NBKC Bank Mortgage Lending & HMDA Data, 2018
In 2018, NBKC Bank of Kansas City, MO reported 13,899 mortgage applications totaling $4.4 billion, up 20% from 2017. The average application was for $316,863, and applicants reported an average income of $126,614. 62% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Kansas City, MO-KS (755), Phoenix-Mesa-Scottsdale, AZ (367) and Atlanta-Sandy Springs-Roswell, GA (358) (applications in parentheses).
| Mortgage Company & Address | NBKC Bank 8320 Ward Parkway Kansas City, MO 64114 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 13,899 |
| Total Mortgage Loan Application Amount | $4,404,085,000 |
| Average Mortgage Loan Application Amount | $316,863 |
| Highest Mortgage Loan Application Amount | $3,505,000 |
| Average Applicant Income | $126,614 |
| Highest Applicant Income | $3,992,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records NBKC Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Outside any metro area | 1,052 | $ 259,500,000 | $ 246,673 | $ 113,992 |
| Kansas City, MO-KS | 755 | $ 185,485,000 | $ 245,675 | $ 129,139 |
| Phoenix-Mesa-Scottsdale, AZ | 367 | $ 106,945,000 | $ 291,403 | $ 120,000 |
| Atlanta-Sandy Springs-Roswell, GA | 358 | $ 108,670,000 | $ 303,547 | $ 123,000 |
| Las Vegas-Henderson-Paradise, NV | 341 | $ 100,945,000 | $ 296,026 | $ 117,000 |
| Houston-The Woodlands-Sugar Land, TX | 310 | $ 88,130,000 | $ 284,290 | $ 136,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 303 | $ 136,655,000 | $ 451,006 | $ 152,009 |
| Dallas-Plano-Irving, TX | 268 | $ 87,840,000 | $ 327,761 | $ 133,000 |
| Seattle-Bellevue-Everett, WA | 228 | $ 99,880,000 | $ 438,070 | $ 157,000 |
| Denver-Aurora-Lakewood, CO | 227 | $ 81,585,000 | $ 359,405 | $ 131,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 224 | $ 75,590,000 | $ 337,455 | $ 118,276 |
| New York-Jersey City-White Plains, NY-NJ | 216 | $ 81,360,000 | $ 376,666 | $ 147,458 |
| San Antonio-New Braunfels, TX | 216 | $ 64,220,000 | $ 297,314 | $ 125,000 |
| Riverside-San Bernardino-Ontario, CA | 213 | $ 74,385,000 | $ 349,225 | $ 126,000 |
| Los Angeles-Long Beach-Glendale, CA | 201 | $ 88,575,000 | $ 440,671 | $ 151,000 |
| San Diego-Carlsbad, CA | 173 | $ 82,605,000 | $ 477,485 | $ 144,000 |
| Chicago-Naperville-Arlington Heights, IL | 158 | $ 51,530,000 | $ 326,139 | $ 167,000 |
| Austin-Round Rock, TX | 151 | $ 49,375,000 | $ 326,986 | $ 132,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 145 | $ 44,745,000 | $ 308,586 | $ 99,910 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 144 | $ 41,250,000 | $ 286,458 | $ 124,944 |
| Sacramento--Roseville--Arden-Arcade, CA | 142 | $ 52,670,000 | $ 370,915 | $ 136,000 |
| Fort Worth-Arlington, TX | 137 | $ 40,195,000 | $ 293,394 | $ 132,000 |
| Orlando-Kissimmee-Sanford, FL | 131 | $ 37,405,000 | $ 285,534 | $ 127,000 |
| Oakland-Hayward-Berkeley, CA | 130 | $ 61,040,000 | $ 469,538 | $ 146,000 |
| Tampa-St. Petersburg-Clearwater, FL | 122 | $ 34,740,000 | $ 284,754 | $ 126,000 |
| Colorado Springs, CO | 120 | $ 43,550,000 | $ 362,916 | $ 129,000 |
| Charlotte-Concord-Gastonia, NC-SC | 107 | $ 33,125,000 | $ 309,579 | $ 133,046 |
| Salt Lake City, UT | 106 | $ 36,520,000 | $ 344,528 | $ 118,000 |
| Jacksonville, FL | 103 | $ 28,345,000 | $ 275,194 | $ 106,000 |
| Anaheim-Santa Ana-Irvine, CA | 95 | $ 50,675,000 | $ 533,421 | $ 154,000 |
| Tacoma-Lakewood, WA | 93 | $ 34,155,000 | $ 367,258 | $ 110,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 87 | $ 30,015,000 | $ 345,000 | $ 130,000 |
| Baltimore-Columbia-Towson, MD | 86 | $ 30,430,000 | $ 353,837 | $ 121,000 |
| Anchorage, AK | 85 | $ 29,555,000 | $ 347,705 | $ 132,000 |
| Tucson, AZ | 75 | $ 20,135,000 | $ 268,466 | $ 105,000 |
| Charleston-North Charleston, SC | 74 | $ 23,360,000 | $ 315,675 | $ 116,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 74 | $ 22,470,000 | $ 303,648 | $ 122,000 |
| Newark, NJ-PA | 74 | $ 27,770,000 | $ 375,270 | $ 155,891 |
| Warren-Troy-Farmington Hills, MI | 74 | $ 21,160,000 | $ 285,945 | $ 129,000 |
| Boise City, ID | 73 | $ 22,045,000 | $ 301,986 | $ 121,000 |
| St. Louis, MO-IL | 71 | $ 18,515,000 | $ 260,774 | $ 175,521 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 68 | $ 19,990,000 | $ 293,970 | $ 134,000 |
| Nassau County-Suffolk County, NY | 66 | $ 26,220,000 | $ 397,272 | $ 144,000 |
| Albuquerque, NM | 65 | $ 17,815,000 | $ 274,076 | $ 106,000 |
| Raleigh, NC | 65 | $ 21,715,000 | $ 334,076 | $ 125,000 |
| Urban Honolulu, HI | 65 | $ 38,015,000 | $ 584,846 | $ 147,000 |
| Warner Robins, GA | 64 | $ 10,850,000 | $ 169,531 | $ 79,000 |
| Indianapolis-Carmel-Anderson, IN | 60 | $ 15,080,000 | $ 251,333 | $ 114,000 |
| Provo-Orem, UT | 59 | $ 21,205,000 | $ 359,406 | $ 132,000 |
| Crestview-Fort Walton Beach-Destin, FL | 58 | $ 22,150,000 | $ 381,896 | $ 144,000 |
| Vallejo-Fairfield, CA | 57 | $ 22,425,000 | $ 393,421 | $ 117,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 54 | $ 25,680,000 | $ 475,555 | $ 157,000 |
| Richmond, VA | 53 | $ 16,695,000 | $ 315,000 | $ 139,000 |
| Miami-Miami Beach-Kendall, FL | 51 | $ 15,255,000 | $ 299,117 | $ 116,000 |
| Pensacola-Ferry Pass-Brent, FL | 51 | $ 14,105,000 | $ 276,568 | $ 114,000 |
| Montgomery County-Bucks County-Chester County, PA | 50 | $ 17,740,000 | $ 354,800 | $ 146,000 |
| Reno, NV | 49 | $ 17,025,000 | $ 347,448 | $ 146,000 |
| Ogden-Clearfield, UT | 47 | $ 16,015,000 | $ 340,744 | $ 129,000 |
| Oklahoma City, OK | 47 | $ 12,305,000 | $ 261,808 | $ 125,000 |
| Bremerton-Silverdale, WA | 46 | $ 14,630,000 | $ 318,043 | $ 113,000 |
| Omaha-Council Bluffs, NE-IA | 45 | $ 11,845,000 | $ 263,222 | $ 118,688 |
| Birmingham-Hoover, AL | 43 | $ 11,775,000 | $ 273,837 | $ 127,000 |
| Louisville/Jefferson County, KY-IN | 43 | $ 13,435,000 | $ 312,441 | $ 127,186 |
| Memphis, TN-MS-AR | 43 | $ 12,045,000 | $ 280,116 | $ 122,511 |
| Cambridge-Newton-Framingham, MA | 42 | $ 18,400,000 | $ 438,095 | $ 166,000 |
| Columbus, OH | 42 | $ 11,820,000 | $ 281,428 | $ 125,000 |
| Fresno, CA | 41 | $ 11,415,000 | $ 278,414 | $ 92,000 |
| Olympia-Tumwater, WA | 39 | $ 11,915,000 | $ 305,512 | $ 105,000 |
| Salem, OR | 38 | $ 11,060,000 | $ 291,052 | $ 122,000 |
| Lake County-Kenosha County, IL-WI | 36 | $ 9,970,000 | $ 276,944 | $ 143,888 |
| Spokane-Spokane Valley, WA | 36 | $ 10,210,000 | $ 283,611 | $ 102,000 |
| Stockton-Lodi, CA | 34 | $ 10,240,000 | $ 301,176 | $ 124,000 |
| Silver Spring-Frederick-Rockville, MD | 33 | $ 13,825,000 | $ 418,939 | $ 165,000 |
| Tulsa, OK | 33 | $ 8,765,000 | $ 265,606 | $ 111,000 |
| Columbia, SC | 31 | $ 7,915,000 | $ 255,322 | $ 118,000 |
| Durham-Chapel Hill, NC | 31 | $ 9,525,000 | $ 307,258 | $ 128,000 |
| Pittsburgh, PA | 31 | $ 8,665,000 | $ 279,516 | $ 155,000 |
| Cincinnati, OH-KY-IN | 30 | $ 6,830,000 | $ 227,666 | $ 122,266 |
| Enid, OK | 29 | $ 6,805,000 | $ 234,655 | $ 92,000 |
| Greenville-Anderson-Mauldin, SC | 29 | $ 8,165,000 | $ 281,551 | $ 99,000 |
| Chattanooga, TN-GA | 28 | $ 6,600,000 | $ 235,714 | $ 155,750 |
| Knoxville, TN | 28 | $ 7,820,000 | $ 279,285 | $ 120,000 |
| Cleveland-Elyria, OH | 27 | $ 5,125,000 | $ 189,814 | $ 90,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 27 | $ 7,085,000 | $ 262,407 | $ 139,333 |
| Philadelphia, PA | 27 | $ 6,845,000 | $ 253,518 | $ 183,000 |
| Prescott, AZ | 27 | $ 7,605,000 | $ 281,666 | $ 121,000 |
| Huntsville, AL | 26 | $ 6,690,000 | $ 257,307 | $ 122,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 26 | $ 12,160,000 | $ 467,692 | $ 143,000 |
| Palm Bay-Melbourne-Titusville, FL | 26 | $ 8,010,000 | $ 308,076 | $ 133,000 |
| Panama City, FL | 26 | $ 6,390,000 | $ 245,769 | $ 96,000 |
| Dayton, OH | 25 | $ 6,875,000 | $ 275,000 | $ 131,000 |
| Detroit-Dearborn-Livonia, MI | 25 | $ 5,945,000 | $ 237,800 | $ 123,000 |
| Cape Coral-Fort Myers, FL | 24 | $ 7,040,000 | $ 293,333 | $ 159,000 |
| Fort Collins, CO | 24 | $ 9,180,000 | $ 382,500 | $ 136,000 |
| New Orleans-Metairie, LA | 24 | $ 8,040,000 | $ 335,000 | $ 184,000 |
| Wichita, KS | 24 | $ 6,100,000 | $ 254,166 | $ 115,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 23 | $ 5,985,000 | $ 260,217 | $ 116,000 |
| El Paso, TX | 23 | $ 4,255,000 | $ 185,000 | $ 80,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 23 | $ 5,695,000 | $ 247,608 | $ 129,000 |
| Ocala, FL | 23 | $ 3,865,000 | $ 168,043 | $ 82,000 |
| North Port-Sarasota-Bradenton, FL | 22 | $ 6,520,000 | $ 296,363 | $ 147,000 |
| Wilmington, DE-MD-NJ | 22 | $ 6,180,000 | $ 280,909 | $ 140,636 |
| Providence-Warwick, RI-MA | 21 | $ 6,105,000 | $ 290,714 | $ 108,000 |
| Santa Rosa, CA | 21 | $ 9,075,000 | $ 432,142 | $ 148,000 |
| Yakima, WA | 21 | $ 6,045,000 | $ 287,857 | $ 130,000 |
| Augusta-Richmond County, GA-SC | 20 | $ 4,780,000 | $ 239,000 | $ 118,300 |
| Boston, MA | 20 | $ 7,640,000 | $ 382,000 | $ 135,000 |
| Little Rock-North Little Rock-Conway, AR | 20 | $ 5,230,000 | $ 261,500 | $ 118,000 |
| San Francisco-Redwood City-South San Francisco, CA | 20 | $ 12,050,000 | $ 602,500 | $ 207,000 |
| Worcester, MA-CT | 20 | $ 6,620,000 | $ 331,000 | $ 142,600 |
| Asheville, NC | 19 | $ 6,025,000 | $ 317,105 | $ 105,000 |
| Bridgeport-Stamford-Norwalk, CT | 19 | $ 6,185,000 | $ 325,526 | $ 137,000 |
| Camden, NJ | 19 | $ 5,635,000 | $ 296,578 | $ 136,000 |
| Greeley, CO | 19 | $ 6,755,000 | $ 355,526 | $ 105,000 |
| Hartford-West Hartford-East Hartford, CT | 19 | $ 5,765,000 | $ 303,421 | $ 152,000 |
| Port St. Lucie, FL | 19 | $ 4,895,000 | $ 257,631 | $ 133,000 |
| Savannah, GA | 19 | $ 5,205,000 | $ 273,947 | $ 111,000 |
| Eugene, OR | 17 | $ 4,845,000 | $ 285,000 | $ 92,000 |
| Gary, IN | 17 | $ 4,325,000 | $ 254,411 | $ 152,000 |
| Jacksonville, NC | 17 | $ 3,435,000 | $ 202,058 | $ 88,000 |
| Kahului-Wailuku-Lahaina, HI | 17 | $ 7,505,000 | $ 441,470 | $ 127,000 |
| Milwaukee-Waukesha-West Allis, WI | 17 | $ 5,115,000 | $ 300,882 | $ 133,000 |
| Naples-Immokalee-Marco Island, FL | 17 | $ 5,005,000 | $ 294,411 | $ 152,000 |
| Bellingham, WA | 16 | $ 6,170,000 | $ 385,625 | $ 135,000 |
| Cheyenne, WY | 16 | $ 5,520,000 | $ 345,000 | $ 129,000 |
| Grand Rapids-Wyoming, MI | 16 | $ 4,380,000 | $ 273,750 | $ 125,000 |
| Kennewick-Richland, WA | 16 | $ 5,170,000 | $ 323,125 | $ 101,000 |
| Modesto, CA | 16 | $ 5,480,000 | $ 342,500 | $ 138,000 |
| New Haven-Milford, CT | 16 | $ 3,160,000 | $ 197,500 | $ 101,000 |
| Ann Arbor, MI | 15 | $ 4,015,000 | $ 267,666 | $ 113,000 |
| Bend-Redmond, OR | 15 | $ 5,305,000 | $ 353,666 | $ 115,000 |
| Coeur D'Alene, ID | 15 | $ 4,035,000 | $ 269,000 | $ 80,000 |
| Dutchess County-Putnam County, NY | 15 | $ 4,045,000 | $ 269,666 | $ 129,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 15 | $ 4,915,000 | $ 327,666 | $ 113,000 |
| Killeen-Temple, TX | 15 | $ 2,905,000 | $ 193,666 | $ 122,000 |
| Lake Havasu City-Kingman, AZ | 15 | $ 3,255,000 | $ 217,000 | $ 142,000 |
| Medford, OR | 15 | $ 4,525,000 | $ 301,666 | $ 111,000 |
| Springfield, MO | 15 | $ 3,535,000 | $ 235,666 | $ 93,000 |
| Wilmington, NC | 15 | $ 4,295,000 | $ 286,333 | $ 145,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 14 | $ 3,000,000 | $ 214,285 | $ 158,000 |
| Bakersfield, CA | 14 | $ 2,800,000 | $ 200,000 | $ 89,000 |
| Barnstable Town, MA | 14 | $ 4,980,000 | $ 355,714 | $ 182,000 |
| Daphne-Fairhope-Foley, AL | 14 | $ 3,870,000 | $ 276,428 | $ 115,000 |
| Salinas, CA | 14 | $ 7,980,000 | $ 570,000 | $ 174,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 14 | $ 7,130,000 | $ 509,285 | $ 135,000 |
| Santa Maria-Santa Barbara, CA | 14 | $ 5,220,000 | $ 372,857 | $ 119,000 |
| Albany-Schenectady-Troy, NY | 13 | $ 3,755,000 | $ 288,846 | $ 117,000 |
| Fairbanks, AK | 13 | $ 3,765,000 | $ 289,615 | $ 200,000 |
| Fayetteville, NC | 13 | $ 2,935,000 | $ 225,769 | $ 103,000 |
| Lexington-Fayette, KY | 13 | $ 3,535,000 | $ 271,923 | $ 98,000 |
| Montgomery, AL | 13 | $ 3,445,000 | $ 265,000 | $ 98,000 |
| Boulder, CO | 12 | $ 5,150,000 | $ 429,166 | $ 133,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 12 | $ 3,190,000 | $ 265,833 | $ 138,000 |
| Des Moines-West Des Moines, IA | 12 | $ 2,950,000 | $ 245,833 | $ 96,000 |
| Elgin, IL | 12 | $ 3,080,000 | $ 256,666 | $ 138,000 |
| Lincoln, NE | 12 | $ 2,920,000 | $ 243,333 | $ 124,000 |
| Salisbury, MD-DE | 12 | $ 3,940,000 | $ 328,333 | $ 264,500 |
| Trenton, NJ | 12 | $ 3,320,000 | $ 276,666 | $ 148,000 |
| Abilene, TX | 11 | $ 2,955,000 | $ 268,636 | $ 103,000 |
| Clarksville, TN-KY | 11 | $ 2,705,000 | $ 245,909 | $ 90,000 |
| El Centro, CA | 11 | $ 2,815,000 | $ 255,909 | $ 101,000 |
| Greensboro-High Point, NC | 11 | $ 2,835,000 | $ 257,727 | $ 115,000 |
| Harrisburg-Carlisle, PA | 11 | $ 2,865,000 | $ 260,454 | $ 102,000 |
| Rochester, NY | 11 | $ 2,155,000 | $ 195,909 | $ 75,000 |
| Sebastian-Vero Beach, FL | 11 | $ 3,005,000 | $ 273,181 | $ 145,000 |
| St. George, UT | 11 | $ 3,165,000 | $ 287,727 | $ 137,000 |
| Sumter, SC | 11 | $ 2,255,000 | $ 205,000 | $ 86,000 |
| Toledo, OH | 11 | $ 1,985,000 | $ 180,454 | $ 91,000 |
| Topeka, KS | 11 | $ 1,545,000 | $ 140,454 | $ 71,000 |
| Wichita Falls, TX | 11 | $ 3,025,000 | $ 275,000 | $ 98,000 |
| Yuba City, CA | 11 | $ 3,315,000 | $ 301,363 | $ 82,000 |
| Baton Rouge, LA | 10 | $ 3,000,000 | $ 300,000 | $ 120,000 |
| Burlington-South Burlington, VT | 10 | $ 3,130,000 | $ 313,000 | $ 119,000 |
| California-Lexington Park, MD | 10 | $ 3,710,000 | $ 371,000 | $ 135,000 |
| College Station-Bryan, TX | 10 | $ 2,480,000 | $ 248,000 | $ 273,000 |
| Lakeland-Winter Haven, FL | 10 | $ 2,440,000 | $ 244,000 | $ 95,000 |
| Lancaster, PA | 10 | $ 3,530,000 | $ 353,000 | $ 142,000 |
| Lawrence, KS | 10 | $ 4,490,000 | $ 449,000 | $ 65,000 |
| Madison, WI | 10 | $ 3,730,000 | $ 373,000 | $ 146,000 |
| Merced, CA | 10 | $ 2,660,000 | $ 266,000 | $ 88,000 |
| Portland-South Portland, ME | 10 | $ 3,210,000 | $ 321,000 | $ 111,000 |
| Rockingham County-Strafford County, NH | 10 | $ 3,740,000 | $ 374,000 | $ 110,000 |
| San Rafael, CA | 10 | $ 5,790,000 | $ 579,000 | $ 178,000 |
| Spartanburg, SC | 10 | $ 1,760,000 | $ 176,000 | $ 88,000 |
| Winston-Salem, NC | 10 | $ 2,760,000 | $ 276,000 | $ 101,000 |
| Akron, OH | 9 | $ 1,725,000 | $ 191,666 | $ 104,000 |
| Albany, OR | 9 | $ 2,135,000 | $ 237,222 | $ 94,000 |
| Fort Smith, AR-OK | 9 | $ 1,195,000 | $ 132,777 | $ 92,666 |
| Lubbock, TX | 9 | $ 1,535,000 | $ 170,555 | $ 132,000 |
| Santa Cruz-Watsonville, CA | 9 | $ 3,505,000 | $ 389,444 | $ 130,000 |
| South Bend-Mishawaka, IN-MI | 9 | $ 1,955,000 | $ 217,222 | $ 133,666 |
| Tallahassee, FL | 9 | $ 1,965,000 | $ 218,333 | $ 124,000 |
| Auburn-Opelika, AL | 8 | $ 2,500,000 | $ 312,500 | $ 115,000 |
| Charlottesville, VA | 8 | $ 2,210,000 | $ 276,250 | $ 111,000 |
| Chico, CA | 8 | $ 1,730,000 | $ 216,250 | $ 95,000 |
| Gainesville, FL | 8 | $ 1,630,000 | $ 203,750 | $ 84,000 |
| Gulfport-Biloxi-Pascagoula, MS | 8 | $ 1,860,000 | $ 232,500 | $ 125,000 |
| Jackson, MS | 8 | $ 1,990,000 | $ 248,750 | $ 120,000 |
| Kalamazoo-Portage, MI | 8 | $ 1,990,000 | $ 248,750 | $ 107,000 |
| Mount Vernon-Anacortes, WA | 8 | $ 2,620,000 | $ 327,500 | $ 98,000 |
| Sherman-Denison, TX | 8 | $ 2,000,000 | $ 250,000 | $ 123,000 |
| Sierra Vista-Douglas, AZ | 8 | $ 2,210,000 | $ 276,250 | $ 108,000 |
| Visalia-Porterville, CA | 8 | $ 2,050,000 | $ 256,250 | $ 116,000 |
| Amarillo, TX | 7 | $ 1,625,000 | $ 232,142 | $ 123,000 |
| Billings, MT | 7 | $ 2,115,000 | $ 302,142 | $ 70,000 |
| Canton-Massillon, OH | 7 | $ 2,185,000 | $ 312,142 | $ 181,000 |
| Corpus Christi, TX | 7 | $ 1,685,000 | $ 240,714 | $ 101,000 |
| Fargo, ND-MN | 7 | $ 1,965,000 | $ 280,714 | $ 121,142 |
| Hagerstown-Martinsburg, MD-WV | 7 | $ 1,475,000 | $ 210,714 | $ 101,000 |
| Longview, WA | 7 | $ 2,175,000 | $ 310,714 | $ 129,000 |
| Manchester-Nashua, NH | 7 | $ 2,725,000 | $ 389,285 | $ 96,000 |
| Manhattan, KS | 7 | $ 1,135,000 | $ 162,142 | $ 104,000 |
| Rochester, MN | 7 | $ 1,515,000 | $ 216,428 | $ 154,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 7 | $ 1,915,000 | $ 273,571 | $ 123,000 |
| Valdosta, GA | 7 | $ 1,495,000 | $ 213,571 | $ 92,000 |
| Atlantic City-Hammonton, NJ | 6 | $ 1,170,000 | $ 195,000 | $ 122,000 |
| Binghamton, NY | 6 | $ 1,430,000 | $ 238,333 | $ 183,000 |
| Carson City, NV | 6 | $ 1,850,000 | $ 308,333 | $ 118,000 |
| Dover, DE | 6 | $ 1,200,000 | $ 200,000 | $ 90,000 |
| East Stroudsburg, PA | 6 | $ 1,120,000 | $ 186,666 | $ 74,000 |
| Gainesville, GA | 6 | $ 1,320,000 | $ 220,000 | $ 85,000 |
| Greenville, NC | 6 | $ 1,270,000 | $ 211,666 | $ 102,000 |
| Joplin, MO | 6 | $ 1,090,000 | $ 181,666 | $ 82,000 |
| Logan, UT-ID | 6 | $ 2,130,000 | $ 355,000 | $ 142,833 |
| Macon-Bibb County, GA | 6 | $ 1,440,000 | $ 240,000 | $ 93,000 |
| Mobile, AL | 6 | $ 1,540,000 | $ 256,666 | $ 107,000 |
| New Bern, NC | 6 | $ 970,000 | $ 161,666 | $ 63,000 |
| Punta Gorda, FL | 6 | $ 1,150,000 | $ 191,666 | $ 109,000 |
| Rockford, IL | 6 | $ 1,050,000 | $ 175,000 | $ 68,000 |
| Springfield, MA | 6 | $ 1,210,000 | $ 201,666 | $ 91,000 |
| Tyler, TX | 6 | $ 1,010,000 | $ 168,333 | $ 157,000 |
| York-Hanover, PA | 6 | $ 1,320,000 | $ 220,000 | $ 117,000 |
| Youngstown-Warren-Boardman, OH-PA | 6 | $ 1,220,000 | $ 203,333 | $ 83,000 |
| Albany, GA | 5 | $ 1,205,000 | $ 241,000 | $ 94,000 |
| Beaumont-Port Arthur, TX | 5 | $ 1,445,000 | $ 289,000 | $ 100,000 |
| Bloomington, IN | 5 | $ 865,000 | $ 173,000 | $ 98,000 |
| Columbus, GA-AL | 5 | $ 1,635,000 | $ 327,000 | $ 106,400 |
| Corvallis, OR | 5 | $ 1,585,000 | $ 317,000 | $ 162,000 |
| Flagstaff, AZ | 5 | $ 1,515,000 | $ 303,000 | $ 133,000 |
| Grand Junction, CO | 5 | $ 1,315,000 | $ 263,000 | $ 99,000 |
| Hinesville, GA | 5 | $ 945,000 | $ 189,000 | $ 73,000 |
| Lawton, OK | 5 | $ 1,045,000 | $ 209,000 | $ 94,000 |
| Lynchburg, VA | 5 | $ 955,000 | $ 191,000 | $ 73,000 |
| Madera, CA | 5 | $ 1,185,000 | $ 237,000 | $ 101,000 |
| McAllen-Edinburg-Mission, TX | 5 | $ 865,000 | $ 173,000 | $ 71,000 |
| Missoula, MT | 5 | $ 1,665,000 | $ 333,000 | $ 133,000 |
| Napa, CA | 5 | $ 1,875,000 | $ 375,000 | $ 127,000 |
| Pueblo, CO | 5 | $ 1,245,000 | $ 249,000 | $ 88,000 |
| Reading, PA | 5 | $ 1,355,000 | $ 271,000 | $ 173,000 |
| Redding, CA | 5 | $ 1,225,000 | $ 245,000 | $ 73,000 |
| Rome, GA | 5 | $ 995,000 | $ 199,000 | $ 82,000 |
| Shreveport-Bossier City, LA | 5 | $ 1,355,000 | $ 271,000 | $ 105,000 |
| Syracuse, NY | 5 | $ 795,000 | $ 159,000 | $ 84,000 |
| Utica-Rome, NY | 5 | $ 905,000 | $ 181,000 | $ 106,000 |
| Watertown-Fort Drum, NY | 5 | $ 945,000 | $ 189,000 | $ 117,000 |
| Champaign-Urbana, IL | 4 | $ 650,000 | $ 162,500 | $ 88,000 |
| Dothan, AL | 4 | $ 1,180,000 | $ 295,000 | $ 163,000 |
| Duluth, MN-WI | 4 | $ 990,000 | $ 247,500 | $ 73,000 |
| Goldsboro, NC | 4 | $ 820,000 | $ 205,000 | $ 92,000 |
| Hanford-Corcoran, CA | 4 | $ 990,000 | $ 247,500 | $ 145,000 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 1,230,000 | $ 307,500 | $ 375,000 |
| Hot Springs, AR | 4 | $ 1,120,000 | $ 280,000 | $ 162,000 |
| Johnson City, TN | 4 | $ 710,000 | $ 177,500 | $ 123,000 |
| Lafayette, LA | 4 | $ 650,000 | $ 162,500 | $ 75,000 |
| Lafayette-West Lafayette, IN | 4 | $ 830,000 | $ 207,500 | $ 73,000 |
| Lebanon, PA | 4 | $ 990,000 | $ 247,500 | $ 94,000 |
| Mansfield, OH | 4 | $ 390,000 | $ 97,500 | $ 74,000 |
| Midland, TX | 4 | $ 890,000 | $ 222,500 | $ 101,000 |
| Muskegon, MI | 4 | $ 810,000 | $ 202,500 | $ 105,000 |
| Pocatello, ID | 4 | $ 1,060,000 | $ 265,000 | $ 77,000 |
| Sioux Falls, SD | 4 | $ 920,000 | $ 230,000 | $ 88,000 |
| St. Cloud, MN | 4 | $ 1,150,000 | $ 287,500 | $ 179,000 |
| Staunton-Waynesboro, VA | 4 | $ 790,000 | $ 197,500 | $ 51,000 |
| Tuscaloosa, AL | 4 | $ 930,000 | $ 232,500 | $ 184,000 |
| Appleton, WI | 3 | $ 625,000 | $ 208,333 | $ 73,000 |
| Athens-Clarke County, GA | 3 | $ 525,000 | $ 175,000 | $ 138,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 755,000 | $ 251,666 | $ 84,000 |
| Brownsville-Harlingen, TX | 3 | $ 865,000 | $ 288,333 | $ 159,000 |
| Brunswick, GA | 3 | $ 745,000 | $ 248,333 | $ 91,000 |
| Burlington, NC | 3 | $ 735,000 | $ 245,000 | $ 90,000 |
| Columbia, MO | 3 | $ 775,000 | $ 258,333 | $ 94,000 |
| Eau Claire, WI | 3 | $ 485,000 | $ 161,666 | $ 135,000 |
| Evansville, IN-KY | 3 | $ 515,000 | $ 171,666 | $ 75,000 |
| Flint, MI | 3 | $ 605,000 | $ 201,666 | $ 92,000 |
| Florence-Muscle Shoals, AL | 3 | $ 665,000 | $ 221,666 | $ 95,000 |
| Fond Du Lac, WI | 3 | $ 595,000 | $ 198,333 | $ 202,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 895,000 | $ 298,333 | $ 207,333 |
| Jefferson City, MO | 3 | $ 805,000 | $ 268,333 | $ 205,000 |
| Jonesboro, AR | 3 | $ 585,000 | $ 195,000 | $ 82,000 |
| Kingston, NY | 3 | $ 895,000 | $ 298,333 | $ 192,000 |
| Lansing-East Lansing, MI | 3 | $ 805,000 | $ 268,333 | $ 100,000 |
| Las Cruces, NM | 3 | $ 585,000 | $ 195,000 | $ 93,000 |
| Longview, TX | 3 | $ 215,000 | $ 71,666 | $ 97,000 |
| Ocean City, NJ | 3 | $ 1,505,000 | $ 501,666 | $ 182,000 |
| Peoria, IL | 3 | $ 635,000 | $ 211,666 | $ 118,000 |
| Rapid City, SD | 3 | $ 1,085,000 | $ 361,666 | $ 113,000 |
| Santa Fe, NM | 3 | $ 1,785,000 | $ 595,000 | $ 249,000 |
| Sioux City, IA-NE-SD | 3 | $ 935,000 | $ 311,666 | $ 144,666 |
| St. Joseph, MO-KS | 3 | $ 895,000 | $ 298,333 | $ 124,000 |
| The Villages, FL | 3 | $ 805,000 | $ 268,333 | $ 164,000 |
| Twin Falls, ID | 3 | $ 525,000 | $ 175,000 | $ 57,000 |
| Waco, TX | 3 | $ 1,585,000 | $ 528,333 | $ 287,000 |
| Wenatchee, WA | 3 | $ 775,000 | $ 258,333 | $ 72,000 |
| Winchester, VA-WV | 3 | $ 945,000 | $ 315,000 | $ 352,000 |
| Yuma, AZ | 3 | $ 575,000 | $ 191,666 | $ 79,000 |
| Bangor, ME | 2 | $ 750,000 | $ 375,000 | $ 295,000 |
| Bismarck, ND | 2 | $ 720,000 | $ 360,000 | $ 138,000 |
| Bowling Green, KY | 2 | $ 310,000 | $ 155,000 | $ 47,000 |
| Casper, WY | 2 | $ 710,000 | $ 355,000 | $ 126,000 |
| Danville, IL | 2 | $ 460,000 | $ 230,000 | $ 85,000 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 550,000 | $ 275,000 | $ 105,500 |
| Decatur, AL | 2 | $ 280,000 | $ 140,000 | $ 140,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 560,000 | $ 280,000 | $ 106,000 |
| Gettysburg, PA | 2 | $ 650,000 | $ 325,000 | $ 145,000 |
| Grand Island, NE | 2 | $ 330,000 | $ 165,000 | $ 82,000 |
| Grants Pass, OR | 2 | $ 850,000 | $ 425,000 | $ 164,000 |
| Idaho Falls, ID | 2 | $ 560,000 | $ 280,000 | $ 100,000 |
| Iowa City, IA | 2 | $ 210,000 | $ 105,000 | $ 193,000 |
| Jackson, TN | 2 | $ 580,000 | $ 290,000 | $ 81,000 |
| Janesville-Beloit, WI | 2 | $ 610,000 | $ 305,000 | $ 173,000 |
| Lake Charles, LA | 2 | $ 530,000 | $ 265,000 | $ 164,000 |
| Michigan City-La Porte, IN | 2 | $ 510,000 | $ 255,000 | $ 245,000 |
| Monroe, MI | 2 | $ 560,000 | $ 280,000 | $ 76,000 |
| Morgantown, WV | 2 | $ 330,000 | $ 165,000 | $ 60,000 |
| Muncie, IN | 2 | $ 210,000 | $ 105,000 | $ 50,000 |
| Odessa, TX | 2 | $ 570,000 | $ 285,000 | $ 94,000 |
| Oshkosh-Neenah, WI | 2 | $ 510,000 | $ 255,000 | $ 143,000 |
| Pine Bluff, AR | 2 | $ 610,000 | $ 305,000 | $ 68,000 |
| Racine, WI | 2 | $ 430,000 | $ 215,000 | $ 105,000 |
| Roanoke, VA | 2 | $ 270,000 | $ 135,000 | $ 120,000 |
| Rocky Mount, NC | 2 | $ 400,000 | $ 200,000 | $ 90,000 |
| Victoria, TX | 2 | $ 610,000 | $ 305,000 | $ 88,000 |
| Walla Walla, WA | 2 | $ 700,000 | $ 350,000 | $ 144,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 600,000 | $ 300,000 | $ 124,000 |
| Wheeling, WV-OH | 2 | $ 350,000 | $ 175,000 | $ 84,000 |
| Alexandria, LA | 1 | $ 255,000 | $ 255,000 | $ 327,000 |
| Altoona, PA | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Battle Creek, MI | 1 | $ 305,000 | $ 305,000 | $ 123,000 |
| Bloomington, IL | 1 | $ 165,000 | $ 165,000 | $ 129,000 |
| Bloomsburg-Berwick, PA | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| Cape Girardeau, MO-IL | 1 | $ 455,000 | $ 455,000 | $ 122,000 |
| Carbondale-Marion, IL | 1 | $ 65,000 | $ 65,000 | $ 123,000 |
| Chambersburg-Waynesboro, PA | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Elkhart-Goshen, IN | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Elmira, NY | 1 | $ 95,000 | $ 95,000 | $ 66,000 |
| Farmington, NM | 1 | $ 145,000 | $ 145,000 | $ 224,000 |
| Florence, SC | 1 | $ 315,000 | $ 315,000 | $ 95,000 |
| Fort Wayne, IN | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| Gadsden, AL | 1 | $ 95,000 | $ 95,000 | $ 123,000 |
| Grand Forks, ND-MN | 1 | $ 325,000 | $ 325,000 | $ 168,000 |
| Great Falls, MT | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Green Bay, WI | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Hammond, LA | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Homosassa Springs, FL | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Houma-Thibodaux, LA | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Ithaca, NY | 1 | $ 145,000 | $ 145,000 | $ 69,000 |
| Jackson, MI | 1 | $ 265,000 | $ 265,000 | $ 107,000 |
| Johnstown, PA | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 235,000 | $ 235,000 | $ 43,000 |
| Kokomo, IN | 1 | $ 155,000 | $ 155,000 | $ 249,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 215,000 | $ 215,000 | $ 76,000 |
| Laredo, TX | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Lewiston, ID-WA | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Lewiston-Auburn, ME | 1 | $ 345,000 | $ 345,000 | $ 145,000 |
| Midland, MI | 1 | $ 235,000 | $ 235,000 | $ 80,000 |
| Monroe, LA | 1 | $ 115,000 | $ 115,000 | $ 146,000 |
| Norwich-New London, CT | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Owensboro, KY | 1 | $ 435,000 | $ 435,000 | $ 310,000 |
| Parkersburg-Vienna, WV | 1 | $ 395,000 | $ 395,000 | $ 140,000 |
| Sebring, FL | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Sheboygan, WI | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| State College, PA | 1 | $ 315,000 | $ 315,000 | $ 163,000 |
| Terre Haute, IN | 1 | $ 55,000 | $ 55,000 | $ 91,000 |
| Texarkana, TX-AR | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Vineland-Bridgeton, NJ | 1 | $ 145,000 | $ 145,000 | $ 30,000 |
| Wausau, WI | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for NBKC Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,256 | $3,295,320,000 | $321,000 | $3,505,000 | $126,000 | $3,992,000 |
| Cash-out Refinancing | 2,185 | $657,455,000 | $300,000 | $1,505,000 | $122,000 | $700,000 |
| Refinancing | 1,386 | $438,420,000 | $316,000 | $2,705,000 | $138,000 | $1,370,000 |
| Home Improvement | 72 | $12,890,000 | $179,000 | $685,000 | $135,000 | $818,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,872 | $2,120,880,000 | $308,000 | $3,505,000 | $124,000 | $1,569,000 |
| Not Provided | 4,713 | $1,545,165,000 | $327,000 | $1,625,000 | $133,000 | $3,992,000 |
| Asian | 838 | $294,800,000 | $351,000 | $1,145,000 | $141,000 | $1,520,000 |
| Hispanic | 759 | $223,755,000 | $294,000 | $1,115,000 | $106,000 | $605,000 |
| Black or African American | 479 | $138,505,000 | $289,000 | $915,000 | $108,000 | $531,000 |
| American Indian or Alaskan Native | 94 | $26,360,000 | $280,000 | $735,000 | $112,000 | $360,000 |
| Native Hawaiian or Other Pacific Islander | 44 | $15,040,000 | $341,000 | $735,000 | $134,000 | $289,000 |
| Not applicable | 29 | $10,795,000 | $372,000 | $2,705,000 | $178,000 | $178,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,388 | $2,592,200,000 | $309,000 | $3,505,000 | $138,000 | $3,992,000 |
| VA-guaranteed (Veterans Administration) | 4,608 | $1,581,950,000 | $343,000 | $1,625,000 | $114,000 | $1,254,000 |
| FHA-insured (Federal Housing Administration) | 903 | $229,935,000 | $254,000 | $765,000 | $86,000 | $406,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,582 | $2,658,340,000 | $309,000 | $3,505,000 | $126,000 | $3,992,000 |
| Application Withdrawn By Applicant | 2,996 | $958,000,000 | $319,000 | $2,705,000 | $131,000 | $1,668,000 |
| Preapproval Approved but not Accepted | 1,328 | $474,600,000 | $357,000 | $1,625,000 | $121,000 | $1,136,000 |
| Application Denied By Financial Institution | 704 | $224,220,000 | $318,000 | $1,705,000 | $121,000 | $1,030,000 |
| Preapproval Denied by Financial Institution | 125 | $38,885,000 | $311,000 | $1,405,000 | $87,000 | $408,000 |
| Application Approved But Not Accepted | 91 | $27,875,000 | $306,000 | $1,485,000 | $142,000 | $818,000 |
| File Closed For Incompleteness | 69 | $21,385,000 | $309,000 | $815,000 | $121,000 | $294,000 |
| Loan Purchased By The Institution | 4 | $780,000 | $195,000 | $295,000 | $74,000 | $85,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 13,070 | $4,140,980,000 | $316,000 | $3,505,000 | $127,000 | $3,992,000 |
| Credit Application Incomplete | 440 | $143,360,000 | $325,000 | $1,155,000 | $124,000 | $545,000 |
| Debt-To-Income Ratio | 122 | $38,440,000 | $315,000 | $1,405,000 | $68,000 | $274,000 |
| Collateral | 120 | $38,680,000 | $322,000 | $745,000 | $126,000 | $412,000 |
| Credit History | 98 | $26,890,000 | $274,000 | $1,705,000 | $123,000 | $1,030,000 |
| Unverifiable Information | 20 | $5,270,000 | $263,000 | $415,000 | $69,000 | $138,000 |
| Other | 19 | $6,795,000 | $357,000 | $1,505,000 | $154,000 | $426,000 |
| Employment History | 10 | $3,670,000 | $367,000 | $835,000 | $115,000 | $287,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into NBKC Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess NBKC Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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