Nations Home Mortgage Mortgage Lending & HMDA Data, 2008

In 2008, Nations Home Mortgage of Cherry Hill, NJ reported 1,424 mortgage applications totaling $244.4 million, up 36% from 2007. The average application was for $171,597, and applicants reported an average income of $64,080. 71% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Philadelphia, PA (76), Camden, NJ (53) and Atlanta-Sandy Springs-Marietta, GA (43) (applications in parentheses).

Mortgage Company & Address Nations Home Mortgage
51 Haddonfield Road Suite 210
Cherry Hill, NJ 08002
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  
Total Number of Mortgage Applications 1,424
Total Mortgage Loan Application Amount $244,355,000
Average Mortgage Loan Application Amount $171,597
Highest Mortgage Loan Application Amount $675,000
Average Applicant Income $64,080
Highest Applicant Income $858,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nations Home Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nations Home Mortgage by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Philadelphia, Pennsylvania 38 $ 4,805,000 $ 126,447 $ 43,000
Camden, New Jersey 23 $ 4,195,000 $ 182,391 $ 64,000
Cook, Illinois 20 $ 4,068,000 $ 203,400 $ 66,000
New Castle, Delaware 18 $ 3,850,000 $ 213,888 $ 69,000
Burlington, New Jersey 18 $ 3,351,000 $ 186,166 $ 78,000
Los Angeles, California 14 $ 4,540,000 $ 324,285 $ 87,000
Atlantic, New Jersey 14 $ 2,011,000 $ 143,642 $ 53,000
Gloucester, New Jersey 14 $ 2,690,000 $ 192,142 $ 75,000
Bucks, Pennsylvania 13 $ 3,188,000 $ 245,230 $ 87,000
Duval, Florida 12 $ 1,483,000 $ 123,583 $ 44,000
Miami-Dade, Florida 12 $ 2,507,000 $ 208,916 $ 64,000
Delaware, Pennsylvania 12 $ 2,187,000 $ 182,250 $ 63,000
Broward, Florida 10 $ 1,386,000 $ 138,600 $ 54,000
DeKalb, Georgia 10 $ 1,406,000 $ 140,600 $ 62,000
Northampton, Pennsylvania 10 $ 2,155,000 $ 215,500 $ 70,000
York, Pennsylvania 10 $ 1,721,000 $ 172,100 $ 61,000
Baltimore, Maryland 9 $ 2,115,000 $ 235,000 $ 70,000
Middlesex, Massachusetts 9 $ 2,000,000 $ 222,222 $ 76,000
Middlesex, New Jersey 9 $ 2,093,000 $ 232,555 $ 88,000
Jefferson, Alabama 8 $ 944,000 $ 118,000 $ 38,000
Polk, Florida 8 $ 1,160,000 $ 145,000 $ 52,000
Mercer, New Jersey 8 $ 1,917,000 $ 239,625 $ 153,000
Monmouth, New Jersey 8 $ 1,388,000 $ 173,500 $ 70,000
Cuyahoga, Ohio 8 $ 1,107,000 $ 138,375 $ 69,000
Chester, Pennsylvania 8 $ 2,192,000 $ 274,000 $ 109,000
Newport News, Virginia 8 $ 1,362,000 $ 170,250 $ 57,000
Hartford, Connecticut 7 $ 1,470,000 $ 210,000 $ 68,000
New Haven, Connecticut 7 $ 867,000 $ 123,857 $ 57,000
Orange, Florida 7 $ 1,530,000 $ 218,571 $ 69,000
Fulton, Georgia 7 $ 1,390,000 $ 198,571 $ 65,000
Baltimore City, Maryland 7 $ 793,000 $ 113,285 $ 37,000
Cape May, New Jersey 7 $ 1,322,000 $ 188,857 $ 75,000
Essex, New Jersey 7 $ 1,417,000 $ 202,428 $ 101,000
Lehigh, Pennsylvania 7 $ 900,000 $ 128,571 $ 44,000
Montgomery, Pennsylvania 7 $ 1,577,000 $ 225,285 $ 92,000
Greenville, South Carolina 7 $ 945,000 $ 135,000 $ 60,000
Chesterfield, Virginia 7 $ 1,148,000 $ 164,000 $ 65,000
Madison, Alabama 6 $ 622,000 $ 103,666 $ 45,000
Mobile, Alabama 6 $ 729,000 $ 121,500 $ 54,000
Fairfield, Connecticut 6 $ 1,754,000 $ 292,333 $ 74,000
Marion, Florida 6 $ 976,000 $ 162,666 $ 68,000
Palm Beach, Florida 6 $ 920,000 $ 153,333 $ 53,000
Volusia, Florida 6 $ 795,000 $ 132,500 $ 65,000
Bergen, New Jersey 6 $ 1,495,000 $ 249,166 $ 89,000
Hudson, New Jersey 6 $ 1,356,000 $ 226,000 $ 60,000
San Bernardino, California 5 $ 1,116,000 $ 223,200 $ 75,000
San Diego, California 5 $ 1,097,000 $ 219,400 $ 60,000
Tolland, Connecticut 5 $ 1,120,000 $ 224,000 $ 64,000
Sussex, Delaware 5 $ 681,000 $ 136,200 $ 47,000
Hillsborough, Florida 5 $ 780,000 $ 156,000 $ 44,000
Chatham, Georgia 5 $ 1,034,000 $ 206,800 $ 56,000
Cobb, Georgia 5 $ 905,000 $ 181,000 $ 69,000
Prince George's, Maryland 5 $ 1,530,000 $ 306,000 $ 110,000
Carroll, New Hampshire 5 $ 869,000 $ 173,800 $ 63,000
Morris, New Jersey 5 $ 1,324,000 $ 264,800 $ 61,000
Ocean, New Jersey 5 $ 1,132,000 $ 226,400 $ 87,000
Oneida, New York 5 $ 521,000 $ 104,200 $ 56,000
Charleston, South Carolina 5 $ 973,000 $ 194,600 $ 61,000
Richland, South Carolina 5 $ 832,000 $ 166,400 $ 78,000
Virginia Beach, Virginia 5 $ 1,078,000 $ 215,600 $ 64,000
Shelby, Alabama 4 $ 786,000 $ 196,500 $ 52,000
Riverside, California 4 $ 1,156,000 $ 289,000 $ 106,000
Kent, Delaware 4 $ 833,000 $ 208,250 $ 63,000
Leon, Florida 4 $ 507,000 $ 126,750 $ 47,000
Pasco, Florida 4 $ 515,000 $ 128,750 $ 91,000
Seminole, Florida 4 $ 561,000 $ 140,250 $ 43,000
Clayton, Georgia 4 $ 452,000 $ 113,000 $ 43,000
Gwinnett, Georgia 4 $ 915,000 $ 228,750 $ 87,000
Henry, Georgia 4 $ 871,000 $ 217,750 $ 81,000
Muscogee, Georgia 4 $ 570,000 $ 142,500 $ 54,000
Richmond, Georgia 4 $ 424,000 $ 106,000 $ 45,000
DuPage, Illinois 4 $ 774,000 $ 193,500 $ 69,000
Lake, Indiana 4 $ 464,000 $ 116,000 $ 53,000
Anne Arundel, Maryland 4 $ 1,127,000 $ 281,750 $ 95,000
Charles, Maryland 4 $ 872,000 $ 218,000 $ 72,000
Wayne, Michigan 4 $ 589,000 $ 147,250 $ 70,000
Hillsborough, New Hampshire 4 $ 628,000 $ 157,000 $ 62,000
Passaic, New Jersey 4 $ 956,000 $ 239,000 $ 93,000
Union, New Jersey 4 $ 651,000 $ 162,750 $ 65,000
Franklin, Ohio 4 $ 478,000 $ 119,500 $ 49,000
Franklin, Pennsylvania 4 $ 616,000 $ 154,000 $ 54,000
Lancaster, Pennsylvania 4 $ 674,000 $ 168,500 $ 51,000
Florence, South Carolina 4 $ 321,000 $ 80,250 $ 50,000
Shelby, Tennessee 4 $ 436,000 $ 109,000 $ 62,000
Chesapeake, Virginia 4 $ 633,000 $ 158,250 $ 66,000
Autauga, Alabama 3 $ 427,000 $ 142,333 $ 69,000
Chilton, Alabama 3 $ 303,000 $ 101,000 $ 43,000
Montgomery, Alabama 3 $ 287,000 $ 95,666 $ 44,000
St. Clair, Alabama 3 $ 291,000 $ 97,000 $ 35,000
Kern, California 3 $ 624,000 $ 208,000 $ 112,000
Orange, California 3 $ 548,000 $ 182,666 $ 78,000
Brevard, Florida 3 $ 353,000 $ 117,666 $ 42,000
Citrus, Florida 3 $ 237,000 $ 79,000 $ 24,000
Clay, Florida 3 $ 328,000 $ 109,333 $ 52,000
Escambia, Florida 3 $ 339,000 $ 113,000 $ 58,000
Pinellas, Florida 3 $ 378,000 $ 126,000 $ 42,000
St. Lucie, Florida 3 $ 476,000 $ 158,666 $ 50,000
Coweta, Georgia 3 $ 401,000 $ 133,666 $ 67,000
Hendricks, Indiana 3 $ 470,000 $ 156,666 $ 50,000
St. Joseph, Indiana 3 $ 410,000 $ 136,666 $ 55,000
Carroll, Maryland 3 $ 622,000 $ 207,333 $ 51,000
Cecil, Maryland 3 $ 453,000 $ 151,000 $ 46,000
Harford, Maryland 3 $ 882,000 $ 294,000 $ 71,000
Buchanan, Missouri 3 $ 225,000 $ 75,000 $ 20,000
Cumberland, New Jersey 3 $ 554,000 $ 184,666 $ 92,000
Somerset, New Jersey 3 $ 866,000 $ 288,666 $ 125,000
Suffolk, New York 3 $ 1,332,000 $ 444,000 $ 119,000
Clermont, Ohio 3 $ 453,000 $ 151,000 $ 95,000
Lake, Ohio 3 $ 534,000 $ 178,000 $ 64,000
Blair, Pennsylvania 3 $ 235,000 $ 78,333 $ 23,000
Cumberland, Pennsylvania 3 $ 390,000 $ 130,000 $ 34,000
Schuylkill, Pennsylvania 3 $ 464,000 $ 154,666 $ 55,000
Beaufort, South Carolina 3 $ 845,000 $ 281,666 $ 77,000
Laurens, South Carolina 3 $ 206,000 $ 68,666 $ 39,000
Lexington, South Carolina 3 $ 304,000 $ 101,333 $ 44,000
Spartanburg, South Carolina 3 $ 398,000 $ 132,666 $ 64,000
Davidson, Tennessee 3 $ 440,000 $ 146,666 $ 51,000
Campbell, Virginia 3 $ 428,000 $ 142,666 $ 39,000
Norfolk, Virginia 3 $ 437,000 $ 145,666 $ 50,000
Richmond City, Virginia 3 $ 339,000 $ 113,000 $ 43,000
Roanoke, Virginia 3 $ 327,000 $ 109,000 $ 46,000
Suffolk, Virginia 3 $ 474,000 $ 158,000 $ 48,000
Baldwin, Alabama 2 $ 228,000 $ 114,000 $ 88,000
Etowah, Alabama 2 $ 248,000 $ 124,000 $ 48,000
Jackson, Alabama 2 $ 125,000 $ 62,500 $ 32,000
Lauderdale, Alabama 2 $ 213,000 $ 106,500 $ 44,000
Limestone, Alabama 2 $ 376,000 $ 188,000 $ 82,000
Marengo, Alabama 2 $ 172,000 $ 86,000 $ 38,000
Monroe, Alabama 2 $ 106,000 $ 53,000 $ 16,000
Morgan, Alabama 2 $ 256,000 $ 128,000 $ 45,000
Placer, California 2 $ 552,000 $ 276,000 $ 126,000
Santa Clara, California 2 $ 1,017,000 $ 508,500 $ 141,000
Jefferson, Colorado 2 $ 230,000 $ 115,000 $ 51,000
Middlesex, Connecticut 2 $ 195,000 $ 97,500 $ 56,000
Bay, Florida 2 $ 408,000 $ 204,000 $ 118,000
Charlotte, Florida 2 $ 220,000 $ 110,000 $ 32,000
Columbia, Florida 2 $ 382,000 $ 191,000 $ 167,000
Flagler, Florida 2 $ 352,000 $ 176,000 $ 71,000
Gadsden, Florida 2 $ 355,000 $ 177,500 $ 42,000
Indian River, Florida 2 $ 241,000 $ 120,500 $ 72,000
Lee, Florida 2 $ 342,000 $ 171,000 $ 41,000
Osceola, Florida 2 $ 196,000 $ 98,000 $ 49,000
Dougherty, Georgia 2 $ 168,000 $ 84,000 $ 32,000
Hall, Georgia 2 $ 179,000 $ 89,500 $ 43,000
Lake, Illinois 2 $ 247,000 $ 123,500 $ 76,000
DeKalb, Indiana 2 $ 262,000 $ 131,000 $ 51,000
LaPorte, Indiana 2 $ 211,000 $ 105,500 $ 68,000
Morgan, Indiana 2 $ 424,000 $ 212,000 $ 61,000
Calvert, Maryland 2 $ 465,000 $ 232,500 $ 93,000
Montgomery, Maryland 2 $ 634,000 $ 317,000 $ 207,000
Wicomico, Maryland 2 $ 287,000 $ 143,500 $ 35,000
Worcester, Maryland 2 $ 354,000 $ 177,000 $ 46,000
Bristol, Massachusetts 2 $ 400,000 $ 200,000 $ 42,000
Plymouth, Massachusetts 2 $ 367,000 $ 183,500 $ 48,000
Suffolk, Massachusetts 2 $ 730,000 $ 365,000 $ 72,000
Worcester, Massachusetts 2 $ 349,000 $ 174,500 $ 43,000
Ottawa, Michigan 2 $ 264,000 $ 132,000 $ 39,000
Jackson, Missouri 2 $ 136,000 $ 68,000 $ 39,000
St. Louis, Missouri 2 $ 202,000 $ 101,000 $ 62,000
Belknap, New Hampshire 2 $ 318,000 $ 159,000 $ 94,000
Grafton, New Hampshire 2 $ 428,000 $ 214,000 $ 93,000
Salem, New Jersey 2 $ 205,000 $ 102,500 $ 46,000
Sussex, New Jersey 2 $ 408,000 $ 204,000 $ 46,000
Cattaraugus, New York 2 $ 271,000 $ 135,500 $ 49,000
Hamilton, Ohio 2 $ 401,000 $ 200,500 $ 50,000
Highland, Ohio 2 $ 159,000 $ 79,500 $ 22,000
Lorain, Ohio 2 $ 158,000 $ 79,000 $ 41,000
Mahoning, Ohio 2 $ 158,000 $ 79,000 $ 45,000
Stark, Ohio 2 $ 189,000 $ 94,500 $ 33,000
Bedford, Pennsylvania 2 $ 159,000 $ 79,500 $ 48,000
Columbia, Pennsylvania 2 $ 181,000 $ 90,500 $ 33,000
Dauphin, Pennsylvania 2 $ 267,000 $ 133,500 $ 48,000
Erie, Pennsylvania 2 $ 277,000 $ 138,500 $ 63,000
Pike, Pennsylvania 2 $ 409,000 $ 204,500 $ 64,000
Berkeley, South Carolina 2 $ 210,000 $ 105,000 $ 41,000
Cherokee, South Carolina 2 $ 294,000 $ 147,000 $ 38,000
Darlington, South Carolina 2 $ 309,000 $ 154,500 $ 111,000
Dorchester, South Carolina 2 $ 288,000 $ 144,000 $ 44,000
Horry, South Carolina 2 $ 307,000 $ 153,500 $ 39,000
Sumter, South Carolina 2 $ 269,000 $ 134,500 $ 74,000
Jefferson, Tennessee 2 $ 353,000 $ 176,500 $ 47,000
Montgomery, Tennessee 2 $ 177,000 $ 88,500 $ 35,000
Wilson, Tennessee 2 $ 428,000 $ 214,000 $ 92,000
Buckingham, Virginia 2 $ 326,000 $ 163,000 $ 72,000
Fairfax, Virginia 2 $ 697,000 $ 348,500 $ 146,000
Frederick, Virginia 2 $ 354,000 $ 177,000 $ 49,000
Henrico, Virginia 2 $ 292,000 $ 146,000 $ 36,000
Isle of Wight, Virginia 2 $ 223,000 $ 111,500 $ 29,000
Mathews, Virginia 2 $ 268,000 $ 134,000 $ 23,000
Page, Virginia 2 $ 301,000 $ 150,500 $ 32,000
Pittsylvania, Virginia 2 $ 321,000 $ 160,500 $ 46,000
Roanoke City, Virginia 2 $ 225,000 $ 112,500 $ 45,000
Spotsylvania, Virginia 2 $ 453,000 $ 226,500 $ 93,000
Westmoreland, Virginia 2 $ 301,000 $ 150,500 $ 31,000
York, Virginia 2 $ 257,000 $ 128,500 $ 51,000
Barbour, Alabama 1 $ 190,000 $ 190,000 $ 43,000
Calhoun, Alabama 1 $ 300,000 $ 300,000 $ 119,000
Coffee, Alabama 1 $ 81,000 $ 81,000 $ 22,000
Cullman, Alabama 1 $ 77,000 $ 77,000 $ 31,000
Elmore, Alabama 1 $ 125,000 $ 125,000 $ 48,000
Geneva, Alabama 1 $ 87,000 $ 87,000 $ 32,000
Houston, Alabama 1 $ 71,000 $ 71,000 $ 19,000
Lee, Alabama 1 $ 275,000 $ 275,000 $ 91,000
Randolph, Alabama 1 $ 210,000 $ 210,000 $ 26,000
Talladega, Alabama 1 $ 76,000 $ 76,000 $ 34,000
Tuscaloosa, Alabama 1 $ 116,000 $ 116,000 $ 32,000
Alameda, California 1 $ 296,000 $ 296,000 $ 61,000
Butte, California 1 $ 68,000 $ 68,000 $ 61,000
Calaveras, California 1 $ 213,000 $ 213,000 $ 67,000
Contra Costa, California 1 $ 351,000 $ 351,000 $ 122,000
Fresno, California 1 $ 102,000 $ 102,000 $ 29,000
Humboldt, California 1 $ 250,000 $ 250,000 $ 66,000
Lake, California 1 $ 100,000 $ 100,000 $ 41,000
Modoc, California 1 $ 132,000 $ 132,000 $ 31,000
Monterey, California 1 $ 246,000 $ 246,000 $ 94,000
Nevada, California 1 $ 325,000 $ 325,000 $ 67,000
Sacramento, California 1 $ 157,000 $ 157,000 $ 47,000
San Joaquin, California 1 $ 200,000 $ 200,000 $ 61,000
San Mateo, California 1 $ 360,000 $ 360,000 $ 82,000
Solano, California 1 $ 303,000 $ 303,000 $ 65,000
Stanislaus, California 1 $ 77,000 $ 77,000 $ 82,000
Tulare, California 1 $ 240,000 $ 240,000 $ 65,000
Boulder, Colorado 1 $ 146,000 $ 146,000 $ 53,000
Montrose, Colorado 1 $ 162,000 $ 162,000 $ 53,000
Ouray, Colorado 1 $ 120,000 $ 120,000 $ 46,000
Weld, Colorado 1 $ 103,000 $ 103,000 $ 50,000
Litchfield, Connecticut 1 $ 175,000 $ 175,000 $ 60,000
New London, Connecticut 1 $ 168,000 $ 168,000 $ 82,000
Calhoun, Florida 1 $ 137,000 $ 137,000 $ 39,000
Collier, Florida 1 $ 130,000 $ 130,000 $ 58,000
Glades, Florida 1 $ 217,000 $ 217,000 $ 68,000
Hendry, Florida 1 $ 232,000 $ 232,000 $ 59,000
Hernando, Florida 1 $ 183,000 $ 183,000 $ 43,000
Martin, Florida 1 $ 85,000 $ 85,000 $ 28,000
Nassau, Florida 1 $ 193,000 $ 193,000 $ 43,000
Okaloosa, Florida 1 $ 193,000 $ 193,000 $ 52,000
Putnam, Florida 1 $ 221,000 $ 221,000 $ 51,000
Sarasota, Florida 1 $ 277,000 $ 277,000 $ 44,000
Sumter, Florida 1 $ 128,000 $ 128,000 $ 43,000
Appling, Georgia 1 $ 106,000 $ 106,000 $ 75,000
Barrow, Georgia 1 $ 249,000 $ 249,000 $ 45,000
Bartow, Georgia 1 $ 115,000 $ 115,000 $ 76,000
Bulloch, Georgia 1 $ 132,000 $ 132,000 $ 66,000
Camden, Georgia 1 $ 121,000 $ 121,000 $ 31,000
Cherokee, Georgia 1 $ 256,000 $ 256,000 $ 84,000
Colquitt, Georgia 1 $ 63,000 $ 63,000 $ 44,000
Crawford, Georgia 1 $ 96,000 $ 96,000 $ 27,000
Dawson, Georgia 1 $ 96,000 $ 96,000 $ 26,000
Decatur, Georgia 1 $ 108,000 $ 108,000 $ 43,000
Douglas, Georgia 1 $ 214,000 $ 214,000 $ 115,000
Emanuel, Georgia 1 $ 57,000 $ 57,000 $ 29,000
Gilmer, Georgia 1 $ 234,000 $ 234,000 $ 25,000
Gordon, Georgia 1 $ 87,000 $ 87,000 $ 32,000
Harris, Georgia 1 $ 188,000 $ 188,000 $ 68,000
Houston, Georgia 1 $ 169,000 $ 169,000 $ 65,000
Jackson, Georgia 1 $ 104,000 $ 104,000 $ 54,000
Liberty, Georgia 1 $ 220,000 $ 220,000 $ 64,000
Macon, Georgia 1 $ 135,000 $ 135,000 $ 78,000
Marion, Georgia 1 $ 192,000 $ 192,000 $ 82,000
Rabun, Georgia 1 $ 162,000 $ 162,000 $ 58,000
Randolph, Georgia 1 $ 100,000 $ 100,000 $ 27,000
Rockdale, Georgia 1 $ 140,000 $ 140,000 $ 52,000
Sumter, Georgia 1 $ 70,000 $ 70,000 $ 22,000
Toombs, Georgia 1 $ 130,000 $ 130,000 $ 98,000
Troup, Georgia 1 $ 287,000 $ 287,000 $ 135,000
Upson, Georgia 1 $ 75,000 $ 75,000 $ 40,000
Walton, Georgia 1 $ 112,000 $ 112,000 $ 42,000
Whitfield, Georgia 1 $ 107,000 $ 107,000 $ 35,000
Boone, Illinois 1 $ 134,000 $ 134,000 $ 59,000
DeKalb, Illinois 1 $ 134,000 $ 134,000 $ 63,000
Franklin, Illinois 1 $ 77,000 $ 77,000 $ 50,000
Jackson, Illinois 1 $ 129,000 $ 129,000 $ 91,000
Kane, Illinois 1 $ 268,000 $ 268,000 $ 109,000
Knox, Illinois 1 $ 139,000 $ 139,000 $ 58,000
Livingston, Illinois 1 $ 105,000 $ 105,000 $ 63,000
McHenry, Illinois 1 $ 200,000 $ 200,000 $ 102,000
Monroe, Illinois 1 $ 285,000 $ 285,000 $ 144,000
Randolph, Illinois 1 $ 179,000 $ 179,000 $ 56,000
St. Clair, Illinois 1 $ 156,000 $ 156,000 $ 144,000
Vermilion, Illinois 1 $ 78,000 $ 78,000 $ 23,000
Will, Illinois 1 $ 101,000 $ 101,000 $ 30,000
Benton, Indiana 1 $ 54,000 $ 54,000 $ 26,000
Delaware, Indiana 1 $ 113,000 $ 113,000 $ 120,000
Gibson, Indiana 1 $ 114,000 $ 114,000 $ 73,000
Grant, Indiana 1 $ 88,000 $ 88,000 $ 35,000
Greene, Indiana 1 $ 131,000 $ 131,000 $ 40,000
Jefferson, Indiana 1 $ 135,000 $ 135,000 $ 117,000
Marion, Indiana 1 $ 92,000 $ 92,000 $ 110,000
Marshall, Indiana 1 $ 149,000 $ 149,000 $ 38,000
Porter, Indiana 1 $ 109,000 $ 109,000 $ 78,000
Switzerland, Indiana 1 $ 116,000 $ 116,000 $ 57,000
Warrick, Indiana 1 $ 116,000 $ 116,000 $ 69,000
Wayne, Indiana 1 $ 110,000 $ 110,000 $ 44,000
Allegany, Maryland 1 $ 85,000 $ 85,000 $ 30,000
Frederick, Maryland 1 $ 340,000 $ 340,000 $ 147,000
Howard, Maryland 1 $ 125,000 $ 125,000 $ 36,000
St. Mary's, Maryland 1 $ 275,000 $ 275,000 $ 50,000
Washington, Maryland 1 $ 221,000 $ 221,000 $ 109,000
Essex, Massachusetts 1 $ 410,000 $ 410,000 $ 69,000
Franklin, Massachusetts 1 $ 89,000 $ 89,000 $ 51,000
Hampden, Massachusetts 1 $ 167,000 $ 167,000 $ 35,000
Norfolk, Massachusetts 1 $ 282,000 $ 282,000 $ 53,000
Berrien, Michigan 1 $ 120,000 $ 120,000 $ 54,000
Clinton, Michigan 1 $ 140,000 $ 140,000 $ 62,000
Genesee, Michigan 1 $ 157,000 $ 157,000 $ 60,000
Gogebic, Michigan 1 $ 135,000 $ 135,000 $ 30,000
Ingham, Michigan 1 $ 253,000 $ 253,000 $ 53,000
Jackson, Michigan 1 $ 102,000 $ 102,000 $ 38,000
Kent, Michigan 1 $ 124,000 $ 124,000 $ 34,000
Lapeer, Michigan 1 $ 135,000 $ 135,000 $ 45,000
Livingston, Michigan 1 $ 168,000 $ 168,000 $ 61,000
Mecosta, Michigan 1 $ 64,000 $ 64,000 $ 22,000
Menominee, Michigan 1 $ 67,000 $ 67,000 $ 33,000
Monroe, Michigan 1 $ 200,000 $ 200,000 $ 72,000
Oakland, Michigan 1 $ 130,000 $ 130,000 $ 155,000
St. Clair, Michigan 1 $ 240,000 $ 240,000 $ 120,000
Bollinger, Missouri 1 $ 121,000 $ 121,000 $ 32,000
Cape Girardeau, Missouri 1 $ 118,000 $ 118,000 $ 40,000
Carter, Missouri 1 $ 72,000 $ 72,000 $ 27,000
Dunklin, Missouri 1 $ 92,000 $ 92,000 $ 57,000
Greene, Missouri 1 $ 166,000 $ 166,000 $ 77,000
Laclede, Missouri 1 $ 116,000 $ 116,000 $ 12,000
Lafayette, Missouri 1 $ 241,000 $ 241,000 $ 57,000
Lawrence, Missouri 1 $ 113,000 $ 113,000 $ 59,000
Lincoln, Missouri 1 $ 167,000 $ 167,000 $ 64,000
Perry, Missouri 1 $ 86,000 $ 86,000 $ 70,000
Pettis, Missouri 1 $ 82,000 $ 82,000 $ 27,000
St. Charles, Missouri 1 $ 63,000 $ 63,000 $ 49,000
Vernon, Missouri 1 $ 61,000 $ 61,000 $ 15,000
Webster, Missouri 1 $ 150,000 $ 150,000 $ 95,000
Cheshire, New Hampshire 1 $ 71,000 $ 71,000 $ 18,000
Merrimack, New Hampshire 1 $ 303,000 $ 303,000 $ 78,000
Rockingham, New Hampshire 1 $ 171,000 $ 171,000 $ 80,000
Strafford, New Hampshire 1 $ 112,000 $ 112,000 $ 48,000
Hunterdon, New Jersey 1 $ 361,000 $ 361,000 $ 100,000
Chemung, New York 1 $ 161,000 $ 161,000 $ 104,000
Dutchess, New York 1 $ 95,000 $ 95,000 $ 32,000
Essex, New York 1 $ 153,000 $ 153,000 $ 96,000
Herkimer, New York 1 $ 130,000 $ 130,000 $ 25,000
Kings, New York 1 $ 470,000 $ 470,000 $ 93,000
Livingston, New York 1 $ 162,000 $ 162,000 $ 117,000
Monroe, New York 1 $ 118,000 $ 118,000 $ 91,000
Niagara, New York 1 $ 69,000 $ 69,000 $ 28,000
Onondaga, New York 1 $ 109,000 $ 109,000 $ 27,000
Richmond, New York 1 $ 368,000 $ 368,000 $ 68,000
Rockland, New York 1 $ 675,000 $ 675,000 $ 208,000
Saratoga, New York 1 $ 98,000 $ 98,000 $ 44,000
Schenectady, New York 1 $ 106,000 $ 106,000 $ 44,000
Steuben, New York 1 $ 150,000 $ 150,000 $ 74,000
Tompkins, New York 1 $ 158,000 $ 158,000 $ 56,000
Wayne, New York 1 $ 88,000 $ 88,000 $ 52,000
Belmont, Ohio 1 $ 55,000 $ 55,000 $ 39,000
Butler, Ohio 1 $ 142,000 $ 142,000 $ 36,000
Champaign, Ohio 1 $ 207,000 $ 207,000 $ 83,000
Columbiana, Ohio 1 $ 148,000 $ 148,000 $ 78,000
Crawford, Ohio 1 $ 94,000 $ 94,000 $ 41,000
Erie, Ohio 1 $ 122,000 $ 122,000 $ 56,000
Fairfield, Ohio 1 $ 124,000 $ 124,000 $ 54,000
Hardin, Ohio 1 $ 132,000 $ 132,000 $ 156,000
Hocking, Ohio 1 $ 110,000 $ 110,000 $ 40,000
Holmes, Ohio 1 $ 235,000 $ 235,000 $ 74,000
Lawrence, Ohio 1 $ 113,000 $ 113,000 $ 50,000
Lucas, Ohio 1 $ 162,000 $ 162,000 $ 51,000
Miami, Ohio 1 $ 193,000 $ 193,000 $ 47,000
Pike, Ohio 1 $ 125,000 $ 125,000 $ 59,000
Ross, Ohio 1 $ 176,000 $ 176,000 $ 76,000
Sandusky, Ohio 1 $ 132,000 $ 132,000 $ 60,000
Seneca, Ohio 1 $ 103,000 $ 103,000 $ 53,000
Summit, Ohio 1 $ 90,000 $ 90,000 $ 62,000
Trumbull, Ohio 1 $ 174,000 $ 174,000 $ 76,000
Tuscarawas, Ohio 1 $ 187,000 $ 187,000 $ 105,000
Warren, Ohio 1 $ 249,000 $ 249,000 $ 74,000
Wood, Ohio 1 $ 156,000 $ 156,000 $ 136,000
Adams, Pennsylvania 1 $ 250,000 $ 250,000 $ 123,000
Allegheny, Pennsylvania 1 $ 121,000 $ 121,000 $ 61,000
Beaver, Pennsylvania 1 $ 104,000 $ 104,000 $ 38,000
Berks, Pennsylvania 1 $ 114,000 $ 114,000 $ 24,000
Butler, Pennsylvania 1 $ 140,000 $ 140,000 $ 35,000
Cambria, Pennsylvania 1 $ 121,000 $ 121,000 $ 74,000
Carbon, Pennsylvania 1 $ 111,000 $ 111,000 $ 37,000
Crawford, Pennsylvania 1 $ 71,000 $ 71,000 $ 14,000
Fayette, Pennsylvania 1 $ 123,000 $ 123,000 $ 31,000
Indiana, Pennsylvania 1 $ 183,000 $ 183,000 $ 96,000
Lackawanna, Pennsylvania 1 $ 62,000 $ 62,000 $ 20,000
Luzerne, Pennsylvania 1 $ 54,000 $ 54,000 $ 20,000
Lycoming, Pennsylvania 1 $ 67,000 $ 67,000 $ 96,000
Monroe, Pennsylvania 1 $ 103,000 $ 103,000 $ 37,000
Somerset, Pennsylvania 1 $ 76,000 $ 76,000 $ 34,000
Washington, Pennsylvania 1 $ 125,000 $ 125,000 $ 46,000
Wayne, Pennsylvania 1 $ 172,000 $ 172,000 $ 48,000
Westmoreland, Pennsylvania 1 $ 217,000 $ 217,000 $ 86,000
Aiken, South Carolina 1 $ 130,000 $ 130,000 $ 53,000
Anderson, South Carolina 1 $ 233,000 $ 233,000 $ 227,000
Bamberg, South Carolina 1 $ 130,000 $ 130,000 $ 46,000
Chester, South Carolina 1 $ 122,000 $ 122,000 $ 50,000
Fairfield, South Carolina 1 $ 273,000 $ 273,000 $ 74,000
Georgetown, South Carolina 1 $ 185,000 $ 185,000 $ 69,000
Kershaw, South Carolina 1 $ 199,000 $ 199,000 $ 68,000
Lancaster, South Carolina 1 $ 267,000 $ 267,000 $ 122,000
Pickens, South Carolina 1 $ 164,000 $ 164,000 $ 75,000
Anderson, Tennessee 1 $ 144,000 $ 144,000 $ 67,000
Blount, Tennessee 1 $ 155,000 $ 155,000 $ 109,000
Cheatham, Tennessee 1 $ 146,000 $ 146,000 $ 37,000
Cocke, Tennessee 1 $ 86,000 $ 86,000 $ 31,000
Dyer, Tennessee 1 $ 121,000 $ 121,000 $ 48,000
Fayette, Tennessee 1 $ 239,000 $ 239,000 $ 104,000
Fentress, Tennessee 1 $ 103,000 $ 103,000 $ 37,000
Greene, Tennessee 1 $ 186,000 $ 186,000 $ 51,000
Hamblen, Tennessee 1 $ 132,000 $ 132,000 $ 56,000
Jackson, Tennessee 1 $ 108,000 $ 108,000 $ 27,000
Knox, Tennessee 1 $ 244,000 $ 244,000 $ 110,000
Lauderdale, Tennessee 1 $ 106,000 $ 106,000 $ 43,000
Lawrence, Tennessee 1 $ 82,000 $ 82,000 $ 32,000
Lewis, Tennessee 1 $ 91,000 $ 91,000 $ 27,000
Maury, Tennessee 1 $ 67,000 $ 67,000 $ 23,000
Obion, Tennessee 1 $ 180,000 $ 180,000 $ 52,000
Roane, Tennessee 1 $ 73,000 $ 73,000 $ 20,000
Robertson, Tennessee 1 $ 240,000 $ 240,000 $ 43,000
Sequatchie, Tennessee 1 $ 95,000 $ 95,000 $ 35,000
Accomack, Virginia 1 $ 133,000 $ 133,000 $ 30,000
Arlington, Virginia 1 $ 124,000 $ 124,000 $ 14,000
Bristol, Virginia 1 $ 113,000 $ 113,000 $ 18,000
Brunswick, Virginia 1 $ 63,000 $ 63,000 $ 75,000
Carroll, Virginia 1 $ 135,000 $ 135,000 $ 59,000
Cumberland, Virginia 1 $ 202,000 $ 202,000 $ 62,000
Dinwiddie, Virginia 1 $ 255,000 $ 255,000 $ 54,000
Essex, Virginia 1 $ 121,000 $ 121,000 $ 31,000
Fauquier, Virginia 1 $ 298,000 $ 298,000 $ 77,000
Franklin, Virginia 1 $ 172,000 $ 172,000 $ 103,000
Grayson, Virginia 1 $ 144,000 $ 144,000 $ 53,000
Halifax, Virginia 1 $ 72,000 $ 72,000 $ 15,000
Hampton, Virginia 1 $ 128,000 $ 128,000 $ 38,000
Hanover, Virginia 1 $ 142,000 $ 142,000 $ 134,000
Henry, Virginia 1 $ 93,000 $ 93,000 $ 31,000
James City, Virginia 1 $ 192,000 $ 192,000 $ 56,000
King and Queen, Virginia 1 $ 264,000 $ 264,000 $ 89,000
King William, Virginia 1 $ 189,000 $ 189,000 $ 78,000
Loudoun, Virginia 1 $ 275,000 $ 275,000 $ 85,000
Louisa, Virginia 1 $ 355,000 $ 355,000 $ 77,000
Mecklenburg, Virginia 1 $ 143,000 $ 143,000 $ 79,000
Middlesex, Virginia 1 $ 132,000 $ 132,000 $ 49,000
New Kent, Virginia 1 $ 151,000 $ 151,000 $ 29,000
Nottoway, Virginia 1 $ 208,000 $ 208,000 $ 71,000
Prince William, Virginia 1 $ 157,000 $ 157,000 $ 79,000
Rockingham, Virginia 1 $ 201,000 $ 201,000 $ 45,000
Smyth, Virginia 1 $ 110,000 $ 110,000 $ 40,000
Stafford, Virginia 1 $ 368,000 $ 368,000 $ 180,000
Sussex, Virginia 1 $ 59,000 $ 59,000 $ 15,000
Warren, Virginia 1 $ 140,000 $ 140,000 $ 91,000
Waynesboro, Virginia 1 $ 74,000 $ 74,000 $ 22,000

Mortgage Loan Application Detail Totals for Nations Home Mortgage in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,397 $238,528,000 $170,000 $675,000 $63,000 $858,000
Home Purchase 27 $5,827,000 $215,000 $474,000 $120,000 $641,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,090 $188,316,000 $172,000 $675,000 $66,000 $858,000
Black or African American 259 $39,404,000 $152,000 $513,000 $56,000 $333,000
Hispanic 58 $12,433,000 $214,000 $655,000 $62,000 $185,000
Asian 12 $3,141,000 $261,000 $365,000 $83,000 $131,000
American Indian or Alaskan Native 3 $641,000 $213,000 $374,000 $87,000 $120,000
Native Hawaiian or Other Pacific Islander 2 $420,000 $210,000 $338,000 $59,000 $87,000
Not applicable 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 940 $151,113,000 $160,000 $348,000 $60,000 $333,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 484 $93,242,000 $192,000 $675,000 $71,000 $858,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,016 $173,381,000 $170,000 $675,000 $63,000 $641,000
Application Withdrawn By Applicant 325 $55,124,000 $169,000 $655,000 $63,000 $333,000
Application Denied By Financial Institution 57 $10,481,000 $183,000 $480,000 $78,000 $858,000
Application Approved But Not Accepted 14 $3,612,000 $258,000 $470,000 $71,000 $95,000
File Closed For Incompleteness 12 $1,757,000 $146,000 $289,000 $63,000 $140,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 28 $4,996,000 $178,000 $480,000 $76,000 $213,000
Debt-To-Income Ratio 10 $1,891,000 $189,000 $321,000 $45,000 $74,000
Credit History 7 $1,362,000 $194,000 $309,000 $60,000 $154,000
Other 6 $1,011,000 $168,000 $308,000 $190,000 $858,000
Insufficient Cash (Downpayment, Closing Cost) 3 $409,000 $136,000 $158,000 $40,000 $55,000
Employment History 2 $694,000 $347,000 $359,000 $74,000 $85,000
Unverifiable Information 1 $118,000 $118,000 $118,000 $40,000 $40,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nations Home Mortgage's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nations Home Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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