Nations Direct Mortgage, LLC Mortgage Lending & HMDA Data, 2025
In 2025, Nations Direct Mortgage, LLC of Henderson, NV reported 8,223 mortgage applications totaling $3.4 billion, up 4% from 2024. The average application was for $412,598, and applicants reported an average income of $198,547. 72% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Portland-Vancouver-Hillsboro, OR-WA (1,316), Los Angeles-Long Beach-Glendale, CA (406) and Riverside-San Bernardino-Ontario, CA (276) (applications in parentheses).
| Mortgage Company & Address | Nations Direct Mortgage, LLC 2475 Village View Drive Suite 100 Henderson, NV 89074 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 8,223 |
| Total Mortgage Loan Application Amount | $3,392,795,000 |
| Average Mortgage Loan Application Amount | $412,598 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $198,547 |
| Highest Applicant Income | $9,140,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nations Direct Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Portland-Vancouver-Hillsboro, OR-WA | 1,316 | $ 608,610,000 | $ 462,469 | $ 171,175 |
| Outside any metro area | 594 | $ 193,920,000 | $ 326,464 | $ 176,505 |
| Los Angeles-Long Beach-Glendale, CA | 406 | $ 252,730,000 | $ 622,487 | $ 333,000 |
| Riverside-San Bernardino-Ontario, CA | 276 | $ 112,030,000 | $ 405,905 | $ 185,000 |
| Montgomery County-Bucks County-Chester County, PA | 272 | $ 113,380,000 | $ 416,838 | $ 196,000 |
| Salem, OR | 261 | $ 104,965,000 | $ 402,164 | $ 128,000 |
| Cambridge-Newton-Framingham, MA | 191 | $ 104,025,000 | $ 544,633 | $ 229,000 |
| Chicago-Naperville, IL | 164 | $ 55,280,000 | $ 337,073 | $ 174,000 |
| Philadelphia, PA | 163 | $ 51,345,000 | $ 315,000 | $ 165,000 |
| Arlington-Alexandria-Reston, VA-WV | 153 | $ 84,075,000 | $ 549,509 | $ 199,000 |
| Atlanta-Sandy Springs-Roswell, GA | 144 | $ 49,950,000 | $ 346,875 | $ 143,000 |
| Jacksonville, FL | 141 | $ 48,055,000 | $ 340,815 | $ 243,000 |
| Houston-The Woodlands-Sugar Land, TX | 135 | $ 43,665,000 | $ 323,444 | $ 207,000 |
| Providence-Warwick, RI-MA | 120 | $ 45,530,000 | $ 379,416 | $ 134,050 |
| Phoenix-Mesa-Scottsdale, AZ | 116 | $ 41,760,000 | $ 360,000 | $ 176,000 |
| Anaheim-Santa Ana-Irvine, CA | 112 | $ 78,070,000 | $ 697,053 | $ 481,000 |
| Bend-Redmond, OR | 111 | $ 47,885,000 | $ 431,396 | $ 162,000 |
| Boston, MA | 107 | $ 59,345,000 | $ 554,626 | $ 228,000 |
| Cincinnati, OH-KY-IN | 92 | $ 21,020,000 | $ 228,478 | $ 88,065 |
| Sacramento--Roseville--Arden-Arcade, CA | 89 | $ 36,755,000 | $ 412,977 | $ 314,000 |
| San Diego-Carlsbad, CA | 87 | $ 45,775,000 | $ 526,149 | $ 329,000 |
| Lakewood-New Brunswick, NJ | 83 | $ 42,285,000 | $ 509,457 | $ 233,000 |
| Cleveland, OH | 80 | $ 17,510,000 | $ 218,875 | $ 109,000 |
| Newark, NJ-PA | 65 | $ 32,875,000 | $ 505,769 | $ 188,000 |
| Longview, WA | 62 | $ 27,290,000 | $ 440,161 | $ 129,000 |
| Harrisburg-Carlisle, PA | 61 | $ 14,315,000 | $ 234,672 | $ 115,000 |
| Columbus, OH | 57 | $ 14,945,000 | $ 262,192 | $ 145,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 55 | $ 27,645,000 | $ 502,636 | $ 206,000 |
| Bakersfield, CA | 53 | $ 15,195,000 | $ 286,698 | $ 178,000 |
| Kennewick-Richland, WA | 50 | $ 22,560,000 | $ 451,200 | $ 191,000 |
| Albany, OR | 49 | $ 17,905,000 | $ 365,408 | $ 115,000 |
| Baltimore-Columbia-Towson, MD | 49 | $ 16,915,000 | $ 345,204 | $ 161,000 |
| Pittsburgh, PA | 49 | $ 11,755,000 | $ 239,897 | $ 123,000 |
| Las Vegas-Henderson-Paradise, NV | 47 | $ 14,625,000 | $ 311,170 | $ 256,000 |
| St. Louis, MO-IL | 45 | $ 14,985,000 | $ 333,000 | $ 250,400 |
| Washington, DC-MD | 44 | $ 18,240,000 | $ 414,545 | $ 169,340 |
| Marietta, GA | 42 | $ 19,480,000 | $ 463,809 | $ 316,000 |
| Washington-Baltimore-Arlington, DC | 42 | $ 23,080,000 | $ 549,523 | $ 175,000 |
| Stockton-Lodi, CA | 41 | $ 15,435,000 | $ 376,463 | $ 151,000 |
| Tacoma-Lakewood, WA | 41 | $ 20,045,000 | $ 488,902 | $ 164,000 |
| Camden, NJ | 40 | $ 14,710,000 | $ 367,750 | $ 190,000 |
| Tampa, FL | 40 | $ 13,850,000 | $ 346,250 | $ 157,000 |
| Eugene, OR | 39 | $ 14,775,000 | $ 378,846 | $ 187,000 |
| Daphne-Fairhope-Foley, AL | 38 | $ 12,490,000 | $ 328,684 | $ 137,000 |
| Dallas-Plano-Irving, TX | 37 | $ 13,405,000 | $ 362,297 | $ 253,000 |
| Fresno, CA | 37 | $ 12,365,000 | $ 334,189 | $ 183,000 |
| Spokane-Spokane Valley, WA | 35 | $ 12,395,000 | $ 354,142 | $ 133,000 |
| Boise City, ID | 34 | $ 15,190,000 | $ 446,764 | $ 177,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 34 | $ 8,710,000 | $ 256,176 | $ 126,000 |
| New York-Jersey City-White Plains, NY-NJ | 34 | $ 17,670,000 | $ 519,705 | $ 300,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 33 | $ 16,045,000 | $ 486,212 | $ 205,000 |
| Warren-Troy-Farmington Hills, MI | 32 | $ 8,060,000 | $ 251,875 | $ 199,000 |
| Grants Pass, OR | 31 | $ 11,755,000 | $ 379,193 | $ 117,000 |
| Norwich-New London, CT | 31 | $ 11,985,000 | $ 386,612 | $ 159,000 |
| Oakland-Hayward-Berkeley, CA | 31 | $ 18,935,000 | $ 610,806 | $ 509,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 31 | $ 8,425,000 | $ 271,774 | $ 244,000 |
| Lancaster, PA | 30 | $ 10,710,000 | $ 357,000 | $ 140,000 |
| Reading, PA | 30 | $ 9,380,000 | $ 312,666 | $ 117,000 |
| Worcester, MA-CT | 30 | $ 12,610,000 | $ 420,333 | $ 191,000 |
| Cape Girardeau, MO-IL | 29 | $ 5,075,000 | $ 175,000 | $ 81,000 |
| Charleston-North Charleston, SC | 29 | $ 17,375,000 | $ 599,137 | $ 559,000 |
| Charlotte-Concord-Gastonia, NC-SC | 28 | $ 10,720,000 | $ 382,857 | $ 169,214 |
| Orlando-Kissimmee-Sanford, FL | 28 | $ 9,230,000 | $ 329,642 | $ 123,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 27 | $ 12,535,000 | $ 464,259 | $ 179,000 |
| Wilmington, DE-MD-NJ | 27 | $ 11,025,000 | $ 408,333 | $ 135,653 |
| Greenville-Anderson-Mauldin, SC | 25 | $ 5,835,000 | $ 233,400 | $ 90,000 |
| San Antonio-New Braunfels, TX | 25 | $ 10,155,000 | $ 406,200 | $ 301,000 |
| Seattle-Bellevue-Everett, WA | 25 | $ 14,085,000 | $ 563,400 | $ 221,000 |
| St. Petersburg-Clearwater-Largo, FL | 25 | $ 13,085,000 | $ 523,400 | $ 564,000 |
| Trenton, NJ | 25 | $ 10,475,000 | $ 419,000 | $ 173,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 25 | $ 12,565,000 | $ 502,600 | $ 382,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 24 | $ 7,250,000 | $ 302,083 | $ 117,000 |
| Richmond, VA | 23 | $ 7,135,000 | $ 310,217 | $ 117,000 |
| Everett, WA | 22 | $ 12,350,000 | $ 561,363 | $ 215,000 |
| New Haven-Milford, CT | 22 | $ 7,050,000 | $ 320,454 | $ 183,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 21 | $ 7,615,000 | $ 362,619 | $ 139,333 |
| Denver-Aurora-Lakewood, CO | 20 | $ 7,910,000 | $ 395,500 | $ 178,000 |
| Kansas City, MO-KS | 20 | $ 5,460,000 | $ 273,000 | $ 118,400 |
| Louisville/Jefferson County, KY-IN | 20 | $ 5,650,000 | $ 282,500 | $ 125,700 |
| Ocala, FL | 20 | $ 5,420,000 | $ 271,000 | $ 111,000 |
| Olympia-Tumwater, WA | 20 | $ 8,670,000 | $ 433,500 | $ 155,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 20 | $ 5,250,000 | $ 262,500 | $ 99,000 |
| Atlantic City-Hammonton, NJ | 19 | $ 13,115,000 | $ 690,263 | $ 843,000 |
| Huntsville, AL | 19 | $ 5,055,000 | $ 266,052 | $ 99,000 |
| Austin-Round Rock, TX | 18 | $ 8,390,000 | $ 466,111 | $ 324,000 |
| New Orleans-Metairie, LA | 18 | $ 4,560,000 | $ 253,333 | $ 108,000 |
| North Port-Sarasota-Bradenton, FL | 18 | $ 6,990,000 | $ 388,333 | $ 193,000 |
| Barnstable Town, MA | 17 | $ 7,785,000 | $ 457,941 | $ 274,000 |
| Fort Worth-Arlington, TX | 17 | $ 6,475,000 | $ 380,882 | $ 275,000 |
| Hartford-West Hartford-East Hartford, CT | 17 | $ 6,695,000 | $ 393,823 | $ 125,000 |
| Lake County-Kenosha County, IL-WI | 17 | $ 7,685,000 | $ 452,058 | $ 588,000 |
| Miami-Miami Beach-Kendall, FL | 17 | $ 9,495,000 | $ 558,529 | $ 994,000 |
| Cape Coral-Fort Myers, FL | 16 | $ 6,270,000 | $ 391,875 | $ 250,000 |
| Hammond, LA | 16 | $ 3,650,000 | $ 228,125 | $ 117,000 |
| Vallejo-Fairfield, CA | 16 | $ 7,680,000 | $ 480,000 | $ 234,000 |
| Visalia-Porterville, CA | 15 | $ 5,735,000 | $ 382,333 | $ 155,000 |
| Elgin, IL | 14 | $ 4,290,000 | $ 306,428 | $ 153,000 |
| Modesto, CA | 14 | $ 4,790,000 | $ 342,142 | $ 166,000 |
| Rockingham County-Strafford County, NH | 13 | $ 5,885,000 | $ 452,692 | $ 162,000 |
| York-Hanover, PA | 13 | $ 4,215,000 | $ 324,230 | $ 160,000 |
| Bremerton-Silverdale, WA | 12 | $ 6,020,000 | $ 501,666 | $ 212,000 |
| Colorado Springs, CO | 12 | $ 4,860,000 | $ 405,000 | $ 138,000 |
| Columbia, SC | 12 | $ 4,110,000 | $ 342,500 | $ 154,000 |
| Corvallis, OR | 12 | $ 4,930,000 | $ 410,833 | $ 177,000 |
| Baton Rouge, LA | 11 | $ 2,835,000 | $ 257,727 | $ 109,000 |
| Bridgeport-Stamford-Norwalk, CT | 11 | $ 5,285,000 | $ 480,454 | $ 388,000 |
| Chattanooga, TN-GA | 11 | $ 3,825,000 | $ 347,727 | $ 109,454 |
| Crestview-Fort Walton Beach-Destin, FL | 11 | $ 8,665,000 | $ 787,727 | $ 271,000 |
| Medford, OR | 11 | $ 6,035,000 | $ 548,636 | $ 337,000 |
| Springfield, MA | 11 | $ 3,785,000 | $ 344,090 | $ 121,000 |
| Hanford-Corcoran, CA | 10 | $ 3,240,000 | $ 324,000 | $ 90,000 |
| Pensacola-Ferry Pass-Brent, FL | 10 | $ 2,890,000 | $ 289,000 | $ 154,000 |
| San Francisco-Redwood City-South San Francisco, CA | 10 | $ 5,010,000 | $ 501,000 | $ 283,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 9 | $ 2,665,000 | $ 296,111 | $ 124,000 |
| Manchester-Nashua, NH | 9 | $ 3,975,000 | $ 441,666 | $ 196,000 |
| Redding, CA | 9 | $ 3,055,000 | $ 339,444 | $ 135,000 |
| Shreveport-Bossier City, LA | 9 | $ 2,005,000 | $ 222,777 | $ 58,000 |
| Akron, OH | 8 | $ 1,570,000 | $ 196,250 | $ 158,000 |
| Chambersburg-Waynesboro, PA | 8 | $ 1,490,000 | $ 186,250 | $ 80,000 |
| Detroit-Dearborn-Livonia, MI | 8 | $ 1,550,000 | $ 193,750 | $ 82,000 |
| Hagerstown-Martinsburg, MD-WV | 8 | $ 2,500,000 | $ 312,500 | $ 133,000 |
| Lakeland-Winter Haven, FL | 8 | $ 2,410,000 | $ 301,250 | $ 85,000 |
| Laredo, TX | 8 | $ 1,750,000 | $ 218,750 | $ 82,000 |
| Palm Bay-Melbourne-Titusville, FL | 8 | $ 2,560,000 | $ 320,000 | $ 196,000 |
| Salt Lake City, UT | 8 | $ 3,860,000 | $ 482,500 | $ 225,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 8 | $ 5,310,000 | $ 663,750 | $ 449,000 |
| Winchester, VA-WV | 8 | $ 2,880,000 | $ 360,000 | $ 104,000 |
| McAllen-Edinburg-Mission, TX | 7 | $ 1,815,000 | $ 259,285 | $ 87,000 |
| Mobile, AL | 7 | $ 1,475,000 | $ 210,714 | $ 105,000 |
| San Angelo, TX | 7 | $ 3,455,000 | $ 493,571 | $ 257,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 7 | $ 4,145,000 | $ 592,142 | $ 232,000 |
| Slidell-Mandeville-Covington, LA | 7 | $ 1,855,000 | $ 265,000 | $ 81,000 |
| Springfield, MO | 7 | $ 2,105,000 | $ 300,714 | $ 111,000 |
| Tucson, AZ | 7 | $ 3,045,000 | $ 435,000 | $ 342,000 |
| Yakima, WA | 7 | $ 2,325,000 | $ 332,142 | $ 106,000 |
| Yuba City, CA | 7 | $ 2,055,000 | $ 293,571 | $ 102,000 |
| Coeur D'Alene, ID | 6 | $ 2,040,000 | $ 340,000 | $ 199,000 |
| Dayton-Springfield-Kettering, OH | 6 | $ 780,000 | $ 130,000 | $ 59,000 |
| Fort Collins, CO | 6 | $ 2,200,000 | $ 366,666 | $ 219,000 |
| Greensboro-High Point, NC | 6 | $ 820,000 | $ 136,666 | $ 266,000 |
| Knoxville, TN | 6 | $ 1,380,000 | $ 230,000 | $ 84,000 |
| Milwaukee-Waukesha-West Allis, WI | 6 | $ 1,140,000 | $ 190,000 | $ 95,000 |
| Oklahoma City, OK | 6 | $ 1,060,000 | $ 176,666 | $ 219,000 |
| Punta Gorda, FL | 6 | $ 1,220,000 | $ 203,333 | $ 96,000 |
| Raleigh, NC | 6 | $ 1,920,000 | $ 320,000 | $ 89,000 |
| Santa Maria-Santa Barbara, CA | 6 | $ 5,890,000 | $ 981,666 | $ 750,000 |
| Waterbury-Shelton, CT | 6 | $ 2,450,000 | $ 408,333 | $ 124,000 |
| Wilmington, NC | 6 | $ 980,000 | $ 163,333 | $ 84,000 |
| Amherst Town-Northampton, MA | 5 | $ 1,885,000 | $ 377,000 | $ 118,000 |
| Bozeman, MT | 5 | $ 2,925,000 | $ 585,000 | $ 293,000 |
| Gettysburg, PA | 5 | $ 1,135,000 | $ 227,000 | $ 106,000 |
| Memphis, TN-MS-AR | 5 | $ 1,405,000 | $ 281,000 | $ 96,000 |
| Salinas, CA | 5 | $ 1,865,000 | $ 373,000 | $ 169,000 |
| Albuquerque, NM | 4 | $ 1,140,000 | $ 285,000 | $ 86,000 |
| Athens-Clarke County, GA | 4 | $ 880,000 | $ 220,000 | $ 84,000 |
| Chico, CA | 4 | $ 1,310,000 | $ 327,500 | $ 134,000 |
| Greeley, CO | 4 | $ 1,980,000 | $ 495,000 | $ 168,000 |
| Lafayette, LA | 4 | $ 900,000 | $ 225,000 | $ 77,000 |
| Lake Havasu City-Kingman, AZ | 4 | $ 1,850,000 | $ 462,500 | $ 258,000 |
| Lebanon, PA | 4 | $ 1,060,000 | $ 265,000 | $ 124,000 |
| Midland, TX | 4 | $ 1,380,000 | $ 345,000 | $ 108,000 |
| Provo-Orem, UT | 4 | $ 2,920,000 | $ 730,000 | $ 209,000 |
| Spartanburg, SC | 4 | $ 1,480,000 | $ 370,000 | $ 268,000 |
| Wenatchee, WA | 4 | $ 1,620,000 | $ 405,000 | $ 149,000 |
| Winston-Salem, NC | 4 | $ 690,000 | $ 172,500 | $ 99,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 1,075,000 | $ 358,333 | $ 138,000 |
| Birmingham-Hoover, AL | 3 | $ 545,000 | $ 181,666 | $ 55,000 |
| Cleveland, TN | 3 | $ 865,000 | $ 288,333 | $ 96,000 |
| Corpus Christi, TX | 3 | $ 1,145,000 | $ 381,666 | $ 215,000 |
| Grand Rapids-Wyoming, MI | 3 | $ 975,000 | $ 325,000 | $ 336,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 3 | $ 995,000 | $ 331,666 | $ 867,000 |
| Idaho Falls, ID | 3 | $ 795,000 | $ 265,000 | $ 86,000 |
| Indianapolis-Carmel-Anderson, IN | 3 | $ 975,000 | $ 325,000 | $ 152,000 |
| Jacksonville, NC | 3 | $ 465,000 | $ 155,000 | $ 67,000 |
| Janesville-Beloit, WI | 3 | $ 805,000 | $ 268,333 | $ 77,000 |
| Macon-Bibb County, GA | 3 | $ 765,000 | $ 255,000 | $ 85,000 |
| Mansfield, OH | 3 | $ 655,000 | $ 218,333 | $ 68,000 |
| Merced, CA | 3 | $ 1,005,000 | $ 335,000 | $ 159,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 1,565,000 | $ 521,666 | $ 126,000 |
| Napa, CA | 3 | $ 2,155,000 | $ 718,333 | $ 410,000 |
| Ogden-Clearfield, UT | 3 | $ 825,000 | $ 275,000 | $ 207,000 |
| Pinehurst-Southern Pines, NC | 3 | $ 1,725,000 | $ 575,000 | $ 248,000 |
| Pittsfield, MA | 3 | $ 855,000 | $ 285,000 | $ 89,000 |
| Port St. Lucie, FL | 3 | $ 945,000 | $ 315,000 | $ 1,149,000 |
| Prescott Valley-Prescott, AZ | 3 | $ 815,000 | $ 271,666 | $ 118,000 |
| Reno, NV | 3 | $ 1,255,000 | $ 418,333 | $ 735,000 |
| Rockford, IL | 3 | $ 475,000 | $ 158,333 | $ 63,000 |
| Rome, GA | 3 | $ 625,000 | $ 208,333 | $ 53,000 |
| Sandusky, OH | 3 | $ 735,000 | $ 245,000 | $ 96,000 |
| Sherman-Denison, TX | 3 | $ 755,000 | $ 251,666 | $ 255,000 |
| Tallahassee, FL | 3 | $ 665,000 | $ 221,666 | $ 84,000 |
| Twin Falls, ID | 3 | $ 865,000 | $ 288,333 | $ 67,000 |
| Wildwood-The Villages, FL | 3 | $ 855,000 | $ 285,000 | $ 175,000 |
| Ann Arbor, MI | 2 | $ 770,000 | $ 385,000 | $ 164,000 |
| Bellingham, WA | 2 | $ 870,000 | $ 435,000 | $ 573,000 |
| Boulder, CO | 2 | $ 1,150,000 | $ 575,000 | $ 263,000 |
| Charlottesville, VA | 2 | $ 730,000 | $ 365,000 | $ 172,000 |
| Clarksville, TN-KY | 2 | $ 360,000 | $ 180,000 | $ 0 |
| College Station-Bryan, TX | 2 | $ 930,000 | $ 465,000 | $ 190,000 |
| Dalton, GA | 2 | $ 410,000 | $ 205,000 | $ 114,000 |
| El Paso, TX | 2 | $ 440,000 | $ 220,000 | $ 88,000 |
| Fayetteville, NC | 2 | $ 740,000 | $ 370,000 | $ 73,000 |
| Florence, SC | 2 | $ 460,000 | $ 230,000 | $ 142,000 |
| Gainesville, FL | 2 | $ 500,000 | $ 250,000 | $ 296,000 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 820,000 | $ 410,000 | $ 244,000 |
| Hinesville, GA | 2 | $ 390,000 | $ 195,000 | $ 84,000 |
| Homosassa Springs, FL | 2 | $ 460,000 | $ 230,000 | $ 92,000 |
| Houma-Thibodaux, LA | 2 | $ 560,000 | $ 280,000 | $ 90,000 |
| Jefferson City, MO | 2 | $ 680,000 | $ 340,000 | $ 87,000 |
| Kahului-Wailuku-Lahaina, HI | 2 | $ 1,090,000 | $ 545,000 | $ 0 |
| Kalamazoo-Portage, MI | 2 | $ 450,000 | $ 225,000 | $ 265,000 |
| Lake County-Porter County-Jasper County, IN | 2 | $ 1,040,000 | $ 520,000 | $ 193,000 |
| Lewiston, ID-WA | 2 | $ 510,000 | $ 255,000 | $ 214,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 910,000 | $ 455,000 | $ 138,000 |
| Odessa, TX | 2 | $ 930,000 | $ 465,000 | $ 146,000 |
| Pueblo, CO | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Racine, WI | 2 | $ 490,000 | $ 245,000 | $ 81,000 |
| Salisbury, MD-DE | 2 | $ 590,000 | $ 295,000 | $ 93,000 |
| Santa Cruz-Watsonville, CA | 2 | $ 1,510,000 | $ 755,000 | $ 461,000 |
| Santa Fe, NM | 2 | $ 880,000 | $ 440,000 | $ 146,000 |
| Sebastian-Vero Beach, FL | 2 | $ 680,000 | $ 340,000 | $ 218,000 |
| Toledo, OH | 2 | $ 430,000 | $ 215,000 | $ 94,000 |
| Valdosta, GA | 2 | $ 450,000 | $ 225,000 | $ 111,000 |
| Vineland-Bridgeton, NJ | 2 | $ 450,000 | $ 225,000 | $ 66,000 |
| Wichita, KS | 2 | $ 460,000 | $ 230,000 | $ 81,000 |
| Williamsport, PA | 2 | $ 560,000 | $ 280,000 | $ 107,000 |
| Asheville, NC | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Bangor, ME | 1 | $ 185,000 | $ 185,000 | $ 154,000 |
| Billings, MT | 1 | $ 535,000 | $ 535,000 | $ 127,000 |
| Blacksburg-Christiansburg-Radford, VA | 1 | $ 325,000 | $ 325,000 | $ 67,000 |
| Brunswick, GA | 1 | $ 245,000 | $ 245,000 | $ 139,000 |
| Burlington, NC | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Burlington-South Burlington, VT | 1 | $ 325,000 | $ 325,000 | $ 393,000 |
| Columbia, MO | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
| Columbus, GA-AL | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Decatur, IL | 1 | $ 225,000 | $ 225,000 | $ 133,000 |
| Dothan, AL | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Durham-Chapel Hill, NC | 1 | $ 465,000 | $ 465,000 | $ 181,000 |
| El Centro, CA | 1 | $ 275,000 | $ 275,000 | $ 87,000 |
| Elizabethtown-Fort Knox, KY | 1 | $ 285,000 | $ 285,000 | $ 197,000 |
| Elkhart-Goshen, IN | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Flagstaff, AZ | 1 | $ 255,000 | $ 255,000 | $ 172,000 |
| Gainesville, GA | 1 | $ 385,000 | $ 385,000 | $ 80,000 |
| Grand Junction, CO | 1 | $ 315,000 | $ 315,000 | $ 51,000 |
| Green Bay, WI | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Greenville, NC | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Harrisonburg, VA | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Kankakee, IL | 1 | $ 525,000 | $ 525,000 | $ 147,000 |
| Kenosha, WI | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Killeen-Temple, TX | 1 | $ 215,000 | $ 215,000 | $ 0 |
| La Crosse-Onalaska, WI-MN | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Lansing-East Lansing, MI | 1 | $ 705,000 | $ 705,000 | $ 274,000 |
| Lewiston-Auburn, ME | 1 | $ 445,000 | $ 445,000 | $ 140,000 |
| Lexington Park, MD | 1 | $ 355,000 | $ 355,000 | $ 101,000 |
| Lubbock, TX | 1 | $ 315,000 | $ 315,000 | $ 188,000 |
| Madison, WI | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Missoula, MT | 1 | $ 635,000 | $ 635,000 | $ 250,000 |
| Montgomery, AL | 1 | $ 385,000 | $ 385,000 | $ 80,000 |
| Panama City, FL | 1 | $ 1,115,000 | $ 1,115,000 | $ 0 |
| Peoria, IL | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Pocatello, ID | 1 | $ 205,000 | $ 205,000 | $ 43,000 |
| Portland-South Portland, ME | 1 | $ 445,000 | $ 445,000 | $ 183,000 |
| Roanoke, VA | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Rocky Mount, NC | 1 | $ 205,000 | $ 205,000 | $ 107,000 |
| Saginaw, MI | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Savannah, GA | 1 | $ 215,000 | $ 215,000 | $ 984,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Springfield, OH | 1 | $ 325,000 | $ 325,000 | $ 140,000 |
| St. George, UT | 1 | $ 535,000 | $ 535,000 | $ 136,000 |
| Traverse City, MI | 1 | $ 585,000 | $ 585,000 | $ 623,000 |
| Waco, TX | 1 | $ 145,000 | $ 145,000 | $ 117,000 |
| Wichita Falls, TX | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Yuma, AZ | 1 | $ 295,000 | $ 295,000 | $ 166,000 |
Mortgage Loan Application Detail Totals for Nations Direct Mortgage, LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,624 | $2,324,120,000 | $413,000 | $3,505,000 | $174,000 | $9,140,000 |
| Cash-out Refinancing | 1,616 | $581,740,000 | $359,000 | $2,905,000 | $273,000 | $8,236,000 |
| Refinancing | 981 | $486,575,000 | $495,000 | $3,005,000 | $217,000 | $3,263,000 |
| Home Improvement | 2 | $360,000 | $180,000 | $245,000 | $16,000 | $25,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,337 | $1,757,425,000 | $405,000 | $3,505,000 | $200,000 | $7,150,000 |
| Not Provided | 1,296 | $568,960,000 | $439,000 | $3,005,000 | $213,000 | $5,913,000 |
| Hispanic | 1,171 | $463,285,000 | $395,000 | $2,455,000 | $176,000 | $9,140,000 |
| Asian | 746 | $372,400,000 | $499,000 | $3,435,000 | $234,000 | $4,320,000 |
| Black or African American | 618 | $208,980,000 | $338,000 | $1,205,000 | $137,000 | $1,874,000 |
| American Indian or Alaskan Native | 37 | $15,215,000 | $411,000 | $925,000 | $169,000 | $575,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $6,530,000 | $362,000 | $745,000 | $124,000 | $186,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,543 | $2,290,105,000 | $413,000 | $3,505,000 | $233,000 | $9,140,000 |
| FHA-insured (Federal Housing Administration) | 1,917 | $736,415,000 | $384,000 | $1,465,000 | $117,000 | $1,188,000 |
| VA-guaranteed (Veterans Administration) | 763 | $366,275,000 | $480,000 | $2,925,000 | $142,000 | $1,445,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,926 | $2,454,030,000 | $414,000 | $3,505,000 | $196,000 | $9,140,000 |
| Application Withdrawn By Applicant | 1,792 | $749,410,000 | $418,000 | $3,005,000 | $207,000 | $7,150,000 |
| Application Denied By Financial Institution | 505 | $189,355,000 | $374,000 | $2,595,000 | $174,000 | $4,584,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,718 | $3,203,440,000 | $415,000 | $3,505,000 | $198,000 | $9,140,000 |
| Debt-To-Income Ratio | 151 | $56,325,000 | $373,000 | $1,995,000 | $118,000 | $1,365,000 |
| Credit History | 135 | $47,105,000 | $348,000 | $1,215,000 | $187,000 | $4,584,000 |
| Other | 71 | $30,135,000 | $424,000 | $1,905,000 | $331,000 | $4,498,000 |
| Collateral | 64 | $24,390,000 | $381,000 | $2,595,000 | $217,000 | $1,836,000 |
| Employment History | 26 | $9,450,000 | $363,000 | $785,000 | $103,000 | $191,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 26 | $7,990,000 | $307,000 | $735,000 | $120,000 | $516,000 |
| Unverifiable Information | 24 | $10,140,000 | $422,000 | $1,145,000 | $160,000 | $403,000 |
| Credit Application Incomplete | 7 | $3,475,000 | $496,000 | $875,000 | $176,000 | $242,000 |
| Mortgage Insurance Denied | 1 | $345,000 | $345,000 | $345,000 | $114,000 | $114,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Nations Direct Mortgage, LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Nations Direct Mortgage, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nevada, download the full spreadsheet
with aggregated HMDA statistics today.
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