NBKC Bank Mortgage Lending & HMDA Data, 2018

In 2018, NBKC Bank of Kansas City, MO reported 13,899 mortgage applications totaling $4.4 billion, up 20% from 2017. The average application was for $316,863, and applicants reported an average income of $126,614. 62% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Kansas City, MO-KS (755), Phoenix-Mesa-Scottsdale, AZ (367) and Atlanta-Sandy Springs-Roswell, GA (358) (applications in parentheses).

Mortgage Company & Address NBKC Bank
8320 Ward Parkway
Kansas City, MO 64114
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 13,899
Total Mortgage Loan Application Amount $4,404,085,000
Average Mortgage Loan Application Amount $316,863
Highest Mortgage Loan Application Amount $3,505,000
Average Applicant Income $126,614
Highest Applicant Income $3,992,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records NBKC Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for NBKC Bank by County in 2018

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Maricopa, Arizona 352 $ 104,640,000 $ 297,272 $ 121,000
Clark, Nevada 341 $ 100,945,000 $ 296,026 $ 117,000
Johnson, Kansas 327 $ 86,295,000 $ 263,899 $ 119,000
Jackson, Missouri 210 $ 45,280,000 $ 215,619 $ 113,000
Los Angeles, California 201 $ 88,575,000 $ 440,671 $ 151,000
San Diego, California 173 $ 82,605,000 $ 477,485 $ 144,000
Harris, Texas 172 $ 47,600,000 $ 276,744 $ 145,000
Bexar, Texas 159 $ 45,335,000 $ 285,125 $ 121,000
King, Washington 153 $ 69,785,000 $ 456,111 $ 170,000
Tarrant, Texas 121 $ 34,715,000 $ 286,900 $ 131,000
Riverside, California 120 $ 43,310,000 $ 360,916 $ 138,000
El Paso, Colorado 119 $ 43,465,000 $ 365,252 $ 130,000
Fairfax, Virginia 116 $ 56,230,000 $ 484,741 $ 156,000
Salt Lake, Utah 103 $ 35,605,000 $ 345,679 $ 119,000
Collin, Texas 99 $ 32,585,000 $ 329,141 $ 129,000
Cook, Illinois 96 $ 33,310,000 $ 346,979 $ 177,000
Orange, California 95 $ 50,675,000 $ 533,421 $ 154,000
San Bernardino, California 93 $ 31,075,000 $ 334,139 $ 111,000
Camden, Georgia 93 $ 16,815,000 $ 180,806 $ 68,000
Pierce, Washington 93 $ 34,155,000 $ 367,258 $ 110,000
Clay, Missouri 78 $ 18,960,000 $ 243,076 $ 113,000
Pima, Arizona 75 $ 20,135,000 $ 268,466 $ 105,000
Snohomish, Washington 75 $ 30,095,000 $ 401,266 $ 131,000
Broward, Florida 74 $ 22,470,000 $ 303,648 $ 122,000
Travis, Texas 74 $ 23,610,000 $ 319,054 $ 134,000
Sacramento, California 72 $ 24,340,000 $ 338,055 $ 128,000
Dallas, Texas 71 $ 21,945,000 $ 309,084 $ 136,000
Contra Costa, California 70 $ 32,340,000 $ 462,000 $ 148,000
Orange, Florida 69 $ 20,885,000 $ 302,681 $ 134,000
Palm Beach, Florida 68 $ 19,990,000 $ 293,970 $ 134,000
Denton, Texas 68 $ 25,130,000 $ 369,558 $ 147,000
Cobb, Georgia 67 $ 22,125,000 $ 330,223 $ 132,000
Honolulu, Hawaii 65 $ 38,015,000 $ 584,846 $ 147,000
Hillsborough, Florida 63 $ 18,755,000 $ 297,698 $ 134,000
Washington, Oregon 63 $ 20,935,000 $ 332,301 $ 114,000
Anchorage, Alaska 62 $ 22,530,000 $ 363,387 $ 134,000
Hennepin, Minnesota 62 $ 17,600,000 $ 283,870 $ 131,000
Clark, Washington 61 $ 21,665,000 $ 355,163 $ 119,000
Alameda, California 60 $ 28,700,000 $ 478,333 $ 143,000
Houston, Georgia 59 $ 10,085,000 $ 170,932 $ 82,000
Fort Bend, Texas 58 $ 18,220,000 $ 314,137 $ 135,000
Utah, Utah 58 $ 20,840,000 $ 359,310 $ 133,000
Solano, California 57 $ 22,425,000 $ 393,421 $ 117,000
Fulton, Georgia 57 $ 18,675,000 $ 327,631 $ 130,000
Wake, North Carolina 57 $ 19,565,000 $ 343,245 $ 126,000
Williamson, Texas 57 $ 18,275,000 $ 320,614 $ 133,000
Jefferson, Colorado 56 $ 22,520,000 $ 402,142 $ 130,000
Ada, Idaho 56 $ 17,110,000 $ 305,535 $ 125,000
Bernalillo, New Mexico 54 $ 14,000,000 $ 259,259 $ 102,000
Douglas, Colorado 52 $ 18,890,000 $ 363,269 $ 164,000
Clackamas, Oregon 52 $ 17,450,000 $ 335,576 $ 123,000
Miami-Dade, Florida 51 $ 15,255,000 $ 299,117 $ 116,000
Okaloosa, Florida 51 $ 17,695,000 $ 346,960 $ 122,000
Gwinnett, Georgia 51 $ 13,805,000 $ 270,686 $ 102,000
Washoe, Nevada 49 $ 17,025,000 $ 347,448 $ 146,000
Cass, Missouri 47 $ 12,185,000 $ 259,255 $ 313,000
Kitsap, Washington 46 $ 14,630,000 $ 318,043 $ 113,000
Santa Clara, California 45 $ 21,715,000 $ 482,555 $ 158,000
Oakland, Michigan 45 $ 13,355,000 $ 296,777 $ 132,000
Arapahoe, Colorado 44 $ 13,760,000 $ 312,727 $ 108,000
Virginia Beach, Virginia 44 $ 14,410,000 $ 327,500 $ 93,000
Fresno, California 41 $ 11,415,000 $ 278,414 $ 92,000
Multnomah, Oregon 41 $ 13,025,000 $ 317,682 $ 121,000
Duval, Florida 40 $ 10,230,000 $ 255,750 $ 94,000
Anne Arundel, Maryland 40 $ 14,110,000 $ 352,750 $ 117,000
Platte, Missouri 40 $ 12,690,000 $ 317,250 $ 161,000
Mecklenburg, North Carolina 40 $ 12,680,000 $ 317,000 $ 155,000
Charleston, South Carolina 39 $ 12,895,000 $ 330,641 $ 127,000
Loudoun, Virginia 39 $ 18,595,000 $ 476,794 $ 158,000
Thurston, Washington 39 $ 11,915,000 $ 305,512 $ 105,000
Placer, California 38 $ 15,570,000 $ 409,736 $ 132,000
Pinellas, Florida 38 $ 10,690,000 $ 281,315 $ 121,000
Middlesex, New Jersey 38 $ 12,190,000 $ 320,789 $ 164,000
Montgomery, Texas 36 $ 9,850,000 $ 273,611 $ 112,000
Adams, Colorado 35 $ 11,875,000 $ 339,285 $ 107,000
Seminole, Florida 35 $ 8,695,000 $ 248,428 $ 118,000
Suffolk, New York 35 $ 12,655,000 $ 361,571 $ 136,000
San Joaquin, California 34 $ 10,240,000 $ 301,176 $ 124,000
St. Johns, Florida 34 $ 10,180,000 $ 299,411 $ 119,000
Middlesex, Massachusetts 34 $ 14,610,000 $ 429,705 $ 150,000
Bergen, New Jersey 34 $ 14,660,000 $ 431,176 $ 145,000
DeKalb, Georgia 33 $ 10,795,000 $ 327,121 $ 136,000
Lake, Illinois 32 $ 8,940,000 $ 279,375 $ 145,000
Chesapeake, Virginia 32 $ 10,300,000 $ 321,875 $ 107,000
Fayette, Georgia 31 $ 12,065,000 $ 389,193 $ 144,000
Nassau, New York 31 $ 13,565,000 $ 437,580 $ 154,000
Spokane, Washington 31 $ 8,615,000 $ 277,903 $ 103,000
Forsyth, Georgia 30 $ 9,570,000 $ 319,000 $ 125,000
Santa Rosa, Florida 29 $ 7,905,000 $ 272,586 $ 104,000
Garfield, Oklahoma 29 $ 6,805,000 $ 234,655 $ 92,000
Marion, Oregon 28 $ 7,850,000 $ 280,357 $ 129,000
Jefferson, Alabama 27 $ 7,375,000 $ 273,148 $ 133,000
Yavapai, Arizona 27 $ 7,605,000 $ 281,666 $ 121,000
Denver, Colorado 27 $ 9,125,000 $ 337,962 $ 137,000
DuPage, Illinois 27 $ 8,125,000 $ 300,925 $ 162,000
Shelby, Tennessee 27 $ 7,745,000 $ 286,851 $ 124,000
Davis, Utah 27 $ 9,405,000 $ 348,333 $ 141,000
Ventura, California 26 $ 12,160,000 $ 467,692 $ 143,000
District of Columbia, District Of Columbia 26 $ 12,840,000 $ 493,846 $ 156,000
Brevard, Florida 26 $ 8,010,000 $ 308,076 $ 133,000
Montgomery, Maryland 26 $ 11,630,000 $ 447,307 $ 181,000
Prince George's, Maryland 26 $ 9,020,000 $ 346,923 $ 155,000
Williamson, Tennessee 26 $ 10,970,000 $ 421,923 $ 139,000
Guadalupe, Texas 26 $ 7,250,000 $ 278,846 $ 129,000
Bay, Florida 25 $ 6,125,000 $ 245,000 $ 95,000
Wayne, Michigan 25 $ 5,945,000 $ 237,800 $ 123,000
Monmouth, New Jersey 25 $ 9,365,000 $ 374,600 $ 159,000
Stafford, Virginia 25 $ 9,315,000 $ 372,600 $ 139,000
Larimer, Colorado 24 $ 9,180,000 $ 382,500 $ 136,000
Lee, Florida 24 $ 7,040,000 $ 293,333 $ 159,000
Horry, South Carolina 24 $ 6,120,000 $ 255,000 $ 143,000
Davidson, Tennessee 24 $ 7,540,000 $ 314,166 $ 137,000
Matanuska-Susitna, Alaska 23 $ 7,025,000 $ 305,434 $ 127,000
Marion, Florida 23 $ 3,865,000 $ 168,043 $ 82,000
Hawaii, Hawaii 23 $ 9,495,000 $ 412,826 $ 123,000
El Paso, Texas 23 $ 4,255,000 $ 185,000 $ 80,000
Escambia, Florida 22 $ 6,200,000 $ 281,818 $ 129,000
Lake, Florida 22 $ 6,730,000 $ 305,909 $ 133,000
Sarpy, Nebraska 22 $ 5,930,000 $ 269,545 $ 99,000
Philadelphia, Pennsylvania 22 $ 5,160,000 $ 234,545 $ 175,000
Greenville, South Carolina 22 $ 6,550,000 $ 297,727 $ 100,000
Sonoma, California 21 $ 9,075,000 $ 432,142 $ 148,000
Will, Illinois 21 $ 6,355,000 $ 302,619 $ 149,000
Curry, New Mexico 21 $ 4,385,000 $ 208,809 $ 79,000
Westchester, New York 21 $ 9,235,000 $ 439,761 $ 181,000
Montgomery, Pennsylvania 21 $ 6,365,000 $ 303,095 $ 115,000
Prince William, Virginia 21 $ 8,375,000 $ 398,809 $ 150,000
Yakima, Washington 21 $ 6,045,000 $ 287,857 $ 130,000
Madison, Alabama 20 $ 5,160,000 $ 258,000 $ 127,000
New Castle, Delaware 20 $ 5,530,000 $ 276,500 $ 142,000
Cherokee, Georgia 20 $ 5,060,000 $ 253,000 $ 133,000
Hamilton, Indiana 20 $ 5,890,000 $ 294,500 $ 119,000
Douglas, Nebraska 20 $ 5,100,000 $ 255,000 $ 138,000
Morris, New Jersey 20 $ 7,560,000 $ 378,000 $ 188,000
Queens, New York 20 $ 9,080,000 $ 454,000 $ 120,000
Durham, North Carolina 20 $ 5,190,000 $ 259,500 $ 131,000
Allegheny, Pennsylvania 20 $ 6,210,000 $ 310,500 $ 165,000
Brazoria, Texas 20 $ 5,080,000 $ 254,000 $ 114,000
Henrico, Virginia 20 $ 6,360,000 $ 318,000 $ 157,000
Norfolk, Virginia 20 $ 5,780,000 $ 289,000 $ 104,000
Weld, Colorado 19 $ 6,755,000 $ 355,526 $ 105,000
Fairfield, Connecticut 19 $ 6,185,000 $ 325,526 $ 137,000
Clay, Florida 19 $ 5,175,000 $ 272,368 $ 118,000
Volusia, Florida 19 $ 4,785,000 $ 251,842 $ 118,000
Wyandotte, Kansas 19 $ 3,235,000 $ 170,263 $ 66,000
Cuyahoga, Ohio 19 $ 3,895,000 $ 205,000 $ 96,000
Oklahoma, Oklahoma 19 $ 4,985,000 $ 262,368 $ 132,000
Comal, Texas 19 $ 7,065,000 $ 371,842 $ 147,000
Galveston, Texas 19 $ 6,055,000 $ 318,684 $ 139,000
St. Charles, Missouri 18 $ 4,810,000 $ 267,222 $ 148,000
Tulsa, Oklahoma 18 $ 4,950,000 $ 275,000 $ 124,000
Dorchester, South Carolina 18 $ 4,700,000 $ 261,111 $ 83,000
Hamilton, Tennessee 18 $ 4,510,000 $ 250,555 $ 190,000
San Mateo, California 17 $ 10,075,000 $ 592,647 $ 187,000
Collier, Florida 17 $ 5,005,000 $ 294,411 $ 152,000
Sarasota, Florida 17 $ 4,865,000 $ 286,176 $ 142,000
Maui, Hawaii 17 $ 7,505,000 $ 441,470 $ 127,000
St. Louis, Missouri 17 $ 4,805,000 $ 282,647 $ 350,000
Moore, North Carolina 17 $ 5,115,000 $ 300,882 $ 117,000
Onslow, North Carolina 17 $ 3,435,000 $ 202,058 $ 88,000
Union, North Carolina 17 $ 5,235,000 $ 307,941 $ 105,000
Montgomery, Ohio 17 $ 4,605,000 $ 270,882 $ 135,000
Lane, Oregon 17 $ 4,845,000 $ 285,000 $ 92,000
Berkeley, South Carolina 17 $ 5,765,000 $ 339,117 $ 124,000
Ellis, Texas 17 $ 4,085,000 $ 240,294 $ 84,000
Hays, Texas 17 $ 6,575,000 $ 386,764 $ 125,000
El Dorado, California 16 $ 6,190,000 $ 386,875 $ 171,000
Stanislaus, California 16 $ 5,480,000 $ 342,500 $ 138,000
Yolo, California 16 $ 6,570,000 $ 410,625 $ 144,000
New Haven, Connecticut 16 $ 3,160,000 $ 197,500 $ 101,000
St. Lucie, Florida 16 $ 4,080,000 $ 255,000 $ 135,000
Sedgwick, Kansas 16 $ 4,620,000 $ 288,750 $ 119,000
Worcester, Massachusetts 16 $ 5,580,000 $ 348,750 $ 109,000
Washington, Minnesota 16 $ 4,800,000 $ 300,000 $ 113,000
Somerset, New Jersey 16 $ 6,630,000 $ 414,375 $ 142,000
Chester, Pennsylvania 16 $ 5,930,000 $ 370,625 $ 162,000
Knox, Tennessee 16 $ 4,310,000 $ 269,375 $ 114,000
Whatcom, Washington 16 $ 6,170,000 $ 385,625 $ 135,000
Laramie, Wyoming 16 $ 5,520,000 $ 345,000 $ 129,000
Mohave, Arizona 15 $ 3,255,000 $ 217,000 $ 142,000
Pinal, Arizona 15 $ 2,305,000 $ 153,666 $ 89,000
Columbia, Georgia 15 $ 3,755,000 $ 250,333 $ 105,000
Paulding, Georgia 15 $ 3,635,000 $ 242,333 $ 90,000
Canyon, Idaho 15 $ 4,465,000 $ 297,666 $ 113,000
Kootenai, Idaho 15 $ 4,035,000 $ 269,000 $ 80,000
Marion, Indiana 15 $ 2,915,000 $ 194,333 $ 121,000
Leavenworth, Kansas 15 $ 3,815,000 $ 254,333 $ 106,000
Jefferson, Kentucky 15 $ 3,775,000 $ 251,666 $ 93,000
Howard, Maryland 15 $ 6,345,000 $ 423,000 $ 147,000
Washtenaw, Michigan 15 $ 4,015,000 $ 267,666 $ 113,000
Essex, New Jersey 15 $ 5,965,000 $ 397,666 $ 172,000
Ocean, New Jersey 15 $ 4,795,000 $ 319,666 $ 127,000
Orange, New York 15 $ 4,765,000 $ 317,666 $ 123,000
Deschutes, Oregon 15 $ 5,305,000 $ 353,666 $ 115,000
Jackson, Oregon 15 $ 4,525,000 $ 301,666 $ 111,000
Beaufort, South Carolina 15 $ 4,915,000 $ 327,666 $ 113,000
Richland, South Carolina 15 $ 3,955,000 $ 263,666 $ 134,000
Baldwin, Alabama 14 $ 3,870,000 $ 276,428 $ 115,000
Benton, Arkansas 14 $ 3,260,000 $ 232,857 $ 140,000
Pulaski, Arkansas 14 $ 3,790,000 $ 270,714 $ 124,000
Kern, California 14 $ 2,800,000 $ 200,000 $ 89,000
Monterey, California 14 $ 7,980,000 $ 570,000 $ 174,000
San Luis Obispo, California 14 $ 7,130,000 $ 509,285 $ 135,000
Santa Barbara, California 14 $ 5,220,000 $ 372,857 $ 119,000
Barnstable, Massachusetts 14 $ 4,980,000 $ 355,714 $ 182,000
Macomb, Michigan 14 $ 3,320,000 $ 237,142 $ 101,000
Dakota, Minnesota 14 $ 4,410,000 $ 315,000 $ 115,000
Camden, Missouri 14 $ 2,870,000 $ 205,000 $ 190,000
Delaware, Ohio 14 $ 4,210,000 $ 300,714 $ 137,000
Canadian, Oklahoma 14 $ 3,610,000 $ 257,857 $ 113,000
Wilson, Tennessee 14 $ 4,050,000 $ 289,285 $ 129,000
Weber, Utah 14 $ 4,570,000 $ 326,428 $ 113,000
Fairbanks North Star, Alaska 13 $ 3,765,000 $ 289,615 $ 200,000
Pasco, Florida 13 $ 3,775,000 $ 290,384 $ 117,000
Coweta, Georgia 13 $ 3,745,000 $ 288,076 $ 146,000
Kauai, Hawaii 13 $ 5,975,000 $ 459,615 $ 155,000
Oldham, Kentucky 13 $ 5,465,000 $ 420,384 $ 182,000
Franklin, Ohio 13 $ 3,565,000 $ 274,230 $ 126,000
Jackson, Oklahoma 13 $ 2,645,000 $ 203,461 $ 102,000
Bucks, Pennsylvania 13 $ 5,445,000 $ 418,846 $ 174,000
Lexington, South Carolina 13 $ 3,075,000 $ 236,538 $ 99,000
Bell, Texas 13 $ 2,565,000 $ 197,307 $ 128,000
Val Verde, Texas 13 $ 2,255,000 $ 173,461 $ 85,000
Chesterfield, Virginia 13 $ 4,895,000 $ 376,538 $ 136,000
Benton, Washington 13 $ 4,465,000 $ 343,461 $ 105,000
Boulder, Colorado 12 $ 5,150,000 $ 429,166 $ 133,000
Polk, Iowa 12 $ 2,950,000 $ 245,833 $ 96,000
Baltimore, Maryland 12 $ 3,980,000 $ 331,666 $ 101,000
Ramsey, Minnesota 12 $ 3,130,000 $ 260,833 $ 104,000
DeSoto, Mississippi 12 $ 3,360,000 $ 280,000 $ 107,000
Lancaster, Nebraska 12 $ 2,920,000 $ 243,333 $ 124,000
Hudson, New Jersey 12 $ 4,130,000 $ 344,166 $ 162,000
Mercer, New Jersey 12 $ 3,320,000 $ 276,666 $ 148,000
Gaston, North Carolina 12 $ 3,530,000 $ 294,166 $ 117,000
Suffolk, Virginia 12 $ 2,970,000 $ 247,500 $ 84,000
Imperial, California 11 $ 2,815,000 $ 255,909 $ 101,000
Hartford, Connecticut 11 $ 3,745,000 $ 340,454 $ 153,000
Indian River, Florida 11 $ 3,005,000 $ 273,181 $ 145,000
Kane, Illinois 11 $ 2,955,000 $ 268,636 $ 146,000
St. Clair, Illinois 11 $ 3,065,000 $ 278,636 $ 127,000
Lake, Indiana 11 $ 2,715,000 $ 246,818 $ 97,000
Kent, Michigan 11 $ 3,155,000 $ 286,818 $ 129,000
Union, New Jersey 11 $ 4,195,000 $ 381,363 $ 148,000
Otero, New Mexico 11 $ 2,385,000 $ 216,818 $ 99,000
Dutchess, New York 11 $ 2,865,000 $ 260,454 $ 101,000
Carteret, North Carolina 11 $ 3,215,000 $ 292,272 $ 164,000
Sumter, South Carolina 11 $ 2,255,000 $ 205,000 $ 86,000
York, South Carolina 11 $ 3,315,000 $ 301,363 $ 128,000
Montgomery, Tennessee 11 $ 2,705,000 $ 245,909 $ 90,000
Washington, Utah 11 $ 3,165,000 $ 287,727 $ 137,000
Island, Washington 11 $ 4,175,000 $ 379,545 $ 109,000
Waukesha, Wisconsin 11 $ 3,415,000 $ 310,454 $ 111,000
Shelby, Alabama 10 $ 2,610,000 $ 261,000 $ 98,000
Marin, California 10 $ 5,790,000 $ 579,000 $ 178,000
Merced, California 10 $ 2,660,000 $ 266,000 $ 88,000
Sussex, Delaware 10 $ 3,710,000 $ 371,000 $ 305,000
Polk, Florida 10 $ 2,440,000 $ 244,000 $ 95,000
Chatham, Georgia 10 $ 3,040,000 $ 304,000 $ 121,000
McHenry, Illinois 10 $ 2,660,000 $ 266,000 $ 159,000
Floyd, Indiana 10 $ 3,050,000 $ 305,000 $ 120,000
Johnson, Indiana 10 $ 2,600,000 $ 260,000 $ 112,000
Douglas, Kansas 10 $ 4,490,000 $ 449,000 $ 65,000
St. Mary's, Maryland 10 $ 3,710,000 $ 371,000 $ 135,000
Norfolk, Massachusetts 10 $ 3,490,000 $ 349,000 $ 99,000
Livingston, Michigan 10 $ 3,280,000 $ 328,000 $ 157,000
Burlington, New Jersey 10 $ 2,660,000 $ 266,000 $ 141,000
Hamilton, Ohio 10 $ 2,230,000 $ 223,000 $ 100,000
Polk, Oregon 10 $ 3,210,000 $ 321,000 $ 104,000
Lancaster, Pennsylvania 10 $ 3,530,000 $ 353,000 $ 142,000
Spartanburg, South Carolina 10 $ 1,760,000 $ 176,000 $ 88,000
Brazos, Texas 10 $ 2,480,000 $ 248,000 $ 273,000
Rockwall, Texas 10 $ 3,460,000 $ 346,000 $ 163,000
Taylor, Texas 10 $ 2,890,000 $ 289,000 $ 104,000
Wichita, Texas 10 $ 2,830,000 $ 283,000 $ 100,000
Arlington, Virginia 10 $ 5,600,000 $ 560,000 $ 163,000
York, Virginia 10 $ 3,450,000 $ 345,000 $ 126,000
Dane, Wisconsin 10 $ 3,730,000 $ 373,000 $ 146,000
San Benito, California 9 $ 3,965,000 $ 440,555 $ 152,000
Santa Cruz, California 9 $ 3,505,000 $ 389,444 $ 130,000
Litchfield, Connecticut 9 $ 3,055,000 $ 339,444 $ 142,000
Leon, Florida 9 $ 1,965,000 $ 218,333 $ 124,000
Nassau, Florida 9 $ 2,525,000 $ 280,555 $ 88,000
Shawnee, Kansas 9 $ 1,125,000 $ 125,000 $ 69,000
East Baton Rouge, Louisiana 9 $ 2,725,000 $ 302,777 $ 118,000
Orleans, Louisiana 9 $ 3,605,000 $ 400,555 $ 300,000
Wright, Minnesota 9 $ 1,995,000 $ 221,666 $ 107,000
Johnson, Missouri 9 $ 1,995,000 $ 221,666 $ 112,000
Gallatin, Montana 9 $ 2,665,000 $ 296,111 $ 135,000
Rockingham, New Hampshire 9 $ 3,495,000 $ 388,333 $ 107,000
Sandoval, New Mexico 9 $ 2,995,000 $ 332,777 $ 125,000
Rockland, New York 9 $ 2,945,000 $ 327,222 $ 113,000
Henderson, North Carolina 9 $ 2,395,000 $ 266,111 $ 100,000
Linn, Oregon 9 $ 2,135,000 $ 237,222 $ 94,000
Rutherford, Tennessee 9 $ 2,325,000 $ 258,333 $ 104,000
Lubbock, Texas 9 $ 1,535,000 $ 170,555 $ 132,000
Alexandria, Virginia 9 $ 3,805,000 $ 422,777 $ 150,000
Mason, Washington 9 $ 2,185,000 $ 242,777 $ 76,000
Lee, Alabama 8 $ 2,500,000 $ 312,500 $ 115,000
Cochise, Arizona 8 $ 2,210,000 $ 276,250 $ 108,000
Washington, Arkansas 8 $ 2,050,000 $ 256,250 $ 106,000
Butte, California 8 $ 1,730,000 $ 216,250 $ 95,000
Tulare, California 8 $ 2,050,000 $ 256,250 $ 116,000
Alachua, Florida 8 $ 1,630,000 $ 203,750 $ 84,000
Hernando, Florida 8 $ 1,520,000 $ 190,000 $ 97,000
Hendricks, Indiana 8 $ 2,160,000 $ 270,000 $ 122,000
Miami, Kansas 8 $ 1,510,000 $ 188,750 $ 72,000
Charles, Maryland 8 $ 3,060,000 $ 382,500 $ 108,000
Essex, Massachusetts 8 $ 3,790,000 $ 473,750 $ 235,000
Scott, Minnesota 8 $ 2,620,000 $ 327,500 $ 122,000
Flathead, Montana 8 $ 2,100,000 $ 262,500 $ 96,000
Douglas, Nevada 8 $ 2,040,000 $ 255,000 $ 86,000
Lyon, Nevada 8 $ 1,910,000 $ 238,750 $ 89,000
Erie, New York 8 $ 2,250,000 $ 281,250 $ 163,000
Kings, New York 8 $ 3,180,000 $ 397,500 $ 164,000
Cumberland, North Carolina 8 $ 1,680,000 $ 210,000 $ 91,000
Pender, North Carolina 8 $ 2,240,000 $ 280,000 $ 141,000
Lucas, Ohio 8 $ 1,470,000 $ 183,750 $ 102,000
Cleveland, Oklahoma 8 $ 2,280,000 $ 285,000 $ 106,000
Klamath, Oregon 8 $ 2,070,000 $ 258,750 $ 112,000
Lancaster, South Carolina 8 $ 2,960,000 $ 370,000 $ 118,000
Maury, Tennessee 8 $ 2,420,000 $ 302,500 $ 104,000
Grayson, Texas 8 $ 2,000,000 $ 250,000 $ 123,000
Parker, Texas 8 $ 2,690,000 $ 336,250 $ 143,000
Chittenden, Vermont 8 $ 2,540,000 $ 317,500 $ 107,000
Richmond City, Virginia 8 $ 1,690,000 $ 211,250 $ 135,000
Skagit, Washington 8 $ 2,620,000 $ 327,500 $ 98,000
Coffee, Alabama 7 $ 1,555,000 $ 222,142 $ 131,000
Yuba, California 7 $ 2,205,000 $ 315,000 $ 88,000
Walton, Florida 7 $ 4,455,000 $ 636,428 $ 299,000
Clayton, Georgia 7 $ 885,000 $ 126,428 $ 83,000
Jackson, Georgia 7 $ 2,055,000 $ 293,571 $ 138,000
Blaine, Idaho 7 $ 2,365,000 $ 337,857 $ 134,000
Baltimore City, Maryland 7 $ 1,755,000 $ 250,714 $ 143,000
Frederick, Maryland 7 $ 2,195,000 $ 313,571 $ 106,000
Harford, Maryland 7 $ 2,125,000 $ 303,571 $ 101,000
Anoka, Minnesota 7 $ 1,825,000 $ 260,714 $ 125,000
Greene, Missouri 7 $ 1,725,000 $ 246,428 $ 103,000
St. Louis City, Missouri 7 $ 1,585,000 $ 226,428 $ 100,000
Yellowstone, Montana 7 $ 2,115,000 $ 302,142 $ 70,000
Hillsborough, New Hampshire 7 $ 2,725,000 $ 389,285 $ 96,000
Passaic, New Jersey 7 $ 2,205,000 $ 315,000 $ 108,000
Eddy, New Mexico 7 $ 1,805,000 $ 257,857 $ 115,000
Bronx, New York 7 $ 3,015,000 $ 430,714 $ 155,000
Monroe, New York 7 $ 1,295,000 $ 185,000 $ 67,000
Saratoga, New York 7 $ 2,485,000 $ 355,000 $ 123,000
Buncombe, North Carolina 7 $ 3,015,000 $ 430,714 $ 105,000
Guilford, North Carolina 7 $ 2,115,000 $ 302,142 $ 104,000
Johnston, North Carolina 7 $ 1,975,000 $ 282,142 $ 105,000
New Hanover, North Carolina 7 $ 2,055,000 $ 293,571 $ 148,000
Butler, Ohio 7 $ 1,465,000 $ 209,285 $ 103,000
Fairfield, Ohio 7 $ 1,815,000 $ 259,285 $ 88,000
Stark, Ohio 7 $ 2,185,000 $ 312,142 $ 181,000
Rogers, Oklahoma 7 $ 1,935,000 $ 276,428 $ 101,000
Wagoner, Oklahoma 7 $ 1,705,000 $ 243,571 $ 97,000
Cumberland, Pennsylvania 7 $ 1,705,000 $ 243,571 $ 106,000
Lehigh, Pennsylvania 7 $ 1,685,000 $ 240,714 $ 144,000
Wilson, Texas 7 $ 2,415,000 $ 345,000 $ 128,000
Summit, Utah 7 $ 3,755,000 $ 536,428 $ 234,000
Hampton, Virginia 7 $ 1,455,000 $ 207,857 $ 78,000
Newport News, Virginia 7 $ 1,905,000 $ 272,142 $ 104,000
Cowlitz, Washington 7 $ 2,175,000 $ 310,714 $ 129,000
Autauga, Alabama 6 $ 1,680,000 $ 280,000 $ 97,000
Limestone, Alabama 6 $ 1,530,000 $ 255,000 $ 105,000
Mobile, Alabama 6 $ 1,540,000 $ 256,666 $ 107,000
Southeast Fairbanks, Alaska 6 $ 1,330,000 $ 221,666 $ 77,000
Nevada, California 6 $ 1,950,000 $ 325,000 $ 156,000
Broomfield, Colorado 6 $ 2,160,000 $ 360,000 $ 130,000
Kent, Delaware 6 $ 1,200,000 $ 200,000 $ 90,000
Charlotte, Florida 6 $ 1,150,000 $ 191,666 $ 109,000
Douglas, Georgia 6 $ 1,540,000 $ 256,666 $ 103,000
Hall, Georgia 6 $ 1,320,000 $ 220,000 $ 85,000
Henry, Georgia 6 $ 1,610,000 $ 268,333 $ 90,000
Lowndes, Georgia 6 $ 1,360,000 $ 226,666 $ 96,000
Porter, Indiana 6 $ 1,610,000 $ 268,333 $ 253,000
St. Joseph, Indiana 6 $ 1,350,000 $ 225,000 $ 117,000
Butler, Kansas 6 $ 1,240,000 $ 206,666 $ 129,000
York, Maine 6 $ 1,910,000 $ 318,333 $ 116,000
Bristol, Massachusetts 6 $ 1,790,000 $ 298,333 $ 108,000
Plymouth, Massachusetts 6 $ 2,370,000 $ 395,000 $ 134,000
Kalamazoo, Michigan 6 $ 1,830,000 $ 305,000 $ 122,000
Crow Wing, Minnesota 6 $ 1,800,000 $ 300,000 $ 108,000
Olmsted, Minnesota 6 $ 1,360,000 $ 226,666 $ 169,000
Christian, Missouri 6 $ 1,500,000 $ 250,000 $ 90,000
Jefferson, Missouri 6 $ 1,240,000 $ 206,666 $ 86,000
Lewis and Clark, Montana 6 $ 1,310,000 $ 218,333 $ 90,000
Carson City, Nevada 6 $ 1,850,000 $ 308,333 $ 118,000
Atlantic, New Jersey 6 $ 1,170,000 $ 195,000 $ 122,000
Cabarrus, North Carolina 6 $ 1,700,000 $ 283,333 $ 91,000
Chatham, North Carolina 6 $ 1,860,000 $ 310,000 $ 120,000
Iredell, North Carolina 6 $ 1,900,000 $ 316,666 $ 137,000
Lincoln, North Carolina 6 $ 1,460,000 $ 243,333 $ 175,000
Pitt, North Carolina 6 $ 1,270,000 $ 211,666 $ 102,000
Cass, North Dakota 6 $ 1,670,000 $ 278,333 $ 116,000
Greene, Ohio 6 $ 1,650,000 $ 275,000 $ 123,000
Summit, Ohio 6 $ 1,150,000 $ 191,666 $ 113,000
Monroe, Pennsylvania 6 $ 1,120,000 $ 186,666 $ 74,000
York, Pennsylvania 6 $ 1,320,000 $ 220,000 $ 117,000
Providence, Rhode Island 6 $ 1,780,000 $ 296,666 $ 131,000
Randall, Texas 6 $ 1,310,000 $ 218,333 $ 121,000
Smith, Texas 6 $ 1,010,000 $ 168,333 $ 157,000
Fauquier, Virginia 6 $ 3,260,000 $ 543,333 $ 140,000
James City, Virginia 6 $ 2,190,000 $ 365,000 $ 94,000
Lewis, Washington 6 $ 1,870,000 $ 311,666 $ 102,000
Berkeley, West Virginia 6 $ 1,250,000 $ 208,333 $ 96,000
Walworth, Wisconsin 6 $ 1,950,000 $ 325,000 $ 157,000
Montgomery, Alabama 5 $ 1,195,000 $ 239,000 $ 102,000
St. Clair, Alabama 5 $ 1,525,000 $ 305,000 $ 146,000
Coconino, Arizona 5 $ 1,515,000 $ 303,000 $ 133,000
Humboldt, California 5 $ 1,455,000 $ 291,000 $ 102,000
Madera, California 5 $ 1,185,000 $ 237,000 $ 101,000
Napa, California 5 $ 1,875,000 $ 375,000 $ 127,000
Shasta, California 5 $ 1,225,000 $ 245,000 $ 73,000
Eagle, Colorado 5 $ 1,845,000 $ 369,000 $ 108,000
Mesa, Colorado 5 $ 1,315,000 $ 263,000 $ 99,000
Pueblo, Colorado 5 $ 1,245,000 $ 249,000 $ 88,000
Manatee, Florida 5 $ 1,655,000 $ 331,000 $ 164,000
Osceola, Florida 5 $ 1,095,000 $ 219,000 $ 81,000
Barrow, Georgia 5 $ 1,155,000 $ 231,000 $ 123,000
Effingham, Georgia 5 $ 1,175,000 $ 235,000 $ 113,000
Floyd, Georgia 5 $ 995,000 $ 199,000 $ 82,000
Liberty, Georgia 5 $ 945,000 $ 189,000 $ 73,000
Rockdale, Georgia 5 $ 1,025,000 $ 205,000 $ 69,000
Linn, Kansas 5 $ 305,000 $ 61,000 $ 61,000
Bossier, Louisiana 5 $ 1,355,000 $ 271,000 $ 105,000
Plaquemines, Louisiana 5 $ 1,835,000 $ 367,000 $ 130,000
Hampden, Massachusetts 5 $ 925,000 $ 185,000 $ 65,000
Grand Traverse, Michigan 5 $ 1,245,000 $ 249,000 $ 79,000
Jackson, Mississippi 5 $ 1,255,000 $ 251,000 $ 135,000
Missoula, Montana 5 $ 1,665,000 $ 333,000 $ 133,000
Camden, New Jersey 5 $ 1,625,000 $ 325,000 $ 138,000
Hunterdon, New Jersey 5 $ 1,535,000 $ 307,000 $ 179,000
Sussex, New Jersey 5 $ 1,515,000 $ 303,000 $ 54,000
Chaves, New Mexico 5 $ 915,000 $ 183,000 $ 86,000
Broome, New York 5 $ 965,000 $ 193,000 $ 151,000
Jefferson, New York 5 $ 945,000 $ 189,000 $ 117,000
Richmond, New York 5 $ 1,795,000 $ 359,000 $ 119,000
Craven, North Carolina 5 $ 865,000 $ 173,000 $ 62,000
Davidson, North Carolina 5 $ 1,655,000 $ 331,000 $ 88,000
Hoke, North Carolina 5 $ 1,255,000 $ 251,000 $ 123,000
Orange, North Carolina 5 $ 2,475,000 $ 495,000 $ 125,000
Comanche, Oklahoma 5 $ 1,045,000 $ 209,000 $ 94,000
Sequoyah, Oklahoma 5 $ 525,000 $ 105,000 $ 70,000
Benton, Oregon 5 $ 1,585,000 $ 317,000 $ 162,000
Douglas, Oregon 5 $ 1,075,000 $ 215,000 $ 81,000
Lincoln, Oregon 5 $ 1,595,000 $ 319,000 $ 196,000
Beaver, Pennsylvania 5 $ 685,000 $ 137,000 $ 74,000
Berks, Pennsylvania 5 $ 1,355,000 $ 271,000 $ 173,000
Delaware, Pennsylvania 5 $ 1,685,000 $ 337,000 $ 221,000
Northampton, Pennsylvania 5 $ 965,000 $ 193,000 $ 103,000
Wayne, Pennsylvania 5 $ 1,065,000 $ 213,000 $ 141,000
Blount, Tennessee 5 $ 1,205,000 $ 241,000 $ 125,000
Roane, Tennessee 5 $ 1,675,000 $ 335,000 $ 121,000
Hidalgo, Texas 5 $ 865,000 $ 173,000 $ 71,000
Nueces, Texas 5 $ 1,305,000 $ 261,000 $ 110,000
Cache, Utah 5 $ 1,735,000 $ 347,000 $ 150,000
Iron, Utah 5 $ 945,000 $ 189,000 $ 112,000
Clallam, Washington 5 $ 955,000 $ 191,000 $ 122,000
Grays Harbor, Washington 5 $ 1,145,000 $ 229,000 $ 109,000
Jefferson, Washington 5 $ 1,925,000 $ 385,000 $ 202,000
Houston, Alabama 4 $ 1,180,000 $ 295,000 $ 163,000
Russell, Alabama 4 $ 1,360,000 $ 340,000 $ 94,000
Garland, Arkansas 4 $ 1,120,000 $ 280,000 $ 162,000
Kings, California 4 $ 990,000 $ 247,500 $ 145,000
Plumas, California 4 $ 1,340,000 $ 335,000 $ 194,000
Sutter, California 4 $ 1,110,000 $ 277,500 $ 71,000
Routt, Colorado 4 $ 1,150,000 $ 287,500 $ 114,000
Middlesex, Connecticut 4 $ 1,180,000 $ 295,000 $ 189,000
Tolland, Connecticut 4 $ 840,000 $ 210,000 $ 113,000
Windham, Connecticut 4 $ 1,040,000 $ 260,000 $ 277,000
Flagler, Florida 4 $ 1,200,000 $ 300,000 $ 104,000
Bibb, Georgia 4 $ 920,000 $ 230,000 $ 103,000
Bryan, Georgia 4 $ 990,000 $ 247,500 $ 84,000
Catoosa, Georgia 4 $ 810,000 $ 202,500 $ 103,000
Walker, Georgia 4 $ 830,000 $ 207,500 $ 93,000
Bannock, Idaho 4 $ 1,060,000 $ 265,000 $ 77,000
Bonner, Idaho 4 $ 1,810,000 $ 452,500 $ 157,000
Kendall, Illinois 4 $ 1,080,000 $ 270,000 $ 91,000
Monroe, Illinois 4 $ 1,200,000 $ 300,000 $ 100,000
Winnebago, Illinois 4 $ 570,000 $ 142,500 $ 56,000
Monroe, Indiana 4 $ 790,000 $ 197,500 $ 108,000
Crawford, Kansas 4 $ 1,130,000 $ 282,500 $ 97,000
Pottawatomie, Kansas 4 $ 660,000 $ 165,000 $ 116,000
Fayette, Kentucky 4 $ 990,000 $ 247,500 $ 80,000
Madison, Kentucky 4 $ 610,000 $ 152,500 $ 57,000
Scott, Kentucky 4 $ 900,000 $ 225,000 $ 75,000
Jefferson, Louisiana 4 $ 710,000 $ 177,500 $ 70,000
St. Tammany, Louisiana 4 $ 1,350,000 $ 337,500 $ 140,000
Cumberland, Maine 4 $ 1,300,000 $ 325,000 $ 104,000
Knox, Maine 4 $ 1,060,000 $ 265,000 $ 98,000
Calvert, Maryland 4 $ 1,920,000 $ 480,000 $ 148,000
Carroll, Maryland 4 $ 1,750,000 $ 437,500 $ 116,000
Suffolk, Massachusetts 4 $ 1,780,000 $ 445,000 $ 226,000
Muskegon, Michigan 4 $ 810,000 $ 202,500 $ 105,000
St. Clair, Michigan 4 $ 1,030,000 $ 257,500 $ 124,000
Carver, Minnesota 4 $ 1,280,000 $ 320,000 $ 125,000
St. Louis, Minnesota 4 $ 990,000 $ 247,500 $ 73,000
Stearns, Minnesota 4 $ 1,150,000 $ 287,500 $ 179,000
Madison, Mississippi 4 $ 830,000 $ 207,500 $ 136,000
Jasper, Missouri 4 $ 610,000 $ 152,500 $ 86,000
Taney, Missouri 4 $ 740,000 $ 185,000 $ 62,000
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Mortgage Loan Application Detail Totals for NBKC Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 10,256 $3,295,320,000 $321,000 $3,505,000 $126,000 $3,992,000
Cash-out Refinancing 2,185 $657,455,000 $300,000 $1,505,000 $122,000 $700,000
Refinancing 1,386 $438,420,000 $316,000 $2,705,000 $138,000 $1,370,000
Home Improvement 72 $12,890,000 $179,000 $685,000 $135,000 $818,000
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,872 $2,120,880,000 $308,000 $3,505,000 $124,000 $1,569,000
Not Provided 4,713 $1,545,165,000 $327,000 $1,625,000 $133,000 $3,992,000
Asian 838 $294,800,000 $351,000 $1,145,000 $141,000 $1,520,000
Hispanic 759 $223,755,000 $294,000 $1,115,000 $106,000 $605,000
Black or African American 479 $138,505,000 $289,000 $915,000 $108,000 $531,000
American Indian or Alaskan Native 94 $26,360,000 $280,000 $735,000 $112,000 $360,000
Native Hawaiian or Other Pacific Islander 44 $15,040,000 $341,000 $735,000 $134,000 $289,000
Not applicable 29 $10,795,000 $372,000 $2,705,000 $178,000 $178,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 8,388 $2,592,200,000 $309,000 $3,505,000 $138,000 $3,992,000
VA-guaranteed (Veterans Administration) 4,608 $1,581,950,000 $343,000 $1,625,000 $114,000 $1,254,000
FHA-insured (Federal Housing Administration) 903 $229,935,000 $254,000 $765,000 $86,000 $406,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8,582 $2,658,340,000 $309,000 $3,505,000 $126,000 $3,992,000
Application Withdrawn By Applicant 2,996 $958,000,000 $319,000 $2,705,000 $131,000 $1,668,000
Preapproval Approved but not Accepted 1,328 $474,600,000 $357,000 $1,625,000 $121,000 $1,136,000
Application Denied By Financial Institution 704 $224,220,000 $318,000 $1,705,000 $121,000 $1,030,000
Preapproval Denied by Financial Institution 125 $38,885,000 $311,000 $1,405,000 $87,000 $408,000
Application Approved But Not Accepted 91 $27,875,000 $306,000 $1,485,000 $142,000 $818,000
File Closed For Incompleteness 69 $21,385,000 $309,000 $815,000 $121,000 $294,000
Loan Purchased By The Institution 4 $780,000 $195,000 $295,000 $74,000 $85,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 13,070 $4,140,980,000 $316,000 $3,505,000 $127,000 $3,992,000
Credit Application Incomplete 440 $143,360,000 $325,000 $1,155,000 $124,000 $545,000
Debt-To-Income Ratio 122 $38,440,000 $315,000 $1,405,000 $68,000 $274,000
Collateral 120 $38,680,000 $322,000 $745,000 $126,000 $412,000
Credit History 98 $26,890,000 $274,000 $1,705,000 $123,000 $1,030,000
Unverifiable Information 20 $5,270,000 $263,000 $415,000 $69,000 $138,000
Other 19 $6,795,000 $357,000 $1,505,000 $154,000 $426,000
Employment History 10 $3,670,000 $367,000 $835,000 $115,000 $287,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into NBKC Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess NBKC Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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