ 125,000
Columbia, SC 2 $ 100,000 $ 50,000 $ 38,000
Fond Du Lac, WI 2 $ 160,000 $ 80,000 $ 71,000
Memphis, TN-MS-AR 2 $ 312,000 $ 156,000 $ 140,000
Mount Vernon-Anacortes, WA 2 $ 324,000 $ 162,000 $ 50,000
Orlando-Kissimmee, FL 2 $ 333,000 $ 166,500 $ 49,000
Rochester, NY 2 $ 209,000 $ 104,500 $ 57,000
Sheboygan, WI 2 $ 329,000 $ 164,500 $ 87,000
Yuba City, CA 2 $ 245,000 $ 122,500 $ 248,000
Albany-Schenectady-Troy, NY 1 $ 83,000 $ 83,000 $ 44,000
Anderson, SC 1 $ 106,000 $ 106,000 $ 87,000
Austin-Round Rock, TX 1 $ 200,000 $ 200,000 $ 115,000
Bethesda-Frederick-Rockville, MD 1 $ 218,000 $ 218,000 $ 0
Boulder, CO 1 $ 91,000 $ 91,000 $ 70,000
Camden, NJ 1 $ 113,000 $ 113,000 $ 70,000
Colorado Springs, CO 1 $ 225,000 $ 225,000 $ 56,000
Decatur, AL 1 $ 53,000 $ 53,000 $ 91,000
Denver-Aurora-Broomfield, CO 1 $ 190,000 $ 190,000 $ 578,000
Eau Claire, WI 1 $ 176,000 $ 176,000 $ 45,000
Gary, IN 1 $ 180,000 $ 180,000 $ 61,000
Green Bay, WI 1 $ 90,000 $ 90,000 $ 46,000
Lakeland-Winter Haven, FL 1 $ 105,000 $ 105,000 $ 37,000
Lansing-East Lansing, MI 1 $ 18,000 $ 18,000 $ 21,000
Manhattan, KS 1 $ 168,000 $ 168,000 $ 63,000
Mankato-North Mankato, MN 1 $ 115,000 $ 115,000 $ 43,000
Niles-Benton Harbor, MI 1 $ 40,000 $ 40,000 $ 26,000
Omaha-Council Bluffs, NE-IA 1 $ 104,000 $ 104,000 $ 126,000
Oshkosh-Neenah, WI 1 $ 373,000 $ 373,000 $ 163,000
Pensacola-Ferry Pass-Brent, FL 1 $ 132,000 $ 132,000 $ 80,000
Pittsburgh, PA 1 $ 41,000 $ 41,000 $ 40,000
Racine, WI 1 $ 189,000 $ 189,000 $ 88,000
Riverside-San Bernardino-Ontario, CA 1 $ 220,000 $ 220,000 $ 98,000
Rockingham County-Strafford County, NH 1 $ 71,000 $ 71,000 $ 68,000
Salem, OR 1 $ 162,000 $ 162,000 $ 66,000
Spokane, WA 1 $ 331,000 $ 331,000 $ 57,000
Springfield, IL 1 $ 207,000 $ 207,000 $ 140,000
Topeka, KS 1 $ 220,000 $ 220,000 $ 47,000
Tulsa, OK 1 $ 53,000 $ 53,000 $ 187,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 1 $ 100,000 $ 100,000 $ 63,000
Wichita, KS 1 $ 42,000 $ 42,000 $ 82,000

Mortgage Loan Application Detail Totals for National Bank of St Anne in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 653 $98,892,000 $151,000 $417,000 $86,000 $671,000
Home Purchase 284 $38,267,000 $134,000 $417,000 $78,000 $759,000
Home Improvement 32 $4,434,000 $138,000 $398,000 $85,000 $236,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 854 $122,656,000 $143,000 $417,000 $82,000 $759,000
Not Provided 56 $9,575,000 $170,000 $417,000 $100,000 $464,000
Black or African American 20 $2,856,000 $142,000 $413,000 $81,000 $224,000
Hispanic 19 $2,243,000 $118,000 $417,000 $75,000 $198,000
Asian 15 $3,063,000 $204,000 $417,000 $132,000 $447,000
American Indian or Alaskan Native 4 $970,000 $242,000 $416,000 $81,000 $122,000
Native Hawaiian or Other Pacific Islander 1 $230,000 $230,000 $230,000 $72,000 $72,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 967 $141,436,000 $146,000 $417,000 $84,000 $759,000
VA-guaranteed (Veterans Administration) 2 $157,000 $78,000 $85,000 $60,000 $92,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 950 $140,144,000 $147,000 $417,000 $84,000 $759,000
Loan Originated 19 $1,449,000 $76,000 $221,000 $56,000 $140,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into National Bank of St Anne's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess National Bank of St Anne's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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