Nbh Bank Mortgage Lending & HMDA Data, 2025

In 2025, Nbh Bank of Greenwood Village, CO reported 2,218 mortgage applications totaling $822.2 million, about the same as 2024. The average application was for $370,671, and applicants reported an average income of $180,568. 65% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Kansas City, MO-KS (388), Colorado Springs, CO (286) and Denver-Aurora-Lakewood, CO (181) (applications in parentheses).

Mortgage Company & Address Nbh Bank
7800 East Orchard Road, Suite 300
Greenwood Village, CO 80011
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 2,218
Total Mortgage Loan Application Amount $822,150,000
Average Mortgage Loan Application Amount $370,671
Highest Mortgage Loan Application Amount $16,365,000
Average Applicant Income $180,568
Highest Applicant Income $4,874,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Nbh Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Nbh Bank by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Outside any metro area 758 $ 342,990,000 $ 452,493 $ 228,490
Kansas City, MO-KS 388 $ 66,490,000 $ 171,365 $ 124,453
Colorado Springs, CO 286 $ 119,080,000 $ 416,363 $ 169,000
Denver-Aurora-Lakewood, CO 181 $ 95,235,000 $ 526,160 $ 223,000
Topeka, KS 162 $ 34,300,000 $ 211,728 $ 96,000
Lawrence, KS 57 $ 17,085,000 $ 299,736 $ 150,000
Greeley, CO 56 $ 14,070,000 $ 251,250 $ 121,000
St. Joseph, MO-KS 46 $ 4,440,000 $ 96,521 $ 108,000
Dallas-Plano-Irving, TX 35 $ 14,785,000 $ 422,428 $ 180,000
Provo-Orem, UT 27 $ 20,615,000 $ 763,518 $ 363,000
Fort Collins, CO 23 $ 7,975,000 $ 346,739 $ 127,000
Pueblo, CO 22 $ 4,650,000 $ 211,363 $ 87,000
Salt Lake City, UT 16 $ 11,300,000 $ 706,250 $ 369,000
Boise City, ID 14 $ 7,740,000 $ 552,857 $ 185,000
Fort Worth-Arlington, TX 12 $ 3,980,000 $ 331,666 $ 146,000
Pensacola-Ferry Pass-Brent, FL 8 $ 3,680,000 $ 460,000 $ 263,000
Boulder, CO 6 $ 3,650,000 $ 608,333 $ 272,000
Grand Junction, CO 6 $ 1,660,000 $ 276,666 $ 206,000
Jacksonville, FL 5 $ 1,345,000 $ 269,000 $ 107,000
Phoenix-Mesa-Scottsdale, AZ 5 $ 1,785,000 $ 357,000 $ 179,000
Houston-The Woodlands-Sugar Land, TX 4 $ 920,000 $ 230,000 $ 99,000
Manhattan, KS 4 $ 970,000 $ 242,500 $ 107,000
San Antonio-New Braunfels, TX 4 $ 940,000 $ 235,000 $ 90,000
St. Louis, MO-IL 4 $ 2,440,000 $ 610,000 $ 288,000
Wichita, KS 4 $ 770,000 $ 192,500 $ 85,000
Albuquerque, NM 3 $ 445,000 $ 148,333 $ 83,000
Austin-Round Rock, TX 3 $ 935,000 $ 311,666 $ 133,000
Crestview-Fort Walton Beach-Destin, FL 3 $ 975,000 $ 325,000 $ 130,000
Santa Fe, NM 3 $ 1,695,000 $ 565,000 $ 176,000
Sherman-Denison, TX 3 $ 1,125,000 $ 375,000 $ 165,000
Arlington-Alexandria-Reston, VA-WV 2 $ 1,070,000 $ 535,000 $ 133,500
Bridgeport-Stamford-Norwalk, CT 2 $ 3,890,000 $ 1,945,000 $ 1,124,000
Cheyenne, WY 2 $ 1,120,000 $ 560,000 $ 192,000
Dayton-Springfield-Kettering, OH 2 $ 320,000 $ 160,000 $ 108,000
Dothan, AL 2 $ 1,890,000 $ 945,000 $ 240,000
El Paso, TX 2 $ 400,000 $ 200,000 $ 115,000
Flint, MI 2 $ 530,000 $ 265,000 $ 100,000
Indianapolis-Carmel-Anderson, IN 2 $ 450,000 $ 225,000 $ 102,000
Pittsburgh, PA 2 $ 640,000 $ 320,000 $ 125,000
Prescott Valley-Prescott, AZ 2 $ 770,000 $ 385,000 $ 111,000
Richmond, VA 2 $ 780,000 $ 390,000 $ 85,000
Springfield, MO 2 $ 310,000 $ 155,000 $ 69,000
St. George, UT 2 $ 2,250,000 $ 1,125,000 $ 662,000
Asheville, NC 1 $ 755,000 $ 755,000 $ 634,000
Bend-Redmond, OR 1 $ 695,000 $ 695,000 $ 320,000
Bloomington, IL 1 $ 205,000 $ 205,000 $ 60,000
Cape Coral-Fort Myers, FL 1 $ 165,000 $ 165,000 $ 107,000
Carson City, NV 1 $ 635,000 $ 635,000 $ 102,000
Chicago-Naperville, IL 1 $ 295,000 $ 295,000 $ 72,000
Cleveland, TN 1 $ 805,000 $ 805,000 $ 226,000
Corpus Christi, TX 1 $ 785,000 $ 785,000 $ 649,000
Daphne-Fairhope-Foley, AL 1 $ 655,000 $ 655,000 $ 213,000
Eugene, OR 1 $ 295,000 $ 295,000 $ 65,000
Farmington, NM 1 $ 85,000 $ 85,000 $ 269,000
Fayetteville-Springdale-Rogers, AR-MO 1 $ 185,000 $ 185,000 $ 51,000
Fort Wayne, IN 1 $ 105,000 $ 105,000 $ 0
Grand Forks, ND-MN 1 $ 335,000 $ 335,000 $ 128,000
Greensboro-High Point, NC 1 $ 1,275,000 $ 1,275,000 $ 215,000
Gulfport-Biloxi-Pascagoula, MS 1 $ 265,000 $ 265,000 $ 0
Idaho Falls, ID 1 $ 485,000 $ 485,000 $ 179,000
Iowa City, IA 1 $ 335,000 $ 335,000 $ 143,000
Janesville-Beloit, WI 1 $ 385,000 $ 385,000 $ 188,000
Kennewick-Richland, WA 1 $ 565,000 $ 565,000 $ 203,000
Killeen-Temple, TX 1 $ 295,000 $ 295,000 $ 0
Kingsport-Bristol-Bristol, TN-VA 1 $ 125,000 $ 125,000 $ 78,000
Knoxville, TN 1 $ 975,000 $ 975,000 $ 482,000
Kokomo, IN 1 $ 205,000 $ 205,000 $ 119,000
Lake Havasu City-Kingman, AZ 1 $ 315,000 $ 315,000 $ 71,000
Lakeland-Winter Haven, FL 1 $ 505,000 $ 505,000 $ 165,000
Logan, UT-ID 1 $ 1,205,000 $ 1,205,000 $ 172,000
Los Angeles-Long Beach-Glendale, CA 1 $ 475,000 $ 475,000 $ 371,000
Louisville/Jefferson County, KY-IN 1 $ 375,000 $ 375,000 $ 196,000
Minneapolis-St. Paul-Bloomington, MN-WI 1 $ 345,000 $ 345,000 $ 180,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 1 $ 175,000 $ 175,000 $ 222,000
Norwich-New London, CT 1 $ 285,000 $ 285,000 $ 86,000
Omaha-Council Bluffs, NE-IA 1 $ 355,000 $ 355,000 $ 120,000
Palm Bay-Melbourne-Titusville, FL 1 $ 595,000 $ 595,000 $ 164,000
Peoria, IL 1 $ 105,000 $ 105,000 $ 523,000
Philadelphia, PA 1 $ 435,000 $ 435,000 $ 0
Punta Gorda, FL 1 $ 735,000 $ 735,000 $ 240,000
Raleigh, NC 1 $ 1,075,000 $ 1,075,000 $ 0
Rochester, MN 1 $ 75,000 $ 75,000 $ 319,000
Sacramento--Roseville--Arden-Arcade, CA 1 $ 465,000 $ 465,000 $ 137,000
Seattle-Bellevue-Everett, WA 1 $ 435,000 $ 435,000 $ 141,000
Texarkana, TX-AR 1 $ 195,000 $ 195,000 $ 121,000
Tucson, AZ 1 $ 375,000 $ 375,000 $ 0
Wichita Falls, TX 1 $ 225,000 $ 225,000 $ 122,000

Mortgage Loan Application Detail Totals for Nbh Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,364 $589,510,000 $432,000 $16,365,000 $186,000 $4,874,000
Refinancing 312 $123,520,000 $395,000 $8,005,000 $206,000 $3,274,000
Home Improvement 252 $31,510,000 $125,000 $2,005,000 $151,000 $1,790,000
Other Purpose 161 $27,565,000 $171,000 $5,005,000 $128,000 $2,777,000
Cash-out Refinancing 129 $50,045,000 $387,000 $1,715,000 $185,000 $3,600,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,527 $550,065,000 $360,000 $5,005,000 $177,000 $3,600,000
Not Provided 349 $123,945,000 $355,000 $5,005,000 $236,000 $4,874,000
Hispanic 207 $59,035,000 $285,000 $2,115,000 $123,000 $842,000
Black or African American 61 $18,235,000 $298,000 $965,000 $142,000 $1,200,000
Asian 30 $12,590,000 $419,000 $1,715,000 $202,000 $1,839,000
Not applicable 25 $53,455,000 $2,138,000 $16,365,000 $0 $0
American Indian or Alaskan Native 17 $3,905,000 $229,000 $505,000 $129,000 $509,000
Native Hawaiian or Other Pacific Islander 2 $920,000 $460,000 $865,000 $185,000 $296,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,732 $657,140,000 $379,000 $16,365,000 $200,000 $4,874,000
FHA-insured (Federal Housing Administration) 271 $71,515,000 $263,000 $675,000 $88,000 $248,000
VA-guaranteed (Veterans Administration) 203 $91,835,000 $452,000 $1,505,000 $141,000 $482,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 12 $1,660,000 $138,000 $335,000 $67,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,448 $553,820,000 $382,000 $16,365,000 $181,000 $4,874,000
Application Withdrawn By Applicant 435 $199,835,000 $459,000 $8,505,000 $207,000 $3,600,000
Application Denied By Financial Institution 298 $57,350,000 $192,000 $5,005,000 $126,000 $2,432,000
Application Approved But Not Accepted 25 $6,355,000 $254,000 $1,155,000 $271,000 $1,860,000
File Closed For Incompleteness 8 $3,980,000 $497,000 $1,005,000 $259,000 $600,000
Loan Purchased By The Institution 4 $810,000 $202,000 $275,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,920 $764,800,000 $398,000 $16,365,000 $189,000 $4,874,000
Debt-To-Income Ratio 112 $21,380,000 $190,000 $2,005,000 $84,000 $289,000
Credit History 92 $11,750,000 $127,000 $1,225,000 $129,000 $2,432,000
Unverifiable Information 37 $9,105,000 $246,000 $5,005,000 $153,000 $1,568,000
Collateral 33 $7,525,000 $228,000 $1,235,000 $213,000 $1,444,000
Other 13 $2,445,000 $188,000 $505,000 $124,000 $235,000
Employment History 8 $4,360,000 $545,000 $3,185,000 $216,000 $1,251,000
Insufficient Cash (Downpayment, Closing Cost) 3 $785,000 $261,000 $365,000 $85,000 $163,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Nbh Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Nbh Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet with aggregated HMDA statistics today.

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